Video & Transcript Research : 'no cost sharing'
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AL
Alabama 2026 1st Special Session
Alabama Senate Banking and Insurance Committee Jan 14th, 2026
Banking and Insurance
Bills:
SB19
Keywords:
SB19, prostate cancer, prostate cancer screening, PSA test, digital rectal exam, preventive screening, health insurance mandate, no cost sharing, copay, deductible, coinsurance, high-risk men, African American men, men over 50, men over 40, family history, genetic marker, health benefit plan, insurer coverage, Alabama insurance code
AL
Transcript Highlights:
- No storm there, just cribs. But those innocent babies are just as threatened.
- No sweat. SB87 is currently a gut punch.
- That's good with no deaths of the mother or child. And I don't understand why we cannot get...
- No problem at all other than the date, and I'll be glad to answer any questions.
- No, you didn't help me at all, but that's okay. All right, I'm good. Representative Rafferty.
Keywords:
midwifery, licensed midwives, State Board of Midwifery, licensure fees, professional liability insurance, complaints investigation, emergency care plan, out-of-hospital care, HB491, public schools, K-12, school nutrition, school lunch, cafeteria, artificial dyes, food additives, food coloring, synthetic dyes, Red Dye No. 3, Red Dye No. 40
LA
Transcript Highlights:
- Again, it's voluntary, no mandate, no state program, and no taxpayer cost.
- Again, it's voluntary, no mandate, no state program, and no taxpayer cost.
- third-party payment, discount voucher, coupon, or financial assistance toward an enrollee's deductible, cost-sharing
- There's no state cost, no defrayal, or other state costs. Thank you, Mr. Chairman.
- At the appropriate time, I'd like to move... ...cost, no defrayal or other state costs.
TX
Texas 89th Regular
Delivery of Government Efficiency May 7th, 2025
Delivery of Government Efficiency
Transcript Highlights:
- cost for the removal.
- First, by consolidating payments, the program aims to lower administrative costs and reduce overall costs
- . by the cost-sharing obligations for covered surgical procedures, the rate would be pre-arranged, making
- There are no other costs added to it.
- And no one really knows what the cost is going to be when you go in.
Keywords:
HCR 141, House Concurrent Resolution, NASA, Houston, Space City, Johnson Space Center, Mission Control, Apollo 11, moon landing, aerospace, commercial space, space exploration, Texas Space Commission, space policy, federal resolution, memorial resolution, Congress, Washington D.C., headquarters relocation, space industry
OK
Oklahoma 2026 Regular Session
Local and County Government Feb 17th, 2026 at 02:00 pm
Local and County Government
Transcript Highlights:
- So Senate Bill 1288 provides that the state's share of matching requirements for federal funds shall
- There's no physical impact.
- This will be federal issues where there is no cap currently.
- As relates to, there has been no increase in crime. Excuse my voice.
- We share a desire, and perhaps we differ on the best route to take to get there.
Keywords:
emergency management, federal funding, disaster relief, cost sharing, public assistance, bail reform, public funds, nonprofit organizations, political subdivisions, injunctive relief, criminal procedure, surety bond, judicial discretion, uniform bond schedule, liability insurance, judgments, insurance fund, Oklahoma, county sheriff, commissary
AL
Transcript Highlights:
- The cost of the study, we said, not to exceed $50,000.
- So my question is, what will be the cost to the consumer?
- <00:10:22.240>
you <00:10:22.399>know, end up costing the consumer? - you know, end up costing the consumer?
- cost to the<00:10:36.959>
consumer?
Keywords:
Alabama Athletic Commission, Attorney General, criminal penalties, unarmed combat, regulation, boxing, mixed martial arts, civil fines, dental insurance, benefit rollover, healthcare, insurance policy, annual maximum, smoking ban, vaping, public health, indoor air quality, clean air, ambulance services, health insurance
AL
Keywords:
contraceptive rights, healthcare access, civil action, Attorney General, contraception enforcement, prostate cancer, health insurance, screening, high risk, cost-sharing, African American men, savings accounts, catastrophe, emergency funds, financial security, state laws, criminal justice, parole, Board of Pardons and Paroles, risk assessment
AL
Transcript Highlights:
- Okay, no real property. Okay, thanks. ...the case, no real property. Okay, thanks.
- No changes, actually. I had this bill... ...no changes, actually.
- He was working on it as well and had no idea I had it. I had no idea he did.
- No, there's no compensation for doing this at all.
- There's no putting you out of the car, there's no freaking... ...out of the car, there's no freaking
Keywords:
jury duty, nursing mothers, exemption, legal rights, parental responsibilities, sexual extortion, criminal law, felony, threat, blackmail, firearm possession, domestic violence, violent offenses, criminal penalties, pretrial detention, bail, offenses, constitutional amendment, criminal justice, law enforcement
AL
Transcript Highlights:
- like to see what happens at the federal level, but next year if it has not moved forward and there's no
- Alabama forced this on their students—a very dangerous thing, and they should have the ability to say no
AL
Keywords:
SB190, prostate cancer, prostate screening, PSA test, digital rectal exam, preventive screening, health insurance mandate, cost-sharing, copay, deductible, coinsurance, high-risk men, African American men, family history, genetic marker, men over 50, men over 40, health benefit plan, insurance coverage, mandated benefits
OK
Transcript Highlights:
- would transfer the responsibility for collecting the health plans' members' copayment and deductible cost-sharing
- Then you've just done away with cost-sharing plans altogether. Would you agree with that?
- it you're recognizing, I mean would you agree that it's sort of how the system works now that the cost-sharing
- So, the part that says cost share, copayments, coinsurance, deductibles, three related questions aren't
- really, these cost sharing really Uncovered services, and why would we require an insurance carrier
Keywords:
licensure, criminal history, public safety, occupational certification, rehabilitation, state regulations, insurance, regulations, certification, long-term care, mergers, consumer protection, property safety, vision insurance, optometry, reimbursement, healthcare policy, ophthalmic materials, provider agreements, captive insurance
AL
Transcript Highlights:
- No. No, they will not.
- No. No, they will not.
- No. No, they will not.
- No. No, they will not.
- No. No, they will not.
Keywords:
HB300, Choctaw County, probate court, probate judge, recording fee, filing fee, deed tax, mortgage tax, deeds, mortgages, property records, recordation, county local act, local legislation, technology upgrades, digitalization of records, recordkeeping, county treasury, special fund, court administration
LA
Transcript Highlights:
- No, ma'am. If it said it had a lower net acquisition cost, that would address our concern.
- So the way these plans work is we update the benefit plan for a higher cost share.
- They had no out-of-pocket cost, and they have no out-of-pocket cost in these programs for the entire
- Step one is the claim will process with a higher member cost-share amount.
- And in fact, the patient's cost share, maximum amount of pocket, could be $5,000.
Keywords:
family leave, insurance, paid leave, employment benefits, caregiver support, liability insurance, coverage defenses, direct action, judgment enforcement, legal procedures, insurance referrals, compensation, non-licensed agents, consumer protection, insurance products, HB 870, Act 907, Louisiana insurance, health insurance, prescription drugs
AL
Alabama 2026 1st Special Session
Alabama House Commerce and Small Business Committee Mar 11th, 2026
Commerce and Small Business
Transcript Highlights:
- >> No, I never do that. >> Thank you. How are you? >> I'm good. How about you?
- It just gives them the right to be able with that card to go in and use a public bath. >> No, no specialty
- No, I'm not talking about lawyers office or nothing like that.
- <00:10:33.600>
No, <00:10:34.240>I'm bath. No, no specialty offices. - No, I'm bath. No, no specialty offices.
Keywords:
Alabama State House, Montgomery, Legislative Council, demolition, state capitol, state capitol building, historic preservation, state property, inventory removal, fixtures, furnishings, reuse, recycling, upcycling, surplus property, public assets, legislative chambers, desk sale, chair sale, state auditor
TX
Transcript Highlights:
- matter what the cost is to Texans health.
- It's time for Texas to show that it cares. no matter what.
- One out of 10 children in Texas have no. healthcare.
- Pero la ley Care No Matter What es la solución.
- But the Care No Matter What Act is the solution.
Keywords:
Texas, healthcare, reproductive health, Care No Matter What Act, Planned Parenthood, maternal mortality, teen pregnancy, funding cuts, community health
Summary:
The meeting addressed critical health care concerns in Texas, highlighting the consequences of funding cuts on access to reproductive health services. Key speakers emphasized the urgent need for the Care No Matter What Act, which aims to restore funding to healthcare providers like Planned Parenthood. They underscored the alarming statistics of maternal mortality and the rising rates of teen pregnancies, particularly in Black and Latina communities. Testimonies shared during the meeting illustrated the real-life impacts of healthcare access issues on individuals and families across the state, illustrating the necessity for legislative action to ensure comprehensive reproductive health services.
NM
New Mexico 2026 Regular Session
Senate - Health and Public Affairs Feb 13th, 2026 at 04:01 pm
Senate Health & Public Affairs
Transcript Highlights:
- No questions. Oh, this is going to be good. I still would like to adopt my amendment. No questions.
- No, thank you.
- No, no, I mean, yes, that's true.
- No, I'm just making a statement. Just a statement. No, no need.
- No questions. Seeing no questions, wow. There's a motion for a do pass from Senator Pinsett.
Keywords:
physician assistants, interstate compact, medical services, licensure, cross-state practice, military families, regulatory authority, physical therapy, licensure compact, interstate practice, healthcare, military spouses, criminal background check, HB34, school nurse, school nurses, nurse licensure, charter school, charter schools, school district
AZ
Transcript Highlights:
- cost share.
- cost share.
- There was a no-cost-sharing bill that would have been a fairly significant cost shift.
- That's going to get all the cost sharing.
- One last thing I want to make very clear, because it also says that there can be no cost sharing: a lot
Bills:
HB2176, HB2333, HB2435, HB2447, HB2617, HB2683, HB2686, HB2725, HB2726, HB2906, HB2953, HB2958
Keywords:
health care, licensure, complaints, investigation, safety, patient care, regulatory compliance, prosthetics, orthotics, health insurance, Medicare, medical necessity, disability rights, coverage, reimbursement, internationally trained physicians, medical board, clinical training, provisional license, healthcare workforce
Summary:
The committee heard and acted on several health care bills. HB 2726 would require Access contractors to cover diagnosis and treatment of mild obstructive sleep apnea, including a new prescription tongue-stimulation device; supporters said it offers an effective, less burdensome alternative to CPAP and could improve adherence and outcomes, while Access was neutral and raised concerns about cost and bypassing its normal clinical review. The committee adopted the Bliss amendment and then approved HB 2726 as amended on an 8-4 due-pass vote.
HB 2435 would create a pathway for internationally trained physicians to receive a provisional Arizona medical license, with a later amendment adding a four-year supervised rural practice requirement and automatic conversion to a full license if criteria are met. Supporters argued it would help address severe physician shortages in rural and underserved areas, especially for cardiology and other specialties, and several doctors testified about their experience and the need for more access. Opponents, including the Arizona Medical Board, said the state already has a case-by-case licensure process for foreign-trained physicians and warned the bill could weaken safeguards and allow insufficiently vetted applicants. After adopting the amendment, the committee approved HB 2435 as amended on a due-pass recommendation.
HB 2958 would require Access to cover comprehensive dental care for pregnant women age 21 and older, with a $500,000 pilot program and reporting requirements. The sponsor and public health advocates said preventive dental care during pregnancy can reduce infections and improve maternal and infant outcomes, and the bill drew broad support from health and advocacy groups. The committee passed HB 2958 on an 11-1 due-pass vote.
The committee also approved HB 2176, which changes criteria and timelines for health care institution licensing complaints and informal dispute resolution, with supporters saying it would improve transparency and predictability for hospitals while preserving enforcement authority. Finally, the committee heard HB 2447, which would bar insurers from paying certified registered nurse anesthetists less than physicians for the same anesthesia service; opponents argued it would interfere with contract negotiations and raise costs, while supporters said insurer reimbursement cuts are harming rural access and shifting costs to hospitals. The transcript ends during testimony on HB 2447, before any committee vote on that bill.
FL
Transcript Highlights:
- health care sharing ministries are appealing options to Floridians trying to cut costs.
- There is no pooling. It's sharing.
- My question for you is, if it's just you and I in this that are sharing medical costs... ...if it's just
- you and I in this, and we're sharing medical costs, when a situation arises where I have a medical incident
- To your point, you're right, there's no assurance, but for over 30 years, our members have been sharing
Keywords:
public adjuster, contract cancellation, state of emergency, vulnerable adults, disciplinary actions, financial regulation, information security, financial exploitation, licensing, transportation, insurance, TNC, ride-sharing, automobile liability, bail bond, insurance regulation, foreign insurers, financial disclosure, premium reporting, residential property insurance
Summary:
The Committee on Banking and Insurance met with a quorum and took up several bills, beginning with SB 834 on insurance requirements for nonprofit religious organizations and health care sharing ministries. The bill repeals a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing fraud and disclosure protections; opponents said allowing agents and brokers could create consumer confusion and has been associated with bad actors. A title amendment was adopted, and after debate the committee reported the bill favorably.
The committee also heard and passed SB 642, which extends reporting and duty requirements to foreign and alien bail bond insurers, and SB 394, a technical bill updating reinsurance intermediary manager law to match current DFS practice. SB 266, which lets vulnerable adults rescind public adjuster contracts without penalty, was reported favorably after testimony from supporters in the insurance and elder law communities and a public adjuster who said the intent was good but the bill may need refinement. SB 832, a residential property insurance transparency bill requiring rate breakdown reports and a consumer resource center, also passed after discussion about consumer clarity and whether the required cost categories can be compiled as written.
Later, the committee approved SB 540, which creates cybersecurity requirements for mortgage and money service businesses, closes a regulatory gap for certain investment advisers, adjusts OFR examination-payment deadlines, changes de novo charter requirements, allows virtual credit union meetings, and makes other financial regulation updates. Several amendments were adopted, including a substitute amendment removing fintech sandbox provisions. Finally, SB 1028 on Citizens Property Insurance Corporation was reported favorably after debate over a commercial lines clearinghouse intended to reduce Citizens’ exposure and shift more business to the private market; members discussed taxpayer risk, market competition, and consumer protections. The meeting ended with adjournment.
MN
Minnesota 2025 1st Special Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/27/25
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- there's been a continued growth in costs there's been a continued growth in costs and<00:24:09.480
- overall just as kind of staff unit costs overall just as kind of unit<00:26:46.000>
costs <00: - And we did think it might just be helpful to see the cost, the average cost of goods and services per
- And we did think it might just be helpful to see the cost, the average cost of goods and services per
- And we did think it might just be helpful to see the cost, the average cost of goods and services per
Keywords:
teacher apprenticeship, registered apprenticeship, teacher licensure, teacher shortage, workforce development, education finance, K-12 education, higher education, Professional Educator Licensing and Standards Board, PELSB, Tier 3 license, teacher preparation, mentor teacher, school district, cooperative unit, teacher pipeline, alternative licensure, apprenticeship program, labor and industry, union representation
AL
Alabama 2026 1st Special Session
Alabama Senate Finance and Taxation Education Committee Mar 4th, 2026
Finance and Taxation Education
Transcript Highlights:
- It is where you pay premiums monthly and then when you hear of someone else that's also in this cost-sharing
- <00:10:17.519>
sharing that's also in this cost sharing that's also in this cost sharing business - , no, no.
- This includes all... this is a health sharing... Uh, all right. No, sir. No other questions.
- <00:12:15.839>
No, sir. health sharing. Uh, all right. No, sir. health sharing.
Bills:
HB125, HB116, HB183, HB342, HB341, SB280, SB245, SB159, HB125, HB116, HB183, HB342, HB341, SB280, SB245, SB159
Keywords:
HB125, sunset law, Alabama Sunset Committee, Alabama State Board of Veterinary Medical Examiners, veterinary medical examiners, veterinary board, veterinary licensing, veterinary regulation, professional licensing board, state board continuation, sunset review, regulatory board, animal health, veterinarians, disciplinary authority, HB116, Alabama Sunset Law, sunset bill, Alabama Professional Bail Bonding Board, bail bonding