Video & Transcript Research : 'insurance reform'
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FL
Transcript Highlights:
- LET'S PASS ACTUAL REFORMS RATHER THAN SYMBOLIC GESTURES.
- PROPERTY INSURANCE MATTERS TO THE PEOPLE OF FLORIDA.
- REFORMS, COMPANIES COULD NOT COMPETE IN FLORIDA.
- [APPLAUSE AND CHEERING] BUT INSURANCE IS ONLY ONE OF THE POLICY QUESTIONS FLORIDIANS CARE ABOUT.
- Where we find waste let us bring reform. Where there is injustice let us bring accountability.
Keywords:
property insurance, insurance reform, housing, healthcare, public education, public safety, budget reform, tax policy, government accountability, taxpayer protection
Summary:
The Florida House of Representatives convened for the 2025 Regular Session. Speaker Perez delivered opening remarks emphasizing collaborative governance over personal priorities, announcing no House Bill 1 to focus on collective work. He outlined key policy areas including property insurance reform, with plans for subcommittee hearings and subpoena powers to investigate insurance company practices and potential accounting irregularities. The Speaker called for meaningful reforms in housing, healthcare, education, and public safety, while challenging budget subcommittees to find recurring revenue savings rather than relying on temporary tax holidays. The session will focus on government accountability, waste elimination, and taxpayer protection. Governor DeSantis requested to deliver the State of the State address on March 4th, which was approved through concurrent resolution.
OK
Oklahoma 2026 Regular Session
Local and County Government Feb 17th, 2026 at 02:00 pm
Local and County Government
Transcript Highlights:
- explanation of your Bill with title off Senate Bill 2019 creates the political subdivision liability insurance
- That's what it's intended uses for these will be with your shared insurance groups in those political
- This is a voluntary buy-in reinsurance insurance program that they can pay into if they want to.
- What I'm hearing is insurance, and then the next I'm hearing about civil issues as it relates to civil
Keywords:
emergency management, federal funding, disaster relief, cost sharing, public assistance, bail reform, public funds, nonprofit organizations, political subdivisions, injunctive relief, criminal procedure, surety bond, judicial discretion, uniform bond schedule, liability insurance, judgments, insurance fund, Oklahoma, county sheriff, commissary
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/26/25
Commerce Finance and Policy
Transcript Highlights:
- <00:08:00.960>
premiums with homeowners insurance premiums with homeowners insurance premiums - <00:09:46.399>
in insurance in insurance in Minnesota<00:09:48.320>many <00:09:48.600>< - <00:10:15.000>
companies new roof by their insurance companies new roof by their insurance - conversations about dental insurance conversations about dental insurance mostly<00:25:05.840>
- <01:36:51.280>
insurance affordable auto insurance insurance affordable auto insurance insurance - <01:36:51.280>
Keywords:
homeowners insurance, property insurance, commercial property insurance, insurance affordability, insurance market stabilization, reinsurance, catastrophic reinsurance fund, self-insured pool, premium costs, coverage notice, liability reform, climate risk, climate change, housing affordability, multifamily housing, rental housing, common interest communities, cooperatives, small business insurance, Minnesota Commerce Department
NM
Transcript Highlights:
- I believe we can reform and improve our medical system.
- The doctor's company is a large insurer of doctors here.
- Does your health insurance... Down to your car. Does your car insurance ever go down? No.
- And then again, not familiar with medical malpractice insurance, I think about homeowners or car insurance
- My car insurance, homeowners insurance goes up when my neighborhood has more break-ins or more cars are
Keywords:
medical malpractice, malpractice reform, patient's compensation fund, PCF, health care liability, tort reform, damage caps, punitive damages, hospital liability, physician liability, nurse practitioner, certified nurse-midwife, outpatient facility, ambulatory surgical center, urgent care, free-standing emergency room, insurance surcharge, superintendent of insurance, New Mexico hospitals, medical review process
TX
Transcript Highlights:
- If the claimant or the insured...
- Flood Insurance Program policies.
- It also under flood insurance policy would not just be limited to flood insurance program policies, but
- So, in essence, if insurance companies feel the need to raise insurance rates below a 5% threshold, they
- in a variety of insurance products.
Bills:
HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
TX
Transcript Highlights:
- Insurance will come to order. The clerk will call the roll. Dean. That's it.
- Members, healthcare provider insurance credentialing is a process by which insurers validate the qualifications
- The Texas Department of Insurance requires an insurer to determine a provider's eligibility within 90
- The insurer isn't required to include the applicant in its provider directory until approved under the
- The insurer is entitled to payment from the provider and/or their practice to cover the difference from
Bills:
HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
TX
Transcript Highlights:
- Section 544.002 of the Insurance Code is intended to protect individuals from having insurance companies
- at two types of auto insurance and two types of homeowners insurance to see whether or not Credit scores
- Credit-based insurance scores have been used in insurance for a few decades.
- credit-based insurance scores (CBIS).
- American National Insurance. Okay.
Bills:
HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
TX
Transcript Highlights:
- I just tell the patient to get on the phone and call the insurance company because what the insurers.
- The first thing is with the other disclosures that are required that an insurer provide to an insured
- So, all this does is just require the insurer to notify the insured that you have a right to request
- assign to single insureds.
- We've just had a good discussion about the loophole in the Texas insurance code that allows insurance
Bills:
HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
MN
Minnesota 2025 1st Special Session
House State Government Finance and Policy Committee 3/25/25
State Government Finance and Policy
Transcript Highlights:
- It's good insurance.
- In our case, if I exhaust my resources, paying for care, and go on Medicaid, my group insurance would
- As experienced by many insurance.
- The retirey plan is retirey insurance.
- Services that we provide and that growth, in addition to the cost pressures like insurance benefits,
Keywords:
Compensation Council, salaries, state officials, judicial compensation, legislative process, public funds, misuse, law enforcement, accountability, state government, legislative auditor, compliance, transparency, retirement benefits, health insurance, dependents, state employees, Medicare, legislative studies, government oversight
NM
Transcript Highlights:
- Where are the insurance companies? I'll tell you what, my car insurance keeps going up.
- What type of insurance will optometrists have to get additional insurance?
- What type of insurance will optometrists have to get additional insurance?
- What type of insurance will optometrists have to get additional insurance?
- Will optometrists have to get additional insurance or malpractice insurance?
Keywords:
medical malpractice, malpractice reform, patient's compensation fund, PCF, health care liability, tort reform, damage caps, punitive damages, hospital liability, physician liability, nurse practitioner, certified nurse-midwife, outpatient facility, ambulatory surgical center, urgent care, free-standing emergency room, insurance surcharge, superintendent of insurance, New Mexico hospitals, medical review process
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/20/25
Commerce Finance and Policy
Transcript Highlights:
- and this is very close to home in this committee, and that is um the wonderful work that the um insurance
- And we have a bill in front of us that talks about insurance later today and the cost of insurance going
- about, and this is very close to home in this committee, and that is the wonderful work that the insurance
- And we have a bill in front of us that talks about insurance later today and the cost of insurance going
Keywords:
consumer protection, restitution, attorney general, consumer enforcement, unclaimed funds, victim compensation, settlement funds, special revenue fund, general fund, restitution account, consumer fraud, state treasury, eligible consumers, distribution of funds, tax subtraction, income tax, refund, unpaid compensation, Minnesota Department of Revenue, consumer redress
AL
Alabama 2026 1st Special Session
Alabama House Commerce and Small Business Committee Mar 18th, 2026
Commerce and Small Business
Keywords:
state bank, public bank, government funds, financial services, constitutional amendment, tax abatements, international headquarters, publicly traded companies, economic incentives, Alabama tax reform, social-emotional learning, education policy, parental consent, K-12 education, teacher training, student surveys, disciplinary action, automatic renewal, consumer protection, cancellation policy
TX
Transcript Highlights:
- He was instrumental in passing HB 2442 and he's. been at the legislative forefront on all these reform
Keywords:
coastal protection, environmental management, Gulf Coast, storm risk management, funding, Texas General Land Office, healthcare, insurance reform, patient access, insurance regulation, affordable care, health insurance, consumer rights, coverage transparency, claims process, insurance regulations, aggregate production, environmental impact, financial responsibility, reclamation
TX
Keywords:
coastal protection, environmental management, Gulf Coast, storm risk management, funding, Texas General Land Office, healthcare, insurance reform, patient access, insurance regulation, affordable care, health insurance, consumer rights, coverage transparency, claims process, insurance regulations, aggregate production, environmental impact, financial responsibility, reclamation
NM
Transcript Highlights:
- All right, we are on House Bill 38, wheelchair insurance coverage.
- this body was able to pass what we call the prosthesis bill. ...the prosthesis bill, which asks insurance
- It is because it's insurance, but it's really just adding activity chairs or wheelchairs to the devices
- I'm the Life and Health Division Director at the Office of Superintendent of Insurance, and I've had
- As you know, every insurance company has a different process, and so we want to make sure that language
Keywords:
medical malpractice, malpractice reform, patient's compensation fund, PCF, health care liability, tort reform, damage caps, punitive damages, hospital liability, physician liability, nurse practitioner, certified nurse-midwife, outpatient facility, ambulatory surgical center, urgent care, free-standing emergency room, insurance surcharge, superintendent of insurance, New Mexico hospitals, medical review process
TX
Bills:
HB867, HB1347, HB1801, HB1820, HB2197, HB2617, HB3110, HB3166, HB3330, HB4237, HB4342, HB4629, HB4933, HJR148
Keywords:
criminal case dismissal, attorney discretion, law enforcement misconduct, judicial approval, evidence, judicial consent, transparency, healthcare, Medicare, insurance, elderly, retired, benefits, access, cost, criminal justice, case dismissal, prosecutorial discretion, law enforcement oversight, criminal procedure
TX
Transcript Highlights:
- the Insurance Code is an authorized peace officer.
- So what happens is, let's say there's a Department of Insurance person that's investigating fraud, insurance
- The Commissioner of Insurance can already commission peace officers, is that correct?
- So I'm a captain with the Texas Department of Insurance. First of all, Mr.
- The commissioner has subpoena authority under chapter 701 of the insurance code. Is that a yes?
Bills:
HB867, HB1347, HB1801, HB1820, HB2197, HB2617, HB3110, HB3166, HB3330, HB4237, HB4342, HB4629, HB4933, HJR148
Keywords:
criminal case dismissal, attorney discretion, law enforcement misconduct, judicial approval, evidence, judicial consent, transparency, healthcare, Medicare, insurance, elderly, retired, benefits, access, cost, criminal justice, case dismissal, prosecutorial discretion, law enforcement oversight, criminal procedure
TX
Transcript Highlights:
- options. of companies writing health insurance right now.
- In a 2021 study, it was found that 50% of state insurance commissioners nationwide had joined the insurance
- That way, the insurance cost that we're trying to buy would be less.
- overall availability of insurance in the marketplace.
- It exempts TWIA from insurance premium maintenance taxes under .017.
Keywords:
Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance, commercial automobile insurance, rate approval, consumer protection, windstorm insurance, Texas Windstorm Insurance Association, administrative penalties, coastal counties, 1184, house, all
TX
Transcript Highlights:
- Many of the major insurers of churches... insurers like Church Mutual, Brotherhood Mutual, and GuideOne
- They were told their insurance policy wasn't going to be renewed because their insurer wasn't writing
- Insurance costs from 2023 to 2024 for the Cowboy Church have covered. $35,000 to insurance companies.
- Their insurance companies...
- This bill doesn't create any new types of insurance or eliminate insurance.
Bills:
HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes
TX
Transcript Highlights:
- When I do polling on windstorm insurance...
- I represent the Texas Coalition for Affordable Insurance Solutions. Insurance solutions.
- Any insurer may provide personalized property and casualty insurance that creates economies of scale
- We're an insurance distribution firm delivering tailored insurance solutions as individuals together.
- The insured is our client, and the insurance carrier is our trading partner.
Bills:
HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes