Video & Transcript : 'emergency lending' :
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WA
Washington 2025-2026 Regular Session
House Technology, Economic Development, & Veterans Jan 23rd, 2026 at 10:30 am
Technology, Economic Development, & Veterans
Transcript Highlights:
- The next bill we will consider is House Bill 2351, protecting emergency responders and emergency response
- It adds certain Department of Transportation workers to the definition of emergency responders and removes
- It limits county, city, town, incident command system, and law enforcement's use of an emergency responder's
- It changes the notification requirements to law enforcement of activity in an emergency operation zone
- We also respond with Washington emergency management through EMAC deployments.
Keywords:
fire services, reimbursement, state agencies, local jurisdictions, mobilization plan, military justice, victims' rights, militia, Washington code, legal protections, artificial intelligence, AI regulation, algorithmic discrimination, high-risk AI, machine learning, generative AI, synthetic content, impact assessment, risk management policy, consumer protection
AZ
Transcript Highlights:
- the Military Lending Act.
- Arizona voters have rejected payday lending for a reason.
- Arizona voters have rejected payday lending for a reason.
- of making sure that payday lending and predatory lending went away.
- and predatory lending went away.
Bills:
HB2118 , HB2181 , HB2308 , HB2309 , HB2402 , HB2476 , HB2682 , HB2698 , HB2875 , HB2877 , HB2903 , HB2910
Committees:
House Commerce , House House Commerce Committee of Reference
Keywords:
mobile food vendors, licensure, food safety, statewide regulations, health standards, zoning, temporary vendors, HB2181, death certificate, death certificates, vital records, funeral establishment, funeral home, human remains, medical certification of death, death registration, state registrar, local registrar, county medical examiner, alternate medical examiner
WA
Washington 2025-2026 Regular Session
House Technology, Economic Development, & Veterans Jan 27th, 2026 at 10:30 am
Technology, Economic Development, & Veterans
Transcript Highlights:
- House Bill 2351 relates to protecting emergency responders and emergency response operations in Washington
- The second category of changes has to do with the definition of emergency responders.
- Next bill is House Bill 2351, protecting emergency responders and emergency response operations in Washington
- Protecting emergency responders and emergency response operations in Washington State.
- Military Department and Emergency Management Division on another amendment.
Keywords:
artificial intelligence, AI regulation, algorithmic discrimination, high-risk AI, machine learning, generative AI, synthetic content, impact assessment, risk management policy, consumer protection, civil rights, discrimination, facial recognition, automated decision-making, deployers, developers, Washington RCW, Title 19 RCW, employment, housing
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Monday, February 9, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- But importantly, this legislation fully preserves FSOC's authority to take swift action in emergency
- But importantly, this legislation fully preserves FSOC's authority to take swift action in emergency
- If an emergency arises, FSOC can march in, take a few quick votes, and designate a firm.
- It's critical that our banks have the ability to have emergency liquidity in the case of a crisis, or
- </c> Secretary Yelen to use their emergency Secretary Yelen to use their emergency tools<04:36:51.119
Keywords:
Taiwan, China, banking organizations, financial regulators, national security, Burma, sanctions, foreign relations, accountability, economic oversight, military accountability, discount window, Federal Reserve, Federal Reserve Act, Board of Governors, liquidity, bank liquidity, emergency lending, lender of last resort, financial stability
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Thursday, June 5, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- </c><01:15:16.800><c> Even</c><01:15:17.120><c> after</c> case of emergencies.
- Even after case of emergencies.
- </c> action and returning prudent lending action and returning prudent lending standards<03:05:15.680
- The bill was thoughtfully lending.
- </c> advantaged small business lending advantaged small business lending companies<03:07:35.920><c> in
Keywords:
small business lending company, SBLC, SBA lending, Small Business Administration, section 7 loans, small business loans, loan guarantee, lender cap, financial institutions, credit access, small business finance, nonprofit lenders, business lending, CEASE Act, House passage, Senate Small Business and Entrepreneurship Committee, sanctuary jurisdictions, office relocation, immigration policy, government operations
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, April 9, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- </c> firefighters, dispatchers, and emergency firefighters, dispatchers, and emergency medical<00:22:
- </c> helping us rebuild, recover, and emerge helping us rebuild, recover, and emerge stronger.<00:22:
- In other words, and lending act.
- </c> member, for fighting predatory lending member, for fighting predatory lending over<01:44:46.239>
- The overdraft lending rule markets.
Keywords:
federal budget, deficit reduction, economic growth, national debt, bipartisan support, House resolution, congressional subpoena, subpoena enforcement, Oversight Committee, House Oversight and Government Reform, judicial proceedings, declaratory judgment, injunctive relief, House counsel, private counsel, contempt of Congress, Pamela J. Bondi, Department of Justice, DOJ records, Jeffrey Epstein
AZ
Transcript Highlights:
- requiring a bank or financial institution to use a social credit score when evaluating whether to lend
- It helps credit decisions grounded in financial risk, not behavioral judgment, and should a lending institution
- But obviously not, and with that I'm available for any questions. ...and should a lending institution
- institution to use a social credit score when the bank or financial institution evaluates whether to lend
Bills:
HB2016 , HB2104 , HB2105 , HB2174 , HB2256 , HB2289 , HB2477 , HB2903 , HB2939 , HB2979 , HB2996 , HB4103
Committees:
Senate Finance , Senate Senate Finance Committee of Reference
Keywords:
tax penalties, filing, tax returns, administration, Arizona Revised Statutes, insurance regulation, modeling organizations, financial disclosure, rate-making, predictive models, salvage vehicles, insurance claims, abandoned vehicles, salvage auction dealers, vehicle title, taxation, bonds, school finance, budget override, tax increases
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/12/25
Commerce Finance and Policy
Transcript Highlights:
- appreciates the opportunity to offer testimony in support of the proposed amendments to the Minnesota lending
Committee:
House Commerce Finance and Policy
Keywords:
mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements
WA
Washington 2025-2026 Regular Session
House Floor Session Mar 12th, 2026 at 05:30 pm
Washington House Floor Meeting
Keywords:
behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification
WA
Washington 2025-2026 Regular Session
House Floor Session Mar 12th, 2026 at 01:30 pm
Washington House Floor Meeting
Keywords:
behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification
WA
Washington 2025-2026 Regular Session
House Floor Session Mar 12th, 2026 at 10:30 am
Washington House Floor Meeting
Keywords:
behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification
WA
Washington 2025-2026 Regular Session
House Floor Session Mar 11th, 2026 at 01:00 pm
Washington House Floor Meeting
Keywords:
behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification
Summary:
The House began by signing several bills and receiving messages from the Senate that multiple House bills had passed there or that Senate bills had been signed. It then took up third reading and concurrence on a series of bills, often with sponsors explaining that Senate amendments were technical, clarifying, or improved the bills, while opponents argued some amendments broadened exemptions, weakened election protections, or created tax increases and other unintended consequences.
Among the most debated measures were bills related to election administration and voting rights, utility and energy programs, local government finance, tourism promotion, and public safety. House Bill 2215 failed to concur in Senate amendments after concerns that an exemption was too broad. House Bill 1710, dealing with voting rights/election procedures, passed 57-39 after a roll call vote despite objections that it could complicate elections and reduce local control. House Bill 1750 and House Bill 1916 also passed after roll calls, with supporters describing them as technical or protective of election integrity and opponents warning about voter dilution, local authority, and access issues.
Other bills passed with varying levels of support: House Bill 1903 on utility assistance passed 70-26 after supporters said it would help small counties and make the program voluntary and state-funded; House Bill 2532 on nitrous oxide sales passed unanimously as a public health and youth safety measure; House Bill 1974 on housing/conservation-related policy passed 59-37 amid debate over nonprofit advantages and county revenue impacts; House Bill 2296 passed 95-1 after supporters said it would help renters and utilities with energy efficiency; House Bill 2325 passed 91-5 with added transparency for tourism oversight; House Bill 2442 passed 51-45 despite sharp disagreement over property tax and levy implications; and House Bill 2594 passed 95-1 as the state version of McKinney-Vento protections for unhoused students. The House also transmitted or received several bills and ended the session briefly at ease.
WA
Washington 2025-2026 Regular Session
House Floor Session Mar 11th, 2026
Washington House Floor Meeting
Keywords:
behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification
Summary:
The House convened, established a quorum, approved the previous day’s minutes, heard Senate messages on several bills, and then took up a series of third-reading and concurrence votes. The chamber also received notice that the Senate had concurred in House amendments to several other bills and that the Senate President had signed Engrossed Senate Bill 5068. Members then considered a slate of bills dealing with climate commitment account revenue, court administration, attorney general investigative authority, inmate funds, health care facility transactions, ferry governance, gun violence prevention and 3D-printed firearms, and renewable energy tax treatment.
Engrossed Second Substitute House Bill 1170, Engrossed Second Substitute House Bill 2251, Engrossed House Bill 2445, Substitute House Bill 2334, Engrossed Third Substitute House Bill 1960, Engrossed Substitute House Bill 1500, Second Substitute House Bill 1909, Engrossed House Bill 2156, Substitute House Bill 2539, Engrossed Substitute House Bill 2548, Engrossed House Bill 2588, and Engrossed Substitute House Bill 2320 all received final passage after Senate amendments, with several members speaking in support or opposition. Supporters generally described the measures as clarifying revenue accounts, improving court access, protecting consumers, updating inmate account limits, addressing hospital consolidation, enabling local ferry management, and strengthening gun-violence prevention or renewable-energy tax policy. Opponents raised concerns about reduced transparency, expanded bureaucracy, shifting costs, attorney general overreach, limits on local control, and First Amendment or property-rights issues.
Recorded votes showed passage on each of those bills, with margins ranging from narrow to broad: 55-38 on HB 1170, 54-40 on HB 2251, 66-29 on HB 2445, 80-15 on SHB 2334, 86-9 on ESHB 1960, 61-34 on ESHB 1500, 57-38 on SSB 1909, 54-41 on EHB 2156 after reconsideration, 57-38 on SHB 2539, 55-41 on ESHB 2548, 56-40 on EHB 2588, and 58-38 on ESHB 2320. The House also agreed to retransmit Engrossed Substitute House Bill 1408 to the Senate after deciding not to concur in the Senate’s fourth amendment. The meeting ended with both caucuses called and the House at ease.
WA
Washington 2025-2026 Regular Session
House Floor Session Mar 10th, 2026 at 01:45 pm
Washington House Floor Meeting
Transcript Highlights:
- That is like an emergency clause by all we can reckon.
- But it does effectively the same thing, avoiding the word emergency and using the word necessity.
- But more importantly, Madam Speaker, this necessity slash emergency clause, of course,...
- This necessity slash emergency clause, of course, obviates the opportunity for the people to exercise
- So we would like, I would like, to remove this necessity slash emergency clause, make the underlying
Keywords:
behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification
WA
Washington 2025-2026 Regular Session
House Floor Session Mar 10th, 2026 at 06:30 am
Washington House Floor Meeting
Transcript Highlights:
- Speaker, the emergency Thing I know, this is truly an emergency. Mr.
- Speaker, the emergency is around affordability.
- Speaker, this is truly an emergency.
- Speaker, well, if there were an emergency, the bill would say emergency. It doesn't.
- Speaker, if there's no emergency—Mr. Speaker, or I'm sorry, if there is an emergency—Mr.
Keywords:
behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification
WA
Washington 2025-2026 Regular Session
House Floor Session Mar 9th, 2026 at 05:40 pm
Washington House Floor Meeting
Transcript Highlights:
- Emerging tech companies like Google and Facebook and TikTok have large offices and outposts in the Puget
- It's not an emergency clause; it's a necessity clause that carries the same effect as an emergency clause
Keywords:
behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification
WA
Washington 2025-2026 Regular Session
House Floor Session Mar 9th, 2026 at 10:45 am
Washington House Floor Meeting
Transcript Highlights:
- So supportive housing is emergency shelters, transitional housing, emergency housing, and permanent supportive
- So step housing is emergency shelters, transitional housing, emergency housing, and permanent support
- Emergency shelters, transitional housing, emergency housing, and permanent supportive housing.
- asthma diagnosis receiving their first dose of albuterol at school and not having some sort of an emergency
Keywords:
behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification
WA
Washington 2025-2026 Regular Session
House Floor Session Mar 9th, 2026
Washington House Floor Meeting
Transcript Highlights:
- So step housing is emergency shelters, transitional housing, emergency housing, and permanent supportive
- Emergency shelters, transitional housing, emergency housing, and permanent supportive housing.
- asthma diagnosis receiving their first dose of albuterol at school and not having some sort of an emergency
- However, I do think it is slightly better with the changes. ...and not having some sort of an emergency
- Thank you. ...and not having some sort of an emergency response to it.
Keywords:
behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification
Summary:
The House convened with a quorum, the flag was escorted by the Muckleshoot Veterans Color Guard, and the day opened with a prayer from Dennis Anderson Sr. The House approved the previous day’s minutes, welcomed representatives from the Urban Native Education Alliance, and then moved through caucuses and Senate messages before taking up a long series of third-reading votes on bills that had returned from the Senate.
Several measures drew debate over Senate amendments. House Bill 1069, concerning bargaining over supplemental retirement benefits for certain public employees, passed 78-17 after supporters said it would help correctional workers and critics said the Senate changes weakened the bill. Second Substitute House Bill 1128, creating a child care workforce standards board, passed 68-27 amid arguments over child care shortages, wages, and affordability. Engrossed Substitute House Bill 1155, banning non-compete agreements, passed 62-33; supporters framed it as pro-worker and pro-entrepreneurship, while opponents said contracts should be voluntary and important in business sales.
The House also passed Engrossed Substitute House Bill 1187 on ambulance billing and collections (93-2), Substitute House Bill 1390 phasing out the Community Protection Program (51-44), Engrossed House Bill 1501 on housing-related local requirements (58-37), House Bill 291 on bargaining communication rights (92-3), Engrossed Substitute House Bill 2110 on ambulance staffing/training (95-0), Engrossed Substitute House Bill 2165 on impersonating peace officers (66-29), Engrossed Substitute House Bill 2219 on child care regulations and opioid-related safety language (67-28), Engrossed Substitute House Bill 2266 on housing siting and local flexibility (56-39), Substitute House Bill 2350 on notice and accountability for developmental disability services (95-0), Substitute House Bill 2360 allowing schools to keep and administer albuterol with parental-notification changes (79-16), Second Substitute House Bill 2384 on financial transparency for continuing care retirement communities (78-17), Second Substitute House Bill 2429 on behavioral health planning and appropriations (95-0), Substitute House Bill 2496 protecting tribal sacred sites (71-24), and House Bill 2510, on which the House did not concur in Senate amendments. The chamber also granted conference requests on Engrossed Substitute Senate Bills 5998 and 605 and appointed conferees for each.
LA
Transcript Highlights:
- disincentivizing lending to happen here in the state.
- disincentivizing lending to happen here. that has a lending market that has not been modernized, you're
- essentially disincentivizing lending to happen here in the state.
- All of our lending capital comes from lines of credit with banks.
- We have to do it responsibly; we have to lend responsibly.
Keywords:
transfer on death, TOD, beneficiary designation, investment accounts, brokerage accounts, securities, nonprobate transfer, estate planning, succession, probate, community property, forced heirship, financial advisor, broker-dealer, custodian, transfer agent, banking, wealth transfer, inheritance, Louisiana Revised Statutes
WA
Washington 2025-2026 Regular Session
House Technology, Economic Development, & Veterans Jan 14th, 2026 at 08:00 am
Technology, Economic Development, & Veterans
Transcript Highlights:
- justly concerned about civil rights abuses, particularly discrimination in housing, employment, and lending
- justly concerned about civil rights abuses, particularly discrimination in housing, employment, and lending
- self-reported numbers, 560,000 users in the previous year had shown some signs of mental health emergency
- self-reported numbers, 560,000 users in the previous year had showed some signs of mental health emergency
- We're seeing a new set of manipulative designs emerge to keep teens talking with AI companions about
Keywords:
artificial intelligence, AI, generative AI, AI-generated content, deepfake, synthetic media, content provenance, provenance data, metadata, watermarking, disclosure, transparency, consumer protection, unfair or deceptive acts, unfair competition, Washington RCW, Title 19 RCW, platform regulation, AI detection tool, media authenticity