Video & Transcript Research : 'policy lapse'
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WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Feb 4th, 2026 at 01:30 pm
Consumer Protection & Business
Transcript Highlights:
- policies.
- or cancellation of the policy based on non-payment of premium.
- or cancellation of the policy based on non-payment of premium.
- So the policy, the underlying policy is to, as we heard from testimony, prevent contractors from not
- Anyway, it's about giving 30 days' notice before a policy will lapse.
Keywords:
life insurance, policy lapse, policy cancellation, nonpayment of premium, premium grace period, lapse notice, termination notice, third-party notice, third-party designee, beneficiary protection, consumer protection, insurance regulation, insurer notice requirements, policyholder, beneficiary, Washington RCW, insurance code, unintentional lapse, coverage continuation, premium delinquency
Summary:
The Consumer Protection and Business Committee met on February 4, 2026, and did not hold public hearings. House Bill 2629 was removed from consideration and not advanced. The committee was briefed on House Bill 2428, which would require insurers to give 30 days’ written notice before an individual life insurance policy lapses for nonpayment and to notify applicants of the right to designate a third party for lapse notices; the committee adopted Representative Ryu’s amendment clarifying the notice applies to nonpayment lapses, adjusting proof-of-delivery language, and adding a January 1, 2027 effective date.
The committee also considered House Bill 2399, which would prohibit assignment of post-loss property insurance benefits. Supporters described it as a way to curb predatory assignments that transfer policyholder rights to contractors, while opponents argued it can help homeowners get repairs completed and return home, especially after flooding or other losses. The bill was reported out on a narrow 8-7 vote, with members noting the issue may need further work. House Bill 2087, creating the Washington Travel Insurance Act, was also advanced after a proposed substitute made changes to conflict-of-law language, attorney exclusions, child support-related license suspension, supervision liability, and rate-setting provisions; it passed 12-3.
The committee then took up House Bill 2483 on data brokers and a public registry. Members adopted three amendments: one narrowing exemptions for entities with customer or business relationships, one delaying penalties until notice of noncompliance and making the registry public, and one exempting publicly available or already published information. Supporters said the bill would make hidden data practices visible and improve transparency, while opponents warned it was still too broad and could sweep in retailers, public entities, or other unintended actors. The amended bill passed 8-7. Finally, House Bill 2477, with an amendment limiting appraiser liability to clients and named intended users and clarifying appraisal reports, was unanimously reported out of committee. The committee then adjourned after thanking staff on cutoff day.
US
US Federal 2025-2026 Regular Session
Business meeting to consider the nomination of Arielle Roth, of the District of Columbia, to be Assistant Secretary of Commerce for Communications and Information. Apr 9th, 2025 at 09:00 am
Commerce, Science, and Transportation Committee
Transcript Highlights:
- Ariel is. currently serving as my policy director for telecommunications on this committee.
- As I've directly observed, Ariel knows telecommunications law and policy as well as anyone else. in this
- I have long advocated for a more evidence-based approach to our spectrum management policy.
- The FCC plays a vital role in spectrum policy.
- I want to mention just spectrum policy, as a couple of my colleagues have mentioned before.
Summary:
During the committee meeting, various issues surrounding state policy and governance were deliberated. Although the specifics of bills under discussion were not highlighted, comments from several committee members indicated a focus on improving legislative processes and addressing public concerns. The chairman facilitated discussions that included several points of critique as well as suggestions for enhancement of existing laws. The atmosphere remained constructive despite the complexity of the topics at hand.
LA
Louisiana 2026 Regular Session
Transportation, Highways and Public Works May 21st, 2026
Transportation, Highways & Public Works
Transcript Highlights:
- I would think that maybe the commissioner would come up with a policy to refer it, but again, that's
- All right, is a policy written now? No, not currently.
- we can use to tighten it up between hearing and a floor, maybe come up with rules to require some policy
- between hearing and a floor, if we can work on some language to maybe require some sort of rule or policy
- So these are insurance lapse reinstatement fees.
Keywords:
Saint Claude Avenue Bridge, Port of New Orleans, backup motors, infrastructure, traffic management, oversized vehicles, permitting, economic impact, transportation, local regulations, Louisiana economy, Interstate 12, I-12, Interstate 55, I-55 interchange, DOTD, Department of Transportation and Development, D.R.I.V.E. Initiative, highway infrastructure, transportation planning
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/11/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- I'm a senior policy adviser at Protect Borrowers, a nonprofit policy organization focused on household
- ><c> at</c><00:14:10.240><c> Protect</c> a senior policy adviser at Protect a senior policy adviser at
- Borrowers, a nonprofit policy Borrowers, a nonprofit policy organization<00:14:12.720><c> focused</c
- There is nothing unconscionable about this, nor should it be against public policy.
- Policies that make MAC airports high.
LA
Louisiana 2026 Regular Session
Transportation, Highways and Public Works Mar 23rd, 2026
Transportation, Highways & Public Works
Transcript Highlights:
- amount, but beyond that, I provide a 15-day lapse grace period.
- We got one lapse, two laps, three laps, remember?
- It depends on what the time and lapse was. Right, from whatever.
- It depends on what the time and lapse was for the insurance cancellation.
- It depends on what the time and lapses were for the insurance cancellation.
Keywords:
roundabouts, public education, traffic safety, motor vehicles, driver education, reinstatement fees, vehicle liability, insurance coverage, grace period, lapse of coverage, local fees, transaction fees, funding, government authority, driver's license, state identification card, citizenship verification, eagle symbol, Department of Public Safety, homelessness
Summary:
The House Transportation Committee heard an update from Office of Motor Vehicles leadership, who said the agency had achieved efficiencies, was operating in the black, had improved employee morale and staffing, and expected to begin testing the driver’s license portion of its modernization project in September. Members then took up several OMV-related bills.
HB 781, creating a fleet vehicle registration program, was amended to delay implementation until January 1, 2028 or until the OMV registration system is updated, and was reported with amendments. HB 712, which waives OMV fees for driver’s licenses and state IDs for homeless persons who meet eligibility requirements, drew support from homelessness advocates and some members who said it would remove a barrier to work, safety, and housing; concerns were raised about verification and workload, but the bill was amended to require the department to waive fees and to require proof of homeless status, then reported by a recorded vote. HB 372, requiring OMV public education on roundabouts, was discussed as a safety and awareness measure, but the author agreed to voluntarily defer it in favor of pursuing a resolution or other approach.
The committee also advanced HB 746 on oversized trucking permits after amendments clarified a one-year moratorium on new local permit requirements while preserving existing permits, and HB 732, which would allow the OMV commissioner to waive or reduce certain fees in humanitarian cases such as hospice, was reported favorably. HB 722, providing for automatic reinstatement of driver’s licenses after payment of fees and fines except for DUI-related suspensions, was amended and reported with amendments. HB 593, increasing the maximum local service fee for certain OMV field offices, prompted debate over costs to motorists and local control; an amendment exempted Shreveport, and the bill was reported with amendments by a 9-5 vote. HB 613, adding an eagle image to indicate U.S. citizenship on licenses and IDs, was amended and reported with a recorded 8-5 vote after members questioned its practical effect and recognition outside Louisiana. The committee also heard HB 582 and HB 762 on insurance lapse fees and debt recovery, with HB 582 reported favorably after the author agreed to work with another member on a similar bill, while HB 762 was discussed as a way to avoid adding a 15% Office of Debt Recovery fee to OMV-related debts.
AL
Alabama 2025 Regular Session
Alabama House Education Policy Committee Mar 19th, 2025
Education Policy
Transcript Highlights:
- For people, that's welcome to the Education Policy Committee.
- Oklahoma has code.org's 10th best policy request.
- Parents are being told, "No, we don't have a policy..." ...being told, "No, we don't have a policy."
- policy.
- And why did they implement that policy?
Keywords:
athletic classification, public high schools, English language learners, state education policy, athletic associations, religious instruction, elective credit, released time, public education, school policy, educational intervention, State Superintendent, local boards of education, subpoena, accountability, state control, 1136, house, all
TX
Texas 89th Regular
Press Conference: Protect Voter Registration Apr 24th, 2025 at 09:04 am
Transcript Highlights:
- I am the policy director for Common Cause Tech.
Summary:
The committee meeting involved various discussions pertaining to legislative initiatives and public policy concerns. Members engaged in debates around significant topics, highlighting their diverse perspectives. The atmosphere was lively with members presenting arguments for and against certain measures. Testimonies from the public were also a key feature, shedding light on community sentiments related to proposed bills.
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 3/10/26
Human Services Finance and Policy
Transcript Highlights:
- A partnership policy is a long-term care policy that individuals are able to purchase.
- And so what this bill does is allow those older policies to be able to have the same rates as the policies
- </c><00:02:15.840><c> uh</c><00:02:16.080><c> January</c> policies that were before uh January policies
- </c><00:02:23.760><c> who'd</c> who've got these older policies who'd who've got these older policies
- So what if the insurance policies.
Keywords:
long-term care, insurance policy, healthcare, partnership policy, Minnesota, human services, wage increase, support workers, shared services, community first services, medical assistance, sanctions, healthcare services, monetary recovery, government accountability, assisted living, training, unlicensed personnel, resident rights, safety regulations
TX
Transcript Highlights:
- Is to create a carbon dioxide sequestration policy council under the Railroad Commission.
- I understand that the bill seeks to engage the Bureau for participation in the Policy Council on the
- Range, I see you marked down as a policy manager for the Commission's shift action and for SELF.
- by a variety of stakeholders to inform good policy for the Class II program.
- David Carter, Colonel, United States Air Force, retired, on behalf of the American Policy.
Keywords:
carbon sequestration, environmental policy, Texas, energy, climate change, regulatory council, geothermal energy, workforce development, education and training, energy industry, apprenticeship, energy production, energy policy, renewable energy, state council, administrative law, public information, transparency, government accountability, judicial process
MN
Transcript Highlights:
- The Chair calls the Education Policy Committee to order for Tuesday, April 1st, 2025.
- Thank you for allowing me the time today to speak on the Education House Education Policy Bill.
- We also thank you for including so much of the governor's education policy bill.
- We actually have some policy that we can start to move forward.
- I like learning more about each individual policy.
Bills:
HF1306
MN
Transcript Highlights:
- The diversity of this coalition indicates how important it is for the SAF policy to get the SAF policy
- The diversity of this coalition indicates how important it is for the SAF policy to get the SAF policy
- The diversity of this coalition indicates how important it is for the SAF policy to get the SAF policy
- </c><00:32:21.840><c> decisions</c> we see firsthand how policy decisions we see firsthand how policy
- </c> because that's the policy side of it. because that's the policy side of it.
Keywords:
tax credits, sustainable aviation fuel, environmental policy, corporate franchise, Minnesota taxation, electricity generation, property tax exemption, renewable energy, incentives, economic development, fuel delivery, tax exemption, retail transactions, diesel exhaust fluid, fuel lubricants, healthcare tax, gross receipts tax, hospitals, chiropractors, healthcare providers
HI
Keywords:
HB2271, Hawaii budget, emergency appropriation, public employment cost items, collective bargaining, labor grievances, temporary hazard pay, state employees, bargaining unit 1, bargaining unit 10, BU-1, BU-10, Department of Education, University of Hawaii, general fund, revolving funds, interdepartmental transfers, settlement agreement, arbitration award, court order
TX
US
US Federal 2025-2026 Regular Session
Business meeting to consider the nominations of Sean Donahue, of Florida, and Jessica Kramer, of Wisconsin, both to be an Assistant Administrator of the Environmental Protection Agency, and Brian Nesvik, of Wyoming, to be Director of the United State Apr 9th, 2025 at 08:45 am
Environment and Public Works Committee
Transcript Highlights:
- From there, she joined the first Trump administration EPA's Office of Water, rising to the Senior Policy
- EPA should adopt a policy to do the same.
- This problem already exists within the Superfund statute and EPA's policy.
- Similarly, EPA has an orphan-share policy.
- Once again, the Superfund program uses this policy too sparingly.
Summary:
The committee meeting focused on the presidential nominations of Brigadier General Brian Nesvick as Director of Fish and Wildlife and Jess Kramer and Sean Donahue as assistant administrators at the EPA. Each nominee presented their qualifications and experiences in their respective fields, with an emphasis on their commitment to uphold the laws passed by Congress. The discussion highlighted the nominees' dedication to addressing environmental issues and their proactive stances on regulatory matters. After deliberation, votes were held to report the nominations favorably, despite some members voicing concerns regarding their qualifications and potential conflicts with environmental interests.
US
US Federal 2025-2026 Regular Session
Hearings to examine optimizing longevity from research to action. Feb 12th, 2025 at 02:30 pm
Aging (Special) Committee
Transcript Highlights:
- Aging research is at an inflection point, and with the right policies, we can transform public health
- Congress must support promising, innovative policies to address health-related social needs, such as
- By working with municipal governments where you can get policy done to help them decide on policies that
- How do we re-educate our public policy here?
- So with each of these areas we have 30 or so policy items. It's hard to mess with SNAP.
Summary:
The committee meeting was marked by discussions surrounding health policies aimed at enhancing the lifespan and quality of life for the community members. The chairperson initiated the session with personal reflections on the importance of extending not just the years of life but also the quality of those years, especially from the perspective of parents and grandparents. Members engaged in thoughtful dialogue regarding potential legislative measures that could address public health in a more holistic manner, emphasizing the need for community outreach and effective health education programs.
TX
Bills:
HB5085
MN
Transcript Highlights:
- It it's a common education policy bill.
- We feel strongly education policy bill.
- We actually have some policy that we can start to move forward.
- I like learning more about each individual policy.
- It's a good little education policy bill.
Bills:
HF1306
Keywords:
education, school policy, teacher training, student health, emergency response, 1183, house
US
US Federal 2025-2026 Regular Session
Hearings to examine the nominations of Reed Rubinstein, of Maryland, to be Legal Adviser, Mike Huckabee, of Arkansas, to be Ambassador to the State of Israel, and Kevin Cabrera, of Florida, to be Ambassador to the Republic of Panama, all of the Depar Mar 25th, 2025 at 09:00 am
Foreign Relations Committee
Transcript Highlights:
- It's a generational shift in American politics and American foreign policy.
- And to advising against policies or actions that would violate current federal law?
- If I'm confirmed, I will be. absolutely clear to carry the President's policies.
- I will recognize an ambassador doesn't create the policy, he carries the policy of his country and his
- In addition to implementing President Trump's policy policy, you will oversee what information gets sent
Summary:
The committee meeting was focused on various key issues, including the implications of recent violence in the Middle East and U.S. foreign policy in relation to Israel and Panama. Members discussed the need for diplomatic efforts between the U.S. and Israeli officials following the recent attack by Hamas. Governor Huckabee emphasized the importance of maintaining a strong U.S.-Israel relationship and reiterated the need for accountability for terrorist organizations involved in violent acts against civilians. Senators shared their concerns regarding the ramifications of U.S. actions in Panama and the presence of Chinese influence, highlighting the significance of the Panama Canal in terms of trade and security.
OK
Oklahoma 2026 Regular Session
Conference Committee on Judiciary and Public Safety Oversight Apr 29th, 2026
Conference Committee on Judiciary and Public Safety Oversight
Bills:
HB1851
Keywords:
automatic renewal, consumer protection, cancellation policy, Oklahoma Fair Renewal Act, contract transparency
Summary:
In the Conference Committee for Judiciary and Public Safety Oversight, Reverend Shriver presented House Bill 1851. He described it as a consumer protection measure that would give consumers rights regarding auto-renewal on subscriptions.
After the bill was introduced, the chair asked for questions, but none were raised. There was no debate on the measure.
The committee then moved to open the bill for signature, with no further discussion or recorded vote in the transcript.
OK
Oklahoma 2026 Regular Session
Conference Committee on Judiciary and Public Safety Oversight Apr 15th, 2026
Conference Committee on Judiciary and Public Safety Oversight
Bills:
HB1851
Keywords:
automatic renewal, consumer protection, cancellation policy, Oklahoma Fair Renewal Act, contract transparency
Summary:
The Conference Committee on Judiciary and Public Safety Oversight met to take up Conference Committee Report No. 2 on House Bill 1851. Representative Shriver explained that the bill is a consumer protection measure aimed at giving consumers notice before annual subscriptions automatically renew, so they are reminded of upcoming charges and are aware they agreed to an annual subscription.
Shriver also said the bill includes additional consumer protections to ensure people understand what they are agreeing to when signing up for such subscriptions. No questions or debate were raised during the meeting.
After discussion, the chair opened the report for signatures, and the committee then adjourned.