Transcript Highlights:

• Lenders need additional time to amend their mortgage documents and reflect the change in scope of 47.20
• under now it's 86,000 that are made by state-chartered banks and by mortgage lenders.
• and by mortgage lenders.
• and by mortgage lenders.
• and by mortgage lenders.

Bills: HF1865, HF2014, HF2028

Keywords: mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements

Transcript Highlights:

• Mortgage lenders take a secured interest in a property.
• The lender receives them and satisfies the mortgage.
• The lender receives them and satisfies the mortgage.
• for the largest mortgage lender in the state. ...what's a headscratcher about this bill and um the mortgage
• <01:47:38.480> um<01:47:38.639> what's mortgage lender in the state. um what's mortgage

Bills: SF1750, HF704, HF3479

Keywords: common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan

Bills: SB1873, SB1948, SB540, SB1653, SB1061, SB1534

Keywords: roofing, contractor registration, continuing education, endorsement, construction industry, fireworks, consumer safety, local governance, emergency declaration, public safety, dentist, dental hygienist, dentistry, dental hygiene, licensure compact, interstate compact, professional licensing, license portability, health workforce, workforce shortage

Bills: SB1873, SB1948, SB540, SB1653, SB1061, SB1534

Keywords: roofing, contractor registration, continuing education, endorsement, construction industry, fireworks, consumer safety, local governance, emergency declaration, public safety, dentist, dental hygienist, dentistry, dental hygiene, licensure compact, interstate compact, professional licensing, license portability, health workforce, workforce shortage

Summary: The committee heard several Senate bills, most of them described as cleanup or compact-related measures. Senate Bill 1061 was presented as a cleanup bill adding defining language, supported by the Department of Consumer Credit and correcting a typo, and it passed 11-0. Senate Bill 1534, a charity enforcement act worked on with the Attorney General’s office, was described as strengthening protections for donor intent, preventing misuse of charitable funds, and closing enforcement loopholes; after a brief question about examples of bad actors, it also passed 11-0. Senate Bill 1873 was another cleanup bill requested by roofers and passed 11-0. The committee also considered interstate licensure compacts. Senate Bill 540 would create Oklahoma’s participation in a dentist and dental hygienist compact; one question focused on why the Oklahoma Dental Association opposed it while the American Dental Association supported it, and the bill passed 9-2. Senate Bill 1653 would join a compact for occupational therapists and occupational therapy assistants, with the sponsor noting 31 states already participate; it passed 11-0. Finally, Senate Bill 1948 would allow year-round fireworks sales in Oklahoma. Members questioned how the bill would interact with city and county authority, whether it would affect dense neighborhoods, and concerns about veterans with PTSD. The sponsor said the bill would not override city ordinances and argued counties should not restrict private property owners, while also saying current law already allows fireworks use year-round but limits in-state purchasing windows, sending consumers to other states. The bill passed 10-1. The chair then announced this was the last bill for the day and that about 12 bills remained for the following week.

Transcript Highlights:

• 00:55:23.920> that<00:55:24.160> rate bank or other lenders, that rate bank or other lenders
• That is a mortgage product where it is structured to originate mortgages and, um, guess service mortgages
• c><01:04:43.680> whole service mortgages and that's a whole service mortgages and that's a whole
• to originate mortgages to originate mortgages for<01:06:47.440> home<01:06:47.680> buyers
• derf to fund uh mortgages. derf to fund uh mortgages.

Bills: HB1604, HB1713, HB1722, HB2270, HB2401, HB2515, HB1979, HB1593, HB1743, HB2122, HB1756, HB1837, HB1729

Keywords: agriculture, housing, workforce, land use, zoning, public-private partnerships, tax credit, school impact fees, impact fee exemption, school facilities authority, residential development, housing shortage, affordable housing, infill housing, land dedication, fee in lieu, school construction, developer exactions, fair share contributions, education contribution agreement

Summary: The committee heard testimony on HB 1604, which would create an agricultural workforce housing group within the Department of Agriculture and Biosecurity to address shortages of farmworker housing. The department said it supported the bill’s intent but emphasized that the group’s early work should focus on gathering data and surveying farm operators to assess actual demand, to avoid “mission creep.” Testimony from the City and County of Honolulu Office of Economic Revitalization, Hawaii Farmers Union, Hawaii Farm Bureau, Housing Hawaii’s Future, and the Maui Chamber of Commerce was in support, with one witness suggesting a housing advocacy nonprofit be added to the working group for balance. The committee then discussed HB 1713 on school impact fees, which would clarify exemptions for certain affordable housing projects and exempt new residential developments of fewer than 100 units. The Attorney General’s office said the bill should define “low to moderate income households” because that term is not defined in chapter 302A. HHFDC, the School Facilities Authority, Grassroot Institute of Hawaii, and others supported the measure, arguing it would reduce administrative burden and remove barriers to housing. Members questioned whether the bill should instead repeal the school impact fee entirely; supporters said they also favored full repeal but viewed this bill as a more feasible step. The School Facilities Authority also explained that about $28 million in school impact fees had been collected across four districts and none had yet been spent, and discussed how recent nexus requirements limit how the funds can be used. HB 1722, relating to residential condominiums, drew extensive testimony and questioning. HCDA supported the bill and explained that it amends the 99-year leasehold pilot program created by Act 97 of 2023 by reducing owner-occupancy restrictions from 100% of units to 60%, allowing some rental or subleasing flexibility for the owner-occupied units, and permitting up to 40% of units to be sold to qualified residents after being on the market for more than 60 days. HCDA said the original restrictions, combined with rising construction costs, higher interest rates, and competition from nearby projects, made the pilot project difficult to market and finance; it said the changes are needed to make the project feasible and competitive. Supporters including AP Hawaii, Kila LLC, and project representatives said the amendments would help make the demonstration project in Kakaʻako viable. Some members raised concerns that the changes could weaken long-term affordability and questioned why certain ownership language was being deleted if rentals would still be restricted. No votes or final committee actions were taken in the portion of the hearing provided.

Transcript Highlights:

• want to point out the committee's substitute is language that we've worked on, is supported by the mortgage
• This is really a cleanup bill that surrounds licensing fees and renewal fees for mortgage brokers.
• And if you have a mortgage, you have to pay that rising cost of insurance, and you have no choice.
• Do we do We begin to cap mortgage brokers as cost and interest rates continue to go up.

Bills: SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits

Transcript Highlights:

• It asks for an extension to the farmer-lender mediation program.
• I'm Mary Noe Price, and I'm the director of the farmer-lender mediation program.
• mediation there, and that some of the grants from Farm Aid go to farmer-lender mediation.
• Smith's bill to extend farmer-lender mediation. This is a top priority for us.
• He couldn't keep dairying, and he had a creditor or a large lender coming in and pushing him.

Bills: HF3692

Keywords: Farmer-Lender Mediation Act, mediation, agriculture finance, debt relief, civil law, 1183, house

Transcript Highlights:

• Lenders could be a major help in getting this issue resolved for the municipality could also be a major
• They talked with those lien holders and those mortgage owners to make sure to see if there is a better

Bills: SB2106, SB1471, SB2139, SB2154, SB1619

Keywords: zoning, municipal compensation, property rights, financial impact, reversion ordinance, solid waste management, municipal authority, regulatory fees, waste reduction, environmental impact, restrictive covenants, discriminatory covenants, racially restrictive covenants, housing discrimination, Fair Housing Act, plats, subdivision plats, residential additions, county clerk, municipal ordinance

Bills: SB378, SB540, SB1061, SB1475, SB1531, SB1534, SB1684, SB1824, SB1826, SB2049

Keywords: bail bondsman, bondsman license, multicounty agent bondsman, surety bondsman, Insurance Commissioner, bail bond regulation, bond deposit, forfeiture, deposit ratio, writing capacity, license transfer, power of attorney, surety bond, bail industry, Oklahoma insurance law, financial solvency, administrative action, dentist, dental hygienist, dentistry

Transcript Highlights:

• Mortgage loans in amounts set by the finance code or the finance commission by rule.
• For each fee collected, $1 for non-real property loans and 50 cents for secondary mortgage loans may
• In some cases, there are confessions of judgment clauses that allow lenders to seize assets.
• Okay, so why don't we regulate your industry just like we do all other lenders?
• That’s similar to what this is for us as a mortgage industry.

Bills: HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175, HB245

Keywords: military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance

Transcript Highlights:

• As a lender, they eat the whole thing if there's a default.

Bills: HB245, HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175

Keywords: property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees

Bills: HR1041, SB137, SB1255, SB1226, SB1238, SB1258, SB1325, SB1460, SB1543, SB1730, SB1921, SB1733, SB1216, SB1256, SB1061, SB1534, SB1873, SB1653, SB540, SB1948

Keywords: Oklahoma, House Resolution, HR1041, Nuclear Lifecycle Innovation Campus, Department of Energy, DOE, advanced nuclear, nuclear energy, small modular reactors, SMRs, microreactors, energy innovation, advanced energy, energy security, economic development, job creation, workforce training, research and development, nuclear supply chain, clean energy

Bills: HR1041, SB137, SB1255, SB1226, SB1238, SB1258, SB1325, SB1460, SB1543, SB1730, SB1921, SB1733, SB1216, SB1256, SB1061, SB1534, SB1873, SB1653, SB540, SB1948

Keywords: Oklahoma, House Resolution, HR1041, Nuclear Lifecycle Innovation Campus, Department of Energy, DOE, advanced nuclear, nuclear energy, small modular reactors, SMRs, microreactors, energy innovation, advanced energy, energy security, economic development, job creation, workforce training, research and development, nuclear supply chain, clean energy

Summary: The House convened, completed the roll call, prayer, and Pledge of Allegiance, and then moved through routine business including second-reading referrals and committee reassignments. Senate Bill 1627 and Senate Bill 625 were withdrawn from their prior committees and assigned to Rules. The chamber also recognized Dr. James David Campbell as Doctor of the Day and Courtney Copen as Nurse of the Day. Members held several floor presentations honoring the Choctaw High School drama team for winning the 2025 OSSAA 6A-1 one-act play state championship and related speech and debate honors, and the Arapaho-Butler Lady Indians for winning the 2025 Class A fast-pitch softball state championship. A proclamation was read designating March 31, 2026, as Affordable Housing Day, highlighting Oklahoma’s housing shortage and the economic impact of the state’s affordable housing tax credit program. The House adopted House Resolution 1041, which supports designation of a nuclear lifecycle innovation campus in Oklahoma, after Representative Archer explained the measure and requested unanimous consent. During announcements, members noted Transgender Day of Visibility, committee meeting changes, a rural caucus meeting, a public health meeting, and a Capitol devotion. The House then adjourned without objection until Wednesday, April 1, 2026, at 1:30 p.m.

Bills: HR1041, SB137, SB1255, SB1226, SB1238, SB1258, SB1325, SB1460, SB1543, SB1730, SB1921, SB1733, SB1216, SB1256, SB1061, SB1534, SB1873, SB1653, SB540, SB1948

Keywords: Oklahoma, House Resolution, HR1041, Nuclear Lifecycle Innovation Campus, Department of Energy, DOE, advanced nuclear, nuclear energy, small modular reactors, SMRs, microreactors, energy innovation, advanced energy, energy security, economic development, job creation, workforce training, research and development, nuclear supply chain, clean energy

Bills: SR29, SB667, SB1466, SB1942, SB1989, SB1670, SB1716, SB1521, SB1273, SB1433, HJR1032, SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: Black History Month, Black Oklahomans, civil rights, Tulsa Race Massacre, Greenwood, Jim Crow, segregation, all-Black towns, Boley, Langston University, Clara Luper, NAACP Youth Council, Oklahoma Civil Rights Trail, Black history, African American history, racial justice, commemorative resolution, Black excellence, state history, heritage month

Bills: SF0028, SF0030, SF0031, SF0032

Keywords: voting, elections, electronic voting systems, transparency, public testing, voter registration, qualified elector, residency requirements, voting rights, mortgage modification, priority, electronic signatures, real property, financial covenants, 911 services, emergency response, grant funding, next generation technology, government accountability, public safety

Transcript Highlights:

• Without priority, a senior lender may be more likely not to want to modify that mortgage unless they
• . the lenders want to have these changes. the lenders want to<01:15:55.679> be<01:15:55.760>
• <01:19:16.159> modification of a mortgage modification of a mortgage modification not<01:19
• affects my current mortgage affects my current mortgage modification.<01:21:24.320> The<01
• Senator Boner. the priority of a mortgage modification the priority of a mortgage modification not<01

Bills: SF0028, SF0030, SF0031, SF0032

Keywords: voting, elections, electronic voting systems, transparency, public testing, voter registration, qualified elector, residency requirements, voting rights, mortgage modification, priority, electronic signatures, real property, financial covenants, 911 services, emergency response, grant funding, next generation technology, government accountability, public safety

Bills: SB1265, SB2154, SB1775, SB2139, SB1552, SB483, SB1198, SB2135, SB2118

Keywords: municipal ordinances, local government, ordinance publication, posting requirement, public notice, municipal law, city ordinances, town ordinances, county government, newspaper publication, effective date, Oklahoma statutes, 11 O.S. 14-106, ordinance notice, government oversight, municipalities, city government, town government, property maintenance, nuisance abatement

Summary: The County and Municipal Government Committee considered and advanced several bills related to county purchasing, municipal notice requirements, property liens, county home rule, jail funding, and local fines. Senate Bill 2135 would let county purchasing agents obtain and administer county purchase cards through county depositories, with transaction rules modeled on the state P-card program and still subject to existing purchasing procedures. Senate Bill 483 would authorize county commissioners to create a relocation assistance program. Senate Bill 1198 would require OHCA to release liens on property at the request of a county treasurer. Senate Bill 1265 would extend the deadline for municipalities to publish ordinances from 15 to 30 days, and Senate Bill 2154 would require cities to notify lienholders as well as property owners about outstanding property maintenance balances. The committee also heard Senate Bill 2139, described as clarifying language to a 2024 law after stakeholder discussion, and Senate Bill 1552, which changes population requirements in a 1992 county home rule statute. SB 1552 drew the most discussion, with members asking about its effect on rural counties, the Kenny v. Tulsa County case, and whether any county is currently affected; the sponsor said the bill raises the threshold, affects no counties now, and would still require voter approval and additional charter approval if a county later qualified. The bill passed on a 3-2 vote. Two additional bills were approved with little or no debate: Senate Bill 2118 would allow surplus funds from a county sheriff’s commissary fund to be used for jail operations, inmate care, and related expenses, and Senate Bill 1775 would cap fines in small towns. All other measures mentioned passed unanimously or near-unanimously, and the committee adjourned after completing the posted agenda.

Transcript Highlights:

• reach for most people in Washington state, and child care in this state rivals the cost of a second mortgage
• And child care in this state rivals the cost of a second mortgage.

Bills: HB2720, HB2073, SB5816, SB5919, SB5831, SB6244, SB6044, SB5109, SB5877, SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Bills: HB2720, HB2073, SB5816, SB5919, SB5831, SB6244, SB6044, SB5109, SB5877, SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification