Video & Transcript : 'property and casualty' :
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TX
Transcript Highlights:
- I represent a large segment of the commercial and residential property insurance industries in Texas.
- at risk of deadly fires, injuries, and property loss.
- Show you Scott Kibbe, representing the American Property Casualty Insurance Association.
- We have 160 property casualty insurers, so we have a healthy and competitive marketplace.
- The property casualty industry here in the United States is doing very well.
Bills:
HB854 , HB 1052 , HB1642 , HB2076 , HB3042 , HB3695 , HB3787 , HB4062 , HB4092 , SB213 , SB493 , SB896 , HB5519 , HB4635
Committee:
House Insurance
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
TX
Transcript Highlights:
- The applicant provider must be licensed and in good standing, and must submit all.
- If I could hold all my calls and maybe let a witness come in. Sure.
- Chairman and members.
- Thank you, Chair and members. I'll just close with this.
- Thank you, Representative Cain, and again, thank you for your patience today.
Bills:
HB854 , HB 1052 , HB1642 , HB2076 , HB3042 , HB3695 , HB3787 , HB4062 , HB4092 , SB213 , SB493 , SB896 , HB5519 , HB4635
Committee:
House Insurance
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
TX
Transcript Highlights:
- American Property Casualty Insurance Association, we show you.
- Again, my name is Scott Kibbe with the American Property Casualty Insurance Association testifying today
- And so the properties were battle-tested.
- Risk in the property and casualty space as a way to provide insurance.
- casualty and liability insurance coverage.
Bills:
HB778 , HB 1266 , HB1576 , HB2213 , HB2517 , HB2518 , HB2841 , HB3306 , HB3320 , HB3388 , HB3508 , HB3520 , HB3689
Committee:
House Insurance
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes
TX
Transcript Highlights:
- Right, and I understand that generally, insurance companies, property casualty and others rely on reinsurance
- Any insurer may provide personalized property and casualty insurance that creates economies of scale
- clear parameters for the industry for when and how group property and casualty may be utilized for personal
- Property and casualty insurance rates are very high, at an all-time high.
- a mandate that says we need to do something about the property and casualty costs.
Bills:
HB778 , HB 1266 , HB1576 , HB2213 , HB2517 , HB2518 , HB2841 , HB3306 , HB3320 , HB3388 , HB3508 , HB3520 , HB3689
Committee:
House Insurance
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes
OK
Transcript Highlights:
- cost of repairs and property replacement values, have nearly doubled, and that this may not be the best
- With property values going up and things like that, that's happening everywhere.
- and casualty insurance.
- And so my opinion and take is that litigating claims on property valuation just drives up costs in the
- what it says property valuation and that type of claims.
Bills:
HB3048 , HB3259 , HB3646 , HB3696 , HB3780 , HB3781 , HB3802 , HB3818 , HB4294 , HB4488 , HB2929
Committee:
House Insurance
Keywords:
insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review
TX
Transcript Highlights:
- And it's happened time and time again, and it's never been fixed or adjusted.
- This came after consultation with the American Property and Casualty Insurance Association and strengthened
- And the materials and everything else, and a lot of times we have people that are assigned to be umpires
- and umpires.
- , ultimately benefiting property owners and ensuring a more equitable resolution to disputes.
Committee:
House Insurance
Keywords:
autism, health insurance, coverage, medical treatment, health benefit plan, HIV prevention, prescription drug, prior authorization, health benefits, insurance coverage, insurance, contract termination, property and casualty, insurance agents, discrimination, appraiser, umpire, licensing requirements, continuing education, admin penalties
OK
Oklahoma 2026 Regular Session
Revenue and Taxation REVISED Feb 9th, 2026 at 01:30 pm
Revenue and Taxation
Transcript Highlights:
- It would make an exception to property subject to ad valorem and that would be personal property of an
- This will also clarify some definitions and modernize language in the property tax code.
- And this could be for or against the actual evaluation of that property.
- So the goal is to revitalize underutilized properties, vacant and abandoned.
- Properties and to build more housing units overall.
Bills:
SB1280 , SB1392 , SB1393 , SB1395 , SB1400 , SB1405 , SB1832 , SB1839 , SB1989 , SB2001 , SB2143
Committee:
Senate Revenue and Taxation
Keywords:
excise tax, oil tax, natural gas tax, state revenue, Oklahoma Corporation Commission, income tax, tax credit, aerospace sector, employment, economic development, adaptive reuse, affordable housing, urban renewal, economic impact, program, housing, revitalization, urban development, income tax credit, manufacturing
OK
Oklahoma 2026 Regular Session
Commerce and Economic Development Oversight REVISION 2: HB3127 - Added Mar 5th, 2026 at 10:30 am
Commerce & Economic Development Oversight
Transcript Highlights:
- Chairman, and thank you, committee.
- Chairman, and thank you, committee.
- My bill will change the filing system from use and file to file and use.
- That you've led with dignity and respect, and your service to the people of the state of Oklahoma and
- And we are adjourned.
Keywords:
HB3783, plumbing apprentice, endorsed apprentice, endorsed plumbing apprentice, journeyman plumber, plumbing license, Construction Industries Board, Committee of Plumbing Examiners, apprenticeship, trade license, vocational education, occupational licensing, professional licensing, Title 59, Plumbing License Law of 1955, licensure exam, journeyman examination, apprentice registration, plumbing industry regulations, administrative penalty
TX
Transcript Highlights:
- Property and Casualty Insurance Guarantee Association.
- To protect policyholders by paying covered claims when a property and casualty insurer becomes insolvent
- This creates significant financial challenges for those trying to recover from property damage, and our
- , homeowner's coverage, and not all property policies provide for 180 days from the date of loss.
- The bill doesn't refer to replacement cost coverage; it just refers to all property policies, and I've
Committee:
House Insurance
Keywords:
prescription drugs, drug pricing, pharmacy benefits, health insurance, health benefit plan, insurer, HMO, self-insured employer, public employer, school district, county, municipality, university system, higher education, retirees, dependent coverage, stop-loss coverage, bulk purchasing, group purchasing, purchasing pool
IA
Bills:
SF26 , SF261 , SSB1116 , SSB1151 , SSB1114 , SSB1140 , SSB1181 , SSB1182 , SSB1184 , SSB1190 , SSB1206 , SSB1188 , SSB1180 , SSB1115
Committee:
Joint Local Government
Keywords:
emergency management, local budgets, funding models, property tax, county commission, SF 261, SF 580, Iowa ethics law, government ethics, gift ban, public officials, local officials, local employees, political subdivision, medical expenses, health care expenses, crowdfunding, fundraising platform, donations, ethics exemption
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part I) Mar 27th, 2025
Business & Commerce
Bills:
SB458 , SB819 , SB1238 , SB1642 , SB1643 , SB1644 , SB1791 , SB1810 , SB1824 , SB1825 , SB758 , SB1455 , SB1706
Committee:
Senate Business & Commerce
Keywords:
insurance appraisal, property insurance, auto insurance, homeowners insurance, residential property, disputed loss, loss valuation, appraisal clause, appraiser, umpire, Texas Department of Insurance, TDI, insurance dispute resolution, claims adjustment, total loss, windstorm insurance, FAIR Plan, surplus lines insurance, policyholder, insurer
IA
Bills:
SSB1146 , SSB1038 , SF169 , SSB1149 , SSB1144 , HSB206 , HF475 , HSB148 , HSB149 , HSB184 , HSB190 , HSB183
Committee:
Joint Commerce
Keywords:
dental care, prior authorization, insurance regulation, dental provider, overpayment recovery, abandoned vehicles, towing, vehicle storage, impoundment, reclamation period, notice requirements, lienholders, garagekeeper, private towing company, personal property in vehicle, vehicle title, vehicle disposal, demolisher, police authority, certified mail
TX
Transcript Highlights:
- It would be like saying the roofers get to regulate property and casualty.
- And they're not going to turn around and provide a second opinion and do all these pieces and suddenly
- And they go there and they're blown away.
- The chair lays out as pending business HB1576 by Oliverson, relating to group property and casualty insurance
- to group property and casualty insurance policies.
Bills:
HB712 , HB722 , HB946 , HB1687 , HB1809 , HB1899 , HB2528 , HB2583 , HB2741 , HB2750 , HB3021 , HB3150 , HB3265 , HB3658 , HB3812 , HB3960 , HB4392 , HB4432
Committee:
House Insurance
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
TX
Transcript Highlights:
- Professionals play a pivotal role in evaluating property, interpreting insurance policies, and guiding
- and casualty insurance.
- Yes, do they do combo releases where you're dealing with both the bodily injury and the property damage
- Yes, we have you registered as Scott Kibbe, American Property Casualty Insurance Association.
- My name is Scott Kibbe, I represent the American Property Casualty Insurance Association, just here respectfully
Bills:
HB712 , HB722 , HB946 , HB1687 , HB1809 , HB1899 , HB2528 , HB2583 , HB2741 , HB2750 , HB3021 , HB3150 , HB3265 , HB3658 , HB3812 , HB3960 , HB4392 , HB4432
Committee:
House Insurance
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
HI
Hawaii 2026 Regular Session
House Chamber - Fri Apr 17, 2026, 12:00PM HST - Day 46
Hawaii House Floor Meeting
Transcript Highlights:
- and be recognized, and you, please stand and be recognized, and we<00:07:00.760><c> will</c><00:07:01.360
- /c> offices stay open and join us and for offices stay open and join us and for all<00:08:31.000><c>
- and attention to detail have brought character and vibrancy to businesses and public spaces across Oahu
- numbers 2179-26 numbers 2179-26 and<00:15:47.480><c> 2180-26</c> and 2180-26 and 2180-26 as<00:15:49.839
- ><c> then</c><00:16:53.720><c> of</c> food and Konane tournaments and then of food and Konane tournaments
Bills:
SCR48 , SCR28 , SCR74 , SCR62 , SCR60 , SCR89 , SCR147 , SCR179 , SCR182 , SCR59 , SCR54 , SCR180
Keywords:
affordable housing, housing credits, perpetual credits, development, Hawaii Housing Finance, Vietnam veterans, commemorative medal, recognition, working group, Hawaii, no-bid contracts, emergency procurement, audit, state agencies, public funds, accountability, emergency response, disability access, 911 systems, life-saving measures
HI
Hawaii 2026 Regular Session
House Chamber - Thu Apr 16, 2026, 12:00PM HST - Day 45
Hawaii House Floor Meeting
Transcript Highlights:
- </c> stands for Get Out and Love Someone. stands for Get Out and Love Someone.
- and and and<00:17:22.839><c> 1268-26</c> and 1268-26 and 1268-26 as<00:17:25.079><c> listed</c><00:17
- </c> wonderful and fun.
- And of course, we wonderful and fun.
- ><c> and</c><00:21:39.120><c> Mediterranean</c><00:21:39.840><c> inspired</c> treats and and Mediterranean
Bills:
SCR48 , SCR28 , SCR74 , SCR62 , SCR60 , SCR89 , SCR147 , SCR179 , SCR182 , SCR59 , SCR54 , SCR180
Keywords:
affordable housing, housing credits, perpetual credits, development, Hawaii Housing Finance, Vietnam veterans, commemorative medal, recognition, working group, Hawaii, no-bid contracts, emergency procurement, audit, state agencies, public funds, accountability, emergency response, disability access, 911 systems, life-saving measures
HI
Hawaii 2026 Regular Session
House Chamber - Thu Apr 16, 2026, 12:00PM HST - Day 45
Hawaii House Floor Meeting
Transcript Highlights:
- </c><00:06:50.400><c> how</c> kind of come and go with sales and how kind of come and go with sales and
- And we we show high and project.
- now and biodeiesel and and small amounts now and biodeiesel and potentially<00:12:34.079><c> hydrogen
- </c><00:32:30.399><c> and</c><00:32:30.720><c> of</c> oil and very low prices and and of oil and very
- EOS and others and in and others um and EOS and others and so<01:05:55.359><c> I</c><01:05:55.520><c
Bills:
SCR48 , SCR28 , SCR74 , SCR62 , SCR60 , SCR89 , SCR147 , SCR179 , SCR182 , SCR59 , SCR54 , SCR180
Keywords:
affordable housing, housing credits, perpetual credits, development, Hawaii Housing Finance, Vietnam veterans, commemorative medal, recognition, working group, Hawaii, no-bid contracts, emergency procurement, audit, state agencies, public funds, accountability, emergency response, disability access, 911 systems, life-saving measures
TX
Transcript Highlights:
- , and that money is local property tax money.
- number two, you're helping your schools and your property. tax payers at the same time.
- Finally, rising property insurance costs remain a significant challenge, particularly in coastal and
- Basic allotment and an inflation adjustment. State property values. So we were victims of that.
- The rising property casualty insurance costs for.
Committee:
House Public Education
Keywords:
public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, disaster preparedness, emergency management, flooding, mass fatality, mass casualty, fatality tracking, body recovery, autopsy, justice of the peace
TX
Transcript Highlights:
- And yes, we'll reach out to him and we can and and the LVB because my understanding is that we have to
- And we, the staff and students are paying. the price every day.
- But gosh, it's because my teachers sit there, and they. work and they work and they don't even question
- and LBB for for us to talk to about. that and and I appreciate you bringing it up because I think that's
- Thank you, and I'll show you registered as Stacy And you'll be testifying on behalf of yourself and you're
Committee:
House Public Education
Keywords:
public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, disaster preparedness, emergency management, flooding, mass fatality, mass casualty, fatality tracking, body recovery, autopsy, justice of the peace
TX
Transcript Highlights:
- And I received it, and I'm very thankful and grateful.
- She was hired and, basically, as she worked, had to go and get the pedagogy and...
- Of that $10 million, more than 10% is for property casualty insurance alone, insurance that school districts
- Of our 1.5 million dollars. $1.3 million annual property, casualty, cyber security, etc., insurance bill
- We have to pay for property insurance, fire insurance, and we also have to pay for water for a windstorm
Committee:
House Public Education
Keywords:
public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, disaster preparedness, emergency management, flooding, mass fatality, mass casualty, fatality tracking, body recovery, autopsy, justice of the peace