Video & Transcript Research : 'individual providers'
Page 1 of 500
WA
Washington 2025-2026 Regular Session
House Postsecondary Education & Workforce Jan 20th, 2026 at 01:30 pm
Postsecondary Education & Workforce
Transcript Highlights:
- The bill before you is House Bill 2337 concerning training requirements for individual providers caring
- Parents who are individual providers complete 12 hours of required training.
- I'm fully supportive of all of our individual providers.
- I'm fully supportive of all of our individual providers.
- for individualized care guidance.
Keywords:
training requirements, caregiving, family member, individual providers, home care, workforce education, investment accountability, administrative changes, oversight, education policy, nutritional health, dietetic professionals, licensure compact, interstate practice, healthcare regulation, education, pay it forward program, tuition, student loans, financial aid
Summary:
The committee held public hearings on House Bill 2337 and House Bill 2311, then took executive action on Substitute House Bill 2132. HB 2337 would repeal the planned January 1, 2027 requirement that certain family caregivers who are paid to care for a relative complete continuing education. The bill sponsor and several family caregivers argued that mandatory annual continuing education is unnecessary, repetitive, and burdensome for relatives caring for one loved one, especially when training is often not tailored to the individual’s needs. Opponents, including SEIU 775 representatives and caregivers who support the current system, argued that continuing education improves care quality, helps caregivers stay current as needs change, and should remain mandatory; they said the state had already expanded course offerings in response to prior legislation. No action was taken on HB 2337 during the hearing.
HB 2311 would make administrative changes to the Workforce Education Investment Accountability and Oversight Board, including lengthening co-chair terms, allowing more than four meetings per year, changing one consultation requirement, and eliminating the statutory public dashboard requirement. Supporters from WASAC, Microsoft, and the United Faculty of Washington State said the bill would improve board operations and that the dashboard has not been funded or created. A committee member raised concerns about the board’s capacity and whether the bill would affect how projects are evaluated; witnesses said it would mainly improve the board’s ability to review more proposals and provide better recommendations. No vote was taken on HB 2311 in the transcript.
The committee then considered HB 2132, which limits disclosure and retention of personally identifying information in WASFA records. Members adopted amendment Ross 106, which broadens the Student Achievement Council’s ability to share WASFA applicant information with entities beyond higher education institutions under binding data-sharing agreements. After debate over the one-year retention period and privacy concerns, the committee voted 9-8 to report Substitute House Bill 2132 out of committee with a do pass recommendation.
AL
Transcript Highlights:
- or the board's concern with House Bill 441 is that it impacts all settings where SLP services are provided
- We provided that information to them, and we have not heard any more from them until they declined our
- This bill provides for the ABC regulation of all CBD products, prohibits the sale of CBD products or
- I carried in a law enforcement agent to one of these individual stores.
- You know, since I've been working on this within the last week or two, we've had individuals that have
Keywords:
speech-language pathology, licensure, clinical supervision, educational qualifications, healthcare assistant, hemp-derived cannabinoids, CBD, THC, delta-8, delta-9, delta-10, consumable hemp products, psychoactive cannabinoids, cannabinoid regulation, hemp licensing, ABC Board, Alcoholic Beverage Control Board, retail hemp sales, wholesale hemp distribution, hemp tax
OK
Transcript Highlights:
- I believe this file-and-use system will provide that kind of environment.
- I believe this foul and use system will provide that kind of environment.
- If they want to lower rates, then I'd like to provide that avenue.
- This simply would provide the insurers an opportunity to present that to the public for evaluation.
- The response was that it is not seven figures, but that the information can be provided later.
Keywords:
insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review
Summary:
The committee heard a series of insurance-related bills, with much of the discussion focused on homeowners insurance rates, transparency, and regulatory oversight. House Bill 3696, a proposed rate-approval style measure for homeowners insurance, drew extensive questioning about whether it would actually lower premiums, its comparison to Texas, the role of the Insurance Department and Attorney General, and possible effects on carriers and agents. The author said the bill was intended to increase transparency and consumer protections, acknowledged it was a work in progress, and agreed to strike the title and keep working with the committee. The bill ultimately passed the committee on a recorded vote.
The committee also advanced House Bill 3259, which would prohibit certain health care contract clauses such as all-or-nothing, anti-steering, gag, and most-favored-nation provisions; House Bill 4294, a follow-up to Dylan’s Law dealing with epilepsy-related insurance coverage and neurostimulator devices; and House Bill 4488, which would let the Insurance Commissioner appoint an impartial umpire when a body shop and insurer cannot agree on a loss value. House Bill 3646, a broad and still-developing insurance bill involving rate review, litigation, venue, AI use, and Attorney General involvement, generated substantial concern from members about workability, litigation, and agent exposure. Its author said it was not final, but the committee voted it down.
Later, the committee passed House Bill 3048, a cleanup measure for surplus lines licensing laws; House Bill 3780, requiring an independent actuary review as a transparency measure; House Bill 3781, changing the timing from use-and-file to file-and-use with a 60-day review period while the author said he did not want rate approval; House Bill 3802, delaying rate adjustments after a spouse’s death until renewal; House Bill 3818, creating a home and auto savings account framework intended to help policyholders raise deductibles and lower premiums; and House Bill 2929, which limits how far back insurers may look at homeowners and auto claims for underwriting purposes. Most of these bills passed with little or no opposition after brief questioning.
OK
Transcript Highlights:
- I believe this file-and-use system will provide that kind of environment.
- If they want to lower rates, then I'd like to provide that avenue.
- I believe that this will provide transparency, and I believe that we will see insurers being thoughtful
- This simply would provide the insurers an opportunity to present that to the public for evaluation.
- But that's information we can provide you later on. Okay.
Keywords:
insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review
MN
Transcript Highlights:
- </c> is they allow those, uh, individual is they allow those, uh, individual income<00:03:33.760><c>
- ><c> pass-through</c> And that allows individual pass-through And that allows individual pass-through
- </c><00:05:25.360><c> That</c> their individual income taxes. That their individual income taxes.
- </c> liabilities provide. liabilities provide.
- </c> income tax at the individual level. income tax at the individual level.
Keywords:
taxation, pass-through entity, qualifying owner, partnership, S corporation, tax return, overtime compensation, tax deduction, income tax, federal regulations, tax reform, tip income, federal tax deduction, Minnesota Statutes, individual income, employer contributions, Trump accounts, federal law, gross income exclusion, 1183
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Tue Feb 10, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- And we need to think, since the federal government has been so slow in providing pathways for these individuals
- pathways for the for these providing pathways for the for these individuals<00:12:02.320><c> to</c><
- </c><00:13:52.320><c> who</c> with independent repair providers who with independent repair providers
- </c> definition that's provided in the bill. definition that's provided in the bill.
- c><00:41:50.319><c> isolated</c> providing care, this practice isolated providing care, this practice
Keywords:
licensing, professional license, individual taxpayer identification number, immigration, state residency, right to repair, wheelchairs, consumer protection, repair providers, device documentation, HB1753, Hawaii Social Media Data Deletion Act, social media, account deletion, data deletion, privacy, consumer privacy, personal information, sensitive personal information, data retention
Summary:
The committee on Consumer Protection and Commerce met on February 10, 2026, and heard testimony on several bills. HB 1849 relating to licensing drew comments from DCCA’s Professional and Vocational Licensing Division and the Hawaii Real Estate Commission, both of which stood on written testimony. The Hawaii Coalition for Immigrant Rights testified in strong support, emphasizing that some immigrants, including DACA recipients, are already contributing in Hawaii and that the state should help create pathways for them to remain and advance professionally. No vote or final action was taken on HB 1849 during the portion shown.
The committee then heard HB 2000, the wheelchair right-to-repair bill. Encart opposed the measure, arguing that repair delays are largely driven by insurance prior authorization and that wheelchair repairs involve FDA-regulated medical devices where improper repairs could create health risks. Peter Fritz testified in support, saying the bill was modeled on similar laws in other states and that he had personal experience through his sister’s use of a wheelchair. Members questioned whether repairs done outside insurer networks might not be reimbursed, and Fritz said that was a concern but that the need for timely repair outweighed it. The committee also discussed HB 1753 on social media, where DCCA’s Office of Consumer Protection supported the bill but suggested an amendment to the definition of personal information.
On HB 1511 relating to consumer protection, DCCA’s Insurance Division supported the bill, while the Alliance for Automotive Innovation and the Hawaii Automobile Dealers Association offered comments seeking to preserve legitimate manufacturer and dealer communications about vehicles, warranties, recalls, and related services. The committee also took up HB 276 HD1 and HB 1513 on condominiums. The Hawaii Real Estate Commission offered comments on HB 276 HD1. For HB 1513, the Hawaii Green Infrastructure Authority supported the bill, but DCCA’s Insurance Division opposed it, warning that diverting HHRF funds could weaken reinsurance arrangements and raise premiums for consumers who rely on the fund. Members questioned whether the proposed condo loan program would need HHRF money and whether the amounts in the bill were necessary, and the division said it opposed using HHRF for that purpose.
The committee also heard HB 2188 on housing, where OCP supported the measure and the Hawaii Association of Realtors raised concerns about conflicts with the Fair Credit Reporting Act and the use of tenant screening reports, noting that a working group is already addressing landlord-tenant issues. Members asked OCP to research how other states handle similar laws and whether additional language is needed to avoid federal conflict. Finally, on HB 1876 relating to mental health, the Department of Health’s Adult Mental Health Division supported the bill but said it remains opposed to harmful, non-evidence-based treatment modalities; Pride at Work Hawaii also testified in strong support. No final votes or committee decisions were reported in the excerpt.
WA
Washington 2025-2026 Regular Session
House Postsecondary Education & Workforce Jan 27th, 2026 at 01:30 pm
Postsecondary Education & Workforce
Transcript Highlights:
- and to ensure that the... decision protocol to provide transparency and accountability and to ensure
- access to a wider provider network is essential to keep our residents healthy and safe.
- The YMCA is the largest nonprofit provider of licensed child care in Washington State.
- We have two individuals in person to testify, followed by two remote.
- Under current law, security guard licenses are tied to the company, not the individual.
Keywords:
education, scholarship, early childhood, funding, higher education, early education, support, degree seekers, private security, security guard, armed security guard, security company, licensing fees, license renewal, endorsement fee, fingerprints, background check, workforce retention, low-wage workers, public safety
Summary:
The Post-Secondary Education and Workforce Committee met on January 27 and first took executive action on three bills. House Bill 2311, which makes administrative changes to the Workforce Education Investment Accountability and Oversight Board, was advanced with a do pass recommendation after the proposed amendment was withdrawn. Members supporting the bill said it was a modest process improvement, while some members raised concerns about transparency, accountability, and ensuring workforce dollars go directly to student success. The bill passed on a 15-1 vote. House Bill 2324, which extends tuition waiver eligibility for children of certain disabled veterans, also passed unanimously with a do pass recommendation. House Bill 288, the Dietitian Licensure Compact, was amended to delay implementation until July 1, 2028, and then advanced unanimously with a do pass recommendation.
The committee then held public hearings on several bills. House Bill 2422 would shift private security guard licensing fees from individual guards to their employers, eliminate transfer fees, and penalize companies that require reimbursement. The sponsor and labor advocates argued the current system unfairly burdens low-wage workers and contributes to high turnover, while committee members asked about whether the license is tied to the company, the size of the turnover rate, and whether lowering or eliminating fees might be an alternative. House Bill 2438 would create the SEEDS scholarship for early childhood education degree seekers, funded by up to $10 million from the GET account if it remains sufficiently funded. The sponsor and supporters said it would help address severe early learning workforce shortages, especially in rural areas, while WASAC said it supported the concept but had concerns about using GET funds directly and suggested a new account structure to avoid conflicts with existing requirements.
The committee also heard House Bill 2525, which would create a heritage orchard program at Washington State University to register and preserve old and rare apple varieties. The sponsor and the tree fruit industry described it as a way to preserve agricultural history, support research, and promote ag education. Finally, House Bill 2586 would align Passport to Careers financial need calculations with the federal student aid formula and automatically qualify Passport students for the Washington College Grant. The sponsor, WASAC, and student testifiers said the bill would simplify aid access for foster youth and unaccompanied homeless youth; WASAC said it would absorb the modest administrative cost and clarified it was not seeking new appropriations. No final committee action was taken on the bills heard in public testimony during this meeting.
MN
Transcript Highlights:
- To provide championing this legislation.
- </c> individuals, and complex partnerships. individuals, and complex partnerships.
- Minnesota works because of the services that MAPE members provide.
- Minnesota works because of the services that MAPE members provide.
- But but their individual program needs.
WY
Wyoming 2026 Regular Session
Senate Labor, Health & Social Services Committee, February 18, 2026
Labor, Health & Social Services
Transcript Highlights:
- Madam Chair, I’ll— areas without altering provider roles. areas without altering provider roles.
- </c> provide that. provide that. You<00:07:28.319><c> can't.
- </c> your strategy to provide that care? your strategy to provide that care?
- </c> that those individuals have received? that those individuals have received?
- </c><00:59:33.200><c> more</c> know, I'd love to see us provide more know, I'd love to see us provide
WY
Wyoming 2026 Regular Session
House Labor, Health & Social Services Committee, February 18, 2026
Labor, Health & Social Services
Transcript Highlights:
- </c> individuals by name during meetings. individuals by name during meetings.
- </c> choice and your provider. choice and your provider.
- </c> Um and what it says is uh providing Um and what it says is uh providing misinformation<00:26:29.840
- Uh one of the issues that providers.
- And I really we are a provider desert.
MN
Transcript Highlights:
- </c><00:10:48.639><c> additional</c> with plans that provide additional with plans that provide additional
- </c><00:34:25.879><c> a</c> with greater fairness and provide a with greater fairness and provide a meaningful
- </c><00:42:47.880><c> another</c> stores every year um providing another stores every year um providing
- > to the public they provide counseling to the public they provide counseling Financial<00:48:07.960>
- </c> would mean a lot to those individual would mean a lot to those individual stores<00:48:53.799><c
Keywords:
property tax, exemption, leased land, public use, commercial property, HF632, Minnesota property tax, conservation easement, conservation restriction, assessed value, property valuation, tax assessment, real property, land conservation, farmland preservation, natural areas, riparian buffer, water quality, water quantity, county assessor
AZ
Transcript Highlights:
- It also establishes individual income tax subtractions from Arizona gross income and modifies the deductions
- But if we were to speak of individual income tax, yes, inflation does play a significant role in that
- We had one of the highest individual income tax rates in the United States.
- We had one of the highest individual income tax rates in the United States.
- It is simply clarifying that the health insurance premium benefit is meant to provide a subsidy to...
Keywords:
individual income tax, subtraction, Arizona Revised Statutes, retirement benefits, adoption costs, charitable contributions, health insurance, premium payment, Arizona State Retirement System, contingent annuitant, long-term disability, benefits limitations, disability compensation, social security, retirement system, elected officials, ASRS, eligibility waiver, age 65, education savings
WA
Washington 2025-2026 Regular Session
Senate Human Services Jan 27th, 2026 at 01:30 pm
Human Services
Transcript Highlights:
- B3 requires any health care provider or health care entity that receives abortion.
- It's about time we start providing some guidance to the governor's office.
- And we are moving on to Senate Bill 6024, Community Residential Services Providers.
- And we are moving on to Senate Bill 6024 community residential services providers.
- Constitutionally, our state is required to provide law libraries to individuals who are incarcerated.
Keywords:
child safety, near fatalities, public reporting, child welfare, transparency, homeless youth, youth services, mental health, support programs, state law, employment services, community inclusion, age limitations, disability services, home and community living, abortion medications, reproductive health, mifepristone, misoprostol, abortion access
Summary:
The Senate Human Services Committee held public hearings on two bills before moving into executive session on several measures. SB 5977, sponsored by Sen. Nikki Torres, would require DCYF to publish near-fatality review reports within 180 days and post them publicly, with confidential information redacted; the sponsor said the goal was transparency, accountability, and child protection. No one testified on the bill. SB 6184, the Office of Homeless Youth request bill sponsored by the chair, would modernize and clarify OHY statutes, including allowing crisis residential centers to withhold immediate parental notification for compelling reasons such as protected health care, renaming and making permanent the H-Sync program, expanding youth housing eligibility and uses of funds, and updating terminology; OHY, advocates, school-based support providers, and a youth testifier all spoke in support, emphasizing flexibility, respectful language, and better support for unhoused youth.
In executive session, the committee adopted the proposed substitute for SB 5681 and sent it to Ways and Means after rejecting an amendment that would have lowered the age for developmental disability services. For SB 5917, dealing with Department of Corrections distribution of abortion medication, the committee adopted one amendment to prioritize Indian health care providers and urban Indian health organizations, rejected numerous other amendments, and advanced the bill as amended to Rules. The committee also rejected all proposed amendments to SB 5942 except one technical amendment renaming the DCYF Oversight Board as the DCYF Accountability Board and keeping it in the governor’s office; the bill then passed to Rules. SB 6024, which would avoid duplicative audits for community residential providers, passed without amendment.
The committee adopted a technical amendment to SB 6036, allowing certain former foster care licensees to be exempt from adult family home licensing when caring for an aging-out foster youth, and sent it to Rules. For SB 6085, the committee adopted an amendment restoring law library funding from the institutional welfare account, rejected several transparency and spending restrictions, and advanced the bill to Ways and Means. Across the executive session, most other amendments offered by Sen. Christian were rejected, and the committee repeatedly voted to move the bills forward despite his objections; the final actions were to advance the measures as amended or in proposed substitute form, with the bills passing subject to signatures.
LA
Transcript Highlights:
- House Bill 156 by Representative Bagley is a constitutional amendment that provides relative to severance
- They are vital to Louisiana's economy and provide jobs and opportunities for our people.
- But the reality, economy and provide jobs and opportunities for our people.
- I think this is for the individual return. So only for individual returns? Okay.
- We did not provide for an additional cost in the fiscal note.
Keywords:
severance tax, parish revenue, constitutional amendment, natural resources, local government funding, HB 474, Act 400, Louisiana income tax, tax refund checkoff, refund donation, alumni association, Grambling University National Alumni Association, Louisiana Tech University Alumni Association, Department of Revenue, Title 47, voluntary contribution, tax return designation, state tax refund, nonprofit donation, higher education
WY
Wyoming 2026 Regular Session
Senate Travel, Recreation, Wildlife & Cultural Resources, February 12, 2026
Travel, Recreation, Wildlife & Cultural Resources
Transcript Highlights:
- Um, and she's another wonderful individual.
- Um, and she's another wonderful individual.
- Um, and she's another wonderful individual.
- Um, and she's another wonderful individual.
- Um, and she's another wonderful individual.
Keywords:
right to repair, digital electronics, consumer protection, embedded software, manufacturers, repair providers, tools and documentation, anti-theft measures, blockchain, financial technology, digital innovation, economic development, select committee, trespass, hunting, land use, public access, wildlife, 916, all
WY
Wyoming 2026 Regular Session
House Travel, Recreation, Wildlife & Cultural Resources, February 12, 2026
Travel, Recreation, Wildlife & Cultural Resources
Transcript Highlights:
- You have to provide notice already. It's already in there. You don't need to change anything.
- You have to provide<00:31:59.760><c> notice</c><00:32:00.080><c> already.
- It's already in provide notice already.
- would be very available or not provided would be very helpful. helpful. helpful.
- </c> of land owners would be happy to provide of land owners would be happy to provide a<00:59:19.359
Keywords:
right to repair, digital electronics, consumer protection, embedded software, manufacturers, repair providers, tools and documentation, anti-theft measures, blockchain, financial technology, digital innovation, economic development, select committee, trespass, hunting, land use, public access, wildlife, 916, all
WA
Washington 2025-2026 Regular Session
House Labor & Workplace Standards Jan 13th, 2026 at 10:30 am
Labor & Workplace Standards
Transcript Highlights:
- provider network.
- The types of providers who are currently authorized to be attending providers are advanced registered
- attending provider refers them.
- as an attending provider, it means that every provider in that type must join the medical provider network
- And so this would, adding the provider type as an attending provider, require that of all the providers
Keywords:
construction safety, hazard notification, worksite regulations, labor safety, state law, law enforcement, correctional officers, interest arbitration, collective bargaining, public safety, workers' compensation, healthcare providers, physical therapy, occupational therapy, employment, unemployment insurance, benefits, layoffs, workforce reduction, 904
Summary:
The committee heard four bills. HB 2107 would make permanent and slightly narrow a pilot requirement for the Department of Labor and Industries to notify employers or owners within 10 working days when a hazard is found during an on-site inspection at a building construction site. Construction industry groups and L&I supported the bill and said the pilot had worked well, with L&I reporting it had been able to notify owners in almost 96% of cases. No opposition was raised, and the hearing was closed.
HB 2137 would remove the 70,000-population threshold for binding interest arbitration for correctional employees in city and county jails. Teamsters witnesses said the change would give corrections officers in smaller jurisdictions the same bargaining rights as other uniformed personnel and could improve safety, staffing, and wages. The Washington State Association of Counties opposed the bill, saying it would increase bargaining and compensation costs for many counties, and asked for amendments requiring arbitrators to consider county finances and making arbitration decisions nonbinding on county appropriations. The hearing was closed without a vote.
HB 2264 would clarify unemployment insurance eligibility for workers who volunteer for an employer-initiated layoff or reduction-in-force plan, removing a court-created “final action” requirement that has led to benefit denials when workers can rescind their election. Supporters, including unemployment advocates and a worker who lost benefits after accepting a severance program, said the bill would prevent workers from being wrongly treated as having quit. NFIB asked about the effect of severance and retirement on eligibility, and ESD said it would follow up in writing. The hearing was closed.
HB 2243 would allow physical therapists and occupational therapists to serve as attending providers in the workers’ compensation system. PT and OT witnesses said this would speed access to care, improve return-to-work outcomes, and reduce costs, while business groups, retailers, food industry representatives, NFIB, and the Washington State Medical Association opposed the bill, arguing that attending providers must be able to make accurate diagnoses, certify time loss, and handle impairment ratings, and warning of possible added costs, litigation, and administrative burdens. L&I said adding PTs and OTs as attending providers would require all providers in those categories to join the medical provider network and could cause some to leave the system; the committee closed the hearing and adjourned without taking action.
MN
Transcript Highlights:
- </c><00:39:11.839><c> income</c> tax impacts are in the individual income tax impacts are in the individual
- It'll also provide our members costs.
- 30.080><c> immediately</c> provision would provide immediately provision would provide immediately relief
- </c><01:17:31.840><c> comments</c> for the opportunity to provide comments for the opportunity to provide
- ><c> and</c><01:21:30.080><c> empower</c> It provides financial relief and empower It provides financial
Keywords:
taxation, pass-through entity, qualifying owner, partnership, S corporation, tax return, corporate franchise tax, individual income tax, research expenditures, federal compliance, Minnesota Statutes, income tax, corporate tax, section 179, federal conformity, HF3815, Minnesota taxes, tax conformity, Internal Revenue Code, IRC conformity
WY
Transcript Highlights:
- The individual liberty part of this is essential to this bill. We are made up of individuals.
- And that individual had discrepancy. And that individual had been<00:50:15.200><c> convicted.
- Public libraries exist to provide access to a broad range of ideas so that individuals, not the government
- </c> right or any portion that provides right or any portion that provides materials<01:52:39.520><c>
- </c><01:54:47.360><c> the</c> counties to still individualize the counties to still individualize the
Keywords:
administrative law, judicial review, agency deference, Chevron deference, de novo review, state agencies, regulatory interpretation, statutory interpretation, separation of powers, individual liberty, administrative procedure, agency action, Wyoming Supreme Court, district court review, oil and gas inspector, regulatory challenge, anti-deference, law enforcement, memorial, Patrolman Rosa
NV
Nevada 2025 Regular Session
Assembly Committee on Commerce and Labor Jun 1st, 2025 at 11:30 pm
Commerce and Labor
Transcript Highlights:
- As a reminder, each person has two minutes to provide public comment.
- As a reminder, each person has two minutes to provide public comment.
- Is there anyone here in Carson City that wishes to provide public comment? I don't see anyone.
Keywords:
brew pub, alcoholic beverages, liquor store, licensure, regulation, Department of Taxation, fertility preservation, breast cancer, ovarian cancer, oncology, reproductive medicine, infertility, cancer treatment, egg freezing, embryo freezing, oocyte cryopreservation, sperm banking, assisted reproductive technology, health insurance mandate, Medicaid