Transcript Highlights:

• Section 12 amends the time frame for an employer or insurer that has commenced payment of compensation
• </c> 12 amends the time frame for an employer 12 amends the time frame for an employer or<00:25:11.279
• :25:12.640><c> payment</c><00:25:12.960><c> of</c> or insurer that has commenced payment of or insurer
• The second slide on employment shows the gap that's opened up in employment growth.
• </c> that's opened up in employment growth. that's opened up in employment growth.

Bills: HF4862, HF4598

Keywords: apprenticeship, education, teacher training, grant program, labor and industry, workers' compensation, Minnesota workers' compensation, Workers' Compensation Advisory Council, reinsurance association, Workers' Compensation Reinsurance Association, WCRA, occupational disease, presumption, first responders, firefighter cancer, PTSD, post-traumatic stress disorder, police officer, paramedic, emergency medical technician

Transcript Highlights:

• . so that you're not just to employers. so that you're not just doing<00:12:46.079><c> Americanore</c
• </c> direction of some of those employers direction of some of those employers that<00:12:53.680><c>
• </c><00:34:38.320><c> across</c> our employees, our employers across our employees, our employers across
• receive support in getting access to employment.
• </c> helped participants move into employment helped participants move into employment at<00:56:01.440

Bills: HF4598, HF4884, HF3732

Keywords: workers' compensation, Minnesota workers' compensation, Workers' Compensation Advisory Council, reinsurance association, Workers' Compensation Reinsurance Association, WCRA, occupational disease, presumption, first responders, firefighter cancer, PTSD, post-traumatic stress disorder, police officer, paramedic, emergency medical technician, correctional officer, security counselor, public safety dispatcher, temporary total disability, permanent partial disability

Transcript Highlights:

• House Bill 1216, expenses for prescription drugs and relating to self-insurance health care plans.
• But insurance companies can place a rider on your policy that says, Insurance companies can place a rider
• continued: "Tell insurance companies they're not welcome.
• Section 4 applies to the Public Employees Retirement System, Uniform Group Insurance Program, or, for
• The rest of the bill impacts other health insurance at what date? Mr.

Bills: SB2271, HB1216

Keywords: adult residential facilities, care services, Medicaid, payment rates, elderly care, health services, North Dakota, prescription drugs, drug affordability, copay assistance, copayment accumulator, deductible accumulator, out-of-pocket maximum, health insurance, health benefit plan, self-insured health plan, self-funded plan, third-party payment, manufacturer assistance, patient assistance program

Summary: The Appropriations Committee met with a quorum and took up three bills. House Bill 1216, dealing with prescription drug expense co-pay accumulators in health plans, was presented by Rep. Karen Carl’s, who explained it would prevent insurers from refusing to count third-party assistance toward deductibles for patients using high-cost, non-generic drugs. An amendment was offered to clarify effective dates, including a delayed January 1, 2026 start for PERS coverage. PERS testified that the amendment would align with its calendar-year benefit structure and likely reduce the fiscal note. The amendment was adopted 16-0, and the bill was set aside for further discussion later. House Bill 1199, creating a criminal justice data-sharing system and missing persons/missing Indigenous people task force, was introduced with a committee amendment changing the Attorney General reference to the Attorney General or designee. The committee noted the bill includes a $250,000 general fund appropriation for ongoing costs. The amendment passed 16-0, and the amended bill received a do pass recommendation by a 15-1 vote, with one no vote from Senator Magrum. House Bill 1531, appropriating $75,000 for an irrigation expansion study by the Agriculture Commissioner, was supported as a way to update older economic-impact studies on irrigation and assess opportunities for expansion. Members discussed its relationship to broader study pauses and the history of irrigation development in the state, including Garrison Diversion and remaining authorized acres. The bill passed 16-0. The committee then discussed scheduling for the coming week, noting a heavy bill load and plans for daily morning meetings before adjourning.

Transcript Highlights:

• , with costs shared among member insurers.
• and insurers can choose to engage.
• This legislation addresses an insurance practice which unfairly allows insurance companies to reduce
• The insurer then may want to... ...repairs are complete, the insurer is supposed to pay the remainder
• It is all the more important in this line of insurance because title insurance is the only line of insurance

Bills: HB1464, HB1635, HB2516, HB3317, HB3502, HB4012, HB4268, HB4386, HB4877, SB916

Keywords: prescription drugs, drug pricing, pharmacy benefits, health insurance, health benefit plan, insurer, HMO, self-insured employer, public employer, school district, county, municipality, university system, higher education, retirees, dependent coverage, stop-loss coverage, bulk purchasing, group purchasing, purchasing pool

Transcript Highlights:

• Welcome to Business and Insurance.
• I mean, that is the contention that I've heard from insurance companies.
• I've had two employers in my district that reached out to me about this.
• The insurance commissioner has been involved all the way back in 24.
• That concludes business and insurance.

Bills: SB1303, SB1343, SB1435, SB1438, SB1444, SB1641, SB1765, SB1916, SB2067

Keywords: workers' compensation, workers comp, Oklahoma Workers' Compensation Commission, Administrative Workers' Compensation Act, self-insurance guaranty fund, multiple injury trust fund, physician advisory committee, advisory council on workers' compensation, workers' compensation court, insurance, employer liability, self-insured employer, fund transfer, records transfer, agency reorganization, statutory cleanup, technical corrections, Title 85A, SB1343, Vision Plan Contractual Requirements Act

Transcript Highlights:

• Meanwhile, the insurance companies are not actually issuing credit.
• I mean, that is the contention that I've heard from insurance companies.
• I mean, that is the contention that I've heard from insurance companies.
• The insurance commissioner has been involved all the way back in '24.
• That concludes Business and Insurance.

Bills: SB1303, SB1343, SB1435, SB1438, SB1444, SB1641, SB1765, SB1916, SB2067

Keywords: workers' compensation, workers comp, Oklahoma Workers' Compensation Commission, Administrative Workers' Compensation Act, self-insurance guaranty fund, multiple injury trust fund, physician advisory committee, advisory council on workers' compensation, workers' compensation court, insurance, employer liability, self-insured employer, fund transfer, records transfer, agency reorganization, statutory cleanup, technical corrections, Title 85A, SB1343, Vision Plan Contractual Requirements Act

Summary: The Business and Insurance committee met and first announced that several bills—1765, 1916, 1438, and 1444—would be laid over. The committee then considered Senate Bill 1303, which repeals an obsolete workers’ compensation advisory commission that members said is no longer needed after the state moved to a commission-based system; it passed 9-0. Senate Bill 1641 followed, clarifying that annual renewal notices for certain business certifications may be sent to the last known email address of record; it also passed 9-0. The committee then took up Senate Bill 1435, a property insurance measure responding to rising premiums. The author argued it would prohibit insurers from using credit scores in premium rating, citing examples of large rate differences tied to credit rather than driving or property risk. Members questioned whether banning credit scoring would shift costs to other policyholders, but the bill passed 5-3 after the title was struck. Senate Bill 1343, an optometry-related bill intended to ensure vision plan organizations and optometrists follow existing regulatory rules, drew questions about discounts and incentives but was described as not changing the current framework; it passed 8-1. Finally, Senate Bill 2067 was heard to help financial institutions more effectively report suspected financial exploitation of vulnerable adults and share information with Adult Protective Services or law enforcement more quickly. The author said the bill would remove legal barriers and improve scam prevention, especially for older adults. It passed unanimously 9-0. The chair then adjourned the meeting, noting the next meetings would be longer.

Transcript Highlights:

• Texas employers utilizing out-of-state workers' compensation insurance...
• For those employers using out-of-state insurers that are coming into Texas, would those premiums potentially
• If the insurer is unable to contact the insured, the insurer denies the third party's claim.
• An insurance company has a duty when their insured causes an accident and their insured gets sued.
• All of our counties, or the overwhelming majority of our counties are self-insured.

Bills: SB458, SB819, SB1238, SB1642, SB1643, SB1644, SB1791, SB1810, SB1824, SB1825, SB758, SB1455, SB1706

Keywords: insurance appraisal, property insurance, auto insurance, homeowners insurance, residential property, disputed loss, loss valuation, appraisal clause, appraiser, umpire, Texas Department of Insurance, TDI, insurance dispute resolution, claims adjustment, total loss, windstorm insurance, FAIR Plan, surplus lines insurance, policyholder, insurer

Transcript Highlights:

• Senate Bill 1876 clarifies that a foreign insurer can be served a lawsuit through their registered agent
• rather than only the insurance commissioner.

Bills: SB137, SB372, SB1209, SB1226, SB1256, SB1303, SB1595, SB1636, SB1772, SB1827, SB1876, SB1944, SB2072, SB2104, SB2180

Keywords: electronic monitoring, Department of Corrections, criminal justice, rehabilitation, public safety, SB372, firearms, gun rights, lawful carry, concealed carry, open carry, handgun license, Oklahoma Self-Defense Act, weapons policy, gun law, school safety, private school, public school, college campus, university campus

Transcript Highlights:

• Senate Bill 1876 clarifies that a foreign insurer can be served... 1876 clarifies that a foreign insurer
• can be served a lawsuit through their registered agent rather than only the insurance commissioner.

Bills: SB137, SB372, SB1209, SB1226, SB1256, SB1303, SB1595, SB1636, SB1772, SB1827, SB1876, SB1944, SB2072, SB2104, SB2180

Keywords: electronic monitoring, Department of Corrections, criminal justice, rehabilitation, public safety, SB372, firearms, gun rights, lawful carry, concealed carry, open carry, handgun license, Oklahoma Self-Defense Act, weapons policy, gun law, school safety, private school, public school, college campus, university campus

Summary: The committee heard a series of Senate bills, most of them receiving unanimous or near-unanimous do-pass recommendations. SB 1595, as amended, exempts commercial driver training schools administered by the Oklahoma Department of Corrections from provisions regulating state agency interactions with CDL schools; the amendment was adopted and the bill passed 9-0. SB 1303 transferred property and records from the Advisory Council on Workers’ Compensation to the Workers’ Compensation Commission, SB 2180 required certain foreign principals’ agents to register with the Secretary of State, SB 2072 expanded title-theft protections and allowed broader law-enforcement investigation and fee waivers, SB 1772 clarified when vehicle lights must be used, and SB 1209 excluded Sundays and federal holidays from eviction timelines; each passed without opposition or with overwhelming support. Members also advanced SB 137, a mirror bill to a House measure dealing with a corrections-related issue, after discussion about retroactivity and possible amendments on the Senate side; it passed 9-1. SB 1944 adjusted an agriculture payroll threshold exemption and passed 10-0. SB 372 clarified that a person may carry a weapon from the front door to a room in a state-owned hotel or lodge and passed 9-1. SB 1636 allowed a victim’s family to request a cold case review from any law enforcement agency and passed 11-0. SB 1256 was amended to remove language requiring certain written judicial findings, then passed 11-0. Additional bills approved included SB 1827, which updated definitions in the Government Tort Claims Act; SB 2104, a cleanup and integration measure following adoption of the Oklahoma Uniform Trust Code; SB 1226, clarifying when a driver must stop after an accident involving property damage; and SB 1876, allowing a foreign insurer to be served through its registered agent rather than only the insurance commissioner. The committee adjourned after reporting all measures out favorably.

Transcript Highlights:

• Self-insured is the large employers that is covered by federal law; the state law can't change that.
• Self-insured is the large employers that is covered by federal law; the state law can't change that.
• Self-insured is the large employers that is covered by federal law; the state law can't change that.
• </c> self-insured and the fully insured self-insured and the fully insured self-insured<00:53:01.480>
• ><c> that</c> self-insured is the large employers that self-insured is the large employers that is<00

Bills: HF747, HF1014, HF320, HF400

Keywords: corporate governance, shareholder rights, beneficial ownership, defective corporate acts, Minnesota Business Corporation Act, Minnesota Insurance Guaranty Association, MIGA, insurance guaranty fund, insurer insolvency, covered claim, net worth threshold, high-net-worth insured, financial information request, insurance claims, self-insured retention, deductible, commercial insurance, insurance regulation, Minnesota Statutes 60C.09, guaranty association

Transcript Highlights:

• Health insurance costs continue to rise for individuals, businesses, and employers.
• mandates will impact the cost of insurance to the private sector in Texas employers.
• And it's a really dire prognosis for the small group insurance market as it employer-provided health
• Employers on average pay for the bulk of insurance premiums and attempt to shield employees from rising
• Unfortunately, employers have been misled for years about the cost drivers of ever-rising health insurance

Bills: HB138, HB335, HB388, HB138

Keywords: health impact analysis, cost analysis, coverage mandates, health insurance, legislative analysis, health care data, education, funding, classroom resources, teacher support, student outcomes, health benefits, provider dentists, payment reimbursement, insurance code, noncontracting, dental care, reimbursement, health benefit plans, noncontracting providers

Transcript Highlights:

• 2 House Committee on Insurance will come to order. Clerk will call the roll. Thank you. Here. Vote.
• employers because they could they would not have to pay claims within 45 days.
• Cost to us that the consumer that's buying the insurance will have to pay for. Yeah.
• , insurers, and physicians alike.
• This also is a case when maybe you have coverage under your employer and under your spouse's employer

Bills: HB138, HB335, HB388, HB138

Keywords: health impact analysis, cost analysis, coverage mandates, health insurance, legislative analysis, health care data, education, funding, classroom resources, teacher support, student outcomes, health benefits, provider dentists, payment reimbursement, insurance code, noncontracting, dental care, reimbursement, health benefit plans, noncontracting providers

Transcript Highlights:

• The Committee on Trade, Workforce, and Employment, and the Economic Development will now come to order
• House Bill 5317 gives the Risk Management Board the authority to create a self-insured retention fund
• The committee substitute's alleged council draft adds the self-insured retention fund to the definitions
• The Office of the State Office of Risk Management (SORM) recommended creating a self-insured retention
• Finding a new place to live is really an undue burden on self-defenders.

Bills: HB1958, HB2031, HB2879, HB3285, HB3995, HB4487, HB4558, HB4560, HB4876, HB4899, HB5212, HB5317, HB5543, HB5567, SB1333

Keywords: firearm possession, tenant rights, landlord regulations, civil penalties, property code, justified use of force, deadly force, property rights, home defense, smart devices, data privacy, personal data collection, user consent, mobile application, data transparency, HOA, property owners association, property owners' association, Texas Property Code, Chapter 202

Transcript Highlights:

• Wages are health insurance." Not everyone takes the insurance, but everyone takes the wages.
• </c> insurance with a statewide insurance insurance with a statewide insurance plan.<00:43:15.599><c>
• You would look at liability insurance, theft insurance, vehicle insurance if the grant drives, make sure
• You would look at liability insurance, theft insurance, vehicle insurance if the grant drives, make sure
• 01:23:31.679><c> vehicle</c> insurance, theft insurance, vehicle insurance, theft insurance, vehicle

Bills: HF3422, HF3461, HF2904

Keywords: state grants, grant oversight, grants management, executive agencies, Minnesota Department of Administration, commissioner of administration, fraud prevention, waste prevention, grant monitoring, financial reconciliation, grant compliance, state government, public funds, grant recipients, competitive grants, grant administration, administrative oversight, monitoring visits, grant policy, legislative leave

Transcript Highlights:

• The rate is paid by the state, not by the employer.
• Okay, so it would be added to the employer contribution, but the state... A lot of questions...
• Is there any way that you can actually figure out how much the employer and employee take care of the
• I think what he's trying to say is if you're going to increase the employer rate, I understand what he's
• We could be adding as a state, as the employer, we could be over that 15 years once we see how many people

Bills: SB45, SB73, SB169, HB243, SB177

Keywords: athlete agents, commission, state regulation, Alabama, higher education, athletics, membership diversity, catastrophe savings account, catastrophe fund, storm savings, disaster savings, hurricane, windstorm, floodwaters, hail, tornado, property insurance, homeowners insurance, insurance deductible, FORTIFIED

Transcript Highlights:

• Members, SB 264 will close down the Workers' Compensation Group Self-Insurance Guarantee Fund, first
• In the same industry, they join together and self-insure for workers' compensation.
• We've been self-insured for workers' compensation purposes since 2004, and the group's self-insurance
• After three years of drought, cotton ginners were the first and largest group self-insured, approved
• In fact, we've been financing the backstop for the group self-insurance guarantee fund since it was created

Bills: HB 1087, HB2504, HB4113, HB5144, HB5146, HB5377, HB5543, SB140, SB264, SB1244, SB1343, SB2121, HR868

Keywords: property owners, board vacancy, special election, association governance, community management, property owners' association, resale certificate, fees, real estate regulation, homeowners, HB 4113, Texas Rising Star Program, child care, child-care providers, Texas Workforce Commission, TWC, safety barriers, crash-rated bollards, bollards, playground safety

Transcript Highlights:

• It is self-acting. It's self-reporting.
• We've been self-insured since 2004 and been very supportive. successful.
• Self-insured approved by TDI now able to their only solvent self-insured group remaining In fact, we've
• We are now the largest private sector employer in the state.
• Hey, we have medical insurance.

Bills: SB264, SB542, SB924, SB1008, SB1029, SB1036, SB1057, SB1058, SB1185, SB1202, SB1358, SB1364, SB1376, SB1569, SB1664, SB1697, SJR50

Keywords: SB 264, Texas Workers' Compensation Act, group self-insurance, self-insured groups, workers' compensation, Texas Department of Insurance, commissioner of insurance, certificate of approval, guaranty fund, trust fund, wind down, dissolution, labor code, insurance regulation, employer coverage, risk pool, business and commerce, trade workforce economic development, property owners' association, water conservation

Transcript Highlights:

• Current law requires foreign insurance companies to send their service a process to the insurance commissioner
• It's a law that dates back to 1957 when registered agents may be difficult to find in foreign insurers
• It allows quicker service and also keeps the insurance department from saving costs there for them having

Bills: SB504, SB844, SB1209, SB1266, SB1303, SB1448, SB1496, SB1595, SB1597, SB1655, SB1679, SB1621, SB1716, SB1769, SB1827, SB1876, SB1944, SB2072, SB2084, SB2104, SB2112, SB2170, SB2180, SB2182

Keywords: SB504, marriage, child marriage, minor marriage, age of consent, minimum marriage age, underage marriage, teen marriage, parental consent, judicial approval, marriage license, Oklahoma Title 43, family law, juvenile justice, Department of Human Services, DHS custody, incestuous marriage, pregnancy exception, paternity, seduction

Transcript Highlights:

• In act laying to employers information reporting for purposes of unemployment.
• President, it looks at certain technology that has come out and whether or not our insurance, care, and
• to develop voluntary incentives for producers that they could get a discount on their crop fire insurance
• fire districts and in For prevention in coordination and in cooperation with fire districts and insurers

Bills: SB5223, SB5286, SB6002, SB6178, SB5892, SB5177, SB6039, SB5874, SB5863, SB5972, SB5941, SB5203, SB6014, SB5993, SB5831, SB5928, SB5912, SB5825

Keywords: criminal offense, fingerprinting, law enforcement, state regulations, public safety, policing costs, state hospitals, local funding, budget allocation, automated license plate reader, ALPR, license plate recognition, LPR, surveillance, driver privacy, vehicle tracking, location data, law enforcement technology, data retention, audit trail

Summary: The Senate convened with ceremonial opening activities, approved the previous day’s journal, and referred committee reports and new introductions, including SB 6346, to the appropriate committees. It also confirmed several gubernatorial appointments to college and board positions: Glenn F. Ellis to the Peninsula College Board of Trustees, Suzanne Donaldson to the Clark College Board of Trustees, and Jesse E. Johnson to the Highline College Board of Trustees, each by large bipartisan margins. The chamber then considered and passed a series of bills, often after suspending the rules to move them directly to final passage. These included SB 6014 on pregnancy-related accommodations; SB 5863 on preservation and inspection of Lakeland Village historical records; SB 5874 on correcting unemployment insurance employer reporting procedures for small businesses; SB 5972 expanding interest arbitration for certain correctional employees; SB 5286 formalizing reimbursement for local public safety services provided to state hospitals; SB 5877 making a technical correction related to certified anesthesiologist assistants; SB 5904 restricting nursing titles to licensed human persons; SB 5915 updating the health technology assessment program; SB 5919 creating voluntary wildfire-prevention incentives for agriculture; SB 5938 adjusting foreclosure prevention fees and exemptions; SB 5957 expanding the Homeless Youth Advisory Committee; SB 6102 aligning the ambulance transport quality assurance fee with federal rules; and SB 6103 advancing a rural hospital conversion intended to help East Adams Hospital remain open. The most debated measures were SB 5825, which authorizes the Washington State Leadership Board to solicit gifts, grants, and endowments, and SB 6002, which regulates automated license plate reader systems and driver privacy. On SB 5825, two Jeff Wilson amendments seeking to limit administrative use of donated funds and cap contributions were both rejected, but the bill ultimately passed 33-16. On SB 6002, an amendment to broaden authorized uses of ALPRs was rejected, a striking amendment was adopted, and the bill passed 48-9 after extensive floor debate focused on privacy, surveillance, law enforcement utility, and the need for clear rules. Most other bills passed with little or no opposition, though SB 5972 and SB 5203 drew some dissent over impacts on smaller counties and land-use concerns tied to wildlife connectivity planning.

Transcript Highlights:

• The Secretary will read: In act laying to employers information reporting for purposes of unimplicated
• The Secretary will read: In act laying to employers information reporting for purposes of unimplicated
• President, is it looks at certain technology that has come out and whether or not our insurance care
• develop voluntary incentives for producers so that they could get a discount on their crop fire insurance
• and in Senator Kaufman: For prevention, in coordination and in cooperation with fire districts and insurers

Bills: SB5223, SB5286, SB6002, SB6178, SB5892, SB5177, SB6039, SB5874, SB5863, SB5972, SB5941, SB5203, SB6014, SB5993, SB5831, SB5928, SB5912, SB5825

Keywords: criminal offense, fingerprinting, law enforcement, state regulations, public safety, policing costs, state hospitals, local funding, budget allocation, automated license plate reader, ALPR, license plate recognition, LPR, surveillance, driver privacy, vehicle tracking, location data, law enforcement technology, data retention, audit trail

Summary: The Senate convened with opening ceremonies, approved the previous day’s journal, and referred committee reports and new bill introductions to the designated committees, including sending SB 6118 and SB 6292 to Ways and Means. The chamber then confirmed several gubernatorial appointments to college boards: Glenn F. Ellis to the Peninsula College Board of Trustees, Suzanne Donaldson to the Clark College Board of Trustees, and Jesse E. Johnson to the Highline College Board of Trustees, all by unanimous or near-unanimous roll call votes. The Senate then considered and passed several bills. SB 6014, a technical cleanup to pregnancy and postpartum accommodation laws, passed 41-8 after supporters said it clarified privacy protections and removed barriers for workers. SB 5863, dealing with preservation and inspection of state historical records tied to Lakeland Village, passed 49-0. SB 5825, authorizing the Washington State Leadership Board to solicit gifts, grants, and endowments, passed 33-16 after two proposed amendments to limit administrative costs and cap contributions were rejected. SB 5874, allowing employers to correct certain unemployment insurance reporting errors, passed 49-0, and SB 5286, setting a statutory reimbursement cap for local police and fire services provided to state hospitals, passed 49-0 after an amendment set a $750,000 per-biennium maximum per facility. The Senate also passed SB 5904, requiring nursing titles to be used only by licensed human persons, and SB 5915, updating the health technology assessment process used for coverage decisions, both unanimously. SB 5919, creating voluntary wildfire-prevention incentives for agricultural producers and fire districts, also passed 49-0. SB 5938, making adjustments to foreclosure prevention fees and exemptions, passed 49-0. SB 5957, expanding the Office of Homeless Youth Prevention and Protection Program and its advisory committee, was taken up near the end of the transcript, with supporters emphasizing youth safety and trafficking prevention; the roll call was underway when the transcript ended. A major policy debate centered on SB 6002, which regulates automated license plate reader systems and driver privacy protections. After a proposed amendment to expand authorized uses was rejected, the bill’s striker was adopted. Supporters described the measure as a bipartisan privacy-and-public-safety balance that limits misuse and unauthorized sharing of ALPR data while preserving law enforcement utility; opponents argued it still needed more work or broader privacy protections. The engrossed second substitute passed 48-9. Another significant debate involved SB 5972, expanding interest arbitration for correctional employees in local city and county governments; supporters cited consistency and labor stability, while opponents warned of burdens on smaller counties. That bill passed 34-15. SB 5203, creating a wildlife connectivity planning and funding framework, passed 31-18 after supporters argued it would reduce wildlife-vehicle collisions and improve grant competitiveness, while critics said it was too prescriptive and could affect rural land use and agriculture.