Transcript Highlights:

• This resulted in a large number of real estate loans being pulled into the scope of Minnesota Statute
• So, um, all of you now are well on your way to getting your Minnesota real estate license because these
• I would be in really good conversation with my insurance agent and my real estate agent.
• </c> with my insurance agent and my real with my insurance agent and my real estate<01:04:05.880><c>
• </c> have to have a lot of trust in your real have to have a lot of trust in your real estate<01:41:41.639

Bills: HF1865, HF2014, HF2028

Keywords: mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements

Transcript Highlights:

• Members, we all agree that Texas teachers deserve... ...real support and protections.
• Additional legislation to tackle the challenges facing our teachers, from safety to discipline to contract
• people, for real families, these teachers.
• It was a young lady, and so it's very real, very high.
• Educators need real, permanent, and equitable compensation.

Bills: SB26, SB 26

Keywords: teacher compensation, education funding, public school educators, teacher retention, teacher designation, SB 26, Texas Property Code, colonia, colonias, Spanish translation, bilingual contract, real estate contract, executory contract, residential property, border county, international border, economically distressed area, consumer protection, language access, translator certified in Spanish

Transcript Highlights:

• So I'm primarily working commercial real estate.
• I think there are potentially some real estate transactions where we would want this to apply, but we're
• Representative Boyd said her concerns are similar to Representative Hilferty’s because real estate is
• disclosures, to provide for the duties of sellers and real estate agents, to provide for applicability
• I worked with the Louisiana Realtors Association and the Real Estate Commission, who are all here, but

Bills: HB267, HB478, HB617, HB659, HB800, HB922, HB924, HB947, HB1166, HB1223

Keywords: home inspectors, board membership, licensing, term limits, Louisiana State Board, utility, reimbursement, overcharges, consumer protection, economic relief, hidden fees, junk fees, drip pricing, price transparency, mandatory fees, surcharges, unfair trade practices, advertising disclosures, total price, service fees

Transcript Highlights:

• HB382 is a bill that changes some Alabama real estate licensing laws. Um, be very...
• Alabama real estate licensing law. Um, be very brief. It does a few things.
• Um, there are team concepts you might have heard of, the Something Real Estate team.
• Okay, it stops the open-ended, but you can contract for a lesser term for six months?
• My understanding is that the real estate commission has rules and... real estate commission has rules

Bills: HB95, HB382

Keywords: HVAC, air conditioning, heating, ventilation, warranty transfer, manufacturer warranty, consumer protection, home sale, residential real property, real estate, homebuyer, homeowner, property transfer, fixture, condominium, cooperative, duplex, triplex, quadraplex, warrantor

Bills: HB230

Keywords: real estate, brokerage, broker, salesperson, licensee, consumer disclosure, agency disclosure, RECAD, Real Estate Consumers Agency and Disclosure Act, Alabama Real Estate Commission, buyer agreement, listing agreement, transaction broker, single agent, dual agency, compensation disclosure, commission, referral agreement, referral fee, written agreement

Transcript Highlights:

• I have members of the Alabama Real Estate Commission here available if you have any questions.
• /c><00:02:56.160><c> of</c><00:02:56.240><c> the</c><00:02:56.360><c> Alabama</c><00:02:56.760><c> Real
• </c> I have members of the Alabama Real I have members of the Alabama Real Estate<00:02:57.360><c> Commission
• </c> Estate Commission Estate Commission here<00:02:58.720><c> available</c><00:02:59.200><c> if</c><

Bills: HB586, SB107, HB619, HB586, SB107, HB619

Keywords: HB586, Cullman, Cullman County, City of Cullman, annexation, municipal boundaries, corporate limits, local legislation, boundary adjustment, city limits, municipal expansion, zoning, municipal services, property tax, land use, metes and bounds, Alabama Highway 157, Judge of Probate, SSUT, simplified sellers use tax

Transcript Highlights:

• Uh, real simple bill here.
• Uh, real quick, I worked with the Department of Revenue on this in the record industry.

Bills: HB42, SB246, SB38, SB194, SB183, SB253, SB160

Keywords: unclaimed vehicles, towing, Department of Revenue, notification requirements, abandoned vehicles, real estate, residential property, single-family home, homeowner protection, property solicitation, unsolicited offer, wholesaling, real estate wholesaling, assignment contract, equitable interest, investment property, house flipping, predatory real estate practices, title cloud, deceptive trade practices

Transcript Highlights:

• In light of the rising costs brewers face on raw materials, real estate, packaging, and more, this incentive
• The cost of grain, the cost of insurance, the cost of real estate, everything's been a little bit tougher
• To give a real-world example of how this would impact Boulder Public Brewing, I'll share some figures
• Zip codes we we target areas that are in real need.
• And I, I noticed the name Buckner, and I'm, I'm thinking about a, a real, you know, historic legendary

Bills: HB249

Keywords: real property, ad valorem tax, tax appraisal, property value limitation, real estate taxation, property ownership

Transcript Highlights:

• Louisiana Real Estate Commission and have their support.
• If the Real Estate Commission...
• Wholesalers are not licensed real estate.
• Again, the real estate... ...is not going to end up buying it anyway.
• Real Estate Commission.

Bills: HB387, HB388, HB468, HB548, HB827, HB848, HB921, HB924, HB953

Keywords: engineering, land surveying, construction, state fire marshal, plan review, contracting services, unsolicited contact, homeowners, penalties, regulations, wholesaling, real estate, earnest money, cancellation rights, residential properties, Louisiana Real Estate Commission, certified public accountant, CPA, accounting board, Louisiana State Board of Certified Public Accountants

Transcript Highlights:

• Chairman, your real in Uvalde, we have an ordinance where you allowed 10 chickens and 1 rooster.
• Chairman, I can make something up real quick. All right.
• That will help everybody that's in the development and real estate business, and it will also help those
• To deliver real results for Texans.
• Just real quick, uh, Ms.

Bills: HB294

Keywords: energy efficiency, tax exemption, residential properties, sustainability, real estate

Transcript Highlights:

• Okay, before we move to the next bill, real quick, we're kind of up against time here with banking and

Bills: HB329, HB8, HB353, HB329, HB8, HB353, HB50, HB78, HB225, SB75, SB209

Keywords: military installations, tall structures, local government, construction approval, wind energy facilities, tobacco regulation, vaping, sales restrictions, youth protection, tobacco compliance, public health, education programs, electronic nicotine delivery systems, judicial compensation, salary adjustments, district attorneys, Judges, local officials, computer science, education reform

Transcript Highlights:

• And then judge has the authority to take in different considerations of the estate, but we don't I feel
• House Bill 5642 seeks to ease the burden on realtors by instructing the Texas Real Estate Commission
• The chair recognizes Lauren Hunt. who is here on behalf of the Texas Real Estate and Probate Institute
• So your bill essentially would just. require the real estate person handling the sale of a house to provide
• And it's particularly in cases in which the estate has been closed or the personal representative has

Bills: SB387, SB1335, HB1671, SB1760, SB1839, SB1923, HB1928, HB4942, HB5628, HB5642, HB1980

Keywords: judicial bond, guardianship, probate law, county judge, statutory county court, estates, inheritance, representative duties, court authority, personal representative, retroactive child support, parentage, genetic testing, family code, child's conception, incapacitated persons, court proceedings, guardianship fees, estate management, probate

Transcript Highlights:

• So we set up the judicial safety real estate work group.
• </c> Sherburn County so I did do some real Sherburn County so I did do some real estate<01:18:24.560>
• </c><01:19:36.320><c> estate</c><01:19:36.639><c> market</c> to have a smooth real estate market to have
• real estate work group judicial safety real estate work group we<01:19:52.280><c> met</c><01:19:52.560
• <01:20:02.960><c> estate</c><01:20:03.320><c> professionals</c><01:20:04.280><c> County</c> real estate

Bills: HF1662, HF1224, HF1836, HF1367, HF1168, HF1999, HF1792, HF102, HF2127, HF104

Keywords: veterans, veterans affairs, State Soldiers Assistance Program, Veterans Stable Housing Initiative, MAXIS, human services data, data sharing, eligibility verification, informed consent, private data, benefits coordination, veteran housing, veteran assistance, Department of Human Services, Children Youth and Families, state benefits, federal benefits, privacy, public assistance, foreclosure

Transcript Highlights:

• The act seeks to better reflect current practices in the relationship between a real estate broker or
• the education requirements of the Texas Real Estate Commission.
• , choice, and transparency regarding real estate agency.
• Sub-agency occurs when a real estate agent works with a buyer but represents the interest of the seller
• Either represent the seller or the buyer directly, which provides clarity in real estate transactions

Bills: SB75, SB715, SB776, SB1299, SB1405, SB1968, SB2021, SB2077, SB2148, SB2321, SB2330, SB2411

Keywords: electric generation, reliability, ERCOT, Public Utility Commission, penalties, performance requirements, energy policy, construction contracts, compensatory damages, government delays, contractor, legislation, nonprofit donor privacy, membership lists, supporter confidentiality, volunteer privacy, association rights, public records exemption, Texas Public Information Act, government transparency

Transcript Highlights:

• We think it's important because we're all under meet and confer contracts, which means that we have contracts
• To listen real carefully to what you said.
• That wasn't a real clear answer to me. That was kind of all over the board.
• If I understand correctly, public school teachers have contracts with school districts. don't they?
• of the Houston police, who said, "well, we have contracts."

Bills: SB75, SB715, SB776, SB1299, SB1405, SB1968, SB2021, SB2077, SB2148, SB2321, SB2330, SB2411

Keywords: electric generation, reliability, ERCOT, Public Utility Commission, penalties, performance requirements, energy policy, construction contracts, compensatory damages, government delays, contractor, legislation, nonprofit donor privacy, membership lists, supporter confidentiality, volunteer privacy, association rights, public records exemption, Texas Public Information Act, government transparency

Transcript Highlights:

• We think it's important because we're all under meet-and-confer contracts, which means that we have contracts
• That wasn't a real clear answer to me. That was kind of all over the board.
• Menendez, real quick question for Ms. McPeters. Ms.
• So they have contracts because it was said earlier.
• ...the representative of the Houston police said, well, we have contracts.

Bills: SB75, SB715, SB776, SB1299, SB1405, SB1968, SB2021, SB2077, SB2148, SB2321, SB2330, SB2411

Keywords: electric generation, reliability, ERCOT, Public Utility Commission, penalties, performance requirements, energy policy, construction contracts, compensatory damages, government delays, contractor, legislation, nonprofit donor privacy, membership lists, supporter confidentiality, volunteer privacy, association rights, public records exemption, Texas Public Information Act, government transparency

Summary: The Senate Committee on Business and Commerce heard Senate Bill 2021 by Senator Johnson, as substituted, on distributed energy resources (DERs). Johnson said the bill was intended to create a regulatory framework for DERs and virtual power plants, address interconnection and registration issues, and prevent regulatory capture as the industry grows. Testimony was split: Texas Electric Cooperatives asked for clarification so co-ops would not be unintentionally excluded from owning or operating DERs; AECT supported the bill as providing needed rules and customer protections; TABA, Texas Solar and Storage Association, Sierra Club, Texas Solar Energy Society, and several others opposed it or raised concerns that it was too utility-centric, imposed red tape, and could burden homeowners and small businesses with registration and interconnection requirements. Johnson repeatedly said the bill was not meant to stop rooftop solar or backup systems and that he was open to specific redlines and further changes. SB 2021 was left pending after testimony. The committee then took up Senate Bill 2330 by Senator Parker, which would end government payroll deduction for dues to certain public employee organizations, while exempting first responders under Chapters 143 and 147 and making other conforming changes in a committee substitute. Parker argued the bill was about government neutrality, transparency, and employee freedom from coercion, and said organizations can collect dues directly using modern payment methods. Supporters from Texas Public Policy Foundation, Texas Business Coalition, Freedom Foundation, ABC Texas, and Texans for Fiscal Responsibility said taxpayer-funded payroll systems should not be used to collect dues for private organizations, especially ones involved in political activity. Opponents, including ATPE, Texas Classroom Teachers Association, Texas Public Employees Association, and correctional employees, said payroll deduction is a convenient, secure service that helps professional associations and employee groups, and argued the bill would burden teachers and other public employees. Several witnesses and senators focused on the bill’s exemptions and whether it treated teachers differently from first responders. Senator Menendez questioned why some public employees were excluded while others were not, and a Houston police union representative said he moved from opposing to supporting the bill after being told the substitute would preserve meet-and-confer deductions under Chapters 143 and 147. Senator Parker closed by saying the bill was not meant to eliminate associations or payroll deduction entirely, only to remove the state as a middleman. SB 2330 was left pending, and the committee then recessed subject to call.

Transcript Highlights:

• between a real estate broker or agent and a buyer.
• between a real estate broker or agent and a buyer.
• between a real estate broker or agent and a buyer.
• Formal relationship with a real estate agent.
• , choice, and transparency regarding real estate agency.

Bills: SB75, SB715, SB776, SB1299, SB1405, SB1968, SB2021, SB2077, SB2148, SB2321, SB2330, SB2411

Keywords: electric generation, reliability, ERCOT, Public Utility Commission, penalties, performance requirements, energy policy, construction contracts, compensatory damages, government delays, contractor, legislation, nonprofit donor privacy, membership lists, supporter confidentiality, volunteer privacy, association rights, public records exemption, Texas Public Information Act, government transparency

Summary: The committee first took up pending business and favorably reported several bills without objection or by recorded vote, including SB 783, SB 1238, SB 1706, SB 1791, SB 458, SB 1644, and SB 1810, with some of them also sent to the local and uncontested calendar. The committee then moved into hearings on additional bills. SB 1968, by Senator Schwertner, would update the Real Estate License Act by repealing subagency, requiring written buyer-agent agreements before showings, and clarifying when a formal buyer representation agreement must be signed. Texas Realtors testified in support, saying the bill modernizes agency rules and increases transparency, while a committee substitute corrected drafting issues. SB 2411, the annual update to the Texas Business Organizations Code, was also laid out and left pending after supportive testimony from the Texas Business Law Foundation and drafting committee representatives. The committee also heard SB 2321, which would codify ERCOT’s current practice of notifying TCEQ when backup generation needs enforcement discretion for grid reliability; Sierra Club and a chamber of commerce witness supported it with suggestions for clearer emissions reporting, and the bill was left pending. SB 2077 would broaden eligibility for the Texas Mutual Insurance Company board by narrowing conflict restrictions tied to insurance-related interests; Texas Mutual supported the change and the bill was left pending. SB 1405, a broadband bill, would align state law with FCC standards and streamline Broadband Development Office processes; it was left pending after supportive testimony. SB 1299, protecting nonprofit donor privacy, drew support from privacy advocates and concerns from one witness about transparency for publicly funded nonprofit operations; it was left pending. The committee then heard SB 776, which would bar government construction contracts from shifting delay damages to contractors when delays are caused solely by the public owner. Contractors, surety representatives, and water infrastructure advocates supported the bill, arguing it would improve fairness and reduce inflated bids, while water utilities and critical infrastructure entities opposed it, warning of more litigation and higher costs; the bill was left pending. Finally, SB 715, which would apply reliability requirements retroactively to all generation resources in ERCOT, drew opposition from renewable and storage groups and support from some critics of renewable subsidies, with witnesses split over whether it would improve reliability or raise costs; testimony was underway when the transcript ended.

Transcript Highlights:

• This is the bill that prohibits negative use restrictions on real property transactions regarding grocery

Bills: HB1269, HB2624

Keywords: pawnbroker, fees, interest rates, consumer protection, financial regulation, real estate transactions, nonprofit, land conservancies, unsolicited offers, property rights, 904, all

Bills: HB1269, HB2624

Keywords: pawnbroker, fees, interest rates, consumer protection, financial regulation, real estate transactions, nonprofit, land conservancies, unsolicited offers, property rights, 904, all

Transcript Highlights:

• And this appraisal foundation is one of the nation's leading organizations for real estate.
• Um and I always like for real estate.
• ><c> Board,</c> Real Estate Appraiser Advisory Board, Real Estate Appraiser Advisory Board, which<00:
• </c><00:48:26.480><c> estate</c> processes complaints against real estate processes complaints against
• real estate appraisers. appraisers. appraisers.

Bills: HF3604, HF2236, HF3709, HF3766, HF2400

Keywords: bulk fuel, nonoxygenated gasoline, environment, exemption criteria, transportation, HF2236, Minnesota commerce, obsolete language, statutory cleanup, retail installment contract, consumer credit, vehicle financing, auto loans, retail buyer, retail seller, delinquency charge, collection fee, attorney fees, assignment notice, payment receipt