Transcript Highlights:

• In recent years, L&I has used this reserve to keep premium rate increases lower than the actual expected
• If L&I limits the maximum premium rate increase for any class below that actuarially indicated rate,
• rate for the classification would have been had a maximum increase limitation not been set, and the
• premium rate increase imposed upon other risk classes as a result of the limitation.
• Today, when premium increases are capped below actuarially indicated levels, the full picture is not

Bills: SB6136, SB6188, SB5944

Keywords: workers' compensation, industrial insurance, premium rates, rate transparency, actuarial rates, contingency reserves, Department of Labor and Industries, L&I, risk classifications, employer premiums, insurance regulation, rate setting, premium increase limits, workers' compensation advisory committee, retrospective rating, state insurance fund, accident and medical aid funds, SB 6188, asbestos, asbestos training

Summary: The Labor and Workplace Standards Committee held public hearings on several Labor and Industries-related bills. SB 6039 would allow L&I to send notices electronically, with an opt-out option for recipients; the sponsor and L&I described it as a simple modernization and transparency measure. SB 6136 would require L&I to publish actuarially indicated workers’ compensation rates and explain when rate increases are capped below those levels; the sponsor said it would show when reserve funds are used to hold rates down and improve transparency. SB 6188 would expand L&I’s authority to set asbestos certification rules beyond only those specifically required to match federal law; the sponsor and L&I said it was needed to strengthen worker safety and training standards, while a business group raised concern about diverging from federal rules. SB 6014 would make technical fixes to pregnancy and postpartum workplace accommodation law, including a public records exemption for complainants and participants in investigations and a correction to a cross-reference so basic accommodations remain protected without a doctor’s note requirement; a supportive witness said it restored the intended standard and protected privacy. SB 6058 would give L&I discretion to investigate wage complaints under the Wage Payment Act and allow penalties for willful violations when the department initiates an investigation; L&I supported the bill and requested an amendment already adopted in the House companion to reduce costs and avoid conflict with another wage recovery bill. The committee then took executive action on five bills. E2SSB 5061, requiring annual prevailing wage adjustments in public works contracts, was amended to allow a change order only when the wage increase exceeds 5% and to delay the effective date to July 1, 2028; the committee adopted the effective-date amendment but rejected the change-order amendment, then passed the bill 7-2. SSB 5874, allowing ESD to waive penalties for minor unemployment insurance reporting errors, passed 9-0. SB 5944, making missed-appointment payments part of bargained compensation for language access providers, also passed 9-0. SSB 5972, expanding binding interest arbitration for correctional officers in city and county jails regardless of county size, had two proposed amendments to limit the binding effect and require consideration of employer finances; both were rejected, and the bill passed 8-1. ESSB 6302, requiring L&I to investigate possible misclassification when three or more independent contractors perform finishing work on a public works project, passed 9-0. The committee then adjourned.

Transcript Highlights:

• The program is funded through a premium paid by employers and employees, and the total premium rate is
• in the next four years, while limiting fluctuations in premium rates, and by the end of the rate collection
• The bill retains the total premium rate cap of 1.2%. ...limiting fluctuations in premium rates, and by
• rate increase for other risk classes.
• rate increase for other risk classes.

Bills: SB6134, SB6136, SB6188

Keywords: unemployment insurance, UI benefits, striking workers, strike, labor dispute, retroactive wages, overpayment assessment, overpayment recovery, Employment Security Department, ESD, claimant notice, benefit recoupment, Washington unemployment law, worker notice, federal unemployment tax credit, state unemployment fund, workers' compensation, industrial insurance, premium rates, rate transparency

Summary: The Labor and Workplace Standards Committee held public hearings on several labor-related bills. Senate Bill 6197 would change plumbing license suspension standards from three violations in three years to five violations in five years, remove the requirement that the Advisory Board of Plumbers recommend suspension, and require L&I enforcement updates; the sponsor and industry witnesses said the revised version was stakeholder-supported, though some wanted clarification about how prior infractions would be treated. Senate Bill 6134 would require the Employment Security Department to notify striking workers applying for unemployment benefits that they may later owe overpayments if they receive retroactive wages; testimony generally supported the bill as a safeguard. Senate Bill 5292 would replace the PFML program’s statutory look-back premium formula with a forward-looking actuarial rate-setting method while keeping the 1.2% cap; labor, business, and advisory board witnesses supported it, while one policy witness supported the rate-setting change but opposed the added four-month reserve requirement. Senate Bill 6106 would amend the state WARN-style layoff notice law to exempt tribes and protect employee names and addresses from public disclosure; ESD and business supported the privacy and tribal-government changes, while agricultural witnesses asked for a separate seasonal agriculture fix. The committee also heard testimony on SB 6197 from plumbing industry groups, with support for stronger enforcement but disagreement over retroactive treatment of infractions. In executive session, the committee acted on six bills. It adopted amendments and reported out Engrossed Second Substitute Senate Bill 5847, which expands access to medical care in workers’ compensation, including allowing some out-of-network attending providers and authorizing additional claims managers; the bill passed 7-2. Substitute Senate Bill 6014, a cleanup bill correcting a date typo and protecting sensitive L&I records from public disclosure, passed unanimously. Substitute Senate Bill 6039, allowing L&I to use electronic communications while preserving a non-electronic option, also passed unanimously. Engrossed Senate Bill 6058, giving L&I discretion to prioritize wage complaints, passed unanimously after a clarifying amendment. Senate Bill 6136, requiring publication of actuarial indicated workers’ compensation rates and disclosure when rates are set below those levels, passed unanimously. Senate Bill 6188, which would expand L&I’s asbestos rulemaking authority, passed 6-3 after the committee rejected an amendment that would have restored current-law limits and tied rules to the EPA model plan.

Bills: HB595, HB583

Keywords: boundary alteration, corporate limits, Madison County, City of New Hope, local government, sheriff compensation, salary increase, law enforcement, elected officials, 923, senate, all

Transcript Highlights:

• Oklahomans pay some of the highest insurance premiums in the nation.
• Oklahomans pay some of the highest insurance premiums in the nation.
• Texas had from 2019 to 2024 a 55% increase in rates according to AARP.
• in their premiums as well?
• This is another way to look at making sure that the rate increases are valid.

Bills: HB3048, HB3259, HB3646, HB3696, HB3780, HB3781, HB3802, HB3818, HB4294, HB4488, HB2929

Keywords: insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review

Summary: The committee heard a series of insurance-related bills, with much of the discussion focused on homeowners insurance rates, transparency, and regulatory oversight. House Bill 3696, a proposed rate-approval style measure for homeowners insurance, drew extensive questioning about whether it would actually lower premiums, its comparison to Texas, the role of the Insurance Department and Attorney General, and possible effects on carriers and agents. The author said the bill was intended to increase transparency and consumer protections, acknowledged it was a work in progress, and agreed to strike the title and keep working with the committee. The bill ultimately passed the committee on a recorded vote. The committee also advanced House Bill 3259, which would prohibit certain health care contract clauses such as all-or-nothing, anti-steering, gag, and most-favored-nation provisions; House Bill 4294, a follow-up to Dylan’s Law dealing with epilepsy-related insurance coverage and neurostimulator devices; and House Bill 4488, which would let the Insurance Commissioner appoint an impartial umpire when a body shop and insurer cannot agree on a loss value. House Bill 3646, a broad and still-developing insurance bill involving rate review, litigation, venue, AI use, and Attorney General involvement, generated substantial concern from members about workability, litigation, and agent exposure. Its author said it was not final, but the committee voted it down. Later, the committee passed House Bill 3048, a cleanup measure for surplus lines licensing laws; House Bill 3780, requiring an independent actuary review as a transparency measure; House Bill 3781, changing the timing from use-and-file to file-and-use with a 60-day review period while the author said he did not want rate approval; House Bill 3802, delaying rate adjustments after a spouse’s death until renewal; House Bill 3818, creating a home and auto savings account framework intended to help policyholders raise deductibles and lower premiums; and House Bill 2929, which limits how far back insurers may look at homeowners and auto claims for underwriting purposes. Most of these bills passed with little or no opposition after brief questioning.

Transcript Highlights:

• Oklahomans pay some of the highest insurance premiums in the nation.
• Texas had, from 2019 to 2024, a 55% increase in rates according to AARP.
• in their premiums as well?
• Thank you for that question. ...have had increases in their premiums as well.
• There's been some unreasonable rate increase.

Bills: HB3048, HB3259, HB3646, HB3696, HB3780, HB3781, HB3802, HB3818, HB4294, HB4488, HB2929

Keywords: insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review

Transcript Highlights:

• Since then, operating costs have increased significantly. 6% will allow them to cover the Increased cost
• So, even though it's an increase, there's no cost to the taxpayer.
• The legislation provides a structured framework for salary increase and bonus with a statutory 10% limit
• of bonuses and pay increase.
• Increases beyond the limits require authorization from the overseeing cabinet secretary on a form through

Bills: HB3310, HB4311, HB3841, HB3024, HB3075

Keywords: purchasing, compliance, state employees, longevity pay, contract management, unclaimed property, service charges, property fund, accountability, government transparency, local development, economic impact, voter approval, tax increment financing, review committee, public finance, blight, salary increase, bonus limits, job performance

Transcript Highlights:

• After the word duties, the following, including but not limited to, amendments submitted by Representative
• constituent request bill, and what this is doing is making sure that a Widow's auto insurance doesn't increase

Bills: HB3783, HB2955, HB3802, HB4488, HB2471, HB3781, HB3127

Keywords: HB3783, plumbing apprentice, endorsed apprentice, endorsed plumbing apprentice, journeyman plumber, plumbing license, Construction Industries Board, Committee of Plumbing Examiners, apprenticeship, trade license, vocational education, occupational licensing, professional licensing, Title 59, Plumbing License Law of 1955, licensure exam, journeyman examination, apprentice registration, plumbing industry regulations, administrative penalty

Transcript Highlights:

• in 19 years, with one limited exception in 2022.
• Election commissioners have not received a pay increase in 19 years, with one limited exception in 2022
• Simply put, the responsibilities have increased, but the pay has not.
• House Bill 205 is not just about increasing pay. It's about sustaining that standard.
• I respectfully ask for your support in increasing election commissioner pay.

Bills: HB65, HB67, HB73, HB205, HB225, HB339, HB550

Keywords: sexual harassment, public employees, training requirements, mandatory education, elected officials, public records, personal information, protected individuals, ethics, transparency, public meetings, voting, electronic voting machine, government accountability, term limits, governor, Louisiana constitution, elections, gubernatorial, law enforcement

Transcript Highlights:

• By leveraging federal funding to offset high-cost claims, it has reduced premiums, limited volatility
• At the time, premiums were projected to increase between 50% and 66.8%.
• In fact, they will pay for the increased cost in premiums, keeping it affordable for the public.
• </c><00:31:43.840><c> it</c> increased cost in premiums keeping it increased cost in premiums keeping
• c> and</c> increases premiums for employers and increases premiums for employers and employees.<00:35

Bills: HF4502, HF3388, HF4106, HF400, HF4138, HF4118, HF4203

Keywords: trusted contact, financial exploitation, elder abuse, elder financial abuse, fraud prevention, financial institution, banking, credit union, broker-dealer, account security, dormant account, consumer protection, scam, suspicious activity, protective services, law enforcement reporting, Minnesota Statutes chapter 45A, HF3388, Minnesota premium security plan, reinsurance

Transcript Highlights:

• What do the initials RCL, which stand for revenue control limit, are those somebody's initials also?
• This bill simply clarifies that the health insurance premium benefit subsidy is only for those who are
• This bill simply clarifies that the health insurance premium benefit subsidy is only for those who are
• This bill also specifies that a bona fide association qualifications and requirements do not limit or
• Chairman, Senator Epstein, right now these plans are limited to specific employers based on a geographic

Bills: HB2089, HB2090, HB2092, HB2120, HB2138, HB2173, HB2273, HB2693, HB2786

Keywords: retirement benefits, health insurance, premium payment, Arizona State Retirement System, contingent annuitant, long-term disability, benefits limitations, disability compensation, social security, retirement system, elected officials, ASRS, eligibility waiver, age 65, property tax exemption, disability, veterans, widows, income limits, Arizona Revised Statutes

Transcript Highlights:

• </c><00:03:13.120><c> premiums</c> but each new mandate increases premiums but each new mandate increases
• House File 400 is a way to mitigate premium increases if a new mandate adds cost.
• take away all the other coverage for someone if they cannot afford the increasing base premium.
• </c><00:26:36.320><c> premiums</c> mandates and and increased premiums mandates and and increased premiums
• that</c><01:08:11.680><c> was</c> increases in premiums because that was increases in premiums because

Bills: HF3388, HF400

Keywords: HF3388, Minnesota premium security plan, reinsurance, health insurance, group health carriers, MCHA, MNsure, individual market, premium stabilization, carrier assessment, health insurance assessment, premium security plan account, state innovation waiver, high-risk pool, reinsurance payments, healthcare premiums, insurance carriers, deferral of assessment, financially impaired condition, HF400

Transcript Highlights:

• In addition, I think the increased density is a public safety threat.
• You'd have very congested backyards, even with a five-foot limit.
• Why can't that be increased at all? Mr.
• Chairman, Representative, I'm not saying it can't be increased at all.
• Four years without a legislative increase is not sustainable.

Bills: HB2211, HB2229, HB2389, HB2403, HB2445, HB2502, HB2620, HB2813, HB2872, HB2889, HB2960, HB4028, HCR2007

Keywords: contractors, subcontractors, resident preference, public contracts, materials supply, Arizona Revised Statutes, local businesses, pregnancy resource center, pregnancy center, crisis pregnancy center, DHS, Arizona Department of Health Services, state appropriation, general fund, nonprofit grant, women's health, maternal health, reproductive health, abortion funding, pro-life

Transcript Highlights:

• </c> 25% 30% increase in premiums in that 25% 30% increase in premiums in that instance<00:24:36.799>
• that really needs the coverage in it and leading to further increases in the premiums.
• </c><00:26:57.440><c> in</c><00:26:57.600><c> the</c><00:26:57.760><c> premiums</c> further increases
• in the premiums further increases in the premiums uh<00:26:59.840><c> repeat</c><00:27:00.760><c> rinse
• , which are driving the premium increases, and yet we are met, as Chair O'Driscoll eloquently put it,

Bills: HF837

Keywords: health insurance, premium security plan, federal funding, state innovation waiver, Minnesota, 1183, house

Transcript Highlights:

• There's a circle, and we come into limits a little bit further east down the road.
• Bit further east down the road is a Coastal Church in Daphne off 64, which would come into city limits
• As you see on the map, here is where the city limit ends.
• There, if not for that, the property would be contiguous to the city limits.
• Andy Vah is the property owner, and he wants to be in the city limits.

Bills: HB446, HB485

Keywords: HB446, Daphne, Baldwin County, annexation, municipal boundary, corporate limits, local act, municipal incorporation, city limits expansion, zoning, land use, property tax, municipal services, Section 11-42-6, Judge of Probate, County Road 54 W, County Road 64, Rigsby Road, Highway 181, Alabama State Highway 181

Transcript Highlights:

• So what are we limiting this to?
• So since you’re saying that it’s not going to be a big rate increase, what other states are asking for
• How will this affect them, and will this increase their workload? Will it cause them any? No, no.
• “It increases the minimum surety bond requirements from $25,000 to $100,000, with a maximum of $500,000
• It also increases the application, renewal, and change-of-control fees, which are currently below the

Bills: HB241, HB267, HB467, HB673, HB744, HB798, HB1026, HB1027, HB1091, HB1096, HB1103, HB1212, HB1230

Keywords: financial records, consumer protection, banking law, disclosure, service of process, home inspectors, board membership, licensing, term limits, Louisiana State Board, residential roof, coastal zone, fortified roof, building standards, construction code, insurance, hurricane resilience, safety, security cameras, abandoned property

Bills: SB205, SB222, SB205, SB222

Keywords: appropriation, education funding, priority schools, Alabama education, State Department of Education, medical clinic board, clinic board, hospital bankruptcy, Chapter 11, bankruptcy, debt restructuring, municipal indebtedness, municipal bankruptcy, health care provider, acute care hospital, lease property, board immunity, director liability, civil liability, healthcare finance

Transcript Highlights:

• Will this increase taxes on certain products on the lesser quality tobacco?
• So we know how many cans are being sold of a premium product like Copenhagen or Schull.
• Although there may be limitations in this bill where they can be put, that's not an environmental or
• House Bill 3802 simply prohibits an insurance company from raising premiums on a motor vehicle policy
• rights, especially as they continue to increase.

Bills: HB4322, HB4202, HB4203, HB4457, HB3983, HB3660, HB3802, HB2933, HB2955, HB2956, HB3781, HB3521, HB3794, HB3796, HB3800

Keywords: funeral services licensing, funeral director, embalmer, funeral director in charge, dual licensure, mortuary science, Oklahoma Funeral Board, funeral establishment, commercial embalming establishment, crematory, cremation, alkaline hydrolysis, apprenticeship, licensing requirements, professional regulation, undertaker, mortician, burial services, death care industry, workers' compensation

Transcript Highlights:

• “Of a premium product like Copenhagen or Skoll.
• This will be a tax increase for some. This will be a tax increase for consumers in Oklahoma.”
• The big tobacco company may just increase their bottom line and the revenues increase.
• We are increasing the fine and increase.
• rates, especially as they continue to increase.

Bills: HB4322, HB4202, HB4203, HB4457, HB3983, HB3660, HB3802, HB2933, HB2955, HB2956, HB3781, HB3521, HB3794, HB3796, HB3800

Keywords: funeral services licensing, funeral director, embalmer, funeral director in charge, dual licensure, mortuary science, Oklahoma Funeral Board, funeral establishment, commercial embalming establishment, crematory, cremation, alkaline hydrolysis, apprenticeship, licensing requirements, professional regulation, undertaker, mortician, burial services, death care industry, workers' compensation

Summary: The Business and Insurance Committee first handled a series of executive nominations, including appointments or reappointments to the Oklahoma Securities Commission, Real Estate Commission, State Athletic Commission, Accountancy Board, Commission on Consumer Credit, Uniform Building Code Commission, Abstractors Board, Used Motor Vehicle Dismantler and Manufactured Housing Commission, and State Banking Board. Most nominees briefly addressed the committee, and the nominations were advanced by unanimous or near-unanimous votes. One HB 4488 was laid over at the start of the meeting. The committee then considered several bills. HB 4322, which would remove a dual-licensure requirement for funeral directors and embalmers, drew questions about consumer protection and body care procedures and passed 6-3. HB 4202, changing workers’ compensation fee schedule treatment for radiology, passed unanimously. HB 4203, directing the Uniform Building Code Commission to explore guidelines for single-exit configurations in certain buildings up to four stories, passed 7-2 after concerns were raised about fire safety. HB 4457, dealing with specialty pharmacies, pharmacy benefit managers, and access to specialty medications, passed unanimously. Members also debated HB 3983, which would move Oklahoma’s moist smokeless tobacco tax to a weight-based system; supporters argued it would improve fairness and revenue stability, while opponents said it would raise taxes on some products and lacked consumer protections. It passed 6-3. HB 3660, authorizing natural organic reduction as an additional end-of-life option, prompted a lengthy debate over dignity, religious concerns, and consumer choice; it passed 5-4. HB 3802, prohibiting auto insurers from raising premiums solely because a spouse died, passed unanimously. HB 2933, a consumer protection insurance bill, passed 9-0 after extensive discussion of claims handling and insurer accountability. Additional insurance and regulatory measures—HB 2955, HB 2956, HB 3781, HB 3521, HB 3796, HB 3794, and HB 3800—were also advanced, most with little or no opposition. The chair closed by noting all executive nominations and legislation had been cleared from the committee for the year.

Transcript Highlights:

• So we haven't increased, you know, the ongoing.
• To the extent that the amount of money going into GR increases, your cap increases over time, yeah.
• If you will increase the cap, that balance will be $39.
• Well, it, it provides more GR for you to spend under the pay as you go limit, the revenue limit.
• You could have a spending limit that is lower than the pay as you go limit. Yeah, thank you. OK.

Bills: SJR 4

Keywords: term limits, state offices, constitutional amendment, governor, lieutenant governor, election reform

Transcript Highlights:

• Just because it's May instead of Shia and there's some limits on it.
• We've tried to increase it a couple of times.
• Sometimes we've tried to increase it to 20 or 25,000 per year.
• So this eliminates the home office premium tax credit again.
• But as I was looking at the amendment where we increased the increase the amount.

Bills: SB1302, SB1389, SB1401, SB1776, SB1809, SB1858, SB1985, SB2053, SB2148

Keywords: income tax, tax rates, revenue certification, Oklahoma Tax Commission, state budget, education, tax credit, school choice, private school, tuition assistance, income limits, parental choice, accreditation, insurance, taxation, premium, home office credit, healthcare, teacher tax credit, income tax credit