Video & Transcript : 'loan guarantee' :
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US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Thursday, June 5, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- So, this even make a 7A loan.
- Last year alone, the program issued over 1,000 loans worth nearly $200 million, with an average loan
- Last year alone, the program issued over 1,000 loans worth nearly $200 million, with an average loan
- Small and new businesses often require small-dollar loans, not million-dollar loans.
- Small and new businesses often require small-dollar loans, not million-dollar loans.
Keywords:
small business lending company, SBLC, SBA lending, Small Business Administration, section 7 loans, small business loans, loan guarantee, lender cap, financial institutions, credit access, small business finance, nonprofit lenders, business lending, CEASE Act, House passage, Senate Small Business and Entrepreneurship Committee, sanctuary jurisdictions, office relocation, immigration policy, government operations
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/11/26
Commerce Finance and Policy
Transcript Highlights:
- Guarantees are quite common. You know, you'll have guarantees with contractors and subcontractors.
- Guarantees approached about this, too. Guarantees are are are quite<00:07:01.560><c> common.
- ><c> of</c><00:07:12.280><c> that</c> Guarantee on rent, things of that Guarantee on rent, things of
- </c> business purpose mortgage loan. business purpose mortgage loan.
- </c> business purpose mortgage loans. business purpose mortgage loans.
Committee:
House Commerce Finance and Policy
Keywords:
travel insurance, regulation, insurance licensing, consumer protection, travel assistance, short-term rental, vacation rental, home sharing, rental marketplace, online platform, property damage guarantee, damage waiver, reimbursement insurance, insurance regulation, commerce department, platform user, Airbnb, Vrbo, host protection, rental home marketplace
TX
Texas 89th Regular
S/C on Defense & Veterans' Affairs Mar 24th, 2025
S/C on Defense & Veterans' Affairs
Transcript Highlights:
- board of trustees, and we have separate staff that deals with some of the organization of grants and loans
Committee:
House S/C on Defense & Veterans' Affairs
Keywords:
Tuskegee Airmen, commemoration, African American history, civil rights, military recognition, veterans, mental health, Texas Veterans Commission, peer support, suicide prevention, community mental health, grant program, defense, grants, local government, economic support, community development, health and wellness, outdoor recreation, state land use
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/25/26
Commerce Finance and Policy
Transcript Highlights:
- I can't speak for all the members there, so I can't guarantee you that it will be amended by any means
- </c><01:39:52.640><c> you</c> members there, so I can't guarantee you members there, so I can't guarantee
- This is not something necessarily that they're guaranteed they're looking for, so I don't want to speak
- , student loan borrowers, insurance lead generators, and Minnesota transaction real estate appraisal.
- </c> reporting requirements, student loan reporting requirements, student loan borrowing<01:46:05.560
Bills:
HF3794 , HF4472 , HF4410 , HF4347 , HF4412 , HF4398 , HF4397 , HF4201 , HF4199 , HF4203 , HF3706 , HF4071 , HF4120 , HF4175 , HF4188
Committee:
House Commerce Finance and Policy
Keywords:
surveillance, price discrimination, wage discrimination, automated decision systems, consumer protections, data privacy, biometrics, school district health insurance, charter school health benefits, employee benefits, public sector health insurance, health insurance survey, Legislative Budget Office, LBO report, premium costs, retiree coverage, broker commissions, third-party administrator, health plan transparency, health reimbursement arrangement
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 4/8/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- We had over 80 small business emergency loans and close to a dozen loan guarantees.
- We had over 80 small business emergency loans and close to a dozen loan guarantees.
- We had over 80 small business emergency loans and close to a dozen loan guarantees.
- We had over 80 small business emergency loans and close to a dozen loan guarantees.
- We had over 80 small business emergency loans and close to a dozen loan guarantees.
Bills:
HF4477
Keywords:
Minnesota business recovery loan program, small business loan, zero-interest loan, forgivable loan, business recovery, economic development, small business emergency loan account, Minnesota Initiative Foundations, nonprofit lenders, greater Minnesota, Twin Cities metro, seven-county metropolitan area, immigration enforcement, business interruption, revenue loss, job preservation, business stabilization, state appropriation, forward fund, loan forgiveness
AL
Alabama 2026 Regular Session
Alabama House Constitution, Campaigns and Elections Committee Feb 4th, 2026
Constitution, Campaigns and Elections
Transcript Highlights:
- So, 47 states out of 50 have some form of guaranteed early voting.
- Only Alabama, Mississippi, and New Hampshire don't have some form of guaranteed early voting.
Committee:
House Constitution, Campaigns and Elections
Keywords:
HB272, LASEA, AMSTEP, Alabama Commission on Higher Education, State Department of Education, teacher loan repayment, student loan forgiveness, educator shortage, teacher shortage, acute educator shortage, acute shortage location, public K-12 schools, school systems, math teachers, science teachers, computer science teachers, charter schools, failing schools, underperforming schools, teacher recruitment
MN
Transcript Highlights:
- major national and international events to Minnesota and bring surrounding development alongside it; guarantee
- bring surrounding development alongside bring surrounding development alongside it.<00:36:24.400><c> Guarantee
- Guarantee a best-in-class user it.
- Guarantee a best-in-class user experience<00:36:26.720><c> for</c><00:36:26.960><c> Vikings</c><00:36
Committee:
Senate Taxes
Keywords:
local government debt, municipal bonds, county bonds, capital improvements, public financing, bond issuance, public hearing, notice period, bond guarantee, Minnesota Public Facilities Authority, volume cap, private activity bonds, housing finance, residential rental bonds, LIHTC, low-income housing tax credits, redevelopment, courthouse financing, jail financing, law enforcement center
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/12/25
Commerce Finance and Policy
Transcript Highlights:
- A conventional loan is a loan under the federal conforming loan limit that is not insured by VA or FHA
- loan amount.
- /c><00:06:33.440><c> the</c> conventional loan is a loan under the conventional loan is a loan under
- </c><00:07:56.599><c> or</c> loan products such as personal loans or loan products such as personal loans
- Bal loan balance to Affordable Loan Bal loan balance subordinate<00:08:21.039><c> lean</c><00:08:21.520
Committee:
House Commerce Finance and Policy
Keywords:
mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements
US
US Federal 2025-2026 Regular Session
Hearings to examine managing risk for the long-term in the 7(a) loan program, focusing on hearing from lenders. Feb 26th, 2025 at 01:30 pm
Small Business and Entrepreneurship Committee
Transcript Highlights:
- And prior to that, he was the Director of the Guaranteed Student Loan Program at the Iowa College Student
- All sorts of loans. Not just SBA loans. Loans that have helped create or retain 2,200 jobs.
- When we provide loans, we're not just providing loans to paper. We're providing loans to people.
- guarantee, it's protection on the loan for the bank.
- larger loans— and a larger loan for us is a loan over $75,000— are people coming to us with insufficient
Keywords:
SBA, 7A loan program, underwriting standards, loan defaults, Community Advantage Program, small business funding, testimony
Summary:
The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, June 3, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- </c><03:58:23.840><c> The</c> loans associated with loan agents.
- The loans associated with loan agents.
- made by a loan agent, as well as the overall default rate on loans issued by those agents.
- The SBA inspector general reported that nearly one out of every seven loans involved a loan agent.
- </c><04:01:10.080><c> This</c> loan program responsibly. This loan program responsibly.
Keywords:
7(a) loan program, Small Business Administration, SBA, small business lending, loan brokers, loan consultants, referral agents, loan intermediaries, fraud oversight, transparency, reporting requirements, loan fees, referral fees, interest rates, business financing, small business loans, lender oversight, application assistance, Congressional reporting, small business
IA
Committee:
Joint Commerce
Keywords:
auto insurance, motor vehicle insurance, financial responsibility, liability coverage, minimum coverage limits, bodily injury, property damage, uninsured driving, proof of insurance, insurance reform, car insurance, vehicle registration, transportation network company, rideshare, TNC, Iowa Code chapter 321A, insurance penalties, mandatory insurance, mortgage, mortgage banker
WA
Transcript Highlights:
- fee was created by the legislature last year and is an $80 fee assessed on each residential mortgage loan
- out of this state and related to property within this state, with the exception of reverse mortgage loans
- It is payable at the time of the loan closing and applies to closings on or after July 27, 2025.
- It exempts from the fee chattel loans or retail installment contracts to purchase dwellings secured as
- We also support the bill's targeted carve-outs, including those for chattel loans and reverse mortgages
Committee:
Senate Housing
Keywords:
sales tax, redevelopment, economic incentive, underutilized property, infrastructure, affordable housing, religious organizations, zoning laws, land use, community development, smart access system, smart lock, residential landlord-tenant act, tenant privacy, biometric data, fingerprint, face scan, iris scan, key fob, key card
LA
Transcript Highlights:
- And what it does is it modernizes the Louisiana Consumer Loan framework by raising the loan amount thresholds
- while disincentivizing mid-size and larger loans.
- Our typical loan offering in most states at minimum is $2,500.
- This is for new loans moving forward.
- This loan ends. And so... This loan ends.
Keywords:
transfer on death, TOD, beneficiary designation, investment accounts, brokerage accounts, securities, nonprobate transfer, estate planning, succession, probate, community property, forced heirship, financial advisor, broker-dealer, custodian, transfer agent, banking, wealth transfer, inheritance, Louisiana Revised Statutes
WA
Transcript Highlights:
- In some cases, interfund loans and transfers can be made between school district funds.
- Generally, interfund loans must be repaid with interest, and the transfer may not be used to balance
- When in binding conditions, a school district may take a temporary interest-free interfund loan from
- its capital projects fund and use that loan to balance its budget, provided the loan is repaid within
- Furthermore, if the district previously has taken a temporary interfund loan from its transportation
Committee:
House Appropriations
Keywords:
mortgage lending, fraud, prosecution, financial regulations, consumer protection, retirement, lump sum payment, benefits, pension, financial security, SB 6065, school district transportation, transportation vehicle fund, pupil transportation, school buses, electric school buses, zero-emission buses, bus fleet electrification, charging stations, vehicle replacement
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Friday, June 6, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- SBA loans are supposed to help creditworthy businesses that cannot get loans elsewhere.
- SBA loans are supposed to help creditworthy businesses that cannot get loans elsewhere.
- Unlike the section 1071 for a loan.
- </c> after the loan after the loan origination,<00:41:52.319><c> this</c><00:41:52.560><c> bill</c><00
- </c> a preerequisite for obtaining a loan. a preerequisite for obtaining a loan.
Bills:
HB2966
MN
Minnesota 2025-2026 Regular Session
House Higher Education Finance and Policy Committee 4/21/25
Higher Education Finance and Policy
Transcript Highlights:
- Line 29 is the loan repayment bianium.
- </c> 32, which is the student student loan 32, which is the student student loan counseling<00:07:41.039
- </c><01:14:31.080><c> serer</c> We just had a transition of loan serer We just had a transition of loan
- elimination of the loan counseling program as well.
- Um it regarding student loan payments.
Bills:
HF2312
Committee:
House Higher Education Finance and Policy
Keywords:
higher education, college finance, student aid, financial aid, state grants, North Star Promise, scholarships, tuition relief, Minnesota State, University of Minnesota, Office of Higher Education, work-study, child care grants, Indian scholarships, tribal colleges, Hunger-Free Campus, student parents, pregnant students, parenting students, sexual misconduct
WA
Transcript Highlights:
- loans or deposits with lenders, the commission may make mortgage loans to borrowers.
- Loans must be issued at a below-market interest rate above 1%.
- So presumably they would be paying off this loan with another mortgage after that, right?
- I think the model is suggesting that they would pay off this loan when they sell each unit.
- , but being a part of the construction loan.
Committee:
Senate Housing
Keywords:
housing, finance, commission, state funding, affordable housing, residential development, zoning reform, mixed-use zoning, commercial zones, Growth Management Act, GMA, state preemption, local land use, development regulations, ground-floor retail, ground-floor commercial, permit waiver, waiver process, density, urban growth area
TX
Texas 89th Regular
Trade, Workforce & Economic Development May 21st, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- Members, when natural disasters occur, small businesses often rely on federal SBA loans to recover, but
- To address this, the 87th Legislature created two programs: the Small Business Disaster Loan Program
- and the Micro Business Disaster Loan Program to offer loan cost abating. loans while businesses wait
- You don't have weeks or months to wait for some kind of disaster loan to come in.
- and 14th Amendments, which include the due process and procedural due process rights that we are guaranteed
Keywords:
SB 1361, Texas disaster recovery loan, small business loan, micro-business loan, community development financial institution, CDFI, economic disaster assistance, post-disaster financing, business recovery fund, Texas Economic Development Bank, zero-interest loan, working capital, payroll support, health benefits, job retention, declared disaster, small business relief, microenterprise, franchise exclusion, private equity-backed business
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 4/15/26
Agriculture Finance and Policy
Bills:
HF3548
Committee:
House Agriculture Finance and Policy
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- He got a loan from a community bank to purchase the trike.
- I should say we got a loan to purchase the trike. I should say we got a loan to purchase the trike.
- Where loan losses was the largest portion of your income?
- As I understand it, they're loaning it out, technically speaking.
- They're not loaning the money; we're loaning the money.
Bills:
HB245 , HB245 , HB700 , HB2783 , HB3526 , HB3900 , HB4061 , HB4124 , HB4166 , HB4395 , HB4534 , HB4609 , HB4641 , HB4736 , HB4738 , HB4739 , HB4945 , HB5015 , HJR175
Keywords:
property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees