Video & Transcript Research : 'digital property damage'
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WA
Washington 2025-2026 Regular Session
House Civil Rights & Judiciary Jan 13th, 2026 at 10:30 am
Civil Rights & Judiciary
Transcript Highlights:
- mischief in the second degree if a person knowingly and intentionally maliciously causes physical damage
- to the property of another and that damage exceeds $750.
- Another statute allows the court to aggregate damage where there are multiple items of property damaged
- defendant may be charged with and convicted of malicious mischief in the second degree if the aggregated damages
- So House Bill 2178 revises that aggregated damage limit to match the one found in the first statute,
Keywords:
electronic signatures, notary, digital transactions, authentication, legal documents, court rules, court procedure, civil infractions, notice of civil infraction, malicious mischief, physical damage, computer crime, digital property damage, electronic records, data destruction, computer programs, cyber damage, default judgment, payment plan, restitution
Summary:
The Civil Rights and Judiciary Committee heard House Bill 2158, which updates Washington’s electronic notarization law to allow remote notarization of tangible paper documents, remote administration of oaths or affirmations, and remote acknowledgment of signatures on tangible records. Committee staff explained the bill’s procedures and safeguards, including audiovisual recording and retention requirements. Sponsor Rep. Abell and Uniform Law Commission witness Caitlin Wolfe said the measure expands flexibility, especially for rural residents, while maintaining consumer protections. Ranking Member Walsh raised concerns about fraud and manipulated video, and Wolfe responded that the bill includes safeguards and recording requirements to help detect abuse.
The committee then heard House Bill 2178, an Administrative Office of the Courts request bill making several court-rule and statutory alignment changes. Staff described updates to civil infraction filing and response deadlines, payment plan authority, the aggregation threshold for second-degree malicious mischief, an extension of the deadline for electronic submission of protection order petitions, and repeal of an outdated legal financial obligation grant distribution provision. Rep. Tye said the bill is not merely technical and specifically questioned the need to extend the protection-order implementation deadline, saying she was still seeking an explanation.
AOC witness Jay Lee Schultz testified that the bill is intended to align statutes with current court rules and the statewide case management system rollout, and said the protection-order deadline extension is needed because courts are transitioning to the new system in phases through 2028. Elizabeth Hendren of the Sexual Violence Law Center opposed the delay in Section 6, arguing it would further postpone reforms intended to improve survivor access, electronic filing, judicial access to related protection orders, and notification features. She urged the committee to seek transparency on implementation, funding, and whether another delay is truly necessary. No votes were taken on either bill, and the hearing concluded with committee introductions.
AZ
Transcript Highlights:
- Take, for example, abandoned property. Where does it go?
- Chair, yeah, so as I understand it, agricultural property permits and such, there are Agricultural property
- differently from all other property types.
- This protection applies only unless the property owner files a change-in-use notice, the property is
- who are certified or licensed carriers of persons or property.
Keywords:
breast cancer, screening services, health insurance, cost sharing, preventive care, storm damage, catastrophic storm, hail damage, wind damage, roof repair, roof replacement, post-storm repairs, insurance claim, property and casualty insurance, adjuster, public adjuster, contractor licensing, homeowner protections, deductible waiver, insurance fraud prevention
WA
Washington 2025-2026 Regular Session
House Civil Rights & Judiciary Jan 16th, 2026 at 10:30 am
Civil Rights & Judiciary
Keywords:
corporate filings, secretary of state, business entity filings, annual reports, foreign corporation, domestic corporation, nonprofit corporation, registered agent, trademark assignment, charities division, entity registration, foreign registration, ministerial filing duty, filing refusal, international student exchange, exchange visitor placement organization, doing business in Washington, remote worker, branch campus, notary certification
Summary:
The Civil Rights and Judiciary Committee held a public hearing on House Bill 2248, a Secretary of State cleanup bill covering business filings, foreign entity registration, trademarks, international student exchange program procedures, and authentication services. The prime sponsor and Secretary of State staff described it as a technical clarification measure that does not create new fees or policy changes. Testimony supported the bill, and a question from the ranking member focused on trademark assignment tracking; staff said the public record would still reflect ownership changes. No vote was taken on HB 2248 during the hearing.
In executive session, the committee first considered House Bill 2178, which revises court rules and procedures and includes a substitute that removes a two-year extension for electronic submission of protection order petitions while adding statutory authority for the state treasurer to distribute LFO collection grants to county clerks. Members generally supported the substitute, though one member voted no without recommendation over concerns about how the change affects compliance with earlier legislation. The committee approved the substitute 10-2, with one excused, and reported HB 2178 out with a due pass recommendation.
The committee then took up House Bill 2158, which updates the Revised Uniform Law on Notarial Acts for remote notarization of tangible records. The substitute narrowed the procedure for confirming a record’s identity, added the word “tangible” for clarity, delayed the effective date to January 1, 2027, and made a technical correction. Supporters said the changes improve clarity, address implementation concerns, and give the Department of Licensing time for rulemaking. The committee approved the substitute unanimously, 12-0 with one excused, and reported HB 2158 out with a due pass recommendation.
FL
Transcript Highlights:
- And in many cases, it is the current property tax on that property.
- property.
- And in many cases, it is a, the current property tax on that property.
- tax would be when you are showing a piece of property, negotiating a sale of piece of property?
- damage.
Keywords:
property assessment, wind damage, home improvements, real estate, tax exemption, Florida statutes, ad valorem taxes, property listings, tax estimation, disclosure, Florida, residential property
Summary:
The committee met with a quorum present and took up three property-tax related bills before turning to a broader discussion of the Emergency Preparedness and Response Fund. SB 434, which would prohibit counties from increasing a residential property’s assessed value because the owner installed wind mitigation measures, was presented by Senator Lee and reported favorably. CS for SB 110, which clarifies that holders of 98-year-or-longer residential leases remain eligible for the homestead exemption even if the lease ends at death, was also reported favorably. SB 856, requiring online residential listing platforms to display estimated property taxes using prescribed calculation methods and not the current owner’s tax bill, drew support from property appraisers, Zillow representatives, and others and was reported favorably after questions about transparency and realtor obligations.
The committee then considered SPB 7040, which would recreate and extend the Emergency Preparedness and Response Fund through December 31, 2027. Senator DiCeglie and Division of Emergency Management Director Kevin Guthrie argued the fund is needed for hurricane response, other natural and man-made emergencies, and reimbursement-based spending; they said the extension preserves legislative oversight that would otherwise lapse. Several senators questioned the use of the fund for immigration-related operations, detention facilities, and other non-disaster activities, as well as the lack of additional guardrails, reimbursement timing, and transparency. Guthrie said the division has used the fund for hurricanes, flooding, civil unrest, security operations, and other incidents, and that some reimbursements are still pending from the federal government.
Public testimony on SPB 7040 was largely opposed. Speakers from the Florida Center for Fiscal and Economic Policy, the Southern Poverty Law Center, Florida for All, and others argued the fund has been repurposed for immigration enforcement and detention-related spending rather than true emergencies, and raised concerns about deaths in detention and the absence of competitive bidding and oversight. Guthrie answered extensive questions about the South Florida and North Florida detention facilities, Operation Vigilant Sentry, State Guard support, reimbursement requests, equipment purchases, and legislative access to facilities. The committee did not take a final vote on SPB 7040 within the portion of the transcript provided.
FL
Transcript Highlights:
- property visible on their platform.
- I'm Mike Twitty, Pinellas County Property Appraiser, and I'm also the legislative chair for the Property
- He's a friend and a really great property appraiser back home.
- He's a friend and a really great property appraiser back home.
- It's another depreciation deduction for real property.
Keywords:
property assessment, wind damage, home improvements, real estate, tax exemption, Florida statutes, ad valorem taxes, property listings, tax estimation, disclosure, Florida, residential property
Summary:
The committee heard and passed three bills before moving to a staff presentation on the state revenue forecast and the federal One Big Beautiful Bill Act. SB 856, by Senator DeSantis? [sic], would require online real estate listing platforms to display estimated property taxes for residential properties using prescribed methods and DOR-developed formulas rather than the current owner’s tax bill. Supporters from county, city, and property appraiser groups said the bill would improve transparency and help homebuyers avoid surprise tax and escrow increases. The bill was reported favorably after debate about making sure the estimate appears on realtor and platform sites for first-time buyers.
SB 110, by Senator Arrington, was amended and then reported favorably. The bill clarifies that people holding 98-year-or-longer residential leases remain eligible for the homestead tax exemption even if the lease ends upon the tenant’s death, aligning those leaseholds with life estates for estate-planning purposes. The amendment, supported by the Florida Bar’s real property, probate and trust law section, clarified that lease provisions terminating at death are valid under current law. SB 434, by Senator Leak, was also reported favorably; it would prevent property tax assessments from reflecting increased just value attributable to wind-hardening improvements such as stronger roof attachments, shutters, and roof-to-wall reinforcements.
The committee then received an update from staff director Azar Khan on the new general revenue forecast. He said collections had been running slightly above estimate overall, but the Revenue Estimating Conference reduced corporate income tax projections because of weaker recent collections and uncertainty around tariffs, while increasing some other revenue sources. Members then discussed the federal One Big Beautiful Bill Act, which staff said would significantly reduce Florida corporate income tax revenue, with a large first-year impact driven by retroactive provisions such as bonus depreciation, research expensing, and business interest deductions. Senators and the appropriations chair said the forecast and federal changes would affect budget planning, and the committee adjourned after noting the bills had been favorably reported and the meeting was complete.
AZ
Transcript Highlights:
- It also allows that property to be transferred below fair market value and without public auction when
- of digital assets that are held by, confiscated by, or surrendered to the state.
- It's central bank digital currency, whether or not you want that used in just regular business.
- Everybody knows I'm a fan of digital currency, but there's a private digital currency that you could
- Everybody knows I'm a fan of digital currency, but there's a private digital currency that you could
Bills:
SB1206, SB1254, SB1290, SB1421, SB1432, SB1515, SB1563, SB1641, SB1649, SB1670, SB1671, SB1747
Keywords:
storm damage, catastrophic storm, hail damage, wind damage, roof repair, roof replacement, post-storm repairs, insurance claim, property and casualty insurance, adjuster, public adjuster, contractor licensing, homeowner protections, deductible waiver, insurance fraud prevention, storm chaser, residential construction contract, workers' compensation, joint check, claim solicitation
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Feb 25th, 2026 at 01:30 pm
Consumer Protection & Business
Transcript Highlights:
- to provide the insured with certain information about their wildfire risk score only applies for property
- insurance on residential real property and not all real property.
- and prohibits an insured from using wildfire risk as a disqualifying factor for insurance if the property
- insurance eligibility if the property has a current wildfire prepared standard or equivalent designation
- insurance eligibility if the property has a current wildfire prepared standard or equivalent designation
Keywords:
SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured, restoration contractor, mitigation contractor, public adjuster, insurance commissioner, claims handling, consumer protection, void and unenforceable, Washington insurance code, chapter 48 RCW, civil penalty
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Feb 24th, 2026 at 01:30 pm
Consumer Protection & Business
Transcript Highlights:
- A property insurer that uses a wildfire risk score for underwriting or rating must provide the insured
- In both cases, policyholders must submit documentation demonstrating property-specific or community-level
- Turning to the second element of the bill, a property insurance company that uses any wildfire risk model
- This bill informs property owners at risk of their risk.
- We think it would incentivize property owners to do the mitigating work.
Keywords:
SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured, restoration contractor, mitigation contractor, public adjuster, insurance commissioner, claims handling, consumer protection, void and unenforceable, Washington insurance code, chapter 48 RCW, civil penalty
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Feb 18th, 2026 at 01:30 pm
Consumer Protection & Business
Transcript Highlights:
- They must provide timely and accurate scope of damage and cost of repair.
- They must provide accurate and timely costs to repair or replace damaged property.
- Homes and rental properties need to be marketed to the public generally.
- Our main point is that this is intended to be specifically for the sale of properties.
- And you do not need to engage a real estate broker to rent property, right?
Keywords:
mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured, restoration contractor, mitigation contractor, public adjuster, insurance commissioner, claims handling
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/7/26
Commerce Finance and Policy
Transcript Highlights:
- budget on digital.
- budget on digital.
- Digital is of our budget on digital.
- budget on digital.
- Our digital circulation.
Keywords:
data broker, data brokerage, consumer privacy, personal data, data privacy, Minnesota attorney general, registration, public registry, civil penalties, enforcement, special revenue fund, privacy rights, data sales, data collection, consumer protection, chapter 325M, controller, processor, data broker registry, transparency
OK
Oklahoma 2026 Regular Session
Revenue and Taxation REVISED Feb 9th, 2026 at 01:30 pm
Revenue and Taxation
Transcript Highlights:
- It would make an exception to property subject to ad valorem and that would be personal property of an
- So I understand if your property is taken through a minute domain, you buy a new property, you're gonna
- This will allow the use of digital tools like aerial or satellite images to inspect property, not drones
- Does this replace physically going to inspect properties on the property?
- digital technology.
Keywords:
excise tax, oil tax, natural gas tax, state revenue, Oklahoma Corporation Commission, income tax, tax credit, aerospace sector, employment, economic development, adaptive reuse, affordable housing, urban renewal, economic impact, program, housing, revitalization, urban development, income tax credit, manufacturing
OK
Transcript Highlights:
- It would make an exception to property subject to ad valorem tax, and that would be personal property
- So I understand if your property is taken through eminent domain, you buy a new property.
- This will allow the use of digital tools like aerial or satellite images to inspect property, not drones
- Does this replace physically going and inspecting properties or structures on the property?
- about property tax right now.
Keywords:
excise tax, oil tax, natural gas tax, state revenue, Oklahoma Corporation Commission, income tax, tax credit, aerospace sector, employment, economic development, adaptive reuse, affordable housing, urban renewal, economic impact, program, housing, revitalization, urban development, income tax credit, manufacturing
Summary:
The Senate Revenue and Taxation Committee took up a mix of tax policy, incentive, and administrative measures, beginning with an annual motion authorizing the chair to request OSBI background checks for any Horse Racing Commission nominees. The committee then passed Senate Bill 1839, as amended, to create a de minimis ad valorem tax exception for personal property valued at $5,000 or less per account. The committee also confirmed Daniel LaFortune to the Oklahoma Tax Commission by a 12-0 vote, with LaFortune emphasizing his IRS background and commitment to customer service and fairness.
Several other bills were approved, including Senate Bill 1280 to align the plugging fund sunset date in the tax code with another statute; Senate Bill 1832 to reauthorize income tax refund checkoffs for veterans programs; Senate Bill 2001 to freeze property taxes for three years for homeowners displaced by a turnpike or eminent domain, though members raised concerns about downsizing and future valuation; and Senate Bill 1405 to renew the wildlife diversity checkoff, with testimony clarifying it would fund non-game species rather than predator reintroduction. Senate Bill 1989 also passed, expanding the Oklahoma College Savings Plan to accept digital payment platforms such as Venmo and PayPal, with members discussing how deposits would be tracked.
The committee then considered Senate Bill 2143, which would allow counties to use aerial or satellite imagery and fixed-wing aircraft for property assessment while excluding drones; supporters cited efficiency, safety, and accuracy, while opponents raised privacy, foreign-company, and taxpayer-frustration concerns. The bill passed 7-4. Senate Bill 1393, a housing redevelopment tax credit for vacant and abandoned properties, passed 8-3 after discussion about affordable housing requirements and project ranking. The committee also approved three Incentive Evaluation Commission recommendations: Senate Bill 1392 to increase the aerospace engineer employee tax credit, Senate Bill 1395 to limit carryforward of the new jobs tax credit to seven years, and Senate Bill 1400 to consolidate aircraft-related sales tax exemptions. The meeting adjourned after the chairman noted more bills would be heard at a later meeting.
TX
Transcript Highlights:
- artificially structured materials that possess unique electronic pro-magnetic, acoustic, and mechanical properties
- investigation wherever to be opened into an individual for attempting to retrieve intellectual or physical property
- to retrieve information, research technology materi- materials or other physical or intellectual property
- to construct, acquire, improve, extend, and equip utility systems. located on university system property
Bills:
HB232
Keywords:
disaster recovery, natural disaster, weather disaster, emergency relief, flood relief, hurricane relief, storm damage, wildfire, tornado, hail, windstorm, extreme heat, ice storm, snowstorm, property damage, personal injury, temporary housing, relocation assistance, lost wages, state emergency management
TX
Transcript Highlights:
- artificially structured materials that possess unique electromagnetic, acoustic, and mechanical properties
- investigation were ever to be opened into an individual for attempting to retrieve intellectual or physical property
- intends to retrieve information, research, technology, materials, or other physical or intellectual property
- System to construct, acquire, improve, extend, and equip utility systems located on University System property
Bills:
HB232
Keywords:
disaster recovery, natural disaster, weather disaster, emergency relief, flood relief, hurricane relief, storm damage, wildfire, tornado, hail, windstorm, extreme heat, ice storm, snowstorm, property damage, personal injury, temporary housing, relocation assistance, lost wages, state emergency management
TX
Transcript Highlights:
- And in 2023, and I'll close with. 4.9 billion was paid into taxes through property tax and sales tax
- has now worked for United Airlines for over a decade. 15 years, he's a homeowner, he has rental property
- to our public institutions of higher education by excluding investors like myself and my students. damages
Bills:
HB232
Keywords:
disaster recovery, natural disaster, weather disaster, emergency relief, flood relief, hurricane relief, storm damage, wildfire, tornado, hail, windstorm, extreme heat, ice storm, snowstorm, property damage, personal injury, temporary housing, relocation assistance, lost wages, state emergency management
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/11/26
Commerce Finance and Policy
Transcript Highlights:
- properties out.
- Under the rental contract, if a guest or a renter causes damage to the host's property, Rymer for taking
- </c> their properties out. their properties out.
- to the host's a renter causes damage to the host's property, The guest must pay those damages, and most
- I have had damage in my short-term rental property. This is a problem. Your bill addresses it.
Keywords:
travel insurance, regulation, insurance licensing, consumer protection, travel assistance, short-term rental, vacation rental, home sharing, rental marketplace, online platform, property damage guarantee, damage waiver, reimbursement insurance, insurance regulation, commerce department, platform user, Airbnb, Vrbo, host protection, rental home marketplace
WA
Washington 2025-2026 Regular Session
Senate Business, Trade & Economic Development Jan 21st, 2026 at 08:00 am
Business, Trade & Economic Development
Transcript Highlights:
- In the wake of storm damage to your home, flooding, a burst pipe, or other major damage requiring repairs
- They must provide accurate and timely costs to repair or replace damaged property.
- Their expertise in reporting, Costs to repair or replace damaged property.
- And we are seeing it particularly with water damage claims.
- I'm the director of property claims for PEMCO Insurance Company.
Keywords:
mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, public safety, insurance fraud, law enforcement, crime prevention, penalties, SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured
Summary:
The Senate Business, Trade & Economic Development Committee heard a tribal gaming compact amendment for the Squaxin Island Tribe and the Washington State Gambling Commission. Testifiers said the amended, restated compact consolidates six prior amendments, updates appendices, and adds new provisions for electronic table games and high-limit room options. The tribe and commission described the agreement as a clarification and modernization of the compact that supports tribal regulation, economic development, and public protection. No questions were raised, and the compact was presented as moving next through the commission and gubernatorial review process.
The committee then held public hearings on three bills. SB 5831 would enact the Uniform Mortgage Modification Act, creating safe harbors so certain mortgage modifications do not affect lien priority in foreclosure; the sponsor, staff, and Uniform Law Commission said it clarifies current law and helps homeowners and businesses modify mortgages more easily. SB 6178, requested by the Insurance Commissioner, would prohibit post-loss assignments of insurance benefits to contractors in property claims; the sponsor, OIC, and supporting witnesses said it protects vulnerable homeowners after disasters from losing control of their claims, while still allowing direct payment to vendors. SB 6031, also requested by the Insurance Commissioner, would expand and modernize the state’s insurance fraud laws, make insurance fraud a Class B felony, broaden reporting and investigative authority, and improve restitution and prosecution tools; the OIC, anti-fraud groups, and insurers supported it, while the Washington Society of CPAs said concerns would be addressed by amendment.
In executive session, the committee considered SB 5928 and SB 5919. Staff described SB 5928 as dealing with wildfire risk scores, insurer disclosure and appeals, rate-filing requirements, and confidentiality, with a proposed substitute making a mitigation-discount standard actuarially sound and correcting a drafting error. The committee adopted the substitute and advanced SB 5928 with a do-pass recommendation to Rules. The committee also advanced SB 5919, which encourages voluntary collaboration between fire districts and insurers on wildfire mitigation incentives for agricultural activities, with a do-pass recommendation to Rules.
AZ
Arizona 2026 Regular Session
03/04/2026 - Senate Regulatory Affairs and Government Efficiency
Regulatory Affairs and Government Efficiency
Transcript Highlights:
- Madam Chair, members, House Bill 2010 deems it unlawful for a seller of digital goods to offer for sale
- or advertise a digital good to a purchaser using the terms “buy” or “purchase,” or any other term that
- a reasonable person would understand to confer an unrestricted ownership interest in that digital good
- The bill outlines the applicability of the digital goods advertising requirements, requires any affirmative
- Finally, the bill deems a violation of the digital goods advertising requirements an unlawful practice
Keywords:
digital goods, advertising, ownership, license, consumer protection, refund policies, streaming services, minors, content creators, online platforms, compensation, trust accounts, child protection, video content, privacy, employment, independent contractor, marketplace, digital services, contractual agreements
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/15/26
Commerce Finance and Policy
Transcript Highlights:
- get a break on their property insurance."
- But they only notice the roof they've got damage in some way.
- If I’m wrong, homeowners and property-casualty companies are seeing right now roofing and siding damage
- disputes over the cost of damages.
- , and in his report he said there was no hail damage.
Keywords:
healthcare, insurance, regulation, financial institutions, prescription drug affordability, consumer protection, restitution account, financial compensation, attorney general, distributions, property insurance, homeowners insurance, fire and allied lines, hail insurance, appraisal clause, loss adjustment, alternative dispute resolution, insurance claims, claim valuation, actual cash value
TX
Transcript Highlights:
- But it's, um, it's just a sit, it's a situation where there's a special hearing for this class of properties
Bills:
HB164
Keywords:
HB 164, HB164, Texas Flood Recovery, Reimbursement, and Reconstruction Program, Texas Division of Emergency Management, TDEM, Hill Country floods, July 2025 floods, flood recovery, disaster relief, flood reimbursement, reconstruction grants, resiliency standards, floodplain, base flood elevation, FEMA, Federal Emergency Management Agency, insurance denial, property damage, tenant assistance, rental property