Video & Transcript Research : 'mortgage modification'
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WY
Wyoming 2026 Regular Session
House Corporations, Elections & Political Subdivisions, February 11, 2026
Corporations, Elections & Political Subdivisions
Keywords:
voting, elections, electronic voting systems, transparency, public testing, voter registration, qualified elector, residency requirements, voting rights, mortgage modification, priority, electronic signatures, real property, financial covenants, 911 services, emergency response, grant funding, next generation technology, government accountability, public safety
WY
Wyoming 2026 Regular Session
Senate Corporations, Elections & Political Subdivisions Committee, February 11, 2026
Corporations, Elections & Political Subdivisions
Transcript Highlights:
a <01:15:51.280>lot mortgage modification would make a lot mortgage modification would- <01:19:16.159>
modification of a mortgage modification of a mortgage modification not<01:19 - c> this mortgage modifications but with this mortgage modifications but with this addition<01:19:
- >
in mortgage modification not described in mortgage modification not described in section<01: - >
in mortgage modification not described in mortgage modification not described in section<01:
Keywords:
voting, elections, electronic voting systems, transparency, public testing, voter registration, qualified elector, residency requirements, voting rights, mortgage modification, priority, electronic signatures, real property, financial covenants, 911 services, emergency response, grant funding, next generation technology, government accountability, public safety
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 4/15/26
Agriculture Finance and Policy
Bills:
HF3548
Summary:
The Agricultural Finance and Policy Committee met on April 15, 2026, approved the April 13 minutes with a correction to Assistant Commissioner Peter Kesset’s name, and then took up House File 3548. The bill, moved by Chair Anderson for re-referral to Ways and Means, centered on the farmer down payment assistance program and the Department of Agriculture’s budget and policy provisions. Anderson described the DE4 amendment as compromise language that reserved up to 25% of funds for applicants with purchase contracts, removed a proposed marijuana exclusion, and allowed appropriated funds to remain available through June 30, 2030 rather than reverting to the general fund at the end of the biennium. Laura Schreiber of the Land Stewardship Project testified in support, emphasizing the importance of keeping funds available and urging that grants remain capped at $20,000 so more farmers could participate.
The committee then adopted several amendments. A23, described as the governor’s budget request and department policy bill, was adopted and included moving the Emerging Farmers Office into the Agricultural Marketing and Development subdivision, combining some reports into the Agri report, and addressing delegated authority with MDA. A17, allowing certain eggs past their quality assurance date to be donated to food shelves under specific handling requirements, was adopted. A18, adjusting per diem rates for certain non-representative committee members, was adopted. A19, shifting about $20,000 to support farm land transition services such as mediation, contracts, financial planning, tax preparation, estate planning, and housing assistance, was also adopted.
A22, which combined funding for wolf depredation claims and the local food purchasing program, drew the most debate. Representative Smith questioned why the two items were combined and sought to divide the amendment, but staff said that would be problematic because the funding changes were interdependent. Supporters said the amendment would pay about 80% of wolf-loss claims and add money for local food purchasing, while opponents argued the local food need was greater and the wolf depredation approach was not the best use of funds. The roll call on A22 was confusing in the transcript, but the amendment ultimately prevailed. A21, which would have removed a physical-contact requirement for farm cervidae containment, failed on a 7-7 tie after opponents argued it would weaken disease protections and supporters said the fencing costs were driving deer farmers out of business. Hansen then declined to move A24, which would have advanced a paraquat ban, saying there was no agreement and he did not want a negative vote at that time.
After the DE4 as amended was adopted, the committee took a final roll call on House File 3548 as amended. The bill failed on a 6-8 vote and was laid over. In closing, members on both sides said the bill contained useful provisions for farmers, but disagreement over the unresolved paraquat issue prevented the committee from advancing it.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 2/24/26
Commerce Finance and Policy
Transcript Highlights:
- banking<00:52:15.760>
uh mortgage lending and mortgage banking uh mortgage lending and mortgage - <01:32:05.520>
So postpone mortgage sale clarified. So postpone mortgage sale clarified. - and mortgage servicers.
- release that mortgage. Thank you. release that mortgage. Thank you.
- <01:47:25.360>
banking, <01:47:26.080>all mortgage lending, mortgage banking, all mortgage
Keywords:
common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan
OK
Oklahoma 2026 Regular Session
Business REVISED: SB1873 - Link added Mar 31st, 2026 at 10:30 am
Business
Keywords:
roofing, contractor registration, continuing education, endorsement, construction industry, fireworks, consumer safety, local governance, emergency declaration, public safety, Occupational Therapy, licensure, interstate compact, telehealth, SB1061, Oklahoma Secure and Fair Enforcement for Mortgage Licensing Act, SAFE Act, mortgage licensing, mortgage broker, mortgage lender
MN
Minnesota 2025 1st Special Session
House Transportation Finance and Policy Committee 2/10/25 - Part 2
Transportation Finance and Policy
Bills:
HF5
Keywords:
tax modification, transportation funding, electric vehicle tax, Social Security subtraction, retail delivery fee, motor vehicle registration, state budget, transportation policy, 1183, house
Summary:
The Transportation Committee resumed consideration of House File 5, which would reduce transportation-related revenues while also providing tax relief, including a subtraction for Social Security income, elimination of the delivery fee, and a cap on automatic gas tax indexing. The committee adopted the A1 author’s amendment, which added the phrase “using existing resources,” and then proceeded to public testimony. Representative Joy described the bill as making Minnesota more affordable, while several members and testifiers raised concerns about the impact on transportation funding and road maintenance.
MnDOT Commissioner Nancy Doppenberg testified that reductions in planned transportation investments would worsen pavement, bridge, and roadway conditions, reduce construction projects and jobs, and add to an already large funding gap. Committee discussion focused on the estimated revenue losses from the bill, including about $45 million in fiscal year 2026 and $55 million annually from repealing the delivery fee, plus additional losses from capping gas tax indexing, for a combined transportation revenue reduction of about $131 million in the 2026-27 biennium. Members also asked about bridge aesthetics, paint, transit impacts, and whether other mandates and cost increases should be considered alongside revenue reductions.
Supporters of the delivery fee repeal, including the Minnesota Grocers Association and Minnesota Retailers Association, argued the fee is costly to administer, confusing to consumers, and disproportionately burdens small businesses and lower-income or disabled consumers who rely on delivery. The Minnesota Association of Townships and the Minnesota Transportation Alliance emphasized that rural and local governments face major road and bridge funding needs and warned that reducing revenue would shift costs to property taxpayers or leave projects unfunded. No final vote on the bill was taken in the portion of the meeting provided; the committee continued with testimony and member questions.
MN
Minnesota 2025 1st Special Session
House Transportation Finance and Policy Committee 2/10/25 - Part 1
Transportation Finance and Policy
Bills:
HF5
Keywords:
tax modification, transportation funding, electric vehicle tax, Social Security subtraction, retail delivery fee, motor vehicle registration, state budget, transportation policy, 1183, house
Summary:
The committee began with member and staff introductions, then heard an overview of the governor’s transportation budget recommendations from fiscal staff Andy Lee. He explained that the spreadsheet showed only proposed changes, not base spending, and highlighted General Fund and trunk highway adjustments for MnDOT and the Department of Public Safety, including operating changes, extensions of prior appropriations, increased state road construction and Blatnik Bridge authority tied to anticipated federal funds, State Patrol hiring and a metro headquarters item, aeronautics changes, and revenue adjustments in the Driver and Vehicle Services special revenue account.
The main testimony came from Metropolitan Council Chair Charlie Zelle, who outlined three budget-related items: advancing funds to MnDOT to help coordinate a highway reconstruction with a transitway project, making Metro Mobility riders eligible for free fixed-route transit, and reducing the Metro Transit general fund appropriation by $32.454 million annually. He said the advance would speed delivery and reduce disruption, the free-fare pilot had been successful and could save money if even a small share of Metro Mobility trips shifted to fixed-route service, and the general fund reduction was manageable in the near term because of new revenue streams but could constrain future expansion and capital maintenance.
Members questioned the long-term effects of the proposed reduction, possible impacts on safety, service expansion, and capital maintenance, and whether federal funding uncertainty could affect operations and bus procurement. Zelle said the cuts would not affect immediate operations but could limit future BRT, microtransit, and transitway expansion, while also noting that capital maintenance needs include platform rebuilds, track work, rolling stock, and station repairs. He also said the 2023 funding package had accelerated projects and that the council was opening three transit lines this year. No votes or formal actions were taken in the portion provided.
AL
Alabama 2025 Regular Session
Alabama House Economic Development and Tourism Committee Mar 19th, 2025
Tourism
Transcript Highlights:
- So, we did make all of those modifications. Then, Mr.
- I know I noticed that as I was doing my research regarding this bill and weather modification.
- I'm here to support House Bill 248, which would protect Alabama skies from reckless weather modification
- It's based on federal admissions that weather... ...federal admissions that weather modification programs
- and Atmospheric Administration and the Department of Energy have also acknowledged that weather modification
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 2/23/26
Agriculture Finance and Policy
MN
Minnesota 2025 1st Special Session
House Commerce Finance and Policy Committee 3/12/25
Commerce Finance and Policy
Transcript Highlights:
- <00:04:10.079>
uh attained on their primary mortgages uh attained on their primary mortgages - <00:04:44.759>
in popular product in the mortgage in popular product in the mortgage in mortgage - and by mortgage lenders.
- and by mortgage lenders.
- and by mortgage lenders.
Keywords:
mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Feb 19th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- want to point out the committee's substitute is language that we've worked on, is supported by the mortgage
- This is really a cleanup bill that surrounds licensing fees and renewal fees for mortgage brokers.
- And if you have a mortgage, you have to pay that rising cost of insurance, and you have no choice.
- Do we do We begin to cap mortgage brokers as cost and interest rates continue to go up.
Bills:
SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364
Keywords:
massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits
AL
Alabama 2026 1st Special Session
Alabama Senate County and Municipal Government Committee Mar 3rd, 2026
County and Municipal Government
Keywords:
vaccination, parental consent, minors, medical consent, guardian approval, income tax, research expenditures, economic development, tax deductions, Tax Cuts and Jobs Act, Alabama tax law, sheriff, credit card, debit card, financial procedures, Jackson County, purchasing authority, HB17, Alabama Squat Truck Law, squat truck
OK
Oklahoma 2026 Regular Session
Commerce and Economic Development Oversight Apr 14th, 2026 at 03:00 pm
Commerce & Economic Development Oversight
Transcript Highlights:
- Members, Senate Bill 1447 is a modification of the RFP process for the state employees' prescription
- Members, Senate Bill 1447 is a modification of the RFP process for the state employees' prescription
Keywords:
bail bondsman, bondsman license, multicounty agent bondsman, surety bondsman, Insurance Commissioner, bail bond regulation, bond deposit, forfeiture, deposit ratio, writing capacity, license transfer, power of attorney, surety bond, bail industry, Oklahoma insurance law, financial solvency, administrative action, SB1061, Oklahoma Secure and Fair Enforcement for Mortgage Licensing Act, SAFE Act
OK
Transcript Highlights:
- For sentence modifications, and so my question is this: This talks about adjusting sentences.
- And so, would that be the same thing as a sentence modification?
- Modification within committee or vote. And so, Senator Brooks, who recognized for a follow-up?
- House Bill 4352 is a uniform mortgage modification act.
Bills:
HB1082, HB1638, HB3040, HB3269, HB3278, HB3298, HB3587, HB3996, HB4113, HB4140, HB4226, HB4236, HB4301, HB4324, HB4339, HB4342, HB4352, SB1082
Keywords:
child custody, joint custody, best interest of the child, guardian ad litem, domestic violence, substance abuse, Governmental Tort Claims Act, definitions, torts, political subdivisions, governmental immunity, medical providers, sex offenders, safety zones, minors protection, loitering restrictions, criminal penalties, arrest warrant, criminal procedure, telephonic communication
AZ
Transcript Highlights:
- electronic equipment sold or used in the state if the owner of the electronic equipment makes a modification
- electronic equipment sold or used in the state if the owner of the electronic equipment makes a modification
Keywords:
modification, electronic equipment, consumer rights, OEM restrictions, civil penalties, intellectual property, critical infrastructure, foreign adversaries, China, communications, security, Arizona Space Commission, strategic plan, aerospace, economic development, space industry, education, workforce training, assistive technology, disability services
Summary:
The House Committee on Science and Technology convened for its first meeting of the session, with members and staff introducing themselves and the chair reviewing committee rules and amendment deadlines. The committee then heard several bills focused on technology policy, infrastructure security, and a new study committee on assistive technology. Testimony was generally supportive of the bills’ goals, though several members raised concerns about implementation, costs, and the role of the Arizona Corporation Commission on the infrastructure bill.
HB 2121 would prevent manufacturers from disabling consumer electronic devices when owners make modifications, such as using third-party parts or firmware changes, and would allow owners or the Attorney General to sue for damages. After discussion about consumer ownership, security, and possible manufacturing impacts, the committee adopted the Fink amendment narrowing the bill to consumer products and gave HB 2121 a do pass recommendation by a 7-1 vote with one present. HB 2134 would restrict Chinese-produced equipment from critical infrastructure and limit contracts with Chinese companies; the sponsor and supporters framed it as a national security measure, while opponents focused on cost, implementation, and utility coordination. The committee heard testimony from the Arizona Corporation Commission, which said the bill would require new staff and resources, and from outside witnesses who said the bill was prospective and aligned with federal restrictions. HB 2134 passed 5-4.
HB 2451 would adjust Arizona Space Commission board terms, extend the strategic plan deadline, and add astronautic educational opportunities to the commission’s duties. Supporters described the commission as a bipartisan effort to grow Arizona’s space industry, and the bill passed 8-0. HB 2700 would create a Technology Study Committee focused on assistive technology and technology-first approaches for people with disabilities. The sponsor and a constituent advocate described how assistive technology can improve independence and service delivery, and members expressed support for the concept. After adopting the Connolly amendment, the committee approved HB 2700 as amended by an 8-0 vote. The committee then adjourned.
KY
Transcript Highlights:
- One of them is with solar radiation modification, where they add a material to the upper atmosphere to
- During the Vietnam War in 1967, Operation Popeye was a classified military weather modification program
- where they add a material modification where they add a material to<00:03:10.080>
the <00:03:10.239 - program that they carried modification program that they carried out<00:04:42.639>
during <00: - Seeding, solar radiation modification—seeding, solar radiation modification, which is SRM—fourth
Bills:
HB60
Keywords:
geoengineering, weather modification, environmental safety, atmospheric pollutants, criminal pollution, Meeting Start: 00:00:02
Roll Call: 00:00:08
26 RS HB 60 - AN ACT relating to geoengineering: 00:01:35
Department of Corrections Update: 00:32:59
Kentucky Parole Board Update: 01:19:21, 958, all
AL
Keywords:
Morgan County, judge of probate, legal qualifications, equity jurisdiction, constitutional amendment, campaign finance, electronic notifications, civil penalties, Fair Campaign Practices Act, Secretary of State, sex offenders, treatment programs, electronic media, post office box restrictions, Class C felony, parole, probation, human cloning, criminal penalties, embryo
OK
Oklahoma 2026 Regular Session
Banking, Financial Services and Pensions REVISED: HB1182 - Removed Feb 17th, 2026 at 03:00 pm
Banking, Financial Services and Pensions
Transcript Highlights:
- helps people refinance their homes or businesses while protecting the banks at the same time or the mortgage
- holder, the primary mortgage holder.
- helps people refinance their homes or businesses while protecting the banks at the same time or the mortgage
- holder, the primary mortgage holder.
Bills:
HB1784, HB1245, HB1268, HB2116, HB2193, HB2206, HB1739, HB1889, HB1904, HB3172, HB4225, HB4352, HB3625, HB4263
Keywords:
education reform, local control, student outcomes, curriculum changes, school funding, retirement, pension, public employees, Oklahoma Public Employees Retirement System, benefits, survivorship, contribution rates, disability retirement, deferred option plan, service credit, contributions, distributions, HB2116, Oklahoma Law Enforcement Retirement System, OLERS
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 32 Mar 31st, 2026 at 09:30 am
Oklahoma House Floor Meeting
Bills:
HR1041, SB137, SB1255, SB1226, SB1238, SB1258, SB1325, SB1460, SB1543, SB1730, SB1921, SB1733, SB1216, SB1256, SB1061, SB1534, SB1873, SB1653, SB540, SB1948
Keywords:
electronic monitoring, Department of Corrections, criminal justice, rehabilitation, public safety, medical parole, compassionate release, incarcerated, medical conditions, Oklahoma Department of Corrections, motor vehicle, accident, notification, liability, civil action, gender neutral, domestic abuse, domestic violence, assault and battery, strangulation
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 31 Mar 30th, 2026 at 01:30 pm
Oklahoma House Floor Meeting
Bills:
HR1041, SB137, SB1255, SB1226, SB1238, SB1258, SB1325, SB1460, SB1543, SB1730, SB1921, SB1733, SB1216, SB1256, SB1061, SB1534, SB1873, SB1653, SB540, SB1948
Keywords:
electronic monitoring, Department of Corrections, criminal justice, rehabilitation, public safety, medical parole, compassionate release, incarcerated, medical conditions, Oklahoma Department of Corrections, motor vehicle, accident, notification, liability, civil action, gender neutral, domestic abuse, domestic violence, assault and battery, strangulation