Video & Transcript : 'loan intermediaries' :
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US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, June 3, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- </c><03:58:23.840><c> The</c> loans associated with loan agents.
- The loans associated with loan agents.
- made by a loan agent, as well as the overall default rate on loans issued by those agents.
- The SBA inspector general reported that nearly one out of every seven loans involved a loan agent.
- </c><04:01:10.080><c> This</c> loan program responsibly. This loan program responsibly.
Keywords:
7(a) loan program, Small Business Administration, SBA, small business lending, loan brokers, loan consultants, referral agents, loan intermediaries, fraud oversight, transparency, reporting requirements, loan fees, referral fees, interest rates, business financing, small business loans, lender oversight, application assistance, Congressional reporting, small business
US
US Federal 2025-2026 Regular Session
Business meeting to consider S.527, to require the Federal Trade Commission to study the role of intermediaries in the pharmaceutical supply chain and provide Congress with appropriate policy recommendations, S.1040, to amend the Federal Trade Commis Apr 3rd, 2025 at 09:15 am
Senate Judiciary
Transcript Highlights:
- Bill requires the Federal Trade Commission to examine the roles of PBMs and other intermediaries within
Committee:
Senate Senate Judiciary
Keywords:
drug competition, product hopping, generic drugs, biosimilars, federal regulations, FTC Act, Federal Trade Commission, sham petitions, competition, public health, unfair competition, healthcare, pharmaceutical, antitrust law, pay-for-delay, reverse payment settlement, interchangeable biologics, brand-name pharmaceuticals, patent settlement, antitrust
Summary:
The meeting focused on addressing the high cost of prescription drugs and the abusive practices that contribute to elevated prices affecting American families. Several bills were presented, including proposals to end pay-for-delay deals and to enhance transparency in the operations of pharmacy benefit managers (PBMs). The discussion was notable for its emphasis on consumer protection and ensuring that cheaper generic drugs reach the market more effectively. Members expressed frustration over past attempts to pass similar legislation stalling in the Senate, leading to renewed efforts to push these bills forward.
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 4/8/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- We had over 80 small business emergency loans and close to a dozen loan guarantees.
- We had over 80 small business emergency loans and close to a dozen loan guarantees.
- We had over 80 small business emergency loans and close to a dozen loan guarantees.
- We had over 80 small business emergency loans and close to a dozen loan guarantees.
- </c> loans would only deepen this crisis. loans would only deepen this crisis.
Bills:
HF4477
Keywords:
Minnesota business recovery loan program, small business loan, zero-interest loan, forgivable loan, business recovery, economic development, small business emergency loan account, Minnesota Initiative Foundations, nonprofit lenders, greater Minnesota, Twin Cities metro, seven-county metropolitan area, immigration enforcement, business interruption, revenue loss, job preservation, business stabilization, state appropriation, forward fund, loan forgiveness
AL
Alabama 2026 Regular Session
Alabama House Constitution, Campaigns and Elections Committee Feb 4th, 2026
Constitution, Campaigns and Elections
Committee:
House Constitution, Campaigns and Elections
Keywords:
HB272, LASEA, AMSTEP, Alabama Commission on Higher Education, State Department of Education, teacher loan repayment, student loan forgiveness, educator shortage, teacher shortage, acute educator shortage, acute shortage location, public K-12 schools, school systems, math teachers, science teachers, computer science teachers, charter schools, failing schools, underperforming schools, teacher recruitment
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/12/25
Commerce Finance and Policy
Transcript Highlights:
- A conventional loan is a loan under the federal conforming loan limit that is not insured by VA or FHA
- loan amount.
- /c><00:06:33.440><c> the</c> conventional loan is a loan under the conventional loan is a loan under
- </c><00:07:56.599><c> or</c> loan products such as personal loans or loan products such as personal loans
- Bal loan balance to Affordable Loan Bal loan balance subordinate<00:08:21.039><c> lean</c><00:08:21.520
Committee:
House Commerce Finance and Policy
Keywords:
mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements
US
US Federal 2025-2026 Regular Session
Hearings to examine managing risk for the long-term in the 7(a) loan program, focusing on hearing from lenders. Feb 26th, 2025 at 01:30 pm
Small Business and Entrepreneurship Committee
Transcript Highlights:
- All sorts of loans. Not just SBA loans. Loans that have helped create or retain 2,200 jobs.
- And how do these differences affect the loan performance in the 7A loan program?
- When we provide loans, we're not just providing loans to paper. We're providing loans to people.
- larger loans— and a larger loan for us is a loan over $75,000— are people coming to us with insufficient
- And the 7A loan program is healthy. Ninety-nine percent of loans are healthy.
Keywords:
SBA, 7A loan program, underwriting standards, loan defaults, Community Advantage Program, small business funding, testimony
Summary:
The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.
WA
Transcript Highlights:
- fee was created by the legislature last year and is an $80 fee assessed on each residential mortgage loan
- out of this state and related to property within this state, with the exception of reverse mortgage loans
- It is payable at the time of the loan closing and applies to closings on or after July 27, 2025.
- It exempts from the fee chattel loans or retail installment contracts to purchase dwellings secured as
- We also support the bill's targeted carve-outs, including those for chattel loans and reverse mortgages
Committee:
Senate Housing
Keywords:
sales tax, redevelopment, economic incentive, underutilized property, infrastructure, affordable housing, religious organizations, zoning laws, land use, community development, smart access system, smart lock, residential landlord-tenant act, tenant privacy, biometric data, fingerprint, face scan, iris scan, key fob, key card
LA
Transcript Highlights:
- And what it does is it modernizes the Louisiana Consumer Loan framework by raising the loan amount thresholds
- while disincentivizing mid-size and larger loans.
- Our typical loan offering in most states at minimum is $2,500.
- This is for new loans moving forward.
- This loan ends. And so... This loan ends.
Keywords:
transfer on death, TOD, beneficiary designation, investment accounts, brokerage accounts, securities, nonprobate transfer, estate planning, succession, probate, community property, forced heirship, financial advisor, broker-dealer, custodian, transfer agent, banking, wealth transfer, inheritance, Louisiana Revised Statutes
WA
Transcript Highlights:
- In some cases, interfund loans and transfers can be made between school district funds.
- Generally, interfund loans must be repaid with interest, and the transfer may not be used to balance
- When in binding conditions, a school district may take a temporary interest-free interfund loan from
- its capital projects fund and use that loan to balance its budget, provided the loan is repaid within
- Furthermore, if the district previously has taken a temporary interfund loan from its transportation
Committee:
House Appropriations
Keywords:
mortgage lending, fraud, prosecution, financial regulations, consumer protection, retirement, lump sum payment, benefits, pension, financial security, SB 6065, school district transportation, transportation vehicle fund, pupil transportation, school buses, electric school buses, zero-emission buses, bus fleet electrification, charging stations, vehicle replacement
WA
Transcript Highlights:
- loans or deposits with lenders, the commission may make mortgage loans to borrowers.
- Loans must be issued at a below-market interest rate above 1%.
- So presumably they would be paying off this loan with another mortgage after that, right?
- I think the model is suggesting that they would pay off this loan when they sell each unit.
- , but being a part of the construction loan.
Committee:
Senate Housing
Keywords:
housing, finance, commission, state funding, affordable housing, residential development, zoning reform, mixed-use zoning, commercial zones, Growth Management Act, GMA, state preemption, local land use, development regulations, ground-floor retail, ground-floor commercial, permit waiver, waiver process, density, urban growth area
TX
Texas 89th Regular
Trade, Workforce & Economic Development May 21st, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- Members, when natural disasters occur, small businesses often rely on federal SBA loans to recover, but
- To address this, the 87th Legislature created two programs: the Small Business Disaster Loan Program
- and the Micro Business Disaster Loan Program to offer loan cost abating. loans while businesses wait
- You don't have weeks or months to wait for some kind of disaster loan to come in.
Keywords:
SB 1361, Texas disaster recovery loan, small business loan, micro-business loan, community development financial institution, CDFI, economic disaster assistance, post-disaster financing, business recovery fund, Texas Economic Development Bank, zero-interest loan, working capital, payroll support, health benefits, job retention, declared disaster, small business relief, microenterprise, franchise exclusion, private equity-backed business
MN
Minnesota 2025-2026 Regular Session
House Higher Education Finance and Policy Committee 4/21/25
Higher Education Finance and Policy
Transcript Highlights:
- Line 29 is the loan repayment bianium.
- </c> 32, which is the student student loan 32, which is the student student loan counseling<00:07:41.039
- </c><01:14:31.080><c> serer</c> We just had a transition of loan serer We just had a transition of loan
- elimination of the loan counseling program as well.
- Um it regarding student loan payments.
Bills:
HF2312
Committee:
House Higher Education Finance and Policy
Keywords:
higher education, college finance, student aid, financial aid, state grants, North Star Promise, scholarships, tuition relief, Minnesota State, University of Minnesota, Office of Higher Education, work-study, child care grants, Indian scholarships, tribal colleges, Hunger-Free Campus, student parents, pregnant students, parenting students, sexual misconduct
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Friday, June 6, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- SBA loans are supposed to help creditworthy businesses that cannot get loans elsewhere.
- SBA loans are supposed to help creditworthy businesses that cannot get loans elsewhere.
- Unlike the section 1071 for a loan.
- </c> after the loan after the loan origination,<00:41:52.319><c> this</c><00:41:52.560><c> bill</c><00
- </c> a preerequisite for obtaining a loan. a preerequisite for obtaining a loan.
Bills:
HB2966
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 4/15/26
Agriculture Finance and Policy
Bills:
HF3548
Committee:
House Agriculture Finance and Policy
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- He got a loan from a community bank to purchase the trike.
- I should say we got a loan to purchase the trike. I should say we got a loan to purchase the trike.
- Where loan losses was the largest portion of your income?
- As I understand it, they're loaning it out, technically speaking.
- They're not loaning the money; we're loaning the money.
Bills:
HB245 , HB245 , HB700 , HB2783 , HB3526 , HB3900 , HB4061 , HB4124 , HB4166 , HB4395 , HB4534 , HB4609 , HB4641 , HB4736 , HB4738 , HB4739 , HB4945 , HB5015 , HJR175
Keywords:
property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- For each fee collected, $1 for non-real property loans and 50 cents for secondary mortgage loans may
- If they had contracted for a loan, they'd be set with that loan payment at $1,000 a month.
- , or small business loans?
- is tied up in those loans?
- loan terms before they enter into a loan agreement with the lender, and to provide fully compliant loan
Bills:
HB245 , HB700 , HB2783 , HB3526 , HB3900 , HB4061 , HB4124 , HB4166 , HB4395 , HB4534 , HB4609 , HB4641 , HB4736 , HB4738 , HB4739 , HB4945 , HB5015 , HJR175 , HB245
Keywords:
military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance
OK
Oklahoma 2026 Regular Session
Business REVISED: SB1873 - Link added Mar 31st, 2026 at 10:30 am
Business
Committee:
House Business
Keywords:
roofing, contractor registration, continuing education, endorsement, construction industry, fireworks, consumer safety, local governance, emergency declaration, public safety, dentist, dental hygienist, dentistry, dental hygiene, licensure compact, interstate compact, professional licensing, license portability, health workforce, workforce shortage
TX
Transcript Highlights:
- existing tuition. reimbursement programs and programs providing assistance with the repayment of student loans
- It's just a plan; it does not. actually establish any loans or tuition assistance; it just develops the
- allowing me to lay out Senate Bill 646, which makes some improvements to our mental health professional loan
- During the last biennium, the legislature appropriated million to the loan repayment program, a substantial
- The Act maintains funding for the loan repayment program at the same levels as last year.
Committee:
House Higher Education
Keywords:
living expenses, higher education, student support, homeless students, financial aid, grant program, baccalaureate degrees, junior colleges, workforce development, Texas Higher Education Coordinating Board, competency-based education, baccalaureate degree, cost of attendance, dual credit, computer science, course credit, foreign language requirement, curriculum review, governing board, faculty council
AL
Alabama 2025 Regular Session
Alabama Senate Education Policy Committee Apr 9th, 2025
Education Policy
Transcript Highlights:
- We have some loan reimbursement for some of those positions that are not being fully taken advantage
- Amstep was for STEM teachers, and this one just is loan assistance and.
- This one just is loan assistance and support of educators in Alabama.
- not a part of STEM, but they. ...that are not a part of STEM, but they would then qualify for this loan
Committee:
Senate Education Policy
Keywords:
Ten Commandments, public education, displays, funding, Alabama law, STEM, science education, technology education, engineering education, math education, workforce development, career pathways, Alabama STEM Council, Department of Workforce, education policy, higher education, community colleges, K-12 education, teacher pipeline, STEM careers
FL
Transcript Highlights:
- It creates the Autism Education Loan Forgiveness Program, and I'm so excited about this.
- And the program will allow individuals to receive loan forgiveness for up to five annual payments of
Committee:
Senate Education Pre-K - 12
Keywords:
autism, autism spectrum disorder, ASD, special education, exceptional student education, ESE, teacher preparation, educator certification, micro-credential, loan forgiveness, student loan repayment, teacher stipend, salary supplement, professional development, inclusive education, developmental disabilities, Down syndrome, behavioral disabilities, school district compensation, collective bargaining