Video & Transcript Research : 'financial institutions'
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MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2025-04-10
Commerce Finance and Policy
Transcript Highlights:
- I'm the Financial Capability Manager for the City of St.
- But despite being three years into survivorship, the financial burden remains and continues to grow.
- I often feel dependent on others and have had to ask for financial support more than once.
- We work with a financial company to ensure that all...
- are some of the financial qualifications that I talked about before.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/10/25
Commerce Finance and Policy
Transcript Highlights:
- Its stated purpose is to strengthen communities by erasing financially burdensome medical debt.
- I'm Casey Widrich, the financial capability manager for the City of St.
- I'm Casey Wedrich, the financial I'm Casey Wedrich, the financial capability<00:03:18.879>
manager - >
Empowerment Paul's Office of Financial Empowerment Paul's Office of Financial Empowerment and - We do we work with a financial company We do we work with a financial company to<00:20:16.720>
ensure
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 216, 25 March, 2026; 9:30 AM
Business and Financial Institutions
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 216, 12 March, 2026; 1:45 PM
Business and Financial Institutions
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 216, 2 March, 2026; 4:30 PM
Business and Financial Institutions
Transcript Highlights:
- [clears throat] Go ahead and begin with HB 1719, prevention strategies on financial fraud. >> Yes.
- This House Bill 1719 is a study committee to study prevention strategies for financial fraud and other
- So would this committee be reviewing, you know, like any financial frauds across the spectrum, but not
- Um, and it's, as you financial scams.
- would it would be around financial would it would be around financial securities<00:03:19.200>
Summary:
The committee took up several House bills related to fraud prevention and business filing procedures. On HB 1719, members discussed creating a study committee to examine prevention strategies for financial fraud and related scams, with the sponsor citing a sharp increase in securities division investigations and the need to coordinate among multiple state agencies. Questions focused on whether the study would include deed fraud and veterans’ fraud; the sponsor said the committee was initially aimed at securities fraud but could be expanded, and noted the Veterans Affairs director was included. An amendment adding the president of the Mississippi Bankers Association or designee was adopted, and the bill was given a do pass strike all recommendation.
HB 1532 would allow the Secretary of State to remove fraudulent business filings and protect personal information used without consent. The sponsor explained that current law does not let the office remove a filing even when someone’s name, address, or phone number is used fraudulently, and said the bill would create a process to investigate complaints and take down fraudulent filings. Members clarified that the bill would not address scam solicitation letters sent to businesses, only fraudulent filings themselves. The committee then voted title sufficient, do pass.
HB 1642 would move dissolution notices for corporations and LLCs to electronic notice. The sponsor said Mississippi already requires email addresses on filings and has been sending both email and mailed notices, but the bill would allow email-only notice and save about $65,000 in mailing costs while improving response rates. After concerns were raised about whether electronic notice alone was enough before a business is dissolved, the committee adopted a reverse repealer amendment to keep working on the issue, then reported the bill out with a title sufficient, do pass strike all recommendation and rose and reported.
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 409, 26 February, 2026; 9:15 A.M.
Business and Financial Institutions
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 216, 3 February, 2026; 1:00 PM
Business and Financial Institutions
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 409, 2 February, 2026; 2:00 P.M.
Business and Financial Institutions
Transcript Highlights:
- That has in turn created this limbo where financial institutions are essentially forced to then store
- I think it gives another layer of protection to the financial institutions if they send it registered
- layer of protection to the financial layer of protection to the financial institutions<00:21:00.880
- if they send it registered institutions if they send it registered mail,<00:21:02.480>
but <00 - and our healthcare institutions.
Summary:
The committee first took up Senate Bill 2725, which would shorten the required hold period for pawn brokers on precious metal coins and bullion from 21 days to 3 days, change fingerprinting renewal from annually to every three years to match FBI requirements, and make a technical address update. The sponsor and a Mississippi Pawn Brokers Association representative said the change was needed because gold and silver prices are volatile and pawn brokers are disadvantaged compared with jewelry stores. After questions about whether the bill affected pawn loans, the committee adopted a do pass motion and passed the committee substitute.
Next, Senate Bill 2530 on perpetual care cemeteries would raise the trust-fund threshold from $50,000 to $75,000 and allow longer-term CDs so cemetery funds can earn more interest. Members discussed Secretary of State oversight, annual reporting, and the fact that only interest, not principal, may be used for cemetery care. The committee then moved the bill out with a title sufficient do pass recommendation.
The committee also considered Senate Bill 2712, which would allow small lenders to charge up to a $10 fee for insurance in lieu of filing a UCC on certain collateralized loans. It was described as a way to reduce costs and follow guidance from the Department of Banking and Consumer Finance, and it was passed out on a do pass motion. Senate Bill 2714, a major unclaimed property bill, drew extended discussion about creating a legal process for abandoned safe deposit boxes: banks would inventory contents with a notary and two officers, notify owners and heirs, transfer contents to the Treasurer after notice periods, and allow the Treasurer to auction items while preserving proceeds for claimants. Members raised concerns about notice methods, privacy, wills and other documents, and whether first-class mail should be changed to registered mail; the committee adopted a conceptual amendment to use registered mail and added a reverse repealer, then passed the bill out.
Finally, Senate Bill 2732 was introduced to combat identity theft by allowing a child’s credit to be frozen at birth through a form provided with the birth certificate. The sponsor said the bill is aimed at protecting minors from fraud and noted that credit freezes and unfreezes are free. The discussion was brief, and the bill was presented as a consumer protection measure for children.
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 210; 28 January, 2026: 2:00 PM
Business and Financial Institutions
Transcript Highlights:
- what the commissioner's language here is, uh, if a bank is in good standing, they don't have any financial
- Um, then so long as the board is operating the institution, they can approve a dividend without seeking
- standing, they don't have any financial standing, they don't have any financial issues.<00:03:50.080
- Um then so long as the board is operating<00:03:52.560>
the <00:03:53.440>institution, < - 00:03:54.400>
they <00:03:54.640>can operating the institution, they can operating the
Summary:
The committee took up several banking, real estate, and licensing bills. Senate Bill 20007 would remove the repeal date for Mississippi Department of Banking and Consumer Finance authority to conduct joint bank exams with the Federal Reserve, after testimony that the program has been successful; it was passed out on a do-pass motion. Senate Bill 2011, extending the repeal date for the Mississippi Debt Management Services Act by three years, was also passed out. Senate Bill 2383, a banking modernization bill, was explained as updating definitions and procedures, including treating ITMs like ATMs, allowing state banks to approve dividends without prior regulatory approval if in good standing, streamlining articles-of-incorporation amendments by making the banking commissioner the final approver, and eliminating parity-request requirements for certain public welfare investments; it was passed out as a committee substitute.
The committee then considered Senate Bill 2711, which would update residential mortgage lending recordkeeping and disclosure language under the SAFE Act to remove obsolete federal references and better fit manufactured-home lending; it was passed out as a committee substitute. Senate Bill 2706, a professional engineers and surveyors bill, was described as a reorganization and modernization of licensure statutes, with the main policy change expanding who may recommend board appointments, staggering six-year terms, and barring recent disciplinary offenders from board service; after questions about appointment advice-and-consent and term length, it was passed out as a committee substitute. Senate Bill 2713, supported by the Mississippi Association of Realtors, would codify buyer agency agreements and move the required signing deadline from before a home is shown to before an offer is submitted; it was passed out.
Senate Bill 2748 would align real estate statutes with current rules, replace certified-mail renewal notices with email notices, and extend the earnest-money submission deadline from one business day to two; it was passed out as a committee substitute. Senate Bill 2715, from the Department of Banking and Consumer Finance, would clarify the new money transmitter law, direct collected fees and penalties to enforcement of the act, add consumer notices and fraud warnings, and create data-security requirements based on a model law; senators questioned the fund balance, annual budget, and the relationship to a separate virtual currency kiosk bill, but the bill was passed out. The final bill on the agenda, 2768, was postponed to the committee’s Monday meeting, and the committee then rose and reported.
MS
Mississippi 2025 Regular Session
Business and Financial Institutions - Room 409, 28 March, 2025; 10:30 A.M.
MS
Mississippi 2025 Regular Session
Business and Financial Institutions - Room 216, 27 March, 2025; 1:00 PM
MS
Mississippi 2025 Regular Session
Business and Financial Institutions - Room 409, 3 March, 2025; 4:45 P.M.
MS
Mississippi 2025 Regular Session
Business and Financial Institutions - Room 210; 4 February, 2025: 2:00 PM
MS
Mississippi 2025 Regular Session
Business and Financial Institutions - Room 210; 30 January, 2025: 2:00 PM
KY
Kentucky 2026 Regular Session
Interim Joint Committee on Appropriations & Revenue. (6-3-26)
Appropriations & Revenue
Transcript Highlights:
- >
we of financial deposit institutions and we of financial deposit institutions and we may<00: - 21 2021 that um the function financial 21 2021 that um the function financial institutions<00:39
- apportionment for, um, financial apportionment for, um, financial institutions<00:40:23.960>
- And in the old days, before it, as Barbara alluded to, financial institutions were one of those.
- > of financial institutions were one of financial institutions were one of those. those. those.
WY
Transcript Highlights:
- Commissioner, what a financial institution is, what this currency is, how it'll work. Page three.
- >
what <00:20:40.360>this financial institution is, what this financial institution is, - The scammers were posing as government officials or the financial institution.
- <00:29:43.400>
institutions drove her to her financial institutions drove her to her financial - opportunities for trusted financial opportunities for trusted financial institutions.<01:09:48.080
Keywords:
gun control, Second Amendment, constitutional rights, misdemeanor, law enforcement, virtual currency, kiosk, financial institutions, regulation, Wyoming Money Transmitters Act, penalties, death benefits, retirement, survivor support, public safety, guardianship, monitoring, ward protection, financial independence, case management
WY
Wyoming 2026 Regular Session
House Minerals, Business & Economic Development Committee, February 25, 2026
Minerals, Business & Economic Development
Transcript Highlights:
- /c><00:28:30.320>
to Thing about those three, you can go to their websites and you'll see financial - You see the financial statements for those entities.
- from that, particularly for certain filings of government forms and other filings that create that financial
- 00:36:08.400>
that <00:36:08.640>creates <00:36:08.880>that <00:36:09.200>financial - filings that that creates that financial filings that that creates that financial transparency.<
WY
Wyoming 2026 Regular Session
Senate Minerals, Business & Economic Development Committee, February 25, 2026
Minerals, Business & Economic Development
Transcript Highlights:
- I mean, they're not connected with a financial institution.
- So, I mean, they're not connected with a financial institution.
- So, I mean, they're not connected with a financial institution.
- >
her financial institutions to withdraw her financial institutions to withdraw her cash.<00:24 - we're highly regulated financial we're highly regulated financial institutions.<00:25:53.039>
AL
Alabama 2025 Regular Session
Alabama House Financial Services Committee Apr 23rd, 2025
Financial Services
Transcript Highlights:
- All financial institutions are required. We've issued money... required.
- So, you know, right now we require financial institutions to report elder transactions.
US
US Federal 2025-2026 Regular Session
Business meeting to consider an original bill entitled, "GENIUS Act of 2025", and S.875, to curtail the political weaponization of Federal banking agencies by eliminating reputational risk as a component of the supervision of depository institutions. Mar 13th, 2025 at 09:00 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- This protects the financial system. It promotes competition.
- And for regular money, we require banks and other financial institutions, the ones that actually move
- institution already does.
- During the previous administration, financial institutions across South Dakota were negatively impacted
- The Taylor Act It mandates that federal financial regulators consider individual financial institutions
Bills:
SB875
Keywords:
banking regulation, federal agencies, reputational risk, financial services, supervision, FIRM Act, bank supervision, depository institutions, federal banking agencies, FDIC, OCC, Federal Reserve, NCUA, CFPB, credit unions, Operation Choke Point, financial discrimination, safety and soundness, supervisory guidance, examination manual
Summary:
This meeting focused on the markup of the Genius Act and the FIRM Act, two significant pieces of legislation addressing stablecoin regulation and the financial industry's regulatory framework. The Chairman noted the importance of providing clarity to the digital asset community and protecting American consumers, while also promoting innovation and competition within the financial sector. Members of both parties expressed varying viewpoints, with some highlighting concerns related to national security and the potential risks associated with stablecoins.