Video & Transcript Research : 'reinsurance payments'
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MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/5/26
Commerce Finance and Policy
Transcript Highlights:
- It includes breakdowns on reinsurance payments by health plan, metal level, plan type, exchange status
- <00:57:25.200>
by breakdowns on reinsurance payments by breakdowns on reinsurance payments - Reinsurance payments go directly towards covering high-cost claims.
- <01:05:04.400>
Reinsurance <01:05:05.039>payments <01:05:05.440>go this market - Reinsurance payments go this market.
Keywords:
HF3388, Minnesota premium security plan, reinsurance, health insurance, group health carriers, MCHA, MNsure, individual market, premium stabilization, carrier assessment, health insurance assessment, premium security plan account, state innovation waiver, high-risk pool, reinsurance payments, healthcare premiums, insurance carriers, deferral of assessment, financially impaired condition, HF400
Summary:
The committee approved the minutes from the prior day and then heard House File 400, a bill described as a defrayal measure for health insurance mandates. Representative Perryman said the bill would not block future mandates, but would require the state to pay the added costs of any new mandated benefits so those costs would not be shifted to premium payers. She and supporters framed the bill as a way to protect affordability for Minnesota employers, workers, and families, especially in the fully insured market.
Testimony in support came from the Minnesota Chamber of Commerce and the Minnesota Council of Health Plans. They argued that Minnesota has a high number of mandated benefits, that each new mandate adds cost to premiums, and that businesses—especially small and midsize employers—are already struggling with rising health insurance costs. The health plans representative said the bill would use the existing Commerce defrayal process to reimburse plans for eligible mandate-related claims, allowing those costs to be removed from premium rates. Several members echoed support, saying the bill would improve transparency by showing the fiscal impact of proposed mandates and help prevent people from being priced out of coverage.
Members also explored how mandates apply in the market and how premiums are set. Deputy Commissioner Julia Dryer explained that, unless otherwise specified, mandates generally apply to the individual, small group, and fully insured large group markets, while self-insured ERISA plans and other markets are generally outside that scope. Representative Elkins noted that the affected market is relatively small and said small businesses are increasingly moving to self-insured plans because of cost. He and others raised concerns about affordability, while Representative Smith argued that mandates often ensure needed care and that the bill shifts costs to taxpayers rather than insurers. Representative Bacham added a personal example from tribal self-insurance, saying preventive physicals had saved lives and asking whether other factors besides mandates are driving insurer costs. No amendments were offered, and the bill was laid over for possible future consideration.
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 4/15/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- do advanced payments uh in this<00:02:30.640>
program. - allow for DLI to issue advanced payments allow for DLI to issue advanced payments for<00:02:48.480
- <00:15:50.079>
versus of advanced payments versus of advanced payments versus reimbursement - <00:25:12.960>
of or insurer that has commenced payment of or insurer that has commenced payment - personal injury to terminate the payment personal injury to terminate the payment of<00:25:21.520
Keywords:
apprenticeship, education, teacher training, grant program, labor and industry, workers' compensation, Minnesota workers' compensation, Workers' Compensation Advisory Council, reinsurance association, Workers' Compensation Reinsurance Association, WCRA, occupational disease, presumption, first responders, firefighter cancer, PTSD, post-traumatic stress disorder, police officer, paramedic, emergency medical technician
MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2026-03-26
Commerce Finance and Policy
Transcript Highlights:
- This is the reinsurance bill that we had heard earlier this session, and the reinsurance bill has two
- :07:34.240>
had <00:07:34.400>heard reinsurance bill that we had heard reinsurance bill - Representative Heintzeman. continue to offer the reinsurance continue to offer the reinsurance program
- the reinsurance program. the reinsurance program.
- Yes, so historically the reinsurance Yes, so historically the reinsurance program<00:21:27.560><
Keywords:
trusted contact, financial exploitation, elder abuse, elder financial abuse, fraud prevention, financial institution, banking, credit union, broker-dealer, account security, dormant account, consumer protection, scam, suspicious activity, protective services, law enforcement reporting, Minnesota Statutes chapter 45A, HF3388, Minnesota premium security plan, reinsurance
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 4/14/26
Workforce, Labor, and Economic Development Finance and Policy
Keywords:
workers' compensation, Minnesota workers' compensation, Workers' Compensation Advisory Council, reinsurance association, Workers' Compensation Reinsurance Association, WCRA, occupational disease, presumption, first responders, firefighter cancer, PTSD, post-traumatic stress disorder, police officer, paramedic, emergency medical technician, correctional officer, security counselor, public safety dispatcher, temporary total disability, permanent partial disability
TX
Transcript Highlights:
- better known as the Texas Windstorm Insurance Association, to offer no-interest installment premium payments
- This encourages policyholders to take advantage of these payment options.
- financing companies, even though they could pay interest-free through TWAIA's no-interest installment payment
- They will have a better option for their clients with the installment payments.
- This money could have gone directly into paying claims and reducing the cost of reinsurance.
Bills:
HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes
TX
Transcript Highlights:
- On top of that, we would place our reinsurance, the reinsurance that we buy.
- Build your reserves and help reduce your reliance or anticipated reliance on reinsurance, reinsurance
- , as I recall, doubled your reinsurance costs.
- That goes straight to the reinsurance.
- So, what is the cost of reinsurance? What do we spend annually on reinsurance?
Bills:
HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes
MN
Minnesota 2025-2026 Regular Session
House Judiciary Finance and Civil Law Committee 3/10/26
Judiciary Finance and Civil Law
Transcript Highlights:
- um, and allowed uh, temporary payments um, and allowed uh, temporary payments to<00:46:51.640>
- delete the and withholding of payments delete the and withholding of payments to<00:59:51.360>
- , the receiver of those payments, and the agency already know that those payments are being withheld.
- ,<01:04:40.000>
the that the withholding of payments, the that the withholding of payments- <01:04:43.680>
and the um receiver of those payments and the um receiver of those payments - delete the and withholding of payments delete the and withholding of payments to<00:59:51.360>
Keywords:
medical assistance, fraud prevention, subpoena authority, criminal penalties, consumer protection, fraud, payment withholding, withheld payments, program integrity, public funds, state agency, program participant, credible allegation of fraud, administrative reconsideration, contested case, chapter 14, data practices, confidential data, protected nonpublic data, anti-fraud
Summary:
The committee approved the minutes from March 5 by voice vote and welcomed new member Representative Van Binsbergen. It then took up House File 2354, which Chair Liebling moved to re-refer to the Public Safety Finance and Policy Committee. Representative Norris presented the bill as an updated version of the Medical Assistance Protection Act, aimed at strengthening the Attorney General’s Medicaid Fraud Control Unit, closing loopholes, equalizing fraud penalties, and increasing penalties for large-scale Medicaid fraud. Attorney General Ellison said the bill would add 18 specialized staff to the unit, moving it from 32 to 50 positions, and argued the federal-state matching structure makes the Attorney General’s office the proper home for the funding because the unit is dedicated to Medicaid fraud work.
Nick Wonka, director of the Medicaid Fraud Control Unit, explained the bill’s provisions affecting committee jurisdiction: expanded subpoena authority to obtain financial account contents in provider-fraud investigations, conforming legal representation language to preserve the unit’s authority, venue changes to allow charging in counties where parts of the offense occurred, and a restitution change to let courts order restitution for related conduct in the same scheme. He said the subpoena change would speed investigations and align the Attorney General’s authority with other agencies, and that the restitution change would help recover more fraudulently obtained Medicaid funds.
No public testimony was offered. Members questioned why the funding should go to the Attorney General’s office rather than the BCA, whether the new records authority was federally required, how the venue language would work across state lines, and whether the added FTEs indicated the fraud problem was larger than expected. Ellison and Wonka responded that the federal grant requires the work to stay within the Medicaid Fraud Control Unit, that the unit’s investigators are specialized and work with, but separate from, law enforcement, and that the venue provision applies only within Minnesota while out-of-state matters would be referred to the appropriate authorities. The amendment that had been posted was withdrawn and not offered.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/26/25
Commerce Finance and Policy
Transcript Highlights:
- their ability to make their payments their ability to make their payments with<00:08:18.680>
- The payment goes directly to the patient, and then they can make that portion of the payment to their
- The payment goes directly to the patient, and then they can make that portion of the payment to their
- The payment goes directly to the patient, and then they can make that portion of the payment to their
- <00:26:55.159>
goes so the process is the payment goes so the process is the payment goes
Keywords:
homeowners insurance, property insurance, commercial property insurance, insurance affordability, insurance market stabilization, reinsurance, catastrophic reinsurance fund, self-insured pool, premium costs, coverage notice, liability reform, climate risk, climate change, housing affordability, multifamily housing, rental housing, common interest communities, cooperatives, small business insurance, Minnesota Commerce Department
AL
Alabama 2026 1st Special Session
Alabama Senate Banking and Insurance Committee Apr 1st, 2026
Banking and Insurance
Bills:
HB545
Keywords:
HB545, legal tender, cash rounding, nearest five cents, nickel rounding, in-person cash transaction, cash transactions, change making, sales tax, Department of Revenue, merchant payments, consumer payments, currency rounding, cash payment, retail transactions, payment methods, 923, senate, all
WY
Wyoming 2026 Regular Session
Senate Travel, Recreation, Wildlife & Cultural Resources Committee, February 19, 2026
Travel, Recreation, Wildlife & Cultural Resources
Bills:
SF0024
Keywords:
lottery, debit card payments, gambling regulations, state revenue, financial transactions, 916, all
WY
Wyoming 2026 Regular Session
House Travel, Recreation, Wildlife & Cultural Resources Committee, February 19, 2026
Travel, Recreation, Wildlife & Cultural Resources
Transcript Highlights:
- Uh, you run into all sorts of payment issues sometimes that people don't pay their credit card bills.
- uh you run into all sorts of payment uh you run into all sorts of payment issues<00:09:06.399>
- This just gives us another payment method to help our retailers and service our customers.
- This just gives us another payment method to help our retailers and service our customers.
- This just gives us another payment method to help our retailers and service our customers.
Bills:
SF0024
Keywords:
lottery, debit card payments, gambling regulations, state revenue, financial transactions, 916, all
AL
Alabama 2026 1st Special Session
Alabama House Financial Services Committee Mar 10th, 2026
Financial Services
Transcript Highlights:
- The rounding adjustment again does not affect the tax calculation, and any electronic payment from credit
- affect the tax calculation and any affect the tax calculation and any electronic<00:07:50.000>
payment - <00:07:50.400>
from <00:07:50.639>credit, <00:07:51.039>debit electronic payment - <00:08:46.240>
is <00:08:46.399>made to any transaction where payment is made to any - transaction where payment is made to<00:08:46.800>
a <00:08:46.959>governmental <00:08:
Keywords:
Escambia County, probate court, court fees, legal services, judicial legislation, HB545, legal tender, cash rounding, nearest five cents, nickel rounding, in-person cash transaction, cash transactions, change making, sales tax, Department of Revenue, merchant payments, consumer payments, currency rounding, cash payment, retail transactions
US
US Federal 2025-2026 Regular Session
Hearings to examine reducing waste, fraud and abuse through innovation, focusing on how AI and data can improve government efficiency. Apr 9th, 2025 at 01:30 pm
Joint Economic Committee
Transcript Highlights:
- The federal government reported an estimated $162 billion in payment errors or improper payments during
- The first is Medicaid improper payments.
- You get risk-adjusted capitated payment or a population-based payment with the risk adjustment from diagnosis
- While all fraud is an improper payment, not all improper payments are fraudulent.
- systems—who are not making improper payments...
Keywords:
artificial intelligence, waste reduction, fraud prevention, government efficiency, improper payments, data reliability, oversight
Summary:
The meeting was chaired by Chairman Schweikert and involved a comprehensive discussion on how to utilize artificial intelligence (AI) for reducing waste, fraud, and improper payments within federal programs. Key witnesses, including Mr. Andrew Canarsa from the Council of the Inspectors General, provided insights on the potential of AI in enhancing government efficiency. The committee emphasized the importance of reliable data and thorough examination of AI application to avoid unintended consequences while addressing the estimated $162 billion in improper payments reported by the federal government. Concerns were raised regarding the recent firing of inspectors general and the impacts that could have on oversight and accountability processes.
MN
Minnesota 2025-2026 Regular Session
House State Government Finance and Policy Committee 3/5/26
State Government Finance and Policy
Transcript Highlights:
- This bill would strengthen the ability of agencies to stop payments to program participants when fraud
- Cleborn continued: “Agencies to notify each other and follow suit if a potential fraudster collects payments
Keywords:
civil rights, law enforcement, federal collaboration, accountability, state law, immigration enforcement, economic impact, Operation Metro Surge, study, appropriation, local government, Legislative Commission on Legislative Security, legislator security, elected official security, staff security, statehouse security, capitol security, legislative district safety, political violence prevention, threat assessment
Summary:
The committee first attempted to approve minutes from February 24 and March 3, but members identified multiple spelling errors in names, so approval was held and the motion withdrawn. The committee then took up House File 3477, a bill by Representative Long proposing a civil remedy for constitutional violations by government actors, including federal actors. An author’s amendment (A4) was adopted to remove a subdivision and clarify retroactivity. In discussion, members raised concerns about Supremacy Clause and immigration-related issues; the author responded that the bill applies evenly to state and federal actors and is meant to enforce constitutional rights, not immigration law. After debate, the motion to re-refer the bill to the general register failed on a 6-7 vote, with one member excused.
The committee next heard House File 3480, authored by Representative Howard, which would commission an independent economic impact study of Operation Metro Surge. An A2 amendment was adopted to add a dollar amount for the study and clarify timing. Representative Howard said the study would help the legislature understand statewide impacts and noted reported harm to businesses, child care, schools, and local governments. Testimony in support came from Laura Santiago, reading a statement from Christopher Gomez of Willmar, who described ICE agents entering his family’s restaurant, the detention and deportation of family members, and resulting business losses. Rachel Ser, Minneapolis emergency management director, cited a preliminary city assessment estimating major impacts including food insecurity, lost wages, business revenue losses, hotel cancellations, and rental assistance needs. Some members questioned the cost and usefulness of the study, while others said suburban and greater Minnesota communities also wanted the data. The transcript ends during continued discussion of the bill.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/20/25
Commerce Finance and Policy
Transcript Highlights:
- restitution to consumers in attorney general consumer enforcement actions where the court orders payment
- <00:08:56.480>
the <00:08:56.720>court <00:08:57.360>orders <00:08:57.839>payment - actions where the court orders payment actions where the court orders payment for<00:08:58.480><
Keywords:
consumer protection, restitution, attorney general, consumer enforcement, unclaimed funds, victim compensation, settlement funds, special revenue fund, general fund, restitution account, consumer fraud, state treasury, eligible consumers, distribution of funds, tax subtraction, income tax, refund, unpaid compensation, Minnesota Department of Revenue, consumer redress
WY
Wyoming 2026 Regular Session
Senate Travel, Recreation, Wildlife & Cultural Resources, February 10, 2026
Travel, Recreation, Wildlife & Cultural Resources
Transcript Highlights:
- And how The payment provider is, right? And how that process works.
- So there's a little bit of imprecision with that answer, I know, but it mostly depends on the payment
- So, I assume that these payments have gone to every one of our counties, correct?
- .<00:43:01.839>
Um, payments. - Um, payments.
WY
Wyoming 2026 Regular Session
House Travel, Recreation, Wildlife & Cultural Resources, February 10, 2026
Travel, Recreation, Wildlife & Cultural Resources
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 4/13/26
Agriculture Finance and Policy
Transcript Highlights:
- advanced biofuels, renewable chemicals, and biomass thermal energy through production incentive payments
- Once a producer enters the program, they are eligible to receive claim reimbursement payments for 10
- Uh, for this bill, I mean, for the program requirements, uh, to receive the payments, the production
- Uh the bio incentive incentive payments.
- Um, and in the bill receiving payments.
Keywords:
bioincentive payments, agriculture, job creation, environmental compliance, financial reporting, waste handling, sewage sludge, PFAS regulation, environment, record retention, fertilizer disposal, pesticide disposal, environmental impact, safety regulations, burning prohibition, 1183, house
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Appropriations and Revenue (10-15-25)
Transcript Highlights:
- <00:14:56.000>
for <00:14:56.959>uh payments on behalf payments and for uh payments - on behalf payments amount of uh payment on behalf payments for<00:15:10.800>
uh <00:15:11.120> - So on-behalf payments are payments that are reflected on a district's books but are not payments that
- So on-behalf payments are payments that are reflected on a district's books but are not payments that
- About the on-behalf payments.
Keywords:
Meeting Start 00:00:00
History of SEEK 00:02:15
Summary of On-Behalf Payments 00:12:40
Discussion on Collection of University Debt
Department of Revenue 00:32:40
Northern Kentucky University 00:57:10, 958, all
Summary:
The committee met with a quorum, approved the minutes from the September 17 meeting, and heard a presentation from Kentucky Department of Education staff on SEEK school funding and KDE on-behalf payments. KDE explained recent SEEK changes, including the guaranteed base per-pupil amount, attendance-based calculations, second-month and January growth, the 2022 change funding kindergarten at 100% instead of 50%, and the existing add-ons for at-risk students, exceptional children, limited English learners, home/hospital instruction, and transportation. Staff also reviewed tier one funding, noting the 2024 increase from 15% to 17.5% and explaining that eligibility depends on local tax effort and property wealth. They also described Senate Bill 6 from the 2025 session as a reporting proposal to include on-behalf costs in education spending totals.
KDE staff then outlined on-behalf payments made for districts, including roughly $458 million for Teachers Retirement System contributions, $942 million for health insurance, about $12 million for technology costs, and additional SFCC debt service outside KDE’s appropriation, for a total of about $1.5 billion. Members asked how a future Senate Bill 6 would affect local contributions and whether folding on-behalf payments into SEEK would shift costs among districts. KDE and Senator Gibbons clarified that the bill was intended only as a reporting mechanism and would not change local contribution or district payments; it would simply present a broader total of state education investment. The discussion also noted that Kentucky’s reported SEEK amount alone does not capture all state education spending.
Members raised questions about home and hospital instruction data, saying local concerns suggest growth in some communities even if statewide numbers appear stable. KDE said the statewide figure has been relatively consistent but offered to provide district-level trend data. Co-Chair Petrie also asked about the accuracy of SEEK projections and on-behalf calculations, referencing prior concerns from the Office of Education Accountability. KDE responded that it works with the state budget director’s office in a consensus forecasting process and has been reviewing demographic and property-assessment data, including exceptional child counts, to improve forecast accuracy.
TX
Transcript Highlights:
- I mean, you can't use the same format as with the other minerals to determine what payment, you know,
- be paid if they have an oil and gas lease that grants oil, gas, and other minerals and also has a payment
- clause that says that payment is required on oil, gas, and gasoline. other minerals.
Keywords:
surface estate, well plugging, Railroad Commission, landowner rights, liability, strategic reserve, gas supply, petroleum products, disaster response, Railroad Commission of Texas, energy security, emergency planning, oil and gas waste, environmental regulation, waste management, mining pits, groundwater monitoring, regulation, commercial disposal facilities, environmental standards