Video & Transcript Research : 'credit reporting'
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TX
Transcript Highlights:
- I request that you give this bill a favorable report for the benefit of Texas students.
- One of the things that Senate Bill 25 did was require reporting to the Coordinating Board about courses
- My understanding, and I'd just like to clarify that students lose on average 43% of the credits when
- in high school, and then not accept their credits.
- They would have some report back in terms of...
Keywords:
higher education, bachelor's degree, core curriculum, general education, semester credit hours, credit hours, degree acceleration, time to degree, workforce-aligned credentials, workforce readiness, Texas Higher Education Coordinating Board, public universities, community colleges, transferability, curriculum reform, academic requirements, degree completion, transfer students, education transparency, academic credit
MN
Transcript Highlights:
- . report. report.
- a credit, for seven times less.
- a credit, for seven times less.
- a credit, for seven times less.
- a credit, for seven times less.
Keywords:
student career pathways, education framework, experiential learning, employer engagement, career technical education, career and technical education, CTE, postsecondary scholarship, postsecondary grant, school district funding, cooperative unit, Minnesota high school, apprenticeship, certificate program, tuition assistance, workforce training, military transition, education finance, student aid, career pathways
MN
Transcript Highlights:
- Um and then the do an annual report.
- House file 3714 supports promise report.
- The other reporting that's been removed.
- Um and to take PSO and dual credit.
- The OA is a is a outside OA report.
Keywords:
foster care, child welfare, enrollment priority, education programs, child care assistance, education, school board, elections, local governance, school district, site-governed schools, education reform, local control, autonomy, interchange, bond issuance, transportation, infrastructure funding, Sherburne County, student eligibility
MN
Transcript Highlights:
- These are things that all taxpayers may rely upon, unlike the private letter rulings. report of the taxpayers
- small businesses in low-income and underserved communities through programs like the New Markets Tax Credit
- I appreciate the opportunity to testify on the New Markets Tax Credit.
- I believe that the New Markets Tax Credit focuses on areas that lack the financial backing they need
- Adding the five-year carry forward makes this a much more permissive kind of tax credit to use, and the
Keywords:
individual income tax, retirement contributions, tax corrections, annuity contracts, tax year attribution, tax credit, economic development, community investment, data disclosure, Minnesota regulations, tax increment financing, municipal authority, job creation, transferred increment, public hearing, nonresident employees, income tax exemption, Minnesota taxation, employment duties, tax withholding
TX
Transcript Highlights:
- And so forth, is this in lieu of any of those classes or is this just additional credit hours?
- So, would the credit be one?
- credit hour or three credit hours, and will it be up to the institution?
- First, it enhances reporting requirements of the Education Code.
- The Board will then create a comprehensive report with legislative recommendations.
Keywords:
sexual harassment, sexual assault, dating violence, stalking, higher education, student safety, orientation policies, health physics, workforce development, nuclear energy, radiological safety, scholarship, education, Texas Leadership Scholars Program, student funding, transparency, degree requirements, certificate programs, student transfer, foreign language
MN
Transcript Highlights:
- the low-income housing tax credit the low-income housing tax credit program<00:37:28.000>
in< - Uh as Tax Credit in front of you today.
- Um, appreciate you letting me testify on the New Markets Tax Credit.
- testify on the new market uh tax credit. testify on the new market uh tax credit.
- So the company credited the one IRA contribution for 2022 and the other for 2023.
Keywords:
individual income tax, retirement contributions, tax corrections, annuity contracts, tax year attribution, tax credit, economic development, community investment, data disclosure, Minnesota regulations, tax increment financing, municipal authority, job creation, transferred increment, public hearing, nonresident employees, income tax exemption, Minnesota taxation, employment duties, tax withholding
OK
Oklahoma 2026 Regular Session
Appropriations and Budget Public Safety Subcommittee Feb 11th, 2026 at 04:30 pm
Public Safety
Transcript Highlights:
- I declare your vote bill to have passed and reported out. Thank you, Chairman.
- OK, with a vote of 7 to 2, I will declare your vote bill to have passed and reported out.
- I declare your bill to have passed and reported out. Are you ready to present HB 3760?
- credits for partnerships and corps, and then $75,000 or 75% of the entities.
- With a vote of 9 to 0, I will declare your bill to have passed and report it out.
Keywords:
rural law enforcement, grant fund, public safety, financial assistance, coordination districts, grant funding, law enforcement coordinators, municipal assistance, education, inmates, literacy, high school equivalency, Department of Corrections, parole, rehabilitation, law enforcement, mandatory training, mental health, domestic violence, peace officer certification
OK
Transcript Highlights:
- Our report is a due pass. Thank you, Mr. Chairman, and members of the committee.
- Report your bill as a due pass. Thank you, Mr. Chairman. Next, we're going to hear House Bill 3148.
- So they're not constantly reporting.
- We also monitor the information that comes in and the reports that are going out to the courts.
Keywords:
rural law enforcement, grant fund, public safety, financial assistance, coordination districts, grant funding, law enforcement coordinators, municipal assistance, education, inmates, literacy, high school equivalency, Department of Corrections, parole, rehabilitation, law enforcement, mandatory training, mental health, domestic violence, peace officer certification
TX
Texas 89th Regular
Trade, Workforce & Economic Development May 14th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- Senate Bill 584 seeks to enhance consumer protection in the credit reporting industry by amending Section
- compiles a consumer report using information sourced from another consumer reporting agency or a third
- The Texas Department of Public Safety's website shows when consumer credit reporting agencies like LexisNexis
- data sources to prepare our reports.
- reporting.
Keywords:
DNA privacy, genetic privacy, genetic testing, genetic material, DNA ownership, property right in DNA, genetic consent, biological sample, genomics, genetic data, HIPAA, health information privacy, health care provider, research ethics, human subjects research, law enforcement DNA, forensic DNA, paternity testing, medical examiner, genetic discrimination
MN
Minnesota 2025-2026 Regular Session
Hied Committee Meeting - 2026-04-09
Higher Education Finance and Policy
Transcript Highlights:
- Thank you. credits that don't count towards a credits that don't count towards a degree<00:23:54.200>
- program that was a 40 credit program. program that was a 40 credit program.
- credit-bearing classes. credit-bearing classes.
- That was a report. That Education. That was a report.
- does incredible reporting. does incredible reporting.
Keywords:
higher education, identity verification, enrollment fraud, funding, Minnesota State Colleges and Universities, postsecondary education, community college, university, developmental education, remedial education, remediation, corequisite, co-requisite, English composition, college readiness, adult basic education, ABE, student placement, credit-bearing courses, noncredit courses
Summary:
The committee first approved the March 26 minutes after Representative Coulter pointed out and moved a technical correction to add a missing “T” in “Regents.” The committee then took up HF 4698, which Representative Duran said would address enrollment fraud at Minnesota State Colleges and Universities by funding an automated identity-proofing system. Testimony from Chief Information Security Officer Craig Munson described a commercial software system that would verify student identities using a selfie and a state ID image, reduce ghost students and fraud, speed enrollment, and lessen staff time spent on manual investigations.
Members focused heavily on privacy, data retention, and biometric concerns. Representative Cleveland asked what biometric data would be collected, and Munson said it would be limited to a selfie and ID images, not fingerprints or retinal scans. Chair Klippert and others urged stronger Chapter 13 protections and clearer data practices, while Chair Scott asked how long images would be stored; Munson said they should be deleted as soon as identity is validated, with possible revalidation later. Members also raised concerns about racial bias in biometric matching and the need for alternate verification methods. The bill was laid over, and Duran said he would work on the data practices with committee members.
The committee then heard HF 4608, presented by Representative Allen for Representative Koznick, on developmental education reform. Allen said too many students are placed into remedial courses that do not count toward a degree, costing time and money and reducing completion rates. Jane Groatman of the International Institute of Minnesota supported the bill, describing students who spent years in noncredit remedial coursework and arguing for a one-semester cap on remedial classes and clearer notice that such credits do not count toward a degree. Mark Grant of Minnesota State College faculty opposed the bill’s approach, saying it imposed a one-size-fits-all model, could undermine open admissions, and should not limit colleges’ flexibility to meet diverse student needs. The bill was laid over for further consideration.
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part II) Apr 3rd, 2025
Business & Commerce
Transcript Highlights:
- To credit cards in Illinois, correct? Well, the credit cards didn't get an injunction, right?
- On credit cards, do y'all ever get any losses coming off of credit cards?
- Credit Union Association. We do thank you for excluding credit unions.
- You represent a credit union, correct? Yes, sir. I'm very appreciative and fond of credit unions.
- They had to report... let's see.
Bills:
SB231, SB584, SB600, SB668, SB841, SB986, SB1003, SB1244, SB1625, SB1960, SB1963, SB1964, SB2026, SB2056, SB2368
Keywords:
temporary emergency electric energy facility, temporary generation, emergency power, backup generation, mobile generator, portable generator, grid resilience, power outage restoration, transmission and distribution utility, TDU, Public Utility Commission of Texas, PUCT, Utilities Code Section 39.918, competitive bidding, lease authorization, emergency procurement, bulk power system, locational marginal pricing, reliability model, black start
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part I) Apr 3rd, 2025
Business & Commerce
Transcript Highlights:
- Senate Bill 1968 is favorably reported.
- On credit unions and community banks here in Texas that issue credit cards.
- From 2018 to 2024, I paid $3,770,000 in total credit card fees and $305,000 on credit card fees on sales
- The credit card company?
- They had to report, let's see...
Bills:
SB231, SB584, SB600, SB668, SB841, SB986, SB1003, SB1244, SB1625, SB1960, SB1963, SB1964, SB2026, SB2056, SB2368
Keywords:
temporary emergency electric energy facility, temporary generation, emergency power, backup generation, mobile generator, portable generator, grid resilience, power outage restoration, transmission and distribution utility, TDU, Public Utility Commission of Texas, PUCT, Utilities Code Section 39.918, competitive bidding, lease authorization, emergency procurement, bulk power system, locational marginal pricing, reliability model, black start
TX
Transcript Highlights:
- There being seven ayes and zero nays, Senate Bill 1405 is favorably reported.
- It's fairly reported without objection to the local and contestant calendar.
- There being 10 ayes and no nays, Senate Bill 1968 is favorably reported.
- It says that a consumer reporting agency that buys data from another consumer reporting agency or third
- It says that a consumer reporting agency that buys data from another consumer reporting agency or third
Bills:
SB231, SB584, SB600, SB668, SB841, SB986, SB1003, SB1244, SB1625, SB1960, SB1963, SB1964, SB2026, SB2056, SB2368
Keywords:
temporary emergency electric energy facility, temporary generation, emergency power, backup generation, mobile generator, portable generator, grid resilience, power outage restoration, transmission and distribution utility, TDU, Public Utility Commission of Texas, PUCT, Utilities Code Section 39.918, competitive bidding, lease authorization, emergency procurement, bulk power system, locational marginal pricing, reliability model, black start
Summary:
The Senate Committee on Business and Commerce met with a quorum and first took up several pending and uncontested bills. It favorably reported SB 1405, SB 1762, SB 1977, SB 2077, SB 2148, and SB 1968, and also moved SB 2321 to the local and uncontested calendar. The committee then heard SB 819, which would change how the Public Utility Commission reviews proposed utility-scale solar and related interconnection projects. The committee substitute would shift the default so interconnection is allowed unless the PUC affirmatively prohibits it within 180 days, limit denial to cases where harm substantially outweighs benefits, remove public meeting requirements, retain setback and financial assurance provisions, add optional application materials such as national security and environmental information, and restore local control over county tax abatements. The substitute was adopted and SB 819 was favorably reported to the full Senate on a 7-3 vote.
The committee then took up SB 231, focused on CenterPoint’s use of large emergency generators after Hurricane Beryl. Senator King explained that the original bill was intended to prevent customers from being charged for non-mobile generators that were leased at great cost and did not match the bill’s emergency-response purpose. CenterPoint’s Jason Ryan apologized for the company’s communication failures and said the company would make customers whole through a combination of rate reductions, foregone storm-cost recovery, and a donation of the 15 large generators to ERCOT for about two years to address a San Antonio-area reliability issue, with the company absorbing the associated costs. PUC Executive Director Connie Corona said the commission could enforce the agreement through its contested-case process. Public testimony included consumer and reliability advocates, one of whom argued utility-scale microgrids should be preserved as a policy option. SB 231 was left pending.
The committee also heard SB 986, which would create an alternative process for routine Public Information Act requests so local governments can make initial redactions without sending every routine exception to the Attorney General, while preserving an appeal path and training requirements. Supporters said it would reduce backlog and speed access to records; opponents argued it would shift the burden to requesters and encourage delay. The AG’s office testified that the process could improve efficiency and still fit within current timelines if used promptly. SB 986 was left pending. Finally, SB 584 was briefly laid out to require consumer reporting agencies that buy data from others to ensure the information complies with Texas law on excluded items such as bankruptcies, judgments, and tax liens, and SB 600 was heard on heir property. SB 600’s substitute would strengthen notice, require an attorney ad litem, add an heir’s bill of rights, allow settlement conferences, and require fair-market-value sales protections; supporters said it would curb predatory partition practices, while opponents warned some provisions could burden or diminish minority heirs’ property rights. SB 584 and SB 600 were left pending after testimony.
AL
Alabama 2026 1st Special Session
Alabama Senate County and Municipal Government Committee Apr 1st, 2026
County and Municipal Government
Transcript Highlights:
- Your bill receives a favorable report. Thank you, Senator.
- Seeing none, your bill receives a favorable report. Thank you, Representative Sales.
- <00:10:38.000>
Thank <00:10:38.200>you, favorable report. - Thank you, favorable report. Thank you, Representative<00:10:38.640>
Sales. - Seeing none, your bill receives a favorable report. Thank you, committee. Okay, what's next?
Keywords:
voting rights, restoration, pardons, Parole Board, re-registration, conviction, states' voting laws, Lawrence County, Sheriff, credit card, debit card, government purchases, discretionary fund, financial accountability, tax distribution, Talladega County, economic development, public safety, rural infrastructure, child labor
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 3/25/26
Housing Finance and Policy
Transcript Highlights:
- By allowing tax credit proceeds to seed the with the housing tax credit, folks can with the housing tax
- <00:03:49.599>
was 9.9 million in available credits was 9.9 million in available credits was - It drives tax credit is a powerful tool.
- , to be an eligible use of the tax credit, to be an eligible use of the tax credit, we<00:10:33.600
- By allowing those service group report.
Keywords:
affordable housing, housing finance, Minnesota Housing Finance Agency, MHFA, low-income housing tax credit, LIHTC, Section 42, compliance period, housing stability, rental housing, affordable rental housing, homelessness, housing insecurity, housing supply, preservation, recapitalization, distressed properties, regulatory relief, local affordable housing aid, Interagency Council to End Homelessness
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 5th, 2026 at 09:30 am
Oklahoma Senate Floor Meeting
Transcript Highlights:
- Right now, they forward every report that's made to them.
- And also, any reports that they get will be kept so that if substantiated findings come along later,
- Thank you for your report. The gentleman from Hawnee is recognized for debate on the bill.
- And I want you to give them credit for sitting so patiently.
Bills:
SB2102, SB1940, SB1625, SB1442, SB1623, SB1242, SB1949, SB1592, SB1913, SB592, SB992, SB1241, SB259, SB1928, SB1426, SB1531, SB1561, SB1122
Keywords:
credit card fees, merchant discounts, payment card network, interchange fees, transparency in fees, Oklahoma law, payment card, rebate, merchant, tax compliance, health insurance, mandate, impact analysis, insurance department, public health, access to healthcare, SB1442, alcoholic beverage control, ABLE Commission, liquor license fees
OK
Transcript Highlights:
- All that information's already reported.
- Oklahoma taxpayers are able to receive a credit on their income tax return for the fees they pay.
- It's my understanding That banks and credit unions are not included.
- The income tax credit ended for Oklahomans to be able to receive that credit for the fees paid.
- How many people don't claim credits on their taxes?
Bills:
SB1936, SB1612, SB1543, SB1260, SB1988, SB1859, SB2041, SB1257, HB4272, HB3277, HB3148, HB3651, HB3323, HB4287, HB4105, HB3304, HB3345
Keywords:
forfeiture, criminal offenses, law enforcement, Class D1 offenses, property seizure, SB1612, mandatory reporting, violent injury reporting, gunshot wound, stab wound, poisoning, burn injury, explosive injury, medical reporting, healthcare providers, law enforcement notification, evidence preservation, patient video records, confidentiality waiver, misdemeanor penalty
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 3/18/26
Housing Finance and Policy
Transcript Highlights:
- to report uh the credit. to report uh the credit.
- <01:02:09.839>
reporting uh wealth building credit reporting uh wealth building credit reporting the <01:02:59.040>fact fair credit reporting just even the fact fair credit reporting- to the credit reporting system itself? to the credit reporting system itself?
- you only report good and not bad, credit you only report good and not bad, credit agencies<01:16
Keywords:
housing aid, local housing trust, funding projects, income provisions, technical changes, landlord regulations, tenant rights, minor children, lease agreements, eviction, privacy protection, housing, lease termination, medical care, death, infirmity, landlord obligations, St. Paul, public housing, Minnesota Housing Finance Agency
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- cards, they have to accept all Visa credit cards. ... all Visa credit cards.
- to use their credit card.
- So again, 2 to 3% on credit.
- Credit cards.
- me any more to use a credit card.
Bills:
HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175, HB245
Keywords:
military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- University Federal Credit Union is obviously a credit union. It's a 501(c)(3).
- They do nothing but government reporting to report the fraud that we have seen.
- And that is credit cards.
- Credit unions are capped at 18% with fees, whereas that 24.4% applies to other credit cards.
- mostly issue credit cards.
Bills:
HB245, HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175
Keywords:
property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees