Video & Transcript Research : 'self-insured retention'
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MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 2/20/25
Commerce Finance and Policy
Transcript Highlights:
- There's the self-insured and the fully insured.
- There's the self-insured and the fully insured.
- There's the self-insured and the fully insured.
- self-insured and the fully insured self-insured and the fully insured self-insured<00:53:01.480>
- minnesotans or so is in the self-insured minnesotans or so is in the self-insured state<01:00:39.480
Keywords:
corporate governance, shareholder rights, beneficial ownership, defective corporate acts, Minnesota Business Corporation Act, Minnesota Insurance Guaranty Association, MIGA, insurance guaranty fund, insurer insolvency, covered claim, net worth threshold, high-net-worth insured, financial information request, insurance claims, self-insured retention, deductible, commercial insurance, insurance regulation, Minnesota Statutes 60C.09, guaranty association
ND
North Dakota 2025-2026 Regular Session
Senate Appropriations Apr 3rd, 2025 at 08:30 am
Appropriations
Transcript Highlights:
- House Bill 1216, expenses for prescription drugs and relating to self-insurance health care plans.
- But insurance companies can place a rider on your policy that says, Insurance companies can place a rider
- continued: "Tell insurance companies they're not welcome.
- Section 4 applies to the Public Employees Retirement System, Uniform Group Insurance Program, or, for
- The rest of the bill impacts other health insurance at what date? Mr.
Keywords:
adult residential facilities, care services, Medicaid, payment rates, elderly care, health services, North Dakota, prescription drugs, drug affordability, copay assistance, copayment accumulator, deductible accumulator, out-of-pocket maximum, health insurance, health benefit plan, self-insured health plan, self-funded plan, third-party payment, manufacturer assistance, patient assistance program
Summary:
The Appropriations Committee met with a quorum and took up three bills. House Bill 1216, dealing with prescription drug expense co-pay accumulators in health plans, was presented by Rep. Karen Carl’s, who explained it would prevent insurers from refusing to count third-party assistance toward deductibles for patients using high-cost, non-generic drugs. An amendment was offered to clarify effective dates, including a delayed January 1, 2026 start for PERS coverage. PERS testified that the amendment would align with its calendar-year benefit structure and likely reduce the fiscal note. The amendment was adopted 16-0, and the bill was set aside for further discussion later.
House Bill 1199, creating a criminal justice data-sharing system and missing persons/missing Indigenous people task force, was introduced with a committee amendment changing the Attorney General reference to the Attorney General or designee. The committee noted the bill includes a $250,000 general fund appropriation for ongoing costs. The amendment passed 16-0, and the amended bill received a do pass recommendation by a 15-1 vote, with one no vote from Senator Magrum.
House Bill 1531, appropriating $75,000 for an irrigation expansion study by the Agriculture Commissioner, was supported as a way to update older economic-impact studies on irrigation and assess opportunities for expansion. Members discussed its relationship to broader study pauses and the history of irrigation development in the state, including Garrison Diversion and remaining authorized acres. The bill passed 16-0. The committee then discussed scheduling for the coming week, noting a heavy bill load and plans for daily morning meetings before adjourning.
TX
Texas 89th Regular
Trade, Workforce & Economic Development Apr 30th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- House Bill 5317 gives the Risk Management Board the authority to create a self-insured retention fund
- The committee substitute's alleged council draft adds the self-insured retention fund to the definitions
- The Office of the State Office of Risk Management (SORM) recommended creating a self-insured retention
- Functionally, it's similar to raising your deductible on your insurance policy.
- Finding a new place to live is really an undue burden on self-defenders.
Bills:
HB1958, HB2031, HB2879, HB3285, HB3995, HB4487, HB4558, HB4560, HB4876, HB4899, HB5212, HB5317, HB5543, HB5567, SB1333
Keywords:
firearm possession, tenant rights, landlord regulations, civil penalties, property code, justified use of force, deadly force, property rights, home defense, smart devices, data privacy, personal data collection, user consent, mobile application, data transparency, HOA, property owners association, property owners' association, Texas Property Code, Chapter 202
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part II) Mar 27th, 2025
Business & Commerce
Transcript Highlights:
- If the insurer is unable to contact the insured, the insurer denies the third party's claim.
- It shifts the duties of both the insurer and the insured.
- An insurance company has a duty when their insured causes an accident and their insured gets sued.
- The insurance company has a duty to defend that insured.
- All of our counties, or the overwhelming majority of our counties are self-insured.
Bills:
SB458, SB819, SB1238, SB1642, SB1643, SB1644, SB1791, SB1810, SB1824, SB1825, SB758, SB1455, SB1706
Keywords:
insurance appraisal, property insurance, auto insurance, homeowners insurance, residential property, disputed loss, loss valuation, appraisal clause, appraiser, umpire, Texas Department of Insurance, TDI, insurance dispute resolution, claims adjustment, total loss, windstorm insurance, FAIR Plan, surplus lines insurance, policyholder, insurer
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 4/15/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- Section 12 amends the time frame for an employer or insurer that has commenced payment of compensation
- amends the time frame for an employer 12 amends the time frame for an employer or<00:25:11.279>
insurer - c> has<00:25:12.159>
commenced <00:25:12.640>payment <00:25:12.960>of or insurer - that has commenced payment of or insurer that has commenced payment of compensation<00:25:14.480>
Keywords:
apprenticeship, education, teacher training, grant program, labor and industry, workers' compensation, Minnesota workers' compensation, Workers' Compensation Advisory Council, reinsurance association, Workers' Compensation Reinsurance Association, WCRA, occupational disease, presumption, first responders, firefighter cancer, PTSD, post-traumatic stress disorder, police officer, paramedic, emergency medical technician
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 4/14/26
Workforce, Labor, and Economic Development Finance and Policy
Keywords:
workers' compensation, Minnesota workers' compensation, Workers' Compensation Advisory Council, reinsurance association, Workers' Compensation Reinsurance Association, WCRA, occupational disease, presumption, first responders, firefighter cancer, PTSD, post-traumatic stress disorder, police officer, paramedic, emergency medical technician, correctional officer, security counselor, public safety dispatcher, temporary total disability, permanent partial disability
OK
Transcript Highlights:
- Oklahoma Captive Insurance Company Act.
- Insurance Association to improve the state's captive insurance framework.
- Our financial relationship was with the insurance plans as well.
- because the insurance companies won't be on board?
- That financial relationship should belong between the patient, the insured, and the insurance company
Keywords:
licensure, criminal history, public safety, occupational certification, rehabilitation, state regulations, insurance, regulations, certification, long-term care, mergers, consumer protection, property safety, vision insurance, optometry, reimbursement, healthcare policy, ophthalmic materials, provider agreements, captive insurance
AL
Alabama 2026 Regular Session
Alabama House Ethics and Campaign Finance Committee Jan 28th, 2026
Ethics and Campaign Finance
Keywords:
law enforcement, false information, criminal penalty, public safety, identification, school psychology, interstate compact, licensure, professional services, education, HB252, Class IV municipality, Class IV municipalities, municipal audit, audit rotation, certified public accountant, CPA, municipal accounting, Section 11-43B-9, county and municipal government
MN
Minnesota 2025-2026 Regular Session
House State Government Finance and Policy Committee 2/26/26
State Government Finance and Policy
Transcript Highlights:
- Wages are health insurance." Not everyone takes the insurance, but everyone takes the wages.
- insurance with a statewide insurance insurance with a statewide insurance plan.<00:43:15.599>
- You would look at liability insurance, theft insurance, vehicle insurance if the grant drives, make sure
- You would look at liability insurance, theft insurance, vehicle insurance if the grant drives, make sure
- 01:23:31.679>
vehicle insurance, theft insurance, vehicle insurance, theft insurance, vehicle
Keywords:
state grants, grant oversight, grants management, executive agencies, Minnesota Department of Administration, commissioner of administration, fraud prevention, waste prevention, grant monitoring, financial reconciliation, grant compliance, state government, public funds, grant recipients, competitive grants, grant administration, administrative oversight, monitoring visits, grant policy, legislative leave
AL
Alabama 2025 Regular Session
Alabama House Fiscal Responsibility Committee Feb 19th, 2025
Fiscal Responsibility
Keywords:
athlete agents, commission, state regulation, Alabama, higher education, athletics, membership diversity, catastrophe savings account, catastrophe fund, storm savings, disaster savings, hurricane, windstorm, floodwaters, hail, tornado, property insurance, homeowners insurance, insurance deductible, FORTIFIED
AL
Transcript Highlights:
- :52.799>
in A portion of the taxes to put back in the land bank so that they continue to be self-sufficient
Bills:
HB348, HB106, HB347, HB54, SB118, SB167, SB195, HB260, HB263, HB328, HB348, HB106, HB347, HB54, SB118, SB167, SB195, HB260, HB263, HB328
Keywords:
bail reform, illegal aliens, violent offenses, pretrial detention, flight risk, court hearings, doxing, personal identifying information, harassment, online safety, law enforcement, public servants, penalties, consumer protection, illicit material, private rights, digital privacy, nonconsensual distribution, incarceration, pregnancy
OK
Oklahoma 2026 Regular Session
Judiciary and Public Safety Oversight Apr 16th, 2026 at 10:30 am
Judiciary and Public Safety Oversight
Transcript Highlights:
- Senate Bill 1876 clarifies that a foreign insurer can be served a lawsuit through their registered agent
- rather than only the insurance commissioner.
Bills:
SB137, SB372, SB1209, SB1226, SB1256, SB1303, SB1595, SB1636, SB1772, SB1827, SB1876, SB1944, SB2072, SB2104, SB2180
Keywords:
electronic monitoring, Department of Corrections, criminal justice, rehabilitation, public safety, SB372, firearms, gun rights, lawful carry, concealed carry, open carry, handgun license, Oklahoma Self-Defense Act, weapons policy, gun law, school safety, private school, public school, college campus, university campus
OK
Oklahoma 2026 Regular Session
Commerce and Economic Development Oversight REVISION 2: HB3127 - Added Mar 5th, 2026 at 10:30 am
Commerce & Economic Development Oversight
Transcript Highlights:
- So, are there any like independent appraisers that wouldn't be underneath an envelope of an insurance
- House Bill 2955 updates and modernizes the Oklahoma captive insurance company act.
- Insurance Association to improve the state's captive insurance framework.
- It's a bill that I've been working on with the insurance department since last summer.
- insurance.
Keywords:
captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive, risk retention group, pure captive, association captive, industrial insured captive, series captive, branch captive, special purpose captive, reciprocal insurer, capital and surplus, letter of credit, change in control, merger, conversion
OK
Oklahoma 2026 Regular Session
Judiciary and Public Safety Oversight Apr 16th, 2026
Judiciary and Public Safety Oversight
Transcript Highlights:
- Senate Bill 1876 clarifies that a foreign insurer can be served... 1876 clarifies that a foreign insurer
- can be served a lawsuit through their registered agent rather than only the insurance commissioner.
Bills:
SB137, SB372, SB1209, SB1226, SB1256, SB1303, SB1595, SB1636, SB1772, SB1827, SB1876, SB1944, SB2072, SB2104, SB2180
Keywords:
electronic monitoring, Department of Corrections, criminal justice, rehabilitation, public safety, SB372, firearms, gun rights, lawful carry, concealed carry, open carry, handgun license, Oklahoma Self-Defense Act, weapons policy, gun law, school safety, private school, public school, college campus, university campus
Summary:
The committee heard a series of Senate bills, most of them receiving unanimous or near-unanimous do-pass recommendations. SB 1595, as amended, exempts commercial driver training schools administered by the Oklahoma Department of Corrections from provisions regulating state agency interactions with CDL schools; the amendment was adopted and the bill passed 9-0. SB 1303 transferred property and records from the Advisory Council on Workers’ Compensation to the Workers’ Compensation Commission, SB 2180 required certain foreign principals’ agents to register with the Secretary of State, SB 2072 expanded title-theft protections and allowed broader law-enforcement investigation and fee waivers, SB 1772 clarified when vehicle lights must be used, and SB 1209 excluded Sundays and federal holidays from eviction timelines; each passed without opposition or with overwhelming support.
Members also advanced SB 137, a mirror bill to a House measure dealing with a corrections-related issue, after discussion about retroactivity and possible amendments on the Senate side; it passed 9-1. SB 1944 adjusted an agriculture payroll threshold exemption and passed 10-0. SB 372 clarified that a person may carry a weapon from the front door to a room in a state-owned hotel or lodge and passed 9-1. SB 1636 allowed a victim’s family to request a cold case review from any law enforcement agency and passed 11-0. SB 1256 was amended to remove language requiring certain written judicial findings, then passed 11-0.
Additional bills approved included SB 1827, which updated definitions in the Government Tort Claims Act; SB 2104, a cleanup and integration measure following adoption of the Oklahoma Uniform Trust Code; SB 1226, clarifying when a driver must stop after an accident involving property damage; and SB 1876, allowing a foreign insurer to be served through its registered agent rather than only the insurance commissioner. The committee adjourned after reporting all measures out favorably.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/26/25
Commerce Finance and Policy
Transcript Highlights:
- <00:08:00.960>
premiums with homeowners insurance premiums with homeowners insurance premiums - <00:09:46.399>
in insurance in insurance in Minnesota<00:09:48.320>many <00:09:48.600>< - <00:10:15.000>
companies new roof by their insurance companies new roof by their insurance - conversations about dental insurance conversations about dental insurance mostly<00:25:05.840>
<01:36:51.280>insurance affordable auto insurance insurance affordable auto insurance insurance
Keywords:
homeowners insurance, property insurance, commercial property insurance, insurance affordability, insurance market stabilization, reinsurance, catastrophic reinsurance fund, self-insured pool, premium costs, coverage notice, liability reform, climate risk, climate change, housing affordability, multifamily housing, rental housing, common interest communities, cooperatives, small business insurance, Minnesota Commerce Department
AL
Alabama 2025 Regular Session
Alabama House Fiscal Responsibility Committee Mar 19th, 2025
Fiscal Responsibility
Keywords:
business regulation, nonprofit entities, electronic filing, merger agreements, limited liability companies, partnerships, property transfer, termination fees, HB140, private sewer systems, wastewater utilities, Public Service Commission, PSC jurisdiction, utility regulation, rate setting, rate consolidation, affiliated systems, common ownership, private utilities, sewer rates
MN
Minnesota 2025-2026 Regular Session
Human Committee Meeting - 2025-04-09
Human Services Finance and Policy
Transcript Highlights:
- This funding also ensures implementation of the self-directed workforce contract between SEIU Healthcare
- CCD members are self-advocates, disability provider organizations, and legal advocates.
Bills:
HF2434
TX
Bills:
SB 26
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 4/10/25
Human Services Finance and Policy
Bills:
HF2434
MN
Minnesota 2025 1st Special Session
House Human Services Finance and Policy Committee 4/9/25
Human Services Finance and Policy
Transcript Highlights:
- This funding also ensures implementation of the self-directed workforce contract between SEIU Healthcare
- We represent over 55,000 workers in hospitals, clinics, nursing homes, and self-directed home care.
- 16:27.040>
and hospitals, clinics, nursing homes, and hospitals, clinics, nursing homes, and self-directed - I want to thank self-directed home care.
- CCD members are self-advocates, disability provider organizations, legal and other advocacy organizations
Bills:
HF2434