Transcript Highlights:

• Oklahoma Captive Insurance Company Act.
• Insurance Association to improve the state's captive insurance framework.
• Our financial relationship was with the insurance plans as well.
• because the insurance companies won't be on board?
• That financial relationship should belong between the patient, the insured, and the insurance company

Bills: HB3794, HB3796, HB3928, HB2955, HB4453, HB4460

Keywords: licensure, criminal history, public safety, occupational certification, rehabilitation, state regulations, insurance, regulations, certification, long-term care, mergers, consumer protection, property safety, vision insurance, optometry, reimbursement, healthcare policy, ophthalmic materials, provider agreements, captive insurance

Transcript Highlights:

• So, are there any like independent appraisers that wouldn't be underneath an envelope of an insurance
• House Bill 2955 updates and modernizes the Oklahoma captive insurance company act.
• Insurance Association to improve the state's captive insurance framework.
• It's a bill that I've been working on with the insurance department since last summer.
• insurance.

Bills: HB3783, HB2955, HB3802, HB4488, HB2471, HB3781, HB3127

Keywords: HB3783, plumbing apprentice, endorsed apprentice, endorsed plumbing apprentice, journeyman plumber, plumbing license, Construction Industries Board, Committee of Plumbing Examiners, apprenticeship, trade license, vocational education, occupational licensing, professional licensing, Title 59, Plumbing License Law of 1955, licensure exam, journeyman examination, apprentice registration, plumbing industry regulations, administrative penalty

Bills: HB68, HB140, HB168

Keywords: foreign investment, agriculture, property rights, critical infrastructure, sanctions, HB140, private sewer systems, wastewater utilities, Public Service Commission, PSC jurisdiction, utility regulation, rate setting, rate consolidation, affiliated systems, common ownership, private utilities, sewer rates, wastewater management, Alabama utilities, Jefferson County Board of Health

Bills: SB68, SB68

Keywords: emergency management, mutual aid, disaster response, local government, political subdivision, public safety, public health, emergency services, first responders, intergovernmental agreements, reciprocal aid, emergency preparedness, local emergency management organization, governing body, liability immunity, Alabama Code 31-9-9, Alabama Code 31-9-11, tribal agreements, federally recognized Indian tribes, state emergency management plan

Transcript Highlights:

• </c> your because I had question on insurance your because I had question on insurance and<00:40:06.320
• ><c> cover</c> Would your personal insurance cover Would your personal insurance cover that?
• </c><00:45:25.200><c> those</c> have to purchase other insurance. those have to purchase other insurance
• </c> bring up, but insurance was brought up. bring up, but insurance was brought up.
• <01:05:49.039><c> it's</c> sure that you have insurance and it's sure that you have insurance and it's

Bills: SF0035, SF0090, SF0072

Keywords: education, cell phones, smart devices, school policy, student conduct, school property, rental fees, youth activities, education policy, Wyoming legislature, teacher licensure, teacher mobility, interstate compact, education compact, licensure reciprocity, reciprocal certification, teacher certification, professional teaching standards board, out-of-state teachers, military spouse

Transcript Highlights:

• It doesn't touch any of the other payroll deductions, retirement, health insurance, religious tithes,
• </c> insurance, religious tithes, none of it. insurance, religious tithes, none of it.
• AFLAC supplemental insurance—these are voluntary services that a member can purchase.
• AFLAC supplemental insurance, members.
• /c><01:19:47.280><c> disasters</c><01:19:47.679><c> that</c> insurance for unseen uh disasters that insurance

Bills: SF0035, SF0090, SF0072

Keywords: education, cell phones, smart devices, school policy, student conduct, school property, rental fees, youth activities, education policy, Wyoming legislature, teacher licensure, teacher mobility, interstate compact, education compact, licensure reciprocity, reciprocal certification, teacher certification, professional teaching standards board, out-of-state teachers, military spouse

Bills: SF0072, SF0104, SJ0005

Keywords: teacher licensure, teacher mobility, interstate compact, education compact, licensure reciprocity, reciprocal certification, teacher certification, professional teaching standards board, out-of-state teachers, military spouse, active duty military, teacher shortage, career and technical education, CTE teacher, background check, disciplinary records, licensure portability, multistate commission, education regulation, school staffing

Bills: SF0050, SF0068, SF0084, HB0087, HB0029, HB0061, HB0090

Keywords: groundwater, water resource management, state engineer, aquifer study, corrective controls, monitoring wells, public reporting, irrigation, water management, funding, maintenance projects, tax assessments, state law, water conservation, Colorado River, drought, water rights, voluntary program, interstate agreements, water development

Bills: SF0050, SF0068, SF0084, HB0087, HB0029, HB0061, HB0090

Keywords: groundwater, water resource management, state engineer, aquifer study, corrective controls, monitoring wells, public reporting, irrigation, water management, funding, maintenance projects, tax assessments, state law, water conservation, Colorado River, drought, water rights, voluntary program, interstate agreements, water development

Transcript Highlights:

• Allowing guns could raise their insurance rates and security costs.
• I mean, would insurance rates, for example, of that property owner go up or down by virtue of posting
• Does your insurance rate go up or down? I'm a gun lawyer.
• I am not the person to ask about insurance for bars versus restaurants, so maybe I can find somebody
• I don't think you're in the insurance business, but does that have a tendency of raising rates or dropping

Bills: HB259, HB 1128, HB1337, HB1506, HB1794, HB2215, HB2470, HB2771, HB2882, HB2993, HB3053, HB3428, HB3669, HB3789, HB3924, HB4201, HB4675, HB259

Keywords: healthcare, insurance, patient rights, medical expenses, access to care, affordability, legislation, firearms, penal code, regulation, short-barrel firearms, ammunition, gun control, public safety, Texas law, short-barrel, law enforcement, election judges, concealed handgun, polling places

Transcript Highlights:

• So insurance companies are really, really good at assessing risk.
• There are a few states that, when we pass this, may turn around and give us reciprocity back to their
• Illinois may turn around and give us reciprocity back. So it's kind of a give and take.
• We need to pass this to help encourage other states to turn around. ...and give us reciprocity where
• So I'd like to see this pass in hopes that we'll get better reciprocity with other states with our license

Bills: HB259, HB259, HB 1128, HB1337, HB1506, HB1794, HB2215, HB2470, HB2771, HB2882, HB2993, HB3053, HB3428, HB3669, HB3789, HB3924, HB4201, HB4675

Keywords: redistricting, Independent Citizen Redistricting Commission, Texas Legislature, elections, district boundaries, voter representation, healthcare, insurance, patient rights, medical expenses, access to care, affordability, legislation, firearms, penal code, regulation, short-barrel firearms, ammunition, gun control, public safety

Transcript Highlights:

• I am licensed by the Texas Department of Insurance and other state departments of insurance as a public
• insurance adjuster.
• The Texas Department of Insurance, on their website, advises the insured to seek appraisal before filing
• Today's Texas Department of Insurance suggests the insured check their policy to see if it has that right
• I think if she... ...follows those same guidelines, it'll be good for the insured and the insurer.

Bills: HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458

Keywords: insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage

Transcript Highlights:

• Savings they find with the insurance company.
• I have been an insurance-based provider, with 98% of my clientele billed through insurance.
• We're seeing increased rates and reduced coverage from private insurance. ...insurers will exacerbate
• If title insurance rates, which are set by the Texas Department of Insurance, are only updated every
• Unlike traditional health insurance plans that often include complicated deductibles or co-insurance

Bills: HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458

Keywords: insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage

Transcript Highlights:

• under communist or authoritarian systems, with appropriate consideration for national security, reciprocity

Bills: HB2908, HB4042, HCM2001, HCM2002, HCM2005, HCM2006, HCR2047

Keywords: constitutional convention, faithless delegates, state delegates, oath of office, class 2 felony, civil penalties, parent-child relationship, termination of parental rights, child welfare, court procedures, abandonment, neglect, reunification services, felony conviction, Muslim Brotherhood, terrorism, foreign terrorist organization, national security, Islamist extremism, Congress

Transcript Highlights:

• Madam Chair, lastly, we'll be hearing from Chris Teft from the Washington Self-Insurers Association.
• Committee members, Chris Teft from the self-insurers.
• Chris Teft from the Washington Self-Insurers Association continued: “...love to death really much further
• I'll just be brief and say that, although it is a state fund remedy largely, coming from the self-insured
• So what happens is employers fill out the quarterly reports, the insurance reports, and sometimes they're

Bills: SB6136, SB6188, SB5944

Keywords: workers' compensation, industrial insurance, premium rates, rate transparency, actuarial rates, contingency reserves, Department of Labor and Industries, L&I, risk classifications, employer premiums, insurance regulation, rate setting, premium increase limits, workers' compensation advisory committee, retrospective rating, state insurance fund, accident and medical aid funds, SB 6188, asbestos, asbestos training

Summary: The Labor and Workplace Standards Committee held public hearings on several Labor and Industries-related bills. SB 6039 would allow L&I to send notices electronically, with an opt-out option for recipients; the sponsor and L&I described it as a simple modernization and transparency measure. SB 6136 would require L&I to publish actuarially indicated workers’ compensation rates and explain when rate increases are capped below those levels; the sponsor said it would show when reserve funds are used to hold rates down and improve transparency. SB 6188 would expand L&I’s authority to set asbestos certification rules beyond only those specifically required to match federal law; the sponsor and L&I said it was needed to strengthen worker safety and training standards, while a business group raised concern about diverging from federal rules. SB 6014 would make technical fixes to pregnancy and postpartum workplace accommodation law, including a public records exemption for complainants and participants in investigations and a correction to a cross-reference so basic accommodations remain protected without a doctor’s note requirement; a supportive witness said it restored the intended standard and protected privacy. SB 6058 would give L&I discretion to investigate wage complaints under the Wage Payment Act and allow penalties for willful violations when the department initiates an investigation; L&I supported the bill and requested an amendment already adopted in the House companion to reduce costs and avoid conflict with another wage recovery bill. The committee then took executive action on five bills. E2SSB 5061, requiring annual prevailing wage adjustments in public works contracts, was amended to allow a change order only when the wage increase exceeds 5% and to delay the effective date to July 1, 2028; the committee adopted the effective-date amendment but rejected the change-order amendment, then passed the bill 7-2. SSB 5874, allowing ESD to waive penalties for minor unemployment insurance reporting errors, passed 9-0. SB 5944, making missed-appointment payments part of bargained compensation for language access providers, also passed 9-0. SSB 5972, expanding binding interest arbitration for correctional officers in city and county jails regardless of county size, had two proposed amendments to limit the binding effect and require consideration of employer finances; both were rejected, and the bill passed 8-1. ESSB 6302, requiring L&I to investigate possible misclassification when three or more independent contractors perform finishing work on a public works project, passed 9-0. The committee then adjourned.

Transcript Highlights:

• If the claimant or the insured...
• Flood Insurance Program policies.
• It also under flood insurance policy would not just be limited to flood insurance program policies, but
• So, in essence, if insurance companies feel the need to raise insurance rates below a 5% threshold, they
• in a variety of insurance products.

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Transcript Highlights:

• Insurance will come to order. The clerk will call the roll. Dean. That's it.
• Members, healthcare provider insurance credentialing is a process by which insurers validate the qualifications
• The Texas Department of Insurance requires an insurer to determine a provider's eligibility within 90
• The insurer isn't required to include the applicant in its provider directory until approved under the
• The insurer is entitled to payment from the provider and/or their practice to cover the difference from

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Transcript Highlights:

• Last fall across North Texas, customers with homeowner's insurance from a particular insurer received
• flood insurance, and personal umbrella insurance policies from the bill.
• Or an affiliated insurer or agent.
• My house insurance shot through the roof.
• My house insurance shot through the roof. I had.

Bills: SB213, SB378, SB610, SB681, SB918, SB1172, SB1252, SB1343, SCR8

Keywords: SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual

Summary: The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, first reporting SB 1006 favorably after adopting a committee substitute that adds quarterly ZIP-code-level reporting to TDI on insurer declinations, cancellations, and nonrenewals. The committee also adopted substitutes and favorably reported SB 388, which adds nuclear to a credit program and excludes batteries from the dispatchable definition; SB 917; SB 504, which narrows reporting requirements for certain local entities, raises a salary threshold, and authorizes AG injunctive relief; SB 925, which clarifies that federal match dollars are included in a PLA-related prohibition; and SB 815, which removes downcoding references and focuses on AI use in prior authorization. SB 815 advanced on an 8-2 vote, while SB 388 advanced 6-3 and the others were reported 9-0 or 6-0 as noted. The committee then heard testimony on SB 378, which would prohibit aestheticians and cosmetologists from administering injections or using prescriptive medical devices unless legally authorized and would clarify TDLR disciplinary authority. The author and a retired neurosurgeon testified that unsafe, unauthorized injections pose real patient risks, and a TDLR witness said the bill addresses a long-standing regulatory gap. SB 378 was left pending after testimony. The committee also heard SB 1252, aimed at reducing municipal permitting barriers for residential backup power systems; the author and industry witnesses said city permitting is costly and inconsistent, while municipal utility representatives and advocates said the substitute preserved safety and utility oversight. That bill was also left pending. Additional bills heard but left pending included SB 1172, which would let LPs and LLCs sell their own property without a real estate license; SB 681, which would extend engineer license renewal periods and apply similar flexibility to engineering firms; SB 918, a TDLR cleanup bill for orthotics and prosthetics exemptions; SB 1343, which would require data brokers to post a clear link explaining Texans’ privacy rights and how to exercise them; SB 213, which would prohibit forced bundling of residential property and auto insurance while preserving voluntary discounts; SB 610, which would codify TDLR’s anti-trafficking unit; and SCR 8, expressing opposition to a central bank digital currency over privacy, security, and financial-stability concerns. Public testimony on SB 1343 and SB 213 was generally supportive, with consumer and advocacy groups emphasizing privacy, competition, and survivor safety, and the committee closed the day with those measures and others left pending.

Transcript Highlights:

• That was >> Good morning and call this meeting of the Insurance Committee to order.
• it &gt;&gt; Chairman, Department of Insurance, uh it wants<00:02:56.800><c> this.
• for life insurance at all?
• to acquire another insurance company.
• </c> business, just insurance. business, just insurance.

Bills: HB372, HB361, HB391, HB372, HB361, HB391

Keywords: Elmore County, rental tax, tax revenue, infrastructure funding, economic development, Ma-Chis Lower Creek Indian Tribe, tribal police, reservation security, state-recognized tribe, law enforcement authority, certified police officer, Peace Officers' Standards and Training Commission, P.O.S.T., trespass, warrantless arrest, tribal land, sovereignty, public safety, Indian tribe, reservation

Transcript Highlights:

• I would like to call this meeting of Business and Insurance to order.
• Believe me, I am in the insurance industry. I\'ve done this for 17 years.
• or will it save costs to the insurers?
• Captive Insurance Association to improve the statutes surrounding the captive insurance framework.
• Which are already in place with our national reciprocity for licensing.

Bills: HB4322, HB4202, HB4203, HB4457, HB3983, HB3660, HB3802, HB2933, HB2955, HB2956, HB3781, HB3521, HB3794, HB3796, HB3800

Keywords: funeral services licensing, funeral director, embalmer, funeral director in charge, dual licensure, mortuary science, Oklahoma Funeral Board, funeral establishment, commercial embalming establishment, crematory, cremation, alkaline hydrolysis, apprenticeship, licensing requirements, professional regulation, undertaker, mortician, burial services, death care industry, workers' compensation