Transcript Highlights:

• Any amount that would be used as a bridge loan, those payments would return to the medical facility infrastructure
• loan fund.
• Senator Shibley said the bill would infuse more money into the medical infrastructure loan fund, along
• It all goes back into this original fund of the infrastructure. And so it'll be an infrastructure.
• Medical Facility Infrastructure Loan Fund.

Bills: HB1623

Keywords: HB 1623, North Dakota, rural health, rural health transformation program, medical facility infrastructure loan fund, medical facility infrastructure loan program, rural health loan program, Bank of North Dakota, Department of Health and Human Services, HHS, federal grant, health care infrastructure, rural hospitals, critical access hospitals, nonprofit health care providers, gap financing, loan fund, public health funding, healthcare financing, Medicaid

Summary: The committee first heard House Bill 1624, the “Universal Lunch Bill,” from Rep. Mike Nathie. He argued the proposal should be placed in Century Code rather than the Constitution so future legislatures can adjust it if state finances tighten, and said the bill would start the program a year earlier with a $65 million appropriation for one school year. DPI testified that the estimate did not include nonpublic schools that do not participate, and members questioned the impact on Title I, free-and-reduced applications, private-school accountability, breakfast mandates for schools that do not currently serve breakfast, and whether the funding could come from the DPI budget or other sources. Supporters, including North Dakota United, the North Dakota Catholic Conference, a pediatrician, and the American Heart Association, said universal meals improve student health and learning, reduce family costs, and are better handled in statute than by constitutional amendment. No opposition testimony was offered, and the chair closed the hearing for later work-session action. The committee then took up House Bill 1627, introduced by Rep. Tye Dressler, which would raise the income threshold for the state-funded school lunch program from 225% to 300% of poverty, with an estimated cost of about $7 million for 2026-27. Dressler said the bill is intended as a targeted, budget-friendly alternative to the ballot measure and emphasized that the state should maximize federal meal dollars while improving participation in the current program. Members questioned whether raising the threshold would actually increase utilization, whether a dollar amount would be clearer than a percentage, and how the change would affect federal reimbursements and application rates. DPI said it could quickly calculate additional percentage levels, and the chair closed the hearing, directing DPI to prepare more numbers for the work session. Finally, the committee opened Senate Bill 2403, presented by Sen. Schiable, to create a short-term bridge-loan program for financially distressed hospitals, centered on Jacobson Memorial Hospital in Elgin. The bill would authorize up to $5 million per loan, with a $10 million appropriation available on a first-come, first-served basis, and would run only through June 30, 2027. Schiable said the hospital’s debt and operating problems threaten local health care, ambulance service, and the community’s economy, and that the proposal was designed narrowly with Bank of North Dakota review to avoid creating a broad precedent. Committee members asked whether the appropriation could be reduced and whether the bank would still apply commercial feasibility and repayment standards; Schiable said yes, the bank would still evaluate the loan and could reject it if it was not sound.

Transcript Highlights:

• We cannot supplant existing state, local, tribal, or private funding of infrastructure or services.
• We cannot supplant existing state, local, tribal, or private funding of infrastructure or services.
• We can’t afford more loans. I can tell you that we cannot afford more loans.

Bills: HB1623

Keywords: HB 1623, North Dakota, rural health, rural health transformation program, medical facility infrastructure loan fund, medical facility infrastructure loan program, rural health loan program, Bank of North Dakota, Department of Health and Human Services, HHS, federal grant, health care infrastructure, rural hospitals, critical access hospitals, nonprofit health care providers, gap financing, loan fund, public health funding, healthcare financing, Medicaid

Summary: The committee heard House Bill 1623, the appropriations bill tied to North Dakota’s Rural Health Transformation Program, which is funded through a new federal rural health care grant. Senator Bekkedahl explained the bill’s background, the interim committee process that developed it, and the federal conditions attached to the award, including spending deadlines, administrative cost limits, and restrictions on uses such as new construction, supplanting existing funding, and certain other costs. Legislative staff then walked through the seven sections of the bill, including appropriation authority, transfer authority, contingent appropriations for pass-through grants, procurement and public improvement exemptions, recipient reporting, legislative reporting, and immediate effective date. Commissioner Traynor and HHS staff described how the department plans to implement the program, emphasizing that the funding is intended to improve rural access, workforce recruitment and retention, technology and data connectivity, and community health initiatives. They said the department will rely on local applications, technical assistance, templates, listening sessions, and partnerships with providers, schools, public health units, tribal entities, and other community groups. Members asked about reimbursement timing, upfront costs, administrative expenses, sustainability after the five-year grant period, and whether CTE centers, public health units, gyms, grocery stores, and other community partners could participate; the department said yes, within program rules and with a focus on measurable outcomes and sustainability. Several supporters testified in favor. Mental Health America of North Dakota and the Mental Health Advocacy Network supported the bill and urged investment in community-based mental health, crisis response, children’s services, peer support, and mobile crisis teams. HIA Health described the grant as a chance to expand home-based and hospice care, noting that rural providers already have workable models but need funding to scale them. A cybersecurity representative also supported the bill, warning that the large amount of health data and AI-related tools will require strong data protection and professional support. The hearing was closed with no opposition testimony, and the committee announced it would return later in the day for further work on the bill and other measures.

Transcript Highlights:

• That one will get out of here, and then we're left with 1619, the infrastructure loan fund for long-term
• use that to pay the loan off and the next session will pay it off.
• loan fund, revolving loan fund, is it doesn't revolve very fast because it's at 1%.
• There's different kinds of loans they have to go through.
• I think establishing this new loan fund is very important.

Bills: SB2225, HB1619

Keywords: housing, affordable housing, community development, infrastructure improvement, funding grants, long-term care, infrastructure loan, nursing facilities, financial assistance, North Dakota Century Code, 908, all

Summary: The Appropriations Committee met to clear several remaining bills and discussed scheduling around upcoming conference committees. The chair noted that full committee meetings would likely be held after floor session, while Thursday and Friday mornings were being reserved for conference committees. Members also discussed how conference committees would be scheduled and where they would appear on their dashboards. The committee first took up House Bill 1577, relating to wastewater facility grants. Amendments were adopted to create a loan/line-of-credit mechanism through the Bank of North Dakota and the Department of Environmental Quality to keep two canceled federal BRIC-funded projects moving: a lagoon project in Fezenden and a wastewater treatment project in Lincoln. Members emphasized the language was intended to apply only to those projects and to preserve the possibility of federal reimbursement later. The amendment passed 16-0, and the bill as amended received a 15-1 do pass recommendation. The committee then reconsidered House Bill 1009 and adopted an additional amendment transferring the remaining balance in the bioscience innovation grant fund to the general fund, rather than issuing another round of grants. That amendment passed 16-0, and the bill as amended also received a 16-0 do pass recommendation. Finally, the committee considered House Bill 1619, creating a long-term care facility loan fund and adjusting an existing medical facility loan program. After discussion, members amended the bill to reduce the long-term care fund cap to $10 million per project, set the interest rate at 2%, extend repayment to 30 years, and align the medical facility loan program to 2% with a 30-year term. The amendment passed 14-2, and the bill as amended received a 16-0 do pass recommendation.

Transcript Highlights:

• To provide an appropriation to the Bank of North Dakota to administer a loan program, to provide a transfer
• program under the medical facility infrastructure loan fund, to provide an exemption, to provide for
• Sections 3, 4, and 7 were amended into the bill to provide a loan program through the Bank of North Dakota
• If we don't crack the code for EOR in short order and get the necessary sweep infrastructure in place
• House Bill 1625 is related to a significant, long-needed infrastructure transportation project in Grand

Bills: SB2401, SB2402, SB2403, SB2404

Keywords: SB 2401, North Dakota, Century Code, occupational therapy, occupational therapy board, criminal history record check, background check, licensee investigation, physician continuing education, medical license renewal, nutrition education, metabolic health, chronic disease prevention, health occupation boards, medical board, licensure fee, audit response, disciplinary action, Title 43, board of medicine

Summary: The Senate convened with prayer, roll call, and a quorum present, then took up second reading and final passage of several House bills related to the Rural Health Transformation Program and other matters. House Bill 1621, requiring the presidential fitness test in school physical education with exceptions and a delayed effective date, passed 43-3. House Bill 1623, appropriating federal rural health transformation grant funds and creating a related loan program and reporting structure, passed 46-0 after extensive debate about using the federal money for community health, infrastructure, and sustainability. House Bill 1622, joining the physician assistant licensure compact, also passed unanimously 46-0. House Bill 1625, authorizing the Ray Richards Golf Course land sale to support a Grand Forks transportation project and golf course improvements, passed 46-0. House Bill 1626, clarifying that the primary residence credit is applied after the early payment discount so taxpayers receive the full $1,600 benefit, passed 40-6.

Transcript Highlights:

• program under the medical facility infrastructure loan fund; to provide an appropriation; to provide
• Dakota looks to amend the current medical facility infrastructure loan program rather than create a
• new loan program.
• Now, this amount that would be loaned out is now part of that medical facility infrastructure loan.
• So the expiration date is to handle a loan up for the 11 years.

Bills: SB2401, SB2402, SB2403, SB2404

Keywords: SB 2401, North Dakota, Century Code, occupational therapy, occupational therapy board, criminal history record check, background check, licensee investigation, physician continuing education, medical license renewal, nutrition education, metabolic health, chronic disease prevention, health occupation boards, medical board, licensure fee, audit response, disciplinary action, Title 43, board of medicine

Summary: The Senate convened with prayer, the Pledge of Allegiance, and a quorum present. It adopted the procedural employment committee report naming Senate staff for the special session. The chamber then took up several health-care and appropriations measures, first adopting amendments to Senate Bills 2401, 2402, and 2403 before moving them to final passage. Senate Bill 2401 passed 44-2 and requires physicians to complete at least one hour of continuing education in nutrition and metabolic health, part of a broader rural health care package. Senate Bill 2402 passed 46-0 after major amendments negotiated between the medical and pharmacy boards; as amended, it expands pharmacists’ prescriptive authority and therapeutic substitution in limited areas while excluding categories such as antidepressants, antipsychotics, chemotherapy agents, Schedule II drugs, biological products, and narrow therapeutic index drugs. Supporters said it would improve rural access and help secure rural health transformation funding, while questions focused on how pharmacist competence would be measured and enforced. Senate Bill 2403, also passed 46-0, creates a short-term medical facility emergency operating loan program through the Bank of North Dakota, reduced by amendment from $10 million to $5 million, to help a financially distressed rural hospital. Senators discussed the hospital’s mismanagement, the need for a bridge loan, and safeguards including a limited application window and expiration in 2027. Senate Bill 2404 passed 46-0 and provides supplemental appropriations to the Information Technology Department for ADA-related website accessibility compliance and to the Public Service Commission for additional legal costs in federal energy-rate litigation. The Senate then made announcements about a Highway Patrol safety presentation and filing deadlines, excused an absent member, and adjourned until the next morning.

Bills: SB2401, SB2402, SB2403, SB2404

Keywords: SB 2401, North Dakota, Century Code, occupational therapy, occupational therapy board, criminal history record check, background check, licensee investigation, physician continuing education, medical license renewal, nutrition education, metabolic health, chronic disease prevention, health occupation boards, medical board, licensure fee, audit response, disciplinary action, Title 43, board of medicine

Summary: The Senate convened in special session with prayer, the Pledge of Allegiance, and roll call establishing a quorum of 45 members present and two absent. The chamber received certification from the Secretary of State and the governor’s executive order calling the special session to address funding for the Rural Health Transformation Program and to act quickly to accept and appropriate federal funds. The main action was adoption of the procedural rules for the extraordinary session. Senator Klein explained the proposed rule changes, which were designed to speed up consideration of bills during the short session, including limits on bill introduction, same-day second reading and final passage, elimination of standing committees for the session, creation of a Joint Policy Committee and Joint Appropriations Committee, and authorization for remote testimony and limited remote participation. The procedural committee’s report on these rules was adopted without opposition. The Senate also adopted reports naming members to the Joint Policy Committee and Joint Appropriations Committee. Announcements noted that the Senate Employment Committee, Joint Policy Committee, and Joint Appropriations Committee would meet later that morning, that the Senate would not reconvene at 4 p.m., and that a Highway Patrol presentation on legislator safety would be held. The Senate then moved through the listed orders of business and recessed, planning to meet in joint session with the House before adjourning until Thursday, January 22, 2026.

Transcript Highlights:

• But again, try to put the cost and saying it's, oh, it's a low-interest loan. It's still a loan.
• for a loan. for a loan.
• But again, try to put the cost and saying it's, oh, it's a low-interest loan. It's still a loan.
• But again, try to put the cost and saying it's, oh, it's a low-interest loan. It's still a loan.
• Chair votes I, I vote I. ...it's, oh, it's a low-interest loan. It's still a loan.

Bills: HB1618

Keywords: cesspool conversion, cesspool replacement, wastewater, sewer connection, sewerage systems, septic system, pollution control, water pollution control revolving fund, Hawaii Green Infrastructure Authority, HGIA, low-interest loans, forgivable loans, homeowner financing, environmental infrastructure, public health, wastewater treatment, low- and moderate-income households, revolving loan fund, Department of Health, memorandum of agreement

Summary: The committees held a joint hearing on HB 1618 HD1, which would create and fund a cesspool conversion revolving loan fund administered by the Hawaii Green Infrastructure Authority to help homeowners upgrade, convert, or connect cesspools. Testimony was overwhelmingly in support from state agencies and advocacy groups, with witnesses emphasizing that cost is the main barrier to cesspool conversion and that recent Kona flooding underscored the public health and pollution risks of cesspools. One testifier suggested the fund should actively pursue outside funding sources, and another urged an effective date that would allow counties to contribute sooner. A member raised concerns about whether loans would be affordable and whether other financing tools, such as tax credits, should also be considered; another member opposed the bill as not adequately addressing district-level sewer and septic issues. The committees ultimately recommended passage with amendments, including changing the effective date to July 1, 2050, and the motion was adopted. The joint Judiciary and Ways and Means committees then considered HB 2592 on the Mauna Kea Stewardship and Oversight Authority. The chair outlined amendments to clarify that the authority would assume property and liability associated with transferred assets, preserve existing liability rules, transfer conditional use permits if not already transferred, allow lease extensions before transfer, and set reversion triggers if the authority fails to adopt a management plan by June 30, 2028, or administrative rules by December 31, 2029. Members asked about preserving the public trust and whether the amendments would keep the Board of Land and Natural Resources’ role intact; the chair confirmed the fee and board role would remain unchanged. The committees voted to pass the bill with amendments, and the recommendation was adopted. The committees also took up HB 2033, making further amendments to clarify the definition of state, delay certain effective dates, allow rental and U-Drive lessors to avoid liability by identifying renters, delete one section, and add administrative hearing language and bus-camera clarifications. HB 1888 was amended to expand protections for educational workers to include sports officials, define sports official, make intentional bodily harm a felony with enhanced penalties for repeat offenses, and authorize the attorney general to assist with restraining orders. Both measures were recommended for passage with amendments and adopted. Later, several bills were moved with little or no discussion: HB 1515, HB 1713, HB 1718, HB 2022, and HB 2385 were recommended for passage unamended; HB 2375 was deferred; and HB 1741 was amended to reflect Honolulu’s concerns, narrow study requirements, add exemptions and a delayed implementation date, and was recommended for passage with amendments. The committees adopted the recommendations on these measures, with some members noting reservations or prior opposition on certain bills.

Transcript Highlights:

• program under the Medical Facility Infrastructure Loan Fund, to provide an appropriation, to provide
• facilities infrastructure loan program as recommended by the Bank of North Dakota.
• Loan repayments will be returned to the Medical Facility Infrastructure Loan Fund, and the expiration
• Ruby: You know, we give out loans for infrastructure.
• The best answer I could give you, Representative, is that the medical loan infrastructure funding, that

Bills: HB1621, HB1624, HB1623, HB1622, HB1625, HB1626, HB1627, HCR3038

Keywords: presidential physical fitness test, physical education, fitness assessment, student fitness, school curriculum, graduation requirements, elementary school, middle school, high school, public schools, nonpublic schools, superintendent of public instruction, exceptions, disability accommodations, North Dakota studies, computer science, cybersecurity, health education, concept-based fitness class, school standards

Summary: The North Dakota House convened in special session with prayer, roll call, and a quorum present, then took up several rural health-related bills. Senate Bill 2401, as amended, required physicians to complete one hour of continuing education in nutrition and metabolic health each renewal cycle and also added language allowing criminal history background checks for the Board of Occupational Therapy Practice. Supporters emphasized the role of nutrition in reducing chronic disease, and the bill passed 92-0. The House then considered Senate Bill 2402, which expanded pharmacists’ limited prescriptive and therapeutic substitution authority for certain low-acuity conditions and clarified related lab-test and communication requirements. Members discussed examples such as motion sickness, cold sores, lice, hypoglycemia, COVID and flu testing, emergency access to medications and supplies, and limits excluding certain drug classes; the bill passed 91-1. Senate Bill 2403 created a temporary medical facility emergency operating loan option through the Bank of North Dakota for qualifying rural hospitals facing severe financial distress, with extensive debate over the targeted nature of the aid, anti-gifting concerns, repayment terms, and the hospital’s turnaround plan; it passed 80-12. Senate Bill 2404 appropriated funds for NDIT to address federal digital accessibility requirements and for the Public Service Commission’s litigation efforts related to transmission costs, with a backup loan authorization available if needed; it passed 92-0. At the close of the session, leaders thanked members and staff for their work on the rural health transformation package, a committee notified the Governor and the Senate that the House had completed its business, absent members were excused, and the House adjourned sine die.

Bills: HB1621, HB1624, HB1623, HB1622, HB1625, HB1626, HB1627, HCR3038

Keywords: presidential physical fitness test, physical education, fitness assessment, student fitness, school curriculum, graduation requirements, elementary school, middle school, high school, public schools, nonpublic schools, superintendent of public instruction, exceptions, disability accommodations, North Dakota studies, computer science, cybersecurity, health education, concept-based fitness class, school standards

Summary: The North Dakota House convened in special session with prayer, the Pledge of Allegiance, and the reading of communications from the Secretary of State and Governor Kelly Armstrong certifying the special session call. The governor’s executive order said the session was called to act on funding for the Rural Health Transformation Program so the state could accept and appropriate federal funds and avoid interruptions to government services. Three new members, Representatives McNally, Scraw, and Timmons, were sworn in, and the roll showed 91 members present, establishing a quorum. The main business was a Rules Committee report outlining temporary special-session rules. The changes were designed to speed up floor action, including allowing second reading the same day a bill is reported from committee, final passage one day after first reading, and immediate transmission to the other chamber unless reconsideration is noticed. The report also replaced the regular standing committee structure with two joint committees: Joint Appropriations and Joint Policy, allowed remote testimony and remote member participation with approval, and limited bill introduction to Legislative Management-approved bills or bills approved by a two-thirds vote. Several deadline changes for resolutions and bill filing were also described, with some provisions delayed until the special session ends. The House adopted the Rules Committee report after a motion by Representative Bosch and no opposition. During announcements, the clerk listed the membership of the Joint Appropriations and Joint Policy committees, and the Highway Patrol announced safety sessions for legislators in the Rough Rider Room at 11 a.m. that day and the next day. The House then recessed until the joint session scheduled for 10 a.m. the following day.

Transcript Highlights:

• And it provides grants for critical infrastructure improvements.
• be funded through housing infrastructure be funded through housing infrastructure bonds.<01:07:58.240
• Your infrastructure is falling apart.
• Your infrastructure is challenges. Your infrastructure is falling<01:15:06.840> apart.
• , improvements, or provision of loans, improvements, or provision of loans, grants,<01:17:05.160>

Bills: HF3279, HF1879, HF1417, HF2462

Keywords: housing, sales tax, homeownership, rent assistance, community stability, education, counseling, financial assistance, housing development, culturally appropriate services, HF1417, manufactured home parks, manufactured housing, mobile home parks, housing development fund, Minnesota Housing Finance Agency, MHFA, infrastructure grants, infrastructure loans, affordable housing

Transcript Highlights:

• loans that we do.
• loan 10-year loan 10-year loan maximum<00:15:36.279> uh<00:15:36.959> we<00:15:37.279
• The RFA's loan programs, including the beginning farmer loan program and restructuring loan program,
• The RFA's loan programs, including the beginning farmer loan program and restructuring loan program,
• The RFA's loan programs, including the beginning farmer loan program and restructuring loan program,

Bills: HF770, HF857, HF38, HF1500, HF43

Keywords: HF770, Rural Finance Authority, RFA, capital investment, state bonds, general obligation bonds, bonding bill, agricultural loans, farm loans, beginning farmer, new farmer, seller-sponsored loans, loan restructuring, agricultural improvement loans, livestock expansion, modernization loans, rural development, Minnesota agriculture, farm credit, chapter 41B

Transcript Highlights:

• Chairman and members, Judah Weissbaum, Chief of Government Affairs for the Water Infrastructure Finance
• to accept the loans.
• in some cases, 100 percent forgivable principal, which is essentially a waiver of a portion of the loan
• just gives the residents another opportunity to eliminate the cesspool and go with the forgivable loan
• just gives the residents another opportunity to eliminate the cesspool and go with the forgivable loan

Bills: HB2029, HB2096, HB2116

Keywords: water conservation, grants, infrastructure, environmental protection, sustainability, cesspool remediation, cesspool replacement, forgivable principal, forgivable loan, wifa, water infrastructure finance authority, clean water revolving fund, drinking water revolving fund, wastewater infrastructure, on-site wastewater system, septic system, groundwater protection, public health, nonpoint source pollution, county water projects

Summary: The Natural Resources Committee heard three bills, all of which received do pass recommendations. House Bill 2029 would require additional disclosure from applicants to the Water Conservation Grant Fund, including plans for how saved water will be used; an amendment broadened the disclosure requirement from only certain applicants to all eligible entities. WIFA testified neutral on the bill and amendment, noting it already collects much of the information. The amendment and the bill as amended both passed 8-0, with the sponsor indicating he may reoffer the amendment on the floor. House Bill 2096 would authorize counties to seek WIFA financial assistance, including forgivable principal, to remediate, close, or replace cesspools that threaten water quality or public health, and would clarify county authority to accept such loans without voter approval. WIFA was neutral and said the bill resolves ambiguity in the statutes. Supporters from the County Supervisors Association and Gila County described widespread cesspool problems in rural counties, especially Gila County, where thousands of cesspools remain and flooding caused sewage contamination and major cleanup costs. The committee approved the bill 8-0. House Bill 2116 would appropriate $1 million from the General Fund in FY 2027 to the Colorado River Litigation Fund. Supporters said the money is needed to prepare for possible legal challenges over Colorado River cuts, while several members emphasized they hope litigation will not be necessary and described the amount as a placeholder for future budget discussions. The bill passed 8-0 and was sent to Appropriations before the committee adjourned.

Transcript Highlights:

• Madam Chair and members, Judah Waxbaum, I'm chief of government affairs for the Water Infrastructure
• Madam Chair and members, Judah Waxbaum, I'm chief of government affairs for the Water Infrastructure
• Madam Chair and members, House Bill 2096 expands projects funded by the Water Infrastructure Finance
• able to accept and enter the loans with WIFA.
• In some cases, up to 100% of the loan forgiven. And that depends on the income in the area, right?

Bills: HB2029, HB2030, HB2096

Keywords: water conservation, grants, infrastructure, environmental protection, sustainability, grant fund, Arizona water law, A.R.S. 49-1332, water efficiency, water reuse, education programs, public outreach, rainwater harvesting, gray water, graywater, drought-resistant landscaping, xeriscaping, turf removal, groundwater recharge, aquifer health

Summary: The House Committee on Natural Resources, Energy and Water heard three bills related to the Water Infrastructure Finance Authority (WIFA) and county wastewater issues. HB 2029 would require applicants for water conservation grant funds to provide additional information about the long-term water savings, efficiency, reliability, and intended use of grant money. WIFA testified neutral, saying most of the information is already collected under agency policy and the bill would mainly codify existing practice. The committee passed HB 2029 on a 9-1 vote. HB 2030 would remove education and research programs from the list of allowable uses for the water conservation grant fund. Supporters of the bill argued the fund should prioritize projects that put more water savings “on the ground,” while opponents said education and research can support conservation and help identify effective projects. WIFA said about 15 of 211 funded projects had some education or research component, totaling about $10.5 million and an estimated 180,000 acre-feet in savings. The committee passed HB 2030 on a 6-4 vote, with several members opposing the bill because they saw value in those projects. HB 2096 would expand WIFA funding to allow counties to receive assistance for remediating, closing, or replacing cesspools that threaten groundwater, surface water, or public health, and would let counties offer income-based assistance and report annually on the program. County and association witnesses described cesspools as an ongoing rural public health problem, especially in Gila County, and said the bill would help homeowners afford required upgrades. WIFA and ADEQ were neutral, noting the bill would clarify county authority and use existing federal revolving fund dollars; testimony also explained that current law already requires cesspools to be upgraded when discovered or when a property is remodeled. The committee passed HB 2096 unanimously, 10-0, and then adjourned.

Transcript Highlights:

• We had over 80 small business emergency loans and close to a dozen loan guarantees.
• We had over 80 small business emergency loans and close to a dozen loan guarantees.
• We had over 80 small business emergency loans and close to a dozen loan guarantees.
• economic infrastructure.
• loans would only deepen this crisis. loans would only deepen this crisis.

Bills: HF4477

Keywords: Minnesota business recovery loan program, small business loan, zero-interest loan, forgivable loan, business recovery, economic development, small business emergency loan account, Minnesota Initiative Foundations, nonprofit lenders, greater Minnesota, Twin Cities metro, seven-county metropolitan area, immigration enforcement, business interruption, revenue loss, job preservation, business stabilization, state appropriation, forward fund, loan forgiveness

Transcript Highlights:

• All sorts of loans. Not just SBA loans. Loans that have helped create or retain 2,200 jobs.
• And how do these differences affect the loan performance in the 7A loan program?
• When we provide loans, we're not just providing loans to paper. We're providing loans to people.
• larger loans— and a larger loan for us is a loan over $75,000— are people coming to us with insufficient
• And the 7A loan program is healthy. Ninety-nine percent of loans are healthy.

Keywords: SBA, 7A loan program, underwriting standards, loan defaults, Community Advantage Program, small business funding, testimony

Summary: The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.

Bills: HB272, HB272

Keywords: HB272, LASEA, AMSTEP, Alabama Commission on Higher Education, State Department of Education, teacher loan repayment, student loan forgiveness, educator shortage, teacher shortage, acute educator shortage, acute shortage location, public K-12 schools, school systems, math teachers, science teachers, computer science teachers, charter schools, failing schools, underperforming schools, teacher recruitment

Transcript Highlights:

• The Stargate Project in Abilene is a $500 billion investment in AI infrastructure, led by OpenAI, SoftBank
• motor vehicle offered to a buyer who wishes to purchase the vehicle with their own money or through a loan
• the lender chosen by the buyer fails to complete the sale transaction or does not timely finance the loan
• At the time, I worked for a company that sold a hybrid loan with a lower payment option through credit
• We can loan it to you, and we can get you a real good interest rate. He said, really? I said, yes.

Bills: HB12, HB149, SB229, SB1361, SB1749, SB1897, SB2113, SB2566, SB2677, SB1652, SB2327, SB2344, SB2696

Keywords: artificial intelligence, regulation, biometric data, ethical AI, consumer protection, AI governance, automobile sales, finance, retail seller, motor vehicle purchase, motor vehicle sales, pricing restrictions, third-party financing, education, funding, student assessment, accountability, standards, motor vehicle, financing

Summary: The Senate Committee on Business and Commerce heard testimony on HB 149, the Artificial Intelligence Governance Act. Senator Schwertner described the bill as an outcomes-based AI framework that would require disclosure when people interact with AI, prohibit manipulative or social-scoring systems, address biometric capture, discrimination, and deepfake child exploitation, and give the Attorney General enforcement authority. It would also create an AI Sandbox and AI Council. Witnesses from the Texas Public Policy Foundation, a Houston attorney, TechNet, and the Texas Association of Business strongly supported the bill, praising its stakeholder process and pro-innovation approach, while Texas Appleseed suggested regulators should have more examination authority over sandbox participants. The bill was left pending. The committee then heard SB 229, which would prohibit motor vehicle dealers from conditioning a sale on dealer-offered financing or charging more because a buyer uses outside financing or cash. Senator West said the bill is meant to stop forced financing and bait-and-switch pricing, and he noted the bill passed the committee and Senate in the prior session. The Texas Automobile Dealers Association opposed the bill, arguing it would force dealers to accept any third-party lender or cash transaction on terms they cannot control. The Texas Credit Union Association supported the bill, saying consumers should be able to choose outside financing without hidden fees or pressure. After questions about cash purchases and dealer practices, the bill was left pending. The committee also took up SB 2566, which would clarify legislators’ access to information from executive agencies, including confidential information, by setting response deadlines, limiting confidentiality agreements to statutory terms, requiring a standard AG form, and creating a complaint and penalty process for noncompliance. No witnesses testified, and the bill was left pending. Finally, SB 1749, as substituted, would let certain court-related employees and judicial conduct commission personnel keep personal information such as home addresses and phone numbers confidential, with work addresses used in place of home addresses for certain purposes. District clerk and judicial conduct commission witnesses described threats and harassment as the reason for the bill, and a court administration witness answered questions about how the address protections would work with voter registration and precinct records. That bill was also left pending, and the committee recessed without further business.

Transcript Highlights:

• A conventional loan is a loan under the federal conforming loan limit that is not insured by VA or FHA
• loan amount.
• /c><00:06:33.440> the conventional loan is a loan under the conventional loan is a loan under
• <00:07:56.599> or loan products such as personal loans or loan products such as personal loans
• Bal loan balance to Affordable Loan Bal loan balance subordinate<00:08:21.039> lean<00:08:21.520

Bills: HF1865, HF2014, HF2028

Keywords: mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements

Transcript Highlights:

• Accordingly, there should be no location requirement for home equity loans.
• sales could have been home equity loans.
• We were the last state to bring in equity loans.
• That's not in an equity loan. An equity loan is a less That's problematic. That's my opinion.
• In closing a home equity loan, it updates an antiquated, unworkable law.

Bills: HB1342, HB2889, HB3002, HB3254, HB4820, HJR40, HJR40

Keywords: private activity bonds, housing, residential rental projects, low-income, affordable housing, bond measures, funding equality, political subdivisions, public communications, election fairness, debt collection, consumer rights, disclosures, Fair Debt Collection Practices Act, settlement agreements, State Board of Education, group benefits program, health insurance, state employees, dependents eligibility

Transcript Highlights:

• or funding to be banks and get loans or funding to be able<00:45:09.280> to<00:45:09.359>
• Oftentimes our farmers are trying to access Farm Service Agency direct loan services, and it's really
• <01:01:21.599> um<01:01:21.680> and piecing together those FSA loans um and piecing
• together those FSA loans um and largely<01:01:22.400> looking<01:01:22.640> for<01:01:
• thing when you lose the infrastructure thing when you lose the infrastructure to<01:39:23.119>

Bills: HF3579, HF3549, HF3548, HF4388, HF3566

Keywords: eggs, donation, quality assurance, food assistance, charitable programs, agriculture, grain indemnity, financial security, crop insurance, Minnesota agriculture, farm assistance, down payment, state funding, loan modification, rotational grazing, grazing management, livestock, pasture management, soil health, erosion control