Transcript Highlights:

• If the claimant or the insured...
• Flood Insurance Program policies.
• It also under flood insurance policy would not just be limited to flood insurance program policies, but
• So, in essence, if insurance companies feel the need to raise insurance rates below a 5% threshold, they
• in a variety of insurance products.

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Transcript Highlights:

• Insurance will come to order. The clerk will call the roll. Dean. That's it.
• Members, healthcare provider insurance credentialing is a process by which insurers validate the qualifications
• The Texas Department of Insurance requires an insurer to determine a provider's eligibility within 90
• The insurer is entitled to payment from the provider and/or their practice to cover the difference from
• I am a chiropractor that practices in New Braunfels, Texas.

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Transcript Highlights:

• Last fall across North Texas, customers with homeowner's insurance from a particular insurer received
• flood insurance, and personal umbrella insurance policies from the bill.
• practice, to make the issuance, delivery, or renewal of a residential property insurance policy contingent
• Or an affiliated insurer or agent.
• My house insurance shot through the roof.

Bills: SB213, SB378, SB610, SB681, SB918, SB1172, SB1252, SB1343, SCR8

Keywords: SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual

Summary: The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, first reporting SB 1006 favorably after adopting a committee substitute that adds quarterly ZIP-code-level reporting to TDI on insurer declinations, cancellations, and nonrenewals. The committee also adopted substitutes and favorably reported SB 388, which adds nuclear to a credit program and excludes batteries from the dispatchable definition; SB 917; SB 504, which narrows reporting requirements for certain local entities, raises a salary threshold, and authorizes AG injunctive relief; SB 925, which clarifies that federal match dollars are included in a PLA-related prohibition; and SB 815, which removes downcoding references and focuses on AI use in prior authorization. SB 815 advanced on an 8-2 vote, while SB 388 advanced 6-3 and the others were reported 9-0 or 6-0 as noted. The committee then heard testimony on SB 378, which would prohibit aestheticians and cosmetologists from administering injections or using prescriptive medical devices unless legally authorized and would clarify TDLR disciplinary authority. The author and a retired neurosurgeon testified that unsafe, unauthorized injections pose real patient risks, and a TDLR witness said the bill addresses a long-standing regulatory gap. SB 378 was left pending after testimony. The committee also heard SB 1252, aimed at reducing municipal permitting barriers for residential backup power systems; the author and industry witnesses said city permitting is costly and inconsistent, while municipal utility representatives and advocates said the substitute preserved safety and utility oversight. That bill was also left pending. Additional bills heard but left pending included SB 1172, which would let LPs and LLCs sell their own property without a real estate license; SB 681, which would extend engineer license renewal periods and apply similar flexibility to engineering firms; SB 918, a TDLR cleanup bill for orthotics and prosthetics exemptions; SB 1343, which would require data brokers to post a clear link explaining Texans’ privacy rights and how to exercise them; SB 213, which would prohibit forced bundling of residential property and auto insurance while preserving voluntary discounts; SB 610, which would codify TDLR’s anti-trafficking unit; and SCR 8, expressing opposition to a central bank digital currency over privacy, security, and financial-stability concerns. Public testimony on SB 1343 and SB 213 was generally supportive, with consumer and advocacy groups emphasizing privacy, competition, and survivor safety, and the committee closed the day with those measures and others left pending.

Transcript Highlights:

• Customers had their homeowner's insurance with a particular insurer received notice that the renewal
• flood insurance and personal umbrella insurance policies from the bill.
• An unfair, deceptive trade practice to make the issuance, delivery, or renewal of a resident and private
• insurance policy contingent on the purchase of a personal automobile and policy from the same insurer
• , one affiliated insurer or agent.

Bills: SB213, SB378, SB610, SB681, SB918, SB1172, SB1252, SB1343, SCR8

Keywords: SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual

Bills: S0806

Keywords: right to repair, repairability, consumer repair, independent repair provider, authorized repair provider, portable wireless device, smartphone repair, cell phone repair, mobile device, agricultural equipment, farm equipment, tractor, combine, diagnostic information, repair manuals, parts availability, tools, embedded software, firmware, security module

Summary: The Committee on Agriculture took up SB 806, a consumer and agricultural equipment right-to-repair bill sponsored by Senator Truenow. The bill was described as expanding repair options for portable wireless devices and farm equipment while protecting trade secrets. Two amendments were adopted: one clarified that portable devices do not include motor vehicles, and another was a technical staff amendment. Testimony included support for the general goal of repair access, but opposition from a John Deere dealership representative, who warned the bill could weaken local dealer support, reduce parts inventory, increase downtime, and create emissions-compliance risks. The Consumer Technology Association also opposed the bill in its current form, citing concerns about a patchwork of state laws, a private right of action against manufacturers, and inconsistencies with other states’ repair laws. After closing remarks from Senator Truenow, the committee voted to report CS for SB 806 favorably. The committee then heard a presentation from Florida 4-H state officers and alumni, who highlighted 4-H’s role in youth development, leadership, agriculture, STEM, and healthy living. They described statewide participation of more than 216,000 youth, the impact of camps and hands-on programs, and efforts to raise funds for facility improvements, including Camp Cherry Lake and Camp Timpoochee. Members asked about how youth discover 4-H, what drives participation, and the organization’s growth goals, including reaching 300,000 youth. Next, Florida FFA state officers presented on agricultural education and FFA’s role in preparing students for careers in agriculture and related fields. They emphasized the three-part model of classroom instruction, supervised agricultural experience, and FFA leadership activities, and noted Florida’s membership growth to more than 65,000 students, supported by state funding that allows all agricultural education students to participate at no cost. Members discussed the need for technology and AI to help meet future food-production demands, and the presenters stressed innovation, urban agriculture, and efficiency as key to feeding a growing population. The meeting concluded with general comments of support and a request for a group photo with the students.

Transcript Highlights:

• It's not an expansion of practice.
• We believe it's in the nurse practitioners' scope of practice to do that. >> Any questions about the
• not have interruptions in their schedule, and we believe it's in the nurse practitioners' scope of practice
• <00:08:38.399> So,<00:08:38.640> thank scope of practice to do that.
• So, thank scope of practice to do that.

Bills: HB146, HB276

Keywords: youthful offender, criminal justice, capital murder, public safety, victims' rights, social media, minor safety, child online safety, teen accounts, parental controls, age verification, digital privacy, online platform regulation, content moderation, deceptive trade practice, Attorney General enforcement, cyber safety, mental health, youth mental health, screen time

Transcript Highlights:

• trade practice under our statutes.
• Section 21 provides that a violation of the Act is a violation of the Deceptive Trade Practices Act and
• The practice The practice is home to a fully operational teaching, training, and research clinic that
• Many of the patients that I see have insurance coverage, but their insurance is discriminating against
• Insurance.

Bills: AB52, AB76, AB163, AB388, AB483

Keywords: health insurance, claims process, insurance regulation, admin penalties, healthcare access, cannabis, cannabis establishment, medical cannabis, adult-use cannabis, advertising regulations, packaging requirements, unlicensed cannabis activities, state prosecution, confidentiality, Cannabis Compliance Board, disciplinary proceedings, mental health, counseling, interstate practice, telehealth

Transcript Highlights:

• They'll Cyberexction tablets as they come, and that would typically be covered by insurance.
• of practice expansion through this building just with whispers like you're doing a good job.
• The FTC warned about their Practices.
• There's no fiscal impact or really changed to business practices.
• It has to do with the requirements for the malpractice insurance.

Bills: HB3552, HB2984, HB4124, HB3934, HB3448, HB3131, HB4200, HB4201, HB3011, HB1912, HB3380, HB3881, HB3538, HB3851, HB3907, HB4430, HB4431, HB4457

Keywords: childcare, differential pricing, Department of Human Services, child care subsidy, licensed providers, emergency legislation, child care, subsidy program, annual report, program integrity, overpayments, ivermectin, over-the-counter medication, pharmacy immunity, healthcare access, FDA approval, prescription, public health, dentistry, licensing

Transcript Highlights:

• They were told their insurance policy wasn't going to be renewed because their insurer wasn't writing
• Physician assistants or advanced practice nurses are hired by a practice.
• This is a standard practice for insurance for all other methods. Interventions.
• Their insurance companies...
• This bill doesn't create any new types of insurance or eliminate insurance.

Bills: HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Transcript Highlights:

• When I do polling on windstorm insurance...
• I represent the Texas Coalition for Affordable Insurance Solutions. Insurance solutions.
• Any insurer may provide personalized property and casualty insurance that creates economies of scale
• We're an insurance distribution firm delivering tailored insurance solutions as individuals together.
• The insured is our client, and the insurance carrier is our trading partner.

Bills: HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Bills: SB186, SB187

Keywords: internet filtering, child protection, obscene content, civil liability, manufacturers, app store, app store provider, app developer, mobile app, age verification, parental consent, minor safety, child online safety, parental controls, age gating, digital privacy, data protection, in-app purchases, online consumer protection, deceptive trade practice

Transcript Highlights:

• , but it's not an insurance policy.
• ...pursue private deposit insurance, as opposed to just running their deposit insurance through the
• So, the deposits will still be insured whether they are insured federally through the national credit
• unions or, um, through a private insurance broker who is willing to cover this type of insurance. >>
• This meeting is adjourned. insured for depository insurance. So, insured for depository insurance.

Bills: HF3298, SF3832, HF3528, HF3516, HF3972, HF4118

Keywords: underground storage tanks, petroleum, reimbursement program, environmental regulation, pollution control, dairy assistance, investment relief, agriculture support, food production, economic relief, barbering, licensing, examinations, barber schools, public safety, certifications, Barber Examiners Board, dentistry, licensure, registration

Transcript Highlights:

• Insurance Association with comments. Insurance Association with comments.
• non-renewal of a property insurance non-renewal of a property insurance policy.
• <00:34:51.640> practices.
• Okay, next measure: House Bill 2614, House Draft 1, relating to deceptive practices.
• And the last measure on this agenda is House Bill 2614, House Draft 1, relating to deceptive practices

Bills: HB1511, HB1535, HB1642, HB1753, HB1810, HB2282, HB2614

Keywords: consumer protection, unsolicited mail, unsolicited email, junk mail, spam email, deceptive marketing, misleading solicitation, high-pressure sales, vehicle warranty, auto warranty, service contract, home warranty, license renewal, registration renewal, government impersonation, affiliation disclosure, direct mail, email marketing, consumer fraud, refund

Summary: The committee heard several consumer-protection and insurance measures. HB 1511 HD2 would prohibit unsolicited mail or email using high-pressure tactics or falsely implying affiliation with another entity; it drew support from the Office of Consumer Protection, the DCCA Insurance Division, and the Service Contract Industry Council, with some written support and at least one opposition. HB 1535 HD2, concerning automated external defibrillators and a tax-related provision for devices installed in certain public accommodations, received comments from DOTAX and the Tax Foundation, with additional support from the Department of Health and other groups. HB 1642 HD1 would ban ownership or operation of digital financial asset transaction kiosks that accept U.S. currency; it was strongly supported by OCP, the Attorney General, and AARP, while kiosk operators and industry representatives opposed the ban and urged a regulatory approach instead, including licensing, transaction limits, refunds, and other safeguards. Members questioned whether federal action could preempt the bill and whether a licensure regime could be funded through a surcharge, but no action was taken during the discussion. The committee also took up HB 1753 on social media account deletion and permanent erasure of personal information, with OCP standing on its initial comments and TechNet and Will Caron in support. HB 1810 HD2 would impose prompt payment and financial reporting requirements on professional solicitors selling donated tangible property on behalf of charities; Goodwill Hawaii testified in strong support, emphasizing donor trust and transparency, and several nonprofit and business groups submitted supportive testimony. HB 2282 HD1, which would require explanations for premium increases and clarify insurance licensing and cancellation/non-renewal procedures, was supported by the Insurance Division and OCP; a vice chair asked for complaint data related to condo associations, and a member noted that the same agencies had previously opposed similar Senate bills. Finally, HB 2614 HD1 would require cosmetics merchants to accept returns of new or unopened goods within specified time frames and improve signage requirements; OCP said the bill addressed longstanding complaints about high-pressure sales tactics and no-return policies, citing over 180 complaints and survey results showing most complainants did not understand the policy and felt misled.

Bills: SB80, SB1101, SB1813, SB1966

Keywords: SB80, legislation, state law, public safety, community impact, local governance, dental coverage, insurance reporting, healthcare access, dental loss ratio, community benefits, Oklahoma law, Athletic Trainer, Compact, interstate practice, licensure, public health, workforce development, military spouses, telehealth

Bills: HB 1106, HB 3284, HB 541, HB 713, HB 1403, HB 1586, HB 1942, HB 2070, HB 2844, HB 2851, HB 3151, HB 3749, HB 3940, HB 3963, HB 4454, HB 4466, HB 4795, HB 5154, HB 5394, SB 1357, HB 1052, HB 4099, HB 4638, HB 5147

Keywords: child abuse, neglect, gender identity, sexual orientation, child welfare, marriage, family, Texas Commission, family welfare, marriage support, stability, premarital education, child development, strong families, direct patient care, healthcare, physicians, medical services, insurance regulation, maternal health

Bills: HB 1106, HB 3284, HB 541, HB 713, HB 1403, HB 1586, HB 1942, HB 2070, HB 2844, HB 2851, HB 3151, HB 3749, HB 3940, HB 3963, HB 4454, HB 4466, HB 4795, HB 5154, HB 5394, SB 1357, HB 1052, HB 4099, HB 4638, HB 5147

Keywords: child abuse, neglect, gender identity, sexual orientation, child welfare, marriage, family, Texas Commission, family welfare, marriage support, stability, premarital education, child development, strong families, direct patient care, healthcare, physicians, medical services, insurance regulation, maternal health

Bills: HB610, HB620, HB582, HB610, HB620, HB582

Keywords: state bank, public bank, government funds, financial services, constitutional amendment, tax abatements, international headquarters, publicly traded companies, economic incentives, Alabama tax reform, social-emotional learning, education policy, parental consent, K-12 education, teacher training, student surveys, disciplinary action, automatic renewal, consumer protection, cancellation policy

Transcript Highlights:

• <00:20:09.960> representative be made by an insurance representative be made by an insurance
• We lost an insurance company in Minnesota. We lost an insurance carrier in Minnesota.
• ,<00:44:35.160> safe communities like ours a practical, safe communities like ours a practical
• ,<01:15:26.600> but the patient is on their insurance, but the patient is on their insurance
• ><01:42:21.120> already practice where anesthesiologists already practice where anesthesiologists

Bills: HF4712, HF4801, HF3756, HF4860, HF4931, HF4289, HF4460

Keywords: residential pools, swimming classes, certification, private business, health safety, health care, prior authorization, managed care, medical assistance, mental health, substance use treatment, chronic conditions, health insurance, insulin, healthcare access, pharmacy regulations, patient assistance, affordable medication, healthcare, pharmacy

Summary: The committee met at 1:00 p.m., confirmed a quorum, and approved the April 8, 2026 minutes. The first bill heard was House File 4712, which was laid over after the committee adopted a DE2 amendment. Representative Schultz said the bill would create a narrow additional exception to public pool limitations so highly certified swimming instructors could use certain pools for specialized infant, youth, and developmental-disability swim instruction. The only testifier, Tessa Seppelt, described ISR instruction as water-safety and drowning-prevention training for very young children and children with developmental delays, and said access to appropriate facilities is the main barrier. Members raised questions about emergency egress, public safety, and insurance coverage, and the author said he would follow up on those concerns. The committee then took up House File 4801, a bill by Representative Nadeau aimed at health care program integrity. He said it would align commercial and Medicaid partners to reduce waste, fraud, and abuse by changing prior authorization and retrospective review processes, improving data sharing on suspected fraud, addressing conflicting or duplicative services, allowing managed care organizations to verify provider credentials, and making risk corridors in MCO contracts permanent. The Minnesota Council of Health Plans supported the bill, saying it would help detect fraud and improve coordination, while the Minnesota chapter of the American Academy of Pediatrics opposed it, arguing that expanded prior authorization would delay care, increase physician burden, and harm children with chronic conditions. Members debated patient safety, fraud detection, and whether the bill would undermine recent prior-authorization reforms. The bill was laid over. House File 3756, a technical update to the insulin safety net program, was also laid over. Representative Backer said the bill clarifies that a hospital-use intravenous insulin product is not part of the program because it is sold only to health care institutions and infused by practitioners, not dispensed to patients for self-use. The Board of Pharmacy testified that the language was drafted to avoid affecting future legitimate uses, and members asked whether the definition could limit new uses if treatments change. The committee then began House File 4860, but the transcript cuts off before the bill’s presentation is completed.

Transcript Highlights:

• <00:14:26.000> Senator Mutual Insurance Authority. Senator Mutual Insurance Authority.
• <04:06:02.720> to does is it requires the insurers to does is it requires the insurers to
• The insurers prescription drugs.
• by deception. by deception. >> Senator<04:12:27.040> from<04:12:27.199> Taylor.
• Insurance Authority. Senator McDaniel. Insurance Authority. Senator McDaniel.

Bills: HB567, HB776, HB2, HB568, HB619

Keywords: open records, public access, transparency, government accountability, public agency, dental practice, licensing, administrative regulations, dental assistants, supervision, Medicaid, community engagement, healthcare, managed care, eligibility, public assistance, insurance, public adjuster, claim process, contract requirements

Transcript Highlights:

• Miller, an advanced practice registered nurse, has to have a supervising physician to practice.
• Section 1 is for HMOs, Section 2 is for regular insurers and just says that an advanced practice registered
• For over a hundred years, the Texas Insurance Code has included anti-rebating laws which prohibit insurance
• directly with life insurance, retirement products, and various health insurance products offered in
• We're going to shift from health insurance to a very niche industry of prescribed burning insurance.

Bills: HB139, HB1818, HB1942, HB1959, HB2221, HB2254, HB2563, HB2067, HB2275, HB3211, HB139

Keywords: HB 1818, Texas Insurance Code, Texas Department of Insurance, commissioner of insurance, health maintenance organization, HMO, insurer, utilization review, preauthorization, prior authorization, medical necessity review, health care services, medical care, insurance regulation, insurance examination, regulatory oversight, confidential records, public information exception, Chapter 843, Chapter 1301