Video & Transcript : 'overregulation' :
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US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, January 7, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- House Republicans are also reining in Biden administration overregulation of everyday household water
- <02:54:54.960><c> of</c><02:54:55.200><c> everyday</c><02:54:55.600><c> household</c> overregulation
- of everyday household overregulation of everyday household water<02:54:56.399><c> fixtures</c><02:54:
- :56.000><c> are</c><08:34:56.160><c> people</c> you overregulate with why are people you overregulate
- This is a microcosm of a much larger problem that is overregulation.
Keywords:
showerhead, regulation, energy policy, consumer protection, overregulation, gridlock, policy priorities, House resolution, legislative process, procedural motion, committee, House of Representatives, Mr. Knott, ethics, membership, Doug LaMalfa, memorial resolution, condolence, death of a member, adjournment in honor
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, January 13, 2026)
US Federal House Floor Meeting
Keywords:
H.Res. 991, HR 991, House resolution, request return of papers, official papers, legislative procedure, congressional process, Senate return, H.R. 1834, enrolled bill, House Clerk, procedural resolution, motion to reconsider, gridlock, congressional administration, showerhead, regulation, energy policy, consumer protection, overregulation
AL
Transcript Highlights:
- </c> >> you were overregulated. >> you were overregulated.
- >> Where we're not overregulated?
- Alabama<03:10:18.800><c> is</c><03:10:19.120><c> overregulated.</c> Alabama is overregulated.
- Alabama is overregulated.
- overregulating overregulating our<03:11:00.240><c> state</c><03:11:00.880><c> which</c><03:11:01.200
MN
Transcript Highlights:
- Uh, the overregulation is totally unacceptable.
- </c> question uh the um overregulation question uh the um overregulation is<00:55:48.400><c> totally<
- The issue of overregulation doesn't only exist with our in-home child cares; it exists with our centers
- doesn't only exist of overregulation doesn't only exist with<00:58:35.079><c> our</c><00:58:35.200><
- overregulation overregulation today<00:59:33.039><c> at</c><00:59:33.559><c> in</c><00:59:33.760><c>
Committee:
Senate Taxes
MO
Transcript Highlights:
- You know, you've got, in a lot of cases, overregulation to begin with, which makes it difficult for,
- you can see the cryptocurrency arguments in Washington right now because of overregulation.
- And that's an example that I would give of overregulation. So here they're already regulated...
- can see the cryptocurrency arguments in Washington right now because of overregulation.
- And that's an example that I would give of overregulation.
Committee:
House Financial Institutions
FL
Florida 2025 Regular Session
March 26, 2025 - 08:00 AM
Transcript Highlights:
- Give us a chance as breweries to be responsible because we are overregulated as it is with our monthly
- Give us a chance as breweries to be responsible because we are overregulated as it is with our monthly
- Give us a chance as breweries to be responsible because we are overregulated as it is with our monthly
- Give us a chance as breweries to be responsible because we are overregulated as it is with our monthly
- Give us a chance as breweries to be responsible because we are overregulated as it is with our monthly
Summary:
The committee met with a quorum and heard seven measures, including four bills and three proposed committee substitutes. HB 6033, repealing the Labor Pool Act, was presented as a cleanup measure to remove duplicative regulation; supporters argued workers would still be covered by OSHA, wage laws, workers’ compensation, and liability insurance, while opponents raised concerns about losing specific protections for day laborers. The bill was reported favorably on a 4-? vote, with several members voting no over concerns about worker protections.
HB 453, dealing with pool and spa contractors, was described as a technical update to Chapter 489 that would better align licensing scopes with current industry practice and allow contractors to perform related work without stopping for additional licensed trades. An amendment making only drafting changes was adopted, and the bill passed unanimously. CS/HB 277 on veteran benefits assistance was also reported favorably unanimously after testimony focused on protecting veterans from predatory claims-assistance practices while preserving choice and requiring disclosures, fee limits, and data-security safeguards.
The committee then approved PCS for HB 291, which would require personal mobility device batteries sold in Florida to meet an IPX-7 certification standard, after the sponsor cited fire risks from lithium-ion batteries; the measure passed unanimously. PCS for HB 709, allowing valid pari-mutuel permit holders to lease facilities to nearby high-li permit holders, was amended to require a minimum of 59 live performances and then passed unanimously. CS/HB 4011, expanding who may serve as a building official on Palm Beach County’s Building Code Advisory Board, passed unanimously as a good-government fix to fill vacancies. Finally, PCS for HB 499, allowing small craft breweries under 31,000 gallons to self-distribute, drew extensive testimony from brewers and distributors about small-business growth versus the three-tier alcohol system; despite concerns about weakening distribution safeguards, the bill was reported favorably by a 13-2 vote. The meeting then adjourned with no further business.
NY
New York 2025-2026 Regular Session
2026 Joint Budget Subcommittee on Commerce / Economic Dev. and Small Business - 03/18/2026
Transcript Highlights:
- These investments fail to address the issues of overtaxation and overregulation of New York's businesses
- These investments fail to address the issues of overtaxation and overregulation of New York's businesses
- MY COLLEAGUE JUST DESCRIBED THESE INVESTMENTS FAIL TO ADDRESS THE ISSUES OF OVERTAXATION AND OVERREGULATION
Summary:
The joint Economic Development budget subcommittee meeting opened with introductions, review of subcommittee rules, and identification of the agencies to be discussed, including the Department of Economic Development, Urban Development Corporation, Alcohol and Beverage Control, Cannabis Management, and the Gaming Commission. The chairs also outlined broad budget priorities, including support for innovation hotspots, incubators, minority- and women-owned businesses, biomedical research, centers of excellence, advanced technology, workforce development, and grants tied to tourism, cultural institutions, public safety equipment, and food retail subsidies.
Most member comments focused on small business conditions and economic development policy. Senators Borrello and Chan emphasized that small businesses are the backbone of the economy and argued for reducing taxes, utility costs, fines, permits, and regulations; Chan suggested a possible one-year utility tax holiday. Assembly Member Slater similarly criticized New York’s tax and regulatory climate and promoted legislation to create a Department of Regulatory Review and Economic Growth. Assembly Member Buttenschon discussed one-house proposals such as changes to small business stock ownership rules and a hardship savings account, while Assembly Member Bendett said county infrastructure funding should be increased substantially.
Several members highlighted sector-specific investments. Senator Addabbo and Assembly Member Woerner stressed the importance of racing and gaming, including addiction treatment and recovery, integrity in racing, and stronger drug testing. Assembly Member Otis pointed to science and technology initiatives such as Micron, Empire AI, quantum research at Stony Brook, and broadband/digital inclusion through ConnectALL. Assembly Member Cashman supported investment in the Cornell Center for Food and Agriculture, and Senator Hinchey praised tourism matching grants, restaurant and farm food donation tax credits, and incentives for heat pumps and clean energy retrofits.
No formal votes were taken. The meeting ended with staff continuing consultations with members and the chairs concluding the session.
MN
Transcript Highlights:
- need to be worked on as the stakeholders are trying to navigate through and help us so we don't overregulate
- need to be worked on as the stakeholders are trying to navigate through and help us so we don't overregulate
- need to be worked on as the stakeholders are trying to navigate through and help us so we don't overregulate
- need to be worked on as the stakeholders are trying to navigate through and help us so we don't overregulate
- , and being careful to be overregulate, and being careful to be thoughtful<00:35:16.320><c> and</c><00
Committee:
Senate Labor
WA
Washington 2025-2026 Regular Session
Legislative Republican Leaders Media Availability Feb 17th, 2026
Transcript Highlights:
- and I agree with Senator Braun, you know, it's about preventing additional tax increases and overregulation
- agree with Senator Braun, you know, it's about preventing additional, you know, tax increases and overregulation
- see what we can do on the floor to provide affordability and push back from any more taxes and overregulation
Summary:
Washington Senate and House Republican leaders held a media availability focused on affordability, taxes, and government accountability as cutoff day approached. Senator John Braun and Representatives Peter Abbarno and April Connors criticized the Senate-passed income tax bill, arguing it is unconstitutional, would eventually expand beyond high earners, and should be stopped in the House. They also warned about a range of other tax proposals they said would raise costs for groceries, prescription drugs, data centers, startups, and businesses that employ people on Apple Health or Medicaid.
The lawmakers also highlighted concerns about energy policy, saying past decisions have driven up utility costs and forced more spending on low-income energy assistance. Abbarno criticized a bill affecting L&I funds and said money was diverted to CCA instead of education or health care. They also objected to several agency-expansion and enforcement bills, including an environmental crimes bill and an Attorney General investigations bill, saying they would centralize power in Olympia and discourage investment.
A major portion of the discussion centered on child welfare and DCYF accountability. Republicans said House Democrats blocked motions to bring child welfare bills to the floor, including measures tied to the Keeping Families Together Act and a bill to clarify “imminent harm,” and argued the Legislature should focus on child safety rather than process objections. In closing, Braun noted that a bipartisan fentanyl/endangerment bill, HB 5071, remains alive in the House, while Republicans said they would continue trying to stop tax increases and other bills they view as harmful before the cutoff deadline.
MN
Minnesota 2025-2026 Regular Session
Education policy panel hears HF6 1/22/25
Minnesota House Floor Meeting
Transcript Highlights:
- It is quite simply, and we have heard this over and over from you, it is overregulated and underfunded
- It is quite simply, and we have heard this over and over from you, it is overregulated and underfunded
- It is quite simply, and we have heard this over and over from you, it is overregulated and underfunded
- It is quite simply, and we have heard this over and over from you, it is overregulated and underfunded
MN
Minnesota 2025-2026 Regular Session
House children and families panel OKs HF633 2/18/25
Minnesota House Floor Meeting
Transcript Highlights:
- Um, I think there's a lot of things that we need to work on this session regarding overregulation, paperwork
- Um, I think there's a lot of things that we need to work on this session regarding overregulation, paperwork
- work on this session<00:28:36.600><c> um</c><00:28:36.960><c> regarding</c><00:28:37.360><c> overregulation
- </c> session um regarding overregulation session um regarding overregulation paperwork<00:28:39.519><
MN
Minnesota 2025-2026 Regular Session
Press Conference: Lawmakers and Leaders Announce Yes to Homes Housing Package - 03/04/25
Transcript Highlights:
- Minnesotans are unable to reach the American dream of home ownership because of government policies and overregulation
- government home ownership because of government policies<00:12:26.480><c> and</c><00:12:26.639><c> overregulation
- </c><00:12:27.399><c> and</c><00:12:28.399><c> it's</c> policies and overregulation and it's policies
- and overregulation and it's time<00:12:28.800><c> for</c><00:12:29.199><c> State</c><00:12:29.399><c
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Feb 19th, 2026
Business and Insurance
Transcript Highlights:
- I just think overregulation and switching a system, when there's a lot of factors, the underlying factors
- Although I do concur with Senator Reinhardt about the overregulation.
- you'll do this, just work with people and see if we can find maybe a compromise that we can not overregulate
Bills:
SB1969 , SB1953 , SB1277 , SB1287 , SB1061 , SB1916 , SB1589 , SB2178 , SB1444 , SB1438 , SB1501 , SB1873 , SB1364
Committee:
Senate Business and Insurance
Summary:
The Senate Business and Insurance Committee met and first laid over Senate Bills 1969 and 1624 without hearing them. It then considered SB 1953, a health insurance transparency bill requiring third-party administrators to provide employers information on what was spent on employee health benefits; an amendment deleting the word “welfare” was adopted, and the bill passed 7-1. SB 1277, which codifies a three-week work-search requirement for unemployment benefits, passed 8-0. SB 1287, amended to change “may” to “shall,” would bar the Oklahoma Abstractors Board from licensing applicants not legally authorized to work in the U.S.; after questions about the need for the bill and the alleged loophole, it passed 7-2.
The committee also passed SB 1061, a cleanup measure on mortgage broker licensing and renewal fees, and SB 1916, which would move the Oklahoma Receivership Office under the Insurance Department and streamline receivership operations. SB 1589, as amended to reference Indian Gaming Regulatory Act authorization, would increase penalties for illegal sweepstakes/gambling operations and expand enforcement against entities profiting from illegal gambling; it passed unanimously. SB 2178, a compromise special-event license bill requiring liability insurance coverage, also passed unanimously.
Two major insurance reform bills were debated at length and failed. SB 1444 would shift homeowners insurance rate regulation from a use-and-file system to prior filing with authority for the Insurance Commissioner to declare rates excessive; after testimony from a homeowner about a large premium increase and extensive debate over regulation and market effects, it failed 4-5. SB 1438 would require reporting of underwriting gains and profits, cap average profits at 5% over three years, and require rebates or premium credits if profits exceeded that level; supporters argued it would protect consumers, while opponents warned of market disruption and reduced competition. It failed 2-7. The committee then passed SB 1501, clarifying medical marijuana grow reclamation bond requirements, SB 1873, correcting a drafting error in a prior bill and delaying its effective date, and SB 1364, requiring an affidavit of encumbrances before transferring a medical marijuana business license.
ID
Transcript Highlights:
- And this idea of a black market, we've got to... ...It's overregulation by all means possible.
- This is overregulation by all means possible.
Committee:
House Revenue and Taxation
WA
Washington 2025-2026 Regular Session
Legislative Republican Leaders Media Availability Feb 17th, 2026 at 09:00 am
Transcript Highlights:
- and I agree with Senator Braun, you know, it's about preventing additional tax increases and overregulation
- see what we can do on the floor to provide affordability and push back from any more taxes and overregulation
Summary:
At this Republican media availability, Senate and House GOP leaders focused on affordability, taxes, and government accountability as the session approached cutoff. Senate Republican Leader John Braun criticized the Senate’s income tax bill and a range of other tax proposals, arguing they would raise costs for food, health care, prescription drugs, data centers, startups, grocery bags, and employers of Apple Health/Medicaid users. House Republican leaders Peter Abbarno and April Connors echoed those concerns, saying the latest revenue forecast did not justify new taxes and that Democrats were relying on tax increases rather than relief for families and small businesses.
A major topic was the income tax bill that had passed the Senate and was headed to the House. Republicans said they opposed it on constitutional and policy grounds, argued it would eventually expand beyond high earners, and said the bill should be amended to remove the necessity clause so it could be referred to voters. They also said any meaningful tax reform should include broader relief such as property or sales tax reductions, not just narrow carveouts. Braun also said he hoped Governor Inslee would reconsider support for the measure, while House Republicans said they would try to stop it from advancing.
The lawmakers also discussed child welfare and public safety bills, especially efforts to force votes on legislation related to DCYF and child deaths. They criticized House Democrats for not hearing or advancing several Republican-backed bills and said process objections were being used to avoid accountability. Braun noted that a bipartisan bill to add fentanyl to the endangerment statute, HB 5071, remained alive in the House. Other bills mentioned as priorities to oppose included an environmental crimes bill, a juvenile release bill, a real estate excise tax measure, and a bottle bill, all of which Republicans said would increase costs or expand state authority.
MO
Transcript Highlights:
- You know, you've got, in a lot of cases, overregulation to begin with, which makes it difficult for,
- you can see the cryptocurrency arguments in Washington right now because of overregulation.
- And that's an example that I would give to overregulation.
Committee:
House Financial Institutions
Summary:
The committee first met in executive session on House Bill 2116, which drew comments about children’s education and an amendment offered by Representative Hinman. Hinman explained the amendment would phase out the Missouri tax subtraction for contributions to non-Missouri 529 plans for new users beginning January 1, 2027, while allowing existing users to continue. The committee adopted the amendment, rolled it into a substitute, and then voted the House Committee substitute do pass by a vote of 11 yeas, 3 nays, and 1 present. Hinman also noted concerns from the investment community about the absence of an advisor-sold 529 option and urged the department to work toward restoring it.
In public hearing, Representative Lane Roberts presented House Bill 1870, a garnishment and exemption update that would modernize long-outdated exemption amounts, tie some amounts to CPI adjustments, increase the homestead exemption, and create new procedures for garnishment of financial institution account funds. The Missouri Bankers Association supported the bill, saying it was the product of extensive work with stakeholders and would improve efficiency and reduce legal risk for banks, while also protecting debtors’ rights. Questions focused on joint accounts, business accounts, and notice to account holders; a private attorney speaking in opposition argued the bill could improperly shift burdens onto non-debtor account holders and raised concerns about tenancy by the entirety, corporate accounts, and equitable garnishment.
Representative Castile then presented House Bill 2586, which would lower the minimum credit union membership share from $25 to $1 and allow credit union board and committee meetings and voting by electronic means. The Missouri Credit Union Association supported the bill, saying it would improve access for members who need the $25 and help boards meet despite weather or distance, while also aligning state law more closely with federal practice. Finally, Representative Oehlerking presented House Bill 3107, the “Safe Harbor” bill, which would shield financial institutions from civil liability under state law when they act in good faith reliance on written guidance from regulators, while excluding fraud, intentional misconduct, willful wrongdoing, and gross negligence. Credit union and banking representatives supported the measure as a defense against costly litigation based on compliance with required forms and guidance, while an opposing attorney argued the bill relied on nonpublic agency guidance, raised separation-of-powers concerns, and could leave consumers without recourse; witnesses also discussed possible examples such as overdraft fee litigation and the need for any guidance to be public and reviewable.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Community Development and Small Businesses Jun 21st, 2026 at 10:00 am
Joint Committee on Community Development and Small Businesses
Transcript Highlights:
- think there's a potential to help small businesses is that there's a perception that there's overregulation
- that repayment occurs over the next 10 years, because it's just, again, I think there is some overregulation
- I mean, you know, you... ...I think there is some overregulation in certain communities.
- And, you know, so how can we kind of pare back some of this overregulation to really allow these businesses
Summary:
The Joint Committee on Community Development and Small Business held an informational hearing focused on the conditions facing small and micro businesses in Massachusetts and the state programs intended to support them. Chairs Andy Vargas and Adam Gomez opened by emphasizing equitable economic development, the importance of CDFIs, and the need to help underserved entrepreneurs, especially women, minorities, veterans, immigrants, and other groups facing barriers. Committee members noted the hearing would not take up bills, and testimony was limited to 10 minutes per organization.
State and quasi-public agency witnesses described current programs and funding. Dico Gibral of the Executive Office of Economic Development highlighted the Business Front Door, multilingual access, small business office hours in Gateway Cities, and funding in the Mass Leads Act, including support for CDFIs, small business technology, and capital grants. Tom Hooper of Commonwealth Corporation described workforce training programs such as the Workforce Training Fund, Workforce Competitiveness Trust Fund, and Career Technical Initiative, saying they help small businesses train workers, fill labor shortages, and support returning citizens and people with disabilities. Committee members asked about federal funding uncertainty, workforce migration, training schedules, and program uptake.
Business and advocacy groups focused on cost pressures and regulatory burdens. The Massachusetts Restaurant Association urged continuation of outdoor dining and takeout alcohol sales, and pressed for relief from high credit card swipe fees, support for surcharging, and streamlining municipal licensing. The Retailers Association of Massachusetts cited survey results showing inflation, utility costs, payroll taxes, health insurance, and interchange fees as major concerns, and said many members might sell or close within five years; it also backed ending the state prohibition on surcharging and creating an Office of Main Streets Massachusetts. MACDC, BECKMA, and the Coalition for an Equitable Economy emphasized the need for more technical assistance, CDFI and small business funding, and protections against rising costs, tariffs, supply chain disruptions, and immigration enforcement impacts on immigrant-heavy business districts. No votes were taken.
AL
Alabama 2026 Regular Session
Alabama House Insurance Committee Mar 17th, 2026
Economic Development/Banking/Insurance & Commerce
Transcript Highlights:
- what makes it work, is that it allows the flexibility to move away from the one-size-fits-all, overregulated
- the the flexibility uh to move away from the one-sizefits-all one-sizefits-all one-sizefits-all overregulated
- overregulated overregulated uh<00:23:40.240><c> system</c><00:23:40.640><c> that</c><00:23:40.880><c
Keywords:
HB424, Montgomery County, sheriff, county sheriff, salary increase, expense allowance, local act, county general fund, retirement contributions, public official compensation, law enforcement pay, elected official salary, Montgomery County legislation, sheriff compensation, term-based salary, immigration, law enforcement, fingerprints, DNA collection, illegal aliens
US
US Federal 2025-2026 Regular Session
Hearings to examine the nominations of Jonathan Gould, of Virginia, to be Comptroller of the Currency for a term of five years, Luke Pettit, of the District of Columbia, to be an Assistant Secretary of the Treasury, Paul Atkins, of Virginia, to be Mar 27th, 2025 at 09:00 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- Overregulation. Is that an accurate characterization of your view?
- That the big problem was overregulation that led to the 2008 financial crisis?
- I didn't know about overregulation. I don't recall saying that, but I think misregulation.
Keywords:
financial regulations, SEC, Comptroller of the Currency, Federal Transit Administration, nominees, Empowering Main Street in America Act, capital formation, economic growth
Summary:
The committee meeting focused on several nominees within key financial institutions, including discussions surrounding the SEC, the Federal Transit Administration, and the Comptroller of the Currency. Notable dialogue included concerns over regulatory balance, with various members emphasizing a need to streamline regulations to foster innovation while ensuring accountability and safety for investors. The importance of the proposed 'Empowering Main Street in America Act' was highlighted as a means to facilitate access to capital for small businesses, underlining the current administration's approach towards financial regulations.
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 3/20/25
Human Services Finance and Policy
Transcript Highlights:
- So, really overregulation isn't serving the end user very well either. So, that's my view.
- So, really overregulation isn't serving the end user very well either. So, that's my view.
- So, really overregulation isn't serving the end user very well either. So, that's my view.
- So, really overregulation isn't serving the end user very well either. So, that's my view.
- So, really overregulation isn't serving the end user very well either. So, that's my view.
Committee:
House Human Services Finance and Policy