Video & Transcript Research : 'loans'
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MN
Minnesota 2025 1st Special Session
House Agriculture Finance and Policy Committee 3/3/25
Agriculture Finance and Policy
Transcript Highlights:
- loans that we do.
- loan 10-year loan 10-year loan maximum<00:15:36.279>
uh <00:15:36.959>we <00:15:37.279 - The RFA's loan programs, including the beginning farmer loan program and restructuring loan program,
- The RFA's loan programs, including the beginning farmer loan program and restructuring loan program,
- The RFA's loan programs, including the beginning farmer loan program and restructuring loan program,
Keywords:
HF770, Rural Finance Authority, RFA, capital investment, state bonds, general obligation bonds, bonding bill, agricultural loans, farm loans, beginning farmer, new farmer, seller-sponsored loans, loan restructuring, agricultural improvement loans, livestock expansion, modernization loans, rural development, Minnesota agriculture, farm credit, chapter 41B
TX
Bills:
HB205
ND
North Dakota 2025-2026 Regular Session
House Appropriations - Education and Environment Division Apr 15th, 2025 at 03:30 pm
Appropriations - Education and Environment Division
Bills:
SB2003
Keywords:
higher education, student loans, scholarships, capital projects, workforce development, funding, North Dakota university system, 908, all
Summary:
The committee reconvened to act on Senate Bill 2003, the higher education budget. Members first replaced prior intent language related to the University of North Dakota School of Medicine and Health Sciences with new language stating it is the intent of the 69th Legislative Assembly that an Allied Health Facility expansion be completed, and that the 70th Legislative Assembly consider supporting completion of the project. The chair explained the change was meant to avoid binding the next legislature to a specific $50 million commitment while still helping UND with fundraising. The amendment was moved, seconded, and adopted unanimously.
The committee then addressed funding for Minot State University’s “Advancing Students Toward Education and Employment” program. After some discussion about the amount already in the bill and what had been previously agreed to, the committee approved adding $1 million, bringing the total appropriation for that line to $1.5 million. Members referenced prior testimony in support of the program. That amendment also passed unanimously.
After approving the amendments, the committee adopted a do-pass recommendation on Senate Bill 2003 as amended, with Representative Sanford designated as the bill carrier. The chair noted the bill would likely be taken up on the floor later in the week. The committee also said it would return to commerce-related work the next day and then adjourned for the day.
ND
North Dakota 2025-2026 Regular Session
House Appropriations - Education and Environment Division Apr 15th, 2025 at 10:15 am
Appropriations - Education and Environment Division
Transcript Highlights:
- But I think we can look into how do we create a loan option.
- Representative Louser, to my knowledge, we do not, but if we set up a loan for them, then they can pay
- They don't have to use it for that, but I think by setting up a loan option for them, they take out that
- loan.
- The loan, is that what you were referring to?
Bills:
SB2003
Keywords:
higher education, student loans, scholarships, capital projects, workforce development, funding, North Dakota university system, 908, all
Summary:
The committee first reconsidered Senate Bill 2003 in the higher education budget and adopted several changes. It removed $3 million for enterprise resource planning, struck $2 million for a grant program for students who are pregnant or recently gave birth, and then added $3 million back into workforce education and innovative grants, restoring that line to $12 million. Members also discussed a possible purchase of the 19th Avenue building in Fargo for the State School of Science, but the motion was withdrawn for later consideration. Other higher ed items were briefly noted, including tribally controlled community colleges and a state magazine funding line, but no final action was taken on the building proposal during this segment.
The committee then moved to Senate Bill 2018, the Commerce budget, and reviewed a long list of funding items. It restored a vacant workforce FTE, increased tourism marketing to $10 million and Find the Good Life to $5 million, raised Operation Intern by $1 million, removed a $100,000 infrastructure study, increased autonomous agriculture grants to $15 million, and set the Regional Workforce Impact Program at $10 million. It also kept or adjusted several other items, including the uncrewed aerial vehicle replacement program, the global talent office, tribally controlled community colleges, Native American small business grants, and technical skills training grants.
A major new provision would transfer $50 million total, split between SIF and Bank of North Dakota profits, to the Theodore Roosevelt Library Museum Endowment Fund, matching a private fundraising challenge; members expressed both support and concern, and said they would revisit it later. The committee also discussed language to allow commercialization of Vantis and to permit the Turtle Mountain gaming compact proposal to move forward with required federal approvals, while clarifying that a previously discussed $100,000 study had been removed. Commerce officials said the workforce language was intended to centralize data and strategy, and they noted Operation Intern would need an emergency clause because applications begin in May. No final vote on the Commerce budget was taken in this segment, and the chair said the committee would return later to finish both budgets.
ND
North Dakota 2025-2026 Regular Session
House Appropriations - Education and Environment Division Apr 14th, 2025 at 02:30 pm
Appropriations - Education and Environment Division
Transcript Highlights:
- B&D career builders, loan repayment at Sections 25 through 29, extends transfer authority of unspent
Bills:
SB2003
Keywords:
higher education, student loans, scholarships, capital projects, workforce development, funding, North Dakota university system, 908, all
Summary:
The committee met to work through the higher education budget, beginning with a conflict-of-interest request from Representative Martinson, who was excused from voting because of a partnership that leases office space to Bismarck State College. Members then reviewed the higher education institution budget sheets, covering ongoing and one-time funding items for campuses and system projects such as BSC housing, Lake Region roof repairs, UND’s STEM and National Security Crossroads projects, the UND allied health facility, NDSU projects including New Horizons, DSU deferred maintenance and campus security, Mayville’s Old Main, Minot projects, and the regional health institutes. Members also discussed student financial assistance, the professional student exchange program, IT security funding, and workforce/education innovation grants.
Several amendments and policy questions were debated. The committee adopted an amendment to make workforce education innovation grants competitive rather than automatically distributed, and then voted to remove language prohibiting those funds from being used to duplicate academic programs. Members also removed similar anti-duplication language from the New Horizons section. They agreed to extend the UND hyperbaric chamber transfer authority to 2027 and clarified language around UND land-sale proceeds. A proposed amendment to add $5.6 million for the Wahpeton State School of Science building purchase failed for lack of a second, and a proposal to restore fetal alcohol spectrum disorder funding to UND was left for conference. The committee also discussed, but did not add, a tuition cap change, a study on the Praxis exam, and several governance-related provisions.
The committee spent significant time on broader higher education policy items, including a $3 million enterprise resource planning request for the university system, a $2 million grant program for students who are pregnant, recently gave birth, or are caring for young children, and a $1.1 million request for library age-verification software tied to the Odin system. Members also discussed dual-credit authority for UND and NDSU, a goal for the UND medical school to increase North Dakota resident enrollment, and intent language regarding the commissioner/chancellor model and presidential search authority. At the end of the meeting, the committee approved the amendments and then gave the higher education budget a do-pass recommendation as amended, with Representative Sanford designated as the carrier. The Forest Service budget was also approved, including two additional FTEs, and the committee adjourned after noting it would continue with other budgets the next day.
HI
Hawaii 2026 Regular Session
AEN-HHS-WAM, JDC-WAM DEFER, WAM-JDC, WAM, WAM Public Hearings 04-09-2026
Agriculture and Environment
Transcript Highlights:
- But again, try to put the cost and saying it's, oh, it's a low-interest loan. It's still a loan.
- for a loan. for a loan.
- But again, try to put the cost and saying it's, oh, it's a low-interest loan. It's still a loan.
- But again, try to put the cost and saying it's, oh, it's a low-interest loan. It's still a loan.
- Chair votes I, I vote I. ...it's, oh, it's a low-interest loan. It's still a loan.
Bills:
HB1618
Keywords:
cesspool conversion, cesspool replacement, wastewater, sewer connection, sewerage systems, septic system, pollution control, water pollution control revolving fund, Hawaii Green Infrastructure Authority, HGIA, low-interest loans, forgivable loans, homeowner financing, environmental infrastructure, public health, wastewater treatment, low- and moderate-income households, revolving loan fund, Department of Health, memorandum of agreement
Summary:
The committees held a joint hearing on HB 1618 HD1, which would create and fund a cesspool conversion revolving loan fund administered by the Hawaii Green Infrastructure Authority to help homeowners upgrade, convert, or connect cesspools. Testimony was overwhelmingly in support from state agencies and advocacy groups, with witnesses emphasizing that cost is the main barrier to cesspool conversion and that recent Kona flooding underscored the public health and pollution risks of cesspools. One testifier suggested the fund should actively pursue outside funding sources, and another urged an effective date that would allow counties to contribute sooner. A member raised concerns about whether loans would be affordable and whether other financing tools, such as tax credits, should also be considered; another member opposed the bill as not adequately addressing district-level sewer and septic issues. The committees ultimately recommended passage with amendments, including changing the effective date to July 1, 2050, and the motion was adopted.
The joint Judiciary and Ways and Means committees then considered HB 2592 on the Mauna Kea Stewardship and Oversight Authority. The chair outlined amendments to clarify that the authority would assume property and liability associated with transferred assets, preserve existing liability rules, transfer conditional use permits if not already transferred, allow lease extensions before transfer, and set reversion triggers if the authority fails to adopt a management plan by June 30, 2028, or administrative rules by December 31, 2029. Members asked about preserving the public trust and whether the amendments would keep the Board of Land and Natural Resources’ role intact; the chair confirmed the fee and board role would remain unchanged. The committees voted to pass the bill with amendments, and the recommendation was adopted.
The committees also took up HB 2033, making further amendments to clarify the definition of state, delay certain effective dates, allow rental and U-Drive lessors to avoid liability by identifying renters, delete one section, and add administrative hearing language and bus-camera clarifications. HB 1888 was amended to expand protections for educational workers to include sports officials, define sports official, make intentional bodily harm a felony with enhanced penalties for repeat offenses, and authorize the attorney general to assist with restraining orders. Both measures were recommended for passage with amendments and adopted. Later, several bills were moved with little or no discussion: HB 1515, HB 1713, HB 1718, HB 2022, and HB 2385 were recommended for passage unamended; HB 2375 was deferred; and HB 1741 was amended to reflect Honolulu’s concerns, narrow study requirements, add exemptions and a delayed implementation date, and was recommended for passage with amendments. The committees adopted the recommendations on these measures, with some members noting reservations or prior opposition on certain bills.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/11/26
Commerce Finance and Policy
Transcript Highlights:
- <01:19:01.200>
are collectively consumer purpose loans are collectively consumer purpose loans - business purpose mortgage loan. business purpose mortgage loan.
- returns if a loan is paid in full earlier than anticipated.
- business purpose mortgage loans. business purpose mortgage loans.
- :00.080>
prepayment <01:20:00.560>penalty loans with a prepayment penalty loans with a
Keywords:
travel insurance, regulation, insurance licensing, consumer protection, travel assistance, short-term rental, vacation rental, home sharing, rental marketplace, online platform, property damage guarantee, damage waiver, reimbursement insurance, insurance regulation, commerce department, platform user, Airbnb, Vrbo, host protection, rental home marketplace
TX
ND
North Dakota 2025-2026 Regular Session
House Appropriations - Education and Environment Division Apr 9th, 2025 at 10:30 am
Appropriations - Education and Environment Division
Keywords:
career education, funding, appropriation, technical training, workforce development, state aid, school funding, public improvement, construction loans, school district levies, boarding care costs, 908, all
Summary:
The committee met to finalize and advance the Career and Technical Education budget in Engrossed Senate Bill 2019. Representative Richter walked through Amendment 2004, which included increases for salaries and wages, inflationary operating expenses, a $2.5 million federal grant increase, $12.7 million for secondary grant programs and related work-based learning support, a $100,000 increase for Marketplace for Kids, and removal of the STEM initiative and adult farm management from the CTE budget because that program funding was moved to the Department of Agriculture. The amendment also included $750,000 for workforce training branch office positions and set the total general fund appropriation at $64 million.
Members also discussed a $1 million virtual reality career exploration item, which remained in the bill but was shifted to SIF one-time funding. A new $150,000 one-time general fund appropriation was added for CTE moving expenses because the agency must relocate after Legislative Council expands into its current space. Committee members noted that amount may need to be revisited in conference committee once more accurate relocation and rent costs are known.
Levi from legislative staff explained that the exemption language in the bill applies to remaining coronavirus capital projects fund dollars for CTE center construction, allowing those federal funds to be spent before they expire. The committee adopted Amendment 2004 on a 5-0 roll call and then passed Engrossed Senate Bill 2019 as amended on a 5-0 roll call. Representative Richter was named the carrier, and the committee adjourned after noting that higher education and congressional budgets were the remaining items to resolve.
OK
Oklahoma 2026 Regular Session
Banking, Financial Services and Pensions Apr 7th, 2026 at 03:00 pm
Banking, Financial Services and Pensions
Transcript Highlights:
- It allows those credit unions to offer loan products with the same level of flexibility available to
Keywords:
credit union, Oklahoma State Credit Union Board, membership, loans, investments, board compensation, financial regulations, financial exploitation, protected adults, financial institution, notification, temporary hold, credit card, surcharge, discounts, consumer protection, payment methods, 914, all
US
US Federal 2025-2026 Regular Session
Business meeting to consider S.298, to require the Administrator of the Small Business Administration to relocate 30 percent of the employees assigned to headquarters to duty stations outside the Washington metropolitan area, S.300, to improve accoun Feb 12th, 2025 at 08:30 am
Small Business and Entrepreneurship Committee
Transcript Highlights:
- by Senators Scott (member_3738) and Schiff (member_3508) to increase transparency in SBA's disaster loan
- Last year, SBA's disaster loan account had a completely unacceptable 66-day shortfall, which prevented
- (member_3738) and Schiff's (member_3508) bill directing SBA to publish its reports on the disaster loan
- In fact, you know, that they tried to use to get a loan from the SBA, and I just think it is wrong.
- We will move on to amendments to S.300, the Disaster Loan Accountability and Reform Act.
Keywords:
employee relocation, headquarters, Small Business Administration, Washington metropolitan area, telework, cost reduction, rural markets, geographic diversity, disaster loans, accountability, reporting, loan forgiveness, federal funding, SBA reforms, small business, disaster assistance, transparency, report publication, government accountability
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/24/26
Commerce Finance and Policy
Transcript Highlights:
- It's a loan. The industry payday. It's a loan.
- And loan EWA and payday loan use.
- loans to $100 and allows multiple loans loans to $100 and allows multiple loans a<01:10:42.000><
- Um, paying $50 a week in fees on their loans. Um, and I had to take out loans on loans.
- Um and I had to take out loans on loans.
Keywords:
real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, direct primary care, healthcare agreements, medical services, patient care, health insurance, mortgage fees, residential loans, commercial loans, finance regulations, investment properties, insurance, supplemental health insurance, short-term care, home health care, nursing care
WY
Wyoming 2026 Regular Session
House Minerals, Business & Economic Development Committee, February 27, 2026
Minerals, Business & Economic Development
Transcript Highlights:
- So, uh, then it goes into a loan program.
- This bill contains provisions for grants and loans.
- It has a loan component.
- It has<00:49:24.880>
a <00:49:25.040>loan <00:49:25.359>component. - Some projects will has a loan component.
Keywords:
energy transmission, load growth, Wyoming energy authority, transmission planning study, public utilities, regional cooperation, energy, funding, grants, loans, coal, natural gas, mineral processing, economic development, stable token, liquidity, trust account, Wyoming, fund distribution, financial regulation
WY
Wyoming 2026 Regular Session
Senate Minerals, Business & Economic Development Committee, February 27, 2026
Minerals, Business & Economic Development
Keywords:
energy transmission, load growth, Wyoming energy authority, transmission planning study, public utilities, regional cooperation, energy, funding, grants, loans, coal, natural gas, mineral processing, economic development, stable token, liquidity, trust account, Wyoming, fund distribution, financial regulation
MN
Transcript Highlights:
- or $500,000 for an ag loan.
- So, um, you said that this would make loans, small business loans, loans to small businesses and farms
- Yet, they still continue to do agricultural loans, they do commercial loans, and they do all those loans
- Yet, they still continue to do agricultural loans, they do commercial loans, and they do all those loans
- Yet, they still continue to do agricultural loans, they do commercial loans, and they do all those loans
Keywords:
school supplies, sales tax exemption, use tax, sales and use tax, back-to-school, classroom supplies, education tax relief, tax holiday, retail exemption, Minnesota sales tax, school materials, binders, calculators, notebooks, pencils, backpacks, book bags, local tax revenue, taxable sales base, income tax
TX
Keywords:
instructional materials, education code, public schools, rejected materials, open education resources, local funds, school safety, emergency response, mental health, peace officers, educational security, crisis intervention, threat assessment, training programs, restorative justice, student transcript, school district, education, electronic records, accessibility
TX
Keywords:
instructional materials, education code, public schools, rejected materials, open education resources, local funds, school safety, emergency response, mental health, peace officers, educational security, crisis intervention, threat assessment, training programs, restorative justice, student transcript, school district, education, electronic records, accessibility
DE
Delaware 2025-2026 Regular Session
House Natural Resources & Energy Committee Meeting Jun 24th, 2026
Natural Resources & Energy
Transcript Highlights:
- It eliminates the recycling grants and low-interest loan program and repurposes the Delaware Recycling
- It eliminates the recycling grants and low-interest loan program and repurposes the Delaware Recycling
Bills:
SB287
Keywords:
solid waste, recycling, universal recycling, single-stream recycling, multifamily housing, apartment recycling, commercial recycling, waste diversion, recycling grants, low-interest loans, Delaware Recycling Fund, Delaware Solid Waste Authority, DNREC, waste hauler, curbside recycling, yard waste, source-separated recycling, pay-as-you-throw, extended producer responsibility, waste bans
Summary:
The House Natural Resources and Energy Committee met and considered three Senate bills. SB 287 with Senate Amendment 2, a DNREC cleanup bill on recycling, would tighten recycling collection rules for haulers and commercial generators, require multifamily recycling education, repurpose the Delaware Recycling Fund, and add annual reporting; after brief questions and no public comment, the committee motion to release did not initially receive enough votes, so the bill was circulated for signatures. SB 346, which would speed Environmental Appeals Board hearing and decision timelines so DNREC secretary decisions become final if deadlines are missed, drew support from the Nature Conservancy and also failed to get enough votes at the meeting, so it too was circulated for signatures. The committee then took up SB 326, a major utility-regulation bill sponsored by Senator Hanson and Representative Heffernan that would cap certain non-mandatory utility spending, limit interim rates, increase oversight and transparency, and streamline rate-setting.
SB 326 generated extensive testimony and debate. Supporters, including the Public Advocate, Sierra Club, PSC staff, and some legislators, argued that Delmarva Power’s spending on non-mandatory infrastructure has risen far faster than inflation, that the company is a regulated monopoly, and that the bill would help restrain future delivery-rate increases without harming reliability because mandatory reliability, storm response, and vegetation management spending would remain allowed. Opponents, including Delmarva Power, business groups, contractors, labor representatives, and the Delaware Contractors Association, argued the cap would delay needed reliability and capacity projects, hurt economic development, reduce jobs, and interfere with utility planning; they also said supply costs, not distribution spending, are the main driver of recent bill increases. After public comment and additional questioning, the committee voted to release SB 326 on a split roll call, but because several members were absent the bill was also walked for additional signatures. The committee then adjourned.
MS
Mississippi 2026 Regular Session
MS Senate Floor - 15 April, 2026; 1:00 PM
Mississippi Senate Floor Meeting
Keywords:
economic development, industrial authority, Yazoo County, trustees, grants and loans, local government, taxation, tourism, parks and recreation, Ackerman, restaurant sales tax, local funding, suffrage, voting rights, restoration of rights, felony conviction, Mississippi legislation, restoration, criminal record, legislation
TX
Bills:
SB 250, SB 375, SB 536, SB 845, SB 1633, SB 1944, SB 1957, SB 2081, SB 2137, SB 2262, SB 2299, SB 2419, SB 2452, SB 2522, SB 2549, SB 2594, SB 2605, SB 2631, SB 2639, SB 2675, SB 3029, SJR 60, HB 22, HB 1392, HB 2525
Keywords:
municipal annexation, railroad, adjacent areas, local government, property rights, healthcare provider, Harris County Hospital District, hospital funding, healthcare services, public health program, home loans, nurses, veterans, public servants, Texas Heroes program, low-interest loans, social workers, housing assistance, housing tax credits, disaster recovery