Video & Transcript Research : 'depository institutions'

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WY
WY

Wyoming 2026 Regular Session

House Minerals, Business & Economic Development Committee, February 18, 2026

Minerals, Business & Economic Development

WY
WY

Wyoming 2026 Regular Session

Senate Minerals, Business & Economic Development Committee, February 18, 2026

Minerals, Business & Economic Development

Transcript Highlights:
  • A banking entity, a state-chartered bank that is chartered as a SPDI, a special purpose depository institution
  • <00:36:47.599> uh SP55, Special Purpose Depository Institution Amendments.
  • <00:41:22.640> institution<00:41:23.119> to purpose depository institution to purpose
  • depository institution to commence<00:41:23.680> business<00:41:24.560> under<00:41:24.880
  • these failed institutions. these failed institutions.
Bills: SF0021, SF0022, SF0054, SF0055
Keywords: stable token, liquidity, trust account, Wyoming, fund distribution, financial regulation, state commission, decentralized, nonprofit association, merger, conversion, liability, membership, governance, indemnification, banking regulation, special purpose depository institution, conversion process, Wyoming state laws, financial services
US
US

US Federal 2025-2026 Regular Session

Business meeting to consider an original bill entitled, "GENIUS Act of 2025", and S.875, to curtail the political weaponization of Federal banking agencies by eliminating reputational risk as a component of the supervision of depository institutions. Mar 13th, 2025 at 09:00 am

Banking, Housing, and Urban Affairs Committee

Transcript Highlights:
  • put more fundamental AML requirements in the classifying payment stablecoin issuers as financial institutions
  • And for regular money, we require banks and other financial institutions, the ones that actually move
  • During the previous administration, financial institutions across South Dakota were negatively impacted
  • The Taylor Act It mandates that federal financial regulators consider individual financial institutions
  • My amendment urges regulators to examine and report institutions whose main business is overdraft fees
Bills: SB875
Keywords: banking regulation, federal agencies, reputational risk, financial services, supervision, FIRM Act, bank supervision, depository institutions, federal banking agencies, FDIC, OCC, Federal Reserve, NCUA, CFPB, credit unions, Operation Choke Point, financial discrimination, safety and soundness, supervisory guidance, examination manual
Summary: This meeting focused on the markup of the Genius Act and the FIRM Act, two significant pieces of legislation addressing stablecoin regulation and the financial industry's regulatory framework. The Chairman noted the importance of providing clarity to the digital asset community and protecting American consumers, while also promoting innovation and competition within the financial sector. Members of both parties expressed varying viewpoints, with some highlighting concerns related to national security and the potential risks associated with stablecoins.
AZ
AZ

Arizona 2026 Regular Session

02/03/2026 - House Regulatory Oversight

Regulatory Oversight

Transcript Highlights:
  • The newly created money, financial institutions, Wall Street, are the ones that benefit.
  • Citizens would purchase gold held in a state depository. The gold is fully allocated.
  • It does not belong to the depository.
  • Citizens would purchase gold held in a state depository. The gold is fully allocated.
  • It does not belong to the depository.
Bills: HB2123, HB2140
Keywords: bullion, depository, legal tender, Arizona, finances, precious metals, financial transactions, investment, state treasurer, gold bullion, treasury management, financial regulations, 1182, all
Summary: The Committee on Regulatory Oversight heard two bills from Representative Lisa Fink related to gold and silver. HB 2123 would create an Arizona Bullion Depository under the State Treasurer, allow a third-party administrator and vault services, require insurance for deposits, and recognize gold and silver as legal tender. Fink and a supporter testified that the bill would make bullion more practical for everyday use through a debit-card-style system, provide an inflation hedge, and expand access beyond wealthy investors. During committee discussion, one member voted present because of the bill’s rulemaking language, while others voted yes; the bill received a do pass recommendation by a 4-0-1 vote. The committee then considered HB 2140, which would allow state and local governments to store bullion in the depository, authorize the State Treasurer to place up to 10% of state monies in bullion, and require the Department of Insurance and Financial Institutions to adopt rules. Fink argued the bill would diversify state assets and protect against inflation and counterparty risk, citing Utah’s treasurer and constitutional support for gold and silver. A member asked whether the rulemaking provision could be removed, and Fink said she was open to discussing that with the treasurer. With no public testimony, the committee approved HB 2140 on a 4-0-1 vote, and then adjourned.
MS
MS

Mississippi 2026 Regular Session

Business and Financial Institutions - Room 216, 25 March, 2026; 9:30 AM

Business and Financial Institutions

MS
MS

Mississippi 2026 Regular Session

Business and Financial Institutions - Room 216, 12 March, 2026; 1:45 PM

Business and Financial Institutions

MS
MS

Mississippi 2026 Regular Session

Business and Financial Institutions - Room 216, 2 March, 2026; 4:30 PM

Business and Financial Institutions

Keywords: Business and Financial Institutions - Room 216, 2 March, 2026; 4:30 PM, 925, all
Summary: The committee took up several House bills related to fraud prevention and business filing procedures. On HB 1719, members discussed creating a study committee to examine prevention strategies for financial fraud and related scams, with the sponsor citing a sharp increase in securities division investigations and the need to coordinate among multiple state agencies. Questions focused on whether the study would include deed fraud and veterans’ fraud; the sponsor said the committee was initially aimed at securities fraud but could be expanded, and noted the Veterans Affairs director was included. An amendment adding the president of the Mississippi Bankers Association or designee was adopted, and the bill was given a do pass strike all recommendation. HB 1532 would allow the Secretary of State to remove fraudulent business filings and protect personal information used without consent. The sponsor explained that current law does not let the office remove a filing even when someone’s name, address, or phone number is used fraudulently, and said the bill would create a process to investigate complaints and take down fraudulent filings. Members clarified that the bill would not address scam solicitation letters sent to businesses, only fraudulent filings themselves. The committee then voted title sufficient, do pass. HB 1642 would move dissolution notices for corporations and LLCs to electronic notice. The sponsor said Mississippi already requires email addresses on filings and has been sending both email and mailed notices, but the bill would allow email-only notice and save about $65,000 in mailing costs while improving response rates. After concerns were raised about whether electronic notice alone was enough before a business is dissolved, the committee adopted a reverse repealer amendment to keep working on the issue, then reported the bill out with a title sufficient, do pass strike all recommendation and rose and reported.
MS
MS

Mississippi 2026 Regular Session

Business and Financial Institutions - Room 409, 26 February, 2026; 9:15 A.M.

Business and Financial Institutions

MS
MS

Mississippi 2026 Regular Session

Business and Financial Institutions - Room 216, 3 February, 2026; 1:00 PM

Business and Financial Institutions

MS
MS

Mississippi 2026 Regular Session

Business and Financial Institutions - Room 409, 2 February, 2026; 2:00 P.M.

Business and Financial Institutions

Transcript Highlights:
  • That has in turn created this limbo where financial institutions are essentially forced to then store
  • the abandoned property indefinitely, including in the case of several institutions for literally decades
  • I think it gives another layer of protection to the financial institutions if they send it registered
  • if they send it registered institutions if they send it registered mail,<00:21:02.480> but<00
  • and our healthcare institutions.
Keywords: Business and Financial Institutions - Room 409, 2 February, 2026; 2:00 P.M., 925, all
Summary: The committee first took up Senate Bill 2725, which would shorten the required hold period for pawn brokers on precious metal coins and bullion from 21 days to 3 days, change fingerprinting renewal from annually to every three years to match FBI requirements, and make a technical address update. The sponsor and a Mississippi Pawn Brokers Association representative said the change was needed because gold and silver prices are volatile and pawn brokers are disadvantaged compared with jewelry stores. After questions about whether the bill affected pawn loans, the committee adopted a do pass motion and passed the committee substitute. Next, Senate Bill 2530 on perpetual care cemeteries would raise the trust-fund threshold from $50,000 to $75,000 and allow longer-term CDs so cemetery funds can earn more interest. Members discussed Secretary of State oversight, annual reporting, and the fact that only interest, not principal, may be used for cemetery care. The committee then moved the bill out with a title sufficient do pass recommendation. The committee also considered Senate Bill 2712, which would allow small lenders to charge up to a $10 fee for insurance in lieu of filing a UCC on certain collateralized loans. It was described as a way to reduce costs and follow guidance from the Department of Banking and Consumer Finance, and it was passed out on a do pass motion. Senate Bill 2714, a major unclaimed property bill, drew extended discussion about creating a legal process for abandoned safe deposit boxes: banks would inventory contents with a notary and two officers, notify owners and heirs, transfer contents to the Treasurer after notice periods, and allow the Treasurer to auction items while preserving proceeds for claimants. Members raised concerns about notice methods, privacy, wills and other documents, and whether first-class mail should be changed to registered mail; the committee adopted a conceptual amendment to use registered mail and added a reverse repealer, then passed the bill out. Finally, Senate Bill 2732 was introduced to combat identity theft by allowing a child’s credit to be frozen at birth through a form provided with the birth certificate. The sponsor said the bill is aimed at protecting minors from fraud and noted that credit freezes and unfreezes are free. The discussion was brief, and the bill was presented as a consumer protection measure for children.
MS
MS

Mississippi 2026 Regular Session

Business and Financial Institutions - Room 210; 28 January, 2026: 2:00 PM

Business and Financial Institutions

Transcript Highlights:
  • Um, then so long as the board is operating the institution, they can approve a dividend without seeking
  • Um then so long as the board is operating<00:03:52.560> the<00:03:53.440> institution,<
  • 00:03:54.400> they<00:03:54.640> can operating the institution, they can operating the
  • institution, they can approve<00:03:54.959> a<00:03:55.200> dividend<00:03:55.599> without
Keywords: Business and Financial Institutions - Room 210; 28 January, 2026: 2:00 PM, 925, all
Summary: The committee took up several banking, real estate, and licensing bills. Senate Bill 20007 would remove the repeal date for Mississippi Department of Banking and Consumer Finance authority to conduct joint bank exams with the Federal Reserve, after testimony that the program has been successful; it was passed out on a do-pass motion. Senate Bill 2011, extending the repeal date for the Mississippi Debt Management Services Act by three years, was also passed out. Senate Bill 2383, a banking modernization bill, was explained as updating definitions and procedures, including treating ITMs like ATMs, allowing state banks to approve dividends without prior regulatory approval if in good standing, streamlining articles-of-incorporation amendments by making the banking commissioner the final approver, and eliminating parity-request requirements for certain public welfare investments; it was passed out as a committee substitute. The committee then considered Senate Bill 2711, which would update residential mortgage lending recordkeeping and disclosure language under the SAFE Act to remove obsolete federal references and better fit manufactured-home lending; it was passed out as a committee substitute. Senate Bill 2706, a professional engineers and surveyors bill, was described as a reorganization and modernization of licensure statutes, with the main policy change expanding who may recommend board appointments, staggering six-year terms, and barring recent disciplinary offenders from board service; after questions about appointment advice-and-consent and term length, it was passed out as a committee substitute. Senate Bill 2713, supported by the Mississippi Association of Realtors, would codify buyer agency agreements and move the required signing deadline from before a home is shown to before an offer is submitted; it was passed out. Senate Bill 2748 would align real estate statutes with current rules, replace certified-mail renewal notices with email notices, and extend the earnest-money submission deadline from one business day to two; it was passed out as a committee substitute. Senate Bill 2715, from the Department of Banking and Consumer Finance, would clarify the new money transmitter law, direct collected fees and penalties to enforcement of the act, add consumer notices and fraud warnings, and create data-security requirements based on a model law; senators questioned the fund balance, annual budget, and the relationship to a separate virtual currency kiosk bill, but the bill was passed out. The final bill on the agenda, 2768, was postponed to the committee’s Monday meeting, and the committee then rose and reported.
MS
MS

Mississippi 2025 Regular Session

Business and Financial Institutions - Room 409, 28 March, 2025; 10:30 A.M.

MS
MS

Mississippi 2025 Regular Session

Business and Financial Institutions - Room 216, 27 March, 2025; 1:00 PM

MS
MS

Mississippi 2025 Regular Session

Business and Financial Institutions - Room 409, 3 March, 2025; 4:45 P.M.

MS
MS

Mississippi 2025 Regular Session

Business and Financial Institutions - Room 210; 4 February, 2025: 2:00 PM

MS
MS

Mississippi 2025 Regular Session

Business and Financial Institutions - Room 210; 30 January, 2025: 2:00 PM

MN
MN

Minnesota 2025-2026 Regular Session

Commerce Committee Meeting - 2025-04-10

Commerce Finance and Policy

Transcript Highlights:
  • Following the lead of other states, we propose instituting an assessment to ensure that there's stable
Bills: HF1646, HF2443
Keywords: medical debt, debt relief, healthcare financing, consumer protection, financial hardship, commerce, cannabis, insurance, housing, ombudsperson, affordability, property, task force, financial institutions
TX
TX

Texas 89th Regular

S/C on County & Regional Government Mar 24th, 2025

S/C on County & Regional Government

KY
KY

Kentucky 2026 Regular Session

Interim Joint Committee on Appropriations & Revenue. (6-3-26)

Appropriations & Revenue

Transcript Highlights:
  • Next step we have on the agenda: taxation of financial deposit institutions, and we may have Barbara
  • deposit institutions and we may<00:36:55.920> have<00:36:57.000> Barbara<00:36:57.360>
  • institutions started to become taxed. institutions started to become taxed.
  • And in the old days, before it, as Barbara alluded to, financial institutions were one of those.
  • were one of financial institutions were one of those. those. those.
Keywords: Meeting Start 00:00:00 Votruba Young Scholars Academy 00:01:55 Taxation of Financial Deposit Institutions 00:36:50, 958, all
KY
KY

Kentucky 2026 Regular Session

Capital Projects and Bond Oversight Committee - (4-27-26)