Video & Transcript Research : 'installment payment'
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MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/3/26
Commerce Finance and Policy
Keywords:
bulk fuel, nonoxygenated gasoline, environment, exemption criteria, transportation, HF2236, Minnesota commerce, obsolete language, statutory cleanup, retail installment contract, consumer credit, vehicle financing, auto loans, retail buyer, retail seller, delinquency charge, collection fee, attorney fees, assignment notice, payment receipt
Summary:
The committee first approved the minutes from February 26, after correcting the header date to Thursday, February 26. It then took up House File 36004, as amended by the author’s technical A1 amendment. Representative Van Binsbergen described the bill as a change to statute governing bulk delivery of nonoxygenated fuel, especially for boats and other watercraft, to allow direct delivery to vehicles rather than requiring transport of fuel in containers or removal of boats from the water. Members generally supported the concept, citing convenience for lake users, reduced travel and potential invasive species spread, and fewer spill risks, but the chair said the bill would be laid over pending additional clarification from the State Fire Marshal’s Office and other agencies. House File 2236 was then introduced as a vehicle bill for possible future omnibus use and laid over without testimony or opposition.
The committee also heard House File 3709, which would allow Minnesota banks and credit unions to offer custodial accounts for digital assets such as cryptocurrency. The authors framed the bill as a consumer-protection and competitiveness measure that would let local institutions keep pace with customer demand and prevent Minnesotans from relying on out-of-state or offshore providers. Testimony from the Department of Commerce and credit union representatives supported the bill, saying it would level the playing field, keep digital assets under Minnesota oversight, and help local institutions remain relevant; one witness said significant liquidity had been leaving local communities for outside exchanges. Questions from members focused on whether the accounts would be NCUA-insured, how the bill related to unclaimed property, and whether the policy goal was consumer protection or simply preserving bank relevance. Several members expressed support but also cautioned about crypto volatility, scams, and the need to avoid turning credit unions into exchanges. The discussion ended without a final vote in the excerpt, with the bill still under committee consideration.
TX
Transcript Highlights:
- As long as the developer continues to give them some payment.
- They found that recipients of payments and other adults in their household reduced work by 5%.
- This bill is focused on using taxpayer money to just give cash payments to individuals.
- It has to do with you taking taxpayer money and giving cash payments to individuals.
- That 18-month pilot ended in November along with our payments.
Keywords:
HB 21, Texas Tax Code, ad valorem tax, property tax, delinquent taxes, tax delinquency, penalty reduction, interest rate, split payment, installment payment, tax relief, county tax collector, taxing unit, property owner, tax collection, voter-approval tax rate, no-new-revenue tax rate, tax increase election, supermajority, 60 percent threshold
FL
Transcript Highlights:
- of care, and what happens when there's a payment dispute?
- It fixes glitches in the payment dispute...
- , more efficient, and create additional payment options.
- Next, we'll take up tab 5, CS for SB 838 on electronic payments of retail installment contracts by Senator
- It clearly establishes that convenience fees for electronic payments in connection with retail installment
Keywords:
pet insurance, consumer protection, insurance regulation, policy disclosure, agent training, payment stablecoin, financial regulation, anti-money laundering, state oversight, digital currency, financial services, workers compensation, Florida statute, commercial insurance, insurance board, electronic signatures, vehicle titles, insurance regulations, auditing, total loss vehicles
Summary:
The Banking and Insurance Committee heard and advanced a wide range of insurance, financial services, and probate bills. Early in the meeting, SB 1000 on trust fund interest for attorney trust accounts was explained as setting a floor and ceiling tied to the Wall Street Journal prime rate and was reported favorably. The committee then took up CS/SB 1082 on a statewide provider and health plan claim dispute resolution program for emergency out-of-network claims. After extensive discussion about the relationship between the state and federal No Surprises Act processes, an amendment was withdrawn due to concerns about clarity and scope, but the bill itself was supported by providers and insurers and was reported favorably.
The committee also approved SB 684 on electronic signatures for total loss vehicles and vessels, CS/SB 158 on pet insurance consumer disclosures and agent education, SB 1494 expanding breast cancer screening coverage, CS/SB 314 on digital assets and stablecoin issuers, and CS/SB 1500 on uncontested probate procedures and small-estate administration. SB 618 on workers’ compensation insurance was amended to raise the consent-to-rate cap for workers’ compensation policies from 10% to 20% and then reported favorably, with supporters saying it would help keep higher-risk employers in the voluntary market. CS/SB 1568 creating a Florida Stablecoin Pilot Program was amended to remove authority for a Florida coin and limit the program to existing stablecoins, then passed.
Later, the committee approved CS/SB 838 on electronic payment convenience fees for retail installment contracts, with the sponsor emphasizing that a fee-free payment option must still be offered. SB 1452, the Department of Financial Services agency bill, was amended and reported favorably; it covered My Safe Florida Home administration, insurance and licensing changes, unclaimed property updates, and other DFS-related provisions. The committee also passed SB 1706 on the My Safe Florida Condominium Pilot Program, targeting owner-occupied condominiums at or below 80% of area median income, and SB 990 on protected cell captive insurance companies, which supporters said would modernize Florida’s captive insurance laws and encourage more competition. The meeting ended with all listed bills reported favorably and the committee adjourned.
TX
Transcript Highlights:
- This bill is focused on using taxpayer money to just give cash payments to people.
- This bill is focused on using taxpayer money to just give cash payments to people.
- It has to do with taking taxpayer money and giving cash payments to individuals.
- And what was the monthly payment you all were offering, $500 a month?
- Social Security payments have worked for many, many years.
Keywords:
housing finance, multifamily residential, low income, tax exemption, audit requirements, affordable housing, local government, development bonds, housing assistance, financial assistance, low income housing, community support, affordability, veterans housing, community involvement, air conditioning, tenant support, healthcare, elderly, taxation
TX
Keywords:
housing finance, multifamily residential, low income, tax exemption, audit requirements, affordable housing, local government, development bonds, housing assistance, financial assistance, low income housing, community support, affordability, veterans housing, community involvement, air conditioning, tenant support, healthcare, elderly, taxation
TX
Transcript Highlights:
- Chairman and members, many counties across the state of Texas allow property owners to split payments
- This bill sets the date of the first installment in this scenario as, and I quote, "before the first
- So if the tax bill went out on January 2nd, the first installment would be due by February 28th.
- Without objection, so ordered. 3742, which is the payment. Right, okay.
- Payments catching up on the right month.
Bills:
HB198, HB303, HB1535, HB2742, HB3305, HB3348, HB3505, HB3711, HB4753, HB2715, HB21, HB30, HB21, HB198, HB303
Keywords:
HB 198, Wade Cannon Act, firefighter cancer screening, occupational cancer screening, fire protection personnel, local government, political subdivision, Texas Commission on Fire Protection, National Fire Protection Association, NFPA standards, occupational medical examination, public safety, firefighter health, cancer prevention, annual health screening, confidential medical exam, pulmonary function test, electrocardiogram, chest x-ray, blood test
LA
Louisiana 2026 Regular Session
Transportation, Highways and Public Works Apr 21st, 2026
Transportation, Highways & Public Works
Transcript Highlights:
- to the end of your payment plan.
- So if we miss a payment, we're basically shifting the due date of the payment.
- If we miss a payment, we're basically shifting the due date of the payment.
- We're delaying it to the end of the term, but we're not deferring the payment.
- We're not waiving the payment, the fee, or anything. It's just moved to the end.
Bills:
HCR32, HB493, HB679, HB745, HB896, HB1000, HB1024, HB1050, HB1159, HB1172, HB1173, HB1207, HB1208, HB1218
Keywords:
Saint Claude Avenue Bridge, Port of New Orleans, backup motors, infrastructure, traffic management, expropriation, property rights, Amite River Basin, drainage, East Feliciana Parish, St. Helena Parish, government authority, traumatic brain injury, identification card, law enforcement training, medical verification, disability rights, special permits, transportation, tandem loads
Summary:
The House Transportation Committee met on April 21 and considered a series of transportation, licensing, tolling, and public safety measures. It reported favorably House Bill 745, extending special permits for tandem loads hauling containers to and from port facilities; House Bill 1000, a DOTD cleanup bill that clarifies Highway Priority Program reporting and raises the letter-bid contract threshold from $1 million to $3 million; and House Bill 1050, which clarifies commercial driver’s license rules, including age and intrastate/interstate driving limits. The committee also approved House Bill 1172 naming a portion of U.S. Highway 165 in Oberlin the Coulin Brooks Manuel Memorial Highway, House Bill 1218 naming a portion of Louisiana Highway 1090 the Lewis Pat Miramon Memorial Highway, House Concurrent Resolution 32 urging backup motors for the St. Claude Avenue Bridge, and House Bill 1207 on public contracting standards and competition in public bidding.
A major portion of the meeting focused on House Bill 896, which responds to tolling issues at the Belle Chasse bridge project. The bill would require toll signage, local toll customer service centers, dispute procedures, and limits on administrative fees, with amendments addressing effective dates, in-person assistance, appeal deadlines, law-enforcement exemptions, and limits on certain charges. The author and witnesses described high administrative fees, long travel distances to customer service locations, and problems with toll bills, while committee members noted the issue was complex and ongoing. The committee reported the bill favorably as amended.
The committee also heard House Bill 1159, allowing Jefferson Parish municipalities to use automated speed enforcement devices again under local control. Supporters from Gretna, Westwego, Harahan, and Kenner said photo enforcement reduced crashes, improved safety, and helped limited police resources, while opponents were not emphasized in the transcript. After discussion about whether the measure should be voluntarily or involuntarily deferred, the committee ultimately deferred the bill. House Bill 493, which would prohibit expropriation by the Amite River Basin Drainage and Water Conservation District in East Feliciana and St. Helena Parishes, drew extensive testimony about reservoir fears and local opposition; the committee voluntarily deferred it. House Bill 679, as substituted, created a driver’s license designation for people with brain injuries and required related law-enforcement training; witnesses described personal experiences with brain injury and the need for officers to recognize communication and behavioral effects, and the committee reported the substitute favorably. House Bill 1173, which waives late fees for certain reinstatement-relief payment plans for driver’s licenses, was also reported favorably, and House Bill 1024 creating a Louisiana Democratic Party prestige plate was approved as well.
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- We remove the UCC if they get back on a payment plan.
- And then this is your weekly payment or whatever the frequency of the payments.
- But it's your choice to accept that form of payment.
- The interconnected payment networks are a part of a system.
- You're gonna process my payment.
Bills:
HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175, HB245
Keywords:
military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- Case and Citibank are the most likely methods of payment.
- Payment card networks, not banks.
- Ours is focused on payment card networks.
- Think of the payment, new payment modalities, like Apple Pay and Venmo.
- This act harms the U.S. payment system by fundamentally altering how the payments are processed, all
Bills:
HB245, HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175
Keywords:
property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees
AL
Alabama 2026 1st Special Session
Alabama Senate Banking and Insurance Committee Apr 1st, 2026
Banking and Insurance
Bills:
HB545
Keywords:
HB545, legal tender, cash rounding, nearest five cents, nickel rounding, in-person cash transaction, cash transactions, change making, sales tax, Department of Revenue, merchant payments, consumer payments, currency rounding, cash payment, retail transactions, payment methods, 923, senate, all
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 4/15/26
Agriculture Finance and Policy
Transcript Highlights:
- compromise language that we worked on the last couple of weeks and mainly encompasses the farmer down payment
- department through June 30th of the year 2030, which I think is a very important aspect to the down payment
- department through June 30th of the year 2030, which I think is a very important aspect to the down payment
- is a very important aspect to<00:02:57.640>
the <00:02:57.720>down <00:02:57.920>payment - to the down payment assistance program. to the down payment assistance program.
Bills:
HF3548
Summary:
The Agricultural Finance and Policy Committee met on April 15, 2026, approved the April 13 minutes with a correction to Assistant Commissioner Peter Kesset’s name, and then took up House File 3548. The bill, moved by Chair Anderson for re-referral to Ways and Means, centered on the farmer down payment assistance program and the Department of Agriculture’s budget and policy provisions. Anderson described the DE4 amendment as compromise language that reserved up to 25% of funds for applicants with purchase contracts, removed a proposed marijuana exclusion, and allowed appropriated funds to remain available through June 30, 2030 rather than reverting to the general fund at the end of the biennium. Laura Schreiber of the Land Stewardship Project testified in support, emphasizing the importance of keeping funds available and urging that grants remain capped at $20,000 so more farmers could participate.
The committee then adopted several amendments. A23, described as the governor’s budget request and department policy bill, was adopted and included moving the Emerging Farmers Office into the Agricultural Marketing and Development subdivision, combining some reports into the Agri report, and addressing delegated authority with MDA. A17, allowing certain eggs past their quality assurance date to be donated to food shelves under specific handling requirements, was adopted. A18, adjusting per diem rates for certain non-representative committee members, was adopted. A19, shifting about $20,000 to support farm land transition services such as mediation, contracts, financial planning, tax preparation, estate planning, and housing assistance, was also adopted.
A22, which combined funding for wolf depredation claims and the local food purchasing program, drew the most debate. Representative Smith questioned why the two items were combined and sought to divide the amendment, but staff said that would be problematic because the funding changes were interdependent. Supporters said the amendment would pay about 80% of wolf-loss claims and add money for local food purchasing, while opponents argued the local food need was greater and the wolf depredation approach was not the best use of funds. The roll call on A22 was confusing in the transcript, but the amendment ultimately prevailed. A21, which would have removed a physical-contact requirement for farm cervidae containment, failed on a 7-7 tie after opponents argued it would weaken disease protections and supporters said the fencing costs were driving deer farmers out of business. Hansen then declined to move A24, which would have advanced a paraquat ban, saying there was no agreement and he did not want a negative vote at that time.
After the DE4 as amended was adopted, the committee took a final roll call on House File 3548 as amended. The bill failed on a 6-8 vote and was laid over. In closing, members on both sides said the bill contained useful provisions for farmers, but disagreement over the unresolved paraquat issue prevented the committee from advancing it.
AL
Alabama 2026 1st Special Session
Alabama House Financial Services Committee Mar 10th, 2026
Financial Services
Transcript Highlights:
- The rounding adjustment again does not affect the tax calculation, and any electronic payment from credit
- affect the tax calculation and any affect the tax calculation and any electronic<00:07:50.000>
payment - <00:07:50.400>
from <00:07:50.639>credit, <00:07:51.039>debit electronic payment - <00:08:46.240>
is <00:08:46.399>made to any transaction where payment is made to any - transaction where payment is made to<00:08:46.800>
a <00:08:46.959>governmental <00:08:
Keywords:
Escambia County, probate court, court fees, legal services, judicial legislation, HB545, legal tender, cash rounding, nearest five cents, nickel rounding, in-person cash transaction, cash transactions, change making, sales tax, Department of Revenue, merchant payments, consumer payments, currency rounding, cash payment, retail transactions
TX
Transcript Highlights:
- generated more than $20 billion in local tax revenue, and provided nearly $30 billion in landowner payments
- House Bill 3887 increases payment and performance bond thresholds to $150,000 for public work contracts
- current law, contractors on public works projects must take out certain security bonds, including payment
- Current state law requires payment bonds for contracts in excess of $25,000 and performance bonds for
- House Bill 3887 raises that threshold from $25,000 to $150,000 for payment bonds and from $100,000 to
Keywords:
construction, wildlife impact, height restrictions, national wildlife refuge, environmental regulations, HB 3887, Texas Parks and Wildlife Department, Parks and Wildlife Code, performance bond, payment bond, contractor bonding, public works, construction contracts, public building, procurement, bid security, subcontractors, suppliers, contractor payment protection, project completion
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 3/17/26
Housing Finance and Policy
Transcript Highlights:
- providing uh fair, accurate, and timely service uh for residents and an ability um to collect a fair payment
- residents and an ability um to collect a residents and an ability um to collect a fair<00:14:53.680>
payment - >
utilities <00:14:55.839>and <00:14:56.399>uh <00:14:57.440>the fair payment - for utilities and uh the fair payment for utilities and uh the different<00:14:58.000>
interests<
LA
Keywords:
capital outlay, budget, infrastructure, appropriation, general obligation bonds, bond authorization, capital improvement, financial management, state treasury, boiler safety, inspection, licensing, state fire marshal, operating certificate, regulations, local sales tax, local use tax, sales and use tax, tax audit, local collector
ND
North Dakota 2025-2026 Regular Session
Senate Appropriations Apr 3rd, 2025 at 08:30 am
Appropriations
Transcript Highlights:
- for the state, if we're non-grandfathered, would not apply because non-grandfathered requires co-payments
Keywords:
adult residential facilities, care services, Medicaid, payment rates, elderly care, health services, North Dakota, prescription drugs, drug affordability, copay assistance, copayment accumulator, deductible accumulator, out-of-pocket maximum, health insurance, health benefit plan, self-insured health plan, self-funded plan, third-party payment, manufacturer assistance, patient assistance program
Summary:
The Appropriations Committee met with a quorum and took up three bills. House Bill 1216, dealing with prescription drug expense co-pay accumulators in health plans, was presented by Rep. Karen Carl’s, who explained it would prevent insurers from refusing to count third-party assistance toward deductibles for patients using high-cost, non-generic drugs. An amendment was offered to clarify effective dates, including a delayed January 1, 2026 start for PERS coverage. PERS testified that the amendment would align with its calendar-year benefit structure and likely reduce the fiscal note. The amendment was adopted 16-0, and the bill was set aside for further discussion later.
House Bill 1199, creating a criminal justice data-sharing system and missing persons/missing Indigenous people task force, was introduced with a committee amendment changing the Attorney General reference to the Attorney General or designee. The committee noted the bill includes a $250,000 general fund appropriation for ongoing costs. The amendment passed 16-0, and the amended bill received a do pass recommendation by a 15-1 vote, with one no vote from Senator Magrum.
House Bill 1531, appropriating $75,000 for an irrigation expansion study by the Agriculture Commissioner, was supported as a way to update older economic-impact studies on irrigation and assess opportunities for expansion. Members discussed its relationship to broader study pauses and the history of irrigation development in the state, including Garrison Diversion and remaining authorized acres. The bill passed 16-0. The committee then discussed scheduling for the coming week, noting a heavy bill load and plans for daily morning meetings before adjourning.
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 2/23/26
Agriculture Finance and Policy
Transcript Highlights:
- The next bill on the agenda is House File 3548, the Farm Down Payment Assistant Grants.
- <01:01:44.000>
assistance utilizing the down payment assistance utilizing the down payment - I didn't think this program was entitled the small farmer down payment assistance program.
- I didn't think this program was entitled the small farmer down payment assistance program.
- farmer down payment assistance program. farmer down payment assistance program.
MN
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Appropriations and Revenue (8-20-25)
Transcript Highlights:
- Estimated payments, right?
- Guardian ad litem payments.
- because of through an estimated payment because of through an estimated payment or<00:20:39.760>
- Upon a payment error rate.
- So, what is a payment error?
Keywords:
Meeting Start 00:00:00
FY 2025 Budget Close Out 00:02:55
Impressions of H.R. – 119th Congress 00:28:15
SNAP Payment Error Rates 00:37:05, 958, all
Summary:
The committee first established a quorum, approved the July minutes, and recognized Jennifer Hayes of the Department of State Budget Director for her retirement and long service. Secretary Hicks then presented a review of fiscal year 2025 closeout for the general fund and road fund, explaining that the general fund ended with a $313 million surplus and the road fund with a $61 million surplus. He attributed the general fund result to strong corporate income and LLC tax receipts, investment income, and lower-than-budgeted spending, while noting that individual income tax and sales tax underperformed estimates. He also described how the general fund surplus was allocated, with $62 million used for necessary government expenses and $251 million deposited into the budget reserve trust fund, which remained at historically strong levels. For the road fund, he said the surplus would be deposited into the Department of Highways construction account, and he highlighted record motor vehicle usage tax receipts despite lower motor fuels tax revenue due to a rate decline.
Members asked questions about the pass-through entity tax, delayed filing deadlines, THC beverage sales, and income tax collection from undocumented workers. Hicks said the pass-through entity tax remains difficult to model because of timing issues and the first year’s unusual filing pattern, and that staff are still working with the Department of Revenue and other states to improve forecasting. He said the delayed filing deadline likely would not require a major restatement and that any related receipts would still be counted in fiscal 2026. On THC beverages, he said the issue would be considered in the next forecasting cycle. On the undocumented-worker question, he said withholding may capture some of the revenue but referred broader collection efforts to the Department of Revenue.
The committee then shifted to an overview of the federal reconciliation act’s potential impact on the next biennial budget, with Hicks and Commissioner Lisa Dennis focusing on Medicaid and SNAP. Hicks said the Congressional Budget Office estimated roughly $900 billion in federal savings over 10 years, driven in part by work or community engagement requirements for the Medicaid expansion population and limits on state-directed payments. He emphasized that CMS still must issue regulations to define how the state-directed payment reductions will be calculated, making the exact fiscal impact uncertain. He referred members to a prior Medicaid Oversight Advisory Board presentation for more detail, and the discussion remained informational with no votes or formal actions taken on the federal changes.
OK
Oklahoma 2026 Regular Session
Banking, Financial Services and Pensions Apr 7th, 2026 at 03:00 pm
Banking, Financial Services and Pensions
Keywords:
credit union, Oklahoma State Credit Union Board, membership, loans, investments, board compensation, financial regulations, financial exploitation, protected adults, financial institution, notification, temporary hold, credit card, surcharge, discounts, consumer protection, payment methods, 914, all