Video & Transcript Research : 'homeowners'

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WY
WY

Wyoming 2026 Regular Session

House Revenue Committee, February 10, 2026

Revenue

Transcript Highlights:
  • homeowners exemption? homeowners exemption?
  • year long-term homeowners going forward? year long-term homeowners going forward?
  • , for the long-term homeowners, for the long-term homeowners, if<00:19:56.480> you<00:19:56.640
  • <00:22:34.799> and number of these long-term homeowners and number of these long-term homeowners
  • <00:42:29.280> that had home at least one homeowner that had home at least one homeowner that
Bills: HB0045
US

US Federal 2025-2026 Regular Session

Hearings to examine insurance markets and the role of mitigation policies. May 1st, 2025 at 09:00 am

Banking, Housing, and Urban Affairs Committee

Transcript Highlights:
  • You know, it feels like homeowners just can't catch a break.
  • Of those, risk is the only one a homeowner has any control over.
  • only about 4% of homeowners.
  • At one point, they had about 9 percent of the homeowners' claims, but about 79 percent of the homeowners
  • I'm actually a Florida homeowner.
Summary: The meeting reviewed critical issues surrounding the rising costs and accessibility of homeowners insurance across the United States, particularly in light of increasing natural disasters linked to climate change. Members engaged in extensive discussions regarding the implications for families and the economy, citing significant increases in premiums and decreasing availability of policies in high-risk areas. Supervisor Peysko highlighted the direct impact of federal policies on local communities, emphasizing the growing burden on homeowners as they face skyrocketing insurance costs amidst a backdrop of environmental challenges and regulatory constraints. The committee expressed a unified call to action for bipartisan solutions, focusing on improving building codes and enhancing disaster preparedness measures.
TX

Texas 89th Regular

Local Government Apr 22nd, 2025

Local Government

Transcript Highlights:
  • This will bring the total for elderly and disabled homeowners to a whopping 200,000 exemption.
  • That we're looking at a total savings estimated of $950 per individual over 65 or disabled homeowner.
  • It's not just homeowners. Many Texans are struggling with the cost of housing.
  • It's not just homeowners.
  • You can offer it to renters and homeowners, et cetera. And 30 states have a program like that.
Bills: SB23, SJR85
Summary: The Senate Committee on Local Government heard testimony on Senate Bill 23 and its companion constitutional amendment, Senate Joint Resolution 85, both by Senator Bettencourt. The bills would increase the additional homestead exemption for elderly and disabled homeowners from $10,000 to $60,000, which proponents said would significantly reduce property taxes and help seniors and disabled Texans age in place. Bettencourt and supporters described the measure as part of a broader property tax relief package, estimating combined savings of about $950 for over-65 and disabled homeowners when paired with other recent homestead exemption changes. Witnesses largely supported the proposal. Testimony in favor came from a lawyer, a private citizen, Texas Realtors, the Texas Silver-Haired Legislature, and the Texas Association of Builders, all emphasizing relief for fixed-income seniors, housing stability, and the ability to remain in their homes. Several witnesses noted rising property taxes, medical costs, and the challenges seniors face in moving or affording home modifications. One witness from Every Texan said a flat homestead exemption is the most equitable way to cut property taxes, but argued against additional tax cuts generally, favoring a circuit-breaker approach and warning that permanent tax cuts could reduce funding for schools and other needs. The committee also discussed data showing many over-65 homeowners already pay no school property taxes in some counties and that the proposed changes would increase that share. After closing public testimony, the committee voted on the measures. Senate Bill 23 was reported favorably to the full Senate by a 7-0 vote, and S.J.R. 85 was also reported favorably by a 7-0 vote. The transcript also shows Senate Bill 898 being laid out and passed unanimously earlier in the meeting, with a recommendation for the local and uncontested calendar.
MN

Minnesota 2025-2026 Regular Session

House Taxes Committee 3/20/25

Taxes

Transcript Highlights:
  • It also reduces from 5 to 2 the minimum number of years the homeowner must own and occupy the property
  • This bill would increase the homestead credit refund for 174,000 homeowners statewide.
  • provides relief if property taxes exceed a certain percentage of income, while ensuring that the homeowner
  • provides relief if property taxes exceed a certain percentage of income, while ensuring that the homeowner
  • provides relief if property taxes exceed a certain percentage of income, while ensuring that the homeowner
TX
Transcript Highlights:
  • Senate Bill 23 will increase the additional homestead exemption for elderly and disabled homeowners from
  • the additional homestead exemption of SB 4, this will bring the total for elderly and disabled homeowners
  • will provide a total savings estimated at $950 per individual, for individuals over 65 or disabled homeowners
  • This will provide elderly and disabled homeowners with an additional $554 in savings, combined with the
Bills: SB23, SJR85, SB 23
MN

Minnesota 2025-2026 Regular Session

Elections Finance and Government Operations Committee 3/2/26

Elections Finance and Government Operations

Transcript Highlights:
  • Our members are the builders and developers who serve as declarants of homeowners associations and are
  • stormwater systems onto homeowners. stormwater systems onto homeowners.
  • Today, both the homeowners want the HOA dissolved, and the city is supportive of their intention.
  • piece of legislation uh when a homeowner piece of legislation uh when a homeowner is<00:18:18.960
  • <00:18:58.360> association necessitating a homeowners association necessitating a homeowners
Summary: The committee took up House File 2614, a bill aimed at preventing local governments from requiring or effectively mandating homeowners associations (HOAs) as a condition of residential development approval. The committee first approved the February 25 minutes, then adopted the DE1 amendment to HF 2614 before hearing the bill. The authors said the measure is a bipartisan piece of a larger HOA reform effort and that the language was negotiated with the League of Minnesota Cities and other stakeholders; they emphasized that developers could still choose to create HOAs, but cities and counties could not require them. Testimony in support came from Housing First Minnesota and the Minnesota Homeownership Center. Supporters argued that unnecessary HOAs raise housing costs, reduce affordability, and are often used to shift public infrastructure costs onto homeowners. They said HOAs remain appropriate for shared-wall housing, shared amenities, and other situations where common property is truly needed, but should not be imposed for single-family developments or minor features. Several members shared examples of HOA overreach and asked for clarification on how the bill would work, including whether developers could still request neighborhood signs or other features; staff and the authors said that would still be possible if the developer requested it rather than the local government requiring it. A significant portion of the discussion focused on stormwater ponds and other infrastructure. One member said the bill should not prevent cities from requiring stormwater facilities because maintenance costs and water-quality responsibilities can be substantial and should not be shifted to all taxpayers. The authors responded that the amendment language was intended to balance concerns about unnecessary HOA mandates with the need to address maintenance, noting that some maintenance responsibilities could remain with cities or be handled through developer agreements. A member requested a roll call on the bill, but the transcript does not include a final vote or disposition beyond the discussion and amendment adoption.
WY

Wyoming 2026 Regular Session

House Revenue Committee, February 24, 2026

Revenue

Transcript Highlights:
  • 39, Long-Term Homeowner Tax Exemp Exemption<00:02:27.840> Amendments.
  • <00:20:06.559> Uh, homeowner tax exemption amendments.
  • Uh, homeowner tax exemption amendments.
  • The original bill only repealed the sunset date of the long-term homeowners exemption.
  • sunset date of the long-term homeowners sunset date of the long-term homeowners exemption.<00:20
Bills: SF0079, SF0080, SF0039
MN

Minnesota 2025-2026 Regular Session

House Taxes Committee 3/12/26

Taxes

Transcript Highlights:
  • increases the Homestead Credit and the renters credit in order to provide property tax relief to homeowners
  • control local property tax increases, but we can play a role in making sure that whether you're a homeowner
  • <00:02:53.519> or<00:02:53.840> a<00:02:54.080> renter, you're a homeowner or
  • a renter, you're a homeowner or a renter, that<00:02:57.200> you<00:02:57.360> get<00:
  • um address those Minnesota's homeowners um address those uh<00:24:50.320> rising<00:24:50.720
FL

Florida 2026 Regular Session

Regulated Industries Feb 3rd, 2026

Regulated Industries

Transcript Highlights:
  • Senators, Florida homeowners urgently need your help. My name is Landon Gaines.
  • Homeowner records requests have gone unanswered or incomplete.
  • Homeowner records requests have gone unanswered or incomplete.
  • For ordinary homeowners, that's not a realistic option.
  • These decisions are made by the court, not by frustrated homeowners.
Bills: S0936, S1724, S1014, S1498
Summary: The Committee on Regulated Industries met with a quorum and took up four bills. First, it considered SB 1724 on municipal utility services. Senator Martin offered a late-filed delete-everything amendment that would require annual customer meetings for extraterritorial utility customers, cap use of gross utility revenues for general government at 10%, eliminate a 25% surcharge on customers outside city limits, reduce the rate differential cap from 50% to 25%, remove municipal natural gas utilities from the bill, and preserve certain existing bond-related surcharges until debt is retired or refinanced. The League of Cities raised implementation concerns about the July 1, 2026 effective date and the need for rate studies and budget adjustments. The amendment was adopted and the committee reported CS/SB 1724 favorably. The committee then heard SB 936 on temporary door locking devices from Senator McLean. The bill would define temporary door locking devices, allow them to be installed at any height, require the Florida Building Commission to add standards to the Florida Building Code, and require their use to be incorporated into safety plans, drills, and training. With no opposition or amendments, SB 936 was reported favorably. Next, the committee considered SB 1014 by Senator Mayfield, which would prohibit municipalities from refusing water or wastewater service solely because a property owner will not annex, and would require service expansion when a property is near a municipal main line, not served by another utility, and the utility has capacity. A committee amendment narrowed the bill to properties near a main line and reduced the distance threshold from 2,000 meters to one-half mile. The Florida League of Cities opposed the bill as amended, citing concerns about property size, annexation conflicts, enclave creation, and possible revenue impacts, but the bill was reported favorably. Finally, the committee heard SB 1498 on community associations from Chair Bradley. A strike-all amendment revised technical provisions on video conference recordings, turnover inspection reports, SIRS references, and electronic voting, and added two major policy changes: requiring associations to provide records to law enforcement and prosecutors and creating a second-degree misdemeanor for willful refusal, and prohibiting mandatory club or amenity fee schemes controlled by developers or third parties that generate profit beyond proportional expenses. Testimony in support described homeowner disputes involving concentrated board control, lack of transparency, and mandatory fees in communities such as Rosedale. The amendment was adopted and CS/SB 1498 was reported favorably. At the end of the meeting, Senator Bracey Davis asked to be recorded voting in the affirmative on tabs 1, 2, and 3, and the committee adjourned.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/18/26

Commerce Finance and Policy

Transcript Highlights:
  • and clean in terms of what the board's responsibility is and setting expectations for the actual homeowner
  • and clean in terms of what the board's responsibility is and setting expectations for the actual homeowner
  • and clean in terms of what the board's responsibility is and setting expectations for the actual homeowner
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 4/15/26

Commerce Finance and Policy

Transcript Highlights:
  • So this levels the playing field, both for the carriers and the homeowners.
  • So this levels the playing field, both for the carriers and the homeowners.
  • Delayed claims hurt homeowners.
  • One homeowner files a claim.
  • I would urge members to think about their own homeowners policy.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Tue Feb 3, 2026 @ 2:00PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • Um, but homeowners don't typically have all the information necessary.
  • Um, but homeowners don't typically have all the information necessary.
  • Um, but homeowners don't typically have all the information necessary.
  • Um, but homeowners don't typically have all the information necessary.
  • And so you get a lot of homeowners who bring up these concerns.
Summary: The committee heard testimony on HB 1991, which would change Hawaii’s liquor excise tax structure to an ABV-based system. The Department of Taxation and the Tax Foundation of Hawaii took no position and stood on written comments. Supporters, including the Hawaii Public Health Institute and an individual testifier who described surviving a drunk-driving crash, argued that higher alcohol taxes reduce alcohol-related harms, save lives, and generate additional state revenue. The public health witness cited alcohol-related harms as a major preventable cause of death and said the tax increase would have only a small annual cost for most consumers. Most industry testimony was in opposition. Representatives of Lanikai Brewing Company, Maui Brewing Company, the Wine Institute, and the Hawaii Food Industry Association said the bill would sharply raise taxes on beer and wine, squeeze already thin margins, and threaten local jobs and businesses. They argued Hawaii producers already face high costs for labor, energy, shipping, and compliance, and said an ABV-based tax would be difficult to administer, would require additional testing and labeling work, and could reduce consumer choice. Several industry witnesses urged lawmakers to instead adopt a small-producer or class 18 carveout, with one suggesting a cap tied to 60,000 barrels. Committee members questioned the brewers about alcohol content testing, labeling, and whether smaller producers already measure ABV. Witnesses said many local producers do not certify ABV for in-state sales, that yeast and fermentation can vary by batch, and that an ABV-based system could require more testing than current practice. No vote or final action on the bill was taken during the portion of the meeting provided.
AZ

Arizona 2026 Regular Session

02/17/2026 - House Commerce

Commerce

Transcript Highlights:
  • Homeowners associations are nonprofits.
  • The nonprofit corporation act does apply to most homeowner associations, as most homeowner associations
  • Homeowners do not object to boards making decisions.
  • In years past, we've had longer discussions on homeowners associations and the right of members or homeowners
  • The individual homeowner made them angry.
Summary: The committee heard and acted on several bills, mostly receiving due pass recommendations. HB 4020 would raise the maximum annual assessment on insurers that funds the Department of Insurance and Financial Institutions fraud unit from $1,050 to $1,350. The sponsor and an industry witness said the increase would support fraud investigations, and the bill passed 9-1 after a roll call vote; the transcript later included a correction stating HB 4020 passed 10-0 with one absent. HB 2255 would extend Arizona Teachers Academy scholarship eligibility for community college students from two academic years/four semesters to four academic years/eight semesters. Maricopa Community Colleges supported the bill, saying it would let community college teacher candidates complete bachelor’s degrees with the same funding available to university students. It passed unanimously. HB 2591, as amended, revised the definition and administration of registered apprenticeships to align with U.S. Department of Labor standards and add requirements such as written agreements, structured training, wage progression, and safety supervision; it also passed unanimously. HB 2680, as amended, narrowed and revised workers’ compensation fraud-related provisions, including insurance disclosure requirements and proof of coverage. Supporters from labor and construction groups said it would help combat premium fraud and protect honest contractors, while the sponsor said the amendment narrowed the bill to address concerns. It passed 10-1. HB 2979 modernized credit union law regarding bylaws, name changes, principal office changes, and certain powers; credit union representatives supported it as a regulatory update, and it passed 11-0. HB 2868 required manufactured-home/mobile-home installation license applicants and renewals to show insurance and fingerprint clearance, and to allow the Department of Housing to set experience, exam, and enforcement rules; it passed 8-1 with two present. The committee also approved a strike-everything amendment to HB 2429 on short-term rentals, allowing local governments to regulate overnight occupancy, extending the violation window for suspending a license from 12 to 24 months, and allowing suspension after certain building code violations. The sponsor and city/county representatives described it as a compromise that restores some local control, while short-term rental advocates and neighborhood groups said it was a step forward but still too limited; the bill passed 8-2 with one present. HB 4011, without the proposed amendment, codified HOA duties to act reasonably and fairly in enforcing rules, and after testimony from attorneys, homeowners, and HOA advocates describing abusive enforcement and the need for clearer standards, it passed 11-0. HB 2397, as amended, required more complete HOA disclosure information to buyers and escrow agents, with supporters saying it would prevent surprise assessments and defects and critics warning some language was still broad; it passed 11-0. Finally, HB 4026 would change a public infrastructure reimbursement program for advanced manufacturing by replacing a $200 million total cap with a $75 million annual cap and adding website-posting requirements for agreements; Queen Creek and economic development witnesses said it was needed to support major manufacturing projects and related infrastructure, and the bill was being discussed when the transcript ended.
FL

Florida 2026 Regular Session

Banking and Insurance Jan 28th, 2026

Banking and Insurance

Summary: The Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286 by Senator Wright. That bill expands the law enforcement recruitment bonus program to include firefighters, creates a DFS grant review panel for fire-related grants, and establishes an institute for PTSD and first-responder behavioral health. Testimony from fire chiefs and others supported the measure, and the committee reported it favorably. The committee then considered several insurance and financial regulation bills. CS/SB 198 by Senator Rousan, as amended, regulates virtual currency kiosks with transaction limits, notice and receipt requirements, and OFR enforcement authority; witnesses described it as a needed anti-fraud measure, especially for seniors, and it was reported favorably. CS/SB 772 by Senator Burgess, as amended, allows limited licenses for portable electronics and eyewear insurance, and CS/SB 1504 by Senator Claudio, as amended, creates a pathway for high school students to qualify for insurance customer representative licensure; both were reported favorably. The committee also approved two cryptocurrency reserve bills by Senator Gruters: CS/SB 1038 creates the Florida Strategic Cryptocurrency Reserve framework, and CS/SB 1040 creates the related trust fund; both received technical amendments and favorable reports. CS/SB 1440 by Senator Martin, as amended, creates public records exemptions and cybersecurity reporting provisions for financial institutions and related entities, and it was reported favorably. Finally, SB 1668 by Senator Burton, which updates the NICA program’s funding and benefit structure, and CS/SB 570 by Senator Polsky, which creates a task force on payment scams, were both heard with supportive testimony and reported favorably. Senators later recorded additional affirmative votes on selected bills before the committee adjourned.