Bills: HB2583, HB1591, HB1749, HB2423

Keywords: HB2583, Hawaii Micro-Lending Credit Enhancement Program, DBEDT, Department of Business, Economic Development, and Tourism, micro-loan, microloan, small business lending, small business financing, loan loss reserve, first-loss reserve, credit enhancement, partial guarantee, risk-sharing, community development financial institution, CDFI, working capital, inventory financing, equipment financing, leasehold improvements, startup loans

Summary: The joint Ways and Means and Consumer Protection meeting was a decision-making session on a series of House bills, with no oral testimony taken. The committees first acted on HB 2583, recommending passage on amended, and HB 1591, recommending passage with amendments related to health care. They also recommended passage on amended for HB 1749 on cesspools and HB 2423 on biodiesel, with each recommendation adopted by the members present. The committees then considered a second agenda block that included HB 2080, HB 1520, HB 1576, HB 1711, HB 1785, HB 1802, HB 1838, HB 1842, HB 1853, HB 1976, HB 2104, HB 2218, HB 2246, HB 2270, HB 2289, HB 2361, HB 2551, and HB 2606. Most were recommended for passage unamended and adopted without objection. HB 1520 was deferred because the Senate bill had already crossed over. HB 1711 was amended to replace the option period established by the corporation with a period of up to 10 years. HB 2289 was amended to remove repeal of a ceiling and set a $1 million expenditure ceiling for the automated victim information and notification system special fund. Several members noted reservations on HB 1842, which involved transfer of the Westridge parcel near a rail station; concerns were raised about the property’s value, the long-term lease status, and whether the city would actually accept or pursue the transfer. HB 1853 was passed unamended, with the committee noting the Lions Association had suggestions that could be addressed later in conference. HB 2218 was passed unamended while adopting DLNR testimony to clarify collaboration with community groups in stewarding public lands and recreational areas. In each case, the stated recommendations were adopted, often with members voting no with reservation rather than in opposition.

Transcript Highlights:

• The Department shall establish the Small Business Investment Program to provide grants for microloan
• The department would be authorized to establish a credit program making awards to microloan delivery
• organizations, microloan technical assistance organizations, and innovation hubs.
• The section also refers to business development areas, economic stress, and the ability of microloan
• The section also states that microloan funds should not exceed $150,000,000.

Bills: LB737, LB753, LB788, LB913, LB1055, LB1195, LB1216, LB1256, LB429, LB721, LB722, LB727, LB743, LB745, LB749, LB778, LB787, LB365A, LB823, LB900, LB903, LB940, LB954, LB1127, LB1127A, LB1205, LB1240, LR293, LR296, LR422, LR505, LR507

Keywords: LB737, Olmstead, developmental disabilities, disability services, community-based services, integrated settings, DHHS, Department of Health and Human Services, stakeholder advisory committee, independent consultant, public hearing, legislative oversight, disability rights, community integration, housing, employment, education, transportation, community supports, self-advocacy

Transcript Highlights:

• The SBA microloan program provides entrepreneurs with access to small-dollar loans through qualified
• Under current law, the SBA appropriates microloan program funding to intermediaries in 55 states and
• Unfortunately, the bill to improve the microloan program was not enacted into law.
• UNFORTUNATELY, THE BILL TO IMPROVE THE MICROLOAN PROGRAM WAS NOT ENACTED INTO LAW.
• The microloan program issues loans of $50,000 or less At low interest rates, to help small businesses

Keywords: U.S. House of Representatives Floor Proceedings on Tuesday, January 20, 2026, 1012, house, all

Transcript Highlights:

• One is, um, can you just talk about the microloans?
• I know you've got the numbers here about deploying over $1 million in microloans, but kind of about that
• <00:10:31.320> I'm talk about the the microloans I'm talk about the the microloans I'm especially
• 53.320> kind<00:10:53.399> of<00:10:53.519> about<00:10:53.800> that microloans
• but kind of about that microloans but kind of about that process<00:10:54.440> kind<00:10:54.560

Keywords: 1183, house

Transcript Highlights:

• Our business assistance program is primarily funded by... ...annual grants from the SBA's microloan program
• 2024, Common Capital's loan portfolio totaled $9.4 million. 54% of our loans receivable were SBA microloans
• Common Capital helped me secure an SBA Community Advantage Loan for $250,000 and a $50,000 microloan.
• One concern I have, having had so much experience with microloan programs inspired by the Grameen Bank
• And then I had an additional $50,000 microloan.

Keywords: SBA, 7A loan program, underwriting standards, loan defaults, Community Advantage Program, small business funding, testimony

Summary: The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.

Transcript Highlights:

• We'll talk about this more, I think, on the floor, but, you know, I had a microloan bill some sessions
• your leadership and to everybody on this committee, that's how we created the other side of the microloan
• an ask of you guys, that we begin to talk about not just bolstering this program, but looking at microloan
• I'm wondering how we're going to be able to make up a $900-an-acre gulf with a microloan program.
• I'm wondering how we're going to be able to make up a $900-an-acre gulf with a microloan program.

Bills: HB43, HB519, HB 1275, HB1592, HB2842, HB3088, HB3479, HB4163, SB823, HB609

Keywords: agriculture, finance, young farmers, financial assistance, pest control, honey production, beekeeping, food safety, local regulation, bovine producers, dairy farms, permits, bovine tuberculosis, public health, wildlife management, disease prevention, alert system, Texas A&M, white-tailed deer, public safety

Summary: The Senate Committee on Water, Agriculture, and Rural Affairs met with only four members initially present, so quorum was not established until later in the hearing. The committee heard several agriculture-, wildlife-, and food-labeling-related bills, including HB 3479 on expanding the Rio Grande vegetative management program beyond carrizo cane to other noxious vegetation, SB 823 on shrimp origin labeling and restrictions on misrepresenting imported shrimp as Texas or Gulf shrimp, HB 3088 on giving Texas Parks and Wildlife more flexibility to procure resale goods for park gift shops, HB 1275 on permits for non-bovine dairy farms in certain TB-affected areas, HB 519 on honey production and packaging rules, HB 609 on cleaning oyster cages in-bay with bay water only, HB 1592 on a voluntary AgriLife pest and disease alert system, HB 2842 on targeted urban deer depredation permits, and HB 4163 on limiting city requirements that agricultural operators maintain roadside rights-of-way. Testimony generally came from industry groups, agency resource witnesses, and affected producers, with most witnesses supporting the bills and several bills drawing questions about enforcement, labeling responsibility, and the scope of local authority. The most extensive discussion centered on SB 823, where Vice Chair Hancock and others questioned why wholesalers would be covered if they cannot relabel products. The bill author and restaurant association witness said the measure was intended to improve transparency and allow enforcement against intentional mislabeling, while preserving a good-faith defense and clarifying that the bill does not create a private cause of action. HB 519 also drew supportive testimony from beekeepers and a family farm, who argued that current rules treat honey extraction and bottling too much like food manufacturing and burden small operations. HB 609 was presented as a way to save time and resources for cultivated oyster mariculture by allowing cage cleaning in the bay without soaps or chemicals, and HB 1592 was described as a voluntary opt-in alert system for pests and diseases coordinated through AgriLife and other state agencies. HB 43 generated the most detailed policy debate. The bill would restructure and expand the Texas Agricultural Finance Authority, update grant and loan programs, and create a pest and disease control depredation program. The committee substitute reduced some funding caps, changed references from predators to depredating animals, and made the financial provisions contingent on appropriations. Supporters from Texas Farm Bureau, cotton growers, grain and feed interests, and young farmers described severe drought, inflation, land loss, rising input costs, and shrinking infrastructure as major threats to agriculture, while one witness urged preserving priority for young farmers. After testimony, the committee adopted the committee substitute and reported HB 43 favorably. The committee also voted HB 519, HB 609, HB 1275, HB 1592, HB 3088, HB 3479, HB 2842, and HB 4163 favorably, with several recommended for the local and uncontested calendar. SB 823 was reported from committee on a 6-2 vote after adoption of the committee substitute. The meeting ended with notice that the committee would tentatively reconvene Friday morning and then recessed subject to the chair's call.

Transcript Highlights:

• For example, I was denied a microloan early on, even though my business plan was clearly sound.
• The next Farm Bill should include provisions that would increase microloan limits to $100,000, match
• loan limits to $1,000, and increase microloan limits to $1,000.
• The next Farm Bill should include provisions that would increase microloan limits to $1,000, express
• And then we also increased the loan limits on the FSA microloan program from 50,000. to 100,000.

Keywords: farm bill, rural economy, crop insurance, access to credit, young farmers, USDA funding freeze, agricultural policy, risk management

Summary: The meeting of the agricultural committee focused on significant concerns regarding the current state of America's rural economy, highlighting the need for a strong five-year farm bill to address the challenges faced by farmers, particularly young and beginning farmers. Key testimony was given by multiple stakeholders including agricultural leaders and young farmers, emphasizing issues related to crop insurance, access to credit, and the adverse impact of recent USDA funding freezes. Various members discussed the necessity of risk management tools that farmers rely on to secure financing, which is crucial for sustaining agricultural operations and supporting rural communities. The importance of timely legislative action was underscored, as many farmers reported struggles in the current economic climate, raising urgency for reforms within the Farm Bill framework.

Transcript Highlights:

• We'll talk about this more, I think, on the floor, but I had a microloan bill some sessions ago. which
• That's how we created the other side of the microloan program, which was the Farmer Suicide Prevention
• They actually have in-state microloan programs, which would be an expansion of where we are now.
• is an ask of you all—that we begin to talk about not just bolstering this program, but looking at microloan

Bills: HB43, HB519, HB1275, HB1592, HB2842, HB3088, HB3479, HB4163, SB823, HB609

Keywords: agriculture, finance, young farmers, financial assistance, pest control, honey production, beekeeping, food safety, local regulation, bovine producers, dairy farms, permits, bovine tuberculosis, public health, wildlife management, disease prevention, alert system, Texas A&M, white-tailed deer, public safety

Transcript Highlights:

• agencies and organizations across the state to provide financial services for businesses such as microloans
• They're also facing challenges with the microloans and their commitment to providing funding.
• That's not really a challenge; they have a commitment to providing these microloans and ensuring that

Transcript Highlights:

• And then finally, we are looking to update the pilot agricultural microloan program by removing the word
• The pilot agricultural microloan program was enacted actually in 2012, and we're looking to remove the
• <00:41:30.119> program<00:41:30.480> by agricultural microloan program by agricultural
• microloan program by removing<00:41:31.000> the<00:41:31.119> word<00:41:31.440> pilot
• microloan program was enacted<00:41:36.319> actually<00:41:36.480> in enacted actually

Bills: HF1063

Keywords: grain buyers, grain dealer, grain elevator, agriculture, financial reporting, audit, CPA review, independent accountant, financial statement, balance sheet, cash flow, nonpublic data, licensee oversight, Minnesota Department of Agriculture, grain purchase volume, insolvency, nonpayment, warehouse chain, fiduciary duties, producer protection

Transcript Highlights:

• Next, we also have a change to our microloan program.
• For many years, it's been called the pilot agricultural microloan program, but we've had this program
• program um so as for many many microloan program um so as for many many years<01:14:31.639> it's<
• years it's been called the pilot years it's been called the pilot agricultural<01:14:33.280> microloan
• c><01:14:33.840> program<01:14:34.159> but<01:14:34.320> we've Agricultural microloan

Bills: HF2446, HF2878, HF2667, HF1795, HF2683, HF2916

Keywords: agriculture finance, broadband development, Department of Agriculture, Board of Animal Health, Agricultural Utilization Research Institute, Office of Broadband Development, food safety, food handler license, cottage food, home processed food, livestock dealer, meat packing company, milk marketer, milk marketing license, grain buyer, grain storage, beginning farmer, emerging farmer, farm down payment assistance, livestock investment grant

Transcript Highlights:

• Next, we also have a change to our microloan program.
• For many years, It has been called the Pilot Agricultural Microloan Program, but we've had this program

Transcript Highlights:

• You know, some of the grants that we made, uh, or microloans that we've made to companies that are fairly
• know, some of the grants that we made<00:14:47.280> uh made uh made uh or<00:14:48.240> microloans
• 49.280> that<00:14:49.480> we've<00:14:49.720> made<00:14:50.120> to or microloans
• that we've made to or microloans that we've made to companies<00:14:51.600> that<00:14:52.120

Keywords: 912, senate, all

Summary: The committee first took up SB 2045 relating to combat sports and recommended passage with SD1. Members adopted requested changes from DCCA and the boxing commission, including clarifying that the onsite medical professional must be a licensed physician, specifying when a deputy combat sports commissioner must file a written report, removing the combat sports registry language and ambulance requirement, clarifying promoter payment requirements, and requiring advance coordination with the nearest emergency room or hospital. The bill also makes technical amendments and sets an effective date of July 1, 2050. The measure passed unanimously among members present, with Senators Fukunaga and Kim excused. The joint hearing then considered SB 2187 relating to the Department of Business, Economic Development and Tourism. Testimony was brief and largely in support, and the committees agreed to pass the bill with SD1, making technical non-substantive amendments and changing the effective date to July 1, 2050. The committees voted to adopt the recommendation, with members present voting aye and some senators excused. A longer portion of the hearing focused on several economic development measures, including SB 2072 on tourism, SB 3049 on a trade-oriented production capacity grant program, and SB 3166 and SB 3167 involving technology development and the blue economy. SB 2072 drew questions about cost, benefit, and the practicality of promoting Michelin-star restaurants in Hawaii. SB 3049 received broad support from DBEDT, HTDC, chambers, and industry groups, but members questioned whether a new grant program was needed, why DBEDT could not do it without legislation, and whether the state should instead use existing entities like HTDC; the discussion also covered matching funds, likely beneficiaries, and administrative capacity. SB 3166 and SB 3167 were supported by technology and ocean-sector witnesses who said the state needs coordinated planning, specialized expertise, and support for advanced manufacturing and ocean innovation, but members raised concerns about relying on third-party consultants, duplication of existing public capacity, ethics, cost, and whether the work should instead be done by state staff or existing institutions. No final votes on the later bills were captured in the transcript excerpt.

Transcript Highlights:

• know, organic organizing groups, but also, um, there are organizations within the cities that do microloans
• <01:43:33.920> Um,<01:43:34.239> I do microloans at no interest.
• Um, I do microloans at no interest.
• And um, and so I think, um, you know, that mutual aid and microloans is the path that we should be pursuing
• I think, um, you know, that mutual aid and microloans is the path that we should be pursuing.

Bills: HF2400, HF1724, HF3437, HF4333, HF2874, HF4052

Keywords: real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, direct primary care, healthcare agreements, medical services, patient care, health insurance, mortgage fees, residential loans, commercial loans, finance regulations, investment properties, insurance, supplemental health insurance, short-term care, home health care, nursing care

Transcript Highlights:

• Section 27 modifies the pilot agricultural microloan program so it is no longer a pilot program and loans
• Section 27 modifies the pilot agricultural<00:37:33.119> microloan<00:37:33.839> program
• ><00:37:34.240> so<00:37:34.400> it<00:37:34.560> is agricultural microloan program
• so it is agricultural microloan program so it is no<00:37:34.880> longer<00:37:35.040> a

Keywords: 1187, senate, all

Transcript Highlights:

• A lot of these businesses, the average sort of microloan is about $12,000.

Bills: HB2754

Keywords: Arizona Commerce Authority, business development, economic growth, small business support, job creation, Board of Directors, e-verify, grant administration, 1182, all

Summary: The Committee on International Trade heard a presentation from Monica Villalobos, President and CEO of the Arizona Hispanic Chamber of Commerce, who shared trade and economic data on Hispanic businesses and consumers in Arizona and nationally. She emphasized that Hispanics are a major economic driver, that small and medium-sized businesses are central to trade, and that tariffs and border disruptions can disproportionately hurt smaller exporters and importers. She also described the Chamber’s district-level trade profiles and an upcoming business engagement tour to Mexico City aimed at matching Arizona and Mexican small businesses. Members asked about major Mexico trade products, transportation equipment, and what the state could do to support small businesses; Villalobos said access to capital and technical assistance are the biggest needs, especially as some federal support has been cut. The committee then took up HB 2754, which would expand the Arizona Commerce Authority board to include the chairs of the Senate Finance Committee and House International Trade Committee, shift oversight of trade offices to legislative appropriation, require annual reporting on trade office activities to JLBC, and remove the sunset date for the Arizona Competes program. The sponsor argued the bill would restore legislative oversight and give lawmakers a stronger role in trade office decisions and the Competes Fund. Members generally supported the bill’s oversight goals, though some raised concerns about the board changes and indicated they might seek amendments later. The committee voted 5-0 with two present and three absent to give HB 2754 a do pass recommendation. The meeting then adjourned.

Transcript Highlights:

• You could call them microloans or microgrants, just $5,000 to support a company like ours to go grow
• You could call<01:03:39.359> them<01:03:39.599> microloans<01:03:40.559> or<01:03
• call them microloans or or micro grants. call them microloans or or micro grants. just<01:03:42.240

Bills: HB0150

Keywords: Wyoming business council, economic development, task force, evaluation, policy reform, 916, all

Transcript Highlights:

• especially if you're a small business that needs to buy equipment or you're a small business that needs a microloan
• /c><00:50:54.960> that<00:50:55.119> needs<00:50:55.200> a<00:50:55.359> microloan
• <00:50:55.839> so small business that needs a microloan so small business that needs a microloan

Keywords: 981, all

Summary: The House convened, established a quorum, and approved the journal of Friday, February 6, 2026. Members then proceeded out of order to consider Senate Joint Resolution 8, honoring Colorado’s 2026 Winter Olympians and Paralympians. The resolution was read at length, and members spoke in support of Colorado athletes, training communities, families, and facilities. An amendment correcting an athlete’s state affiliation was adopted, and the resolution passed 63-0 with two excused. Representative Bottoms then asked to co-sponsor the resolution. The chamber also set several bills as special orders for February 9, 2026. It then considered House Bill 1020, concerning colorimetric field drug tests in drug possession cases. Sponsors said the bill addresses unreliable field tests and had support from the Judiciary Committee and stakeholders. The committee report and the bill both passed without opposition. House Bill 1040, concerning the sterilization rights of a person with intellectual and developmental disabilities, was also taken up. Sponsors said the bill seeks to undo a historical harm by removing language that allowed sterilization against a person’s wishes. Two amendments to the committee report were adopted: one narrowing language around an imminent threat to life or health, and another adding a petition clause. The committee report and the bill then passed. Finally, the House considered House Bill 103, which modernizes the Colorado Small Business Recovery and Resiliency Loan Fund. Sponsors said it would better support small businesses facing higher costs and access-to-capital challenges. One amendment to direct 30% of funding to rural counties, veteran-owned businesses, and minority-owned businesses was debated but failed after the sponsor urged a no vote, saying the bill already included distribution metrics and that a fixed percentage was not workable in statute. The bill itself was then discussed further, with concerns raised about state lending programs and the use of the term “equitable,” but the transcript cuts off before final action on the bill is shown.

Transcript Highlights:

• Three sessions ago, I had a bill called the microloan program.
• The second component was a microloan program.

Bills: SB27, SB1494, SB2121, SB2373, SB2431, SB1, SB8, SB12, SB13, SB15, SB30, SB37, SB260, SB268, SB331, SB379, SB441, SB447, SB457, SB568, SB650, SB763, SB1405, SB1506, SB1540, SB1566, SB1610, SB1637, SB1660, SB2018, SB2024, SB2217, SB2308, SB2337, SB2601, SB2753, SB2878, SB2900, SB2972, SB3059, HB4, HB40, HB46, HB119, HB145, HB300, HB493, HB705, HB1545, HB2011, HB2017, HB2067, HB2516, HB2885, HB2963, HB2974, HB3071, HB3372, HB3556, HB3595, HB3642, HB3909, HB5138, HB5246, SJR36, SJR50, SJR63, SCR12, SCR39, SB2023, SB62, SB666, SB847, SB284, SB854, SB810, SB1505, SB583, SB507, SB1434, SB1772, SB2016, SB1122, SB731, SB397, SB508, SB1436, SB287, SB1882, SB393, SB1791, SB209, SB2429, SB1085, SB1975, SB2717, SB1262, SB636, SB2056, SB884, SB1200, SB1845, SB2458, SB801, SB3014, SB3013, SB758, SB2797, SB2076, SB2876, SB1640, SB1449, SB1181, SB1234, SB2926, SB2841, SB1528, SB1854, SB317, SB1250, SB2082, SB1237, SB2819, SB629, SB2608, SB1602, SB2009, SB867, SB640, SB1698, SB2680, SB913, SB1071, SB1086, SB1087, SB1483, SB1444, SB1553, SB1556, SB1703, SB2133, SB2297, SB2298, SB2622, SB2955, SB2334, SB1367, SB2044, SB2363, SB2565, SB1888, SB3036, SB3057, SB3043, SB3063, SB3035, SB203, SB2688, SB2522, SB2459, SB2655, SB2251, SB1884, SB2928, SB2566, SB2549, SB2553, SB2919, SB1944, SB1232, SB1798, SB2603, SB2607, SB2683, SB1319, SB3045, SB3071, HB796, HB1523, HB5294, HB748, HB3395, HB180, HB3171, HB146, HB5596, HB5694, HB1135, HB3225, HB186, HB1449, HB3793, HB112, HB104, HB3336, HB3520, HB3320, HB5663, HB2399, HB111, HB3483, HB4580, HB3748, HB632, HB4730, HB5690, HB5689, HB3385, HB4359, HB5381, HB123, HB5606, HB1057, HB3664, HCR141, HCR40, HCR59, SR634, SR687, SR703, SR709, SR715, SB1494, SB2121, SB2373, SB2431, HB46, SB1, SB8, SB12, SB13, SB15, SB37, SB260, SB331, SB379, SB441, SB447, SB457, SB568, SB763, SB1405, SB1540, SB1566, SB2018, SB2308, SB2337, SB2878, SB3059, HB705, HB2017, HB2067, HB3071, HB3372, HB3556, HB3595, HB3909, HB5246

Keywords: elections, local governance, political subdivisions, general elections, Texas Election Code, data brokers, personal data, regulation, business entities, consumer protection, financial exploitation, artificial intelligence, phishing, legal liability, criminal offense, civil penalty, foreign language, study abroad, higher education, language credit

Transcript Highlights:

• Uh, we fund them $500,000 annually that goes into microloans that they can give out up to $5,000 in microloans
• We also work with our area development districts as well because a lot of them have microloan programs

Keywords: Meeting Start 00:00:00 Attendance Roll Call 00:00:15 Office of the Secretary of State 00:01:59 Office of the Attorney General 00:12:40 Department of Agriculture 00:22:44, 958, all

Summary: The Budget Review Subcommittee on General Government, Finance, Personnel, and Public Retirement heard presentations from the Secretary of State, the Attorney General’s Office, and the Department of Agriculture. Secretary of State Michael Adams said his office had no major new budget or authority requests, but he updated members on voter-roll maintenance, ongoing litigation over a law preventing voting in multiple states, the Safe at Home program for domestic violence survivors, human trafficking outreach, reduced spending, and new anti-fraud measures for business registrations and electronic service of process. Members then discussed Adams’ remarks, especially his criticism of Kentuckians for the Commonwealth. One senator objected that the organization should not be shut out of the legislative process, citing First Amendment concerns. Adams responded that he was not seeking to ban anyone from speaking, but wanted lawmakers to remember the harm he believes the group’s litigation does to election integrity and bipartisan reform. Representative Jackson praised Adams and his staff for their work. Deputy Attorney General Rob Duncan outlined the office’s work, including criminal prosecutions, civil litigation, body armor grants, administrative hearings, domestic violence and violent crime initiatives, election security, child support services, and the new Office of Data Privacy. He said the child support program transition from CHFS had created budget shortfalls and that the office would seek additional funding next session. In response to questions from Representative Lockett, Duncan said he did not yet have exact cost figures but expected funding needs and noted barriers related to personnel, budgeting, and integration. The committee also heard from Agriculture Commissioner Jonathan Shell, who highlighted the Kentucky Office of Agricultural Policy’s 25th anniversary, the new Office of Economic Development, and the role of Miss Kentucky in promoting agriculture. He said the department would seek recruitment and retention funding, possible staffing for EV station inspections, and continued support to make the agriculture economic development fund permanent.