Video & Transcript Research : 'insurance'
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TX
Transcript Highlights:
- options. of companies writing health insurance right now.
- In a 2021 study, it was found that 50% of state insurance commissioners nationwide had joined the insurance
- That way, the insurance cost that we're trying to buy would be less.
- overall availability of insurance in the marketplace.
- It exempts TWIA from insurance premium maintenance taxes under .017.
Keywords:
Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance, commercial automobile insurance, rate approval, consumer protection, windstorm insurance, Texas Windstorm Insurance Association, administrative penalties, coastal counties, 1184, house, all
TX
Transcript Highlights:
- Many of the major insurers of churches... insurers like Church Mutual, Brotherhood Mutual, and GuideOne
- They were told their insurance policy wasn't going to be renewed because their insurer wasn't writing
- Insurance costs from 2023 to 2024 for the Cowboy Church have covered. $35,000 to insurance companies.
- Their insurance companies...
- This bill doesn't create any new types of insurance or eliminate insurance.
Bills:
HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes
TX
Transcript Highlights:
- When I do polling on windstorm insurance...
- I represent the Texas Coalition for Affordable Insurance Solutions. Insurance solutions.
- Any insurer may provide personalized property and casualty insurance that creates economies of scale
- We're an insurance distribution firm delivering tailored insurance solutions as individuals together.
- The insured is our client, and the insurance carrier is our trading partner.
Bills:
HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes
TX
Transcript Highlights:
- If the claimant or the insured...
- Flood Insurance Program policies.
- It also under flood insurance policy would not just be limited to flood insurance program policies, but
- So, in essence, if insurance companies feel the need to raise insurance rates below a 5% threshold, they
- in a variety of insurance products.
Bills:
HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
TX
Transcript Highlights:
- Insurance will come to order. The clerk will call the roll. Dean. That's it.
- Members, healthcare provider insurance credentialing is a process by which insurers validate the qualifications
- The Texas Department of Insurance requires an insurer to determine a provider's eligibility within 90
- The insurer isn't required to include the applicant in its provider directory until approved under the
- The insurer is entitled to payment from the provider and/or their practice to cover the difference from
Bills:
HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part II) Mar 27th, 2025
Business & Commerce
Transcript Highlights:
- If the insurer is unable to contact the insured, the insurer denies the third party's claim.
- Insured, there is the insured under the policy, so the insurer needs to work with the actual driver of
- It shifts the duties of both the insurer and the insured.
- An insurance company has a duty when their insured causes an accident and their insured gets sued.
- The insurance company has a duty to defend that insured.
Bills:
SB458, SB819, SB1238, SB1642, SB1643, SB1644, SB1791, SB1810, SB1824, SB1825, SB758, SB1455, SB1706
Keywords:
insurance appraisal, property insurance, auto insurance, homeowners insurance, residential property, disputed loss, loss valuation, appraisal clause, appraiser, umpire, Texas Department of Insurance, TDI, insurance dispute resolution, claims adjustment, total loss, windstorm insurance, FAIR Plan, surplus lines insurance, policyholder, insurer
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/26/25
Commerce Finance and Policy
Transcript Highlights:
- <00:08:00.960>
premiums with homeowners insurance premiums with homeowners insurance premiums - <00:09:46.399>
in insurance in insurance in Minnesota<00:09:48.320>many <00:09:48.600>< - <00:10:15.000>
companies new roof by their insurance companies new roof by their insurance - conversations about dental insurance conversations about dental insurance mostly<00:25:05.840>
- <01:36:51.280>
insurance affordable auto insurance insurance affordable auto insurance insurance - <01:36:51.280>
Keywords:
homeowners insurance, property insurance, commercial property insurance, insurance affordability, insurance market stabilization, reinsurance, catastrophic reinsurance fund, self-insured pool, premium costs, coverage notice, liability reform, climate risk, climate change, housing affordability, multifamily housing, rental housing, common interest communities, cooperatives, small business insurance, Minnesota Commerce Department
TX
Transcript Highlights:
- Section 544.002 of the Insurance Code is intended to protect individuals from having insurance companies
- at two types of auto insurance and two types of homeowners insurance to see whether or not Credit scores
- Credit-based insurance scores have been used in insurance for a few decades.
- credit-based insurance scores (CBIS).
- American National Insurance. Okay.
Bills:
HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
TX
Transcript Highlights:
- I just tell the patient to get on the phone and call the insurance company because what the insurers.
- The first thing is with the other disclosures that are required that an insurer provide to an insured
- So, all this does is just require the insurer to notify the insured that you have a right to request
- assign to single insureds.
- We've just had a good discussion about the loophole in the Texas insurance code that allows insurance
Bills:
HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
OK
Transcript Highlights:
- What I would say is, as insurance is generally a pass-through, meaning that the insurers are generally
- By the insurance representatives that I spoke with today.
- House Bill 4488 says that when a body shop and the insurance adjuster or the insurance company don't
- Attorneys that do a lot of insurance litigation.
- involved in insurance rates?
Keywords:
insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review
TX
Transcript Highlights:
- I am licensed by the Texas Department of Insurance and other state departments of insurance as a public
- insurance adjuster.
- The Texas Department of Insurance, on their website, advises the insured to seek appraisal before filing
- Today's Texas Department of Insurance suggests the insured check their policy to see if it has that right
- I think if she... ...follows those same guidelines, it'll be good for the insured and the insurer.
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
TX
Transcript Highlights:
- Savings they find with the insurance company.
- I have been an insurance-based provider, with 98% of my clientele billed through insurance.
- We're seeing increased rates and reduced coverage from private insurance. ...insurers will exacerbate
- If title insurance rates, which are set by the Texas Department of Insurance, are only updated every
- Unlike traditional health insurance plans that often include complicated deductibles or co-insurance
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
LA
Transcript Highlights:
- This is a meeting of the Insurance Committee. Today is May 13th, 2026.
- This is a meeting of the Insurance Committee.
- I do have a lot of experience as a lawyer with health insurance in particular and insurance in general
- I do have a lot of experience as a lawyer with health insurance in particular and insurance in general
- I do have a lot of experience as a lawyer with health insurance in particular and insurance in general
Keywords:
automobile repairs, insurance transparency, repair shop liability, non-OEM parts, policyholder rights, automobile insurance, appraisal process, insurance policyholders, dispute resolution, claim valuation, family leave, insurance, paid leave, employment benefits, caregiver support, behavioral health, crisis services, mental health care, insurance coverage, healthcare access
TX
Bills:
SB 458, SB 819, SB 1238, SB 1642, SB 1643, SB 1644, SB 1791, SB 1810, SB 1824, SB 1825, SB 758, SB 1455, SB 1706
Keywords:
renewable energy, solar power, wind energy, public interest determination, environmental impact, property rights, Texas Commission on Environmental Quality, insurance, discrimination, marital status, widowers, spousal death, equitable treatment, Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance
TX
Bills:
SB 458, SB 819, SB 1238, SB 1642, SB 1643, SB 1644, SB 1791, SB 1810, SB 1824, SB 1825, SB 758, SB 1455, SB 1706
Keywords:
renewable energy, solar power, wind energy, public interest determination, environmental impact, property rights, Texas Commission on Environmental Quality, insurance, discrimination, marital status, widowers, spousal death, equitable treatment, Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance
TX
Bills:
SB 458, SB 819, SB 1238, SB 1642, SB 1643, SB 1644, SB 1791, SB 1810, SB 1824, SB 1825, SB 758, SB 1455, SB 1706
Keywords:
renewable energy, solar power, wind energy, public interest determination, environmental impact, property rights, Texas Commission on Environmental Quality, insurance, discrimination, marital status, widowers, spousal death, equitable treatment, Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/11/26
Commerce Finance and Policy
Transcript Highlights:
- It was, they called it an insurance, but it wasn't really an insurance.
- Um, 6.2% is being used to pay for insurance. insurance. insurance.
- They're both in fully insured markets. They're not self-insured plans.
- they're not self-insured plans. So, they they're not self-insured plans.
- deposit insurance model. deposit insurance model.
Keywords:
travel insurance, regulation, insurance licensing, consumer protection, travel assistance, short-term rental, vacation rental, home sharing, rental marketplace, online platform, property damage guarantee, damage waiver, reimbursement insurance, insurance regulation, commerce department, platform user, Airbnb, Vrbo, host protection, rental home marketplace
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/15/26
Commerce Finance and Policy
Transcript Highlights:
- of Commerce or insurance.
- health insurance.
- Insurance is a pool, right?
- Under the appraisal framework, both the insurer and the insured select independent appraisers.
- and insurers.
Keywords:
healthcare, insurance, regulation, financial institutions, prescription drug affordability, consumer protection, restitution account, financial compensation, attorney general, distributions, property insurance, homeowners insurance, fire and allied lines, hail insurance, appraisal clause, loss adjustment, alternative dispute resolution, insurance claims, claim valuation, actual cash value
TX
Transcript Highlights:
- But because dental insurance covers the dental case, and medical insurance covers the anesthesia provider's
- General anesthesia would be covered by the medical insurance because it falls under the medical insurance
- That, not my medical insurance.
- Far too long, insurance companies have been able to pick winners and losers in the insurance marketplace
- SB 1307 instructs the Texas Department of Insurance (TDI) to create a health insurance reference guide
Keywords:
autism, health insurance, coverage, medical treatment, health benefit plan, HIV prevention, prescription drug, prior authorization, health benefits, insurance coverage, insurance, contract termination, property and casualty, insurance agents, discrimination, appraiser, umpire, licensing requirements, continuing education, admin penalties
TX
Transcript Highlights:
- HMO or the panel on that insurance company.
- For over a hundred years, the Texas Insurance Code has included anti-rebating laws which prohibit insurance
- directly with life insurance, retirement products, and various health insurance products offered in
- We're going to shift from health insurance to a very niche industry of prescribed burning insurance.
- Their impediment to entry is a lack of insurance.
Keywords:
HB 1818, Texas Insurance Code, Texas Department of Insurance, commissioner of insurance, health maintenance organization, HMO, insurer, utilization review, preauthorization, prior authorization, medical necessity review, health care services, medical care, insurance regulation, insurance examination, regulatory oversight, confidential records, public information exception, Chapter 843, Chapter 1301