Transcript Highlights:

• By way of brief background, currently travel insurance is regulated under the insurance commissioner's
• The commissioner's current rules regulating travel insurance say travel insurance is a limited line of
• It would add provisions to the insurance code relating to regulating the offer and dissemination of travel
• I'm also here as co-chair of the United States Travel Insurance Association Law and Regulation Committee
• I'm also here as co-chair of the United States Travel Insurance Association Law and Regulation Committee

Bills: HB2428, HB2399, HB2087

Keywords: life insurance, policy lapse, policy cancellation, nonpayment of premium, premium grace period, lapse notice, termination notice, third-party notice, third-party designee, beneficiary protection, consumer protection, insurance regulation, insurer notice requirements, policyholder, beneficiary, Washington RCW, insurance code, unintentional lapse, coverage continuation, premium delinquency

Summary: The committee held public hearings on three insurance bills. House Bill 2428 would require life insurers to send advance written notice before terminating an individual life insurance policy for nonpayment, including notice of the three-year reinstatement right, and would allow policyholders to designate a third party to receive lapse notices. The prime sponsor and the Office of the Insurance Commissioner said the bill is intended to prevent unintentional lapses, especially for older adults or people with cognitive decline. The life insurance industry supported the consumer goal but asked for a delayed implementation date and noted a need for a small technical amendment. House Bill 2399 would prohibit post-loss assignments of benefits in property insurance, making such agreements void and subject to enforcement by the Insurance Commissioner. The prime sponsor, the OIC, the Washington State Association for Justice, PEMCO, and the National Insurance Crime Bureau all testified in support, saying the practice can let contractors take over claim rights, create leverage for inflated claims, and leave homeowners without control over their own insurance claims after a loss. Members asked about steering by adjusters, whether homeowners could still authorize contractors or direct payment, and the size of the proposed $50,000 fine; witnesses said the bill does not bar direct payment to contractors or other lawful representation and that the penalty would go to the general fund. House Bill 2087 would enact the Washington Travel Insurance Act, largely based on the NAIC model, to regulate travel insurance sales, licensing, disclosures, and unfair trade practices. The sponsor and industry witnesses said the bill would expand consumer choices and standardize rules, while the OIC supported much of the framework but raised concerns about claim adjustment by unlicensed adjusters. The Attorney General’s Office asked for language clarifying that existing discrimination and consumer protection laws still apply. The committee then moved into work sessions on flood insurance, wildfire mitigation recommendations from a prior work group, and a feasibility study on a joint underwriting association for certain child care services, with staff and agency presentations outlining current market conditions and policy options.

Transcript Highlights:

• It also requires insurers that deliver or issue individual life insurance policies to notify the applicant
• benefit under property insurance coverage is assigned or transferred from the insured to another, and
• The Washington Travel Insurance Act would include provisions for regulating the offer and dissemination
• under the insurance code for acts committed by any unlicensed... ...travel insurance producer would
• insurers, and authorized insurers, and even the people who... ...insurers and authorized insurers and

Bills: HB2428, HB2399, HB2087, HB2629, HB2483, HB2477

Keywords: life insurance, policy lapse, policy cancellation, nonpayment of premium, premium grace period, lapse notice, termination notice, third-party notice, third-party designee, beneficiary protection, consumer protection, insurance regulation, insurer notice requirements, policyholder, beneficiary, Washington RCW, insurance code, unintentional lapse, coverage continuation, premium delinquency

Summary: The Consumer Protection and Business Committee met on February 4, 2026, and did not hold public hearings. House Bill 2629 was removed from consideration and not advanced. The committee was briefed on House Bill 2428, which would require insurers to give 30 days’ written notice before an individual life insurance policy lapses for nonpayment and to notify applicants of the right to designate a third party for lapse notices; the committee adopted Representative Ryu’s amendment clarifying the notice applies to nonpayment lapses, adjusting proof-of-delivery language, and adding a January 1, 2027 effective date. The committee also considered House Bill 2399, which would prohibit assignment of post-loss property insurance benefits. Supporters described it as a way to curb predatory assignments that transfer policyholder rights to contractors, while opponents argued it can help homeowners get repairs completed and return home, especially after flooding or other losses. The bill was reported out on a narrow 8-7 vote, with members noting the issue may need further work. House Bill 2087, creating the Washington Travel Insurance Act, was also advanced after a proposed substitute made changes to conflict-of-law language, attorney exclusions, child support-related license suspension, supervision liability, and rate-setting provisions; it passed 12-3. The committee then took up House Bill 2483 on data brokers and a public registry. Members adopted three amendments: one narrowing exemptions for entities with customer or business relationships, one delaying penalties until notice of noncompliance and making the registry public, and one exempting publicly available or already published information. Supporters said the bill would make hidden data practices visible and improve transparency, while opponents warned it was still too broad and could sweep in retailers, public entities, or other unintended actors. The amended bill passed 8-7. Finally, House Bill 2477, with an amendment limiting appraiser liability to clients and named intended users and clarifying appraisal reports, was unanimously reported out of committee. The committee then adjourned after thanking staff on cutoff day.

Transcript Highlights:

• I've been in consultation with the Office of the Insurance Commissioner and the carriers.
• Even if patients have insurance or Medicaid, clinics must subsidize care.
• With state ...have insurance or Medicaid, clinics must subsidize care.
• Affordable, quality health insurance.
• For the record, Nico Jansen with the Office of the Insurance Commissioner.

Bills: SB6258, SB6182, SB5947, SJR8206, SB5823, SB6292

Keywords: Washington Medical Commission, medical license, license relinquishment, voluntary surrender, nondisciplinary pathway, physician regulation, health professional licensing, disciplinary database, National Practitioner Data Bank, license renewal, license reinstatement, medical board, professional discipline, credential surrender, healthcare regulation, abortion, reproductive health, pregnancy termination, clinic access, abortion access fund

Summary: The Senate Health and Long-Term Care Committee held a January 29 public hearing on six bills, moving through a large number of testifiers under a one-minute limit. The first bill, SB 6292, would create a joint legislative-executive committee on health care financing to study financing mechanisms for statewide access and coverage; the sponsor and several supporters from the Health Care Authority, insurance, hospital, medical, labor, and patient groups said it could help the state respond to affordability and sustainability challenges, while some suggested coordination and scope amendments. The committee also waived the five-day notice rule to hear SB 6258 and SB 6182 that morning. SB 6258 would create a non-disciplinary pathway for voluntary relinquishment of certain Washington Medical Commission licenses. Staff and supporters said it would provide a humane, due-process-friendly option for physicians and other licensees who need to leave practice without discipline; testimony from the Medical Commission and a physicians’ health program strongly supported it. SB 6182 would establish an abortion savings program funded by a new assessment on health carriers and direct the Department of Health to issue grants for abortion clinical care. Supporters argued it would protect abortion access and recoup funds set aside under the ACA, while opponents raised concerns about the assessment functioning as a tax, lack of opt-out, and impacts on premiums and conscience rights. The committee also heard SB 5947, which would create the Washington Health Care Board to design a universal state health plan if and when federal authority and funding become available. Supporters from labor, health care, student, tribal, and universal-care advocacy groups said it would prepare Washington for a future federal waiver and advance universal coverage; opponents argued it was too vague, costly in principle, or unnecessary. SJR 8206 would place a constitutional amendment on the ballot to declare affordable health care a fundamental right; testimony was sharply divided between supporters who said it would establish a clear state commitment and opponents who warned of legal uncertainty, vague terms, and future budget pressures. Finally, SB 5823 would require licensed hospitals to employ or provide access to a patient advocate to help patients navigate care, records, billing, and appointments. The sponsor said it was prompted by constituent concerns, while hospital and patient coalition witnesses supported the goal but asked for amendments to clarify staffing, exemptions, and scope. No votes on the bills were taken in the hearing; the committee adjourned after testimony concluded.

Transcript Highlights:

• But unfortunately, the federal law does not cover life insurers, long-term care, or disability insurers
• She said, secure life insurance now before you get tested.
• She said, secure life insurance now before you get tested.
• I have pretty good insurance.
• Third, this bill does not undermine the insurance market.

Bills: H5112, S2921, H4914

Keywords: genetic discrimination, genetic testing, genetic information, DNA, hereditary risk, insurance underwriting, life insurance, health insurance, long-term care insurance, disability insurance, medical privacy, consumer protection, anti-discrimination, insurer regulation, Commissioner of Insurance, chapter 176D, underwriting, hereditary disease, genomics, travel insurance

Transcript Highlights:

• Welcome to Business and Insurance.
• I mean, that is the contention that I've heard from insurance companies.
• And I get a discount through the insurance program that I use with my optometrist.
• The insurance commissioner has been involved all the way back in 24.
• That concludes business and insurance.

Bills: SB1303, SB1343, SB1435, SB1438, SB1444, SB1641, SB1765, SB1916, SB2067

Keywords: workers' compensation, workers comp, Oklahoma Workers' Compensation Commission, Administrative Workers' Compensation Act, self-insurance guaranty fund, multiple injury trust fund, physician advisory committee, advisory council on workers' compensation, workers' compensation court, insurance, employer liability, self-insured employer, fund transfer, records transfer, agency reorganization, statutory cleanup, technical corrections, Title 85A, SB1343, Vision Plan Contractual Requirements Act

Transcript Highlights:

• Meanwhile, the insurance companies are not actually issuing credit.
• I mean, that is the contention that I've heard from insurance companies.
• I mean, that is the contention that I've heard from insurance companies.
• The insurance commissioner has been involved all the way back in '24.
• That concludes Business and Insurance.

Bills: SB1303, SB1343, SB1435, SB1438, SB1444, SB1641, SB1765, SB1916, SB2067

Keywords: workers' compensation, workers comp, Oklahoma Workers' Compensation Commission, Administrative Workers' Compensation Act, self-insurance guaranty fund, multiple injury trust fund, physician advisory committee, advisory council on workers' compensation, workers' compensation court, insurance, employer liability, self-insured employer, fund transfer, records transfer, agency reorganization, statutory cleanup, technical corrections, Title 85A, SB1343, Vision Plan Contractual Requirements Act

Summary: The Business and Insurance committee met and first announced that several bills—1765, 1916, 1438, and 1444—would be laid over. The committee then considered Senate Bill 1303, which repeals an obsolete workers’ compensation advisory commission that members said is no longer needed after the state moved to a commission-based system; it passed 9-0. Senate Bill 1641 followed, clarifying that annual renewal notices for certain business certifications may be sent to the last known email address of record; it also passed 9-0. The committee then took up Senate Bill 1435, a property insurance measure responding to rising premiums. The author argued it would prohibit insurers from using credit scores in premium rating, citing examples of large rate differences tied to credit rather than driving or property risk. Members questioned whether banning credit scoring would shift costs to other policyholders, but the bill passed 5-3 after the title was struck. Senate Bill 1343, an optometry-related bill intended to ensure vision plan organizations and optometrists follow existing regulatory rules, drew questions about discounts and incentives but was described as not changing the current framework; it passed 8-1. Finally, Senate Bill 2067 was heard to help financial institutions more effectively report suspected financial exploitation of vulnerable adults and share information with Adult Protective Services or law enforcement more quickly. The author said the bill would remove legal barriers and improve scam prevention, especially for older adults. It passed unanimously 9-0. The chair then adjourned the meeting, noting the next meetings would be longer.

Transcript Highlights:

• Minnesota is one of the only states in the country that doesn't regulate most insurance under a Department
• of Commerce or insurance.
• health insurance.
• If market conditions force us to reflect on how the state regulates insurance markets, we believe that
• and insurers.

Bills: HF4881, HF4867, HF4422, HF4223

Keywords: healthcare, insurance, regulation, financial institutions, prescription drug affordability, consumer protection, restitution account, financial compensation, attorney general, distributions, property insurance, homeowners insurance, fire and allied lines, hail insurance, appraisal clause, loss adjustment, alternative dispute resolution, insurance claims, claim valuation, actual cash value

Transcript Highlights:

• I am licensed by the Texas Department of Insurance and other state departments of insurance as a public
• insurance adjuster.
• The Texas Office of Public Insurance Counsel report for the 88th Texas Legislature Regulation 1 preserved
• The Texas Department of Insurance, on their website, advises the insured to seek appraisal before filing
• I think if she... ...follows those same guidelines, it'll be good for the insured and the insurer.

Bills: HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458

Keywords: insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage

Transcript Highlights:

• I have been an insurance-based provider, with 98% of my clientele billed through insurance.
• We're seeing increased rates and reduced coverage from private insurance. ...insurers will exacerbate
• The primary goal of insurance regulations should be to encourage carriers to continue underwriting policies
• If title insurance rates, which are set by the Texas Department of Insurance, are only updated every
• Unlike traditional health insurance plans that often include complicated deductibles or co-insurance

Bills: HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458

Keywords: insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage

Transcript Highlights:

• , proof of insurance.
• It's Cambridge Mobile Telematics through your insurance... No.
• It's Cambridge Mobile Telematics through your insurance provider.
• And I will say that not all insurance programs are made the same.
• Salvaged title and transferring that ownership over to an insurance company as part of an insurance settlement

Bills: SJM8016, SB6230, SB5234, SB6081, SB6265, SB6170, SB6131, SB6155, SB6176, SB6238, SB6253, SB6311, SB6032, SB6262

Keywords: bridge repair, infrastructure, emergency funding, transportation, public safety, cash transactions, pennies, currency, economic efficiency, financial regulation, snowmobile, snowmobile registration, vehicle registration fees, registration fee, Department of Licensing, DOL, recreational vehicles, winter recreation, vintage snowmobile, parks and recreation

Summary: The committee’s work session focused first on ignition interlock device compliance. Traffic Safety Commission staff described a Yakima County pilot that provides enhanced probation supervision and support for DUI-affected drivers, reporting that compliance with interlock installation rose from roughly 16%–20% before the program to 41% after implementation among the medium- and high-risk population. Staff identified major barriers as cost, confusing and inconsistent procedures, and transportation access, and suggested policy changes such as allowing payment plans and simplifying compliance pathways. JLARC then presented its preliminary audit, estimating an overall 41% installation/completion rate statewide, finding that installation rates rise with income, that financial assistance reaches only about 11% of eligible users on average, and that the Department of Licensing and State Patrol need clearer coordination, goals, and a formal agreement to jointly administer the program. The State Patrol also reported on a Snohomish County outreach pilot that made 616 contacts, found many drivers were unaware of financial assistance, and identified some drivers as physically unable to drive, without vehicles, unable to afford the program, or subject to active warrants; the patrol said it would continue similar outreach in Yakima and use data analysis to target compliance efforts. The committee then received a broader traffic safety update from the Traffic Safety Commission. Staff reported that serious injuries and fatalities in traffic crashes rose sharply over the last several years, though 2024 showed some improvement, including a 9% drop in fatalities and a 15% drop in impaired-driving fatalities from 2023. Pedestrian deaths remained high, while unrestrained and speeding-related fatalities also remained significant concerns. The commission also presented telematics-based research showing that targeted enforcement and visible police presence can reduce speeds; one project found each additional hour of officer presence per mile was associated with a 5.6 mph decrease in average speed. A second telematics project using opt-in insurance-based data showed high rates of phone use and speeding among drivers, and the commission said local agencies are using the tool for corridor-level enforcement planning and evaluation. In public hearing, the committee heard Senate Joint Memorial 8016, which asks federal officials to treat the Fairfax Bridge closure and replacement as an emergency and to accelerate federal review. The sponsor and several supporters from Wilkeson, Carbonado, recreation groups, and nearby communities said the bridge closure has hurt tourism, emergency response, and access to Mount Rainier and surrounding recreation areas. Testimony was entirely in support, and the chair announced 67 pro and zero con sign-ins. The committee also heard Senate Bill 6230, which would require cash transactions to be rounded to the nearest five-cent increment in light of the Treasury’s decision to stop minting pennies. Staff explained the bill’s rounding rules and noted a Department of Licensing fiscal note of about $186,000 for technology changes; retail and food industry representatives supported the bill but asked for amendments on permissiveness, tax treatment, consumer protections, and local preemption. During executive session, staff briefed several bills and substitutes, including snowmobile registration fee increases, gender-designation record confidentiality, streamlined salvage-title transfers, utility and fish-barrier-related changes, inflation adjustments for emergency state highway work thresholds, public-health authority language for the Traffic Safety Commission, special parking privilege renewal changes, expired registration enforcement, oil tanker tug-escort requirements, and transit board labor-member provisions. No final votes were taken in the portion of the meeting provided, though the committee waived the five-day notice to hear the day’s public hearing bills.

Transcript Highlights:

• There's nothing in this assessment that requires any new coverage of abortion care by health insurers
• It adds licensed health insurance producers to the list of stakeholders the exchange must consider comments
• It requires the exchange and the Office of the Insurance Commissioner to work with carriers and hospitals
• drugs and devices, and also directs the Pharmacy Quality Assurance Commission to adopt rules to regulate
• drugs and devices, and also directs the Pharmacy Quality Assurance Commission to adopt rules to regulate

Bills: SB5899, SB6292, SB6094, SB6182, SB5947, SJR8206, SB5933, SB6138, SB5823, SB6210, SB5921, SB6226, SB6159, SB5924, SGA9291, SGA9307

Keywords: chiropractic, animal care, veterinary medicine, license endorsement, nonhuman animals, health care, financing, legislative committee, joint committee, policy management, pediatric care, transitional services, healthcare, licensing, children's health, abortion, reproductive health, pregnancy termination, clinic access, abortion access fund

Summary: The Senate Health and Long-Term Care Committee began with confirmation hearings for Ryan Moran, nominated to lead the Washington State Health Care Authority, and Dennis Worsham, nominated as Secretary of Health. Both nominees gave extensive opening statements about their backgrounds, priorities, and commitment to improving access, equity, public health, and agency operations amid federal policy changes. Senators asked about Washington’s health care system, social determinants of health, behavioral health, communication and public trust, and how each nominee would respond to federal disruptions such as HR1 and CDC changes. At the close of the hearings, the committee voted to recommend both appointments for confirmation. The committee then moved through executive session on a series of bills. It advanced measures including a chiropractic animal care endorsement bill, a joint legislative-executive health care financing committee bill, a pediatric transitional care facilities bill, an abortion savings program bill, a Washington Health Care Board bill, a constitutional amendment establishing a right to affordable health care, and an overdose mapping information bill. The abortion savings program bill drew the most debate, with several proposed amendments offered by Senator Christian; most were rejected, one amendment was withdrawn, and one amendment clarifying funding for contracted providers was adopted before the bill was sent forward. The committee also approved the gubernatorial appointments of Moran and Worsham in executive session. In the second group of bills, the committee advanced a patient advocate bill, a health plan certification process bill, a psilocybin bill, an audiologist clinical autonomy bill, and a pharmacist prescriptive authority bill. The pharmacist bill prompted comments about access, affordability, rural workforce shortages, and the role pharmacists already play in care delivery. All measures considered in executive session received do-pass recommendations or confirmation recommendations and were reported out of committee, and the committee then adjourned.

Transcript Highlights:

• it comes to raising insurance costs.
• Would you believe that California, which implemented changes and added a lot of regulation to their insurance
• industry came in and regulated what a particular insurance carrier could provide on an increase to a
• But typically, when we regulate and regulate and regulate and add more regulation we push insurance companies
• I don't work for an insurance carrier.

Bills: SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits

Transcript Highlights:

• Insurance.
• Are there any examples in other states that when you have added regulation to the insurance industry,
• Would you believe that California, who implemented changes and added a lot of regulation to their insurance
• industry, came in... ...a lot of regulation to their insurance industry, came in and regulated what
• regulate and add more regulation, we push insurance companies out of this state, and then less competition

Bills: SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits

Summary: The Senate Business and Insurance Committee met and first laid over Senate Bills 1969 and 1624 without hearing them. It then considered SB 1953, a health insurance transparency bill requiring third-party administrators to provide employers information on what was spent on employee health benefits; an amendment deleting the word “welfare” was adopted, and the bill passed 7-1. SB 1277, which codifies a three-week work-search requirement for unemployment benefits, passed 8-0. SB 1287, amended to change “may” to “shall,” would bar the Oklahoma Abstractors Board from licensing applicants not legally authorized to work in the U.S.; after questions about the need for the bill and the alleged loophole, it passed 7-2. The committee also passed SB 1061, a cleanup measure on mortgage broker licensing and renewal fees, and SB 1916, which would move the Oklahoma Receivership Office under the Insurance Department and streamline receivership operations. SB 1589, as amended to reference Indian Gaming Regulatory Act authorization, would increase penalties for illegal sweepstakes/gambling operations and expand enforcement against entities profiting from illegal gambling; it passed unanimously. SB 2178, a compromise special-event license bill requiring liability insurance coverage, also passed unanimously. Two major insurance reform bills were debated at length and failed. SB 1444 would shift homeowners insurance rate regulation from a use-and-file system to prior filing with authority for the Insurance Commissioner to declare rates excessive; after testimony from a homeowner about a large premium increase and extensive debate over regulation and market effects, it failed 4-5. SB 1438 would require reporting of underwriting gains and profits, cap average profits at 5% over three years, and require rebates or premium credits if profits exceeded that level; supporters argued it would protect consumers, while opponents warned of market disruption and reduced competition. It failed 2-7. The committee then passed SB 1501, clarifying medical marijuana grow reclamation bond requirements, SB 1873, correcting a drafting error in a prior bill and delaying its effective date, and SB 1364, requiring an affidavit of encumbrances before transferring a medical marijuana business license.

Transcript Highlights:

• No guidelines or regulations exist to provide insurers with expectations concerning these practices.
• If the insurer is unable to contact the insured, the insurer denies the third party's claim.
• It shifts the duties of both the insurer and the insured.
• An insurance company has a duty when their insured causes an accident and their insured gets sued.
• The insurance company has a duty to defend that insured.

Bills: SB458, SB819, SB1238, SB1642, SB1643, SB1644, SB1791, SB1810, SB1824, SB1825, SB758, SB1455, SB1706

Keywords: insurance appraisal, property insurance, auto insurance, homeowners insurance, residential property, disputed loss, loss valuation, appraisal clause, appraiser, umpire, Texas Department of Insurance, TDI, insurance dispute resolution, claims adjustment, total loss, windstorm insurance, FAIR Plan, surplus lines insurance, policyholder, insurer

Transcript Highlights:

• That would seem like a reasonable regulation.
• Last fall across North Texas, customers with homeowner's insurance from a particular insurer received
• flood insurance, and personal umbrella insurance policies from the bill.
• Or an affiliated insurer or agent.
• My house insurance shot through the roof.

Bills: SB213, SB378, SB610, SB681, SB918, SB1172, SB1252, SB1343, SCR8

Keywords: SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual

Summary: The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, first reporting SB 1006 favorably after adopting a committee substitute that adds quarterly ZIP-code-level reporting to TDI on insurer declinations, cancellations, and nonrenewals. The committee also adopted substitutes and favorably reported SB 388, which adds nuclear to a credit program and excludes batteries from the dispatchable definition; SB 917; SB 504, which narrows reporting requirements for certain local entities, raises a salary threshold, and authorizes AG injunctive relief; SB 925, which clarifies that federal match dollars are included in a PLA-related prohibition; and SB 815, which removes downcoding references and focuses on AI use in prior authorization. SB 815 advanced on an 8-2 vote, while SB 388 advanced 6-3 and the others were reported 9-0 or 6-0 as noted. The committee then heard testimony on SB 378, which would prohibit aestheticians and cosmetologists from administering injections or using prescriptive medical devices unless legally authorized and would clarify TDLR disciplinary authority. The author and a retired neurosurgeon testified that unsafe, unauthorized injections pose real patient risks, and a TDLR witness said the bill addresses a long-standing regulatory gap. SB 378 was left pending after testimony. The committee also heard SB 1252, aimed at reducing municipal permitting barriers for residential backup power systems; the author and industry witnesses said city permitting is costly and inconsistent, while municipal utility representatives and advocates said the substitute preserved safety and utility oversight. That bill was also left pending. Additional bills heard but left pending included SB 1172, which would let LPs and LLCs sell their own property without a real estate license; SB 681, which would extend engineer license renewal periods and apply similar flexibility to engineering firms; SB 918, a TDLR cleanup bill for orthotics and prosthetics exemptions; SB 1343, which would require data brokers to post a clear link explaining Texans’ privacy rights and how to exercise them; SB 213, which would prohibit forced bundling of residential property and auto insurance while preserving voluntary discounts; SB 610, which would codify TDLR’s anti-trafficking unit; and SCR 8, expressing opposition to a central bank digital currency over privacy, security, and financial-stability concerns. Public testimony on SB 1343 and SB 213 was generally supportive, with consumer and advocacy groups emphasizing privacy, competition, and survivor safety, and the committee closed the day with those measures and others left pending.

Transcript Highlights:

• So, are there any like independent appraisers that wouldn't be underneath an envelope of an insurance
• House Bill 2955 updates and modernizes the Oklahoma captive insurance company act.
• Insurance Association to improve the state's captive insurance framework.
• It's a bill that I've been working on with the insurance department since last summer.
• insurance.

Bills: HB3783, HB2955, HB3802, HB4488, HB2471, HB3781, HB3127

Keywords: HB3783, plumbing apprentice, endorsed apprentice, endorsed plumbing apprentice, journeyman plumber, plumbing license, Construction Industries Board, Committee of Plumbing Examiners, apprenticeship, trade license, vocational education, occupational licensing, professional licensing, Title 59, Plumbing License Law of 1955, licensure exam, journeyman examination, apprentice registration, plumbing industry regulations, administrative penalty

Transcript Highlights:

• up of regulators across the state looking to ensure that there is regulatory... ...consistency for insurance
• Almost all other states have already adopted these changes to their insurance regulations.
• But this is the other thing. is from the insurance industry.
• And you may not get the physical policy, but the insurance company says you're covered.
• If the insurance company chooses not to insure the institution, is that going to be a problem?

Bills: HF2601, HF2607, HF2027, HF2608

Keywords: financial institutions, insurance regulation, insurance holding company, group capital calculation, liquidity stress test, NAIC, National Association of Insurance Commissioners, insurer solvency, affiliate transactions, groupwide supervision, internationally active insurance group, lead state commissioner, policyholder protection, hazardous financial condition, deposit or bond, contract for deed, conventional loan, cooperative apartment loan, mortgage interest rate cap, average prime offer rate

Transcript Highlights:

• And we have the Secretary here with us and a representative from the insurance.
• The Office of the Superintendent of Insurance is the office which regulates Medicare supplement plans
• I'm a registered lobbyist for America's Health Insurance Plans.
• Health Insurance Plans, and we stand in support of the memorial.
• Elizabeth Johnson on behalf of the Office of the Superintendent of Insurance and on behalf of our Insurance

Bills: SB101, SB21, HM52, HB132, SB14, SB20

Keywords: SB 101, Health Care Delivery and Access Act, repeal of repeal, sunset repeal, delayed repeal, health care, healthcare, access to care, medical services, provider regulation, state health law, New Mexico, SB 21, Medicare supplement, Medigap, open enrollment, guaranteed issue, birthday month enrollment, health insurance, insurance regulation

Transcript Highlights:

• She is the Director of Health and Life Insurance at the Office of the Superintendent of Insurance.
• It helps also for insurance to avoid surprise bills.
• , America's Health Insurance Plans, and the American Council of Life Insurers.
• The DOT obviously is heavily regulated.
• So I work for a construction company, and our insurance party, Brookman's Coffee Insurance, issues random

Bills: SB20, SB53, SB86, SB96, SB129

Keywords: prior authorization, pharmacy benefits manager, PBM, health insurer, prescription drugs, step therapy, formulary, auto-adjudication, electronic portal, appeals, medical necessity, serious mental illness, mental health, schizophrenia, bipolar disorder, major depression, substance use disorder, addiction treatment, cancer, autoimmune disorder

Transcript Highlights:

• </c><01:08:32.880><c> Now,</c> insurer or a hospital system. Now, insurer or a hospital system.
• on how that taxpayer dollars regulation on how that taxpayer dollars are<01:15:16.800><c> spent.
• Corporate actors like large health care systems, insurance companies, and pharmacy benefit managers set
• ,</c><01:23:50.400><c> and</c> needed for the public, regulators, and needed for the public, regulators
• Insurance Plan of Nebraska,<01:43:47.119><c> Inc.,</c><01:43:48.320><c> uh</c><01:43:48.480><c> the<

Bills: HF3668, HF2779, HF2771

Keywords: gun violence, public health, Department of Health, prevention, criminal justice, health care transparency, ownership disclosure, control reporting, health care consolidation, private equity, management services organization, MSO, provider organization, health insurer, pharmacy benefit manager, hospital system, affiliate reporting, financial disclosure, public reporting, market concentration