Video & Transcript Research : 'insurance mandate'
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NV
Nevada 2025 Regular Session
Assembly Committee on Commerce and Labor Jun 1st, 2025 at 11:30 pm
Commerce and Labor
Keywords:
brew pub, alcoholic beverages, liquor store, licensure, regulation, Department of Taxation, fertility preservation, breast cancer, ovarian cancer, oncology, reproductive medicine, infertility, cancer treatment, egg freezing, embryo freezing, oocyte cryopreservation, sperm banking, assisted reproductive technology, health insurance mandate, Medicaid
AL
Transcript Highlights:
- This basically expands the insurance coverage related to prostate cancer.
- This basically expands the insurance plan and coverage for gentlemen that are at higher risk of prostate
- I want to loop the Department of Insurance into that conversation, and what I'm going to do is encourage
Keywords:
SB190, prostate cancer, prostate screening, PSA test, digital rectal exam, preventive screening, health insurance mandate, cost-sharing, copay, deductible, coinsurance, high-risk men, African American men, family history, genetic marker, men over 50, men over 40, health benefit plan, insurance coverage, mandated benefits
AL
Alabama 2026 Regular Session
Alabama Senate Banking and Insurance Committee Jan 14th, 2026
Banking and Insurance
Bills:
SB19
Keywords:
SB19, prostate cancer, prostate cancer screening, PSA test, digital rectal exam, preventive screening, health insurance mandate, no cost sharing, copay, deductible, coinsurance, high-risk men, African American men, men over 50, men over 40, family history, genetic marker, health benefit plan, insurer coverage, Alabama insurance code
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/5/26
Commerce Finance and Policy
Transcript Highlights:
- In the state of Minnesota, when the legislature approves additional mandates that go to health insurance
- </c> mandates in the fully insured market. mandates in the fully insured market.
- , but only this legislature can continue to add mandates on the fully insured market.
- , but only this legislature can continue to add mandates on the fully insured market.
- </c><00:45:36.160><c> into</c><00:45:37.440><c> insurance</c> put additional mandates into insurance
Keywords:
HF3388, Minnesota premium security plan, reinsurance, health insurance, group health carriers, MCHA, MNsure, individual market, premium stabilization, carrier assessment, health insurance assessment, premium security plan account, state innovation waiver, high-risk pool, reinsurance payments, healthcare premiums, insurance carriers, deferral of assessment, financially impaired condition, HF400
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 5 Feb 9th, 2026 at 01:30 pm
Oklahoma House Floor Meeting
Transcript Highlights:
- for any bill that has a health mandate.
- Do you agree that insurance bills should go through other committees other than the Insurance Committee
- My personal preference is that any Title 36 bills and bills for insurance would go through the Insurance
- It says insurance mandate reviews or other services which the department deems necessary to carry out
- In insurance mandate reviews, that's a pretty broad term.
Bills:
HB2975, HB3405, HB3406, HB3728, HB3902, HB3977, SB397, HB1161, HB2938, HB2939, HB3306, HB3722, HB4113, HB4123, HB2293, HB3176, HB3545, HB3546
Keywords:
poultry waste, nutrient management, environmental regulations, agriculture, water quality, pollution prevention, best management practices, noxious weeds, poison hemlock, kudzu, landowner responsibilities, environmental control, public nuisance, eradication, burn bans, fire danger, drought conditions, emergency declaration, scrap metal, regulation
OK
Transcript Highlights:
- What I would say is, as insurance is generally a pass-through, meaning that the insurers are generally
- House Bill 4488 says that when a body shop and the insurance adjuster or the insurance company don't
- Attorneys that do a lot of insurance litigation.
- Is there a way to mandate that these go through state court, other than bringing in the insurance agent
- involved in insurance rates?
Keywords:
insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 2/20/25
Commerce Finance and Policy
Transcript Highlights:
- insurance mandates help people.
- </c> approach uh to health insurance mandates approach uh to health insurance mandates um<00:19:14.240
- </c><00:19:28.280><c> but</c> insurance mandates do help people but insurance mandates do help people
- </c> insurance mandates so the Affordable insurance mandates so the Affordable Care<00:19:55.679><c>
- every</c> health insurance mandates and for every health insurance mandates and for every segment<00
Keywords:
corporate governance, shareholder rights, beneficial ownership, defective corporate acts, Minnesota Business Corporation Act, Minnesota Insurance Guaranty Association, MIGA, insurance guaranty fund, insurer insolvency, covered claim, net worth threshold, high-net-worth insured, financial information request, insurance claims, self-insured retention, deductible, commercial insurance, insurance regulation, Minnesota Statutes 60C.09, guaranty association
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 4/8/26
Health Finance and Policy
Transcript Highlights:
- Meanwhile, my colleagues in states with insurance mandates are able to practice medicine the way it's
- </c> colleagues in states with insurance colleagues in states with insurance mandates<00:15:42.160><c
- Um, but I am very concerned about the health impact, the mandate impact of this to insurance, um, and
- insurance mandate again these these are insurance mandate again these these are big<00:29:01.919><c>
- :40:36.400><c> for</c><00:40:36.560><c> for</c> states just mandate insurance for for states just mandate
Keywords:
infertility, fertility treatment, fertility preservation, IVF, assisted reproductive technology, ART, oocyte retrieval, embryo transfer, egg freezing, sperm freezing, reproductive health, maternity coverage, health insurance mandate, health plan benefits, Medical Assistance, Medicaid, MinnesotaCare, family planning, oncology fertility preservation, chemotherapy
AZ
Transcript Highlights:
- House Bill 2996 specifies that a certificate of insurance is not an insurance policy, does not amend,
- and insured.
- So basically, House Bill 2996 expressly provides that a certificate of insurance is not an insurance
- rules of insurance regulation is insurance companies can't delegate away and say, hey, this is no longer
- If I am a modeling company and I have 10 insurance, If I am a modeling company and I have 10 insurance
Bills:
HB2016, HB2104, HB2105, HB2174, HB2256, HB2289, HB2477, HB2903, HB2939, HB2979, HB2996, HB4103
Keywords:
tax penalties, filing, tax returns, administration, Arizona Revised Statutes, agricultural property, classification, county assessor, property inspection, appeal process, property tax, agricultural classification, Department of Revenue, property valuation, inspection notice, inspection report, on-site inspection, full cash value, rural land, farm land
AL
Transcript Highlights:
- </c> out and get their own insurance policy. out and get their own insurance policy.
- The question has come up, well, is this insurance and should it be regulated as insurance?
- The question has come up, well, is this insurance and should it be regulated as insurance?
- You’re not offering this as insurance, and you won’t be regulated as an insurance company.
- </c> the department of insurance signed off. the department of insurance signed off.
Keywords:
HB300, Choctaw County, probate court, probate judge, recording fee, filing fee, deed tax, mortgage tax, deeds, mortgages, property records, recordation, county local act, local legislation, technology upgrades, digitalization of records, recordkeeping, county treasury, special fund, court administration
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/26/26
Commerce Finance and Policy
Transcript Highlights:
- Minnesota currently has the second highest number of state-required mandates in the fully insured market
- It is no different than mandates on health insurance.
- Just like schools and local governments can't absorb unfunded mandate costs, mandates on health insurance
- in the fully of state required mandates in the fully insured<00:34:55.480><c> market.
- </c> mandate costs mandates on health mandate costs mandates on health insurance<00:35:53.480><c> are
Keywords:
trusted contact, financial exploitation, elder abuse, elder financial abuse, fraud prevention, financial institution, banking, credit union, broker-dealer, account security, dormant account, consumer protection, scam, suspicious activity, protective services, law enforcement reporting, Minnesota Statutes chapter 45A, HF3388, Minnesota premium security plan, reinsurance
HI
Transcript Highlights:
- Next measure is SP 2087, Senate Draft 1 relating to health insurance. sentence delete student athlete
- </c> SP 2087, Senate Draft 1 relating to health insurance.
- The recommendation is to insurance.
- </c><00:04:14.000><c> division</c> requested by the insurance division requested by the insurance division
- </c><00:04:34.880><c> division</c><00:04:35.919><c> also</c> requested by the insurance division also
Keywords:
coconut trees, tax credit, natural management, Hawaii, agriculture, biosecurity, environment, coconut rhinoceros beetle, student-athletes, name image likeness, NIL, compensation, transparency, University of Hawaii, Title IX, funding, protections, pharmacy benefit managers, maximum allowable cost, drug pricing
Summary:
The joint committee on Ways and Means and Consumer Protection met for decision-making only on two agendas and took action on a large number of Senate bills, with no oral testimony heard. On the 1016 agenda, the committee recommended passage of measures including SB 2088, SB 2925, SB 2781, and several others, and passed a number of bills with amendments. Notable amendments included SB 3263, which adopted AG amendments related to the name, image, and likeness endowment trust fund; SB 2047 on pharmacy benefit managers, which incorporated Hawaii Pharmacist Association changes; SB 2087 on health insurance, which added Insurance Division clarifications; SB 2100 on pesticides, which added a blank appropriation; SB 2353 on outdoor signage, which removed provisions related to the Wiki special district; and SB 2902 on renewable energy, which clarified certification standards for portable solar devices and exempted them from certain disclosure requirements. Most recommendations were adopted without objection, though a few members noted reservations on selected bills. The committee also deferred one bill on the agenda, SB 3327.
The committee then moved to the 1015 agenda and acted on additional measures. SB 2003 was passed with amendments tied to Act 255, including a repeal trigger if deadlines are missed; SB 2497 on utility-related transparency drew the most discussion, with one member warning about litigation and costs while another argued it was simply about electricity-rate transparency, and it ultimately passed with PUC-related amendments and an exemption for utility cooperatives. Other measures were passed unamended or with technical or fiscal amendments, including bills affecting land planning, tax credits, conveyance tax language, shoreline maintenance, and community improvement projects. Several bills had appropriations blanked or effective dates deferred to 2050, and many were adopted with members noting reservations rather than opposition.
On the 1017 agenda, the committee continued approving measures, including SB 709 on crisis intervention officers and assisted community treatment, SB 2153 on defining bona fide farmer/agriculture activity, SB 2694 on water rate adjustments, SB 3025 on income eligibility limits, and SB 3085 on the Hawaii film studio, which included a five-year repeal provision if the studio has not relocated. The committee also passed numerous other bills unamended or with technical amendments, often deferring effective dates or blanking appropriations. Across both agendas, the committee’s actions were largely consistent: bills were advanced with amendments tailored to agency requests, technical corrections, or fiscal adjustments, and votes were generally unanimous or near-unanimous with occasional reservations recorded.
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Banking and Insurance (9-16-25)
Transcript Highlights:
- </c> cost share for the insurer. cost share for the insurer.
- So, I know in the analysis before, it was estimating like pre-mandate insurance is covering 50 to 70%
- Um, I thank you all for your time today. like pre-mandate insurance is covering like pre-mandate insurance
- insurance</c><01:32:44.800><c> mandate.
- </c><01:32:45.360><c> I'm</c> state health insurance mandate. I'm state health insurance mandate.
Keywords:
Meeting Start 00:00:00
Call to Order and Roll Call 00:00:23
Kentucky Bankers Association 00:02:32
How to Read and Understand KRS 6.948 Health Mandate and Federal Cost Defrayal Impact Statements 00:25:40
Proposed Amendments to Kentucky's Essential Health Benefit-Benchmark Plan 00:50:18
Proposed Health Insurance Legislation for the 2026 Session 01:04:22
Reimbursement for Covered Benefits Delivered Through the Psychiatric Collaborative Care Model 01:01:46
Coverage of Eating or Feeding Disorders 01:18:47
Coverage of Hearing Loss 01:25:31, 958, all
Summary:
The Interim Joint Committee on Banking and Insurance met for its first interim meeting, established a quorum, approved routine opening items, and welcomed a new committee assistant and a legislative intern. The committee first heard a Kentucky Bankers Association presentation from Tim Shank and John Cooper focused on the state’s housing shortage, which they described as affecting all 120 counties and especially low- and moderate-income and workforce housing. They urged support for a proposed $20 million banker-backed revolving fund, paired with tax credits, to finance new housing construction; they said the program would be flexible, could support alternatives such as manufactured housing, and would use below-market loans with tax credits vesting over five years only after units are completed. They also asked for extension of the historical tax credit carryforward from five to seven years and for continued support of new market tax credits, arguing that supply-chain delays make the longer period necessary for historic rehabilitation projects.
The bankers also raised concerns about credit unions, arguing that because credit unions do not pay the same taxes as banks, they should not be allowed to acquire healthy state-chartered banks or hold state and local deposits. They cited the recent purchase of First State Bank of Middlesborough as an example, saying the transaction would reduce state, county, and city tax revenue and weaken local tax bases. In response to committee questions, the presenters said local regulations, zoning, parking, sidewalk, and utility easement issues can significantly delay housing projects, and they emphasized that state policy and infrastructure support are needed to help address affordability and development barriers.
The committee then shifted to a Department of Insurance presentation by Commissioner Sharon Clark on how to read KRS 6.948 health mandate and federal cost defrayal impact statements. Clark explained that the mandate statements were created in 1998 so legislators would have actuarial estimates of how proposed health insurance mandates would affect administrative costs, premiums, and total costs, and she noted that later legislation added federal cost-defrayal analysis. She also reviewed the background of the Affordable Care Act’s essential health benefits framework and said the department’s statements are intended to help lawmakers make informed decisions on proposed health coverage mandates. No votes or formal actions were taken during the portion of the meeting provided.
MN
Transcript Highlights:
- The mandate moratorium allows the school board not to comply with new educational mandates adopted in
- I'd just like to note that the mandate relief applies to the new mandates enacted during the 2023-2024
- mandates adopted in educational mandated mandates adopted in the<00:03:57.400><c> 2324</c><00:03:58.400
- The insurance cost we're currently a member of PEIP, the Public Employees Insurance Plan.
- another mandate.
Keywords:
education, mandate relief, school funding, local control, state laws, fund transfers, 1183, house
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Mar 5th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- Do you know what the insurance company costs?
- Without this bill, when somebody comes in here with a health insurance mandate, we do not know how that's
- department insurance carriers insurance agents consumer advocates for those folks that have struggled
- Follow up: So don't we talked earlier about insurance? So businesses can get insurance, can't they?
- in businesses and property, the insurance company basically, you're paying for the insurance company
Keywords:
ticket sales, resale, consumer protection, fraud, bots, transparency, refunds, event tickets, medical marijuana, cannabis, marijuana license, commercial grower, grow operation, bond requirement, land reclamation fee, revolving fund, environmental remediation, redevelopment, Oklahoma Medical Marijuana Authority, OMMA
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Mar 5th, 2026
Business and Insurance
Transcript Highlights:
- Without this bill, when somebody comes in here with a health insurance mandate, we do not know how that's
- I have been working with all parties on this with the insurance department, insurance carriers, insurance
- So we talked earlier about insurance, and so businesses can get insurance, can't they?
- and property, the insurance company, basically, you're paying for the insurance company to have two
- The insurance company, basically, you're paying for the insurance company to have two things: to be able
Keywords:
ticket sales, resale, consumer protection, fraud, bots, transparency, refunds, event tickets, medical marijuana, cannabis, marijuana license, commercial grower, grow operation, bond requirement, land reclamation fee, revolving fund, environmental remediation, redevelopment, Oklahoma Medical Marijuana Authority, OMMA
Summary:
The Business and Insurance Committee considered a series of bills focused on credit card interchange fees, insurance regulation, alcohol licensing, utility contractor authority, medical marijuana bonding, and business liability. Senators Thompson’s SB 2102 and SB 1940 sought to limit swipe fees on large financial institutions and on taxes and tips, respectively; both passed after questions about the asset thresholds and their impact on merchants and banks. SB 1625, by Senator Fricks, would let the Oklahoma Insurance Department prepare impact analyses on health benefit plan legislation, and passed unanimously. SB 1442, by Senator Dossett, lowered distiller licensing fees, created a microdistillery license, and restored a liability insurance proof requirement through an amendment; it passed 11-0. SB 1623, by Floor Leader Daniels, would revise the state credit union charter and passed 11-0. SB 1242, by Senator Hamilton, increased the bond required for medical marijuana grows from $50,000 to $100,000 and passed 10-0.
The committee also heard SB 1949 from Senator Logan, which would allow utility contractors to work closer to buildings on private property, up to five feet from structures, instead of stopping at the property line. The bill drew extended questioning from Senator Brooks about permitting, training, liability, and the relationship between utility contractors and plumbers; an industry representative testified that utility contractors already do much of the work under licensed plumbers and that the bill would reduce costs and speed projects, especially in rural areas. SB 1949 passed 8-2. Senator Reinhardt’s SB 1592 and SB 1913, both insurance-related committee substitutes, were described as ongoing negotiations aimed at homeowner insurance transparency and consumer protections; members were told the bills were still being refined, but both passed, 9-1 and 10-0, respectively.
Additional measures included SB 592, which would let distributors issue credits to retailers after repeated product replacements, aimed at reducing losses from poor inventory control at large retailers; it passed 9-0. SB 992 would provide civil liability protection for businesses and property owners when violent criminal acts occur on their premises, except in cases of gross negligence; it prompted debate over gun-free zones, security, insurance, and whether the bill would reduce incentives for safety measures, but passed 5-3. Finally, SB 1241 created the Oklahoma Fraud and Ticketing Accountability Act to address fake tickets, bots, deceptive resale websites, and venue liability in the live-event market; supporters included arts venues, and the bill passed 8-0. The committee adjourned after completing its agenda.
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Wed Feb 18, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- What are homeowners experiencing with the lack of insurance? Or is it the high cost of insurance?
- </c> a year on insurance. a year on insurance.
- </c> insurance, home insurance in that area? insurance, home insurance in that area?
- </c> people who get their insurance there. people who get their insurance there.
- </c> relating to health insurance. relating to health insurance.
Bills:
HB20, HB2612, HB2404, HB2459, HB2194, HB1880, HB2284, HB1969, HB2458, HB1546, HB2161, HB1721, HB1641, HB2137, HB1782, HB2360, HB1965, HB1897, HB1513
Keywords:
lava insurance, homeowners, insurance market, subsidy, Hawaii, mortgage, debt, secured transactions, real property, Hawaii Revised Statutes, cooperative associations, electric utility cooperatives, agricultural cooperatives, mutual help, food innovation, agribusiness, food safety, market access, branding, economic diversification
Summary:
The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided.
The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments.
Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.
OK
Oklahoma 2026 Regular Session
Commerce and Economic Development Oversight Mar 3rd, 2026 at 03:00 pm
Commerce & Economic Development Oversight
Transcript Highlights:
- We have had significant increases in insurance costs, which are due to a variety of insurance costs and
- insurance companies challenging claims and then not paying.
- avenue for the consumer to create a savings account because of some of the things we're seeing in the insurance
- that up into, then I could pay that claims essentially out of that and keep that cost off of my insurance
Bills:
HB2929, HB2956, HB2955, HB3128, HB3880, HB4294, HB2970, HB3338, HB3443, HB3783, HB3800, HB3818
Keywords:
homeowner insurance, insurance premium, claim history, insurance regulation, at-fault claims, flood insurance, state law, consumer protection, appraisal management, Real Estate Appraiser Board, appraiser registration, background checks, ownership requirements, captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive
OK
Oklahoma 2026 Regular Session
Commerce and Economic Development Oversight Mar 3rd, 2026 at 10:30 am
Commerce & Economic Development Oversight
Transcript Highlights:
- This particular bill focuses on insurance coverage, roof adoption, and you. For questions.
- The Oklahoma Insurance Department requests the following changes to update provisions related to the
- homeowner's insurance in the Oklahoma Insurance Code.
- Oklahoma Insurance Department. Thank you so much. Underwriting purposes.
- Oklahoma Insurance Department. Thank you so much. Have pass, see no questions.
Bills:
HB2929, HB2956, HB2955, HB3128, HB3880, HB4294, HB2970, HB3338, HB3443, HB3783, HB3800, HB3818
Keywords:
homeowner insurance, insurance premium, claim history, insurance regulation, at-fault claims, flood insurance, state law, consumer protection, appraisal management, Real Estate Appraiser Board, appraiser registration, background checks, ownership requirements, captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive
MN
Minnesota 2025-2026 Regular Session
Judiciary Committee Meeting - 2026-04-14
Judiciary Finance and Civil Law
Transcript Highlights:
- </c><01:05:10.880><c> Access</c><01:05:11.440><c> promotes</c> statutory mandates.
- Access promotes statutory mandates.
- Section 2 permits data gathered on an individual under the employment insurance program to be shared
- Section 2 permits data gathered on an individual under the employment insurance program to be shared
- Section 2 permits data gathered on an individual under the employment insurance program to be shared
Keywords:
foster care, ombudsperson, investigative powers, children's rights, complaint process, HF4428, Medical Assistance, Medicaid, community engagement, work requirement, work mandate, employment requirement, community service, 80 hours, half-time student, income threshold, federal minimum wage, eligibility verification, benefit suspension, benefit termination