Transcript Highlights:

• </c> insurers reinsurance. insurers reinsurance.
• in</c> insurance department.
• That law passed in insurance department.
• </c> covered by forcing that particular law covered by forcing that particular law or<00:15:38.560><c
• </c> insurance dinner next Wednesday night. insurance dinner next Wednesday night.

Bills: HB415, HB419, SB219, SB170, HB415, HB419, SB219, SB170

Keywords: police abuse registry, law enforcement registry, officer assault, assault on police, resisting arrest, battery on law enforcement, law enforcement injury fund, Back the Blue Act, Attorney General, clemency, pardon, commutation, rehabilitation costs, medical costs, public safety, criminal records, background checks, registry removal fee, privacy, due process

Transcript Highlights:

• But unfortunately, the federal law does not cover life insurers, long-term care, or disability insurers
• So there's a gap in the law.
• There's a hole or a gap in the coverage of the law.
• I have pretty good insurance.
• law.

Bills: H5112, S2921, H4914

Keywords: genetic discrimination, genetic testing, genetic information, DNA, hereditary risk, insurance underwriting, life insurance, health insurance, long-term care insurance, disability insurance, medical privacy, consumer protection, anti-discrimination, insurer regulation, Commissioner of Insurance, chapter 176D, underwriting, hereditary disease, genomics, travel insurance

Transcript Highlights:

• So this is for individuals who are already insured under Medicare.
• So this is for individuals who are already insured under Medicare.
• This bill does allow the insurance company... Different.
• She is the division, the Health and Life Insurance Director at the Office of Superintendent of Insurance
• Under current law, you have to go through underwriting.

Bills: SB21, SB42, SB81, SB101, SB139

Keywords: SB 21, Medicare supplement, Medigap, open enrollment, guaranteed issue, birthday month enrollment, health insurance, insurance regulation, senior health coverage, elderly, retiree, Medicare beneficiaries, preexisting conditions, underwriting restrictions, premium discrimination, New Mexico insurance law, superintendent of insurance, health care coverage, policy portability, healthcare

Transcript Highlights:

• because the Department of Insurance does warranties, service agreements, and insurance.
• because the Department of Insurance does warranties, service agreements, and insurance.
• because the Department of Insurance does warranties, service agreements, and insurance.
• carriers ultimately the the insurance carriers ultimately the insure<00:24:49.760><c> insurance</c><
• 00:24:49.919><c> insurance</c><00:24:50.240><c> policy</c> insure insurance insurance policy insure insurance

Bills: SB294, HB296, HB300, SB269

Keywords: public officers, bonding, risk management, notification, delinquency, consumer protection, rental home, marketplace guarantees, insurance, commissioner of insurance, healthcare, breast cancer screening, insurance coverage, deductible, copayment, emergency medical services, ambulance reimbursement, health care insurers, balance billing, provider networks

Bills: AB404, AB428

Keywords: brew pub, alcoholic beverages, liquor store, licensure, regulation, Department of Taxation, fertility preservation, breast cancer, ovarian cancer, oncology, reproductive medicine, infertility, cancer treatment, egg freezing, embryo freezing, oocyte cryopreservation, sperm banking, assisted reproductive technology, health insurance mandate, Medicaid

Transcript Highlights:

• The Chair called this meeting of the Insurance Committee to order.
• Um, so HB 424 is a Department of Insurance bill.
• </c><00:10:02.240><c> uh</c> HB424 is a department of insurance uh HB424 is a department of insurance
• "I'm not an insurance guy. I'm a financial services guy.
• And it puts this mandate on a single group of insureds.

Bills: HB424, SB63, SB269, HB424, SB63, SB269

Keywords: HB424, Montgomery County, sheriff, county sheriff, salary increase, expense allowance, local act, county general fund, retirement contributions, public official compensation, law enforcement pay, elected official salary, Montgomery County legislation, sheriff compensation, term-based salary, immigration, law enforcement, fingerprints, DNA collection, illegal aliens

Transcript Highlights:

• This is the Texas law on Texas arbitration for surplus lines of insurance that we...
• It also requires that the insurance contract be interpreted according to Texas law.
• New York arbitrator to apply New York laws in an insurance claim involving Texas schools.
• lines insurers.
• There are people applying for insurance and then being declined insurance.

Bills: SB388, SB455, SB917, SB925, SB1006

Keywords: dispatchable generation, electricity, natural gas, ERCOT, energy credits, utilities regulation, renewable energy, arbitration, insurance contracts, surplus lines, Texas law, insurance policy, boiler inspection, boiler safety, inspection report deadline, certificate inspection, authorized inspector, inspection agency, Health and Safety Code, board of boiler rules

Transcript Highlights:

• without insurance.
• without insurance.
• As long as we have compulsory auto insurance in Minnesota, we should expect people to adhere to the law
• Insurance,<00:58:21.520><c> maintenance,</c> Insurance, maintenance, Insurance, maintenance, fuel,<00
• Everyone should have insurance. It's the law. Um and I'm a data guy.

Bills: HF3131, HF3436, HF3106, HF3241, HF3531

Keywords: cancer, disability, parking certificates, transportation, state law, school bus, schoolchildren, student safety, traffic safety, stop arm, flashing red lights, amber lights, passing a school bus, 20 feet, vehicle stopping distance, driver duties, school transportation, Minnesota traffic law, school bus law, bus stop signal

Transcript Highlights:

• law's settlement provisions in an insurance policy guide the insurance claim.
• And, Madam Chair, as technology-driven insurance fraud has advanced, current law has not kept up with
• insurance premiums down and protect the health of our insurers and the insurance market.
• Premiums down, and protect the health of our insurers and the insurance market.
• It defines insurance fraud as a crime in state law and recognizes insurance consumers and beneficiaries

Bills: SB5831, SB6031, SB6178, SB5928, SB5919

Keywords: mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, public safety, insurance fraud, law enforcement, crime prevention, penalties, SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured

Transcript Highlights:

• It allocates 100% of insurance assessments to insurance fraud investigations, which is up from 70%.
• Insurance fraud is a serious problem, but usually not a high priority for general all-purpose law enforcement
• Insurance fraud is a serious problem, but usually not a high priority for general all-purpose law enforcement
• Insurance fraud is a serious problem, but usually not a high priority for general all-purpose law enforcement
• the insurance agency?

Bills: HF2335, HF2400, HF2401, HF2522

Keywords: Medicare, health insurance, supplement policies, preexisting conditions, medical assistance, premium classification, real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, continuing education, out-of-state, licensing, commerce, fraud prevention, automobile theft, law enforcement, insurance crimes, 1183

Transcript Highlights:

• to this new law and the time window associated with that.
• even as the window of time changes from one law to the other?
• The bill makes three changes to the law.
• The bill makes three changes to the law.
• This amendment will basically render the bill useless by restoring existing law.

Bills: SB6134, SB6136, SB6188

Keywords: unemployment insurance, UI benefits, striking workers, strike, labor dispute, retroactive wages, overpayment assessment, overpayment recovery, Employment Security Department, ESD, claimant notice, benefit recoupment, Washington unemployment law, worker notice, federal unemployment tax credit, state unemployment fund, workers' compensation, industrial insurance, premium rates, rate transparency

Transcript Highlights:

• Chairman and members, this is current law. Every year or every four years, we've got to renew this.
• It's the Same law, it's been in place since 2001. So now, you're for questions.
• accept the Friendly amendment, and I think it'd be a smoother transition when, if, if this goes into law
• IRS federal law to the extent that when transferring benefits to your dependents, it states that in order

Bills: HB3257, HB3428, HB3043, HB3044, HB3078, HB3940, HB3432

Keywords: veterans, disability benefits, federal law, Oklahoma Statutes, military service, veterans benefits, workplace poster, human resources, employment law, mental health resources, educational resources, HB3043, Oklahoma Department of Veterans Affairs, ODVA, seasonal employees, project labor, pro rata jobs, unclassified service, state personnel law, state employee benefits

Transcript Highlights:

• House Bill 3257 would change existing law so that... Mr.
• Members, this is current law every year or every four years. We've got to renew this.
• It's the same law. It's been in place since 2001. So now you're for questions.
• It's the same law. ODVA equipment capital improvement program that stays in place.
• It's the same law. It's been in place since 2001. So now you're for questions.

Bills: HB3257, HB3428, HB3043, HB3044, HB3078, HB3940, HB3432

Keywords: veterans, disability benefits, federal law, Oklahoma Statutes, military service, veterans benefits, workplace poster, human resources, employment law, mental health resources, educational resources, HB3043, Oklahoma Department of Veterans Affairs, ODVA, seasonal employees, project labor, pro rata jobs, unclassified service, state personnel law, state employee benefits

Summary: The committee heard several veterans-related bills. House Bill 3257 would treat 100% disabilities caused by medical malpractice at a VA facility as service-connected for purposes of Oklahoma state benefits, aligning state treatment with federal benefits; members asked about the bill’s scope and its relation to military service and citizenship, and it passed 6-0. House Bill 3432 would allow veterans to attend public school sporting events without paying gate admission; one member spoke against the idea of preferential treatment for veterans, but the bill passed 5-1. House Bill 3428 would require the Department of Labor, working with the Oklahoma Department of Veterans Affairs, to create a workplace poster for employers with more than 50 employees listing veteran benefits and contact information for assistance programs. The author emphasized it was not a recruitment effort and said the poster would mainly provide hotline numbers and claims assistance information; it passed 7-0. House Bill 3043 would let ODVA hire PRN, seasonal, or as-needed employees during peak periods instead of relying on full-time staff, and members discussed possible reporting additions; it passed 7-0. The committee also considered House Bill 3044, which continues the existing tax return donation option for the ODVA equipment capital improvement program, and it passed 7-0. House Bill 3078, as amended, changed the donation mechanism to a direct link to the ODVA website rather than a checkbox on state transaction forms, and the amendment was adopted before the bill passed 8-0. Finally, House Bill 3940, a broad cleanup/omnibus measure revising National Guard and State Guard provisions, retention and education assistance rules, museum-related authority, and other technical matters, was presented as a follow-up to prior legislation, amended by PCS, and passed 7-0 with one member absent/abstaining; the committee then adjourned.

Transcript Highlights:

• Senate Bill 1286 renames the Florida law enforcement recruitment bonus payment program as the law enforcement
• We have Rima Nathan from FSU Elder Law, waving in support.
• Law and state that we keep an eye out on.
• Basically, what we're doing is... ...electronic insurance or eyewear insurance or both.
• Murphy, Board Association of Insurance Agents, waving in support.

Bills: S0198, S0570, S0772, S0808, S1038, S1040, S1286, S1440, S1504, S1668

Keywords: virtual currency, kiosks, money services business, regulation, financial services, consumer protection, cryptocurrency, registration, payment scams, task force, fraud prevention, property insurance, roofing requirements, inspector, insurance policies, homeowners insurance, roof age, residential structures, insurance renewal, investment

Summary: The Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286 by Senator Wright. That bill expands the law enforcement recruitment bonus program to include firefighters, creates a DFS grant review panel for fire-related grants, and establishes an institute for PTSD and first-responder behavioral health. Testimony from fire chiefs and others supported the measure, and the committee reported it favorably. The committee then considered several insurance and financial regulation bills. CS/SB 198 by Senator Rousan, as amended, regulates virtual currency kiosks with transaction limits, notice and receipt requirements, and OFR enforcement authority; witnesses described it as a needed anti-fraud measure, especially for seniors, and it was reported favorably. CS/SB 772 by Senator Burgess, as amended, allows limited licenses for portable electronics and eyewear insurance, and CS/SB 1504 by Senator Claudio, as amended, creates a pathway for high school students to qualify for insurance customer representative licensure; both were reported favorably. The committee also approved two cryptocurrency reserve bills by Senator Gruters: CS/SB 1038 creates the Florida Strategic Cryptocurrency Reserve framework, and CS/SB 1040 creates the related trust fund; both received technical amendments and favorable reports. CS/SB 1440 by Senator Martin, as amended, creates public records exemptions and cybersecurity reporting provisions for financial institutions and related entities, and it was reported favorably. Finally, SB 1668 by Senator Burton, which updates the NICA program’s funding and benefit structure, and CS/SB 570 by Senator Polsky, which creates a task force on payment scams, were both heard with supportive testimony and reported favorably. Senators later recorded additional affirmative votes on selected bills before the committee adjourned.

Transcript Highlights:

• insurance fraud.
• The insurance commissioner is a limited law enforcement agency, and so they have a criminal investigations
• insureds themselves.
• The insurance commissioner is a limited law enforcement agency, and so they have a criminal investigations
• It does recognize that insurance consumers can be the victims of insurance fraud.”

Bills: HB2361, HB2542, HB2629, HB2394, HB2274, HB1078, HB2294

Keywords: small loans, consumer protection, financial regulation, lending limits, credit access, animal testing, alternatives, ethical research, animal welfare, scientific methods, infrastructure, protection, safety, security, state regulations, public safety, insurance fraud, law enforcement, crime, penalties

Transcript Highlights:

• Over the court, you heard that the current law is a pilot.
• dispatcher and as a law enforcement officer.
• hundreds of claimants in appeals for claims of unemployment insurance benefits.
• I'm policy director for the Unemployment Law Project.
• That's the way the law works today.

Bills: HB2107, HB2137, HB2243, HB2264

Keywords: construction safety, hazard notification, worksite regulations, labor safety, state law, law enforcement, correctional officers, interest arbitration, collective bargaining, public safety, workers' compensation, healthcare providers, physical therapy, occupational therapy, employment, unemployment insurance, benefits, layoffs, workforce reduction, 904

Transcript Highlights:

• The attorney general today has authority, confirmed by decades of case law and recognized in state law
• </c> that venue um be treated under this law? that venue um be treated under this law?
• is not required by law.
• by law.
• by law.

Bills: HF1392, HF2233, HF695, HF2228, HF1289

Keywords: consumer protection, restitution, attorney general, consumer enforcement, unclaimed funds, victim compensation, settlement funds, special revenue fund, general fund, restitution account, consumer fraud, state treasury, eligible consumers, distribution of funds, tax subtraction, income tax, refund, unpaid compensation, Minnesota Department of Revenue, consumer redress

Transcript Highlights:

• producers, those folks who sell us life insurance, health insurance, property insurance, and casualty
• , health insurance, property insurance, health insurance, property and<00:03:19.280><c> casualty</c><
• </c><00:03:20.720><c> and</c> and casualty insurance for our home and and casualty insurance for our
• </c> have private healthcare insurance. have private healthcare insurance.
• With that, we have a journ... law this year. So, members, I'll just law this year.

Bills: HF357, HF3389, HF1434, HF2500, HF1606

Keywords: HF357, hasenpfeffer, card games, social skill game, Minnesota gambling law, tournament, contest, prize limit, low-stakes gaming, card game exemption, gambling exemption, cribbage, bridge, euchre, pinochle, Texas hold'em, whist, skat, sheepshead, gin

Transcript Highlights:

• They ensure every election is conducted fairly, securely, and in full compliance with the law.
• Every voter requires an explanation of what the law allows, and that takes time.
• What's the statutory law currently on that?
• Well, or does the current law say that that's what you can charge?
• I think the, if the current law would say that, that's what you can charge.

Bills: HB27, HB143, HB205, HB308, HB311, HB417, HB430, HB562, HB812, HB1129

Keywords: inmates, department of public safety, per diem, local correctional facilities, jail funding, insurance premiums, Municipal Fire and Police, dedicated fund, assessments, Louisiana legislation, hazardous waste, cleanup fund, environmental protection, state treasury, Consumer Price Index, law enforcement, firefighters, health insurance, survivors benefits, Lafayette

Bills: HB3940, HB3078, HB3043

Keywords: Oklahoma National Guard, compensation, education assistance, career technology, military benefits, veterans, donations, Oklahoma Department of Veterans Affairs, state agency, executive branch, HB3043, ODVA, seasonal employees, project labor, pro rata jobs, unclassified service, state personnel law, state employee benefits, paid leave, paid holidays

Summary: The committee took up three Oklahoma Department of Veterans Affairs-related House bills. House Bill 3940 was presented as a modernization and cleanup of Guard retirement-related provisions, with a confusing pay language removed; members noted it was similar to prior versions and that any fiscal impact would not occur until after 2027. After brief questions, the bill was advanced unanimously, 7-0. House Bill 3078 would allow state agencies and executive-branch entities to add voluntary donation options to payment forms so people could contribute to the ODVA Revolving Fund when paying for items such as licenses, registrations, and tax forms. Members clarified the donations would be extra, strictly voluntary, and not tied to tax proceeds. The bill passed 7-0. House Bill 3043 would authorize ODVA to hire PRN/as-needed staff as seasonal employees under defined limits to help staff veterans homes. Supporters said it would improve flexibility and staffing during peak periods, while the minority leader raised concerns about expanding temporary employment and reducing access to stable, benefit-eligible jobs. The bill passed 5-2. The committee then laid over another item pending Senator Woods’ availability and adjourned.