Video & Transcript Research : 'insurance plan'
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ND
North Dakota 2025-2026 Regular Session
Senate Appropriations Apr 3rd, 2025 at 08:30 am
Appropriations
Transcript Highlights:
- House Bill 1216, expenses for prescription drugs and relating to self-insurance health care plans.
- But insurance companies can place a rider on your policy that says, Insurance companies can place a rider
- And people with a high-deductible insurance plan, unlike us, they sometimes have to come up with $5,000
- plan like a thousand... ...deductible plan.
- And it doesn't cover ERISA plans, is that correct? Okay.
Keywords:
adult residential facilities, care services, Medicaid, payment rates, elderly care, health services, North Dakota, prescription drugs, drug affordability, copay assistance, copayment accumulator, deductible accumulator, out-of-pocket maximum, health insurance, health benefit plan, self-insured health plan, self-funded plan, third-party payment, manufacturer assistance, patient assistance program
Summary:
The Appropriations Committee met with a quorum and took up three bills. House Bill 1216, dealing with prescription drug expense co-pay accumulators in health plans, was presented by Rep. Karen Carl’s, who explained it would prevent insurers from refusing to count third-party assistance toward deductibles for patients using high-cost, non-generic drugs. An amendment was offered to clarify effective dates, including a delayed January 1, 2026 start for PERS coverage. PERS testified that the amendment would align with its calendar-year benefit structure and likely reduce the fiscal note. The amendment was adopted 16-0, and the bill was set aside for further discussion later.
House Bill 1199, creating a criminal justice data-sharing system and missing persons/missing Indigenous people task force, was introduced with a committee amendment changing the Attorney General reference to the Attorney General or designee. The committee noted the bill includes a $250,000 general fund appropriation for ongoing costs. The amendment passed 16-0, and the amended bill received a do pass recommendation by a 15-1 vote, with one no vote from Senator Magrum.
House Bill 1531, appropriating $75,000 for an irrigation expansion study by the Agriculture Commissioner, was supported as a way to update older economic-impact studies on irrigation and assess opportunities for expansion. Members discussed its relationship to broader study pauses and the history of irrigation development in the state, including Garrison Diversion and remaining authorized acres. The bill passed 16-0. The committee then discussed scheduling for the coming week, noting a heavy bill load and plans for daily morning meetings before adjourning.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/5/26
Commerce Finance and Policy
Transcript Highlights:
- <00:05:02.560>
But <00:05:02.720>it a self-insured, self-funded plan. - But it a self-insured, self-funded plan.
- The health insurance companies are administrating public plans.
- >
health <01:15:14.800>insurance <01:15:15.199>companies plans. - The health insurance companies plans.
Keywords:
HF3388, Minnesota premium security plan, reinsurance, health insurance, group health carriers, MCHA, MNsure, individual market, premium stabilization, carrier assessment, health insurance assessment, premium security plan account, state innovation waiver, high-risk pool, reinsurance payments, healthcare premiums, insurance carriers, deferral of assessment, financially impaired condition, HF400
Summary:
The committee approved the minutes from the prior day and then heard House File 400, a bill described as a defrayal measure for health insurance mandates. Representative Perryman said the bill would not block future mandates, but would require the state to pay the added costs of any new mandated benefits so those costs would not be shifted to premium payers. She and supporters framed the bill as a way to protect affordability for Minnesota employers, workers, and families, especially in the fully insured market.
Testimony in support came from the Minnesota Chamber of Commerce and the Minnesota Council of Health Plans. They argued that Minnesota has a high number of mandated benefits, that each new mandate adds cost to premiums, and that businesses—especially small and midsize employers—are already struggling with rising health insurance costs. The health plans representative said the bill would use the existing Commerce defrayal process to reimburse plans for eligible mandate-related claims, allowing those costs to be removed from premium rates. Several members echoed support, saying the bill would improve transparency by showing the fiscal impact of proposed mandates and help prevent people from being priced out of coverage.
Members also explored how mandates apply in the market and how premiums are set. Deputy Commissioner Julia Dryer explained that, unless otherwise specified, mandates generally apply to the individual, small group, and fully insured large group markets, while self-insured ERISA plans and other markets are generally outside that scope. Representative Elkins noted that the affected market is relatively small and said small businesses are increasingly moving to self-insured plans because of cost. He and others raised concerns about affordability, while Representative Smith argued that mandates often ensure needed care and that the bill shifts costs to taxpayers rather than insurers. Representative Bacham added a personal example from tribal self-insurance, saying preventive physicals had saved lives and asking whether other factors besides mandates are driving insurer costs. No amendments were offered, and the bill was laid over for possible future consideration.
TX
Transcript Highlights:
- If the claimant or the insured...
- Flood Insurance Program policies.
- It also under flood insurance policy would not just be limited to flood insurance program policies, but
- their services to commercial health plans and thus lower costs for health plans.
- plans.
Bills:
HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
TX
Transcript Highlights:
- Insurance will come to order. The clerk will call the roll. Dean. That's it.
- Members, healthcare provider insurance credentialing is a process by which insurers validate the qualifications
- The Texas Department of Insurance requires an insurer to determine a provider's eligibility within 90
- The insurer isn't required to include the applicant in its provider directory until approved under the
- plans before being able to provide in-network services to patients.
Bills:
HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
TX
Transcript Highlights:
- We have a fully insured Medicare Advantage plan where we work with UnitedHealthcare and then our pharmacy
- So there are. lot of different insurance plans, you've got sections of the law that create the teachers
- doctors or plans from their insurance. getting for instance a cancer patient it may take up to a month
- The rules for the insurance companies are 50%, they have to pay 50% of the employees, lowest cost plan
- that data would be thrown in even though it's a full it's a it's not a fully insured plan.
Keywords:
health impact analysis, cost analysis, coverage mandates, health insurance, legislative analysis, health care data, education, funding, classroom resources, teacher support, student outcomes, health benefits, provider dentists, payment reimbursement, insurance code, noncontracting, dental care, reimbursement, health benefit plans, noncontracting providers
TX
Transcript Highlights:
- 2 House Committee on Insurance will come to order. Clerk will call the roll. Thank you. Here. Vote.
- . issuers or administrators, and expenses for enrollees, health plans, and policy makers.
- Cost to us that the consumer that's buying the insurance will have to pay for. Yeah.
- The form will be created by the Texas Department of Insurance with input from stakeholders.
- as if their family members are covered by a plan.
Keywords:
health impact analysis, cost analysis, coverage mandates, health insurance, legislative analysis, health care data, education, funding, classroom resources, teacher support, student outcomes, health benefits, provider dentists, payment reimbursement, insurance code, noncontracting, dental care, reimbursement, health benefit plans, noncontracting providers
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/4/25
Commerce Finance and Policy
Transcript Highlights:
- another insurance plan.
- sickness insurance, catastrophic, short-term limited-duration health plans, as well as health insurance
- sickness insurance, catastrophic, short-term limited-duration health plans, as well as health insurance
- sickness insurance, catastrophic, short-term limited-duration health plans, as well as health insurance
- health plans, as well as health insurance and HMOs.
Bills:
HF837
TX
Transcript Highlights:
- I am licensed by the Texas Department of Insurance and other state departments of insurance as a public
- insurance adjuster.
- The Texas Department of Insurance, on their website, advises the insured to seek appraisal before filing
- Today's Texas Department of Insurance suggests the insured check their policy to see if it has that right
- I think if she... ...follows those same guidelines, it'll be good for the insured and the insurer.
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
TX
Transcript Highlights:
- insurer.
- We've also had problems with plans trading plans, if you will.
- the cost of insurer of last resort options in Texas, the Texas Fair Plan, which will cost taxpayers
- Unlike traditional health insurance plans that often include complicated deductibles or co-insurance
- It is a very limited health benefit plan, again, not health insurance.
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
TX
Transcript Highlights:
- Credit-based insurance scores have been used in insurance for a few decades.
- I plan to submit a committee substitute that clarifies the requirement for... ...insurance adjusters
- the list of required plans as they are already exempt from the rest of the insurance code.
- To sell their drugs, manufacturers pay placement fees for coverage by PBMs, insurer plans, group purchasing
- If the vertically owned PBMs or insurance plans...
Bills:
HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
TX
Transcript Highlights:
- Outside entities utilized by health plans are captured by adding "affiliate of a health insurance plan
- They have to do a 3D conformational plan in addition to a traditional plan. ...to try to get something
- I just tell the patient to get on the phone and call the insurance company because what the insurers.
- assign to single insureds.
- HB2518 by Barry, relating to the use of installment premium payment plans on Texas Windstorm Insurance
Bills:
HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
OK
Oklahoma 2026 Regular Session
Business and Insurance REVISED Feb 5th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- Welcome to Business and Insurance.
- I mean, that is the contention that I've heard from insurance companies.
- I think they're using this plan to provide to their employees.
- The insurance commissioner has been involved all the way back in 24.
- That concludes business and insurance.
Keywords:
workers' compensation, workers comp, Oklahoma Workers' Compensation Commission, Administrative Workers' Compensation Act, self-insurance guaranty fund, multiple injury trust fund, physician advisory committee, advisory council on workers' compensation, workers' compensation court, insurance, employer liability, self-insured employer, fund transfer, records transfer, agency reorganization, statutory cleanup, technical corrections, Title 85A, SB1343, Vision Plan Contractual Requirements Act
TX
Transcript Highlights:
- Since it would be on the health insurance plan, right?
- General anesthesia would be covered by the medical insurance because it falls under the medical insurance
- That, not my medical insurance.
- Far too long, insurance companies have been able to pick winners and losers in the insurance marketplace
- SB 1307 instructs the Texas Department of Insurance (TDI) to create a health insurance reference guide
Keywords:
autism, health insurance, coverage, medical treatment, health benefit plan, HIV prevention, prescription drug, prior authorization, health benefits, insurance coverage, insurance, contract termination, property and casualty, insurance agents, discrimination, appraiser, umpire, licensing requirements, continuing education, admin penalties
MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2026-03-26
Commerce Finance and Policy
Transcript Highlights:
- insurance affordable for folks. insurance affordable for folks.
- contribute to making health insurance contribute to making health insurance more<00:34:20.000>
- are paid by those who buy the insurance are paid by those who buy the insurance<00:35:55.920>
in< - insurance in their premiums. insurance in their premiums.
- an additional report from the insurance an additional report from the insurance companies?
- are paid by those who buy the insurance are paid by those who buy the insurance<00:35:55.920>
Keywords:
trusted contact, financial exploitation, elder abuse, elder financial abuse, fraud prevention, financial institution, banking, credit union, broker-dealer, account security, dormant account, consumer protection, scam, suspicious activity, protective services, law enforcement reporting, Minnesota Statutes chapter 45A, HF3388, Minnesota premium security plan, reinsurance
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Feb 26th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- They'll come in like to call this committee meeting of Business and Insurance to order.
- Just basically exempts our state-funded plans from this bill.
- Oklahoma Insurance Commission. For questions, do pass from Senator Brooks. Second from the chair.
- Most health plans become questionable for me.
- But the PM and their parent insurance company.
Keywords:
prosthetics, health insurance, medical necessity, patient rights, insurance liability, pharmacy benefits manager, healthcare providers, claims processing, reimbursement, insurance regulation, employees insurance, contract awarding, certifications, state procurement, insurance plan, mental health, substance use disorders, utilization review, benefit coverage, pharmacy
NV
Nevada 2025 Regular Session
Assembly Committee on Commerce and Labor Jun 1st, 2025 at 11:30 pm
Commerce and Labor
Keywords:
brew pub, alcoholic beverages, liquor store, licensure, regulation, Department of Taxation, fertility preservation, breast cancer, ovarian cancer, oncology, reproductive medicine, infertility, cancer treatment, egg freezing, embryo freezing, oocyte cryopreservation, sperm banking, assisted reproductive technology, health insurance mandate, Medicaid
FL
Florida 2026 Regular Session
Children, Families, and Elder Affairs Feb 10th, 2026
Children, Families, and Elder Affairs
Transcript Highlights:
- It also authorizes OIR to levy fines or penalties on insurance companies and DCF to levy fines or penalties
- And it also authorizes OIR to levy fines or penalties on insurance companies and DCF to levy fines or
- The concept of the bill to start with: we have a major problem with our CBCs being able to get insurance
- and liability insurance, and this is a real issue.
- And be able to afford insurance to cover them. So thank you.
Keywords:
high school diploma, graduation requirements, physical education credit, performing arts credit, marching band, Special Olympics, students with disabilities, IEP, individual education plan, 504 plan, Florida education, school credits, diploma substitution, ROTC, dance class, State Board of Education, public schools, graduation pathways, adaptive physical education, Agency for Persons with Disabilities
Summary:
The Committee on Children, Families, and Elder Affairs considered three bills and a confirmation. On SB 1600, the committee adopted a strike-all amendment and a technical amendment that shifted the bill from creating an accreditation process to requiring the Office of Insurance Regulation, DCF, and community-based care lead agencies to study liability insurance coverage and availability in the child welfare sector and report findings to the legislature by January 1, 2027; the bill also included enforcement provisions for failure to provide requested information. Support was noted from child and family advocacy groups, and the committee reported the bill favorably.
The committee also heard CS for SB 556, which would allow students with disabilities to satisfy a physical education graduation requirement through participation in Special Olympics, if included in the student’s IEP, and would clarify that two years of marching band participation can satisfy both PE and fine arts credit. Special Olympics Florida, families, and other supporters testified in favor, emphasizing flexibility, access, and recognition of rigorous activity. The bill was reported favorably. The committee then considered CS for SB 794, which requires background screening for employees of residential facilities and day training programs serving people with developmental disabilities and directs a review of waiver support coordination, including quality, consistency, access, competencies, recruitment and retention, caseloads, and geographic gaps in services. An amendment to conform to the House version was adopted, and the bill was reported favorably.
Members then questioned Secretary Taylor Hatch regarding her confirmation as Secretary of the Department of Children and Families. Senators raised concerns about child welfare system performance, parent notification and rights, CBC funding formulas, managing entities, opioid settlement spending, peer support expansion, and technology/interoperability improvements. Hatch described DCF’s recent data and initiatives, including reductions in out-of-home care entries, youth advisory efforts, missing children recovery operations, expanded behavioral health capacity, and technology upgrades for benefits processing. Public comment included support from family and provider organizations and concerns from a former foster care worker about medical misdiagnosis cases. The committee voted to recommend Hatch’s confirmation favorably, with Chair Grall voting no, and adjourned after allowing Senator Sharief to be recorded as voting in favor of SB 1600.
KY
Kentucky 2025 Regular Session
Interim Joint Committee on State Government (7-29-25)
Transcript Highlights:
- plan.
- administrators on behalf of the plan administrators on behalf of the plan both<00:46:59.760>
- rebates are helpful to plan financials. rebates are helpful to plan financials.
- Uh but we uh we're plan would have.
- So, the plan is of that savings.
Keywords:
Voter List Maintenance - State Board of Elections -- 05:38
State Employee Health Insurance Plan – 44:18
Discussion of HB 622 (2025 RS) – 01:01:43, 958, all
Summary:
The Interim Committee on State Government met on July 29, established a quorum, approved the June 24 minutes unanimously, and heard an update from the State Board of Elections on voter list maintenance. Taylor Brown, the board’s general counsel, explained the federal NVRA requirements and Kentucky’s statutory process for maintaining voter rolls, including use of USPS change-of-address data, ERIC reports, and agreements with non-ERIC states. He said Kentucky has entered or discussed agreements with several states, and that the board sends postcards to voters believed to have moved; if a voter does not respond to an 8D2 postcard and does not vote over two federal election cycles, the registration may be removed. He also described other removal categories such as death, felony conviction, incompetency, duplicate registrations, and self-requested cancellations.
Brown reported that between July 1, 2024, and June 30, 2025, the board removed 284,381 registrations from the rolls, including 42,675 for death, 5,940 for felony conviction, 5,527 for registration in another state, 578 for incompetency, 223 based on jury questionnaires indicating non-citizenship, 746 self-removals, and 3,381 duplicates, along with 225,311 removals through the address-maintenance program. He said Kentucky’s total registrations decreased by roughly 169,000 over the year and are now below the Census Bureau’s estimate of the state’s voting-age population. Brown emphasized that receiving a postcard does not mean a voter has been purged and that failure to vote alone does not trigger removal.
Members asked about the 223 non-citizen-related removals, the availability and effectiveness of alternatives to ERIC, the partisan criticism of ERIC, and how duplicate registrations are identified. Brown said the non-citizen jury questionnaire cases had been referred to the Attorney General for further review, that Kentucky currently has no organized alternative to ERIC but is pursuing reciprocal agreements with states such as Florida, and that ERIC recently changed bylaws to remove a postcard requirement that had been costly for member states. On duplicates, he said the board uses multiple data points, not just name and address, and noted that fuller Social Security data could improve accuracy. Committee leaders praised the board’s work and said they wanted to meet before session to discuss possible statutory changes to improve voter list maintenance.
AL
Transcript Highlights:
- This basically expands the insurance coverage related to prostate cancer.
- This basically expands the insurance plan and coverage for gentlemen that are at higher risk of prostate
- I want to loop the Department of Insurance into that conversation, and what I'm going to do is encourage
Keywords:
SB190, prostate cancer, prostate screening, PSA test, digital rectal exam, preventive screening, health insurance mandate, cost-sharing, copay, deductible, coinsurance, high-risk men, African American men, family history, genetic marker, men over 50, men over 40, health benefit plan, insurance coverage, mandated benefits
AL
Alabama 2026 1st Special Session
Alabama Senate Banking and Insurance Committee Jan 14th, 2026
Banking and Insurance
Bills:
SB19
Keywords:
SB19, prostate cancer, prostate cancer screening, PSA test, digital rectal exam, preventive screening, health insurance mandate, no cost sharing, copay, deductible, coinsurance, high-risk men, African American men, men over 50, men over 40, family history, genetic marker, health benefit plan, insurer coverage, Alabama insurance code