Transcript Highlights:

• > of that small businesses lost hundreds of that small businesses lost hundreds of millions<00
• for small business owners. for small business owners.
• <00:54:08.480> business, affect all of us, small business, affect all of us, small business
• responded the climate for small responded the climate for small businesses. businesses. businesses
• to be supporting our small businesses. to be supporting our small businesses.

Bills: HF4477

Keywords: Minnesota business recovery loan program, small business loan, zero-interest loan, forgivable loan, business recovery, economic development, small business emergency loan account, Minnesota Initiative Foundations, nonprofit lenders, greater Minnesota, Twin Cities metro, seven-county metropolitan area, immigration enforcement, business interruption, revenue loss, job preservation, business stabilization, state appropriation, forward fund, loan forgiveness

Transcript Highlights:

• I call the Committee on Small Business and Entrepreneurship to order.
• The Senate created this committee to help all small businesses compete with larger firms.
• business owners and homeowners who have utilized SBA programs. of small business owners and homeowners
• all small businesses, not just a select few.
• What I do know is that a significant percent of businesses in Nevada are small businesses, and they have

Bills: SB298, SB300, SB371

Keywords: employee relocation, headquarters, Small Business Administration, Washington metropolitan area, telework, cost reduction, rural markets, geographic diversity, disaster loans, accountability, reporting, loan forgiveness, federal funding, SBA reforms, small business, disaster assistance, transparency, report publication, government accountability

Transcript Highlights:

• where small and medium-sized businesses cannot do that.
• But ultimately, this is a small business engagement tour.
• So the small business priorities are a little bit different than, say, big business.
• small business, it's more service-oriented.
• We talk to business leaders. We talk to small business leaders. We're talking to them continuously.

Bills: HB2754

Keywords: Arizona Commerce Authority, business development, economic growth, small business support, job creation, Board of Directors, e-verify, grant administration, 1182, all

Summary: The Committee on International Trade heard a presentation from Monica Villalobos, President and CEO of the Arizona Hispanic Chamber of Commerce, who shared trade and economic data on Hispanic businesses and consumers in Arizona and nationally. She emphasized that Hispanics are a major economic driver, that small and medium-sized businesses are central to trade, and that tariffs and border disruptions can disproportionately hurt smaller exporters and importers. She also described the Chamber’s district-level trade profiles and an upcoming business engagement tour to Mexico City aimed at matching Arizona and Mexican small businesses. Members asked about major Mexico trade products, transportation equipment, and what the state could do to support small businesses; Villalobos said access to capital and technical assistance are the biggest needs, especially as some federal support has been cut. The committee then took up HB 2754, which would expand the Arizona Commerce Authority board to include the chairs of the Senate Finance Committee and House International Trade Committee, shift oversight of trade offices to legislative appropriation, require annual reporting on trade office activities to JLBC, and remove the sunset date for the Arizona Competes program. The sponsor argued the bill would restore legislative oversight and give lawmakers a stronger role in trade office decisions and the Competes Fund. Members generally supported the bill’s oversight goals, though some raised concerns about the board changes and indicated they might seek amendments later. The committee voted 5-0 with two present and three absent to give HB 2754 a do pass recommendation. The meeting then adjourned.

Transcript Highlights:

• The Small Business Administration is intended to support small businesses by providing capital, contracts
• Mulligan also owns two small businesses. Dr.
• Two of my sisters currently run a small business today, and I have owned and operated two small businesses
• Mulligan, letters from the National Small Business Association, Small Business and Entrepreneurship Council
• Start a small business ecosystem.

Keywords: SBA, small business, nominations, Bill Briggs, Casey Mulligan, regulations, capital access, public support

Summary: The Committee on Small Business and Entrepreneurship convened to consider the nominations of Bill Briggs for Deputy Administrator of the SBA and Dr. Casey Mulligan for Chief Counsel for Advocacy. The discussions highlighted the critical role of the SBA in promoting small businesses, with emphasis on overcoming challenges posed by excessive regulations and the need for improved access to capital. Several committee members expressed their concerns over recent layoffs within the SBA and the closure of district offices, which they believe undermine support for small businesses across the nation. The committee meeting saw extensive dialogue about the implications of regulations on small business operations and how the nominees plan to address these issues if confirmed. Public support for the nominees was acknowledged through letters from various stakeholders who advocate for small business interests.

Transcript Highlights:

• <00:01:09.040> The representing Minnesota business. The representing Minnesota business.
• That's the end of the business for today.
• That's the end of the business for today.
• <00:07:42.000> for that's the end of the business for that's the end of the business for today
• ><00:08:03.360> this being no further business, this being no further business, this committee

Bills: SF1832

Keywords: economic development, small business, workforce training, grants, entrepreneurship, equity, community support, 1187, senate, all

Transcript Highlights:

• We need to grow those and take advantage of small businesses as well.
• Within the Small Business Office, within the Industrial-Based Policy Office, there's a program called
• As I formally founded and ran and sold multiple small business businesses, I know the pain of difficulty
• I want to move on to small business defense production because Mr.
• Policies, priorities, and a focus on small business.

Keywords: defense industrial base, small business, workforce development, acquisition processes, national security, cybersecurity, critical minerals

Summary: The meeting of the committee revolved around critical discussions on enhancing the defense industrial base, focusing on small business engagement and the importance of streamlined processes in defense contracting. There was a significant emphasis on the need for more investment in the defense manufacturing sector, particularly in the face of competition from countries like China. Some members expressed frustration over the treatment of small businesses, citing barriers that prevent these innovative companies from effectively participating in defense contracts. The need for a workforce capable of meeting the common challenges posed by evolving technologies and geopolitical threats was also highlighted throughout the meeting.

Transcript Highlights:

• For decades, the Small Business Innovation Research Program, or SBIR, and the Small Business Technology
• and small business owners.
• in Nevada are small businesses.
• The Small Business Technology Council.
• Rothside, every day I hear from small businesses in North Carolina, particularly small businesses with

Keywords: SBIR, STTR, Innovate Act, small business, innovation, legislative reforms, economic growth, funding, technology transfer

Summary: The meeting focused on the Small Business Innovation Research and Small Business Technology Transfer Programs (SBIR-STTR), emphasizing the critical reforms necessary to enhance their effectiveness. Chair Ernst introduced the Innovate Act to streamline processes, ensuring funding is awarded based on merit and addressing existing abuses within the system. The discussion was robust, with numerous members expressing concerns about phase transitions and the need for targeted funding to support impactful technological innovations. The conversation also highlighted the program's importance in fostering economic growth, particularly for small businesses in rural areas, and the urgency for legislative changes as the program's authorization approaches expiration.

Transcript Highlights:

• true small businesses.
• We as small business, truly small businesses, don't have the negotiating power that a large business
• And small businesses agree.
• I have a my wife is a small business owner but she's like most small business owners 81 percent a small
• businesses. that small businesses don't have.

Keywords: joint hearing, small business, Tax Cuts and Jobs Act, economic recovery, tax relief, job creation

Summary: In this joint hearing of the House Committee on Small Business and the Senate Committee on Small Business and Entrepreneurship, the primary focus was on the importance of making the Tax Cuts and Jobs Act of 2017 (TCJA) permanent. The chair emphasized that small businesses are crucial for the nation's economic recovery, especially in the wake of current federal policies perceived as detrimental. Witnesses shared their experiences and highlighted how the tax cuts facilitated job creation and business expansion, stressing the need for continued support through ongoing tax relief measures. The meeting included discussions about the economic implications of the TCJA's potential expiration, with members voicing their concerns regarding how this could impact small businesses and the broader economy.

Transcript Highlights:

• . small business owners.
• The program makes small-dollar loans with a focus on reaching undisturbed small business owners.
• Bank to assist businesses across Arkansas with 7A and other small business loans.
• Business Outreach Centers, Small Business Development Centers, business centers and the like.
• I got an extraordinary note from a small business owner.

Keywords: SBA, 7A loan program, underwriting standards, loan defaults, Community Advantage Program, small business funding, testimony

Summary: The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.

Transcript Highlights:

• worked very closely together and collaboratively in many ways, but found there were just a couple small
• <00:03:02.000> just<00:03:02.159> a<00:03:02.319> couple<00:03:02.480> small
• <00:03:02.640> issues there were just a couple small issues there were just a couple small
• And again, there's other business mandates that have need to be worked on and maybe in other areas, not
• And again, there's other business mandates that have need to be worked on and maybe in other areas, not

Bills: SF1832, HF2440

Keywords: economic development, small business, workforce training, grants, entrepreneurship, equity, community support, labor market, employment, funding, data analysis, 1183, house

Bills: HR213, SB2607, SB2043, SB2396, SB2835

Keywords: Hawaiian Council, Council for Native Hawaiian Advancement, Native Hawaiian, Native Hawaiian community, Native Hawaiian advocacy, recognition resolution, ceremonial resolution, nonprofit, community development, economic development, cultural preservation, self-sufficiency, housing counseling, community development financial institution, CDFI, small business accelerator, trades academy, tourism, regenerative tourism, iwi kūpuna

Bills: HR213, SB2607, SB2043, SB2396, SB2835

Keywords: Hawaiian Council, Council for Native Hawaiian Advancement, Native Hawaiian, Native Hawaiian community, Native Hawaiian advocacy, recognition resolution, ceremonial resolution, nonprofit, community development, economic development, cultural preservation, self-sufficiency, housing counseling, community development financial institution, CDFI, small business accelerator, trades academy, tourism, regenerative tourism, iwi kūpuna

Bills: HB2583, HB1591, HB1749, HB2423

Keywords: HB2583, Hawaii Micro-Lending Credit Enhancement Program, DBEDT, Department of Business, Economic Development, and Tourism, micro-loan, microloan, small business lending, small business financing, loan loss reserve, first-loss reserve, credit enhancement, partial guarantee, risk-sharing, community development financial institution, CDFI, working capital, inventory financing, equipment financing, leasehold improvements, startup loans

Summary: The joint Ways and Means and Consumer Protection meeting was a decision-making session on a series of House bills, with no oral testimony taken. The committees first acted on HB 2583, recommending passage on amended, and HB 1591, recommending passage with amendments related to health care. They also recommended passage on amended for HB 1749 on cesspools and HB 2423 on biodiesel, with each recommendation adopted by the members present. The committees then considered a second agenda block that included HB 2080, HB 1520, HB 1576, HB 1711, HB 1785, HB 1802, HB 1838, HB 1842, HB 1853, HB 1976, HB 2104, HB 2218, HB 2246, HB 2270, HB 2289, HB 2361, HB 2551, and HB 2606. Most were recommended for passage unamended and adopted without objection. HB 1520 was deferred because the Senate bill had already crossed over. HB 1711 was amended to replace the option period established by the corporation with a period of up to 10 years. HB 2289 was amended to remove repeal of a ceiling and set a $1 million expenditure ceiling for the automated victim information and notification system special fund. Several members noted reservations on HB 1842, which involved transfer of the Westridge parcel near a rail station; concerns were raised about the property’s value, the long-term lease status, and whether the city would actually accept or pursue the transfer. HB 1853 was passed unamended, with the committee noting the Lions Association had suggestions that could be addressed later in conference. HB 2218 was passed unamended while adopting DLNR testimony to clarify collaboration with community groups in stewarding public lands and recreational areas. In each case, the stated recommendations were adopted, often with members voting no with reservation rather than in opposition.

Transcript Highlights:

• States Small Business Administration in the definition of historically underutilized businesses for
• The bill adds a new category to the existing HUB definition to ensure that small businesses owned and
• businesses as a category eligible for small business contracts.
• And a concern I have, and just to be clear, disabled vets really do struggle in the small business space
• And just to be clear, disabled vets really do struggle in the small business space.

Bills: SB390, SB1197, SB1271

Keywords: veteran-owned businesses, state contracting, historically underutilized business, economic opportunity, small business, economic development, veterans, certification, Texas legislation, unmanned aircraft, spaceport, criminal offense, aviation regulations, airspace safety, military installations, concurrent jurisdiction, governor's approval, state agency, land acquisition, 1185

Summary: The Committee on Veteran Affairs heard several bills related to military installations, veterans, and contracting opportunities. Senator Birdwell presented SB 1197, which would extend existing drone restrictions over military bases and airports to spaceports, with exceptions for authorized users; no public testimony was offered at the first hearing, and the bill was left pending before later being reported favorably. Chairman Hancock presented SB 1271, which would allow Texas to accept concurrent jurisdiction over military installations so state and local authorities could handle certain juvenile offenses and provide more rehabilitative options; a committee substitute was explained, but the bill was left pending after no initial witnesses appeared. The committee also considered SB 390, which would expand the state historically underutilized business definition to include SBA-certified veteran-owned businesses regardless of disability rating. Supporters from the Houston Regional Veterans Chamber of Commerce and other veterans argued the change would improve access to state contracting, strengthen the economy, and better recognize veterans’ contributions. Senator Eckhardt raised concerns that broadening the category to all veterans might not satisfy the disparity-study basis typically used for HUB classifications, and Jim Brennan echoed that concern while suggesting a separate category might be more workable. During the pending-legislation portion, the committee voted on several bills. SB 651 and SB 897 were each substituted and reported favorably to the full Senate, with both also recommended for the local and uncontested calendar. SB 1814 was likewise reported favorably and sent to the local and uncontested calendar. SB 1197 was reported favorably and recommended for the local and uncontested calendar. SB 1271 was left pending after a motion to report the committee substitute favorably, and SB 390 was left pending after testimony concluded. The committee then recessed subject to the call of the chair.

Transcript Highlights:

• We represent over 20,000 small business owners here in Texas.
• I have many of these small business owners who are impacted by natural disasters.
• Small businesses need an injection of capital to get them through.
• This bill will help small businesses have access to capital so they can cover crucial expenses.
• On behalf of our small businesses, I would ask for your favorable consideration.

Bills: SB1361, SB2105, SB2690, SB2713, SCR38, SB2637, SB2881

Keywords: SB 1361, Texas disaster recovery loan, small business loan, micro-business loan, community development financial institution, CDFI, economic disaster assistance, post-disaster financing, business recovery fund, Texas Economic Development Bank, zero-interest loan, working capital, payroll support, health benefits, job retention, declared disaster, small business relief, microenterprise, franchise exclusion, private equity-backed business

Transcript Highlights:

• States Small Business Administration in the definition of historically underutilized businesses for contracting
• The bill adds a new category to the existing HUB definition to ensure that small businesses owned and
• We strongly support Senate Bill 390 and the Governor's Small Business Freedoms Council's legislative
• businesses as a category eligible for small business contracts.
• It's an honor to be here with you today representing myself as a small business owner and a veteran.

Bills: SB 390, SB 1197, SB 1271

Keywords: veteran-owned businesses, state contracting, historically underutilized business, economic opportunity, small business, economic development, veterans, certification, Texas legislation, unmanned aircraft, spaceport, criminal offense, aviation regulations, airspace safety, military installations, concurrent jurisdiction, governor's approval, state agency, land acquisition, Veteran Affairs

Summary: The meeting of the Committee on Veteran Affairs addressed several significant bills aimed at supporting veterans and their businesses. Among the bills discussed was SB390, which seeks to expand the definition of historically underutilized businesses to include all veteran-owned businesses, regardless of disability status. This change aims to create a more equitable economic landscape for veterans and to foster their participation in state procurement opportunities. The committee heard strong testimony supporting this initiative, emphasizing the importance of providing veterans with fair chances in business development.

Transcript Highlights:

• unit that we're establishing the Office of Business Workforce Solutions.
• I find, in private business, Mr. Glimin, most of us are from private business.
• I find in, I have to stop you, I find in private business, Mr.
• We decide the term private business, private industry. We push back.
• Private industry does business differently. We push back. We fight harder.

Bills: HB12, HB145, HB222, HB291, HB430, HB821, HB874, HB909, HB951, HB979, HB1193

Keywords: survivor benefits, law enforcement, reserve officer, auxiliary officer, public safety, firefighters, medical expenses, dental expenses, disability benefits, Medicaid, dental coverage, healthcare access, medical necessity, Louisiana Department of Health, health insurance, provider agreements, contracting actions, participating facilities, network status, survivors benefits

Transcript Highlights:

• Texas's small and mid-sized businesses increasingly face cyber attacks, and with them, the risk of punitive
• We represent. and over 20,000 small businesses in Texas across all different industries.
• So, small businesses are increasingly getting targeted by cyber criminals who know that they lack the
• Members of the Committee, as the owner of Alcon DTS, a Texas small business that has been offering managed
• It provides incentive and clear guidance. guidance to small and medium businesses, SMBs, on implementing

Bills: SB1540, SB2610, SB2373

Keywords: election officials, confidentiality, personal information, government transparency, public safety, cybersecurity, data breach, breach of system security, exemplary damages, punitive damages, liability shield, safe harbor, small business, mid-sized business, Texas Business & Commerce Code, sensitive personal information, personal identifying information, identity theft, fraud prevention, NIST

Bills: HB 112, HB 199, HB 621, HB 1349, HB 2214, HB 3466, HB 3698, HB 3699, HCR 9

Keywords: science park district, economic development, technology innovation, higher education collaboration, infrastructure development, Texas Economic Development Office, workforce development, unemployment benefits, state average unemployment rate, benefit year, economic support, Texas Workforce Commission, property owners' association, free speech, assembly rights, government officials, political candidates, floodplain, landlord, tenant

Bills: HB 112, HB 199, HB 621, HB 1349, HB 2214, HB 3466, HB 3698, HB 3699, HCR 9

Keywords: science park district, economic development, technology innovation, higher education collaboration, infrastructure development, Texas Economic Development Office, workforce development, unemployment benefits, state average unemployment rate, benefit year, economic support, Texas Workforce Commission, property owners' association, free speech, assembly rights, government officials, political candidates, floodplain, landlord, tenant