Bills: SSB3086 , SSB3012 , HF864

Committee: Joint Technology

Keywords: digital financial asset transaction kiosks, cryptocurrency kiosk, bitcoin ATM, crypto ATM, consumer fraud, unlawful practices, attorney general enforcement, civil penalties, injunction, restitution, disgorgement, Iowa consumer protection, digital assets, virtual currency, financial kiosk, crypto kiosk, advertisement volume, video streaming, consumer protection, audio regulation

Bills: SB5068 , SB5109 , SB5188 , SB5223 , SB5280 , SB5420 , SB5467 , SB5581 , SB5649 , SB5705

Keywords: employment eligibility, firefighters, law enforcement, citizenship, legal authorization, public safety, mortgage lending, fraud, prosecution, financial regulations, consumer protection, broadband, infrastructure, loan assistance, economic development, technology access, criminal offense, fingerprinting, state regulations, SB 5280

Transcript Highlights:

• as I said, Senator Gallego, looking forward to working with you to pass bipartisan. legislation on Bitcoin
• Many members of the Senate were still trying to wrap their heads around what is a Bitcoin. what is a
• You know, it was in 2014 that the CFTC, under my leadership, declared Bitcoin a commodity.
• There's Bitcoin, there's stable coins, and many others. And they have very diverse characteristics.
• When two people exchange digital assets for whatever reason, I'd like to use some Bitcoin today to send

Committee: Senate Subcommittee on Digital Assets

Keywords: Digital Assets, Bitcoin, Stablecoins, Legislation, Bipartisan, Consumer Protection, Regulatory Framework, Financial Innovation, Testimony

Summary: The inaugural meeting of the Digital Assets Subcommittee brought a wave of excitement and anticipation regarding the future of digital assets, including Bitcoin and stablecoins. Chair Lummis expressed gratitude towards Senator Scott for establishing the subcommittee, indicating a commitment to promote responsible innovation while safeguarding consumers. Members discussed the necessity for a bipartisan legislative framework to regulate digital asset markets effectively while outlining the potential benefits such legislation could have on enhancing financial inclusion and streamlining payments. The meeting featured expert testimonies from key figures in the digital asset industry, highlighting the importance of creating clear regulatory guidance for digital assets to foster innovation without compromising consumer protections.

Transcript Highlights:

• three bills where, unfortunately, the sponsor isn't present, but especially within the last year Bitcoin
• three bills where, unfortunately, the sponsor isn't present, but especially within the last year that Bitcoin
• And looking up ETFs for Bitcoin exchange-traded funds are down 20% this year.
• And it's to closely monitor the development in Bitcoin exchange-traded funds and other digital exchange-traded
• And it's to closely monitor the development in Bitcoin exchange traded funds and other digital exchange

Bills: SB1042 , SB1043 , SB1067 , SB1180 , SB1221 , SB1292 , SB1503 , SCR1033

Committees: House Ways & Means , House House Ways & Means Committee of Reference

Keywords: public funds, virtual currency, bitcoin, investment, Arizona Strategic Digital Asset Reserve Act, state treasurer, retirement system, state payments, cryptocurrency, Arizona law, payment methods, government transactions, tax lien, property tax lien, real property tax lien, foreclosure, right of redemption, redeem, excess proceeds, county abatement lien

Transcript Highlights:

• I don't know whether ATMs or these types of Bitcoin machines require a license to be put into a store
• The same technology that enables Bitcoin ATMs also enables cheaper remittances, financial inclusion,
• What I would say with the fees is the term Bitcoin ATM can be a bit misleading.
• People think of it like an ATM, but an ATM for a traditional bank is almost a loss leader.
• So, yeah, so it's a little bit of a... obviously the Bitcoin ATM has caught on, but that's why I would

Committee: Joint Joint Committee on Financial Services

Summary: The committee heard testimony on several financial services bills, with the main focus on cryptocurrency kiosk regulation, financial literacy, and earned wage access. Legislators and witnesses described widespread crypto-related scams targeting older adults, often involving impersonation, urgency, spoofed phone numbers, and rapid transfers through kiosks that are difficult to trace or recover. Supporters of the kiosk bills said Massachusetts needs licensing, registration, transaction limits, warning notices, receipts, refund protections, and other safeguards; some also urged a “pause” or hold on transactions to give victims time to reconsider and allow law enforcement to intervene. The Attorney General’s office, AARP, local law enforcement, and several prosecutors and sheriffs backed the consumer-protection approach, while Bitcoin Depot supported a narrower regulatory framework but opposed low fee caps and strict daily limits, arguing they would function like a ban and reduce legitimate use. Witnesses from Waltham police, Middlesex and Essex County law enforcement, and the AG’s office said crypto scams are growing quickly, losses are often unrecoverable once funds move, and current tools are limited. They described cases involving elderly victims losing thousands of dollars, and said warnings alone are not enough because scammers keep victims on the phone and guide them through the process. Some witnesses said a temporary hold or refund mechanism has worked in at least one case, while others emphasized that transaction limits and visible disclosures could reduce harm even if they do not stop fraud entirely. The AG’s office also said it would submit written opposition to separate earned wage advance legislation, while DailyPay testified in support of that bill, saying earned wage access helps workers bridge short-term gaps without debt or credit reporting. The committee also heard support for mandatory financial literacy education from Representative Jim Hawkins, who said high school students need instruction on credit, debt, and inflation before they enter adulthood. In addition, the committee took testimony on litigation financing bills from insurance industry representatives, who argued for disclosure and regulation of predatory litigation lending and warned about foreign interference and reduced plaintiff recoveries. No votes or final actions were taken during the hearing; members asked questions throughout, and the chair noted the need to move testimony along because of time constraints.

Transcript Highlights:

• They look like regular ATMs. In fact, some of them are ATMs as well as Bitcoin ATMs.
• They look like regular ATMs. In fact, some of them are ATMs as well as Bitcoin ATMs.
• Um, and ATMs as well as Bitcoin ATMs.
• </c> Bitcoin ATM, a machine popular. Bitcoin ATM, a machine popular.
• ><c> want</c> at the Bitcoin ATMs or whatever you want at the Bitcoin ATMs or whatever you want to<00

Summary: The committee held an informational briefing on fraud in the community, with presenters from ARP, CoinFlip, HPD, the Hawaii Bankers Association, DCCA’s Office of Consumer Protection, and the Department of Law Enforcement. The chair described widespread scams targeting kupuna and other residents, including impersonation of grandchildren, lottery/inheritance schemes, romance scams, online shopping fraud, investment scams, and tech-support scams. Members emphasized the emotional manipulation used by scammers, the difficulty of getting victims to report losses, and the need to educate the public on warning signs and available resources. ARP said scams are an epidemic and highlighted national data showing major losses among older adults, including $4.8 billion lost by people age 60 and over in 2024. ARP focused especially on cryptocurrency kiosks as a growing scam channel in Hawaii, citing 64 complaints totaling $922,000 in 2024 and noting that complaints nearly doubled from the prior year. ARP urged stronger safeguards such as limits on transactions, refunds, live customer support, and a law-enforcement contact for operators, and said its Fraud Watch Network can help victims freeze credit, identify next steps, and track current scams. The chair said he intends to introduce legislation to lower and ultimately eliminate the amount of Bitcoin that can be purchased through ATMs. CoinFlip said it supports consumer-protection regulation and described its compliance practices, including scam warning screens, anti-money-laundering controls, blockchain analytics, wallet pinning, transaction monitoring, and cooperation with law enforcement. The company said it is registered as a money services business, files suspicious activity and currency transaction reports, and holds money transmitter licenses in many jurisdictions. It also pointed to Illinois-style refund protections for new users and said it refunds fees to scam victims, though not the underlying funds. In response to committee questions, members and the company discussed whether crypto kiosks are necessary, how scams can be traced, and whether banks and kiosks can better intervene when suspicious activity is detected.

Transcript Highlights:

• /c> clients that own Bitcoin ATMs and I have clients that own Bitcoin ATMs and I have no no no real real
• 37:55.080><c> state</c> in most of the Bitcoin ATMs in the state in most of the Bitcoin ATMs in the state
• <00:42:43.480><c> ATMs</c><00:42:44.680><c> and</c><00:42:45.600><c> also</c> Bitcoin ATMs and also Bitcoin
• And if that ATM operator or that Bitcoin ATM operator isn't complying with that list of requirements,
• </c> $9,000 into this Bitcoin ATM.

Bills: HB0098 , HB0075 , HB0041 , HB0101

Committee: House Revenue

Transcript Highlights:

• and regular ATM.
• The other photograph you're seeing is a standalone ATM. ...and a standalone crypto ATM.
• like a regular ATM.
• Red dots represent a crypto ATM.
• I'm also the co-operator of Bitcoin ATMs in North America.

Bills: SB383 , SB1012 , SB1181 , SB1705 , SB2075 , SB2221 , SB2586 , SB2864 , SB2994

Committee: Senate Business & Commerce

Transcript Highlights:

• I've personally been using Bitcoin and working professionally in Bitcoin to help individuals, businesses
• In 2025, Texas now figuratively has Bitcoin coming out of the ground, as Bitcoin miners have flocked
• growth rate of Bitcoin has been 60%.
• Or do you put that in Bitcoin? Currently, right now, I put it in Bitcoin. You do? Yes, sir. Okay.
• The Bitcoin Strategy Reserve Bill. represents bold and forward-looking leadership by adopting Bitcoin

Bills: HB565 , HB3743 , HB4310 , HB5083 , HB5129 , HB5195 , HB5331 , HB5469 , SB21 , HB3185 , SB 21

Committee: House Delivery of Government Efficiency

Keywords: constitutional amendment, fiscal impact, state budget, ballot measure, transparency in voting, management-to-staff ratio, state agencies, employee regulations, government efficiency, workforce management, public information, governing board, transparency, confidentiality, access rights, privacy, identifying information, state agency, consent, occupational license

Transcript Highlights:

• We're here to support America Bitcoin.
• Uh, we stand on our Bitcoin Depot.
• I'm with uh Bitcoin Depot. Um we Gelart. I'm with uh Bitcoin Depot.
• </c> of cryptocurrency through uh crypto ATMs of cryptocurrency through uh crypto ATMs but<01:25:06.320
• I believe there is still a ATMs.

Bills: HB2227 , HB1775 , HB1560 , HB1642 , HB1647 , HB2003 , HB1640 , HB2198

Committee: House Consumer Protection & Commerce

Summary: The committee on Consumer Protection and Commerce met on February 5, 2026, and heard testimony on several bills, beginning with HB 227 relating to eviction records. Supporters, including the Public First Law Center and the Office of Hawaiian Affairs, argued the bill would help people who prevail in eviction cases avoid long-term housing harm from online court records, while the Public First Law Center said keeping records off eCourt Kokua would not violate the First Amendment because the records would still be available in person. Members discussed access-to-justice concerns, and a witness said legal aid attorneys could still access the records through the attorney-only Jeff’s system and the court’s access-to-justice room. The chair also asked about precedent, and a witness cited a Hawaii Supreme Court case as supporting removal from the online database rather than sealing records entirely. The committee then took up HP 1775 relating to foreclosures, but the transcript only shows in-person opposition comments from the Hawaii State Bar Association Collection Law Section, the Hawaii Credit Union League, and the Hawaii Bankers Association. The credit union and banking groups said they had concerns about broader negative impacts on mortgage lending and other requirements, but no detailed discussion or action was captured before the committee moved on. The next measure, HB 1560 relating to consumer protection, drew support from the Office of Consumer Protection and cryptocurrency companies including Coinflip and America Digital, which said they already use wallet-pinning and other safeguards to prevent fraud. AARP Hawaii did not take a formal position but said the bill addressed a real problem, noting that Hawaii residents, especially in Kona, had lost more than $920,000 in 2024 to cryptocurrency ATM scams and arguing that stronger oversight was needed. The committee also heard HB 1642, which would ban cryptocurrency kiosks. The Office of Consumer Protection supported the ban as the best way to protect consumers from fraud, while Coinflip, Bitcoin Depot, and America Digital opposed it, arguing kiosks provide cash-based access to crypto, especially for unbanked or underbanked consumers, and that targeted regulation would be better than an outright ban. AARP Hawaii took no formal position but strongly emphasized the harm caused by scams, saying victims are often frightened into acting quickly and that kiosk transactions currently lack enough friction or intervention. Finally, HB 1647, also on consumer protection, would impose liability on host businesses that provide space for crypto kiosks. The Office of Consumer Protection warned small businesses might not understand the liability, while Coinflip, Bitcoin Depot, and America Digital opposed the bill, saying it would unfairly shift enforcement duties to host stores and could discourage businesses from hosting kiosks, effectively creating a de facto ban. No votes or final committee actions were taken in the portion of the meeting provided.

Transcript Highlights:

• They look like an ATM, but that's not in essence what they are.
• They work and the opposite way of an ATM and ATM, you withdraw money on these actually put money in.
• You pay a transaction fee to the operator, new purchase, bitcoin.
• But but we don't want to make the bitcoin operators actual victims.
• This is the ATM allow $1000 between $500,000 per transaction.

Committee: House Commerce Committee

Transcript Highlights:

• This is about Bitcoin crypto ATM kiosks, which is a really interesting topic, been in the news an awful
• This is about Bitcoin crypto ATM kiosks, This is about Bitcoin crypto ATM kiosks, uh,<00:20:20.160><c
• If somebody walks up to a Bitcoin ATM or a crypto ATM and throws $3,000 into it and then comes back to
• If somebody walks up to a Bitcoin ATM or a crypto ATM and throws $3,000 into it and then comes back to
• </c> drive to the Bitcoin ATM, put in $5,000 drive to the Bitcoin ATM, put in $5,000 and<01:56:34.719

Committee: Senate Commerce

Transcript Highlights:

• They're often referred to as crypto kiosks or Bitcoin ATMs, so you might hear that terminology.
• They're often referred to as crypto kiosks or Bitcoin ATMs, so you might hear that terminology.
• Are used to traditional ATMs, so they're okay using them.
• We also have private. are used to traditional ATM, so they're okay using them.
• And these ATMs are being used in that process.

Summary: The committee first held a work session on cryptocurrency kiosks, with the Department of Financial Institutions and Spokane City Council describing how virtual currency kiosks operate, where they are located in Washington, and the rapid growth in transaction volume. DFI said the machines are being used heavily in scams, especially against older and vulnerable consumers, and cited FBI fraud data showing substantial losses. DFI outlined possible consumer protections in pending legislation, including stronger disclosures, a $1,000 daily transaction limit, and a fee cap. Spokane City Council described its unanimous ordinance banning new kiosks and requiring removal of existing ones, citing local scam reports and the difficulty of recovering funds once they are sent through crypto wallets. Committee members asked about how the machines are used, whether the hardware itself is vulnerable, and whether stronger warnings or screening requirements could help. The committee then reviewed home equity sharing agreements, or CHISAs/HESAs, following a legislative report. The report’s author said these products provide homeowners a lump sum in exchange for a share of future home value or appreciation, with no monthly payments, but can be difficult for consumers to understand and can produce highly variable settlement costs. The report found the market has grown quickly in Washington, that many consumers using the products had financial hardship, and that many did not fully understand how settlement amounts were calculated. DFI said it views the products as mortgage-like and is moving forward with rulemaking, including counseling and clearer disclosures. Industry representatives said the products are equity-based rather than debt-based, support access to home equity for people who may not qualify for traditional loans, and said they are working with DFI on standardized disclosures, counseling, and annual settlement estimates. Senators raised concerns about consumer understanding, cost caps, and whether the products should be treated as mortgages under state law. In the final work session, the committee heard an overview of Washington’s space economy from Amazon Leo, Blue Origin, Stoke Space, Space Northwest, and Green River College. Speakers highlighted major investments in Washington facilities, manufacturing, testing, and workforce training, and described the state as a hub for aerospace and satellite activity. They emphasized job creation, supply-chain spending, and education partnerships, including technician certification and apprenticeship-style programs. Several speakers urged the legislature to expand tax incentives to include space companies, support grants and workforce programs, and consider a state space commission or similar long-term coordination effort. The committee thanked the presenters and noted time constraints before ending the hearing.

Transcript Highlights:

• If the U.S. government creates a Bitcoin reserve to line the pockets of wealthy donors to politicians

Bills: SB1042 , SB1043 , SB1044 , SB1135 , SB1136 , SB1142 , SB1180 , SB1221 , SB1252 , SB1254 , SCR1003

Committees: Senate Finance , Senate Senate Finance Committee of Reference

Keywords: public funds, virtual currency, bitcoin, investment, Arizona Strategic Digital Asset Reserve Act, state treasurer, retirement system, state payments, cryptocurrency, Arizona law, payment methods, government transactions, property tax, tax exemption, Arizona Revised Statutes, digital currency, workers' compensation, death benefits, burial costs, spousal compensation

Transcript Highlights:

• The District of the Attorney General in D.C. recently sued Athena, which operates Bitcoin ATMs in the
• If you do not take this $10,000 to a Bitcoin ATM and deposit it right now, your grandson's going to.
• If you do not take this $10,000 to a Bitcoin ATM and deposit it right now, your grandson's going to go
• ATM.
• You're not going to put $10,000 into a Bitcoin ATM and get a $20,000 return on investment.

Committee: House Consumer Protection & Business

Summary: The committee began with a work session on the Joint Legislative Audit and Review Committee’s cannabis market study, presented by Susanna Pratt. JLARC found that Washington produced roughly two to three times more cannabis than retailers sold in 2023, and that incomplete, unreliable traceability data limits the Liquor and Cannabis Board’s ability to regulate, verify taxes, and track diversion. The presentation also reviewed canopy estimates, market conditions since legalization, and the social equity program. JLARC recommended that LCB submit a plan by the end of 2025 for obtaining accurate licensee data by the end of 2026; LCB partially concurred and said a 2027 implementation timeline was more realistic. JLARC also recommended the legislature consider broader ways to increase equity beyond new producer licenses, noting that 10 new producer licenses would likely have only a minimal effect on overall production capacity. Members asked about social equity licensing delays and about whether Washington could look to other states’ traceability systems, including Biotrack and Metric, for model practices. The committee then heard a series of presentations on financial fraud and scam prevention. Paul Benda of the American Bankers Association described the scale of fraud losses, the role of telecom spoofing, social media scams, SIM farms, and crypto ATMs, and argued for a shared-responsibility approach involving banks, telecoms, social media companies, and regulators. He noted that Australia’s whole-of-government anti-scam model has reduced losses and said Washington could look to other states for model legislation, including crypto ATM restrictions and telecom accountability measures. Katie Clark of IQ Credit Union described member-to-member fraud, romance scams, and the emotional and financial harm to victims, emphasizing the need for education, information sharing, law enforcement partnerships, and stronger protections around scam-related transfers. She also highlighted the role of high school financial education and the challenges posed by authorized peer-to-peer transfers and crypto ATMs. Kyle Innes of SIFMA focused on investor scams, especially “pig butchering” and other crypto-related relationship scams, and said Washington’s 2009 report-and-hold law for vulnerable adults helped shape similar laws in most other states. He stressed that fraud has become more professionalized and international, and that better coordination among adult protective services, law enforcement, and financial firms is needed. Brian Gerard and Ali Higgs of the Department of Financial Institutions then described pig-butchering scams in more detail, including fake profiles, fake trading platforms, and escalating demands for more money, and said recovery is difficult because funds move quickly through crypto channels. They pointed to DFI’s investment tracker and other consumer education efforts as tools to warn the public and disrupt scams.

Transcript Highlights:

• It goes from cash to a Bitcoin.
• What's the use of the Bitcoin kiosk? Yeah. You're recognized? To buy Bitcoin.
• The OFR would be the regulator of the Bitcoin kiosks. Would be the regulator of the Bitcoin kiosks.
• . ...dollars to a scam using a crypto ATM.
• I don't see a purpose for Bitcoin kiosks at all.

Summary: The committee met with a quorum and heard five bills. HB 1097 would rename the Florida Catastrophic Storm Center at FSU as the Florida Center for Excellence in Insurance and Risk Management, transfer the public hurricane loss projection model from FIU to FSU, and provide recurring and nonrecurring appropriations to support independent insurance research and collaboration with OIR and other universities. Members discussed university roles, model oversight, independence from industry funding, and student/workforce benefits. The bill passed favorably on a roll call vote. HB 319 would create a regulatory framework for virtual currency kiosk businesses, requiring registration with the Office of Financial Regulation, consumer disclosures, and penalties for violations. Much of the discussion focused on fraud prevention, especially for seniors, and whether the bill should include transaction caps or stronger recovery tools; AARP supported the bill but urged additional protections. The bill passed favorably. CS/HB 385 made technical changes to the Florida Trust Code and Community Property Trust Act, including decanting, trustee claims, redemption by satisfaction, and homestead transfer treatment; an amendment conforming to the Senate version was adopted, and the bill passed favorably. CS/HB 97 would allow service of process for exploitation injunctions against unascertainable scammers through the same communication method used to contact the victim, such as text or social media, and would let courts freeze funds temporarily while the matter is heard. Testimony from elder law practitioners and AARP supported the bill as a tool against scams, while some members raised due process and overreach concerns; the bill passed favorably. HB 839 would shorten the overpayment recovery window for claims submitted to psychologists and HMOs to match other health providers, with the goal of improving parity and access to mental health care; an amendment was adopted, and the bill passed favorably. The meeting concluded with adjournment after the final roll call votes.

Transcript Highlights:

• </c><00:04:55.919><c> ATMs,</c> these, uh, Bitcoin ATMs, these, uh, Bitcoin ATMs, um,<00:04:57.919><c
• ATM and appeared confused.
• We have also had multiple calls of victims actively at our Bitcoin ATMs.
• So the same scams that are happening at the Bitcoin ATMs will not just magically go away if you ban this
• </c> scams that are happening at the Bitcoin scams that are happening at the Bitcoin ATMs<00:15:14.320

Transcript Highlights:

• The District of the Attorney General in D.C. recently sued Athena, which operates Bitcoin ATMs in the
• If you do not take this $10,000 to a Bitcoin ATM and deposit it right now, your grandson's going to..
• If you do not take this $10,000 to a Bitcoin ATM and deposit it right now, your grandson's going to go
• ATM.
• You're not going to put $10,000 into a Bitcoin ATM and get a $20,000 return on investment.

Summary: The committee began with a work session on the Joint Legislative Audit and Review Committee’s cannabis market study, presented by JLARC staff member Susanna Pratt. The report found Washington’s cannabis production in 2023 was likely two to three times higher than retail sales, with production estimated at 292,000 to 443,000 pounds of THC versus 139,000 pounds sold. Pratt explained that canopy data are inconsistent and that the Liquor and Cannabis Board’s traceability system is incomplete and unreliable, limiting data-driven regulation, tax verification, recall tracking, and diversion enforcement. JLARC recommended that LCB submit a plan by the end of 2025 for obtaining accurate licensee data by the end of 2026; LCB partially concurred and said a 2027 timeline may be more realistic. JLARC also concluded that the social equity producer licenses would likely have only a minimal effect on statewide production capacity, and suggested the legislature consider broader ways to increase equity in the industry. Members asked about the slow issuance of social equity licenses and about comparable traceability systems in other states. The committee then heard a series of presentations on fraud and scam prevention. Paul Benda of the American Bankers Association described the scale of fraud losses, the role of telecom spoofing, social media scam ads, SIM farms, and crypto ATMs, and argued for a shared-responsibility approach involving banks, telecoms, and platforms. Katie Clark of IQ Credit Union described member-to-member fraud, romance scams, and the operational and financial impacts on credit unions, and recommended better information sharing, safe harbors for returning scam-related funds, and stronger fraud education. Kyle Innes of SIFMA highlighted investor fraud and Washington’s 2009 report-and-hold law, which he said helped shape similar protections in most states, and emphasized the need for better communication among financial firms, APS, and law enforcement. Brian Gerard and Ali Higgs from the Department of Financial Institutions discussed “pig butchering” and other investment scams, focusing on how scammers build trust through social media, dating apps, fake websites, and crypto schemes before extracting funds. Across the fraud presentations, witnesses repeatedly stressed consumer education, interagency information sharing, and stronger controls on telecom, social media, and crypto ATM activity. Members asked about model laws from other states, the role of financial education in schools, and whether crypto ATMs should be regulated or banned. No votes or formal committee actions were taken during the meeting.

Transcript Highlights:

• Unlike traditional bank ATMs, they do not connect to a bank account.
• Crypto kiosks may resemble traditional ATMs, but they do...
• These ATMs charge enormous markups, These ATMs charge enormous markups, often exceeding 20%, in addition
• through the ATM.
• through the ATM.

Transcript Highlights:

• YOU MAKE A PURCHASE AND BITCOIN AND TYPICALLY THERE IS A CHARGE OF ABOUT 1% ON AVERAGE.
• I WILL REFER TO THEM AS CRYPTO ATMS. THAT'S WHAT A LOT OF PEOPLE CALL THEM.
• BUT UNFORTUNATELY THE COMMON THREAT IS THAT THEY'RE USING THE ATMS TO EXPLOIT SENIORS.
• THESE CRYPTO ATMS.
• HE USED SEVEN DIFFERENT CRYPTO ATMS IN THE COMMUNITY TO PUT THAT MONEY IN ALL WITHIN 30 DAYS.