Transcript Highlights:

• </c> mandates in the fully insured market. mandates in the fully insured market.
• </c> insurance to their employees. insurance to their employees.
• </c> does this but all lines of insurance. does this but all lines of insurance.
• </c> Insurers have had to adjust quickly. Insurers have had to adjust quickly.
• Um, so, from my understanding, it's an assessment the insurance companies pay and then they get a tax

Bills: HF3388, HF400

Keywords: HF3388, Minnesota premium security plan, reinsurance, health insurance, group health carriers, MCHA, MNsure, individual market, premium stabilization, carrier assessment, health insurance assessment, premium security plan account, state innovation waiver, high-risk pool, reinsurance payments, healthcare premiums, insurance carriers, deferral of assessment, financially impaired condition, HF400

Bills: SB 1468, SB 1612, SB 1789, SB 2530, SB 2571, SB 2717, SB 2967

Keywords: utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties, coastal counties, catastrophe year

Bills: SB 1468, SB 1612, SB 1789, SB 2530, SB 2571, SB 2717, SB 2967

Keywords: utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties, coastal counties, catastrophe year

Transcript Highlights:

• This is a meeting of the Insurance Committee.
• I do have a lot of experience as a lawyer with health insurance in particular and insurance in general
• I do have a lot of experience as a lawyer with health insurance in particular and insurance in general
• That’s House Bill 1187, which provides for emergency assessments of Louisiana Citizens Property Insurance
• That’s House Bill 1187, which provides for emergency assessments of Louisiana Citizens Property Insurance

Bills: SB511, SB512, HB591, HB909, HB938, HB1154, HB1187

Keywords: automobile repairs, insurance transparency, repair shop liability, non-OEM parts, policyholder rights, automobile insurance, appraisal process, insurance policyholders, dispute resolution, claim valuation, family leave, insurance, paid leave, employment benefits, caregiver support, behavioral health, crisis services, mental health care, insurance coverage, healthcare access

Transcript Highlights:

• Basically, it is to help our insurance carriers, the workers' compensation insurance carriers based in
• the committee substitute does, is make a change to where before there was some concern that the insurance
• comptroller's office which eliminates that so that In this case, we get the good outcome of our insurance
• Out-of-state insurance carriers will not be charged a retaliatory tax when issuing a policy in the state
• The committee substitute adds that insurers' commercial property or automobile rate filings require approval

Bills: SB1468, SB1612, SB1789, SB2530, SB2571, SB2717, SB2967

Keywords: utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties, coastal counties, catastrophe year

Transcript Highlights:

• for insurance companies.
• half a billion dollars assessed to insurance companies.
• Under the bill, both the statutorily insured sources of funding—assessments and public securities—would
• The minimum assessments, who actually pays that? Is it across the state by all insurers?
• The insurance industry paid assessments totaling $372 million to cover losses, in addition to the industry's

Bills: SB1468, SB1612, SB1789, SB2530, SB2571, SB2717, SB2967

Keywords: utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties, coastal counties, catastrophe year

Transcript Highlights:

• law's settlement provisions in an insurance policy guide the insurance claim.
• Janet McDaniel with Pemco Insurance and Marion Smith with the National Insurance Crime Bureau.
• insurance premiums down and protect the health of our insurers and the insurance market.
• Premiums down, and protect the health of our insurers and the insurance market.
• and insurance consumers.

Bills: SB5831, SB6031, SB6178, SB5928, SB5919

Keywords: mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, public safety, insurance fraud, law enforcement, crime prevention, penalties, SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured

Summary: The Senate Business, Trade & Economic Development Committee heard a tribal gaming compact amendment for the Squaxin Island Tribe and the Washington State Gambling Commission. Testifiers said the amended, restated compact consolidates six prior amendments, updates appendices, and adds new provisions for electronic table games and high-limit room options. The tribe and commission described the agreement as a clarification and modernization of the compact that supports tribal regulation, economic development, and public protection. No questions were raised, and the compact was presented as moving next through the commission and gubernatorial review process. The committee then held public hearings on three bills. SB 5831 would enact the Uniform Mortgage Modification Act, creating safe harbors so certain mortgage modifications do not affect lien priority in foreclosure; the sponsor, staff, and Uniform Law Commission said it clarifies current law and helps homeowners and businesses modify mortgages more easily. SB 6178, requested by the Insurance Commissioner, would prohibit post-loss assignments of insurance benefits to contractors in property claims; the sponsor, OIC, and supporting witnesses said it protects vulnerable homeowners after disasters from losing control of their claims, while still allowing direct payment to vendors. SB 6031, also requested by the Insurance Commissioner, would expand and modernize the state’s insurance fraud laws, make insurance fraud a Class B felony, broaden reporting and investigative authority, and improve restitution and prosecution tools; the OIC, anti-fraud groups, and insurers supported it, while the Washington Society of CPAs said concerns would be addressed by amendment. In executive session, the committee considered SB 5928 and SB 5919. Staff described SB 5928 as dealing with wildfire risk scores, insurer disclosure and appeals, rate-filing requirements, and confidentiality, with a proposed substitute making a mitigation-discount standard actuarially sound and correcting a drafting error. The committee adopted the substitute and advanced SB 5928 with a do-pass recommendation to Rules. The committee also advanced SB 5919, which encourages voluntary collaboration between fire districts and insurers on wildfire mitigation incentives for agricultural activities, with a do-pass recommendation to Rules.

Bills: SB100, SB122, SB127, HB182, HB275, SB100, SB122, SB127, HB182, HB275

Keywords: property tax, ad valorem tax, real property assessment, assessment cap, county-wide reappraisal, CPI-U, Consumer Price Index, tax assessor, Class II property, Class III property, local government revenue, property tax relief, reappraisal, tax increment district, retroactive tax law, Alabama Code 40-7-2.2, appropriation, education funding, Southern Preparatory Academy, fiscal responsibility

Transcript Highlights:

• </c> insurance affordable for folks. insurance affordable for folks.
• </c> contribute to making health insurance contribute to making health insurance more<00:34:20.000><c
• are paid by those who buy the insurance are paid by those who buy the insurance<00:35:55.920><c> in<
• </c> insurance in their premiums. insurance in their premiums.
• </c> an additional report from the insurance an additional report from the insurance companies?

Bills: HF4502, HF3388, HF4106, HF400, HF4138, HF4118, HF4203

Keywords: trusted contact, financial exploitation, elder abuse, elder financial abuse, fraud prevention, financial institution, banking, credit union, broker-dealer, account security, dormant account, consumer protection, scam, suspicious activity, protective services, law enforcement reporting, Minnesota Statutes chapter 45A, HF3388, Minnesota premium security plan, reinsurance

Transcript Highlights:

• requires the Employment Security Department to notify a striking worker who applies for unemployment insurance
• benefits of the potential to receive an overpayment assessment if the worker receives retroactive wages

Bills: SB6134

Keywords: unemployment insurance, UI benefits, striking workers, strike, labor dispute, retroactive wages, overpayment assessment, overpayment recovery, Employment Security Department, ESD, claimant notice, benefit recoupment, Washington unemployment law, worker notice, federal unemployment tax credit, state unemployment fund, 904, all

Transcript Highlights:

• All right, we are on House Bill 38, wheelchair insurance coverage.
• this body was able to pass what we call the prosthesis bill. ...the prosthesis bill, which asks insurance
• It is because it's insurance, but it's really just adding activity chairs or wheelchairs to the devices
• I'm the Life and Health Division Director at the Office of Superintendent of Insurance, and I've had
• All right, we are on House Bill 165, Payment of Certain IRB Special Assessments.

Bills: HB99, HB38, HB165, HB127, HB72, HB151, SB40, SB104, SB136, SB164

Keywords: medical malpractice, malpractice reform, patient's compensation fund, PCF, health care liability, tort reform, damage caps, punitive damages, hospital liability, physician liability, nurse practitioner, certified nurse-midwife, outpatient facility, ambulatory surgical center, urgent care, free-standing emergency room, insurance surcharge, superintendent of insurance, New Mexico hospitals, medical review process

Transcript Highlights:

• So delete the second “A,” so the court may also assess a civil penalty for A. Delete that A.
• And then finally, we've got an insurance company exception. And that's an interesting one.
• I appreciate the debate we've had about fire insurance, and especially on the whole fair plan.
• got competing insurance companies.
• and I'm just worried that all of a sudden we've got competing insurance companies.

Bills: HB99, HB38, HB165, HB127, HB72, HB151, SB40, SB104, SB136, SB164

Keywords: medical malpractice, malpractice reform, patient's compensation fund, PCF, health care liability, tort reform, damage caps, punitive damages, hospital liability, physician liability, nurse practitioner, certified nurse-midwife, outpatient facility, ambulatory surgical center, urgent care, free-standing emergency room, insurance surcharge, superintendent of insurance, New Mexico hospitals, medical review process

Summary: The committee first took up Senate Bill 40, a committee substitute addressing automated license plate readers (ALPRs) and privacy. Sponsor Sen. Worth said the bill was intended to preserve ALPRs as a law-enforcement tool while adding guardrails to prevent sharing or selling data for immigration enforcement, protected health care activity, or criminalizing constitutionally protected conduct. Supporters included state and local law enforcement, the ACLU, immigrant-rights, reproductive-rights, and sexual-assault advocacy groups. Law enforcement witnesses said the bill balanced privacy with public safety and cited cases where ALPRs helped locate kidnapped children, murder suspects, and stolen vehicles; opponents and some senators argued the bill was too narrow, too focused on immigration and health care, and raised concerns about federal law, data sales, and enforcement. After debate, the committee adopted an amendment removing subsection F, then approved the committee substitute and advanced SB 40 on a do-pass motion. The committee then heard Senate Bill 104, which would create a process for removing wildlife commissioners after the 2023 wildlife commission legislation and the governor’s veto of the prior removal language. Sen. Worth explained that SB 104 would allow the governor to initiate removal for malfeasance, incompetence, or failure to attend meetings, with notice, a hearing, and exclusive review by the state Supreme Court; he said it was modeled on the Board of Regents removal process and was intended to complete the wildlife commission reforms. The New Mexico Wildlife Federation, Audubon Southwest, and the Department of Game and Fish supported the bill, saying it would depoliticize wildlife management and provide stability. Senators asked about the existing “three consecutive meetings” vacancy language, current vacancies, and the prior removal of a commissioner. The committee discussed the governor’s earlier veto and whether the bill was necessary, but no amendment was adopted and the committee approved SB 104 on a do-pass motion.

Transcript Highlights:

• All right, we are on House Bill 38, wheelchair insurance coverage.
• for those who were not, this body was able to pass what we call the prosthesis bill, which asks insurance
• It is because it's insurance, but it's really just adding activity chairs or wheelchairs to the devices
• As you know, every insurance company has a different process.
• We are on House Bill 165, Payment of Certain IRB Special Assessments. Thank you, Madam Chair.

Bills: HB99, HB38, HB165, HB127, HB72, HB151, SB40, SB104, SB136, SB164

Keywords: medical malpractice, malpractice reform, patient's compensation fund, PCF, health care liability, tort reform, damage caps, punitive damages, hospital liability, physician liability, nurse practitioner, certified nurse-midwife, outpatient facility, ambulatory surgical center, urgent care, free-standing emergency room, insurance surcharge, superintendent of insurance, New Mexico hospitals, medical review process

Summary: The committee heard House Bill 38, which would require insurance coverage for specialized wheelchairs, activity chairs, and related mobility devices for people with limb loss or other disabilities, with guardrails limiting the number of covered devices over time. The sponsor and supporters, including the Office of Superintendent of Insurance, Disability Rights New Mexico, the Disability Coalition, physical therapists, and disability advocates, said the bill would improve access, inclusion, and physical activity without significant premium impact. Questions focused on the substitute language, the device limits, and how Medicaid would handle coverage separately. The committee ultimately passed the House Health and Human Services Committee substitute for HB 38 on a 10-0 vote. The committee then approved House Bill 165, which expands the C-PACE financing program to businesses using industrial revenue bonds and clarifies that counties and municipalities are not liable for payments. Support came from economic development and business groups, who said the bill would remove a barrier to energy- and water-efficiency upgrades and encourage investment. The bill passed on a 10-0 vote. House Bill 127 also passed unanimously after discussion of its three parts: a provisional licensure pathway for internationally trained physicians, a telehealth registry for out-of-state providers, and changes to expedited licensure. Supporters said it would help address provider shortages, especially in rural and underserved areas, while the sponsor explained that the amended version includes safeguards such as exam requirements, supervised practice, and a provisional-to-restricted-to-full licensure path. The committee voted 11-0 to advance the bill. House Bill 72, which would increase penalties for distributing certain controlled substances, including methamphetamine, to minors, drew strong support from law enforcement and the chamber of commerce but significant concern from the Public Defender and several members over strict liability, mandatory sentencing, and the breadth of the penalty. After debate over whether the bill could reach low-level or peer-to-peer conduct and whether the penalty was proportionate, the committee voted to table the bill by a 6-4 vote. The committee then took up House Bill 151, a revised childhood sexual abuse statute of limitations bill. The sponsor presented a committee substitute that changed commission appointments, added reporting and solvency-related provisions, and adjusted procedures for compensation and appeals. Members raised concerns about parity, definitions, administrative costs, and how awards would be determined, but the committee approved the committee substitute on a 7-0 vote.

Transcript Highlights:

• Substitute, excuse me, Senate Bill 5915 is the bill that modifies the health technology assessment program
• There's been some problems with Medicare Advantage, which is the private insurance piece.

Bills: SB5915, SB6025, SJM8002

Keywords: SB 5915, health technology assessment, HTA, clinical committee, medical technology review, coverage determination, state-purchased health care, Washington health care, RCW, evidence-based medicine, cost-effectiveness, safety and efficacy, Medicare coverage, national coverage determination, clinical guidelines, patient advocacy, public comment, medical necessity, rare disease, life-threatening disease

Transcript Highlights:

• Senate Bill 5915 modifies the health technology assessment program.
• The health technology assessment program...
• Senate Bill 5915 modifies the health technology assessment program.
• Medicare Advantage is administered by private insurance companies.
• The insurer had been actively involved throughout my...

Bills: SB5915, SB5988, SB6025, SJM8002

Keywords: SB 5915, health technology assessment, HTA, clinical committee, medical technology review, coverage determination, state-purchased health care, Washington health care, RCW, evidence-based medicine, cost-effectiveness, safety and efficacy, Medicare coverage, national coverage determination, clinical guidelines, patient advocacy, public comment, medical necessity, rare disease, life-threatening disease

Transcript Highlights:

• with initial assessments due and payable in 2027.
• This bill forces a major policy shift by imposing a mandatory assessment on health insurance carriers
• Call it an assessment or a fee.
• With state ...have insurance or Medicaid, clinics must subsidize care.
• Affordable, quality health insurance.

Bills: SB6258, SB6182, SB5947, SJR8206, SB5823, SB6292

Keywords: Washington Medical Commission, medical license, license relinquishment, voluntary surrender, nondisciplinary pathway, physician regulation, health professional licensing, disciplinary database, National Practitioner Data Bank, license renewal, license reinstatement, medical board, professional discipline, credential surrender, healthcare regulation, abortion, reproductive health, pregnancy termination, clinic access, abortion access fund

Summary: The Senate Health and Long-Term Care Committee held a January 29 public hearing on six bills, moving through a large number of testifiers under a one-minute limit. The first bill, SB 6292, would create a joint legislative-executive committee on health care financing to study financing mechanisms for statewide access and coverage; the sponsor and several supporters from the Health Care Authority, insurance, hospital, medical, labor, and patient groups said it could help the state respond to affordability and sustainability challenges, while some suggested coordination and scope amendments. The committee also waived the five-day notice rule to hear SB 6258 and SB 6182 that morning. SB 6258 would create a non-disciplinary pathway for voluntary relinquishment of certain Washington Medical Commission licenses. Staff and supporters said it would provide a humane, due-process-friendly option for physicians and other licensees who need to leave practice without discipline; testimony from the Medical Commission and a physicians’ health program strongly supported it. SB 6182 would establish an abortion savings program funded by a new assessment on health carriers and direct the Department of Health to issue grants for abortion clinical care. Supporters argued it would protect abortion access and recoup funds set aside under the ACA, while opponents raised concerns about the assessment functioning as a tax, lack of opt-out, and impacts on premiums and conscience rights. The committee also heard SB 5947, which would create the Washington Health Care Board to design a universal state health plan if and when federal authority and funding become available. Supporters from labor, health care, student, tribal, and universal-care advocacy groups said it would prepare Washington for a future federal waiver and advance universal coverage; opponents argued it was too vague, costly in principle, or unnecessary. SJR 8206 would place a constitutional amendment on the ballot to declare affordable health care a fundamental right; testimony was sharply divided between supporters who said it would establish a clear state commitment and opponents who warned of legal uncertainty, vague terms, and future budget pressures. Finally, SB 5823 would require licensed hospitals to employ or provide access to a patient advocate to help patients navigate care, records, billing, and appointments. The sponsor said it was prompted by constituent concerns, while hospital and patient coalition witnesses supported the goal but asked for amendments to clarify staffing, exemptions, and scope. No votes on the bills were taken in the hearing; the committee adjourned after testimony concluded.

Transcript Highlights:

• If the insurer is unable to contact the insured, the insurer denies the third party's claim.
• Insured, there is the insured under the policy, so the insurer needs to work with the actual driver of
• It shifts the duties of both the insurer and the insured.
• An insurance company has a duty when their insured causes an accident and their insured gets sued.
• The insurance company has a duty to defend that insured.

Bills: SB458, SB819, SB1238, SB1642, SB1643, SB1644, SB1791, SB1810, SB1824, SB1825, SB758, SB1455, SB1706

Keywords: insurance appraisal, property insurance, auto insurance, homeowners insurance, residential property, disputed loss, loss valuation, appraisal clause, appraiser, umpire, Texas Department of Insurance, TDI, insurance dispute resolution, claims adjustment, total loss, windstorm insurance, FAIR Plan, surplus lines insurance, policyholder, insurer

Transcript Highlights:

• Section 544.002 of the Insurance Code is intended to protect individuals from having insurance companies
• at two types of auto insurance and two types of homeowners insurance to see whether or not Credit scores
• Credit-based insurance scores have been used in insurance for a few decades.
• credit-based insurance scores (CBIS).
• American National Insurance. Okay.

Bills: HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432

Keywords: prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury

Transcript Highlights:

• I just tell the patient to get on the phone and call the insurance company because what the insurers.
• The first thing is with the other disclosures that are required that an insurer provide to an insured
• So, all this does is just require the insurer to notify the insured that you have a right to request
• assign to single insureds.
• We've just had a good discussion about the loophole in the Texas insurance code that allows insurance

Bills: HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432

Keywords: prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury

Transcript Highlights:

• For the record, Kelly Leonard, staff to this committee, Senate Bill 6134 pertains to unemployment insurance
• with other categories of workers, the Employment Security Department must issue an overpayment assessment
• notify a striking worker at the time they apply for benefits of the potential for an overpayment assessment
• with other categories of workers, the Employment Security Department must issue an overpayment assessment
• notify a striking worker at the time they apply for benefits of the potential for an overpayment assessment

Bills: SB6134, SB6136, SB6188

Keywords: unemployment insurance, UI benefits, striking workers, strike, labor dispute, retroactive wages, overpayment assessment, overpayment recovery, Employment Security Department, ESD, claimant notice, benefit recoupment, Washington unemployment law, worker notice, federal unemployment tax credit, state unemployment fund, workers' compensation, industrial insurance, premium rates, rate transparency