Video & Transcript Research : 'payment card network'
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WY
Transcript Highlights:
- So any lawsuits would be filed against the department, and any damages or any payments would be paid
Keywords:
Second Amendment, firearms, state rights, federal regulation, law enforcement, civil penalties, government liability, concealed carry, public colleges, university facilities, weapons legislation, self-defense, campus safety, weapons, age requirement, permits, HB0097, Wyoming firearms privacy, merchant category code, MCC
WY
Keywords:
Second Amendment, firearms, state rights, federal regulation, law enforcement, civil penalties, government liability, concealed carry, public colleges, university facilities, weapons legislation, self-defense, campus safety, weapons, age requirement, permits, HB0097, Wyoming firearms privacy, merchant category code, MCC
OK
Oklahoma 2026 Regular Session
Banking, Financial Services and Pensions Apr 7th, 2026 at 03:00 pm
Banking, Financial Services and Pensions
Transcript Highlights:
- transaction are aware that they are receiving that processing fee should they choose to use a credit card
- you've been working on legislation and similar space. 3% is about the average cost that our credit card
- , I would agree this is still empowering the customer to have choice if they want to use the debit card
Keywords:
credit union, Oklahoma State Credit Union Board, membership, loans, investments, board compensation, financial regulations, financial exploitation, protected adults, financial institution, notification, temporary hold, credit card, surcharge, discounts, consumer protection, payment methods, 914, all
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Mar 5th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- It prevents large car credit card issuers and networks from coordinating swipe fees and gives merchants
- more freedom in how they accept payments.
- This again is in alignment with what the Trump executive orders have been, the Credit Card Competition
- It looks like the distinction Between the two is the amount of assets held by a credit card issuer.
- So, looking on the bill that we're on right now, an exempted payment card issuer means a payment card
Keywords:
ticket sales, resale, consumer protection, fraud, bots, transparency, refunds, event tickets, medical marijuana, cannabis, marijuana license, commercial grower, grow operation, bond requirement, land reclamation fee, revolving fund, environmental remediation, redevelopment, Oklahoma Medical Marijuana Authority, OMMA
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- Number four, it prevents card... ...networks from forcing merchants to accept all credit cards offered
- It's a two-dominant payment card network system, and they control 80% to 85% of the credit card network
- The interconnected payment networks are a part of a system.
- That's because card networks link all of these institutions together. ...and an enormous network that
- So as it stands today, on July 1, 2025, Visa and... ...MasterCard as payment card networks will have
Bills:
HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175, HB245
Keywords:
military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- Payment card networks, not banks.
- Second, this bill only. applies to payment card networks, not banks.
- Banks, by definition, are not payment card networks.
- Ours is focused on payment card networks.
- It's important to note I don't work for the big banks or payment card networks.
Bills:
HB245, HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175
Keywords:
property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees
AL
Alabama 2026 1st Special Session
Alabama House Commerce and Small Business Committee Mar 11th, 2026
Commerce and Small Business
Transcript Highlights:
- Uh and do most people have cards saying what kind of cards saying what kind of >> I don't think they
- c> kind<00:11:18.240>
of cards saying what kind of cards saying what kind of >> I<00 - >> I don't think they have a medical card >> I don't think they have a medical card
- I’m going to have a medical card, you know, medical card.”
- I’m going to have a medical card, you know, medical card.”
Keywords:
Alabama State House, Montgomery, Legislative Council, demolition, state capitol, state capitol building, historic preservation, state property, inventory removal, fixtures, furnishings, reuse, recycling, upcycling, surplus property, public assets, legislative chambers, desk sale, chair sale, state auditor
AZ
Transcript Highlights:
- We include basic payment protections for the contractors and subcontractors.
- They have 14 days to actually make the payment.
- And there's only seven days to approve the payment and 14 days to make the payment.
- The contractor who contests the amount of payment must respond in writing within 10 days.
- So if you pay by card, it's $4.73.
Keywords:
insurance regulation, modeling organizations, financial disclosure, rate-making, predictive models, revitalization districts, construction contracts, infrastructure, municipal services, intergovernmental agreements, user fees, landowner agreements, overtime, wages, employee rights, industrial commission, complaints, adjudication, landlord, tenant
Summary:
The Commerce Committee heard and advanced five bills. HB 2174, as amended by a strike-everything, redefined “advisory organization” as a modeling and data organization and allowed models used by insurers for rate-making to be filed with DIFI, with DIFI able to require supporting data to verify compliance. The sponsor said the measure was the product of extensive stakeholder negotiations and technical cleanup. The committee adopted the amendment and then approved the bill 10-0 for a due-pass recommendation.
HB 2496 would require revitalization district construction contracts to include payment protections allowing contractors and subcontractors to pause or stop work if the district fails to pay. Supporters argued it was a fairness measure to prevent contractors from being forced to continue work without payment; opponents, including bond counsel and the League of Arizona Cities and Towns, warned it could disrupt public infrastructure projects, misalign incentives, and create bond-financing concerns. The committee passed the bill 9-1 with one member present.
HB 2910 would extend from 10 to 20 days the time a contractor has to contest an ROC recovery fund claim after notice. The sponsor and Home Builders Association said it was a minor, technical change and requested more time to respond to claims. The committee approved it 10-1. HB 2938, the “penny” bill, would require Swedish rounding for cash transactions when pennies are unavailable, with an amendment clarifying taxes and fees are calculated before rounding and protecting businesses complying with the rule. The sponsor described inconsistent business practices and support from stakeholders; the committee adopted the amendment and passed the bill.
HB 2744 would authorize the Industrial Commission of Arizona to investigate and adjudicate overtime wage violations at the state level. Supporters from the carpenters’ unions said federal enforcement is too slow and workers need a faster path to recover earned wages; the Industrial Commission said it would need additional FTEs and spending authority but not general fund money. One member opposed expanding agency authority over private wage disputes, but the committee ultimately passed the bill 10-1 and adjourned.
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 23rd, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- During the 87th legislature, we passed House Bill 2106, which transferred rulemaking authority for card
- These are the ATMs going into the throat of your card reader at the ATM, as well as the point-of-...
- ...sale terminal in any retail store where you believe that you're just inserting or tapping your card
- We want to make sure that we're not wasting public money through unnecessary long-term interest payments
- But basically, we shouldn't be spending— we shouldn't be making interest payments 28 years from now on
Bills:
HB886, HB1514, HB2434, HB2688, HB2802, HB3161, HB3221, HB4029, HB4339, HB4591, HB4774, HB4802, HB4853, HB5627, SB1737
Keywords:
retirement, supplemental payment, benefits, Employees Retirement System, eligible annuitants, legislation, annuity, service credit, Employees Retirement System of Texas, employee benefits, pension reform, public retirement systems, municipality pensions, firefighters, police officers, retirement age, DROP program, actuarial studies, pension benefits, municipal retirement
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 23rd, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- This session, we're set to make an extra $1 billion payment into the fund.
- This payment will cost, I think, in the fiscal note it was only about $180 million.
- Again, we already have an extra payment ready to be made of a billion dollars.
- I don't work directly with people, but I will say we work with a network.
- Does AARP issue credit cards?
Bills:
HB886, HB1514, HB2434, HB2688, HB2802, HB3161, HB3221, HB4029, HB4339, HB4591, HB4774, HB4802, HB4853, HB5627, SB1737
Keywords:
retirement, supplemental payment, benefits, Employees Retirement System, eligible annuitants, legislation, annuity, service credit, Employees Retirement System of Texas, employee benefits, pension reform, public retirement systems, municipality pensions, firefighters, police officers, retirement age, DROP program, actuarial studies, pension benefits, municipal retirement
MN
Transcript Highlights:
- <00:02:34.560>
so thing and and timing of the payments so thing and and timing of the payments - <01:23:54.159>
um in this idea about Advanced payments um in this idea about Advanced payments - we're talking about Advanced payments we're talking about Advanced payments and<01:25:58.760>
- Advanced payments and Advanced Credit<01:27:05.080>
payments <01:27:05.480>contemplated - ><01:27:06.000>
by <01:27:06.080>this Credit payments contemplated by this Credit payments - ><01:27:06.000>
Keywords:
Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud
OK
Oklahoma 2026 Regular Session
Banking, Financial Services and Pensions Feb 10th, 2026 at 03:00 pm
Banking, Financial Services and Pensions
Transcript Highlights:
- lot of people's issues were that their businesses were being charged more than 2% from the credit card
- It allows them to recoup the actual amount that they're being charged from the credit cards.
- So the cap is only what they're being charged by the credit card company.
- The cap is at 2% or whatever they're being charged by the credit card company, whichever is higher.
- whole point of the bill is just to allow them to recoup what they're getting charged from the credit card
Keywords:
credit card transactions, payment methods, service charge, consumer rights, financial regulation, public finance, pension, pension fund, retirement system, board of trustees, proxy voting, proxy proposal, shareholder vote, shareholder activism, fiduciary duty, pecuniary factors, nonpecuniary factors, ESG, environmental social governance, social goals
TX
Texas 89th Regular
Pensions, Investments & Financial Services Mar 31st, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- This allows the retiree 30 years to make the monthly payments or a one-time lump sum payment.
- Typically, gift card tampering operations go like this: criminals steal gift cards from various retail
- She would grab a card that looked like a debit card, would steal it, and go... go into the bathroom,
- the gift card for activation.
- , rendering the physical card useless considering the normal usage of a gift card.
Keywords:
gift card fraud, counterfeit gift card, gift card tampering, gift card theft, prepaid card, stored value card, retail fraud, financial crimes, consumer protection, organized retail crime, gift card skimming, magnetic stripe, chip card, redemption information, gift card packaging, Penal Code, felony theft, state jail felony, third-degree felony, second-degree felony
AL
Alabama 2026 1st Special Session
Alabama House Public Safety and Homeland Security Committee Mar 18th, 2026
Public Safety and Homeland Security
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 5th, 2026 at 09:30 am
Oklahoma Senate Floor Meeting
Bills:
SB2102, SB1940, SB1625, SB1442, SB1623, SB1242, SB1949, SB1592, SB1913, SB592, SB992, SB1241, SB259, SB1928, SB1426, SB1531, SB1561, SB1122
Keywords:
credit card fees, merchant discounts, payment card network, interchange fees, transparency in fees, Oklahoma law, payment card, rebate, merchant, tax compliance, health insurance, mandate, impact analysis, insurance department, public health, access to healthcare, SB1442, alcoholic beverage control, ABLE Commission, liquor license fees
TX
Transcript Highlights:
- The three methods provided by the Senate are credit card, debit card, and e-check.
- It's based off of, as I understand it, whatever their tax payment is.
- percent of that is what your credit card is going to be charging.
- with a credit card.
- And again, this is just an option for payment, right?
Keywords:
municipal sales tax, street maintenance, local option tax, Tax Code Chapter 327, sales and use tax, street repair, sidewalk maintenance, water infrastructure, wastewater system, stormwater system, local election, ballot language, reauthorization, municipal finance, infrastructure funding, Texas municipalities, street and sidewalk tax, special district tax, public works, property tax
WY
Wyoming 2026 Regular Session
Senate Travel, Recreation, Wildlife & Cultural Resources Committee, February 19, 2026
Travel, Recreation, Wildlife & Cultural Resources
Bills:
SF0024
Keywords:
lottery, debit card payments, gambling regulations, state revenue, financial transactions, 916, all
WY
Wyoming 2026 Regular Session
House Travel, Recreation, Wildlife & Cultural Resources Committee, February 19, 2026
Travel, Recreation, Wildlife & Cultural Resources
Transcript Highlights:
- Uh about the uh credit cards, we are not interested in credit cards.
- Uh about the uh credit cards, we are not interested in credit cards.
- interested in credit cards, we are not interested in credit<00:03:23.920>
cards. - Uh, you run into all sorts of payment issues sometimes that people don't pay their credit card bills.
- card bills, debit cards, their credit card bills, debit cards, straight<00:09:09.279>
out <00:09
Bills:
SF0024
Keywords:
lottery, debit card payments, gambling regulations, state revenue, financial transactions, 916, all
TX
Transcript Highlights:
- Senate Bill 1497 resolves this by exempting skimmers. built solely by criminals to steal payment cards
- Devices which are nefarious in nature and only designed to steal people's payment card information.
- So they put in their credit card or debit card, and then it converts it to crypto, and it's gone.
- Swipe your card and now we're kind of going to the next level working with the debit cards end up working
- skimming to include payment fraud.
Keywords:
mail theft, postal theft, package theft, identity theft, negotiable instrument, check theft, mail receptacle key, mailbox lock, postal key, delivery service, courier, USPS, United States Postal Service, fraud, property crime, elderly victims, disabled victims, identity information, rebuttable presumption, felony enhancement
TX
Transcript Highlights:
- and the commission's report card.
- The National Report Card will soon follow on March 25th.
- Well, the 2025 Texas. infrastructure report card is an important advocacy tool.
- The 2025 report card includes two categories in good condition.
- This is up from the last report card in 2021.
Keywords:
Texas, Infrastructure Report Card, ASCE, population growth, climate change, investment, public safety, engineering standards
Summary:
The meeting focused on the release of the 2025 Texas Infrastructure Report Card, highlighting key findings and recommendations for improving infrastructure across various sectors in the state. Julie Jones, Vice President of ASCE Texas, opened the session by introducing key speakers, including Dr. Art Wood and committee co-chairs Griselda Gonzalez and Austin Mazzarelli. Throughout the discussion, the report's grades were revealed, showing the state's infrastructure received an overall grade of 'C'—adequate but requiring significant attention and investment. Emphasis was placed on the rising challenges posed by climate change and increased population growth, underscoring the need for strategic investments in infrastructure to support Texas' economic growth and public safety.