Transcript Highlights:

• </c> Declaration of Independence last year. Declaration of Independence last year.
• The Federal Reserve's important role as the lender of last resort is supported by the Fed's discount
• ><c> by</c><04:41:42.400><c> the</c><04:41:42.560><c> Fed's</c> of last resort is supported by the Fed's
• of last resort is supported by the Fed's discount<04:41:43.680><c> window.
• <08:30:47.840><c> the</c><08:30:48.080><c> last</c> of the last of the last four<08:30:49.840><c> or<

Bills: HB1531 , HB6644 , HB3190 , HB3390 , HB3682 , HB5616 , SB3705

Keywords: Taiwan, China, banking organizations, financial regulators, national security, Burma, sanctions, foreign relations, accountability, economic oversight, military accountability, discount window, Federal Reserve, Federal Reserve Act, Board of Governors, liquidity, bank liquidity, emergency lending, lender of last resort, financial stability

Transcript Highlights:

• With you this time, from last week.
• This is a bill we passed last year out of the House, but it got hung up in the Senate.
• Last week, where so many things did.
• And then the last one is line 149 on page six, replacing it with the agency and Department of Revenue
• I was not the sponsor last year, sir, so I do think that it came up last year.

Bills: HB37 , HB187 , HB177 , SB63 , HB82 , SB48 , HB33 , HB37 , HB33

Committee: House Ways and Means General Fund

Keywords: judicial compensation, salary increase, court system, Alabama legislation, judges, HB187, court fees, docket fee, sheriff's fund, sheriff's office, jail operations, law enforcement, county sheriff, court filing fees, Alabama Code 12-19-312, solicitor's fund, clerk's fund, forensic services trust fund, budget flexibility, public safety

Transcript Highlights:

• Annexation is a tax property of this... Annexation is a tax property of this resort only.
• If the resort project has not provided billions to the county commission, a memorandum of understanding
• The contents of this bill continue upon the act of several pieces of legislation. act of several pieces
• We can see on page two, it kind of gives you some of the receipts of compensation by a student athlete
• And so, if we kind of think about it, I wrote this last year, at least three or four players left the

Bills: SB311 , SB322 , SB304 , SB313 , SB315 , SB316 , HB489 , SB90

Committees: House Tourism , House Economic Development and Tourism

Keywords: electric transmission, public highways, permit processing, economic growth, infrastructure, rural development, condemnation actions, state regulations, community development district, CDD, annexation, municipal annexation, wet municipality, dry county, wet county, Sunday alcohol sales, ABC Board, alcohol licensing, on-premises consumption, golf course

Transcript Highlights:

• And then by the end of last summer… By the end of last summer, we had 86%.
• Last year, we had 15 schools on the Alabama report card that received a score of an F.
• Just last year, we provided more than 350 total hours of live instruction to our Alabama teachers.
• Um,... ...educators of the state of Alabama.
• Um, so this is a picture of last year's bead jar on this page, with 1.6 million beads.

Bills: HB447 , HB447

Committee: House Ways and Means Education

Keywords: HB447, school buses, student transportation, public schools, local boards of education, dual enrollment, career technical education, CTE, community college, trade school, technical college, offsite educational venues, student access, transportation policy, school bus law, Alabama education law, Montgomery County, probate court, judge of probate, will registration

Transcript Highlights:

• c><00:02:30.200><c> owners</c><00:02:30.640><c> across</c> of resorts um for the owners across of resorts
• of these Homestead Resorts about 72% of these Homestead Resorts would<00:04:04.799><c> have</c><00:04
• </c><00:05:25.759><c> Resorts</c><00:05:26.160><c> a</c> of the community of Minnesota Resorts a of the
• ><c> their</c><00:17:24.760><c> concerns</c> a lot of resorts um about their concerns a lot of resorts
• We put a ton of time into the resorts.

Bills: HF1359 , HF1829 , HF290 , HF1933 , HF926

Committee: Senate Taxes

Keywords: solid waste management, resource management account, environmental fund, taxation, Minnesota statutes, homestead, property tax, classification, disability, resort properties, recreational use, commercial property, tax refund, estimated tax, interest on refunds, income tax, corporate franchise tax, S corporation, partnership, corporation

Transcript Highlights:

• I live in Hawaiʻi for the last 22 years, and I'm an oceanography professor at the University of Hawaiʻi
• last resort.
• I’m sorry, that was kind of last minute just for my audience, but give us a second, okay? Okay.
• I'm sorry, that was kind of last minute just for my audience, but, give us a second, okay? Okay.
• I'm with Government Strategies here on behalf of Park Hotels and Resorts.

Bills: HCR93 , HCR14 , HR85

Committee: House Finance

Keywords: image-based sexual abuse, working group, gender-based violence, Hawaii Commission on the Status of Women, prevention efforts, survivor protections, new technologies, legal reform, HCR14, House Concurrent Resolution, perpetual easement, non-exclusive easement, state submerged lands, submerged lands, shoreline easement, drainage outfall, stormwater outfall, lagoon outfall, pipelines, Kahala Hotel & Resort

Transcript Highlights:

• This one has to do with the Alabama Board of Psychology. ...with the Alabama Board of Psychology, just
• exorbitant based on the state of Florida.
• With that as kind of the explanation of it, it's just allowing homeowners to fortify that roof.
• I read it; it has a lot of details.
• Let's get out of here. Thank you all!

Bills: SB197 , HB140 , SB214 , HB214 , HB147 , HB270 , SB73

Committee: Senate Fiscal Responsibility and Economic Development

Keywords: food trucks, mobile vendors, health inspection, fire safety, state law, regulation, food service, business license, subdivision, transfer of land, immediate family, exemption period, county regulations, Sweet Home Alabama Tourism Investment Act, tourism rebate, tax rebate, sales tax rebate, lodging tax rebate, transactional taxes, tourism development

Transcript Highlights:

• </c><00:32:46.240><c> Last</c><00:32:46.480><c> Resort</c> gap in the state's insure of Last Resort gap
• set</c><00:43:19.359><c> up</c> those insurers of Last Resort are set up those insurers of Last Resort
• those categories, so they can’t get insurance from one of those insurers of last resort.
• the other insurers of last resort.
• > Last</c> from one of those insurers of Last from one of those insurers of Last Resort<00:56:41.400>

Bills: HF1865 , HF2014 , HF2028

Committee: House Commerce Finance and Policy

Keywords: mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements

Transcript Highlights:

• of Revenue.
• and all of our veterans throughout the state of Louisiana.
• It basically repeals Section 4 of Act 707 of 2024 and then repeals Section 5 of Act 411 of the 2025 Regular
• Vice Chair, if we could take up the last one of the three tax sales bills at Senate Bill 191. Okay.
• Each of you should have a hard copy in front of you. Are there any questions?

Bills: HR118 , HB1120 , SCR11 , SB73 , SB89 , SB128 , SB149 , SB180 , SB191 , SB196 , SB238 , SB318 , SB340

Committee: House Ways & Means

Keywords: water utility, tax credit, excessive rates, residential service, subcommittee, tobacco tax, excise tax, smokeless tobacco, vapor products, public health, FDA, risk-proportionate, tax credits, higher education, workforce development, brain drain, economic incentives, SB 73, Act 10, Act No. 774 of 2024

Transcript Highlights:

• I'm Mary Noe Price, and I'm the director of the farmer-lender mediation program.
• So there's changes that have to be made both on the side of the producer and of that credit or last year
• All of us know that, and we just talked about with the farmer-lender mediation program, a lot of things
• Last week we had a testifier here who said, in kind of a general way, one of the main bullets for long-term
• We heard last week a lot of demonizing of big companies like that, but if you’re going to make an expansion

Bills: HF3692

Committee: House Agriculture Finance and Policy

Keywords: Farmer-Lender Mediation Act, mediation, agriculture finance, debt relief, civil law

Transcript Highlights:

• I'm an attorney for the last 35 years handling foreclosure matters for lenders on that side.
• It also removes many of the ambiguities that have existed in this statute for the last 16 years.
• It also removes many of the ambiguities that have existed in this statute for the last 16 years.
• I did meet with, uh, representatives of the lenders yesterday.
• > lenders</c> representatives of the lenders representatives of the lenders yesterday.<01:49:14.400><

Bills: SF1750 , HF704 , HF3479

Committee: House Commerce Finance and Policy

Keywords: common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan

Transcript Highlights:

• coffers of large out-of-state financial institutions.
• For the $100 worth of groceries, the issuing bank would keep roughly $3, by far the highest of any of
• of that.
• But that Illinois passed it as a part of their budget last year, so I guess my question to you is, did
• of it.

Bills: HB245 , HB245 , HB700 , HB2783 , HB3526 , HB3900 , HB4061 , HB4124 , HB4166 , HB4395 , HB4534 , HB4609 , HB4641 , HB4736 , HB4738 , HB4739 , HB4945 , HB5015 , HJR175

Committee: House Pensions, Investments & Financial Services

Keywords: property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees

Transcript Highlights:

• And I believe this. to be the last of our major pensions in need of an overhaul so that we're all on
• out of committee last time.
• That was the last example of many that I've experienced.
• And do you see an increase just kind of in the last five or six years as a result of COVID that more
• So that bill has been around, I think, for the last couple of years. ...of Congress.

Bills: HB245 , HB700 , HB2783 , HB3526 , HB3900 , HB4061 , HB4124 , HB4166 , HB4395 , HB4534 , HB4609 , HB4641 , HB4736 , HB4738 , HB4739 , HB4945 , HB5015 , HJR175 , HB245

Committee: House Pensions, Investments & Financial Services

Keywords: military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance

Transcript Highlights:

• Now, last year, a bill was... By that time, though, there were thousands of roofers.
• Now, I do have a long list of amendments that just since last week, I've had a lot of the schools and
• Recently, I had a friend last Friday who passed away of ALS, Lou Gehrig’s disease.
• And the two of y'all going to work on that, because I think I bought something last year just to force
• and we've been trying to get the last few points of this bill together.

Bills: HB267 , HB478 , HB617 , HB659 , HB800 , HB922 , HB924 , HB947 , HB1166 , HB1223

Committees: House Commerce , House Commerce, Consumer Protection, and International Affairs

Keywords: home inspectors, board membership, licensing, term limits, Louisiana State Board, utility, reimbursement, overcharges, consumer protection, economic relief, hidden fees, junk fees, drip pricing, price transparency, mandatory fees, surcharges, unfair trade practices, advertising disclosures, total price, service fees

Transcript Highlights:

• It's not just a matter of growth; it's a matter of survival.
• of the senior members of the committee, that's because this measure is identical to a bill from last
• identical to a bill from last session, which passed out of the Senate and also passed out of the House
• data from the Federal Reserve and the United States Department of Labor over the last several years.
• data from the Federal Reserve and the United States Department of Labor over the last several years.

Bills: HB 112 , HB199 , HB621 , HB1349 , HB2214 , HB3466 , HB3698 , HB3699 , HCR9 , HB112 , HB199 , HCR9

Committee: House Trade, Workforce & Economic Development

Keywords: science park district, economic development, technology innovation, higher education collaboration, infrastructure development, Texas Economic Development Office, workforce development, unemployment benefits, state average unemployment rate, benefit year, economic support, Texas Workforce Commission, property owners' association, free speech, assembly rights, government officials, political candidates, floodplain, landlord, tenant

Summary: The Committee on Trade, Workforce and Economic Development met with a quorum and moved quickly through a long agenda, hearing testimony and taking recorded votes on several bills. Early in the meeting, HB 2214 was laid out to exempt certain short-term residential leases and leaseback arrangements from flood-disclosure requirements; Texas Realtors supported the change, and the bill was left pending. The committee then voted out a series of pending measures, including HB 46, HB 186 (with a committee substitute), HB 431, HB 1147, HB 1154, HB 2468, HB 2488, HB 2788 (with a substitute), HB 2791 (with a substitute), HB 3260, and HCR 90, all reported favorably to the full House, with HB 1147 receiving two nays and the others passing unanimously or nearly so. A major portion of the hearing focused on HB 112, which would create a Texas Science Park district and commission to support advanced manufacturing and innovation sites. The bill’s author and supporters, including Samsung Austin Semiconductor, the Texas Association of Business, and the Governor’s economic development office, argued it would strengthen supply chains, attract investment, and support national security and workforce development. Testimony described interest from semiconductor and advanced manufacturing companies and referenced the model of foreign science parks such as Sinshu in Taiwan. HB 112 was left pending after testimony. The committee also heard HB 3698 and HB 3699, both related to unemployment insurance administration. HB 3698 would expand eligibility for the Reemployment Services and Eligibility Assessment program using federal funds, while HB 3699 would tighten the definition of “last work” to help the Texas Workforce Commission investigate UI fraud. Both bills were discussed with TWC resource witnesses and left pending after the committee withdrew the substitutes. HB 1349, which would extend HOA transparency and property-rights provisions to condominiums and refine HOA rules, and HB 621, which would require HOA meeting spaces to be available for residents to reserve for qualified political candidates or elected officials, were also heard and left pending. Finally, the committee heard HCR 9 to designate the first Saturday of each month as Small Business Saturday, HB 199 to index unemployment benefit duration to the state unemployment rate, and HB 3466 to exempt certain cancelable service contracts from Texas’s in-home sales cooling-off law; each drew supportive and opposing testimony and was left pending before adjournment.

Transcript Highlights:

• </c><00:52:50.240><c> But</c> son's last day of kindergarten. But son's last day of kindergarten.
• </c><01:15:31.360><c> in</c> lasting legacy of public service in lasting legacy of public service in
• oversight</c><02:57:54.640><c> and</c> promises of lender oversight and promises of lender oversight
• I mean, we've kind of seen the signs for the last few days, especially the last few weeks, but I don't
• I mean, we've kind of seen the signs for the last few days, especially the last few weeks, but I don't

Bills: HB2987 , HB2931

Keywords: small business lending company, SBLC, SBA lending, Small Business Administration, section 7 loans, small business loans, loan guarantee, lender cap, financial institutions, credit access, small business finance, nonprofit lenders, business lending, CEASE Act, House passage, Senate Small Business and Entrepreneurship Committee, sanctuary jurisdictions, office relocation, immigration policy, government operations

Transcript Highlights:

• 30% of 50% because I see this further down: 30% of 60% and 30% of 80%.
• 30% of 80%.
• For these home equity loans, it is required that they sign at a title company, the office of the lender
• Now, all of a sudden, when a lender tells me, "Well, you’ve got equity in your house now—$100,000 in
• So people can go to the office of the lender, and that's probably a very common scenario.

Bills: HB1342 , HB2889 , HB3002 , HB3254 , HB4820 , HJR40 , HJR40

Committee: House Pensions, Investments & Financial Services

Keywords: private activity bonds, housing, residential rental projects, low-income, affordable housing, bond measures, funding equality, political subdivisions, public communications, election fairness, debt collection, consumer rights, disclosures, Fair Debt Collection Practices Act, settlement agreements, State Board of Education, group benefits program, health insurance, state employees, dependents eligibility

Transcript Highlights:

• It has to do with the establishment of a trail called the True Grit Trail in honor of the book and the
• From the vice chair, be questions of the author of the author.
• The vote is with a vote of seven out of nays that House Bill 1411 to have advanced.
• From my, for questions of the author. Questions of Senator Guthrie, say no questions.
• Item number 6, last year, Friture recognized the provisions of House Bill 3277. Thank you, Mr.

Bills: HB1411 , HB2980 , HB3015 , HB3147 , HB3277 , HB3323 , HB3443 , HB3882

Committee: Senate Aeronautics and Transportation

Keywords: True Grit Trail, Oklahoma, tourism, signage, Department of Transportation, state parks, historical sites, economic development, motor vehicles, insurance, registration, verification, law enforcement, electronic credentials, Service Oklahoma, digital identification, data protection, driver's license, special license plates, Route 66

Transcript Highlights:

• But I would tell you that some of the things that I, you know, more broad examples are misuse of funds
• To practice instead of Oklahoma as a member state, to date, we've got 31 states as a part of this compact
• In light of 250 years of rocket's red glare, we are running Senate Bill 1948, which allows the sale of
• fireworks in the state of Oklahoma.
• What people don't know is that I was born on the Fourth of July, and so I'm a big fan of fireworks and

Bills: SB1873 , SB1948 , SB540 , SB1653 , SB1061 , SB1534

Committee: House Business

Keywords: roofing, contractor registration, continuing education, endorsement, construction industry, fireworks, consumer safety, local governance, emergency declaration, public safety, dentist, dental hygienist, dentistry, dental hygiene, licensure compact, interstate compact, professional licensing, license portability, health workforce, workforce shortage

Transcript Highlights:

• </c> The Chair has examined the journal of the last day's proceedings and announces to the House the
• Last year, a small business owner testified that it cost him an average of $10,000 per proposal.
• The matriarch of the Nazarea Resort, Hope helped run one of the Lakes region's most iconic establishments
• The matriarch of the Nazarea Resort, Hope helped run one of the Lakes region's most iconic establishments
• The matriarch of the Nazarea Resort, Hope helped run one of the Lakes region's most iconic establishments

Bills: HB1804 , HB1642 , HB1621 , HB1634 , HR789 , HR787 , HB1816 , HB3490 , SB160

Keywords: 7(a) loan program, Small Business Administration, SBA, small business lending, loan brokers, loan consultants, referral agents, loan intermediaries, fraud oversight, transparency, reporting requirements, loan fees, referral fees, interest rates, business financing, small business loans, lender oversight, application assistance, Congressional reporting, small business