Video & Transcript Research : 'lapse of coverage'
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LA
Louisiana 2026 Regular Session
Transportation, Highways and Public Works May 21st, 2026
Transportation, Highways & Public Works
Transcript Highlights:
- nature of our insurance lapse penalties and how it's actually creating tens, if not hundreds, of millions
- of dollars of debt.
- of this pileup of debt. ...their license and get their insurance is because of this pileup of debt.
- for persons who owe reinstatement fees imposed pursuant to 32:863 for having lapse of insurance coverage
- for persons who owe reinstatement fees imposed pursuant to Revised Statute 32:863 for having lapse of
Keywords:
Saint Claude Avenue Bridge, Port of New Orleans, backup motors, infrastructure, traffic management, oversized vehicles, permitting, economic impact, transportation, local regulations, Louisiana economy, Interstate 12, I-12, Interstate 55, I-55 interchange, DOTD, Department of Transportation and Development, D.R.I.V.E. Initiative, highway infrastructure, transportation planning
LA
Louisiana 2026 Regular Session
Transportation, Highways and Public Works Mar 23rd, 2026
Transportation, Highways & Public Works
Transcript Highlights:
- proof of payment of any fines as contemplated by revised statute... ...and proof of payment of any fines
- May of last year? May of '25?
- There is one similarity, I think, on the second period of the lapse: we readjust the fines to the same
- It prohibits the OMV from referring insurance lapse debts to the Office of Debt Recovery, which charges
- Depending on the number of how long your lapse was and how many cancellations you had, it's going to
Keywords:
roundabouts, public education, traffic safety, motor vehicles, driver education, reinstatement fees, vehicle liability, insurance coverage, grace period, lapse of coverage, local fees, transaction fees, funding, government authority, driver's license, state identification card, citizenship verification, eagle symbol, Department of Public Safety, homelessness
Summary:
The House Transportation Committee heard an update from Office of Motor Vehicles leadership, who said the agency had achieved efficiencies, was operating in the black, had improved employee morale and staffing, and expected to begin testing the driver’s license portion of its modernization project in September. Members then took up several OMV-related bills.
HB 781, creating a fleet vehicle registration program, was amended to delay implementation until January 1, 2028 or until the OMV registration system is updated, and was reported with amendments. HB 712, which waives OMV fees for driver’s licenses and state IDs for homeless persons who meet eligibility requirements, drew support from homelessness advocates and some members who said it would remove a barrier to work, safety, and housing; concerns were raised about verification and workload, but the bill was amended to require the department to waive fees and to require proof of homeless status, then reported by a recorded vote. HB 372, requiring OMV public education on roundabouts, was discussed as a safety and awareness measure, but the author agreed to voluntarily defer it in favor of pursuing a resolution or other approach.
The committee also advanced HB 746 on oversized trucking permits after amendments clarified a one-year moratorium on new local permit requirements while preserving existing permits, and HB 732, which would allow the OMV commissioner to waive or reduce certain fees in humanitarian cases such as hospice, was reported favorably. HB 722, providing for automatic reinstatement of driver’s licenses after payment of fees and fines except for DUI-related suspensions, was amended and reported with amendments. HB 593, increasing the maximum local service fee for certain OMV field offices, prompted debate over costs to motorists and local control; an amendment exempted Shreveport, and the bill was reported with amendments by a 9-5 vote. HB 613, adding an eagle image to indicate U.S. citizenship on licenses and IDs, was amended and reported with a recorded 8-5 vote after members questioned its practical effect and recognition outside Louisiana. The committee also heard HB 582 and HB 762 on insurance lapse fees and debt recovery, with HB 582 reported favorably after the author agreed to work with another member on a similar bill, while HB 762 was discussed as a way to avoid adding a 15% Office of Debt Recovery fee to OMV-related debts.
HI
Keywords:
HB2271, Hawaii budget, emergency appropriation, public employment cost items, collective bargaining, labor grievances, temporary hazard pay, state employees, bargaining unit 1, bargaining unit 10, BU-1, BU-10, Department of Education, University of Hawaii, general fund, revolving funds, interdepartmental transfers, settlement agreement, arbitration award, court order
TX
Transcript Highlights:
- For example, many of the coverage mandates the legislature has considered in recent years center around
- We need to be a part of the discussion of the cost of health care.
- A couple of weeks ago, I did a hip injection of a steroid.
- We are in support of the spirit of this bill.
- All of these pieces, all of...
Keywords:
health impact analysis, cost analysis, coverage mandates, health insurance, legislative analysis, health care data, education, funding, classroom resources, teacher support, student outcomes, health benefits, provider dentists, payment reimbursement, insurance code, noncontracting, dental care, reimbursement, health benefit plans, noncontracting providers
TX
Transcript Highlights:
- On behalf of Texas 2036. Okay.
- I'm Banning, I'm the CEO of the Texas Academy of Family Physicians.
- It would give you a total picture of what you're trying to get at in terms of- of premium cost but also
- A coordination of benefit.
- coverage.
Keywords:
health impact analysis, cost analysis, coverage mandates, health insurance, legislative analysis, health care data, education, funding, classroom resources, teacher support, student outcomes, health benefits, provider dentists, payment reimbursement, insurance code, noncontracting, dental care, reimbursement, health benefit plans, noncontracting providers
TX
Transcript Highlights:
- The first section lays out ...kind of the minimum criteria for a test to be considered for coverage.
- Thirty-four other states have some form of mandated coverage, as well as Texas Medicaid and TRICARE.
- This ensures that all people with a diagnosis will receive coverage, regardless of how old they are when
- The idea of being fully aware or licensed and the ability to interpret policy coverages or apply them
- in any kind of subset is just outside of their realm of job duties.
Keywords:
autism, health insurance, coverage, medical treatment, health benefit plan, HIV prevention, prescription drug, prior authorization, health benefits, insurance coverage, insurance, contract termination, property and casualty, insurance agents, discrimination, appraiser, umpire, licensing requirements, continuing education, admin penalties
HI
Hawaii 2026 Regular Session
GVO DEFER, WLA-PSM-GVO, WLA-GVO Public Hearings 02-19-2026
Government Operations
Transcript Highlights:
- lot of um on 3294, there was a lot of lot of um on 3294, there was a lot of conversation.<00:00:
- kinds of planning activities? kinds of planning activities?
- that the one the vehicle of choice. that the one the vehicle of choice.
- >> And embrace all of them. >> And embrace all of them.
- most of statute. most of statute.
Bills:
SB3294
Keywords:
wrongful conviction, compensation, Hawaii Revised Statutes, innocence, legal process, burden of proof, case manager, medical coverage, judicial discretion, 912, senate, all
Summary:
The committees first took up SB 3294, a controversial measure concerning post-release assistance for people pursuing reversals of prior court decisions where innocence is in question. Members discussed keeping the bill moving on the “human side” while a House companion addressed the legal issues. The adopted amendments removed advanced compensation language and instead required DCR, with DHS, to help petitioners prepare applications for financial and medical assistance, notify DHS upon release, assign a case manager to assist with a cell phone for one year, housing, employment, mental health counseling, and expedited benefits, and provide a state ID upon release. The measure also included technical amendments and a defective date, and it passed unanimously.
The joint committees then heard SB 2237 on fire prevention, which would require state agencies to create and update hazard maps and direct DNR to adopt rules and clear brush. DLNR testified that a single lead agency should develop the maps with input from other agencies, that a five-year timeline would be more reasonable, and that assigning DNR all fuels management on state lands would create an unfunded mandate. Members discussed using the newly created fire marshal’s office as the lead, and the committees ultimately deferred the bill in favor of a broader wildfire mitigation measure already moving in another committee.
The final agenda included SB 2596 on government leases, SB 30002 on the Hawaii State Planning Act and green infrastructure, and SB 3067 on records and filing requirements. SB 2596 was advanced unamended to Ways and Means. On SB 30002, OPSD explained that a 2025-2027 comprehensive review of chapter 226 is underway, with a report and draft legislation due in 2027, and members debated whether to move piecemeal changes now or wait for the broader review; the bill nevertheless passed unamended. SB 3067, which updates outdated filing formats and drawing scales, also passed unamended with DAGS supporting the measure in writing.
MN
Minnesota 2025-2026 Regular Session
House State Government Finance and Policy Committee 2/26/26
State Government Finance and Policy
Transcript Highlights:
- of just a handful of the program, one of just a handful of the nation,<00:08:52.320>
creates < - of some of the Now, from the experience of some of the other<00:10:56.880>
states <00:10:57.200 - we're part of a big pool or whether we're part of lots of small pools.
- grant, which is kind of, I think, one of grant, which is kind of, I think, one of the<01:24:29.600
- an accident of the timing of the only an accident of the timing of the creation<01:30:50.159>
of<
Keywords:
state grants, grant oversight, grants management, executive agencies, Minnesota Department of Administration, commissioner of administration, fraud prevention, waste prevention, grant monitoring, financial reconciliation, grant compliance, state government, public funds, grant recipients, competitive grants, grant administration, administrative oversight, monitoring visits, grant policy, legislative leave
TX
Texas 89th Regular
Senate Committee on Health and Human Services Mar 18th, 2025
Health & Human Services
Transcript Highlights:
- of the facts, a statement of the amount of the recommendation, and a description of the administrative
- only 18 had bollards, 9 had partial coverage of bollards, and 7 had no bollards at all.
- on the forefront of some of this with input.
- There is an error in the results of the delay of notification of the health plan.
- course of study because of a lack of tolerance for their beliefs, and eighty percent of those would
Keywords:
immunization, written informed consent, civil liability, health care provider, vaccine compensation, administrative penalty, health care, licensing, complaint procedure, disciplinary action, law enforcement, pharmacy benefit manager, PBM, gag clause, prescription drug pricing, out-of-pocket cost, cash price, pharmacist, pharmacy, prescription drug benefit
TX
Transcript Highlights:
- They had eight times the rate of the average Texan of facing tickets, and the cost of insurance for people
- They found that less than 15% of auto and home insureds actually paid more. ...because of the use of
- It could be a combination of all of the above.
- We did provide some committee members with some examples of the... ...of pricing practices by some of
- of Texas.
Bills:
HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
TX
Transcript Highlights:
- We have to turn in all of this. Checklists of PAs in advance to TDI.
- It may even result in a denial or a non-renewal of coverage.
- A lot of people think, is this going to be some form of...
- HB 712 was drafted to apply to men over the age of 50, men over the age of 60, and men over the age of
- I'm a patient of MD Anderson, which is one of the greatest.
Bills:
HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
NM
New Mexico 2026 Regular Session
Senate - Health and Public Affairs Jan 30th, 2026 at 03:13 pm
Senate Health & Public Affairs
Transcript Highlights:
- in favor of you.
- to switch this coverage.
- We have 51% governing boards composed of patients of the clinic services.
- a portion of the loan.
- So one of the issues that we find ourselves dealing with is sort of a chicken-and-the-egg kind of situation
Keywords:
SB 21, Medicare supplement, Medigap, open enrollment, guaranteed issue, birthday month enrollment, health insurance, insurance regulation, senior health coverage, elderly, retiree, Medicare beneficiaries, preexisting conditions, underwriting restrictions, premium discrimination, New Mexico insurance law, superintendent of insurance, health care coverage, policy portability, healthcare
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Banking and Insurance (9-16-25)
Transcript Highlights:
- Move on to our final topic on the agenda: coverage of hearing loss.
- <01:25:33.920>
Representative coverage of hearing loss. - Representative coverage of hearing loss.
- So, one of the challenges we've encountered as a family is inadequate coverage for hearing aids.
- Um, I think part of the problem is current legislation doesn't set a minimum coverage.
Keywords:
Meeting Start 00:00:00
Call to Order and Roll Call 00:00:23
Kentucky Bankers Association 00:02:32
How to Read and Understand KRS 6.948 Health Mandate and Federal Cost Defrayal Impact Statements 00:25:40
Proposed Amendments to Kentucky's Essential Health Benefit-Benchmark Plan 00:50:18
Proposed Health Insurance Legislation for the 2026 Session 01:04:22
Reimbursement for Covered Benefits Delivered Through the Psychiatric Collaborative Care Model 01:01:46
Coverage of Eating or Feeding Disorders 01:18:47
Coverage of Hearing Loss 01:25:31, 958, all
Summary:
The Interim Joint Committee on Banking and Insurance met for its first interim meeting, established a quorum, approved routine opening items, and welcomed a new committee assistant and a legislative intern. The committee first heard a Kentucky Bankers Association presentation from Tim Shank and John Cooper focused on the state’s housing shortage, which they described as affecting all 120 counties and especially low- and moderate-income and workforce housing. They urged support for a proposed $20 million banker-backed revolving fund, paired with tax credits, to finance new housing construction; they said the program would be flexible, could support alternatives such as manufactured housing, and would use below-market loans with tax credits vesting over five years only after units are completed. They also asked for extension of the historical tax credit carryforward from five to seven years and for continued support of new market tax credits, arguing that supply-chain delays make the longer period necessary for historic rehabilitation projects.
The bankers also raised concerns about credit unions, arguing that because credit unions do not pay the same taxes as banks, they should not be allowed to acquire healthy state-chartered banks or hold state and local deposits. They cited the recent purchase of First State Bank of Middlesborough as an example, saying the transaction would reduce state, county, and city tax revenue and weaken local tax bases. In response to committee questions, the presenters said local regulations, zoning, parking, sidewalk, and utility easement issues can significantly delay housing projects, and they emphasized that state policy and infrastructure support are needed to help address affordability and development barriers.
The committee then shifted to a Department of Insurance presentation by Commissioner Sharon Clark on how to read KRS 6.948 health mandate and federal cost defrayal impact statements. Clark explained that the mandate statements were created in 1998 so legislators would have actuarial estimates of how proposed health insurance mandates would affect administrative costs, premiums, and total costs, and she noted that later legislation added federal cost-defrayal analysis. She also reviewed the background of the Affordable Care Act’s essential health benefits framework and said the department’s statements are intended to help lawmakers make informed decisions on proposed health coverage mandates. No votes or formal actions were taken during the portion of the meeting provided.
MN
Transcript Highlights:
- <00:03:16.239>
charitable source of Revenue 96% of all charitable source of Revenue 96% of - savings um millions of dollars worth of savings um millions of dollars worth of savings I<00:08:
- :45.919>
many <00:25:46.159>of do uh upkeep of our buildings many of do uh upkeep of our - uh one of one of those classifications uh one of one of those classifications is<01:08:07.039>
- on the last day of October of my 60th on the last day of October of my 60th birthday<01:15:30.800
Keywords:
HF169, Minnesota insurance, health plan, summary of benefits and coverage, SBC, patient assistance program, deductible, health insurer, consumer disclosure, out-of-pocket costs, medical assistance funds, copay assistance, health coverage transparency, chapter 62Q, enrollee, HF195, Fairmont, street reconstruction, bonding bill, capital investment
TX
Transcript Highlights:
- New standards of care were released late last year for pain management; consistent insurance coverage
- Coverage, number one, applies to patients whose primary residence is in Texas but are out of town temporarily
- I've seen some of them where they got rid of the EHR... our mandates and got rid of this, and that's
- I just kind of want to— I mean, I like the spirit of it.
- Coverage to clarify that insurers cannot reduce the initial payment by more than 20% of the estimated
Bills:
HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
TX
Transcript Highlights:
- Due to the number of witnesses we have registered, we will hold to a strict limit of 2 minutes per witness
- I'll just tell you, to kind of skip forward, that other providers get approved a little bit faster.
- I'm here in support of House Bill 1642 on behalf of myself and the Texas Chiropractic Association.
- With that, I ask for your favorable consideration of this.
- Seeing none, the committee stands adjourned, subject to the call of the chair.
Bills:
HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/26/25
Commerce Finance and Policy
Transcript Highlights:
- expensive coverage one family of ours expensive coverage one family of ours was<00:08:37.159>
- The lack of access to insurance or inadequate coverage can also limit financing available to buyers,
- The lack of access to insurance or inadequate coverage can also limit financing available to buyers,
- The lack of access to insurance or inadequate coverage can also limit financing available to buyers,
- can opt out of buying this additional<01:30:58.520>
medical <01:30:58.920>coverage <01:
Keywords:
homeowners insurance, property insurance, commercial property insurance, insurance affordability, insurance market stabilization, reinsurance, catastrophic reinsurance fund, self-insured pool, premium costs, coverage notice, liability reform, climate risk, climate change, housing affordability, multifamily housing, rental housing, common interest communities, cooperatives, small business insurance, Minnesota Commerce Department
TX
Transcript Highlights:
- I just realized I didn't do out of the 128, I need to get a list of each of the districts in your area
- And so I'm thrilled to be here today in front of all of you.
- So it kind of sounds like a little bit of parts of it, it's a box checking exercise. exercise a little
- A 2024 study by the University of Texas University of Texas College of Education found a startling fact
- Many of those end in favor of the school district.
Bills:
HB 1178, HB1411, HB1441, HB1773, HB1813, HB2107, HB2598, HB2911, HB2967, HB3672, HB5263, HB3797
Keywords:
education, temporary certification, out-of-state educators, teacher shortage, military spouses, personal leave, school holidays, employee compensation, overtime provisions, school safety, peace officers, mental health, de-escalation techniques, trauma-informed care, student trustee, school board, student representation, education policy, nonvoting position, school governance
TX
Transcript Highlights:
- state of Texas.
- We're responsible for the education and well-being of hundreds of students.
- Houston School of Optometry.
- of 62%.
- is a large number of students given the size of Texas.
Bills:
HB 1178, HB1411, HB1441, HB1773, HB1813, HB2107, HB2598, HB2911, HB2967, HB3672, HB5263, HB3797
Keywords:
education, temporary certification, out-of-state educators, teacher shortage, military spouses, personal leave, school holidays, employee compensation, overtime provisions, school safety, peace officers, mental health, de-escalation techniques, trauma-informed care, student trustee, school board, student representation, education policy, nonvoting position, school governance
AL
Alabama 2025 Regular Session
Alabama House Ways and Means General Fund Committee Feb 12th, 2025
Ways and Means General Fund
Transcript Highlights:
- We thank you for all the members of this committee and the districts they represent. ...and all of us
- who have the responsibility of paying attention to the needs of the people of our state.
- We're going to carry that one over at the call of the chair. Any questions? The call of the chair.
- I had intended to get around and get to most of you, so I hope most of you have seen it.
- that is part of it.
Keywords:
elections, post-election audit, election audit, risk-limiting audit, ballot audit, election integrity, voter confidence, Secretary of State, judge of probate, canvassing board, poll watchers, ballot containers, manual tally, recount, county election, statewide election, general election, absentee ballots, provisional ballots, election transparency