Transcript Highlights:

• And that's the loss of veteran commissioners' highly valuable institutional knowledge, the gratuitous
• And that's the loss of veteran commissioner's highly valuable institutional knowledge, the gratuitous
• Impact Outdoors works on habitat education and getting veterans into the field on the rural communities
• Impact Outdoors works on habitat education and getting veterans into the field on the rural communities

Bills: SB104 , SJR3 , SM3 , SB104 , SJR3 , SM3

Committees: Senate Senate Rules , Senate House Rules & Order Of Business

Keywords: wildlife commission, removal procedures, malfeasance, appointed officials, governance, education reform, public education, state board of education, superintendent, chartering authority, constitutional amendment, policy setting, insects, insect workshop, insect identification, ecology, monitoring, management, pollinators, pollination

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• The safest way to handle a situation where you might see a bug out of its natural habitat is to put it
• I share the goal of protecting homeowners from these devastating losses.
• So I'm buying my homeowner's insurance, and I'm buying coverage to cover a wildfire loss.
• We've been going through the minimum loss ratio issue.
• Carriers are going to figure out a way to make sure that they covered the loss.

Bills: SB154 , SB187 , SB193 , SM3

Committee: Senate Senate Conservation

Keywords: insurance, wildfire, flood damage, natural disasters, property coverage, water projects, appropriation, New Mexico, finance authority, infrastructure, New Mexico Finance Authority, funding, SB193, acequia, community ditch, irrigation works construction fund, water infrastructure, ditch infrastructure, irrigation, New Mexico water law

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• To me, the habitat, the terrain, the trees, the wildlife, there’s no difference.
• There’s a lot of impacts to those habitats through the prop wash, both above the surface and below the
• surface as it relates to invertebrate communities and fisheries habitats.
• It’s very important for stopover habitat for migratory birds.
• We just have some wildlife and some habitat concerns that go along with the use of airboats on Maripaw

Bills: SCR54 , SCR59 , HCR5 , HCR62 , HCR78 , HCR86 , HB595 , HB688 , HB802 , HB841 , HB1161 , HB1171 , HB1189 , HB1248 , HB1258

Committee: Senate Natural Resources

Keywords: red drum, fishing regulations, tournament permits, wildlife management, recreational fishing, flood management, FEMA, floodplain maps, environmental risks, Louisiana, flood insurance, risk assessment, community planning, seafood, commercial fishing, USDA programs, economic impact, Louisiana economy, waterfowl, habitat loss

Transcript Highlights:

• For example, one of the main accounts that's used to fund habitat projects is called the Habitat...
• One of the main accounts that's used to fund habitat projects is called the Habitat Conservation Account
• Examples include critical habitat, natural areas, riparian habitat, urban wildlife, and state lands restoration
• In the bill before you, the Habitat Conservation Account is amended so that it's...
• In the bill before you, the Habitat Conservation Account is amended so that it's also available for grants

Bills: SB5930 , SB6075 , SB6216 , SB6233

Committee: Senate Agriculture & Natural Resources

Keywords: irrigation districts, director contracts, beneficial interests, transparency, governance, mitigation, habitat conservation, property rights, landowner compensation, fairness in mitigation, critical habitat, species preservation, riparian protection, salmon recovery, watershed planning, Department of Fish and Wildlife, Department of Ecology, habitat conservation account, conservation easement, noxious weed control

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• In the bill, the Habitat Conservation Account must be available for grants to landowners when the cost
• The Habitat Conservation Account must be available for grants to landowners when the cost of mitigation
• requires certain state agencies to propose mitigation measures up to and including compensation from the Habitat
• that financial compensation for the deprivation of beneficial use of real property come from the Habitat
• Conservation Account. ...use of real property come from the Habitat Conservation Account.

Bills: SB5816 , SB5838 , SB5930 , SB5960 , SB5971 , SB6075 , SB6097 , SB6104 , SB6216 , SB6233 , SB6318 , SJM8015

Committee: Senate Agriculture & Natural Resources

Keywords: juice grapes, agriculture, commerce, state regulation, market access, tribal representation, natural resources, board of natural resources, environmental policy, community involvement, irrigation districts, director contracts, beneficial interests, transparency, governance, ungulate populations, wildlife management, habitat restoration, conservation, sustainability

Transcript Highlights:

• loss, disease, and predator-prey imbalances in predator-rich areas like Northeast Washington.
• loss, disease, and predator prey imbalances in predator-rich areas like Northeast Washington.
• And no, it's not CWD, and no, it's not habitat or drought.
• The single most important factor is habitat effectiveness.
• Habitat is fragmented. Migration corridors constrained, and resilience is reduced.

Bills: SB5838 , SB5960 , SB6097

Committee: Senate Agriculture & Natural Resources

Keywords: tribal representation, natural resources, board of natural resources, environmental policy, community involvement, ungulate populations, wildlife management, habitat restoration, conservation, sustainability, Indian tribes, conservation futures program, federal recognition, environmental protection

Transcript Highlights:

• those issues, it makes it so that some beaches have access to what they call deterrence in these habitat
• The Habitat Conservation Plan, the HCP, is connected to a permit that we get from federal Fish and Wildlife
• legislators in this, that worked on, developed, and I was the author of the original Nauset-Orleans Habitat

Bills: H5113 , H5076 , H4972 , H4917 , H4700 , S2896 , S2961 , S2933 , H5141 , H5140 , H5139 , S2877 , H3920

Committee: Joint Joint Committee on Environment and Natural Resources

Keywords: Marion Stoddart, riverwalk, J. Harry Rich State Forest, Groton, Nashua River, Nashua River Watershed Association, Massachusetts Clean Waters Act, Department of Conservation and Recreation, DCR, trail designation, state forest, conservation, environmental recognition, commemorative naming, signage, public lands, toxic pesticides, Eastham, environmental regulation, local control

Bills: HB1480 , HB1781 , HB1905 , HB2018 , HB2842

Committee: House Culture, Recreation & Tourism

Keywords: library grants, construction, public libraries, Texas State Library and Archives Commission, community resources, livestock, rodeo, grant program, agricultural education, county fairs, funding, economic development, prescribed burn, Texas A&M Forest Service, Parks and Wildlife Department, fire safety, environmental management, agricultural conservation, land preservation, environmental protection

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• This is the bill prohibiting an assignment agreement whereby any post-loss insurance benefit is transferred
• This is the bill prohibiting an assignment agreement, whereby any post-loss insurance benefit is transferred

Bills: SB6178 , SB5831

Committee: House Consumer Protection & Business

Keywords: SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured, restoration contractor, mitigation contractor, public adjuster, insurance commissioner, claims handling, consumer protection, void and unenforceable, Washington insurance code, chapter 48 RCW, civil penalty

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• value derived from a model used for the purpose of predicting a property's future wildfire-related loss
• And the losses on these ATMs are particularly high.
• The median reported loss using a crypto ATM was about $10,000.
• The median reported loss using a crypto ATM was about $10,000 in 2024.
• Would that be a helpful thing for customers to limit their losses?

Bills: SB6178 , SB5831

Committee: House Consumer Protection & Business

Keywords: SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured, restoration contractor, mitigation contractor, public adjuster, insurance commissioner, claims handling, consumer protection, void and unenforceable, Washington insurance code, chapter 48 RCW, civil penalty

Transcript Highlights:

• Substitute Senate Bill 6091 and open the public hearing on Senate Bill 6178, prohibiting the post-loss
• And these are what's called post-loss assignment of benefits.
• One would be both scenarios there's a covered loss, the insured contacts a contractor.
• Ryan Donahue, Chief Advocacy Officer at Habitat for Humanity, Seattle King, and Kittitas County, said
• The purpose must service years of accumulated losses in acquisition debt.

Bills: SB5831 , SB6178

Committee: House Consumer Protection & Business

Keywords: mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured, restoration contractor, mitigation contractor, public adjuster, insurance commissioner, claims handling

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• Because while we have a vibrant industry, we have seen an annual loss in honeybee population of about
• of habitat.
• The state of Texas does a great job with bees and habitat.
• Some say it could be due to a loss of efficacy in some of our miticides that we use.
• Representative McLaughlin: What do you think the loss is in stolen cattle a year?

Bills: HB147 , HB 1113 , HB 1203 , HB 1269 , HB 1276 , HB 1277 , HB1437 , HB147

Committee: House Agriculture & Livestock

Keywords: livestock, brands, marks, earmarks, tattoos, electronic registry, Texas Animal Health Commission, county clerk, Agriculture Code, cattle, hogs, sheep, goats, horses, animal identification, brand registry, livestock traceability, electronic filing, rerecording, law enforcement access

Summary: The House Committee on Agriculture and Livestock met with a quorum present and heard several bills, all of which were left pending. HB 1113, by Rep. Cain, would update Texas hemp law to keep state rules aligned with federal changes, require timely rule amendments by the Department of Agriculture, and create hemp research permits for universities and nonprofits. Supporters from the Texas Hemp Coalition said it would improve research, licensing, testing, and enforcement while helping the industry stay compliant and competitive; the author said the bill was intended to reward good actors and deter bad ones. HB 1203, by Rep. Gonzalez, would create an Office of Food System Security and Resiliency within the Department of Agriculture to address food insecurity and coordinate local food access efforts. Gonzalez said the office would build on a prior Department of Agriculture study and help connect farmers, agencies, schools, and local governments; members asked about the fiscal note, consumer costs, and whether the office would overlap with existing programs. HB 1269, HB 1276, and HB 1277 focused on plant disease and pest prevention, including a grant program and studies to identify gaps and track outbreaks. Gonzalez emphasized the need for a more intentional state response, citing crop losses from pests and a recent cotton disease outbreak in his district. HB 1437 would create a pollinator task force to address threats to Texas honeybees and related pollination industries. A Texas Beekeepers Association witness described major recent colony losses, emerging threats such as mites and hornets, and the need to bring agencies and researchers together; Gonzalez noted prior work adding a bee specialist at AgriLife Extension. Finally, HB 147, by Chairman Guillen, would modernize cattle brand registration by moving it to an electronic system at the Texas Animal Health Commission while keeping county clerks involved. Supporters said it would improve efficiency, accuracy, and access for ranchers and law enforcement, while an opponent warned about possible electronic tracking implications and costs for small producers. The committee took no final votes and adjourned after leaving HB 147 pending as well.

Transcript Highlights:

• This can happen right after a really devastating loss, where the homeowner is in a moment where they're
• But one I just wanted to describe to you is that there was a consumer that had a water loss.
• The insurance company denied, ultimately denied the loss.
• Okay, and it does result in a permanent loss of control over the insurance claim, and that has caused
• After a house fire or some other major loss, damage to the house, a contractor will come and say, hey

Bills: SB5831 , SB6031 , SB6178 , SB5928 , SB5919

Committee: Senate Business, Trade & Economic Development

Keywords: mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, public safety, insurance fraud, law enforcement, crime prevention, penalties, SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured

Transcript Highlights:

• bill aims to provide a less expensive, more efficient alternative to litigation. ...the amount of loss
• Property damage and property loss, because in appraisal, all they're deciding is what is the amount of
• the loss, not coverage questions.
• The average difference on total loss claims was $3,800.
• Total loss claims showed an average increase of $3,900.

Bills: HB345 , HB721 , HB2580 , SB815 , HB3057 , HB4603 , HB3233 , SB495 , HB3863 , HB3914 , HB4570 , HB5099 , HB5173 , SB458

Committee: House Insurance

Keywords: insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage

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• providers from passing these fees to clients, forcing mental health professionals to absorb financial losses

Bills: HB345 , HB721 , HB2580 , SB815 , HB3057 , HB4603 , HB3233 , SB495 , HB3863 , HB3914 , HB4570 , HB5099 , HB5173 , SB458

Committee: House Insurance

Keywords: insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage

Bills: SB330 , SB2069 , SB2095

Committee: House Wildlife

Keywords: elk population, wildlife management, Oklahoma State University, veterinary medicine, ecosystem health, habitat assessment, advanced nuclear energy, nuclear power, small modular reactor, SMR, microreactor, generation III+, generation IV, nuclear reactor, nuclear permitting, nuclear licensing, Oklahoma Corporation Commission, OCC, Oklahoma Advanced Nuclear Energy Office, Oklahoma Advanced Nuclear Development Revolving Fund

Transcript Highlights:

• </c> is the medical loss ratio of 85%. is the medical loss ratio of 85%.
• </c> collective loss is $68,000. collective loss is $68,000.
• </c> losses will be $5 million. losses will be $5 million.
• </c> loss ratio is not new to the system. loss ratio is not new to the system.
• > is</c><01:09:59.760><c> simply</c> This dental loss ratio is simply This dental loss ratio is simply

Bills: SB170 , SB177 , SB207 , SB208 , SB215 , HB27 , SB219 , SB247 , SB232 , SB81 , SB170 , SB177 , SB207 , SB208 , SB215 , HB27 , SB219 , SB247 , SB232 , SB81

Committee: Senate Banking and Insurance

Keywords: health insurance, health savings account, high deductible plans, federal regulations, cost-sharing, insurance law, breast cancer, health coverage, deductible, copayment, insurance, captive insurance, captive insurer, captive insurers, insurance regulation, Alabama Department of Insurance, insurance commissioner, premium tax, capital requirements, surplus requirements

Bills: SB297 , HB562

Committee: House State Government

Keywords: water resources, division chief, state governance, Alabama law, exempt service, State Auditor, property investigations, loss and theft, state property, property inventory control

Transcript Highlights:

• and hold donations of water rights for environmental purposes, such as the preservation of wildlife habitat
• operate five water systems within the aquifer itself, and they have, unfortunately, an average line loss
• They have an average line loss rate of 87% on all their systems, with some as high as 45% and others
• These people that are pumping this out, is it all due to water loss, or is it because of growth as well

Bills: HB5208 , SB863 , SB1243 , SB1624 , SB1965 , SB2660 , SB2702 , SB2885

Committee: House Natural Resources

Keywords: water filtration, public drinking water, health and safety, well maintenance, water quality, Edwards Aquifer, water conservation, reclaimed water, aquifer storage, environmental protection, public utility agency, dissolution, local government, regulatory framework, municipal authority, Texas Water Bank, Texas Water Trust, water rights, water banking, instream flow

Transcript Highlights:

• Swift restitution doesn't heal that loss, but it is the right thing to do.
• And we have a net loss from January of 2025 to 2026 of seven fewer rangers now in the field with the
• Now, does this bill impact small independent stores in small towns that may close due to the loss of
• By way of background, an injured worker under the Workers’ Compensation Act may receive time loss and
• When a Washington worker is injured, their families face a substantial and unavoidable loss of income

Bills: SB5379 , SB6106 , SB6147 , SB6180 , SB5927 , SB6287

Committee: Senate Labor & Commerce

Keywords: interest arbitration, parks and recreation, public employees, labor relations, employee rights, laid-off employees act, WARN notice, mass layoff, business closure, plant closing, worker adjustment and retraining notification, employment security department, employee notice, layoff notice, worker protections, job loss, employment loss, public records exemption, privacy, employee names and addresses