Transcript Highlights:

• Those closest to newly created money, financial institutions, Wall Street, are the ones that benefit.
• The newly created money, financial institutions, Wall Street, are the ones that benefit.
• to 10% of state monies as bullion in the depository, and requires the Department of Insurance and Financial
• That means physical gold held in secure custody is one of the few financial assets with no counterparty
• Again, the Bank for International Settlements, which oversees global financial regulations, upgraded

Bills: HB2123, HB2140

Keywords: bullion, depository, legal tender, Arizona, finances, precious metals, financial transactions, investment, state treasurer, gold bullion, treasury management, financial regulations, 1182, all

Summary: The Committee on Regulatory Oversight heard two bills from Representative Lisa Fink related to gold and silver. HB 2123 would create an Arizona Bullion Depository under the State Treasurer, allow a third-party administrator and vault services, require insurance for deposits, and recognize gold and silver as legal tender. Fink and a supporter testified that the bill would make bullion more practical for everyday use through a debit-card-style system, provide an inflation hedge, and expand access beyond wealthy investors. During committee discussion, one member voted present because of the bill’s rulemaking language, while others voted yes; the bill received a do pass recommendation by a 4-0-1 vote. The committee then considered HB 2140, which would allow state and local governments to store bullion in the depository, authorize the State Treasurer to place up to 10% of state monies in bullion, and require the Department of Insurance and Financial Institutions to adopt rules. Fink argued the bill would diversify state assets and protect against inflation and counterparty risk, citing Utah’s treasurer and constitutional support for gold and silver. A member asked whether the rulemaking provision could be removed, and Fink said she was open to discussing that with the treasurer. With no public testimony, the committee approved HB 2140 on a 4-0-1 vote, and then adjourned.

Bills: SB1623, SB2067, SB2132

Keywords: credit union, Oklahoma State Credit Union Board, membership, loans, investments, board compensation, financial regulations, financial exploitation, protected adults, financial institution, notification, temporary hold, credit card, surcharge, discounts, consumer protection, payment methods, 914, all

Bills: SF0024

Keywords: lottery, debit card payments, gambling regulations, state revenue, financial transactions, 916, all

Bills: SF0024

Keywords: lottery, debit card payments, gambling regulations, state revenue, financial transactions, 916, all

Transcript Highlights:

• They've laid off or banned... bought out thousands of other financial regulators.
• When financial regulators like the CFPB and the FTC enforce the law, Elon could be stopped cold.
• Seeing the real-world impact that regulations have on financial services firms of all types and sizes
• But where the Biden administration's financial regulators reportedly pressured banks to avoid offering
• We need our financial regulators singing in unison from the same song sheet.

Keywords: financial regulations, SEC, Comptroller of the Currency, Federal Transit Administration, nominees, Empowering Main Street in America Act, capital formation, economic growth

Summary: The committee meeting focused on several nominees within key financial institutions, including discussions surrounding the SEC, the Federal Transit Administration, and the Comptroller of the Currency. Notable dialogue included concerns over regulatory balance, with various members emphasizing a need to streamline regulations to foster innovation while ensuring accountability and safety for investors. The importance of the proposed 'Empowering Main Street in America Act' was highlighted as a means to facilitate access to capital for small businesses, underlining the current administration's approach towards financial regulations.

Bills: SF0021, SF0022, SF0054, SF0055

Keywords: stable token, liquidity, trust account, Wyoming, fund distribution, financial regulation, state commission, decentralized, nonprofit association, merger, conversion, liability, membership, governance, indemnification, banking regulation, special purpose depository institution, conversion process, Wyoming state laws, financial services

Transcript Highlights:

• That's the Code of Financial Regulations, part 270.2A7, also known as a 2A7 fund.
• The Code of Financial Regulations, part 270.2A7, also known as a 2A7 fund.
• actually step in prepare the financials actually step in prepare the financials uh<00:21:09.600>
• I appreciate uh you allowing regulators.
• I think at the financial industry code.

Bills: SF0021, SF0022, SF0054, SF0055

Keywords: stable token, liquidity, trust account, Wyoming, fund distribution, financial regulation, state commission, decentralized, nonprofit association, merger, conversion, liability, membership, governance, indemnification, banking regulation, special purpose depository institution, conversion process, Wyoming state laws, financial services

Transcript Highlights:

• By requiring financial responsibility By requiring financial responsibility for<00:05:05.600> the<
• we're at today because of regulation we're at today because of regulation like<00:09:18.640>
• <00:42:09.360> insurances uh the the financial insurances uh the the financial insurances
• These regulations should be scaled.
• These regulations should be scaled. These regulations should be scaled.

Bills: HF4740, HF3940

Keywords: financial assurance, feedlot permits, manure storage, environmental compliance, agriculture regulation, abandoned infrastructure, pollution control, environmental impact, animal feedlot, livestock, regulations, Minnesota Rules

Summary: The committee approved the March 26, 2026 minutes and then heard House File 4740, authored by Rep. Hansen, which would require feedlots with at least 1,000 animal units to provide financial assurance for closure costs. Hansen argued the bill would shift cleanup responsibility from taxpayers to owners, citing abandoned feedlots, changing ownership structures, and the 2024 Pure Prairie Poultry bankruptcy as examples of why public funds should not be used for closures and cleanup. He also said the bill would apply to new or renewed permits and suggested a statutory definition of abandoned feedlot storage units may be needed. Farm and livestock groups testified in opposition. Minnesota Farmers Union, Minnesota Milk Producers Association, Minnesota Pork Producers Association, and Minnesota Farm Bureau Federation said existing MPCA and county permit rules already require closure planning and reporting, and that the bill would add unnecessary costs and barriers for family farms, beginning farmers, and expansion. They warned the financial assurance requirement could function like an animal-unit cap, encourage fragmentation or out-of-state relocation, and impose annual costs that would not improve environmental outcomes. Several testified that true abandonment is rare and that current permitting and closure processes already address it. MPCA staff said the agency has concerns with the bill, noted there is currently no formal fiscal note, and said the agency would need to ensure any appropriations cover ongoing staffing needs. MPCA officials explained that permitted feedlots already must notify the agency before closure, follow a checklist of closure requirements, and undergo follow-up inspection; they said abandonment notifications are uncommon and they are not aware of any currently permitted facilities in abandonment process. Members questioned whether the bill was needed, what form financial assurance would take, how other states handle similar requirements, and whether the proposal would unfairly burden smaller or family operations. No vote on HF 4740 was taken in the portion of the meeting provided.

Transcript Highlights:

• Um, and it's allowing Aaliyah to set some regulations to uh to deal with that moving forward.
• Um, and so it's it's basically just allowing AIA to set uh the regulations to move forward because currently
• Um, and it's allowing Aaliyah to set some regulations to uh to deal with that moving forward.
• So, it's basically allowing Aaliyah to to develop regulations to handle this situation.
• At this point, correct, without any regulation by the legislature.

Bills: SB326, SB326

Keywords: sheriff, credit card, debit card, financial procedures, Jackson County, purchasing authority, boating regulations, anchoring, rafting, enforcement mechanism, environmental protection, 1136, house, all

Transcript Highlights:

• All financial institutions are required. We've issued money... required.
• So, you know, right now we require financial institutions to report elder transactions.

Bills: HB297, HB587

Keywords: cash transactions, money transmission, regulatory compliance, criminal penalties, Alabama Securities Commission, information technology, auditors, financial institutions, cybersecurity, certifications, state regulations, 1136, house, all

Transcript Highlights:

• Members, by way of background, DIFI employs financial analysts who assist DIFI in conducting financial
• is the point of contact for regulation nationally, for financial reasons.
• So there's a—it's called the Financial Surveillance Fund.
• The Financial Surveillance Fund funds those FTEs.
• with these 147 companies, because they're kind of the national regulator for us.

Bills: HB2091, HB2118, HB2122, HB2138

Keywords: insurance, financial surveillance, regulations, assessments, Arizona Revised Statutes, mobile food vendors, licensure, food safety, statewide regulations, health standards, zoning, temporary vendors, technical registration, engineering, architect, land surveyor, reciprocity, endorsement, qualification standards, firefighter

Summary: The Commerce Committee heard three bills and held House Bill 2118. House Bill 2091 would increase the maximum assessment DIFI can charge domestic insurers based on admitted assets, with future adjustments tied to inflation beginning July 1, 2027. Supporters, including the sponsor and industry representatives, said the fees have not been updated in 25 years, Arizona’s regulatory workload has grown substantially, and the measure would help DIFI hire staff, reduce reliance on contractors, and speed insurance approvals without raising premiums. The committee recommended the bill do pass on an 11-0 vote. House Bill 2138 would clarify that professional firefighters in city, town, county, or fire district departments are covered for workers’ compensation when injured while traveling to or from work or mandatory assignments. Testimony from Queen Creek and a firefighter described a real claim denial caused by a loophole in current law, arguing the bill restores original legislative intent and protects recruitment and public safety response. The County Supervisors Association said it was neutral and requested removal of “county” from the definition because counties do not employ firefighters; the sponsor said a floor amendment would address that. The committee passed the bill 11-0. House Bill 2122 makes clarifying changes to reciprocity or endorsement qualifications for registration of certain BTR-related professions, including adding reciprocity with the United Kingdom that was omitted from last year’s law. The sponsor described it as a cleanup bill to support workforce development and make it easier for professionals to do business in Arizona. The committee approved the bill 11-0, and the meeting adjourned after all three measures received unanimous do-pass recommendations.

Bills: SF0052, SF0024

Keywords: wildlife management, environmental restoration, funding, invasive species, aquatic ecosystems, native fish, habitat conservation, lottery, debit card payments, gambling regulations, state revenue, financial transactions, 916, all

Transcript Highlights:

• So this bill was one of the interim topics for the select committee on blockchain, financial technology
• blockchain, for the select committee on blockchain, for the select committee on blockchain, financial
• <00:01:24.320> technology<00:01:24.799> and<00:01:25.040> digital financial technology
• and digital financial technology and digital technology.<00:01:26.400> Um<00:01:26.720> it

Bills: SF0052, SF0024

Keywords: wildlife management, environmental restoration, funding, invasive species, aquatic ecosystems, native fish, habitat conservation, lottery, debit card payments, gambling regulations, state revenue, financial transactions, 916, all

Transcript Highlights:

• Uh a list of financial parent company.
• <00:04:17.040> audit<00:04:17.440> opinion<00:04:18.000> statement financial audit
• opinion statement financial audit opinion statement produced<00:04:18.880> by<00:04:19.519>
• I see this bill as another regulation on agriculture.
• then then you may move to a financial then then you may move to a financial penalty<00:39:51.920

Bills: HF858, HF2577, HF2576

Keywords: bioincentive payments, agriculture, job creation, environmental compliance, financial reporting, waste handling, sewage sludge, PFAS regulation, environment, record retention, fertilizer disposal, pesticide disposal, environmental impact, safety regulations, burning prohibition, 1183, house

Transcript Highlights:

• It's a common sense bill, and it doesn't leave this open-ended financial commitment on the other spouse
• prohibits both government entities and certain private actors, such as payment card networks and financial
• Such as payment card networks and financial institutions, from maintaining firearm registries or using
• Just be very clear, it's a financial privacy bill.
• This is for the financial institutions. It's not law enforcement. They can't use that.

Bills: SB1049, SB1053, SB1058, SB1093, SB1160, SB1211

Keywords: spousal maintenance, court guidelines, self-sufficiency, financial support, marriage dissolution, concealed carry, gun permits, firearms training, public safety, criminal history checks, local recognition, firearms, merchant codes, financial privacy, Second Amendment, data protection, riot, planning, racketeering, criminal conspiracy

Summary: The Judiciary Committee heard and advanced several bills. SB 1160 would make it a class one misdemeanor to fly a drone within one mile of a ticketed entertainment event, with exceptions for authorized personnel or written consent; NASCAR testified in support on public safety grounds, and the bill received a due pass recommendation by a 6-1 vote. SB 1093 would expand the definition of riot to include force or threats causing property damage and add riot as a predicate offense for conspiracy and racketeering; the Arizona Attorneys for Criminal Justice opposed it as overly broad, while the sponsor argued it would target organized, paid riot activity. The committee approved it 5-2. SB 1049 would place a finite limit on spousal maintenance awards and direct the Supreme Court to consider related guideline factors; the sponsor said it was intended to prevent open-ended maintenance, while members questioned the fairness of a four-year cap in long marriages. It passed 5-2. SB 1053 would require Arizona residents to pay 10% of the nonresident fee for concealed weapons permits, with the director able to adjust fees to keep the program revenue neutral; supporters said residents should not pay the same as nonresidents and that the bill could encourage training and background checks, while opponents argued it could reduce state revenue. It passed 6-2. The committee also approved SB 1058, which bars government entities and certain private financial actors from maintaining firearm registries or using merchant category codes to identify firearm retailers, with supporters framing it as a privacy and Second Amendment measure and opponents warning about tracking and debanking; it passed 6-2. Finally, SB 1211 would allow victims of felony aggravated harassment involving domestic violence to seek a lifetime injunction against the offender; domestic violence and victim advocacy groups supported it as closing a gap for repeat victims, and the bill passed unanimously 9-0 after discussion clarified that no amendment was offered.

Bills: HB 16, HB 1618, HB 2692, HB 2712, HB 2970, HB 3609, HB 3628

Keywords: water infrastructure, Texas Water Development Board, financial assistance, water supply projects, rural municipalities, water access assessment, aquifer storage, Edwards Aquifer, water injection, environmental regulations, groundwater management, San Antonio River, pollution control, flood management, water quality, conservation district, bonds, utility rates, ratemaking, water services

Bills: HB 16, HB 1618, HB 2692, HB 2712, HB 2970, HB 3609, HB 3628

Keywords: water infrastructure, Texas Water Development Board, financial assistance, water supply projects, rural municipalities, water access assessment, aquifer storage, Edwards Aquifer, water injection, environmental regulations, groundwater management, San Antonio River, pollution control, flood management, water quality, conservation district, bonds, utility rates, ratemaking, water services

Transcript Highlights:

• Questions were invited on the amendment. [00:37:30.000] Ash Mason, with the Office of Financial Regulation
• Regulation.
• regulations.
• We have Ash Mason waiving in support, Office of Financial Regulation, and we have Hannah Christian for
• Scott Jenkins, American Financial Services Association, waiving in support.

Bills: S0158, S0314, S0618, S0684, S0838, S0990, S1000, S1082, S1452, S1494, S1500, S1568, S1706

Keywords: pet insurance, consumer protection, insurance regulation, policy disclosure, agent training, payment stablecoin, financial regulation, anti-money laundering, state oversight, digital currency, financial services, workers compensation, Florida statute, commercial insurance, insurance board, electronic signatures, vehicle titles, insurance regulations, auditing, total loss vehicles

Summary: The Banking and Insurance Committee heard and advanced a wide range of insurance, financial services, and probate bills. Early in the meeting, SB 1000 on trust fund interest for attorney trust accounts was explained as setting a floor and ceiling tied to the Wall Street Journal prime rate and was reported favorably. The committee then took up CS/SB 1082 on a statewide provider and health plan claim dispute resolution program for emergency out-of-network claims. After extensive discussion about the relationship between the state and federal No Surprises Act processes, an amendment was withdrawn due to concerns about clarity and scope, but the bill itself was supported by providers and insurers and was reported favorably. The committee also approved SB 684 on electronic signatures for total loss vehicles and vessels, CS/SB 158 on pet insurance consumer disclosures and agent education, SB 1494 expanding breast cancer screening coverage, CS/SB 314 on digital assets and stablecoin issuers, and CS/SB 1500 on uncontested probate procedures and small-estate administration. SB 618 on workers’ compensation insurance was amended to raise the consent-to-rate cap for workers’ compensation policies from 10% to 20% and then reported favorably, with supporters saying it would help keep higher-risk employers in the voluntary market. CS/SB 1568 creating a Florida Stablecoin Pilot Program was amended to remove authority for a Florida coin and limit the program to existing stablecoins, then passed. Later, the committee approved CS/SB 838 on electronic payment convenience fees for retail installment contracts, with the sponsor emphasizing that a fee-free payment option must still be offered. SB 1452, the Department of Financial Services agency bill, was amended and reported favorably; it covered My Safe Florida Home administration, insurance and licensing changes, unclaimed property updates, and other DFS-related provisions. The committee also passed SB 1706 on the My Safe Florida Condominium Pilot Program, targeting owner-occupied condominiums at or below 80% of area median income, and SB 990 on protected cell captive insurance companies, which supporters said would modernize Florida’s captive insurance laws and encourage more competition. The meeting ended with all listed bills reported favorably and the committee adjourned.

Transcript Highlights:

• <00:10:01.600> that's regulation, it's redefinition and that's regulation, it's redefinition
• <00:16:01.440> and regulations that are subtractive and regulations that are subtractive and
• for uh for political speech regulation. for uh for political speech regulation. 2471<00:16:16.160
• <00:18:50.480> their Um and so you cannot regulate their Um and so you cannot regulate their
• You know, they have to regulated.

Bills: SB2004, SB2039, SB2042, SB2043, SB2044, SB2132

Keywords: outdoor advertising, billboards, public safety, penalties, community pollution, elections, campaign finance, business entities, political activity, regulation, liability, non-natural persons, insurance, captives, examination, regulations, policyholders, dormant captive, tax exemption, Hawaii revised statutes

Summary: The Senate Commerce and Consumer Protection Committee opened its first hearing of the year with remarks from Chair Jared Kohole outlining hearing procedures, a two-minute testimony limit, rules for remote testimony and decorum, and a revised testimony-publication pilot that keeps 96-hour notice but returns to a standard 24-hour testimony deadline. He then moved through the agenda, beginning with SB 2004 on outdoor advertising, which would increase penalties for violations of billboard and outdoor advertising laws. Testimony on that measure was limited; Henry Curtis of Life of the Land was first up, and written support was noted from Hawaiian Electric and the Outdoor Circle. The committee then heard SB 2039 on election campaign finance, which would prohibit certain business entities from engaging in campaign finance activities. The Attorney General’s office offered comments and did not take a formal position at the hearing. Several proponents testified in support, including Josh Frost, Tom Moore of the Center for American Progress, Hapa/Hawaii Alliance for Progressive Action, and Common Cause Hawaiʻi, all arguing the bill would curb corporate and dark-money influence and return elections to the people. Moore distinguished between regulating corporate “rights” and limiting corporate “powers,” and said the state can redefine the powers it grants corporations. In questions, Senator McKelvey asked whether the bill could be expanded to include unions; the Attorney General said he would need to get back with legal analysis, while Moore said his preferred approach would include all entities and that leaving out nonprofits or unions would create problems. Members also discussed whether the bill would affect PACs, and Moore explained that the proposal would prohibit corporate and dark-money flows into PACs while leaving individual political giving and existing political committees in place. The committee then moved on to the next measure. SB 2042, relating to insurance, was heard next. The bill would reduce the unimpaired minimum capital and surplus required of class 4 sponsored captive insurance companies under certain circumstances. The DCCA Insurance Division said it stood on its written testimony, and the Hawaii Captive Insurance Council testified in support, describing the change as a narrow, risk-based adjustment that would not affect the commissioner’s authority where actual risk resides and would help keep Hawaii competitive. The committee noted additional written support and proceeded without a vote or final action in the portion of the hearing provided.

Transcript Highlights:

• Do you know if the wildlife department currently has rules and: Regulations in place to allow, under
• That would put him in a separate financial institution, which you go have to go back to page two to find
• pizza for 300 bucks for a whole bunch of starving kids, and some of them that could put them in a financial

Bills: HB3239, HB3391, HB3557, HB4128

Keywords: veterinary medicine, definitions, animal husbandry, board of veterinary examiners, telemedicine, veterinarian-client relationship, animal welfare, commercial pet breeders, licensing, advertising, animal cruelty, Oklahoma Agricultural Extension, local funding, financial institutions, county extension services, state funds, wildlife conservation, hunting regulations, mountain lions, black bears