Transcript Highlights:

• producers, those folks who sell us life insurance, health insurance, property insurance, and casualty
• , health insurance, property insurance, health insurance, property and<00:03:19.280><c> casualty</c><
• </c><00:03:20.720><c> and</c> and casualty insurance for our home and and casualty insurance for our
• </c> age verification providers association. age verification providers association.
• </c> have private healthcare insurance. have private healthcare insurance.

Bills: HF357, HF3389, HF1434, HF2500, HF1606

Keywords: HF357, hasenpfeffer, card games, social skill game, Minnesota gambling law, tournament, contest, prize limit, low-stakes gaming, card game exemption, gambling exemption, cribbage, bridge, euchre, pinochle, Texas hold'em, whist, skat, sheepshead, gin

Transcript Highlights:

• Senate Bill 5864 concerns the verification of motor vehicle insurance.
• verification system, and requires all motor vehicle liability insurers to provide policy information
• It authorizes DOL, the courts, insurers, and law enforcement personnel access to the verification system
• costs to DOL, insurers, and the public, as well as the effectiveness of the verification system in reducing
• Online insurance verification, as proposed in this bill, does not change Washington statutes that require

Bills: SB5839, SB5824, SB5864, SB6032

Keywords: county authority, transportation, ferry district, infrastructure, government powers, fifth-wheel, travel trailers, vehicle regulation, state law, motor vehicle, insurance verification, automobile regulation, state compliance, traffic safety, highway safety, load limits, 904, all

Summary: The committee first heard an update on Seattle’s preparations for the 2026 FIFA World Cup from April Putney of the Seattle FWC 26 organizing committee and Travis Phelps of WSDOT. Putney described the event as a statewide, 39-day tournament with matches in Seattle, base camps in Renton and Spokane, fan zones across the state, and major transportation impacts centered in the Seattle area and on I-5 north toward Vancouver. She said planning goals focus on safe and seamless mobility, with a target of 80% of stadium attendees arriving by non-personal vehicle, and noted coordination with federal partners on border crossings and security. Phelps outlined roughly $225.65 million in state funding for tunnel maintenance, traffic operations, signage, transit support, and ferries, emphasizing overtime, incident response, wayfinding, and interagency coordination rather than new permanent hires. Senators asked about border staffing and ferry capacity, and WSDOT said it would follow up on ferry staffing concerns. The committee then held public hearings on several transportation bills. SB 5839 would remove the “passenger only” limitation for county ferry districts, allowing them to support vehicle ferries; supporters from Whatcom County and the Association of Counties said the change would help finance aging ferry systems like the Whatcom Chief and improve local funding transparency, while the hearing ended with five pro and five con sign-ins. SB 6032 would amend the secure-your-load law so muddy or debris-covered vehicles being towed on paved highways must be cleaned or fully covered; the sponsor and witnesses from the construction industry said the change would save time and water by allowing track covers for excavators and similar equipment, and the hearing closed with 137 pro and 2 con sign-ins. SB 5824 would clarify how fifth-wheel travel trailers are measured, allowing 46-foot fifth wheels by measuring from the kingpin to the rear of the trailer; RV industry and dealer witnesses said the bill would align Washington with other states, improve safety clarity, and help dealers compete, and the hearing closed with 146 pro and 1 con sign-in. Finally, the committee heard SB 5864, which would create an online motor vehicle insurance verification system at DOL and require insurers to provide policy data, with a pilot period before full implementation in 2029. The sponsor and supporters from Grange, PEMCO, the Northwest Insurance Council, sheriffs and police chiefs, subagents, and county auditors said the bill would help reduce uninsured driving, improve roadside verification, and lower costs for insured drivers, while noting implementation concerns about real-time system performance and workload at licensing offices. The hearing ended with 57 pro, 158 con, and one other sign-in, and the committee adjourned after the final hearing.

Transcript Highlights:

• And finally, SB 158 requires insurers to submit an annual report to the Office of Insurance Regulation
• It also streamlines the department's ability to purchase insurance, reinsurance, and excess insurance
• It also streamlines the department's ability to purchase insurance, reinsurance, and excess insurance
• It also streamlines the department's ability to purchase insurance, reinsurance, and excess insurance
• They can compete with insurance companies, traditional insurance companies, and drive down premiums.

Bills: S0158, S0314, S0618, S0684, S0838, S0990, S1000, S1082, S1452, S1494, S1500, S1568, S1706

Keywords: pet insurance, consumer protection, insurance regulation, policy disclosure, agent training, payment stablecoin, financial regulation, anti-money laundering, state oversight, digital currency, financial services, workers compensation, Florida statute, commercial insurance, insurance board, electronic signatures, vehicle titles, insurance regulations, auditing, total loss vehicles

Summary: The Banking and Insurance Committee heard and advanced a wide range of insurance, financial services, and probate bills. Early in the meeting, SB 1000 on trust fund interest for attorney trust accounts was explained as setting a floor and ceiling tied to the Wall Street Journal prime rate and was reported favorably. The committee then took up CS/SB 1082 on a statewide provider and health plan claim dispute resolution program for emergency out-of-network claims. After extensive discussion about the relationship between the state and federal No Surprises Act processes, an amendment was withdrawn due to concerns about clarity and scope, but the bill itself was supported by providers and insurers and was reported favorably. The committee also approved SB 684 on electronic signatures for total loss vehicles and vessels, CS/SB 158 on pet insurance consumer disclosures and agent education, SB 1494 expanding breast cancer screening coverage, CS/SB 314 on digital assets and stablecoin issuers, and CS/SB 1500 on uncontested probate procedures and small-estate administration. SB 618 on workers’ compensation insurance was amended to raise the consent-to-rate cap for workers’ compensation policies from 10% to 20% and then reported favorably, with supporters saying it would help keep higher-risk employers in the voluntary market. CS/SB 1568 creating a Florida Stablecoin Pilot Program was amended to remove authority for a Florida coin and limit the program to existing stablecoins, then passed. Later, the committee approved CS/SB 838 on electronic payment convenience fees for retail installment contracts, with the sponsor emphasizing that a fee-free payment option must still be offered. SB 1452, the Department of Financial Services agency bill, was amended and reported favorably; it covered My Safe Florida Home administration, insurance and licensing changes, unclaimed property updates, and other DFS-related provisions. The committee also passed SB 1706 on the My Safe Florida Condominium Pilot Program, targeting owner-occupied condominiums at or below 80% of area median income, and SB 990 on protected cell captive insurance companies, which supporters said would modernize Florida’s captive insurance laws and encourage more competition. The meeting ended with all listed bills reported favorably and the committee adjourned.

Transcript Highlights:

• </c> insurance for pharmacists? insurance for pharmacists? &gt;&gt; Thank<00:36:45.599><c> you.
• We have our own malpractice insurance.
• </c> for also carries malpractice insurance. for also carries malpractice insurance.
• </c> malpractice insurance uh on their own. malpractice insurance uh on their own.
• If verification periods at a minimum.

Bills: SF0122, SJ0006, SF0121, SF0106

Keywords: medical necessity, insurance, healthcare policy, independent review, claim processing, shared parenting, family law, joint custody, child well-being, parental rights, pharmacy, collaborative care, healthcare, prescriptions, patient safety, Wyoming Pharmacy Act, welfare, Medicaid, employment, eligibility verification

Bills: SF0122, SJ0006, SF0121, SF0106

Keywords: medical necessity, insurance, healthcare policy, independent review, claim processing, shared parenting, family law, joint custody, child well-being, parental rights, pharmacy, collaborative care, healthcare, prescriptions, patient safety, Wyoming Pharmacy Act, welfare, Medicaid, employment, eligibility verification

Transcript Highlights:

• All right, welcome to the Senate Committee on Insurance.
• And number four, the health insurance insurers shall include in the notification how the insurer is utilizing
• And number four, the health insurance insurers shall include in the notification how the insurer is utilizing
• regarding insurance.
• For health insurers and for life insurers, it really keeps that the same, the rest of it the same.

Bills: HB591, HB765, HB826, HB870, HB938, HB1151, HB1162, HB1176, HB1196, HB1236, HB1241

Keywords: family leave, insurance, paid leave, employment benefits, caregiver support, liability insurance, coverage defenses, direct action, judgment enforcement, legal procedures, insurance referrals, compensation, non-licensed agents, consumer protection, insurance products, HB 870, Act 907, Louisiana insurance, health insurance, prescription drugs

Transcript Highlights:

• The Committee on Banking and Insurance will now come to order. Clerk, please call the roll.
• And to decrease the need for liability insurance during that dangerous time.
• Insurance companies refused to pay.
• Insurance often labels them as extras or recreational.
• However, it is common that the 20% co-insurance payment falls on the family.

Bills: S0326, S0598, S0632, S0786, S1110, S1256, S1380, S1588, S7042, S7044

Keywords: curators, estates, court appointment, fiduciary duty, bond requirements, removal, surrogate, funeral homes, cemetery law, cremation, embalmer, funeral director, preneed contract, preneed funeral, human remains, unclaimed cremated remains, disposition of remains, hospice, palliative care, end-of-life care

Summary: The Banking and Insurance Committee met with a quorum present and temporarily postponed SB 7042 on legal tender and SB 1380 before taking up the remaining agenda. The committee first reported favorably C.S. for SB 326, which modernizes Florida’s curator statute in probate law by clarifying when curators may be appointed, what they may do, and what oversight applies. It then reported favorably SB 1256, which standardizes PBM pharmacy audits by requiring uniform audit standards, scope, frequency, penalties, and due process protections for pharmacies; testimony from pharmacists emphasized concerns about conflicts of interest, excessive audits, and disproportionate penalties, while preserving fraud investigations. The committee also reported favorably C.S. for SB 598 on funeral and cemetery services after adopting an amendment that removed provisions on civil damages caps and phasing out direct disposers; the bill updates licensure and contract rules and addresses unclaimed remains. SB 632, which sets insurance requirements for transportation network companies during the period after a ride is accepted but before pickup, was reported favorably despite opposition from an attorney who argued the existing coverage framework should not be reduced. C.S. for SB 786, creating a nonjudicial process to close out undisputed trusts and discharge trustees, was also reported favorably. The committee then took up SB 1110, a major bill expanding Medicaid and private insurance coverage for medically necessary orthotics and prosthetics, including activity limbs, and requiring annual reporting. After adopting an amendment clarifying eligible recipients, the committee heard extensive emotional testimony from amputees, parents, and advocates describing the medical, developmental, and financial importance of prosthetic coverage, and members spoke in strong support before the bill was reported favorably. Later, the committee considered SB 1588, which implements last session’s legal tender law by refining definitions, narrowing custodian provisions, eliminating unnecessary examination requirements, and repealing the sunset clause; members raised questions about verification and anti-money-laundering concerns, but the bill was reported favorably. Finally, the committee approved SPB 7044 as a committee bill to expand public records exemptions to records relating to newly regulated custodians of gold and silver. The meeting concluded with senators recording additional affirmative votes on selected bills and adjourning.

Transcript Highlights:

• a pretty significant downturn in cancer screenings, particularly in populations that don't have insurance
• and cannot afford insurance. Do they just not treat them? Well, they probably will, right?
• Health insurance here, so we have to find all these other options.
• Improving increased insurance transparency.
• Health insurance is important, but access to care is actually more important.

Bills: HB321, HB 1027, HB 1295, HB1782, HB2295, HCR29, HCR56

Keywords: Medicaid, child health, express lane option, income verification, supplemental nutrition assistance, telepharmacy, healthcare access, remote dispensing, rural clinics, pharmacy regulations, health literacy, state health plan, health care, patient outcomes, public health, economic impact, healthcare, breast cancer, cervical cancer, insurance eligibility

Transcript Highlights:

• But did the insurance, in the incident that happened in your community, did their insurance pay for the
• Did their insurance pay for the injuries?
• I used to be on insurance.
• I used to be on insurance.
• IBHS is a nonprofit organization formed by the insurance companies and paid for by the insurance companies

Bills: HB461, HB467, HB522, HB565, HB673, HB799, HB917, HB937, HB956, HB977

Keywords: building codes, construction standards, state uniform construction code, local option, municipal ordinance, parish ordinance, resilient construction, FORTIFIED Home, IBHS, Insurance Institute for Business & Home Safety, hurricane resistance, storm resilience, roof replacement, residential construction, certificate of occupancy, code enforcement, building resilience, home hardening, wind mitigation, residential roof

Transcript Highlights:

• </c> insurance affordable for folks. insurance affordable for folks.
• </c> insurance in their premiums. insurance in their premiums.
• </c> an additional report from the insurance an additional report from the insurance companies?
• </c> This bill is not about age verification. This bill is not about age verification.
• The age uh this is not age verification. This is age estimation and verification.

Bills: HF4502, HF3388, HF4106, HF400, HF4138, HF4118, HF4203

Keywords: trusted contact, financial exploitation, elder abuse, elder financial abuse, fraud prevention, financial institution, banking, credit union, broker-dealer, account security, dormant account, consumer protection, scam, suspicious activity, protective services, law enforcement reporting, Minnesota Statutes chapter 45A, HF3388, Minnesota premium security plan, reinsurance

Transcript Highlights:

• By way back on insurance, our... Mr.
• And what this bill does is completely changes the insurance framework for shipping because cargo insurance
• alter the coverage that is provided in an insurance policy. ...a certificate is not an insurance policy
• HB 2996 expressly provides that a certificate of insurance is not an insurance policy, does not amend
• insured.

Bills: HB2128, HB2255, HB2397, HB2429, HB2591, HB2680, HB2834, HB2868, HB2911, HB2951, HB2979, HB2991, HB2996, HB2999, HB4001, HB4011, HB4017, HB4020, HB4026, HB4086, HB4088, HB2244, HB2342

Keywords: homeowners associations, condominiums, open meetings, governance, transparency, Arizona Teachers Academy, teacher preparation, education funding, public schools, scholarships, teacher certification, community colleges, HOA, homeowners association, planned community, condominium, CC&Rs, covenants, conditions and restrictions, resale disclosure, association disclosure

Transcript Highlights:

• on their insurance, and it's already the law, but there's no teeth to that.
• We want you to also just tell us if you have private insurance and how... ...if you have private insurance
• third-party insurance.
• If you have private insurance that will not put you at or below poverty, then you will get private insurance
• So does the child or children have insurance for that year?

Bills: HB37, HB187, HB177, SB63, HB82, SB48, HB33, HB37, HB33

Keywords: judicial compensation, salary increase, court system, Alabama legislation, judges, HB187, court fees, docket fee, sheriff's fund, sheriff's office, jail operations, law enforcement, county sheriff, court filing fees, Alabama Code 12-19-312, solicitor's fund, clerk's fund, forensic services trust fund, budget flexibility, public safety

Transcript Highlights:

• by an insurance producer who is licensed to sell or solicit accident and health insurance in the state
• insurance department...
• The department of insurance as opposed to the department of revenue, and then the department of insurance
• This is a self-funded plan and the Alabama Department of Insurance does not regulate self-insured plans
• does not regulate self-funded insurance plans.

Bills: HB445, HB477, SB274, HB441

Keywords: hemp-derived cannabinoids, CBD, THC, delta-8, delta-9, delta-10, consumable hemp products, psychoactive cannabinoids, cannabinoid regulation, hemp licensing, ABC Board, Alcoholic Beverage Control Board, retail hemp sales, wholesale hemp distribution, hemp tax, excise tax, age verification, underage sales, product testing, certificate of analysis

Transcript Highlights:

• options. of companies writing health insurance right now.
• In a 2021 study, it was found that 50% of state insurance commissioners nationwide had joined the insurance
• That way, the insurance cost that we're trying to buy would be less.
• overall availability of insurance in the marketplace.
• It exempts TWIA from insurance premium maintenance taxes under .017.

Bills: SB1642, SB1643, SB2530

Keywords: Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance, commercial automobile insurance, rate approval, consumer protection, windstorm insurance, Texas Windstorm Insurance Association, administrative penalties, coastal counties, 1184, house, all

Bills: SB1786

Keywords: artificial intelligence, content verification, provenance data, transparency, digital content, 1182, all

Bills: HB 295

Keywords: voter registration, election procedures, change of address, residence verification, electoral process

Transcript Highlights:

• Many of the major insurers of churches... insurers like Church Mutual, Brotherhood Mutual, and GuideOne
• They were told their insurance policy wasn't going to be renewed because their insurer wasn't writing
• Insurance costs from 2023 to 2024 for the Cowboy Church have covered. $35,000 to insurance companies.
• Their insurance companies...
• This bill doesn't create any new types of insurance or eliminate insurance.

Bills: HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Transcript Highlights:

• When I do polling on windstorm insurance...
• I represent the Texas Coalition for Affordable Insurance Solutions. Insurance solutions.
• Any insurer may provide personalized property and casualty insurance that creates economies of scale
• We're an insurance distribution firm delivering tailored insurance solutions as individuals together.
• The insured is our client, and the insurance carrier is our trading partner.

Bills: HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Transcript Highlights:

• Um, our Department of Insurance does not Department of Insurance does not Department of Insurance does
• when the Department of Insurance does not govern does the Insurance does not govern does the Insurance
• Insurance is a little bit more than just Insurance is a little bit more than just Insurance is a little
• insurance cancer, car insurance cancelled, every insurance he insurance cancelled, every insurance he
• . insurance. insurance.

Bills: SB 1, HB 500, SB 1, HB 1400, HB 1094, HB 365, HB 1109, HB 647, HB 500

Keywords: appropriations, budget, state funding, education, healthcare, infrastructure, state budget, mental health funding, education funding, infrastructure improvements, public safety, groundwater, water conservation, financial assistance, Texas Water Development Board, innovation fund, local conservation districts, transportation protection agreement, funeral services, insurance exemption

Transcript Highlights:

• The amendment is adopted. verification has been requested, verification has been granted.
• we'll talk about insurance as equal care, but we know that insurance dramatically increases. wellness
• By having more people with insurance.
• , insurance enables wellness checks.
• We've moved on. 9045 Verification has been requested. Verification has been granted.

Bills: SB1, HB500, SB1, HB1400, HB 1094, HB365, HB 1109, HB647, HB500

Keywords: appropriations, budget, state funding, education, healthcare, infrastructure, state budget, mental health funding, education funding, infrastructure improvements, public safety, groundwater, water conservation, financial assistance, Texas Water Development Board, innovation fund, local conservation districts, transportation protection agreement, funeral services, insurance exemption