Video & Transcript Research : 'interest-free loans'

Page 1 of 500
DE

Delaware 2025-2026 Regular Session

House Administration Committee Meeting Jun 17th, 2026

Administration

Transcript Highlights:
  • Section 1 of this act is interest-free loans to provide financial assistance.
  • Now, Section 1 of this act is interest-free loans to provide financial assistance.
  • It establishes an interest-free loan.
  • During the shutdown, it establishes an interest-free loan program for financial assistance and provides
  • There's no conflict of interest.
Bills: SB268, SB306, SB264, SB312
Summary: The House Administration Committee met to consider a series of resolutions and bills covering arts districts, child care background checks, federal worker relief, health care reform, court transparency, school tax reassessment, municipal charter changes, constitutional amendment procedures, data center nondisclosure agreements, state employee benefits governance, and lieutenant governor vacancies. Members also noted that House Concurrent Resolution 12 had been removed from the agenda and that public comment would be limited to one minute per speaker. The committee released SCR 167 to study arts, culture, and creative districts in Delaware; HB 438 to close a loophole in the child care service letter requirement; SB 268 to provide interest-free loans, free transit, and tax deferrals for federal workers during shutdowns; SS2 for SB 1 to expand and permanently strengthen primary care investment while also addressing hospital cost growth; HCR 147 to request a Court of Chancery report on audio recordings and automated case assignment; SB 322 to replace the current post-reassessment 10% school revenue increase authority with a 2% annual increase option under safeguards; SB 306 to amend the Rehoboth Beach charter; HB 440 to require voter approval for constitutional amendments after legislative approval; SB 312 to bar nondisclosure agreements for large data center projects; SS1 for SB 289 to change State Employee Benefits Committee governance; and SB 264 to require a special election to fill a lieutenant governor vacancy. Testimony was mixed on several measures. Arts, child care, federal worker relief, primary care, court transparency, data center transparency, and the lieutenant governor vacancy bill drew mostly supportive testimony, while SB 322 and SB 306 drew both support and opposition, especially over tax impacts and the proposed spouse/partner restriction in Rehoboth Beach. HB 440 prompted debate over whether 55% voter approval was the right threshold for constitutional amendments, and SB 312 was supported as a transparency measure by residents affected by prior data center NDAs. All of the listed measures were released from committee by roll call vote, with some members voting no on HB 440, SB 306, SB 312, SS1 for SB 289, and SB 264.
TX

Texas 89th 2nd C.S.

S/C on Disease Prevention & Women's & Children's Health Mar 20th, 2025

S/C on Disease Prevention & Women's & Children's Health

Transcript Highlights:
  • rather than the best interests of the people for the people.
  • How do we keep, if we do it in Texas, how do we prevent those conflicts of interest?
  • That really goes to the depths of the conflicts of interest on all of this.
  • That's a fat-free cheese. It is used in a lot of fat-free mozzarella.
  • So whether you want to call fat-free mozzarella unhealthy, you know, it, it's, it's a.
Bills: HB25, HB38
HI

Hawaii 2026 Regular Session

AEN-HHS-WAM, JDC-WAM DEFER, WAM-JDC, WAM, WAM Public Hearings 04-09-2026

Agriculture and Environment

Transcript Highlights:
  • But again, try to put the cost and saying it's, oh, it's a low-interest loan. It's still a loan.
  • </c> for a loan. for a loan.
  • But again, try to put the cost and saying it's, oh, it's a low-interest loan. It's still a loan.
  • But again, try to put the cost and saying it's, oh, it's a low-interest loan. It's still a loan.
  • Chair votes I, I vote I. ...it's, oh, it's a low-interest loan. It's still a loan.
Bills: HB1618
Summary: The committees held a joint hearing on HB 1618 HD1, which would create and fund a cesspool conversion revolving loan fund administered by the Hawaii Green Infrastructure Authority to help homeowners upgrade, convert, or connect cesspools. Testimony was overwhelmingly in support from state agencies and advocacy groups, with witnesses emphasizing that cost is the main barrier to cesspool conversion and that recent Kona flooding underscored the public health and pollution risks of cesspools. One testifier suggested the fund should actively pursue outside funding sources, and another urged an effective date that would allow counties to contribute sooner. A member raised concerns about whether loans would be affordable and whether other financing tools, such as tax credits, should also be considered; another member opposed the bill as not adequately addressing district-level sewer and septic issues. The committees ultimately recommended passage with amendments, including changing the effective date to July 1, 2050, and the motion was adopted. The joint Judiciary and Ways and Means committees then considered HB 2592 on the Mauna Kea Stewardship and Oversight Authority. The chair outlined amendments to clarify that the authority would assume property and liability associated with transferred assets, preserve existing liability rules, transfer conditional use permits if not already transferred, allow lease extensions before transfer, and set reversion triggers if the authority fails to adopt a management plan by June 30, 2028, or administrative rules by December 31, 2029. Members asked about preserving the public trust and whether the amendments would keep the Board of Land and Natural Resources’ role intact; the chair confirmed the fee and board role would remain unchanged. The committees voted to pass the bill with amendments, and the recommendation was adopted. The committees also took up HB 2033, making further amendments to clarify the definition of state, delay certain effective dates, allow rental and U-Drive lessors to avoid liability by identifying renters, delete one section, and add administrative hearing language and bus-camera clarifications. HB 1888 was amended to expand protections for educational workers to include sports officials, define sports official, make intentional bodily harm a felony with enhanced penalties for repeat offenses, and authorize the attorney general to assist with restraining orders. Both measures were recommended for passage with amendments and adopted. Later, several bills were moved with little or no discussion: HB 1515, HB 1713, HB 1718, HB 2022, and HB 2385 were recommended for passage unamended; HB 2375 was deferred; and HB 1741 was amended to reflect Honolulu’s concerns, narrow study requirements, add exemptions and a delayed implementation date, and was recommended for passage with amendments. The committees adopted the recommendations on these measures, with some members noting reservations or prior opposition on certain bills.
DE

Delaware 2025-2026 Regular Session

House Natural Resources & Energy Committee Meeting Jun 24th, 2026

Natural Resources & Energy

Transcript Highlights:
  • It eliminates the recycling grants and low-interest loan program and repurposes the Delaware Recycling
  • It eliminates the recycling grants and low-interest loan program and repurposes the Delaware Recycling
  • But I am interested. I keep reading, and I'm just really trying to understand.
  • Yes, it's to balance the interests of ratepayers and the company.
  • Tweedy also said, the role of the Public Utilities Commission is to balance the interest of consumers
Bills: SB287
Summary: The House Natural Resources and Energy Committee met and considered three Senate bills. SB 287 with Senate Amendment 2, a DNREC cleanup bill on recycling, would tighten recycling collection rules for haulers and commercial generators, require multifamily recycling education, repurpose the Delaware Recycling Fund, and add annual reporting; after brief questions and no public comment, the committee motion to release did not initially receive enough votes, so the bill was circulated for signatures. SB 346, which would speed Environmental Appeals Board hearing and decision timelines so DNREC secretary decisions become final if deadlines are missed, drew support from the Nature Conservancy and also failed to get enough votes at the meeting, so it too was circulated for signatures. The committee then took up SB 326, a major utility-regulation bill sponsored by Senator Hanson and Representative Heffernan that would cap certain non-mandatory utility spending, limit interim rates, increase oversight and transparency, and streamline rate-setting. SB 326 generated extensive testimony and debate. Supporters, including the Public Advocate, Sierra Club, PSC staff, and some legislators, argued that Delmarva Power’s spending on non-mandatory infrastructure has risen far faster than inflation, that the company is a regulated monopoly, and that the bill would help restrain future delivery-rate increases without harming reliability because mandatory reliability, storm response, and vegetation management spending would remain allowed. Opponents, including Delmarva Power, business groups, contractors, labor representatives, and the Delaware Contractors Association, argued the cap would delay needed reliability and capacity projects, hurt economic development, reduce jobs, and interfere with utility planning; they also said supply costs, not distribution spending, are the main driver of recent bill increases. After public comment and additional questioning, the committee voted to release SB 326 on a split roll call, but because several members were absent the bill was also walked for additional signatures. The committee then adjourned.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/24/26

Commerce Finance and Policy

Transcript Highlights:
  • , including debt from payday interest, including debt from payday loan<01:04:39.520><c> apps.
  • These companies lure borrowers by advertising loans as interest-free even though 90% of borrowers pay
  • These companies lure borrowers by advertising loans as interest-free even though 90% of borrowers pay
  • Um, zero interest loans also helps you kind of get back on your feet. um um Um,<01:39:22.800><c> but<
  • Um, zero interest loans also helps $500.
MN

Minnesota 2025-2026 Regular Session

House Taxes Committee 3/13/25

Taxes

Transcript Highlights:
  • I think that we all know the issues with our crushing student loan debt.
  • I had a ton of statistics and information available for today, but I thought, in the interest of time
  • </c><00:04:07.640><c> to</c> have had to rely on student loans to have had to rely on student loans to
  • </c> 1933 to provide relief for student loan 1933 to provide relief for student loan borrowers<00:05:
  • But I'm certain that someday I will have an income sufficient to repay my loans.
LA

Louisiana 2026 Regular Session

Commerce, Consumer Protection and International Affairs May 6th, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • Signing up is marketed as one-click enrollment for free trials, while canceling requires long phone calls
  • medical debt bill, we're striking everything, but we're keeping the part where we're capping the interest
  • We're capping the interest rate at 3% for medical debt.
  • So basically, members, what we're doing is we're just capping the interest rate on medical debt at 3%
  • The interest rate on medical debt is capped at 3%, which is similar to what other states have done.
MN

Minnesota 2025-2026 Regular Session

House Agriculture Finance and Policy Committee 3/3/25

Agriculture Finance and Policy

Transcript Highlights:
  • Same type of 45%, although we do have a 0% interest rate on this loan, and we only require interest only
  • Same type of 45%, although we do have a 0% interest rate on this loan, and we only require interest only
  • Same type of 45%, although we do have a 0% interest rate on this loan, and we only require interest only
  • Same type of 45%, although we do have a 0% interest rate on this loan, and we only require interest only
  • Same type of 45%, although we do have a 0% interest rate on this loan, and we only require interest only
Bills: HF770, HF857, HF38, HF1500, HF43
HI

Hawaii 2026 Regular Session

EEP Public Hearing - Thu Feb 5, 2026 @ 9:00 AM HST

Energy & Environmental Protection

Transcript Highlights:
  • One is maybe consider making this a revolving loan fund so that loan repayments can be reent and reused
  • The comments from the procurement office, but as an existing loan program, we have other existing loan
  • </c> dedicated revolver with low interest dedicated revolver with low interest financing<00:22:41.679
  • So you the design of the loan program.
  • </c> continue capitalizing this loan program. continue capitalizing this loan program.
Summary: The committee heard testimony on several bills related to cesspools, wastewater, and clean water protections. On HB 2245, which would require additional denitrification capacity in wastewater systems near shorelines, the Department of Health offered comments, DLNR supported the bill, and multiple environmental and ocean groups testified in strong support, emphasizing nitrogen pollution from cesspools, reef damage, and the need to prioritize shoreline systems. Testifiers said the bill should move forward, with technical issues such as GIS mapping to be worked out later. No member questions or votes were taken on this measure. On HB 1985, concerning the Hawaii Green Infrastructure Authority and accessible conversion loans for cesspool homeowners, HGI supported the bill and suggested making the program a revolving loan fund; DLNR and the Public Utilities Commission also supported it, while the Department of Health supported the concept. Committee discussion focused on program design, possible forgivable loans for low-income homeowners, and whether the program should be administered through existing infrastructure rather than a new procurement process. The committee then moved to HB 1985’s companion discussion on cesspool conversion outreach and deadline extensions, where DLNR and DOH supported outreach but DLNR and ocean advocates expressed reservations about extending deadlines, especially for financial hardship, saying that issue would need careful work. The committee also heard testimony on HB 2079, which would reestablish the accessible upgrades inversion or connection income tax credit. The Department of Taxation raised administrative and fraud concerns about refundable credits, explaining that nonrefundable credits reduce tax debt while refundable credits can function like cash payments and require more oversight. DOH, DLNR, OPSD, counties, Hawaii Realtors, and environmental groups supported the bill, with one ocean coalition witness saying tax credits could help homeowners but grants would be preferable. Members asked about the difference between refundable credits and grants and about whether the credit would cover sewer connections versus individual wastewater systems. The committee then heard brief testimony on HB 1921, allowing certain priority-three cesspools to add a bedroom, with support from Hawaii Realtors and some other groups and no opposition discussion. HB 2232, preserving state water-quality protections at least as strong as the federal Clean Water Act, drew support from DOH and ocean advocates, with no questions. The committee also began hearing energy-related bills, including HB 1567 on energy equity and HB 1984 on self-certification for distributed energy resources, with a mix of support and some opposition or requested amendments, but no votes were taken in the portion provided.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/11/26

Commerce Finance and Policy

Transcript Highlights:
  • This is an interesting bill.
  • </c> business purpose mortgage loan. business purpose mortgage loan.
  • </c> of interest. of interest.
  • </c> business purpose mortgage loans. business purpose mortgage loans.
  • :00.080><c> prepayment</c><01:20:00.560><c> penalty</c> loans with a prepayment penalty loans with a
TX

Texas 89th 2nd C.S.

Health and Human ServicesAudio only. Aug 27th, 2025

Health & Human Services

Transcript Highlights:
  • Than the US had their government provide Ivermectin and hydrochloroquine free to their citizens.
Bills: HB25
ND

North Dakota 2025-2026 Regular Session

House Appropriations - Education and Environment Division Apr 15th, 2025 at 03:30 pm

Appropriations - Education and Environment Division

Transcript Highlights:
  • From talking to interested parties and leadership, there was some angst about committing the next legislature
Bills: SB2003
Summary: The committee reconvened to act on Senate Bill 2003, the higher education budget. Members first replaced prior intent language related to the University of North Dakota School of Medicine and Health Sciences with new language stating it is the intent of the 69th Legislative Assembly that an Allied Health Facility expansion be completed, and that the 70th Legislative Assembly consider supporting completion of the project. The chair explained the change was meant to avoid binding the next legislature to a specific $50 million commitment while still helping UND with fundraising. The amendment was moved, seconded, and adopted unanimously. The committee then addressed funding for Minot State University’s “Advancing Students Toward Education and Employment” program. After some discussion about the amount already in the bill and what had been previously agreed to, the committee approved adding $1 million, bringing the total appropriation for that line to $1.5 million. Members referenced prior testimony in support of the program. That amendment also passed unanimously. After approving the amendments, the committee adopted a do-pass recommendation on Senate Bill 2003 as amended, with Representative Sanford designated as the bill carrier. The chair noted the bill would likely be taken up on the floor later in the week. The committee also said it would return to commerce-related work the next day and then adjourned for the day.
ND

North Dakota 2025-2026 Regular Session

House Appropriations - Education and Environment Division Apr 15th, 2025 at 10:15 am

Appropriations - Education and Environment Division

Transcript Highlights:
  • Chairman, I think probably free and clear title, the payoff of the first mortgage, as Representative
  • Free and clear title, the payoff of the first mortgage, as Representative Hanson mentioned, soil test
  • But I think we can look into how do we create a loan option.
  • loan.
  • The loan, is that what you were referring to?
Bills: SB2003
Summary: The committee first reconsidered Senate Bill 2003 in the higher education budget and adopted several changes. It removed $3 million for enterprise resource planning, struck $2 million for a grant program for students who are pregnant or recently gave birth, and then added $3 million back into workforce education and innovative grants, restoring that line to $12 million. Members also discussed a possible purchase of the 19th Avenue building in Fargo for the State School of Science, but the motion was withdrawn for later consideration. Other higher ed items were briefly noted, including tribally controlled community colleges and a state magazine funding line, but no final action was taken on the building proposal during this segment. The committee then moved to Senate Bill 2018, the Commerce budget, and reviewed a long list of funding items. It restored a vacant workforce FTE, increased tourism marketing to $10 million and Find the Good Life to $5 million, raised Operation Intern by $1 million, removed a $100,000 infrastructure study, increased autonomous agriculture grants to $15 million, and set the Regional Workforce Impact Program at $10 million. It also kept or adjusted several other items, including the uncrewed aerial vehicle replacement program, the global talent office, tribally controlled community colleges, Native American small business grants, and technical skills training grants. A major new provision would transfer $50 million total, split between SIF and Bank of North Dakota profits, to the Theodore Roosevelt Library Museum Endowment Fund, matching a private fundraising challenge; members expressed both support and concern, and said they would revisit it later. The committee also discussed language to allow commercialization of Vantis and to permit the Turtle Mountain gaming compact proposal to move forward with required federal approvals, while clarifying that a previously discussed $100,000 study had been removed. Commerce officials said the workforce language was intended to centralize data and strategy, and they noted Operation Intern would need an emergency clause because applications begin in May. No final vote on the Commerce budget was taken in this segment, and the chair said the committee would return later to finish both budgets.
ND

North Dakota 2025-2026 Regular Session

House Appropriations - Education and Environment Division Apr 14th, 2025 at 02:30 pm

Appropriations - Education and Environment Division

Transcript Highlights:
  • Chairman, I would like to declare that I have a conflict of interest and be excused from voting.
  • B&D career builders, loan repayment at Sections 25 through 29, extends transfer authority of unspent
  • And then if you want, if you're interested...
  • And then if you want, if you're interested, but I'm just going to explain it to you.
  • And then if you want, if you're interested in it, then I will.
Bills: SB2003
Summary: The committee met to work through the higher education budget, beginning with a conflict-of-interest request from Representative Martinson, who was excused from voting because of a partnership that leases office space to Bismarck State College. Members then reviewed the higher education institution budget sheets, covering ongoing and one-time funding items for campuses and system projects such as BSC housing, Lake Region roof repairs, UND’s STEM and National Security Crossroads projects, the UND allied health facility, NDSU projects including New Horizons, DSU deferred maintenance and campus security, Mayville’s Old Main, Minot projects, and the regional health institutes. Members also discussed student financial assistance, the professional student exchange program, IT security funding, and workforce/education innovation grants. Several amendments and policy questions were debated. The committee adopted an amendment to make workforce education innovation grants competitive rather than automatically distributed, and then voted to remove language prohibiting those funds from being used to duplicate academic programs. Members also removed similar anti-duplication language from the New Horizons section. They agreed to extend the UND hyperbaric chamber transfer authority to 2027 and clarified language around UND land-sale proceeds. A proposed amendment to add $5.6 million for the Wahpeton State School of Science building purchase failed for lack of a second, and a proposal to restore fetal alcohol spectrum disorder funding to UND was left for conference. The committee also discussed, but did not add, a tuition cap change, a study on the Praxis exam, and several governance-related provisions. The committee spent significant time on broader higher education policy items, including a $3 million enterprise resource planning request for the university system, a $2 million grant program for students who are pregnant, recently gave birth, or are caring for young children, and a $1.1 million request for library age-verification software tied to the Odin system. Members also discussed dual-credit authority for UND and NDSU, a goal for the UND medical school to increase North Dakota resident enrollment, and intent language regarding the commissioner/chancellor model and presidential search authority. At the end of the meeting, the committee approved the amendments and then gave the higher education budget a do-pass recommendation as amended, with Representative Sanford designated as the carrier. The Forest Service budget was also approved, including two additional FTEs, and the committee adjourned after noting it would continue with other budgets the next day.
TX
Transcript Highlights:
  • mortality rates. ...than the U.S., had their government provide Ivermectin and hydroxychloroquine free
Bills: HB25
US

US Federal 2025-2026 Regular Session

Hearings to examine the censorship industrial complex. Mar 25th, 2025 at 01:00 pm

Constitution Subcommittee

Transcript Highlights:
  • Free speech is the bedrock of a free society.
  • And free speech isn't a free fall in Europe.
  • , wealthy men's experiences and interests.
  • I just, I think it's interesting.
  • It's interesting.
Summary: The meeting primarily focused on the implications of government involvement in censorship, particularly regarding social media platforms and compliance with misinformation standards. senators and witnesses discussed growing concerns over the influence of large tech companies, like Facebook and Google, in shaping public discourse and suppressing dissenting views. A significant part of the meeting included testimonies from various experts emphasizing the dangers of the 'censorship industrial complex'—a term used to describe the collaborative efforts between government entities and private organizations to control information flow. This collaboration is viewed as a violation of First Amendment rights, with calls for urgent legislative action to restore free speech protections.