Transcript Highlights:

• It allocates 100% of insurance assessments to insurance fraud investigations, which is up from 70%.
• </c> be spent on insurance fraud so that we be spent on insurance fraud so that we have<01:07:44.799>
• </c><01:18:36.400><c> fraud</c> really seriously takes insurance fraud really seriously takes insurance
• </c> insurance premiums Rising you know fraud insurance premiums Rising you know fraud is<01:18:45.000
• c> with insurance fraud and white collar with insurance fraud and white collar crime<01:36:59.560><c>

Bills: HF2335, HF2400, HF2401, HF2522

Keywords: Medicare, health insurance, supplement policies, preexisting conditions, medical assistance, premium classification, real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, continuing education, out-of-state, licensing, commerce, fraud prevention, automobile theft, law enforcement, insurance crimes, 1183

Transcript Highlights:

• , and deter insurance fraud crimes.
• Insurance Commissioner, with the stated purpose of detecting insurance fraud, reducing fraud through
• staff at insurance companies to combat insurance fraud and to uncover other crimes.
• This is a consumer protection bill that will help prevent insurance fraud, which in turn will help keep
• , and our insurance fraud advisory board.

Bills: SB5831, SB6031, SB6178, SB5928, SB5919

Keywords: mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, public safety, insurance fraud, law enforcement, crime prevention, penalties, SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured

Summary: The Senate Business, Trade & Economic Development Committee heard a tribal gaming compact amendment for the Squaxin Island Tribe and the Washington State Gambling Commission. Testifiers said the amended, restated compact consolidates six prior amendments, updates appendices, and adds new provisions for electronic table games and high-limit room options. The tribe and commission described the agreement as a clarification and modernization of the compact that supports tribal regulation, economic development, and public protection. No questions were raised, and the compact was presented as moving next through the commission and gubernatorial review process. The committee then held public hearings on three bills. SB 5831 would enact the Uniform Mortgage Modification Act, creating safe harbors so certain mortgage modifications do not affect lien priority in foreclosure; the sponsor, staff, and Uniform Law Commission said it clarifies current law and helps homeowners and businesses modify mortgages more easily. SB 6178, requested by the Insurance Commissioner, would prohibit post-loss assignments of insurance benefits to contractors in property claims; the sponsor, OIC, and supporting witnesses said it protects vulnerable homeowners after disasters from losing control of their claims, while still allowing direct payment to vendors. SB 6031, also requested by the Insurance Commissioner, would expand and modernize the state’s insurance fraud laws, make insurance fraud a Class B felony, broaden reporting and investigative authority, and improve restitution and prosecution tools; the OIC, anti-fraud groups, and insurers supported it, while the Washington Society of CPAs said concerns would be addressed by amendment. In executive session, the committee considered SB 5928 and SB 5919. Staff described SB 5928 as dealing with wildfire risk scores, insurer disclosure and appeals, rate-filing requirements, and confidentiality, with a proposed substitute making a mitigation-discount standard actuarially sound and correcting a drafting error. The committee adopted the substitute and advanced SB 5928 with a do-pass recommendation to Rules. The committee also advanced SB 5919, which encourages voluntary collaboration between fire districts and insurers on wildfire mitigation incentives for agricultural activities, with a do-pass recommendation to Rules.

Transcript Highlights:

• I get fraud, but I hear waste, fraud, and abuse, and like, what are these things?
• I get fraud, but I hear waste, fraud, and abuse, and like, what are these things?
• abuse, and I understand fraud.
• /c><01:04:29.359><c> that</c><01:04:29.520><c> data</c> prevent abuse to prevent um that data prevent
• Prevention is the best tool.

Bills: HF1, HF2

Keywords: Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud

Transcript Highlights:

• Medicaid anti-fraud statutes will be applied to the commercial insurance market.
• Establishes scaled penalties tied directly to the financial impact of fraud and maintains insurance fraud
• ... in Chapter 701, modeled after the Texas Medicaid Fraud Prevention Act, allowing private individuals
• But the government is going to be involved in the commercial health insurance fraud.
• It's called the Texas Medicaid Fraud Prevention Act, and it mirrors federal laws.

Bills: HB1464, HB1635, HB2516, HB3317, HB3502, HB4012, HB4268, HB4386, HB4877, SB916

Keywords: prescription drugs, drug pricing, pharmacy benefits, health insurance, health benefit plan, insurer, HMO, self-insured employer, public employer, school district, county, municipality, university system, higher education, retirees, dependent coverage, stop-loss coverage, bulk purchasing, group purchasing, purchasing pool

Transcript Highlights:

• and also, you know, taking the proactive steps that we need to in order to prevent fraud from taking
• and also, you know, taking the proactive steps that we need to in order to prevent fraud from taking
• and also, you know, taking the proactive steps that we need to in order to prevent fraud from taking
• and also, you know, taking the proactive steps that we need to in order to prevent fraud from taking
• and also, you know, taking the proactive steps that we need to in order to prevent fraud from taking

Bills: HF1, HF98

Keywords: Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud

Transcript Highlights:

• Insurers... Insurers support wildfire mitigation. We support the IBHS standards.
• So turning a mitigation designation into a mandated eligibility outcome prevents insurers from considering
• I think we even understand that some of this money has gone to stand up insurance fraud that some of
• this money has gone to stand up insurance fraud investigations and that department.
• fraud program.

Bills: SB6061, SB5844, SB6079, SB6137, SB5831, SB6031, SB6178

Keywords: tourism, self-supported assessment, funding, statewide promotion, economic development, storage rental, tenancy agreements, tenant rights, landlord obligations, termination notice, insurance, wildfire prevention, policy nonrenewal, cancellation, risk management, sports wagering, sports betting, sports gambling, bookmaking, gambling regulation

Summary: The committee first heard public testimony on Senate Bill 6137, which would allow wagering on collegiate events involving Washington colleges while continuing to prohibit bets on the performance of individual Washington college athletes. Tribal gaming representatives strongly supported the bill, saying it would keep sports wagering in a regulated tribal marketplace, protect integrity, and help smaller tribal facilities participate through a hub-and-spoke model. University of Washington and Washington State University representatives supported the ban on individual prop bets but raised concerns about student-athlete harassment and the broader expansion of wagering. Sports betting operators also supported the measure, arguing that legal in-state wagering would reduce illegal betting and improve monitoring of suspicious activity. No vote was taken. The committee then heard Senate Bill 6079, which creates the Strengthen Washington Homes wildfire mitigation grant program and would use grants to help homeowners and others retrofit dwellings to IBHS wildfire-prepared standards. The insurance commissioner, the bill sponsor, a city mayor from Medical Lake, and several advocates testified in support, emphasizing rising non-renewals, wildfire losses, and the value of upfront mitigation. Insurance industry groups said they support wildfire mitigation and the grant program but opposed the bill’s insurance underwriting prohibition tied to IBHS designations and raised concerns about using the commissioner’s regulatory account for funding. Questions focused on audit controls and rulemaking, and the commissioner said audit procedures would be handled through rules. No action was taken. The committee next held a work session and then a public hearing on Senate Bill 6061, which would create a tourism self-supported assessment program. State of Washington Tourism, the Washington Wine Commission, hospitality and brewery groups, the Port of Seattle, and rural economic development representatives supported the proposal, saying Washington is underfunded compared with peer states and that an industry-led assessment could provide stable, competitive funding for statewide tourism promotion. Testifiers described the model as similar to commodity commissions and said it would help rural communities, small businesses, and visitor spending. Some concerns were raised about which business sectors would be assessed and how local lodging taxes fit into the structure, but the sponsor said the bill is designed to give participating businesses control over the program. No vote was taken. Finally, the committee heard Senate Bill 5844 on self-storage rental agreements and termination procedures. The bill would allow electronic delivery and signatures for storage agreements, clarify when unsigned agreements become enforceable through continued occupancy, and create a uniform process for termination or nonrenewal with notice and access rules. The sponsor and self-storage industry witnesses said the measure would modernize the law, improve safety, and provide clearer procedures for both operators and consumers. Testimony was generally supportive, and no vote was taken.

Transcript Highlights:

• The Committee on Banking and Insurance will now come to order. Amora, please call the roll.
• Basically, what we're doing is... ...electronic insurance or eyewear insurance or both.
• Murphy, Board Association of Insurance Agents, waving in support.
• Therapy reinforces the small abilities they have and prevents their decline.
• The bill requires families to maintain comprehensive health insurance.

Bills: S0198, S0570, S0772, S0808, S1038, S1040, S1286, S1440, S1504, S1668

Keywords: virtual currency, kiosks, money services business, regulation, financial services, consumer protection, cryptocurrency, registration, payment scams, task force, fraud prevention, property insurance, roofing requirements, inspector, insurance policies, homeowners insurance, roof age, residential structures, insurance renewal, investment

Summary: The Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286 by Senator Wright. That bill expands the law enforcement recruitment bonus program to include firefighters, creates a DFS grant review panel for fire-related grants, and establishes an institute for PTSD and first-responder behavioral health. Testimony from fire chiefs and others supported the measure, and the committee reported it favorably. The committee then considered several insurance and financial regulation bills. CS/SB 198 by Senator Rousan, as amended, regulates virtual currency kiosks with transaction limits, notice and receipt requirements, and OFR enforcement authority; witnesses described it as a needed anti-fraud measure, especially for seniors, and it was reported favorably. CS/SB 772 by Senator Burgess, as amended, allows limited licenses for portable electronics and eyewear insurance, and CS/SB 1504 by Senator Claudio, as amended, creates a pathway for high school students to qualify for insurance customer representative licensure; both were reported favorably. The committee also approved two cryptocurrency reserve bills by Senator Gruters: CS/SB 1038 creates the Florida Strategic Cryptocurrency Reserve framework, and CS/SB 1040 creates the related trust fund; both received technical amendments and favorable reports. CS/SB 1440 by Senator Martin, as amended, creates public records exemptions and cybersecurity reporting provisions for financial institutions and related entities, and it was reported favorably. Finally, SB 1668 by Senator Burton, which updates the NICA program’s funding and benefit structure, and CS/SB 570 by Senator Polsky, which creates a task force on payment scams, were both heard with supportive testimony and reported favorably. Senators later recorded additional affirmative votes on selected bills before the committee adjourned.

Transcript Highlights:

• </c> Senate File 106, Welfare Fraud Senate File 106, Welfare Fraud Prevention<00:54:34.079><c> Act</c
• </c><00:54:47.040><c> Prevention</c><00:54:47.920><c> Act</c> File 106, Welfare Fraud Prevention Act
• :55:15.920><c> um</c><00:55:16.160><c> prevention</c> strengthens our um fraud um prevention strengthens
• our um fraud um prevention um<00:55:18.400><c> you</c><00:55:18.559><c> know</c><00:55:18.800><c> fraud
• And this simply just updates our welfare fraud prevention act.

Bills: SF0122, SJ0006, SF0121, SF0106

Keywords: medical necessity, insurance, healthcare policy, independent review, claim processing, shared parenting, family law, joint custody, child well-being, parental rights, pharmacy, collaborative care, healthcare, prescriptions, patient safety, Wyoming Pharmacy Act, welfare, Medicaid, employment, eligibility verification

Bills: SF0122, SJ0006, SF0121, SF0106

Keywords: medical necessity, insurance, healthcare policy, independent review, claim processing, shared parenting, family law, joint custody, child well-being, parental rights, pharmacy, collaborative care, healthcare, prescriptions, patient safety, Wyoming Pharmacy Act, welfare, Medicaid, employment, eligibility verification

Transcript Highlights:

• TDI-regulated insurance have state-level parity protections.
• People with Medicaid and CHIP insurance— Medicaid and CHIP insurance have state-level parity protections
• You pay a little extra on travel insurance for, in case.
• It sounds like insurance. Well, it does, but it's currently. it's not.
• And we don't think it is insurance.

Bills: HB201, HB272, HB618, HB 1094, HB 1142, HB201, HB272

Keywords: financial crime, card fraud, motor fuel theft, law enforcement, criminal activity, skimmers, prevention, training, credit card fraud, debit card fraud, prosecution, illegal possession, state law, HB 618, Texas insurance code, IVF, in vitro fertilization, fertility treatment, infertility coverage, government employee health benefits

Transcript Highlights:

• </c> example, not all of it's fraud. example, not all of it's fraud.
• </c> insurance with a statewide insurance insurance with a statewide insurance plan.<00:43:15.599><c>
• You would look at liability insurance, theft insurance, vehicle insurance if the grant drives, make sure
• You would look at liability insurance, theft insurance, vehicle insurance if the grant drives, make sure
• 01:23:31.679><c> vehicle</c> insurance, theft insurance, vehicle insurance, theft insurance, vehicle

Bills: HF3422, HF3461, HF2904

Keywords: state grants, grant oversight, grants management, executive agencies, Minnesota Department of Administration, commissioner of administration, fraud prevention, waste prevention, grant monitoring, financial reconciliation, grant compliance, state government, public funds, grant recipients, competitive grants, grant administration, administrative oversight, monitoring visits, grant policy, legislative leave

Transcript Highlights:

• uh some of the will help uh prevent uh some of the fraud<00:02:40.840><c> that</c><00:02:40.959><c>
• She said in her opening remark that this was going to help prevent fraud, and her understanding is that
• She asked Representative Anderson to explain how the bill is attempting to prevent fraud and why that
• c><00:15:58.600><c> but</c><00:15:58.720><c> the</c><00:15:59.160><c> some</c> prevent this sort of fraud
• The governor also has a fraud prevention package that would give agencies tools to strengthen oversight

Bills: HF25, HF1, HF428

Keywords: pregnancy support, women's health, maternity homes, nonprofit organizations, grant funding, abortion, family services, Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices

Transcript Highlights:

• </c><00:10:06.200><c> and</c> approach to addressing waste Fraud and approach to addressing waste Fraud
• But the problem is, and this is a cyclical issue that we're seeing relating to fraud, the biggest fraud
• relating to fraud uh the biggest<01:10:15.320><c> fraud</c><01:10:15.640><c> that</c><01:10:15.800><
• </c><01:13:43.120><c> that</c> focus on one element of the fraud that focus on one element of the fraud
• </c><01:14:20.920><c> doing</c> order to prevent fraud one way of doing order to prevent fraud one way

Bills: HF1, HF779, HF1034

Keywords: Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud

Bills: HB4284, HB1250, HB4190, HB3086

Keywords: animal abuse, offender registry, public safety, animal welfare, criminal justice, Oklahoma legislation, local law enforcement, Public Safety Technology Revolving Fund, grants, state funding, law enforcement technology, cyber crime, fraud prevention, Oklahoma State Bureau of Investigation, insurance fee, digital forensics, investigative support, revolving fund, prisons, corrections

Transcript Highlights:

• </c><00:41:06.480><c> in</c> urge us as we think about fraud in urge us as we think about fraud in Minnesota
• fraud?
• My goal is always to prevent fraud, and you and I've had that conversation.
• fraud?
• My goal is always to prevent fraud, and you and I've had that conversation.

Bills: HF1, HF1754, HF1809, HF1478

Keywords: Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud

Transcript Highlights:

• They are generally insurance fraud at DEED.
• fraud unit that's funded ins insurance fraud unit that's funded by<00:17:31.120><c> Insurance</c><00
• c><00:17:37.039><c> in</c><00:17:37.240><c> with</c> insurance fraud and put them in with insurance fraud
• </c><00:18:08.200><c> fraud</c> job is to do insurance fraud job is to do insurance fraud investigations
• ><00:19:05.320><c> have</c><00:19:05.440><c> our</c> insurance fraud and then we have our insurance fraud

Bills: HF1, HF1384

Keywords: Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud

Transcript Highlights:

• We're going to go to tab 2, SB 642, foreign and alien bail bond insurers.
• Rental housing application fraud is a significant problem here in Florida.
• Application fraud is a significant problem here in Florida.
• the fraud is a criminal matter or a civil matter.
• the fraud is a criminal matter or a civil matter.

Bills: S0086, S0642, S0712, S0758, S0896, S1224, S1300, S1370, S1712

Keywords: unauthorized aliens, commercial motor vehicles, safety regulations, civil penalties, law enforcement, bail bond, insurance regulation, foreign insurers, financial disclosure, premium reporting, pyramid schemes, consumer protection, fraud prevention, legal affairs, penalties, justice, administrative commission, membership, state attorneys, public defenders

Summary: The committee met with a quorum present and took up a series of bills, beginning with SB 1300 on education and workforce development for current and former inmates. Senator Claudio explained that the bill is intended to expand collaboration between the Department of Transportation and the Department of Corrections to provide training opportunities tied to Florida’s need for CDL drivers. The bill was reported favorably without debate. Members then considered SB 896 on campus safety, as amended by strike-all and late-filed amendment. The bill would require postsecondary institutions to adopt active assailant response plans, conduct security risk assessments, improve threat reporting and information sharing, and allow voluntary participation in the guardian program; the late-filed amendment removed a prohibition on guardians wearing uniforms. After questions about the firearm-discharge provision near campuses and testimony both for and against, the committee reported the bill favorably. The committee also reported favorably SB 86 on commercial motor vehicles operated by unauthorized aliens, SB 642 on foreign and alien bail bond insurers, and confirmed appointees listed on tabs 10 through 19. The committee next heard SB 712 on pyramid promotional schemes, which would create a new prohibition and increase penalties while preserving legitimate direct sales plans. Members raised concerns about whether participants in such schemes might themselves be victims, and the sponsor said prosecutorial discretion would distinguish victims from primary wrongdoers; the bill was reported favorably. SB 1224 on rental housing application fraud was also amended and reported favorably after testimony from apartment and realtor groups in support. In the latter part of the meeting, Chair Martin presented SB 1370 to expand habitual traffic offender status to repeated unlicensed driving, and SB 1712 to create a statewide FDLE counterintelligence and counterterrorism unit. SB 1370 was reported favorably unanimously. SB 1712 drew extensive questioning and public opposition over concerns about broad language, surveillance, and possible impacts on speech and protest, but the sponsor said the unit would focus on protecting the state from adversary intelligence threats and operate within constitutional limits; it was reported favorably. Finally, SB 758 on the Justice Administrative Commission was amended to adjust commission membership and reported favorably unanimously. The committee then recorded additional votes for members and adjourned.

Transcript Highlights:

• We created the State Health Insurance Plan, which provided very low-cost insurance.
• ,</c><00:14:23.240><c> which</c> State Health Insurance Plan, which State Health Insurance Plan, which
• </c><00:14:26.200><c> We</c> provided very low-cost insurance. We provided very low-cost insurance.
• Today, I mean, for the insurance.
• So how do we prevent hospital beds. So how do we prevent this?

Bills: HCR18, HCR32, HCR35, HCR105, HCR173

Keywords: hospice, health care, aging population, regulations, Medicare, working group, fraud prevention, quality of care, mental health, recidivism, civil commitment, Hawaii State Hospital, justice system, shelter, treatment pathways, biomarker testing, health insurance, precision medicine, healthcare access, medical necessity

Summary: The committee heard testimony on SCR 21 SD1, which asks Hawaii Health Systems Corporation’s East Hawaii Regional Health Care System to study the feasibility of a rural health clinic or similar access point for the Volcano community. Testimony in strong support came from HHSC representatives, Volcano residents, the Volcano Health Collaborative, the Rotary Club of Volcano, and others, who said the area has a clear need and that local primary and urgent care would align with regional plans. HHSC said it had already looked at the area, found no suitable temporary buildings, and would need a longer-term, capital-intensive solution, but that the study could help accelerate next steps. The committee then took up SCR 50 SD1, proposing a Hawaii Health Plan Working Group to design a basic affordable health plan for residents. Dr. Jack Lewin of SHIPTA said the state faces a growing uninsured population and argued for a short-term, lower-cost plan focused on preventive and primary care, drawing on the old State Health Insurance Plan as a possible model. Members asked about whether that prior program still exists and whether the working group should include the Hawaii Medical Association and Hawaii Primary Care Association; Dr. Lewin said the statute still exists but is unfunded, and that the group should be inclusive. The Department of Labor and other organizations also provided comments. For SCR 75 SD1, which urges a coordinated interdepartmental effort to reduce fetal alcohol spectrum disorder, Dr. Lewin and others said prevention, prenatal screening, and early intervention are needed because FASD is often hidden until later problems appear. Amanda from Hawaii FASD Action Group said current implementation under Act 192 is still largely a landscape analysis and that Hawaii lacks the infrastructure and specialists for a full system. Darlene Chance Govor urged adding the judiciary as a partner so juvenile justice and probation staff can be trained and referral pathways improved, while the Department of Health said it supports prevention but prefers a broader, systems-based approach focused on child needs and upstream care. The Disability Rights Center supported the resolution and asked for an earlier reporting date. The committee also heard SCR 149 SD1, which seeks an informal working group to address complex patients with multiple diagnoses involving substance use, mental health, or chronic physical illness. The Hawaii Substance Abuse Coalition and Ke Nui Malo strongly supported the measure, saying current siloed systems leave people bouncing between medical, mental health, and substance use providers without coordinated care, often ending up in crisis, emergency rooms, or the justice system. They said integrated residential care and a coordinated working group could improve outcomes and align with federal funding opportunities. The transcript ended before any final vote or action on the measures was announced, and SCR 109 was noted as withdrawn from the agenda.

Transcript Highlights:

• These traditional methods are routinely preventing and detecting fraud.
• fraud and improper payments.
• Insurers currently use graph analytics to identify fraud rings and coordinated abuse that would not be
• Thank you. ...that the investigators could use to further detect and prevent fraud across the government
• ...have been able to detect and prevent fraud across the government? Why don't we start with that?

Keywords: artificial intelligence, waste reduction, fraud prevention, government efficiency, improper payments, data reliability, oversight

Summary: The meeting was chaired by Chairman Schweikert and involved a comprehensive discussion on how to utilize artificial intelligence (AI) for reducing waste, fraud, and improper payments within federal programs. Key witnesses, including Mr. Andrew Canarsa from the Council of the Inspectors General, provided insights on the potential of AI in enhancing government efficiency. The committee emphasized the importance of reliable data and thorough examination of AI application to avoid unintended consequences while addressing the estimated $162 billion in improper payments reported by the federal government. Concerns were raised regarding the recent firing of inspectors general and the impacts that could have on oversight and accountability processes.

Transcript Highlights:

• A large and focused unit that focuses on financial crimes, traditional financial crimes, insurance fraud
• , wage theft, and misclassification crimes, as well as fraud in government programs.
• Prevention Committee, we've spent a little bit more time talking about this consolidation.
• On some of the other committees, we talked about just the growth of fraud, both the fraud on our public
• Traditionally, Medicaid fraud The Medicaid Fraud Control Unit, which is housed in the Attorney General's

Bills: HF2432

Keywords: HF2432, judiciary finance bill, public safety finance bill, corrections policy, crime victims, victim services, Minnesota victims of crime account, court fees, marriage license fee, financial crimes, fraud investigations, insurance fraud, Bureau of Criminal Apprehension, BCA, Commerce Fraud Bureau, wage theft, automobile theft prevention, nonprofit security grants, 911 funding, POST Board