Transcript Highlights:

• in payments and in digital<01:57:21.040><c> assets.
• And we're going to lead on digital currency payments.
• And we're going to lead on digital currency payments.
• And we're going to lead on digital currency payments.
• Speaker, the globe and the global economy is at a crossroads when it comes to digital payments.

Bills: HB4016 , HR4 , HR590 , HB1919 , SB1582 , HB3633

Keywords: defense appropriations, military funding, national security, Department of Defense, fiscal year 2026, House of Representatives, election, Speaker, Clerk, Congress, budget authority, rescission, fiscal policy, government funding, impoundment, Federal Reserve, digital currency, monetary policy, financial services, privacy

Transcript Highlights:

• consumer payment applications.
• consumer payment applications.
• </c> digital consumer payment applications. digital consumer payment applications.
• </c><02:20:43.920><c> consumer</c><02:20:44.479><c> payment</c> general use digital consumer payment
• general use digital consumer payment applications<02:20:45.680><c> end</c><02:20:46.120><c> quote.

Bills: HB1526 , HR300 , HR293 , HR294 , HR164

Keywords: injunctive relief, court authority, legal proceedings, federal law, separation of powers, committee appointments, House of Representatives, membership, standing committees, legislative process, pairs, voting procedure, Congress, financial protection, overdraft lending, digital payments, consumer protection, voter registration, remote voting, proxy voting

Transcript Highlights:

• The bill outlines the requirements of an agreement, including the payment of service fees associated
• The bill outlines the requirements of an agreement, including the payment of service fees associated
• And I'm assuming you were just missing a digit on the end. Okay, 1254, there you go. Mr.
• That's okay, missing a digit, which I apologize for. That's all right. My new glasses.
• you go mr. chair committee members thank you did I feel that paper out wrong that's okay missing a digit

Bills: SB1042 , SB1043 , SB1044 , SB1135 , SB1136 , SB1142 , SB1180 , SB1221 , SB1252 , SB1254 , SCR1003

Committees: Senate Finance , Senate Senate Finance Committee of Reference

Keywords: public funds, virtual currency, bitcoin, investment, Arizona Strategic Digital Asset Reserve Act, state treasurer, retirement system, state payments, cryptocurrency, Arizona law, payment methods, government transactions, property tax, tax exemption, Arizona Revised Statutes, digital currency, workers' compensation, death benefits, burial costs, spousal compensation

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• Concurrent Resolution 8, which asserts the state of Texas' opposition to the creation of a central bank digital
• The Federal Reserve is exploring the potential implementation of a central bank digital currency, but
• A central bank digital currency, or a CBDC, would be a digital form of money, kind of like Bitcoin, that
• The Texas Legislature strongly opposes the creation of a central bank digital currency and urges federal

Bills: SB1036 , SB1566 , SB1664 , SB2268 , SCR5 , SCR8 , SCR9 , SCR32 , SCR46

Committee: House State Affairs

Keywords: residential solar, solar retailer, solar salesperson, solar panel sales, solar lease, solar installation, renewable energy, clean energy, consumer protection, deceptive sales, door-to-door solicitation, occupational registration, TDLR, Texas Department of Licensing and Regulation, Texas Commission of Licensing and Regulation, Public Utility Commission, electrical contractor, interconnection, net metering, Truth in Lending Act

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• And also, we do know that mortgage inflation has increased as well as mortgage payments.
• . make additional payments toward the make additional payments toward the mortgage<00:05:22.000><c> principal
• no way to capture what it is to have digital assets that are unclaimed.
• We're adding in some definitions relating to what digital assets are.
• We're adding in some definitions relating to what digital assets are.

Bills: HB55 , HB104 , HB55 , HB104

Committee: House Financial Services

Keywords: mortgage, payments, financial institutions, borrowers, principal, escrow, homeownership, abandoned property, digital assets, state treasurer, unclaimed property, liquidation, finders, contracts, electronic reporting, fishing, licensing, jubilee, Marine life, Alabama

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• It simply adds digital peer-to-peer payment networks and digital payment networks to the ways that you

Bills: SB1360 , SB1204 , SB1989 , SB1189 , SB1481

Committee: House A&B Education Subcommittee

Keywords: mathematics, student assessment, dyscalculia, intervention services, educational funding, professional development, state department of education, school employees, teachers, support personnel, support employees, public schools, school districts, bereavement leave, paid leave, grief leave, family leave, miscarriage, pregnancy loss, maternity leave

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• good relating to the unrestricted ownership interest in that digital good.
• under which a seller must make a digital good available for download.
• Seller must make a digital good available for download.
• Right now, that's not happening with many digital purchases.
• The FTC has issued consumer alerts and guidance on digital ownership.

Bills: HB2010 , HB2192 , HB2199 , HB2279 , HB2310 , HB2459 , HB2501 , HB2555 , HB2690 , HB2693

Committees: House Commerce , House House Commerce Committee of Reference

Keywords: digital goods, advertising, ownership, license, consumer protection, refund policies, streaming services, minors, content creators, online platforms, compensation, trust accounts, child protection, video content, privacy, employment, mobile homes, recreational vehicles, landlord tenant laws, tenant rights

Transcript Highlights:

• Currently, 86 percent of Floridians consume local news either printed or digitally.
• But what do I do in a digital space?
• But what do I do in a digital space?
• And so, you know, everything is moving to digital.
• And so, you know, everything is moving to digital.

Bills: S0218 , S0380 , S0936 , S0948 , S0962 , S0984 , S1020 , S1180 , S1434 , S1444 , S1612

Committee: Senate Community Affairs

Keywords: land use, disaster recovery, local government, federal assistance, Hurricane relief, legal notices, public accessibility, government transparency, digital publication, government agencies, temporary door locking device, emergency safety, building code, training programs, fire exit security, affordable housing, land development, starter homes, local government regulations, housing shortage

Summary: The committee took up a broad agenda of local government, land use, housing, and public notice bills. It reported favorably SB 984 on firefighter cancer benefits, SB 1612 requiring local governments to accept electronic payments, SB 1180 creating a recall process for community development district board members and adding related CDD provisions on synthetic turf and compact urban mixed-use districts, SB 936 on temporary door locking devices, CS/SB 380 expanding options for publishing legal notices, SB 962 clarifying that the Live Local zoning preemption does not unintentionally capture farms and farm operations, SB 1444 on state preemption involving religious gatherings, private clubs, and certain permitting issues, SB 218 narrowing hurricane-related land-use protections to affected counties, SB 1020 regulating chickee huts, and SB 1434 creating a redevelopment framework for environmentally impacted parcels in certain urban counties. Several of these bills were amended before passage, including SB 1180, SB 380, and SB 948. Testimony was mixed on the more controversial measures. Supporters of SB 984 said the bill clarifies benefits for firefighters diagnosed with occupational cancer. On SB 380, the Florida Press Association and Common Cause opposed shifting legal notices away from newspapers and warned that publication would become more fragmented and harder to find, while the sponsor argued the bill would save money and reflect digital practices. SB 1444 drew support from Florida Family Voice on religious freedom grounds, but the Florida League of Cities and Florida Association of Counties warned that the bill was broad, undefined in places, and could create unintended consequences for local zoning, parking, and permitting. SB 1434 on redevelopment of environmentally impacted land drew support from housing advocates but opposition from counties and cities, which said it would bypass local development review and could allow overdevelopment. The committee also heard substantial testimony on SB 948, which would create a statewide framework for starter-home and lot-split regulations in residential areas. Supporters, including housing advocates, a Gainesville city commissioner, and an urban economist, said local regulations have constrained housing supply and that the bill would help produce more starter homes. Opponents, including the Florida Association of Counties, 1,000 Friends of Florida, and the Florida League of Cities, argued it would function as a statewide zoning code, reduce local planning authority, and create infrastructure and litigation concerns. The bill was amended and then laid over for further consideration after extensive debate and public comment.

Transcript Highlights:

• better known as the Texas Windstorm Insurance Association, to offer no-interest installment premium payments
• This encourages policyholders to take advantage of these payment options.
• financing companies, even though they could pay interest-free through TWAIA's no-interest installment payment
• They will have a better option for their clients with the installment payments.
• ultimately denied, the health plan can recover the difference. between in-network and out-of-network payments

Bills: HB778 , HB 1266 , HB1576 , HB2213 , HB2517 , HB2518 , HB2841 , HB3306 , HB3320 , HB3388 , HB3508 , HB3520 , HB3689

Committee: House Insurance

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Transcript Highlights:

• We have many widows and widowers and workers that cannot make their mortgage payments because of the
• alternative to individual policies, it helps... ...and the economies of scale, we see high single-digit
• reductions or low double-digit reductions.

Bills: HB778 , HB 1266 , HB1576 , HB2213 , HB2517 , HB2518 , HB2841 , HB3306 , HB3320 , HB3388 , HB3508 , HB3520 , HB3689

Committee: House Insurance

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Transcript Highlights:

• This will allow the use of digital tools like aerial or satellite images to inspect property, not drones
• digital technology.
• This is just expanding the use for digital currency, not what already is being done.
• Senator, by digital currency, do you mean crypto or do you mean access to bank accounts or credit cards
• So when we're talking about digital platforms, what we're saying is those individuals who have more mobile

Bills: SB1280 , SB1392 , SB1393 , SB1395 , SB1400 , SB1405 , SB1832 , SB1839 , SB1989 , SB2001 , SB2143

Committee: Senate Revenue and Taxation

Keywords: excise tax, oil tax, natural gas tax, state revenue, Oklahoma Corporation Commission, income tax, tax credit, aerospace sector, employment, economic development, adaptive reuse, affordable housing, urban renewal, economic impact, program, housing, revitalization, urban development, income tax credit, manufacturing

Transcript Highlights:

• </c><00:30:26.399><c> payment</c> use digital payment use digital payment applications.<00:30:28.480>
• </c><00:30:43.039><c> payment</c> treats a wide variety of digital payment treats a wide variety of digital
• </c> business ventures with their own digital business ventures with their own digital payment<01:03:
• It's a wide variety of digital payment services, from peer-to-peer apps to a digital wallet to e-commerce
• </c><01:09:31.920><c> from</c> of digital payment services from of digital payment services from peer-to-peer

Bills: HR981 , HR1228 , HB1526 , HCR14 , SJR18 , SJR28 , HR313

Keywords: federal budget, deficit reduction, economic growth, national debt, bipartisan support, House resolution, congressional subpoena, subpoena enforcement, Oversight Committee, House Oversight and Government Reform, judicial proceedings, declaratory judgment, injunctive relief, House counsel, private counsel, contempt of Congress, Pamela J. Bondi, Department of Justice, DOJ records, Jeffrey Epstein

Transcript Highlights:

• Also, under the Florida Digital Service, it is authorized to contract for health information commodities
• So it's a partnership with the state through Florida Digital Service.
• A digital service.
• The bill clarifies that local governments must accept electronic payments in all instances, not just
• It provides an exemption where another law requires local governments to accept another form of payment

Bills: S0332 , S0464 , S0576 , S0830 , S0964 , S0984 , S1096 , S1296 , S1298 , S1612 , S1656

Committee: Senate Governmental Oversight and Accountability

Keywords: public records, public meetings, property rights, transcripts, settlement negotiations, Veterans Day, K-12 schools, holiday observance, education, Florida statutes, cybersecurity, local government, grant program, data-sharing, Florida Digital Service, ransomware protection, county administrators, city managers, exemption, privacy

Transcript Highlights:

• of care, and what happens when there's a payment dispute?
• As the digital economy grows, states across the nation are exploring new tools to make payments faster
• , more efficient, and create additional payment options.
• It provides DFS with the authority to have a state-designated digital wallet and convert stablecoin payments
• I was given a couple of different options for making payments.

Bills: S0158 , S0314 , S0618 , S0684 , S0838 , S0990 , S1000 , S1082 , S1452 , S1494 , S1500 , S1568 , S1706

Committee: Senate Banking and Insurance

Keywords: pet insurance, consumer protection, insurance regulation, policy disclosure, agent training, payment stablecoin, financial regulation, anti-money laundering, state oversight, digital currency, financial services, workers compensation, Florida statute, commercial insurance, insurance board, electronic signatures, vehicle titles, insurance regulations, auditing, total loss vehicles

Summary: The Banking and Insurance Committee considered a full agenda of insurance, financial services, and probate bills. Early action included SB 1000, setting a floor and ceiling for interest on attorneys’ trust accounts, which was reported favorably. The committee then took up CS/SB 1082 on a statewide provider and health plan claim dispute resolution program for out-of-network emergency claims. Senator Graal explained it as a way to reduce litigation and use a dispute-resolution process similar to the federal No Surprises Act. An amendment intended to require plan disclosure and prevent default by nonparticipation drew questions from members and concerns from insurers and providers about clarity and scope, especially whether it could affect contracted rates or shift claims between state and federal systems. Senator Graal withdrew the amendment, and the bill was reported favorably after testimony from insurers and emergency physicians both supporting the underlying dispute-resolution concept while asking for further clarification. The committee also favorably reported SB 684 on electronic signatures for total loss vehicles and vessels; CS/SB 158 on pet insurance, which adds agent continuing education, stronger consumer disclosures, and annual reporting to OIR; SB 1494 on breast cancer screening coverage, expanding required mammogram and supplemental screening coverage; and CS/SB 314, a strike-all bill creating a Florida framework for payment stablecoin issuers consistent with the federal GENIUS Act. CS/SB 1500 on uncontested probate proceedings was also approved, with an amendment addressing access to safe deposit boxes by requiring letters of administration. SB 618 on workers’ compensation insurance raised the consent-to-rate cap from 10% to 20% for workers’ comp policies and adjusted the Florida Workers’ Compensation Guarantee Association board membership; supporters said it would help keep high-risk employers in the voluntary market. Later, the committee approved CS/SB 1568 creating a Florida Stablecoin Pilot Program within DFS to allow certain stablecoin payments for fees, after a substitute amendment removed authority for a Florida coin, limited eligible stablecoins, and required qualified public deposit handling. CS/SB 838 clarified that convenience fees for electronic payments on retail installment contracts are permissible, while preserving a fee-free payment option; members discussed consumer access and fee concerns. CS/SB 1452, a broad DFS agency bill covering My Safe Florida Home, insurance administration, unclaimed property, licensing, and other departmental changes, was reported favorably after a technical amendment. The committee also approved SB 1706 creating a My Safe Florida Condominium Pilot Program targeted to owner-occupied, lower-income condominiums, and SB 990 authorizing protected cell captive insurance companies in Florida, with supporters arguing it would modernize law and promote competition. The meeting concluded with all bills on the agenda that were heard being reported favorably and the committee adjourning without objection.

Transcript Highlights:

• members, Senate Bill 1043 provides a means for a state agency to accept virtual currency as a method of payment
• It allows them to take the amounts of payments. Mr. Chair, thank you. Mr. Vice Chair, thank you.
• Livingston, correct, it allows them to take the amounts of payments. Mr. Chair. Thank you. Mr.
• This would allow counties to receive payment when the tax lien is sold and would benefit investors by
• And it's to closely monitor the development in Bitcoin exchange traded funds and other digital exchange

Bills: SB1042 , SB1043 , SB1067 , SB1180 , SB1221 , SB1292 , SB1503 , SCR1033

Committees: House Ways & Means , House House Ways & Means Committee of Reference

Keywords: public funds, virtual currency, bitcoin, investment, Arizona Strategic Digital Asset Reserve Act, state treasurer, retirement system, state payments, cryptocurrency, Arizona law, payment methods, government transactions, tax lien, property tax lien, real property tax lien, foreclosure, right of redemption, redeem, excess proceeds, county abatement lien

Transcript Highlights:

• Case and Citibank are the most likely methods of payment.
• Payment card networks, not banks.
• Ours is focused on payment card networks.
• Think of the payment, new payment modalities, like Apple Pay and Venmo.
• This act harms the U.S. payment system by fundamentally altering how the payments are processed, all

Bills: HB245 , HB245 , HB700 , HB2783 , HB3526 , HB3900 , HB4061 , HB4124 , HB4166 , HB4395 , HB4534 , HB4609 , HB4641 , HB4736 , HB4738 , HB4739 , HB4945 , HB5015 , HJR175

Committee: House Pensions, Investments & Financial Services

Keywords: property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees

Transcript Highlights:

• We remove the UCC if they get back on a payment plan.
• And then this is your weekly payment or whatever the frequency of the payments.
• But it's your choice to accept that form of payment.
• The interconnected payment networks are a part of a system.
• You're gonna process my payment.

Bills: HB245 , HB700 , HB2783 , HB3526 , HB3900 , HB4061 , HB4124 , HB4166 , HB4395 , HB4534 , HB4609 , HB4641 , HB4736 , HB4738 , HB4739 , HB4945 , HB5015 , HJR175 , HB245

Committee: House Pensions, Investments & Financial Services

Keywords: military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance

Bills: H4738 , H4843 , H4844 , H4845 , H4849 , H4878 , H4887 , H4924 , H5052 , H5053 , S2878 , S2894 , S2897 , H5102 , H5107 , H5108 , H5109 , H5128 , H5136 , S2963 , S2956

Committee: Joint Joint Committee on Municipalities and Regional Government

Keywords: Holyoke, City Council, municipal governance, special meetings, local government transparency, park land exchange, Lexington, public use, school committee, athletic fields, town administrator, employment authority, Wilbraham, local law, Uxbridge, public meeting notices, legal notices, municipal transparency, local government, digital publication

Transcript Highlights:

• The state treasurer may loan the digital assets acquired as an investment under this section to bring
• They don't have property tax that would cover digital assets.

Bills: HB227 , HB556 , HB543 , HB542 , HB482 , HB483 , HB484

Committee: House Ways and Means General Fund

Keywords: firefighter benefits, occupational disease, line of duty, disability pension, death benefits, retirement benefits, hypertension, heart disease, respiratory disease, cancer presumption, HIV, hepatitis, municipal firefighters, state firefighters, fire districts, workers' compensation, public safety employees, post-retirement benefits, benefit eligibility cutoff, occupational illness

Bills: HF3403 , HF2687 , HF2381

Committee: House Housing Finance and Policy

Keywords: HF3403, emergency rental assistance, rental aid, homelessness prevention, housing crisis, imminent risk of homelessness, eviction prevention, county aid, Tribal governments, local government aids, general fund appropriation, Minnesota revenue commissioner, poverty level, low-income housing, housing stability, family homeless prevention and assistance, emergency housing assistance, HF2687, single-family homes, corporate landlords