Transcript Highlights:

• Here's our fee for $400." Here's our fee for $400."
• We are still paying mortgage, insurance, and HOA fees and utilities.
• banking<00:52:15.760> uh mortgage lending and mortgage banking uh mortgage lending and mortgage
• Eventually they relented and didn't charge the fee, but we basically paid the fee in attorney's fees
• . fees. fees.

Bills: SF1750, HF704, HF3479

Keywords: common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan

Transcript Highlights:

• <00:04:44.759> in popular product in the mortgage in popular product in the mortgage in mortgage
• and by mortgage lenders.
• The fees are enormous.
• It cost me more in my monthly mortgage plus the fee than it would have for me to buy a house that was
• <00:59:54.119> for monthly mortgage plus this fee than for monthly mortgage plus this fee

Bills: HF1865, HF2014, HF2028

Keywords: mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements

Transcript Highlights:

• . mortgages. mortgages.
• purpose mortgages. purpose mortgages.
• , closing costs, including lender fees, closing costs, including lender fees, can<01:19:06.360>
• business purpose mortgage loan. business purpose mortgage loan.
• business purpose mortgage loans. business purpose mortgage loans.

Bills: HF3766, HF3972, HF3437, HF4118

Keywords: travel insurance, regulation, insurance licensing, consumer protection, travel assistance, short-term rental, vacation rental, home sharing, rental marketplace, online platform, property damage guarantee, damage waiver, reimbursement insurance, insurance regulation, commerce department, platform user, Airbnb, Vrbo, host protection, rental home marketplace

Transcript Highlights:

• This is really a cleanup bill that surrounds licensing fees and renewal fees for mortgage brokers.
• that language from 2024 to really put a definition of the word 'originated' as it relates to renewal fees
• There was a bill last year that was trying to impose a lot of regulation as well as increased fees on
• And if you have a mortgage, you have to pay that rising cost of insurance, and you have no choice.
• Do we do We begin to cap mortgage brokers as cost and interest rates continue to go up.

Bills: SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits

Bills: SB1873, SB1948, SB540, SB1653, SB1061, SB1534

Keywords: roofing, contractor registration, continuing education, endorsement, construction industry, fireworks, consumer safety, local governance, emergency declaration, public safety, Occupational Therapy, licensure, interstate compact, telehealth, SB1061, Oklahoma Secure and Fair Enforcement for Mortgage Licensing Act, SAFE Act, mortgage licensing, mortgage broker, mortgage lender

Transcript Highlights:

• Yet today, the inspection fee remains $100.
• The fee would match the tradition for public charter schools; it would match the same fee for traditional
• There is also a re-inspection fee.
• So, they would be at the same fee structure, the same fee cost level.
• We exceeded the $100 fee that was recovered.

Bills: HF2432

Keywords: HF2432, judiciary finance bill, public safety finance bill, corrections policy, crime victims, victim services, Minnesota victims of crime account, court fees, marriage license fee, financial crimes, fraud investigations, insurance fraud, Bureau of Criminal Apprehension, BCA, Commerce Fraud Bureau, wage theft, automobile theft prevention, nonprofit security grants, 911 funding, POST Board

Transcript Highlights:

• <00:58:12.520> uh be able to have that Equitable fee uh be able to have that Equitable fee
• It would match the same fee for traditional public schools.
• So this would be the same fee structure, the same fee cost level.
• So this would be the same fee structure, the same fee cost level.
• fee cost level um fee structure the same fee cost level um and<01:22:34.480> then<01:22:35.480

Bills: HF2432

Keywords: HF2432, judiciary finance bill, public safety finance bill, corrections policy, crime victims, victim services, Minnesota victims of crime account, court fees, marriage license fee, financial crimes, fraud investigations, insurance fraud, Bureau of Criminal Apprehension, BCA, Commerce Fraud Bureau, wage theft, automobile theft prevention, nonprofit security grants, 911 funding, POST Board

Transcript Highlights:

• Bill 1760 is Senator Zaffirini's bill about guardianships for incapacitated persons and charging a fee

Bills: SB302, SB1335, SB1734, SB1760, SB1975, SB2127

Keywords: probate court, statutory judge, reimbursement, court costs, court proceedings, judicial assignments, judge assignment, cost reimbursement, judicial expenses, estate management, statutory requirement, court expenses, estates, inheritance, representative duties, court authority, personal representative, real property, deed fraud, title fraud

Transcript Highlights:

• members, Senate Bill 1760 relates to guardianships for persons who are incapacitated, changing the fee
• Generally, the bill would set a fee of $45 for filing a guardianship case transferred from another county
• Property owners can often face expensive legal fees just to clear these fraudulent claims.
• This motion for fraudulent conveyance incurs no cost for the citizens because there's no filing fee to
• have this petition heard by a district judge, and there's also no filing fee to have it recorded with

Bills: SB302, SB1335, SB1734, SB1760, SB1975, SB2127

Keywords: probate court, statutory judge, reimbursement, court costs, court proceedings, judicial assignments, judge assignment, cost reimbursement, judicial expenses, estate management, statutory requirement, court expenses, estates, inheritance, representative duties, court authority, personal representative, real property, deed fraud, title fraud

Transcript Highlights:

• and members, Senate Bill 1760 relates to guardianships for persons who are incapacitated changing the fee
• Generally, the bill would set a fee of $45 for filing a guardianship case transferred from another county
• Property owners can often face expensive legal fees just to clear these fraudulent claims.
• particular um motion for. fraudulent conveyance is at no cost for the citizens because there's no filing fee
• to have it, have the to have this petition heard by a district judge and there's no filing fee to have

Bills: SB 302, SB 1335, SB 1734, SB 1760, SB 1975, SB 2127

Keywords: probate court, statutory judge, reimbursement, court costs, court proceedings, judicial assignments, judge assignment, cost reimbursement, judicial expenses, estate management, statutory requirement, court expenses, estates, inheritance, representative duties, court authority, personal representative, real property, deed fraud, title fraud

Transcript Highlights:

• For each fee collected, $1 for non-real property loans and 50 cents for secondary mortgage loans may
• And I'm kind of comparing it to the mortgage loan industry where origination fees and prepaid fees to
• on top of fees.
• The fees are blank.
• Our fees, credit card fees for MasterCard and Visa. Okay.

Bills: HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175, HB245

Keywords: military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance

Transcript Highlights:

• Swipe cap or fee caps.
• those fees every single time.
• Banks should set their own fees.
• Where do those fees come from?
• Fee caps aren't the answer.

Bills: HB245, HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175

Keywords: property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees

Transcript Highlights:

• <00:12:29.240> lenders represent generally the mortgage lenders represent generally the mortgage
• <00:14:04.040> in and yet there was a junior Mortgage in and yet there was a junior Mortgage
• by $30 for each dissolution filing fee by $30 for each dissolution filing fee and<00:38:27.480><
• , without premarital education fee.
• the amount collected from these fees the amount collected from these fees<00:43:21.640> was<00

Bills: HF1027, HF101, HF1021

Keywords: mortgage foreclosure, redemption, foreclosure surplus, sheriff's sale, junior lienholder, mortgagor, homeowner protections, loss mitigation, dual tracking, foreclosure redemption period, certificate of redemption, certificate of sale, sheriff, county recorder, registrar of titles, homeownership center, lien priority, real property, foreclosure by advertisement, surplus funds

Transcript Highlights:

• Is it a flat fee? Um, perhaps the doctor could answer that. Is it a flat fee?
• expedited delivery for a fee of 3.49. expedited delivery for a fee of 3.49.
• So people have to take out back-to-back loans with separate fees. in fees.
• back-to-back loans with separate fees. back-to-back loans with separate fees.
• It creates mandatory disclosures around optional fees. It caps transactional fees.

Bills: HF2400, HF1724, HF3437, HF4333, HF2874, HF4052

Keywords: real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, direct primary care, healthcare agreements, medical services, patient care, health insurance, mortgage fees, residential loans, commercial loans, finance regulations, investment properties, insurance, supplemental health insurance, short-term care, home health care, nursing care

Transcript Highlights:

• members, Senate Bill 1760 relates to guardianships for persons who are incapacitated, changing the fee
• Generally, the bill would set a fee of $45 for filing a guardianship case transferred from another county
• members, Senate Bill 1760 relates to guardianships for persons who are incapacitated, changing the fee
• Generally, the bill would set a fee of $45 for filing a guardianship case transferred from another county
• Property owners can often face expensive legal fees just to clear these fraudulent claims.

Bills: SB302, SB1335, SB1734, SB1760, SB1975, SB2127

Keywords: probate court, statutory judge, reimbursement, court costs, court proceedings, judicial assignments, judge assignment, cost reimbursement, judicial expenses, estate management, statutory requirement, court expenses, estates, inheritance, representative duties, court authority, personal representative, real property, deed fraud, title fraud

Summary: The committee heard several probate, family law, judicial, property, and contract-related bills. Senate Bill 1335, relating to decedents’ estates, would remove outdated references to a clerk’s certificate, allow courts to remove personal representatives on their own motion with notice by qualified delivery method, and add independent administrators to provisions that referenced only independent executors; an estate-planning attorney testified in support, and the bill was left pending. Senate Bill 1760, concerning guardianship transfer fees and procedures, was described as setting a $45 filing fee for transferred guardianship cases and clarifying completion and dismissal procedures; it received no testimony and was left pending. Senate Bill 2127 would shorten the eligibility period for retired judges to serve as visiting judges from eight years to six, restrict practice in their assigned region for two years, and require conflict-related certification; it also was left pending without testimony. Senate Bill 302 would shift the cost of a traveling probate judge to the requesting estate or parties rather than the county; one witness registered in favor, no one testified, and the bill was left pending. The committee then considered a committee substitute for Senate Bill 252, which would clarify the parental presumption in conservatorship cases, require non-parents seeking relief against a parent to file an affidavit showing significant impairment to the child if relief is denied, require courts to state specific findings when overcoming the presumption, confirm the clear-and-convincing standard, and clarify that agreed prior orders do not defeat the presumption. The substitute was explained as consensus language from a work group, public testimony was reopened, and the bill was left pending. Senate Bill 1734, on deed fraud, would create a streamlined ex parte process for property owners to have fraudulent deeds declared void, modeled on the fraudulent lien statute; county clerk and title association representatives testified that it would provide a low-cost self-help remedy for a growing problem, and the bill was left pending subject to the chair. Senate Bill 1975 would prevent Texas contractors from being forced to litigate disputes in foreign jurisdictions and require disputes to be handled in the county where the project is located; it was presented as a repeat of a previously vetoed bill and was left pending. Finally, the committee took up a substitute for Senate Bill 1940, concerning transfer-on-death style beneficiary designations for manufactured homes. The substitute would allow one or more beneficiaries instead of only one, transfer the interest to surviving designated beneficiaries who survive by 120 hours, extend the application period for transfer to 365 days, void the designation if not timely filed, and require mailing by certified or registered mail with return receipt requested. The substitute was adopted without objection. The committee then recessed subject to the call of the chair.

Bills: SB378, SB540, SB1061, SB1475, SB1531, SB1534, SB1684, SB1824, SB1826, SB2049

Keywords: bail bondsman, bondsman license, multicounty agent bondsman, surety bondsman, Insurance Commissioner, bail bond regulation, bond deposit, forfeiture, deposit ratio, writing capacity, license transfer, power of attorney, surety bond, bail industry, Oklahoma insurance law, financial solvency, administrative action, SB1061, Oklahoma Secure and Fair Enforcement for Mortgage Licensing Act, SAFE Act

Transcript Highlights:

• important to understand that there are multiple plans across multiple providers, where every different fee
• That idea, um, Dennis analyzes using a system every year, their fee schedule to make sure that they are

Bills: SR29, SB667, SB1466, SB1942, SB1989, SB1670, SB1716, SB1521, SB1273, SB1433, HJR1032, SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: chiropractic, licensure, animal chiropractic, Board of Chiropractic Examiners, licensing requirements, midwifery, healthcare, Advisory Committee, state health policy, public safety, dental insurance, health care, medical necessity, insurance claims, dentist rights, Oklahoma College Savings Plan, 529 plan, 529 savings account, college savings, higher education savings

Transcript Highlights:

• the impact fee process. the impact fee process. >> Thank<00:09:57.200> you.
• effect fee entirely? effect fee entirely?
• That is a mortgage product where it is structured to originate mortgages and, um, guess service mortgages
• derf to fund uh mortgages. derf to fund uh mortgages.
• impact fees. impact fees.

Bills: HB1604, HB1713, HB1722, HB2270, HB2401, HB2515, HB1979, HB1593, HB1743, HB2122, HB1756, HB1837, HB1729

Keywords: agriculture, housing, workforce, land use, zoning, public-private partnerships, tax credit, school impact fees, impact fee exemption, school facilities authority, residential development, housing shortage, affordable housing, infill housing, land dedication, fee in lieu, school construction, developer exactions, fair share contributions, education contribution agreement

Summary: The committee heard testimony on HB 1604, which would create an agricultural workforce housing group within the Department of Agriculture and Biosecurity to address shortages of farmworker housing. The department said it supported the bill’s intent but emphasized that the group’s early work should focus on gathering data and surveying farm operators to assess actual demand, to avoid “mission creep.” Testimony from the City and County of Honolulu Office of Economic Revitalization, Hawaii Farmers Union, Hawaii Farm Bureau, Housing Hawaii’s Future, and the Maui Chamber of Commerce was in support, with one witness suggesting a housing advocacy nonprofit be added to the working group for balance. The committee then discussed HB 1713 on school impact fees, which would clarify exemptions for certain affordable housing projects and exempt new residential developments of fewer than 100 units. The Attorney General’s office said the bill should define “low to moderate income households” because that term is not defined in chapter 302A. HHFDC, the School Facilities Authority, Grassroot Institute of Hawaii, and others supported the measure, arguing it would reduce administrative burden and remove barriers to housing. Members questioned whether the bill should instead repeal the school impact fee entirely; supporters said they also favored full repeal but viewed this bill as a more feasible step. The School Facilities Authority also explained that about $28 million in school impact fees had been collected across four districts and none had yet been spent, and discussed how recent nexus requirements limit how the funds can be used. HB 1722, relating to residential condominiums, drew extensive testimony and questioning. HCDA supported the bill and explained that it amends the 99-year leasehold pilot program created by Act 97 of 2023 by reducing owner-occupancy restrictions from 100% of units to 60%, allowing some rental or subleasing flexibility for the owner-occupied units, and permitting up to 40% of units to be sold to qualified residents after being on the market for more than 60 days. HCDA said the original restrictions, combined with rising construction costs, higher interest rates, and competition from nearby projects, made the pilot project difficult to market and finance; it said the changes are needed to make the project feasible and competitive. Supporters including AP Hawaii, Kila LLC, and project representatives said the amendments would help make the demonstration project in Kakaʻako viable. Some members raised concerns that the changes could weaken long-term affordability and questioned why certain ownership language was being deleted if rentals would still be restricted. No votes or final committee actions were taken in the portion of the hearing provided.

Transcript Highlights:

• When those fleets seek resolution, some deputy registrars waive the fees; others don't.
• <01:19:00.880> So,<01:19:01.120> businesses the fees, others don't.
• So, businesses the fees, others don't.
• So the associated fees themselves are roughly $30 depending on what you do and where you do it.
• So the associated fees a big deal.

Bills: HF4693

Keywords: transportation, license plates, validation stickers, replacement fees, government fees, 1183, house

Summary: The Transportation Finance and Policy Committee approved the April 13, 2026 minutes and then heard a presentation from Charles Carlson of Metropolitan Transportation Services on regional transit governance and finance in the Twin Cities area. Carlson reviewed the history of transit governance from private streetcars and buses to public control, including the creation of the Met Council and Metropolitan Transit Commission in 1967, later fragmentation through suburban opt-outs and the Regional Transit Board, and the 1994 consolidation that made Metro Transit part of the Met Council. He also explained the role of the Transportation Advisory Board as a state-created advisory body to the council’s federally designated MPO function, and noted that any major structural change to the Met Council could trigger federal redesignation requirements. The presentation then focused on funding changes over time. Carlson said transit was long supported by fares, property taxes, and federal aid, but that property taxes for operations were prohibited in 2001, federal operating assistance ended, and the state shifted to general fund support and then motor vehicle sales tax revenue. He described the 2006 constitutional dedication of motor vehicle sales tax, the volatility of that revenue during the Great Recession, and the use of one-time state appropriations and later federal COVID relief to cover operating gaps. He said the 2023 legislature created the regional 3/4-cent transportation sales tax to stabilize transit operations, reduced the state’s rail operating obligation, and moved Metro Mobility/Metro Move into a state forecast-based program effective in 2025. Members asked several questions about the structure of suburban “opt-out” providers, including Maple Grove and Plymouth, and how they can contract with Metro Transit or private providers while still retaining control of their allocated funds. Carlson explained that replacement service municipalities receive statutory and formula allocations and choose how to use them. He also described Metro Move as a waiver-based service begun in 2024 that uses human services and Medicaid funds to reduce pressure on the state general fund. Later discussion covered ridership and service shares, with Metro Council providing the vast majority of regional transit service and suburban providers accounting for a small share. No votes or bill actions were taken beyond adoption of the minutes; the chair indicated a bill would be taken up later in the meeting.

Transcript Highlights:

• this basically giving the county commission the right obligation to promote a resolution to issue a $2 fee
• if... to promote a resolution to issue a $2 fee if you don't...
• Section on the amendment baseline, lines 11 and 12 on page one, provides for the registration issuing fee
• Um, as a matter of fact, even our own county pondered the idea of adding as much as a $10 fee in a work
• So the $2 fee is brought by the sheriff, and this is where I'll end.

Bills: SB314

Keywords: motor vehicle fees, Shelby County, law enforcement funding, registration fees, county commission, 1136, house, all