Transcript Highlights:

• in the real estate market.
• appraiser certified real property appraiser certified residential<00:47:57.400><c> real</c><00:47:57.640
• ><c> property</c><00:47:57.920><c> appraiser</c><00:47:58.440><c> or</c> residential real property appraiser
• or residential real property appraiser or certified<00:47:59.200><c> General</c><00:47:59.520><c> real
• </c><00:47:59.800><c> property</c> certified General real property certified General real property appraiser

Bills: HF2335, HF2400, HF2401, HF2522

Keywords: Medicare, health insurance, supplement policies, preexisting conditions, medical assistance, premium classification, real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, continuing education, out-of-state, licensing, commerce, fraud prevention, automobile theft, law enforcement, insurance crimes, 1183

Transcript Highlights:

• HB382 is a bill that changes some Alabama real estate licensing laws. Um, be very...
• Alabama real estate licensing law. Um, be very brief. It does a few things.
• Um, there are team concepts you might have heard of, the Something Real Estate team.
• My understanding is that the real estate commission has rules and... real estate commission has rules

Bills: HB95, HB382

Keywords: HVAC, air conditioning, heating, ventilation, warranty transfer, manufacturer warranty, consumer protection, home sale, residential real property, real estate, homebuyer, homeowner, property transfer, fixture, condominium, cooperative, duplex, triplex, quadraplex, warrantor

Bills: HB230

Keywords: real estate, brokerage, broker, salesperson, licensee, consumer disclosure, agency disclosure, RECAD, Real Estate Consumers Agency and Disclosure Act, Alabama Real Estate Commission, buyer agreement, listing agreement, transaction broker, single agent, dual agency, compensation disclosure, commission, referral agreement, referral fee, written agreement

Transcript Highlights:

• And this appraisal foundation is one of the nation's leading organizations for real estate.
• Real Estate Appraiser Advisory Board, which is also known as REAB.
• Currently, the Minnesota Department of Commerce processes complaints against real estate appraisers.
• Appraiser Advisory Board, Real Estate Appraiser Advisory Board, which<00:47:24.079><c> is</c><00:47:
• real estate appraisers. appraisers. appraisers.

Bills: HF3604, HF2236, HF3709, HF3766, HF2400

Keywords: bulk fuel, nonoxygenated gasoline, environment, exemption criteria, transportation, HF2236, Minnesota commerce, obsolete language, statutory cleanup, retail installment contract, consumer credit, vehicle financing, auto loans, retail buyer, retail seller, delinquency charge, collection fee, attorney fees, assignment notice, payment receipt

Transcript Highlights:

• I'm talking about, uh, uh, appraisal districts and, uh, exemptions.
• I'm here representing the Texas Association of Appraisal Districts.
• In light of the rising costs brewers face on raw materials, real estate, packaging, and more, this incentive
• The cost of grain, the cost of insurance, the cost of real estate, everything's been a little bit tougher
• Zip codes we we target areas that are in real need.

Bills: HB249

Keywords: real property, ad valorem tax, tax appraisal, property value limitation, real estate taxation, property ownership

Transcript Highlights:

• Good morning, Madam Chair and members of the committee. 6257 relates to trainee real estate appraisers
• I was contacted by a constituent named Clay, who was going through the process of becoming a real estate
• And this period of time coincided with the timelines for their real estate appraiser work.
• estate appraiser license.
• In my personal life, I'm an attorney with my own law practice, focusing on business law and real estate

Bills: SB5976, SB6111, SB6250, SB6257, SB6289, SGA9060, SGA9169, SGA9265, SGA9266

Keywords: commercial email, spam regulations, online marketing, privacy, consumer protection, SB 6111, Washington Protecting Children Online Act, online child safety, minor privacy, age verification, parental consent, social media regulation, digital platforms, user-generated content, content moderation, online harms, youth protection, data privacy, geolocation, targeted advertising

Summary: The committee heard briefings, sponsor remarks, and public testimony on several bills. SB 5976 would amend the Washington Commercial Electronic Mail Act by requiring a more reliable basis for knowing an email is sent to a Washington resident, narrowing subject-line liability to misleading statements material to a transaction, and limiting damages and Consumer Protection Act claims unless a recipient received, reviewed, and detrimentally relied on the email. Supporters, including retailers, e-commerce groups, hospitality businesses, and business associations, said the current law has led to a wave of class-action litigation over routine marketing emails; opponents argued the bill would weaken consumer protections against deceptive marketing. No vote was taken. SB 6111 would require age verification for certain social media accounts, parental consent for known minors, restrictions on use of minors’ data, and Attorney General enforcement, with a limited private right of action for parents or guardians. The sponsor and supporters, including PTA, parents, and mental health advocates, said the bill is needed to reduce minors’ exposure to harmful content and to give parents more control. Opponents from technology and privacy groups raised constitutional concerns, data-security issues, and uncertainty about how platforms would verify parental consent. No vote was taken. SB 6257 would allow trainee real estate appraiser license timelines to be tolled for documented illness, similar to existing tolling for military service. SB 6250 would raise the maximum principal amount for small loans from $700 to $1,200, with future inflation adjustments; the sponsor and Moneytree said the limit should reflect inflation and still preserve existing safeguards, while consumer, labor, housing, and anti-poverty advocates warned it would deepen debt cycles and harm low-income borrowers, older adults, and communities of color. SB 6289 would direct the Department of Commerce to create a statewide economic development and competitiveness strategic plan; Commerce, ports, and business groups supported the idea, while testifiers discussed the need for outreach, resources, and coordination. The committee also heard testimony on several gubernatorial appointments to the Gambling Commission and the Washington State Lottery, with appointees describing their backgrounds and commitment to public service.

Transcript Highlights:

• Chairman, your real in Uvalde, we have an ordinance where you allowed 10 chickens and 1 rooster.
• Chairman, I can make something up real quick. All right.
• That will help everybody that's in the development and real estate business, and it will also help those
• To deliver real results for Texans.
• Just real quick, uh, Ms.

Bills: HB294

Keywords: energy efficiency, tax exemption, residential properties, sustainability, real estate

Transcript Highlights:

• I mean, it's so interesting, and Chair O'Driscoll and I are really all about this in our real estate
• estate world.
• But the truth is is real estate world.
• Please, let's free the appraisal<00:02:58.640><c> bill.</c> appraisal bill. appraisal bill.
• >> Yes, real quick.

Bills: HF2400, HF1724, HF3437, HF4333, HF2874, HF4052

Keywords: real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, direct primary care, healthcare agreements, medical services, patient care, health insurance, mortgage fees, residential loans, commercial loans, finance regulations, investment properties, insurance, supplemental health insurance, short-term care, home health care, nursing care

Transcript Highlights:

• Currently, there's no statute of limitations that exists for civil actions against real estate appraisers
• Reopen the public hearing on House Bill 2477 on real estate appraisals.
• I'm also one of the declining numbers of real estate appraisers in the state.
• And it only applies to the extent that you are using a licensed real estate broker or a real estate firm
• I've been in the real estate industry for over 25 years and I've been in the real estate industry for

Bills: HB2477, HB2501, HB2465, HB2512, HB2240, HB2624, HB2536, HB2476

Keywords: real estate, appraisal, consumer protection, business operations, regulatory compliance, HB 2501, real estate disclosure, seller disclosure notice, residential property, home heating oil tank, oil tank insurance, pollution liability insurance agency, PLIA, heating oil contamination, remediation assistance, Washington real estate, property sale, buyer disclosure, seller obligations, oil heat

Summary: The Consumer Protection and Business Committee heard public hearings on several real estate, consumer, and business bills. House Bill 2477 would create a specific statute of limitations for claims against appraisers and related entities arising from appraisal reports, and limit liability to clients and intended users; the sponsor and appraisers testified that it would align Washington with other states, reduce recordkeeping burdens, lower insurance costs, and help attract new appraisers. House Bill 2512 would prohibit real estate brokers from marketing residential properties to exclusive groups unless the property is also publicly marketed; supporters framed it as a transparency and fair housing measure, while opponents argued it could limit homeowner privacy and off-market sales. House Bill 2240 would modernize self-storage rental agreements by allowing electronic execution, setting notice and acceptance rules, and clarifying procedures after termination or non-renewal; storage industry witnesses supported the clarity, while an advocate for unhoused people raised concerns about property loss and notice access. House Bill 2465 would require a Department of Health water-safety guide for short-term rentals with pools or similar facilities; the sponsor and hospitality industry supported it as a low-cost consumer safety measure, while cities raised implementation concerns that the sponsor said would be addressed by amendment. House Bill 2501 would update a seller disclosure notice to reflect the Pollution Liability Insurance Agency’s shift from a heating oil insurance program to a loan and grant/remediation program, and House Bill 2624 would exempt public entities, tribes, and nonprofit land conservancies from the “unsolicited real estate transaction” requirements adopted last year; conservation groups and DNR said the exemption was needed to preserve existing appraisal and grant processes. The committee also took executive action on two bills. House Bill 2536, allowing wineries to hold a spirits, beer, and wine restaurant license or a beer and/or wine restaurant license at one location, was reported out with a due pass recommendation on a 14-1 vote. Substitute House Bill 2476, which narrows a proposal to remove the 120-seat-per-screen limit for spirits, beer, and wine theater licenses by restoring the cap except for theaters that admit only patrons 21 and older, was also reported out with a due pass recommendation on a 13-2 vote. The committee then adjourned.

Transcript Highlights:

• Okay, before we move to the next bill, real quick, we're kind of up against time here with banking and

Bills: HB329, HB8, HB353, HB329, HB8, HB353, HB50, HB78, HB225, SB75, SB209

Keywords: military installations, tall structures, local government, construction approval, wind energy facilities, tobacco regulation, vaping, sales restrictions, youth protection, tobacco compliance, public health, education programs, electronic nicotine delivery systems, judicial compensation, salary adjustments, district attorneys, Judges, local officials, computer science, education reform

Transcript Highlights:

• Okay, let's go to 2477 concerning actions arising out of real estate appraisal activity.
• professionals and companies from Chapter 18.140, which is the Real Estate Appraiser Act, and from the
• Next up, 2624, consumer protections regarding unsolicited real estate transactions. there are two amendments
• Next up, 2624, consumer protections regarding unsolicited real estate transactions.
• House Bill 2624, consumer protections regarding unsolicited real estate transactions.

Bills: HB2483, HB2477, HB2274, HB2394, HB2624, HB2240

Keywords: data broker, registry, consumer protection, privacy, data regulation, real estate, appraisal, business operations, regulatory compliance, email regulation, commercial communications, data privacy, electronic mail, public safety, insurance fraud, law enforcement, crime, penalties, real estate transactions, nonprofit

Summary: The Consumer Protection and Business Committee met in executive session to review amendments on several bills, including House Bill 2483 on a data broker registry, House Bill 2477 on claims arising from appraisal activity, House Bill 2274 on the Washington Commercial Electronic Mail Act, House Bill 2394 on insurance fraud enforcement, House Bill 2624 on unsolicited real estate transactions, and House Bill 2240 on self-service storage rental agreements. Staff explained the proposed amendments and substitutes, including narrowing and expanding exemptions in HB 2483, clarifying limitations and licensing authority in HB 2477, and competing substitute approaches for HB 2274. After a caucus recess, the committee deferred action on HB 2483, HB 2477, and HB 2394. The committee then voted to advance HB 2274, with the Walen substitute withdrawn and the H-3163.1 substitute adopted; members discussed the bill as a response to issues raised by the Brown v. Old Navy case and as a way to balance consumer protection with clearer rules for retailers. The roll call was 12-3 in favor, and the substitute bill was reported out with a do pass recommendation. The committee also moved HB 2624 forward after debate over its carve-outs for public entities, tribes, and nonprofit nature conservancies; it passed 9-6 and was reported out do pass. Finally, the committee took up HB 2240 and adopted two amendments: one requiring rental agreements to be sent by both email and first-class mail when an email address is provided, and another extending notice of termination or nonrenewal from 15 to 25 days, with an additional five days to remove property. Members discussed whether the timelines were sufficient, but the bill was ultimately reported out of committee with a do pass recommendation by voice vote. The meeting adjourned after the committee noted the approaching policy cutoff and urged members to finish their work before the next day.

Transcript Highlights:

• So I'm primarily working commercial real estate.
• I think there are potentially some real estate transactions where we would want this to apply, but we're
• Representative Boyd said her concerns are similar to Representative Hilferty’s because real estate is
• disclosures, to provide for the duties of sellers and real estate agents, to provide for applicability
• I worked with the Louisiana Realtors Association and the Real Estate Commission, who are all here, but

Bills: HB267, HB478, HB617, HB659, HB800, HB922, HB924, HB947, HB1166, HB1223

Keywords: home inspectors, board membership, licensing, term limits, Louisiana State Board, utility, reimbursement, overcharges, consumer protection, economic relief, hidden fees, junk fees, drip pricing, price transparency, mandatory fees, surcharges, unfair trade practices, advertising disclosures, total price, service fees

Transcript Highlights:

• And then judge has the authority to take in different considerations of the estate, but we don't I feel
• House Bill 5642 seeks to ease the burden on realtors by instructing the Texas Real Estate Commission
• The chair recognizes Lauren Hunt. who is here on behalf of the Texas Real Estate and Probate Institute
• So your bill essentially would just. require the real estate person handling the sale of a house to provide
• And it's particularly in cases in which the estate has been closed or the personal representative has

Bills: SB387, SB1335, HB1671, SB1760, SB1839, SB1923, HB1928, HB4942, HB5628, HB5642, HB1980

Keywords: judicial bond, guardianship, probate law, county judge, statutory county court, estates, inheritance, representative duties, court authority, personal representative, retroactive child support, parentage, genetic testing, family code, child's conception, incapacitated persons, court proceedings, guardianship fees, estate management, probate

Transcript Highlights:

• This resulted in a large number of real estate loans being pulled into the scope of Minnesota Statute
• So, um, all of you now are well on your way to getting your Minnesota real estate license because these
• I would be in really good conversation with my insurance agent and my real estate agent.
• </c> with my insurance agent and my real with my insurance agent and my real estate<01:04:05.880><c>
• </c> have to have a lot of trust in your real have to have a lot of trust in your real estate<01:41:41.639

Bills: HF1865, HF2014, HF2028

Keywords: mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements

Transcript Highlights:

• This is House Bill 1027 by Representative Abert, relative to real estate appraiser liability in certain
• HB 1027 establishes that a licensed real estate appraiser is not liable if a seller fails to comply with
• This bill adds the licensed real estate appraiser to that same protective provision, ensuring both parties
• A real estate appraiser is hired to provide an independent opinion of value based on market data and
• I'm a real estate appraiser in Louisiana for the last 30 years, and I'm here in support of this bill.

Bills: HB241, HB267, HB467, HB673, HB744, HB798, HB1026, HB1027, HB1091, HB1096, HB1103, HB1212, HB1230

Keywords: financial records, consumer protection, banking law, disclosure, service of process, home inspectors, board membership, licensing, term limits, Louisiana State Board, residential roof, coastal zone, fortified roof, building standards, construction code, insurance, hurricane resilience, safety, security cameras, abandoned property

Transcript Highlights:

• Members, this bill simply modernizes Texas' regulatory framework with regard to real estate appraisal
• I represent. which is the foundation appraisers coalition of Texas, it's the trade group for real estate
• Article 39.13 enhances transparency in the real estate transaction process by updating the Real Estate
• requirements of the Texas Real Estate Commission.
• Clarity, choice, and transparency regarding real estate brokerage.

Bills: HB679, HB1764, HB1788, HB2186, HB2204, HB2418, HB2885, HB2983, HB2996, HB3250, HB3352, HB3756, HB3816, HB3913, HB3928, HB4077

Keywords: environment, regulation, land use, public health, community development, alcohol, Sunday sales, local option election, Texas, business hours, alcohol sales, liquor, off-premise consumption, alcoholic beverages, CPA, Certified Public Accountant, licensing, accountancy, state regulation, continuing education

Transcript Highlights:

• This is the bill that prohibits negative use restrictions on real property transactions regarding grocery
• There was some concern that the conservation organizations in particular would not be conducting appraisals
• Conducting appraisals before acquiring the property. That turned out not to be the case.
• tribes, and conservation organizations—may indeed acquire public property for public benefit if an appraisal

Bills: HB1269, HB2624

Keywords: pawnbroker, fees, interest rates, consumer protection, financial regulation, real estate transactions, nonprofit, land conservancies, unsolicited offers, property rights, 904, all

Bills: HB1269, HB2624

Keywords: pawnbroker, fees, interest rates, consumer protection, financial regulation, real estate transactions, nonprofit, land conservancies, unsolicited offers, property rights, 904, all

Transcript Highlights:

• House Bill 2624 regards solicited real estate transactions. It passed the House 57 to 38.
• estate transactions.
• estate agent.
• When it comes to appraisers, they have to use a special type of certified appraiser.
• Like many small landowners, they don't know—pardon me, they haven't kept up with current real estate

Bills: HB1269, HB2624

Keywords: pawnbroker, fees, interest rates, consumer protection, financial regulation, real estate transactions, nonprofit, land conservancies, unsolicited offers, property rights, 904, all

Transcript Highlights:

• The act seeks to better reflect current practices in the relationship between a real estate broker or
• the education requirements of the Texas Real Estate Commission.
• , choice, and transparency regarding real estate agency.
• Sub-agency occurs when a real estate agent works with a buyer but represents the interest of the seller
• Either represent the seller or the buyer directly, which provides clarity in real estate transactions

Bills: SB75, SB715, SB776, SB1299, SB1405, SB1968, SB2021, SB2077, SB2148, SB2321, SB2330, SB2411

Keywords: electric generation, reliability, ERCOT, Public Utility Commission, penalties, performance requirements, energy policy, construction contracts, compensatory damages, government delays, contractor, legislation, nonprofit donor privacy, membership lists, supporter confidentiality, volunteer privacy, association rights, public records exemption, Texas Public Information Act, government transparency