Video & Transcript : 'financial loss' :
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WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Feb 25th, 2026 at 01:30 pm
Consumer Protection & Business
Transcript Highlights:
- This is the bill prohibiting an assignment agreement whereby any post-loss insurance benefit is transferred
- This is the bill prohibiting an assignment agreement, whereby any post-loss insurance benefit is transferred
- detection and prevention of suspicious activity and grants some related authority to the Department of Financial
Committee:
House Consumer Protection & Business
Keywords:
SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured, restoration contractor, mitigation contractor, public adjuster, insurance commissioner, claims handling, consumer protection, void and unenforceable, Washington insurance code, chapter 48 RCW, civil penalty
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Feb 24th, 2026 at 01:30 pm
Consumer Protection & Business
Transcript Highlights:
- And the losses on these ATMs are particularly high.
- The median reported loss using a crypto ATM was about $10,000.
- The median reported loss using a crypto ATM was about $10,000 in 2024.
- Treasury Department's FinCEN, the Financial Crimes Enforcement Network.
- Would that be a helpful thing for customers to limit their losses?
Committee:
House Consumer Protection & Business
Keywords:
SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured, restoration contractor, mitigation contractor, public adjuster, insurance commissioner, claims handling, consumer protection, void and unenforceable, Washington insurance code, chapter 48 RCW, civil penalty
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Feb 18th, 2026 at 01:30 pm
Consumer Protection & Business
Transcript Highlights:
- Substitute Senate Bill 6091 and open the public hearing on Senate Bill 6178, prohibiting the post-loss
- And these are what's called post-loss assignment of benefits.
- that many homeowners want to do if they want to be providing those direct payments in the event of a loss
- One would be both scenarios there's a covered loss, the insured contacts a contractor.
- The purpose must service years of accumulated losses in acquisition debt.
Committee:
House Consumer Protection & Business
Keywords:
mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured, restoration contractor, mitigation contractor, public adjuster, insurance commissioner, claims handling
AL
Alabama 2026 Regular Session
Alabama Senate Banking and Insurance Committee Feb 4th, 2026
Banking and Insurance
Transcript Highlights:
- </c> is the medical loss ratio of 85%. is the medical loss ratio of 85%.
- </c> collective loss is $68,000. collective loss is $68,000.
- </c> losses will be $5 million. losses will be $5 million.
- </c> loss ratio is not new to the system. loss ratio is not new to the system.
- > is</c><01:09:59.760><c> simply</c> This dental loss ratio is simply This dental loss ratio is simply
Bills:
SB170 , SB177 , SB207 , SB208 , SB215 , HB27 , SB219 , SB247 , SB232 , SB81 , SB170 , SB177 , SB207 , SB208 , SB215 , HB27 , SB219 , SB247 , SB232 , SB81
Committee:
Senate Banking and Insurance
Keywords:
health insurance, health savings account, high deductible plans, federal regulations, cost-sharing, insurance law, breast cancer, health coverage, deductible, copayment, insurance, captive insurance, captive insurer, captive insurers, insurance regulation, Alabama Department of Insurance, insurance commissioner, premium tax, capital requirements, surplus requirements
WA
Washington 2025-2026 Regular Session
Senate Business, Trade & Economic Development Jan 21st, 2026 at 08:00 am
Business, Trade & Economic Development
Transcript Highlights:
- But one I just wanted to describe to you is that there was a consumer that had a water loss.
- The insurance company denied, ultimately denied the loss.
- Okay, and it does result in a permanent loss of control over the insurance claim, and that has caused
- After a house fire or some other major loss, damage to the house, a contractor will come and say, hey
- These crimes include financial exploitation, And consumers in Washington.
Keywords:
mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, public safety, insurance fraud, law enforcement, crime prevention, penalties, SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/15/26
Commerce Finance and Policy
Transcript Highlights:
- not doing well financially.
- method of resolving these losses.
- than we treat a fire loss.
- And we just had a big loss, and it's terrible.
- Appraisal does not create new losses; it resolves disagreements about losses that already exist.
Committee:
House Commerce Finance and Policy
Keywords:
healthcare, insurance, regulation, financial institutions, prescription drug affordability, consumer protection, restitution account, financial compensation, attorney general, distributions, property insurance, homeowners insurance, fire and allied lines, hail insurance, appraisal clause, loss adjustment, alternative dispute resolution, insurance claims, claim valuation, actual cash value
TX
Transcript Highlights:
- It balances the interests of consumers and the financial viability of utilities.
- hardship exists for the utility itself, the financial implications could be significant?
- I imagine that would qualify as financial hardship.
- Therefore, the financial burden, quote-unquote, would have to be determined by the commission.
- In order to do that, we would have to show financial hardship.
Committee:
House Natural Resources
Keywords:
water audit, water loss, water loss mitigation plan, municipally owned utility, municipal utility, water conservation, Texas Water Development Board, TCEQ, Texas Commission on Environmental Quality, water leakage, leak detection, billing data accuracy, utility validation, water audit validation, water scarcity, water management, infrastructure, public utility, conservation plan, administrative penalty
TX
Transcript Highlights:
- This is the real loss that left our pipes.
- loss.
- And so the loss...
- Their water loss so they are requiring.
- those losses.
Committee:
House Natural Resources
Keywords:
water audit, water loss, water loss mitigation plan, municipally owned utility, municipal utility, water conservation, Texas Water Development Board, TCEQ, Texas Commission on Environmental Quality, water leakage, leak detection, billing data accuracy, utility validation, water audit validation, water scarcity, water management, infrastructure, public utility, conservation plan, administrative penalty
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, June 10, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- He doesn't think about Americans' financial situations.
- </c> White House removed a hair loss White House removed a hair loss prevention<00:50:33.359><c> drug
- Treasury Financial Services and Integrity Services will handle this. They are professionals.
- Treasury Financial Services and Integrity Services will handle this. They are professionals.
- leadership roles to improve financial leadership roles to improve agency<03:04:23.040><c> financial<
Keywords:
financial management, accountability, government oversight, taxpayer funds, federal agencies, budget, performance metrics, improper payments, fraud prevention, payment integrity, government waste, waste, fraud, and abuse, financial loss, federal spending, federal programs, OMB Circular A-123, Do Not Pay Initiative, Treasury Department, Office of Management and Budget, Inspector General
OK
Transcript Highlights:
- that home insurance companies often elect to adjust rates in less regulated states to make up for losses
- 4488 says that when a body shop and the insurance adjuster or the insurance company don't agree on a loss
- For example, you know, the provision against using loss expenses outside of the State of Oklahoma, which
- Loss expenses outside of the State of Oklahoma, which everybody has told me that we don't do.
Bills:
HB3048 , HB3259 , HB3646 , HB3696 , HB3780 , HB3781 , HB3802 , HB3818 , HB4294 , HB4488 , HB2929
Committee:
House Insurance
Keywords:
insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review
WA
Washington 2025-2026 Regular Session
Senate Business, Trade & Economic Development Jan 22nd, 2026 at 08:00 am
Business, Trade & Economic Development
Transcript Highlights:
- Its stated purpose is to provide financial grants to real property owners, building contractors, and
- Finally, there is a disclosure prohibition and protection of financial and commercial information that
- We just need the financial means dedicated to marketing all those locations for our country and world
- Senate Bill 6178, post-loss assignment of benefits. We have that bill before us.
- And SB 678 by Senator Hunt was also heard in this committee yesterday regarding post-loss assignment
Keywords:
tourism, self-supported assessment, funding, statewide promotion, economic development, storage rental, tenancy agreements, tenant rights, landlord obligations, termination notice, insurance, wildfire prevention, policy nonrenewal, cancellation, risk management, sports wagering, sports betting, sports gambling, bookmaking, gambling regulation
TX
Transcript Highlights:
- We think the much more important issue is the current financial condition of TWA and the fact that it
- That could result in hair loss, right? It may not cause that in another person.
- Do you know if that would result in hair loss for him as a result?
- Right now, the entire burden of risk falls on the patient. financially, medically, and emotionally.
- These include physical and cognitive issues, sterility, loss of sexual function, and underdevelopment
Bills:
HB778 , HB 1266 , HB1576 , HB2213 , HB2517 , HB2518 , HB2841 , HB3306 , HB3320 , HB3388 , HB3508 , HB3520 , HB3689
Committee:
House Insurance
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes
TX
Transcript Highlights:
- There is a financial transparency piece because it does provide where everything's got to be disclosed
- We pay them, even though we're also paying our own losses in the private sector after a storm.
- The losses may be higher in the event of a storm.
- The only way to stabilize the property insurance market is to stop the losses.
- Statement two: This is because Texas has high projected losses in homeowners insurance.
Bills:
HB778 , HB 1266 , HB1576 , HB2213 , HB2517 , HB2518 , HB2841 , HB3306 , HB3320 , HB3388 , HB3508 , HB3520 , HB3689
Committee:
House Insurance
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes
WA
Washington 2025-2026 Regular Session
House Health Care & Wellness Jan 30th, 2026 at 08:00 am
Health Care & Wellness
Transcript Highlights:
- We are looking to focus the bill on drugs for weight loss.
- So the weight loss drugs, GLP-1s, they're not simple molecules.
- This isn't just about weight loss medications.
- This isn't just about weight loss medications.
- This risk is not limited to weight loss drugs.
Committee:
House Health Care & Wellness
Keywords:
healthcare, patients, cardiovascular procedures, outpatient services, surgical facilities, HB2613, compounded medications, compounded drugs, pharmacy compounding, bulk drug substances, active pharmaceutical ingredients, API, drug safety, patient safety, pharmacy license, Washington pharmacy law, RCW 18.64, Food, Drug, and Cosmetic Act, FDA, pharmaceutical compounding
AL
Alabama 2025 Regular Session
Alabama Senate Finance and Taxation General Fund Committee Feb 19th, 2025
Finance and Taxation General Fund
Transcript Highlights:
- We will only investigate the loss or theft of state property, so I want to make that very clear.
- aims to provide a convenient, low-cost, and portable retirement savings vehicle without creating a financial
- and will include ongoing education and outreach to... ongoing education and outreach to promote financial
- Well, just a concern, and I don't, because it's not defined exactly what 'financial instruments' means
Committee:
Senate Finance and Taxation General Fund
Keywords:
State Auditor, property investigations, negligence, loss report, civil actions, Alabama Retirement Savings Program, state-facilitated retirement savings, auto-IRA, automatic enrollment, payroll deduction IRA, retirement savings access gap, private sector workers, small business retirement plan, portable retirement account, Roth IRA, traditional IRA, life-cycle fund, capital preservation fund, financial literacy, Department of Workforce
OK
Oklahoma 2026 Regular Session
Appropriations and Budget Education Subcommittee Apr 6th, 2026 at 10:30 am
A&B Education Subcommittee
Committee:
House A&B Education Subcommittee
Keywords:
mathematics, student assessment, dyscalculia, intervention services, educational funding, professional development, state department of education, school employees, teachers, support personnel, support employees, public schools, school districts, bereavement leave, paid leave, grief leave, family leave, miscarriage, pregnancy loss, maternity leave
TX
Transcript Highlights:
- I have a financial advisor where they come to the meeting when necessary, they give me reports, and then
- And during tax season, I would want my financial advisor.
- than the larger systems. systems like economies of scale, their customers face particularly heavy financial
Committee:
House Natural Resources
Keywords:
HB 279, uranium mining, uranium permit, production area authorization, production zone, Texas Water Code, TCEQ, Texas Commission on Environmental Quality, contested case hearing, administrative hearing, groundwater restoration, groundwater baseline, water quality, mining permit, restoration values, natural resources, environmental regulation, in-situ uranium mining, permit amendment, public hearing
TX
Transcript Highlights:
- General's Office and Water Development Board when needing to communicate regarding financial assistance
- As a consultant in the industry, I want to highlight the financial and logistics.
- Each of these steps requires dedicated time, technical expertise, and financial resources.
- opposing this knowing full well that if this bill bill gets and enacted my company is going to financially
- passed by this committee in 2021 and requires water districts. that levy a tax, like MUDS, to post financial
Committee:
House Natural Resources
Keywords:
HB 279, uranium mining, uranium permit, production area authorization, production zone, Texas Water Code, TCEQ, Texas Commission on Environmental Quality, contested case hearing, administrative hearing, groundwater restoration, groundwater baseline, water quality, mining permit, restoration values, natural resources, environmental regulation, in-situ uranium mining, permit amendment, public hearing
TX
Transcript Highlights:
- of a total loss was basically that...
- They define total loss differently than what I did.
- I've handled thousands of total losses over my career, so most...
- There is a financial component to this.
- You know, my last two years operating losses have been over two... $10 million operating losses have
Bills:
HB712 , HB722 , HB946 , HB1687 , HB1809 , HB1899 , HB2528 , HB2583 , HB2741 , HB2750 , HB3021 , HB3150 , HB3265 , HB3658 , HB3812 , HB3960 , HB4392 , HB4432
Committee:
House Insurance
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
TX
Transcript Highlights:
- For example, a PA for a GLP-1 weight loss. For drugs, the question is, do you have diabetes?
- They will deny that coverage if it was for weight loss versus diabetes on that care. Okay.
- . anticipated loss experience.
- This is where it becomes crucial to address these rating variables because the financial impact on the
- Before I begin, I would like to disclose that I have no financial... ...conflicts of interest.
Bills:
HB712 , HB722 , HB946 , HB1687 , HB1809 , HB1899 , HB2528 , HB2583 , HB2741 , HB2750 , HB3021 , HB3150 , HB3265 , HB3658 , HB3812 , HB3960 , HB4392 , HB4432
Committee:
House Insurance
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury