Transcript Highlights:

• This resulted in a large number of real estate loans being pulled into the scope of Minnesota Statute
• So, um, all of you now are well on your way to getting your Minnesota real estate license because these
• I would be in really good conversation with my insurance agent and my real estate agent.
• </c> with my insurance agent and my real with my insurance agent and my real estate<01:04:05.880><c>
• </c> have to have a lot of trust in your real have to have a lot of trust in your real estate<01:41:41.639

Bills: HF1865 , HF2014 , HF2028

Committee: House Commerce Finance and Policy

Keywords: mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements

Transcript Highlights:

• often sold openly, marketed as natural, and treated like it's harmless, but what we are seeing in real
• This is the bill revised in the real estate seller disclosure notice to reflect changes in the Pollution
• So this changes the statement that a seller of residential real property must make available to the buyer
• This is the bill revised in the real estate seller disclosure notice to reflect changes in the pollution
• It solves a problem that is required by the fact that these real estate disclosure forms are statutorily

Bills: HB2291 , HB2629 , HB2439 , HB1078 , HB1701 , HB2207 , HB2501 , HB2361 , HB1932

Committee: House Consumer Protection & Business

Keywords: kratom, consumer protection, regulation, health safety, substance control, infrastructure, protection, safety, security, state regulations, public health, tobacco regulation, smoking cessation, vapor products, health policy, youth prevention, pet insurance, insurance regulation, animal welfare, claims processes

Transcript Highlights:

• HB382 is a bill that changes some Alabama real estate licensing laws. Um, be very...
• Alabama real estate licensing law. Um, be very brief. It does a few things.
• Um, there are team concepts you might have heard of, the Something Real Estate team.
• My understanding is that the real estate commission has rules and... real estate commission has rules

Bills: HB95 , HB382

Committee: House Commerce and Small Business

Keywords: HVAC, air conditioning, heating, ventilation, warranty transfer, manufacturer warranty, consumer protection, home sale, residential real property, real estate, homebuyer, homeowner, property transfer, fixture, condominium, cooperative, duplex, triplex, quadraplex, warrantor

Bills: HB230

Committee: House Commerce and Small Business

Keywords: real estate, brokerage, broker, salesperson, licensee, consumer disclosure, agency disclosure, RECAD, Real Estate Consumers Agency and Disclosure Act, Alabama Real Estate Commission, buyer agreement, listing agreement, transaction broker, single agent, dual agency, compensation disclosure, commission, referral agreement, referral fee, written agreement

Transcript Highlights:

• something that the city will accept in terms of negotiations for a transfer for a LEI place, and what the real
• something that the city will accept in terms of negotiations for a transfer for a LEI place, and what the real
• housing space, but this is a very valuable property in Central Oahu. ...a LEI place, and what the real

Bills: HB2583 , HB1591 , HB1749 , HB2423

Committee: Senate Ways and Means

Keywords: HB2583, Hawaii Micro-Lending Credit Enhancement Program, DBEDT, Department of Business, Economic Development, and Tourism, micro-loan, microloan, small business lending, small business financing, loan loss reserve, first-loss reserve, credit enhancement, partial guarantee, risk-sharing, community development financial institution, CDFI, working capital, inventory financing, equipment financing, leasehold improvements, startup loans

Summary: The joint Ways and Means and Consumer Protection meeting was a decision-making session on a series of House bills, with no oral testimony taken. The committees first acted on HB 2583, recommending passage on amended, and HB 1591, recommending passage with amendments related to health care. They also recommended passage on amended for HB 1749 on cesspools and HB 2423 on biodiesel, with each recommendation adopted by the members present. The committees then considered a second agenda block that included HB 2080, HB 1520, HB 1576, HB 1711, HB 1785, HB 1802, HB 1838, HB 1842, HB 1853, HB 1976, HB 2104, HB 2218, HB 2246, HB 2270, HB 2289, HB 2361, HB 2551, and HB 2606. Most were recommended for passage unamended and adopted without objection. HB 1520 was deferred because the Senate bill had already crossed over. HB 1711 was amended to replace the option period established by the corporation with a period of up to 10 years. HB 2289 was amended to remove repeal of a ceiling and set a $1 million expenditure ceiling for the automated victim information and notification system special fund. Several members noted reservations on HB 1842, which involved transfer of the Westridge parcel near a rail station; concerns were raised about the property’s value, the long-term lease status, and whether the city would actually accept or pursue the transfer. HB 1853 was passed unamended, with the committee noting the Lions Association had suggestions that could be addressed later in conference. HB 2218 was passed unamended while adopting DLNR testimony to clarify collaboration with community groups in stewarding public lands and recreational areas. In each case, the stated recommendations were adopted, often with members voting no with reservation rather than in opposition.

Transcript Highlights:

• In light of the rising costs brewers face on raw materials, real estate, packaging, and more, this incentive
• The cost of grain, the cost of insurance, the cost of real estate, everything's been a little bit tougher
• To give a real-world example of how this would impact Boulder Public Brewing, I'll share some figures
• Zip codes we we target areas that are in real need.
• And I, I noticed the name Buckner, and I'm, I'm thinking about a, a real, you know, historic legendary

Bills: HB249

Committee: House Ways & Means

Keywords: real property, ad valorem tax, tax appraisal, property value limitation, real estate taxation, property ownership

Transcript Highlights:

• I want to be real clear about this: the board standards are not unfunded.
• The fourth pillar is commercial real estate: affordable commercial real estate and incubators.
• </c><01:26:14.040><c> estate</c> pillar is the commercial real estate pillar is the commercial real estate
• > um</c><01:26:18.800><c> that</c><01:26:18.920><c> we'll</c> real estate and incubators um that we'll
• real estate and incubators um that we'll talk<01:26:19.320><c> a</c><01:26:19.400><c> little</c><01:

Bills: HF500 , HF718 , HF1096 , HF1246 , HF1469

Committee: House Workforce, Labor, and Economic Development Finance and Policy

Keywords: nursing home, employment standards, worker rights, Minnesota Statutes, labor compensation, workforce development, job training, economic stability, low-income, career pathways, education funding, Summit Academy, employment, STEM programming, GED preparation, Neighborhood Development Center, NDC, small business, entrepreneurship, business training

Transcript Highlights:

• </c><00:10:23.440><c> estate</c> going to hear from the real estate going to hear from the real estate
• real estate practitioners in the of our real estate practitioners in the state<00:10:52.000><c> are<
• </c><00:11:16.880><c> estate</c> [clears throat] a real estate [clears throat] a real estate transaction
• </c> broker, real estate agent, right? broker, real estate agent, right?
• </c> real estate commission has good audits. real estate commission has good audits.

Bills: SB274 , HB586 , SB274 , HB586

Committee: House Boards, Agencies and Commissions

Keywords: cannabis, psychoactive cannabinoids, CBD, delta-8 THC, delta-9 THC, delta-10 THC, criminal penalties, youth protection, medical cannabis, HB586, Cullman, Cullman County, City of Cullman, annexation, municipal boundaries, corporate limits, local legislation, boundary adjustment, city limits, municipal expansion

Transcript Highlights:

• It does not apply to commercial real estate.
• And it only applies to the extent that you are using a licensed real estate broker or a real estate firm
• Our real estate community remains unwavering, Our real estate community remains unwavering in our commitment
• I've been in the real estate industry for over 25 years and I've been in the real estate industry for
• Solicited real estate transactions in which a buyer or seller is represented by a licensed real estate

Bills: HB2477 , HB2501 , HB2465 , HB2512 , HB2240 , HB2624 , HB2536 , HB2476

Committee: House Consumer Protection & Business

Keywords: real estate, appraisal, consumer protection, business operations, regulatory compliance, HB 2501, real estate disclosure, seller disclosure notice, residential property, home heating oil tank, oil tank insurance, pollution liability insurance agency, PLIA, heating oil contamination, remediation assistance, Washington real estate, property sale, buyer disclosure, seller obligations, oil heat

Transcript Highlights:

• Chairman, your real in Uvalde, we have an ordinance where you allowed 10 chickens and 1 rooster.
• Chairman, I can make something up real quick. All right.
• That will help everybody that's in the development and real estate business, and it will also help those
• To deliver real results for Texans.
• Just real quick, uh, Ms.

Bills: HB294

Committee: House Agriculture & Livestock

Keywords: energy efficiency, tax exemption, residential properties, sustainability, real estate

Transcript Highlights:

• Good morning, Madam Chair and members of the committee. 6257 relates to trainee real estate appraisers
• I was contacted by a constituent named Clay, who was going through the process of becoming a real estate
• And this period of time coincided with the timelines for their real estate appraiser work.
• estate appraiser license.
• In my personal life, I'm an attorney with my own law practice, focusing on business law and real estate

Bills: SB5976 , SB6111 , SB6250 , SB6257 , SB6289 , SGA9060 , SGA9169 , SGA9265 , SGA9266

Committee: Senate Business, Trade & Economic Development

Keywords: commercial email, spam regulations, online marketing, privacy, consumer protection, SB 6111, Washington Protecting Children Online Act, online child safety, minor privacy, age verification, parental consent, social media regulation, digital platforms, user-generated content, content moderation, online harms, youth protection, data privacy, geolocation, targeted advertising

Transcript Highlights:

• Okay, let's go to 2477 concerning actions arising out of real estate appraisal activity.
• Next up, 2624, consumer protections regarding unsolicited real estate transactions. there are two amendments
• Next up, 2624, consumer protections regarding unsolicited real estate transactions.
• House Bill 2624, consumer protections regarding unsolicited real estate transactions.
• estate transactions, and there are no amendments or proposed substitutes in the EBB.

Bills: HB2483 , HB2477 , HB2274 , HB2394 , HB2624 , HB2240

Committee: House Consumer Protection & Business

Keywords: data broker, registry, consumer protection, privacy, data regulation, real estate, appraisal, business operations, regulatory compliance, email regulation, commercial communications, data privacy, electronic mail, public safety, insurance fraud, law enforcement, crime, penalties, real estate transactions, nonprofit

Transcript Highlights:

• So I'm primarily working commercial real estate.
• I think there are potentially some real estate transactions where we would want this to apply, but we're
• Representative Boyd said her concerns are similar to Representative Hilferty’s because real estate is
• disclosures, to provide for the duties of sellers and real estate agents, to provide for applicability
• I worked with the Louisiana Realtors Association and the Real Estate Commission, who are all here, but

Bills: HB267 , HB478 , HB617 , HB659 , HB800 , HB922 , HB924 , HB947 , HB1166 , HB1223

Committee: House Commerce

Keywords: home inspectors, board membership, licensing, term limits, Louisiana State Board, utility, reimbursement, overcharges, consumer protection, economic relief, hidden fees, junk fees, drip pricing, price transparency, mandatory fees, surcharges, unfair trade practices, advertising disclosures, total price, service fees

Transcript Highlights:

• And then judge has the authority to take in different considerations of the estate, but we don't I feel
• House Bill 5642 seeks to ease the burden on realtors by instructing the Texas Real Estate Commission
• The chair recognizes Lauren Hunt. who is here on behalf of the Texas Real Estate and Probate Institute
• So your bill essentially would just. require the real estate person handling the sale of a house to provide
• And it's particularly in cases in which the estate has been closed or the personal representative has

Bills: SB387 , SB1335 , HB1671 , SB1760 , SB1839 , SB1923 , HB1928 , HB4942 , HB5628 , HB5642 , HB1980

Committee: House S/C on Family & Fiduciary Relationships

Keywords: judicial bond, guardianship, probate law, county judge, statutory county court, estates, inheritance, representative duties, court authority, personal representative, retroactive child support, parentage, genetic testing, family code, child's conception, incapacitated persons, court proceedings, guardianship fees, estate management, probate

Transcript Highlights:

• The act seeks to better reflect current practices in the relationship between a real estate broker or
• the education requirements of the Texas Real Estate Commission.
• , choice, and transparency regarding real estate agency.
• Sub-agency occurs when a real estate agent works with a buyer but represents the interest of the seller
• Either represent the seller or the buyer directly, which provides clarity in real estate transactions

Bills: SB75 , SB715 , SB776 , SB1299 , SB1405 , SB1968 , SB2021 , SB2077 , SB2148 , SB2321 , SB2330 , SB2411

Committee: Senate Business & Commerce

Keywords: electric generation, reliability, ERCOT, Public Utility Commission, penalties, performance requirements, energy policy, construction contracts, compensatory damages, government delays, contractor, legislation, nonprofit donor privacy, membership lists, supporter confidentiality, volunteer privacy, association rights, public records exemption, Texas Public Information Act, government transparency

Transcript Highlights:

• we're trying to accomplish, and I think all of... ...those technology capabilities today give you real
• To listen real carefully to what you said.
• That wasn't a real clear answer to me. That was kind of all over the board.

Bills: SB75 , SB715 , SB776 , SB1299 , SB1405 , SB1968 , SB2021 , SB2077 , SB2148 , SB2321 , SB2330 , SB2411

Committee: Senate Business & Commerce

Keywords: electric generation, reliability, ERCOT, Public Utility Commission, penalties, performance requirements, energy policy, construction contracts, compensatory damages, government delays, contractor, legislation, nonprofit donor privacy, membership lists, supporter confidentiality, volunteer privacy, association rights, public records exemption, Texas Public Information Act, government transparency

Transcript Highlights:

• And I think all of those technology capabilities today give you real ease to do what you did when you
• And Texas Public Policy Foundation— I was trying to listen real carefully to what you said.
• That wasn't a real clear answer to me. That was kind of all over the board.
• Menendez, real quick question for Ms. McPeters. Ms.

Bills: SB75 , SB715 , SB776 , SB1299 , SB1405 , SB1968 , SB2021 , SB2077 , SB2148 , SB2321 , SB2330 , SB2411

Committee: Senate Business & Commerce

Keywords: electric generation, reliability, ERCOT, Public Utility Commission, penalties, performance requirements, energy policy, construction contracts, compensatory damages, government delays, contractor, legislation, nonprofit donor privacy, membership lists, supporter confidentiality, volunteer privacy, association rights, public records exemption, Texas Public Information Act, government transparency

Summary: The Senate Committee on Business and Commerce heard Senate Bill 2021 by Senator Johnson, as substituted, on distributed energy resources (DERs). Johnson said the bill was intended to create a regulatory framework for DERs and virtual power plants, address interconnection and registration issues, and prevent regulatory capture as the industry grows. Testimony was split: Texas Electric Cooperatives asked for clarification so co-ops would not be unintentionally excluded from owning or operating DERs; AECT supported the bill as providing needed rules and customer protections; TABA, Texas Solar and Storage Association, Sierra Club, Texas Solar Energy Society, and several others opposed it or raised concerns that it was too utility-centric, imposed red tape, and could burden homeowners and small businesses with registration and interconnection requirements. Johnson repeatedly said the bill was not meant to stop rooftop solar or backup systems and that he was open to specific redlines and further changes. SB 2021 was left pending after testimony. The committee then took up Senate Bill 2330 by Senator Parker, which would end government payroll deduction for dues to certain public employee organizations, while exempting first responders under Chapters 143 and 147 and making other conforming changes in a committee substitute. Parker argued the bill was about government neutrality, transparency, and employee freedom from coercion, and said organizations can collect dues directly using modern payment methods. Supporters from Texas Public Policy Foundation, Texas Business Coalition, Freedom Foundation, ABC Texas, and Texans for Fiscal Responsibility said taxpayer-funded payroll systems should not be used to collect dues for private organizations, especially ones involved in political activity. Opponents, including ATPE, Texas Classroom Teachers Association, Texas Public Employees Association, and correctional employees, said payroll deduction is a convenient, secure service that helps professional associations and employee groups, and argued the bill would burden teachers and other public employees. Several witnesses and senators focused on the bill’s exemptions and whether it treated teachers differently from first responders. Senator Menendez questioned why some public employees were excluded while others were not, and a Houston police union representative said he moved from opposing to supporting the bill after being told the substitute would preserve meet-and-confer deductions under Chapters 143 and 147. Senator Parker closed by saying the bill was not meant to eliminate associations or payroll deduction entirely, only to remove the state as a middleman. SB 2330 was left pending, and the committee then recessed subject to call.

Transcript Highlights:

• between a real estate broker or agent and a buyer.
• between a real estate broker or agent and a buyer.
• between a real estate broker or agent and a buyer.
• Formal relationship with a real estate agent.
• , choice, and transparency regarding real estate agency.

Bills: SB75 , SB715 , SB776 , SB1299 , SB1405 , SB1968 , SB2021 , SB2077 , SB2148 , SB2321 , SB2330 , SB2411

Committee: Senate Business & Commerce

Keywords: electric generation, reliability, ERCOT, Public Utility Commission, penalties, performance requirements, energy policy, construction contracts, compensatory damages, government delays, contractor, legislation, nonprofit donor privacy, membership lists, supporter confidentiality, volunteer privacy, association rights, public records exemption, Texas Public Information Act, government transparency

Summary: The committee first took up pending business and favorably reported several bills without objection or by recorded vote, including SB 783, SB 1238, SB 1706, SB 1791, SB 458, SB 1644, and SB 1810, with some of them also sent to the local and uncontested calendar. The committee then moved into hearings on additional bills. SB 1968, by Senator Schwertner, would update the Real Estate License Act by repealing subagency, requiring written buyer-agent agreements before showings, and clarifying when a formal buyer representation agreement must be signed. Texas Realtors testified in support, saying the bill modernizes agency rules and increases transparency, while a committee substitute corrected drafting issues. SB 2411, the annual update to the Texas Business Organizations Code, was also laid out and left pending after supportive testimony from the Texas Business Law Foundation and drafting committee representatives. The committee also heard SB 2321, which would codify ERCOT’s current practice of notifying TCEQ when backup generation needs enforcement discretion for grid reliability; Sierra Club and a chamber of commerce witness supported it with suggestions for clearer emissions reporting, and the bill was left pending. SB 2077 would broaden eligibility for the Texas Mutual Insurance Company board by narrowing conflict restrictions tied to insurance-related interests; Texas Mutual supported the change and the bill was left pending. SB 1405, a broadband bill, would align state law with FCC standards and streamline Broadband Development Office processes; it was left pending after supportive testimony. SB 1299, protecting nonprofit donor privacy, drew support from privacy advocates and concerns from one witness about transparency for publicly funded nonprofit operations; it was left pending. The committee then heard SB 776, which would bar government construction contracts from shifting delay damages to contractors when delays are caused solely by the public owner. Contractors, surety representatives, and water infrastructure advocates supported the bill, arguing it would improve fairness and reduce inflated bids, while water utilities and critical infrastructure entities opposed it, warning of more litigation and higher costs; the bill was left pending. Finally, SB 715, which would apply reliability requirements retroactively to all generation resources in ERCOT, drew opposition from renewable and storage groups and support from some critics of renewable subsidies, with witnesses split over whether it would improve reliability or raise costs; testimony was underway when the transcript ended.

Transcript Highlights:

• This is the bill that prohibits negative use restrictions on real property transactions regarding grocery

Bills: HB1269 , HB2624

Committee: Senate Business, Trade & Economic Development

Keywords: pawnbroker, fees, interest rates, consumer protection, financial regulation, real estate transactions, nonprofit, land conservancies, unsolicited offers, property rights, 904, all

Bills: HB1269 , HB2624

Committee: Senate Business, Trade & Economic Development

Keywords: pawnbroker, fees, interest rates, consumer protection, financial regulation, real estate transactions, nonprofit, land conservancies, unsolicited offers, property rights, 904, all