Bills: SB326, SB326

Keywords: sheriff, credit card, debit card, financial procedures, Jackson County, purchasing authority, boating regulations, anchoring, rafting, enforcement mechanism, environmental protection, 1136, house, all

Transcript Highlights:

• All of this fraud that we have going on, that people claiming addresses that don't belong to them.

Bills: SF0024

Keywords: lottery, debit card payments, gambling regulations, state revenue, financial transactions, 916, all

Transcript Highlights:

• a debit card because they does not allow a debit card because they have<00:04:31.600> an<00:04
• card bills, debit cards, their credit card bills, debit cards, straight<00:09:09.279> out<00:09
• They carry debit cards, and customers get irritated when they can't use debit cards.
• They carry debit cards, and customers get irritated when they can't use debit cards.
• They carry debit cards, and customers get irritated when they can't use debit cards.

Bills: SF0024

Keywords: lottery, debit card payments, gambling regulations, state revenue, financial transactions, 916, all

Transcript Highlights:

• or debit card information.
• This is crucial to… investigations because certain perpetrators of credit card or debit card abuse work
• and debit card skimming-related crimes in Texas.
• It ensures that law enforcement can target the full spectrum of credit. and debit card fraud with clarity
• Now debit and credit card fraud has overtaken. and loan losses as the primary source of loss in those

Bills: HB201, HB272, HB618, HB 1094, HB 1142, HB201, HB272

Keywords: financial crime, card fraud, motor fuel theft, law enforcement, criminal activity, skimmers, prevention, training, credit card fraud, debit card fraud, prosecution, illegal possession, state law, HB 618, Texas insurance code, IVF, in vitro fertilization, fertility treatment, infertility coverage, government employee health benefits

Transcript Highlights:

• Uh, we rely on those debit cards.
• <00:35:00.720> lottery pay the debit card fee that the lottery pay the debit card fee that
• bill mess with debit cards on lottery bill mess with debit cards on lottery bill lottery,<00:35:
• <00:43:00.400> card Tickets, acceptance of debit card Tickets, acceptance of debit card payments
• <00:46:21.920> have have your debit card, but you don't have have your debit card, but you

Bills: SF0052, SF0024

Keywords: wildlife management, environmental restoration, funding, invasive species, aquatic ecosystems, native fish, habitat conservation, lottery, debit card payments, gambling regulations, state revenue, financial transactions, 916, all

Bills: SF0052, SF0024

Keywords: wildlife management, environmental restoration, funding, invasive species, aquatic ecosystems, native fish, habitat conservation, lottery, debit card payments, gambling regulations, state revenue, financial transactions, 916, all

Transcript Highlights:

• and debit card information.
• [Audio unclear] Ranks eighth in credit card fraud, with 45,260 reports made in 2020.
• In 2019, the Legislature passed House Bill 2624, which authorized the prosecution of credit card or debit
• card abuse defined as the unauthorized use of a physical card or its...
• or debit card information when someone illegally uses or possesses card data without the cardholder's

Bills: HB46, HB272, HB551, HB1661, HB2820, HB3181, HB4145, HB4157, HB46, HB272

Keywords: low-THC cannabis, dispensing organization, Texas Compassionate-Use Program, medical use, patient access, registration, healthcare, legislation, credit card fraud, debit card fraud, prosecution, illegal possession, state law, political contributions, address privacy, Texas Ethics Commission, election transparency, campaign finance, election supplies, ballots

Transcript Highlights:

• During the 87th legislature, we passed House Bill 2106, which transferred rulemaking authority for card
• The FCIC was originally established to combat card skimming at gas pumps, skimming on electronic terminals
• The goal is to equip law enforcement... ...with the tools needed to combat card skimming across a broader
• These are the ATMs going into the throat of your card reader at the ATM, as well as the point-of-...
• ...sale terminal in any retail store where you believe that you're just inserting or tapping your card

Bills: HB886, HB1514, HB2434, HB2688, HB2802, HB3161, HB3221, HB4029, HB4339, HB4591, HB4774, HB4802, HB4853, HB5627, SB1737

Keywords: retirement, supplemental payment, benefits, Employees Retirement System, eligible annuitants, legislation, annuity, service credit, Employees Retirement System of Texas, employee benefits, pension reform, public retirement systems, municipality pensions, firefighters, police officers, retirement age, DROP program, actuarial studies, pension benefits, municipal retirement

Transcript Highlights:

• Does AARP issue credit cards?
• I understand you don't know, but I believe AARP does have credit cards as an issuer, and I'm thinking

Bills: HB886, HB1514, HB2434, HB2688, HB2802, HB3161, HB3221, HB4029, HB4339, HB4591, HB4774, HB4802, HB4853, HB5627, SB1737

Keywords: retirement, supplemental payment, benefits, Employees Retirement System, eligible annuitants, legislation, annuity, service credit, Employees Retirement System of Texas, employee benefits, pension reform, public retirement systems, municipality pensions, firefighters, police officers, retirement age, DROP program, actuarial studies, pension benefits, municipal retirement

Transcript Highlights:

• Our initial mandate revolved around card fraud and skimming.
• Although gift card fraud can take several forms, an increasingly common and pervasive form is card tampering
• I actually have some gift card fraud cases within our office.
• I think it's a smart way to combat gift card fraud. Happy to answer any questions.
• She would grab a card that looked like a debit card, would steal it, and go... go into the bathroom,

Bills: HB3014, HB3109, HB3126, HB3474, HB3594

Keywords: gift card fraud, counterfeit gift card, gift card tampering, gift card theft, prepaid card, stored value card, retail fraud, financial crimes, consumer protection, organized retail crime, gift card skimming, magnetic stripe, chip card, redemption information, gift card packaging, Penal Code, felony theft, state jail felony, third-degree felony, second-degree felony

Bills: HB568, HB499, HB433, HB568, HB499, HB433

Keywords: voting rights, restoration, pardons, Parole Board, re-registration, conviction, states' voting laws, Lawrence County, Sheriff, credit card, debit card, government purchases, discretionary fund, financial accountability, tax distribution, Talladega County, economic development, public safety, rural infrastructure, child labor

Transcript Highlights:

• So if you pay by card, it's $4.73.

Bills: HB2174, HB2496, HB2744, HB2863, HB2910, HB2938

Keywords: insurance regulation, modeling organizations, financial disclosure, rate-making, predictive models, revitalization districts, construction contracts, infrastructure, municipal services, intergovernmental agreements, user fees, landowner agreements, overtime, wages, employee rights, industrial commission, complaints, adjudication, landlord, tenant

Summary: The Commerce Committee heard and advanced five bills. HB 2174, as amended by a strike-everything, redefined “advisory organization” as a modeling and data organization and allowed models used by insurers for rate-making to be filed with DIFI, with DIFI able to require supporting data to verify compliance. The sponsor said the measure was the product of extensive stakeholder negotiations and technical cleanup. The committee adopted the amendment and then approved the bill 10-0 for a due-pass recommendation. HB 2496 would require revitalization district construction contracts to include payment protections allowing contractors and subcontractors to pause or stop work if the district fails to pay. Supporters argued it was a fairness measure to prevent contractors from being forced to continue work without payment; opponents, including bond counsel and the League of Arizona Cities and Towns, warned it could disrupt public infrastructure projects, misalign incentives, and create bond-financing concerns. The committee passed the bill 9-1 with one member present. HB 2910 would extend from 10 to 20 days the time a contractor has to contest an ROC recovery fund claim after notice. The sponsor and Home Builders Association said it was a minor, technical change and requested more time to respond to claims. The committee approved it 10-1. HB 2938, the “penny” bill, would require Swedish rounding for cash transactions when pennies are unavailable, with an amendment clarifying taxes and fees are calculated before rounding and protecting businesses complying with the rule. The sponsor described inconsistent business practices and support from stakeholders; the committee adopted the amendment and passed the bill. HB 2744 would authorize the Industrial Commission of Arizona to investigate and adjudicate overtime wage violations at the state level. Supporters from the carpenters’ unions said federal enforcement is too slow and workers need a faster path to recover earned wages; the Industrial Commission said it would need additional FTEs and spending authority but not general fund money. One member opposed expanding agency authority over private wage disputes, but the committee ultimately passed the bill 10-1 and adjourned.

Transcript Highlights:

• <00:10:06.200> and approach to addressing waste Fraud and approach to addressing waste Fraud
• that would work like a debit card, similar to how families access SNAP benefits.
• But the problem is, and this is a cyclical issue that we're seeing relating to fraud, the biggest fraud
• relating to fraud uh the biggest<01:10:15.320> fraud<01:10:15.640> that<01:10:15.800><
• <01:13:43.120> that focus on one element of the fraud that focus on one element of the fraud

Bills: HF1, HF779, HF1034

Keywords: Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud

Transcript Highlights:

• Members, the Lone Star card is the ID card for financial assistance programs in Texas, such as the Supplemental
• website for. reporting suspected fraud.
• Yes, to answer the first question, it is possible to place a photo on the card, the benefit card.
• if they have a card and the PIN number, so if they have that information, they are able to use the card
• That 11% rate you hear is not fraud.

Bills: SB240, SB1183, SB1184, SB1577, SB2043, SB2051, SCR42, SJR68

Keywords: biological sex, gender identity, public facilities, civil penalties, local government, EBT, electronic benefits transfer, food stamps, SNAP, Supplemental Nutrition Assistance Program, TANF, temporary assistance for needy families, welfare benefits, benefit card fraud, fraud hotline, card replacement, photo ID, recipient photograph, HHSC, Health and Human Services Commission

Transcript Highlights:

• Yes, to answer the first question, it is possible to place a photo on the card, the benefit card.
• the card at a retailer as federally required.
• Chairman and members, we're talking about preventing fraud, right?
• This card is called the Loan Star. card.
• That 11% rate you hear is not fraud.

Bills: SB240, SB1183, SB1184, SB1577, SB2043, SB2051, SCR42, SJR68

Keywords: biological sex, gender identity, public facilities, civil penalties, local government, EBT, electronic benefits transfer, food stamps, SNAP, Supplemental Nutrition Assistance Program, TANF, temporary assistance for needy families, welfare benefits, benefit card fraud, fraud hotline, card replacement, photo ID, recipient photograph, HHSC, Health and Human Services Commission

Transcript Highlights:

• 2024, I was fired from Texas Children's Hospital in retaliation for blowing the whistle on Medicaid fraud
• knowing that there's a possibility that there are illegal surgeries like this taking place and Medicaid fraud
• If you wouldn't mind, uh, filling out a card over here so we can— Denise Sibert: I'm sorry, I registered
• then give us your testimony, and then when you finish, you'll please head over here and fill out a card

Bills: SB 240, SB 1183, SB 1184, SB 1577, SB 2043, SB 2051, SCR 42, SJR 68

Keywords: biological sex, gender identity, public facilities, civil penalties, local government, EBT, electronic benefits transfer, food stamps, SNAP, Supplemental Nutrition Assistance Program, TANF, temporary assistance for needy families, welfare benefits, benefit card fraud, fraud hotline, card replacement, photo ID, recipient photograph, HHSC, Health and Human Services Commission

Transcript Highlights:

• Members, the Lone Star Card is the ID card for financial assistance programs in Texas, such as the Supplemental
• persons to use the card.
• The cards will also be required to display a hotline number and a website for reporting suspected fraud
• So yes, to answer the first question, it is possible to place a photo on the card, the benefits card.
• This card is called the Lone Star Card.

Bills: SB240, SB1183, SB1184, SB1577, SB2043, SB2051, SCR42, SJR68

Keywords: biological sex, gender identity, public facilities, civil penalties, local government, EBT, electronic benefits transfer, food stamps, SNAP, Supplemental Nutrition Assistance Program, TANF, temporary assistance for needy families, welfare benefits, benefit card fraud, fraud hotline, card replacement, photo ID, recipient photograph, HHSC, Health and Human Services Commission

Summary: The committee first heard Senate Bill 1183, by Senator Creighton, which would require Lone Star Cards used for SNAP and TANF benefits to display the recipient’s name and photo, add fraud-reporting information, and require HHSC to track replacement-card requests. Creighton argued the bill would reduce fraud and protect taxpayer dollars, citing Texas SNAP theft and overpayment data. HHSC testified that photo IDs on the card are technically possible and explained how authorized secondary users are added. Dr. Amber O’Connor of Every Texan testified against the bill, saying SNAP fraud is a small share of expenditures, that the proposal would be costly and ineffective, and that federal rules limit mandatory photo requirements. Public testimony closed and SB 1183 was left pending. The committee then heard Senate Bill 1184, also by Senator Creighton, which would lower from 20 years to 10 years the minimum age of collectible wine that Texas collectors may sell to permitted restaurants. Supporters said the change would help Texas restaurants access desirable vintages, keep collectible wine in-state, and align with market demand; invited witnesses from the wine industry testified in favor. No opposition was heard, public testimony closed, and SB 1184 was left pending. Next, Senator Birdwell laid out Senate Bill 2051 and Senate Joint Resolution 68, both aimed at revising Texas impeachment procedures in response to issues identified during the 2023 impeachment process. The measures would clarify constitutional and statutory impeachment authority, require sworn testimony, extend review periods for House members, address conflicts of interest and presiding officers, require cost reporting, and modify rules for impeaching the governor or lieutenant governor. A committee substitute added protections for the accused, longer review periods, and a fallback presiding-officer option. Witnesses generally supported stronger accountability but raised questions about whether the language should also cover retired or visiting judges. Both measures were left pending after testimony. The committee also heard Senate Bill 1577, which would expand Texas Motor Speedway’s alcohol sales authority to include distilled spirits and remove certain event and concession limits; the Speedway’s representative supported the bill and it was left pending. Later, the committee heard Senate Concurrent Resolution 42 and Senate Bill 240, which would recognize only two sexes and restrict access to sex-designated private spaces in public facilities based on biological sex. Supporters argued the measures were needed to protect women’s privacy and safety, including in schools and shelters, while opponents warned about enforcement problems, privacy concerns, and impacts on transgender Texans and others who do not fit stereotypical sex traits. After extensive testimony, both measures were left pending. The committee then took up multiple pending bills and reported several favorably, including SB 511, SB 33, SB 510, SB 871, SB 2024, SB 2166, SJR 27, SJR 40, SB 1313, SB 1314, SB 1316, SB 1541, SB 2420, SB 1999, SB 2309, SB 1860, and SB 2429, with some also certified for the local and uncontested calendar.

Transcript Highlights:

• lot of people's issues were that their businesses were being charged more than 2% from the credit card
• It allows them to recoup the actual amount that they're being charged from the credit cards.
• So the cap is only what they're being charged by the credit card company.
• The cap is at 2% or whatever they're being charged by the credit card company, whichever is higher.
• whole point of the bill is just to allow them to recoup what they're getting charged from the credit card

Bills: HB3041, HB4428, HB4429, HB1064, HB3265, HB3721, HB3028, HB3313, HB3588, HB3020

Keywords: credit card transactions, payment methods, service charge, consumer rights, financial regulation, public finance, pension, pension fund, retirement system, board of trustees, proxy voting, proxy proposal, shareholder vote, shareholder activism, fiduciary duty, pecuniary factors, nonpecuniary factors, ESG, environmental social governance, social goals

Bills: HB0130, HB0095, HB0096, HB0097, SF0101, SF0106, SF0067, SF0123

Keywords: Second Amendment, firearms, state rights, federal regulation, law enforcement, civil penalties, government liability, concealed carry, public colleges, university facilities, weapons legislation, self-defense, campus safety, weapons, age requirement, permits, HB0097, Wyoming firearms privacy, merchant category code, MCC

Transcript Highlights:

• The next item is Senate File 106, Welfare Fraud Prevention Act amendments.
• > Prevention<00:32:02.960> Act 106, Welfare Fraud Prevention Act 106, Welfare Fraud Prevention
• Bring you Senate File 106, Welfare Fraud Prevention Act amendments.
• This is a common-sense look back at our welfare fraud prevention act. It brings it up to the times.
• I will tell you I don't think that fraud is rampant in Wyoming like it is in other states, but these

Bills: HB0130, HB0095, HB0096, HB0097, SF0101, SF0106, SF0067, SF0123

Keywords: Second Amendment, firearms, state rights, federal regulation, law enforcement, civil penalties, government liability, concealed carry, public colleges, university facilities, weapons legislation, self-defense, campus safety, weapons, age requirement, permits, HB0097, Wyoming firearms privacy, merchant category code, MCC