Transcript Highlights:

• </c><04:19:39.600><c> merger</c> applications under the bank merger applications under the bank merger
• </c><04:27:52.000><c> mergers</c> being in support of big bank mergers being in support of big bank mergers
• </c><04:34:14.000><c> mergers</c> where even the largest bank mergers where even the largest bank mergers
• 1998</c><04:59:20.958><c> merger</c> bank mergers including in 1998 merger bank mergers including in
• </c> mergers harm the bank. mergers harm the bank.

Bills: SJR13 , HB1969 , HR1223 , HR426 , HR430

Keywords: SJR13, S.J.Res. 13, joint resolution, Congressional Review Act, CRA, OCC, Office of the Comptroller of the Currency, Department of the Treasury, bank merger, bank mergers, Bank Merger Act, business combinations, merger review, financial regulation, banking regulation, bank consolidation, regulatory disapproval, federal banking rule, rule repeal, Public Law 119-19

Transcript Highlights:

• Not big banks like the ranking member is referring to—community banks, Main Street banks, midsize banks
• Community banks, Main Street banks, midsize banks.
• in the merger process so that<05:08:38.958><c> healthy</c><05:08:39.360><c> banks</c><05:08:39.680><
• accountability, and bank supervision and merger review, quote unquote.
• accountability, and bank supervision and merger review, quote unquote.

Bills: HB6955 , HB8800 , HR1118

Keywords: banking reform, financial institutions, community banks, credit unions, regulatory relief, economic stability, mergers and acquisitions, supervisory practices, CACFP, Child and Adult Care Food Program, National CACFP Week, child nutrition, school meals, after-school meals, Head Start, child care, day care, adult day care, emergency shelters, military child care

Bills: HB3794 , HB3796 , HB3928 , HB2955 , HB4453 , HB4460

Committee: House Insurance

Keywords: licensure, criminal history, public safety, occupational certification, rehabilitation, state regulations, insurance, regulations, certification, long-term care, mergers, consumer protection, property safety, vision insurance, optometry, reimbursement, healthcare policy, ophthalmic materials, provider agreements, captive insurance

Transcript Highlights:

• Barry has an impeccable banking reputation and is known across the state. With that, I have Mr.
• I've enjoyed it with 40 some years of banking experience.
• Previously, he served as senior vice president and senior lending officer at Equity Bank.
• This is a banking association request bill.
• I've talked with the banking association on this.

Bills: HB4322 , HB4202 , HB4203 , HB4457 , HB3983 , HB3660 , HB3802 , HB2933 , HB2955 , HB2956 , HB3781 , HB3521 , HB3794 , HB3796 , HB3800

Committee: Senate Business and Insurance

Keywords: funeral services licensing, funeral director, embalmer, funeral director in charge, dual licensure, mortuary science, Oklahoma Funeral Board, funeral establishment, commercial embalming establishment, crematory, cremation, alkaline hydrolysis, apprenticeship, licensing requirements, professional regulation, undertaker, mortician, burial services, death care industry, workers' compensation

Transcript Highlights:

• Troxler, Senate Bill 621 seeks a prohibition on the establishment, operation, or ownership of a public bank
• Endeavors outside of those core functions, like running one or more public banks, siphon away finite
• duties, while it aggressively pursues all manner of social justice initiatives, including public banking
• , but I was just going to be curious as to what services and to what level of involvement a public bank
• What we all understand and basically know about what our banking system is all about.

Bills: SB414 , SB621 , SB2395

Committee: House Pensions, Investments & Financial Services

Keywords: bond election, ballot proposition, debt obligation, municipal bonds, local government finance, property tax, ad valorem tax, school district bonds, county bonds, special taxing district, voter information document, public debt, municipal finance, tax-supported debt, election ballot language, bond transparency, homestead tax impact, capital improvements, general obligation bonds, public bank

Bills: HB2445 , HB2123 , HB3048 , HB3176 , HB3239 , HB3263 , HB3794 , HB3796 , HB4265 , HB4266 , HB4317 , HB4321 , HB4322 , HB3673

Committee: House Commerce & Economic Development Oversight

Keywords: HB2445, Route 66, Oklahoma Route 66 Centennial Forward Commission, centennial, historic highway, preservation, tourism, historical society, scenic byway, National Historic Trail, Route 66 Alliance, Route 66 Association, Oklahoma Historical Society, Oklahoma Department of Transportation, Oklahoma Tourism and Recreation Department, historic preservation, heritage tourism, public-private partnership, sunset extension, commission extension

Transcript Highlights:

• The bill allows certain entities to act as land banks.
• Land banks must prepare an annual report containing information.
• I am with the Spokane Regional Land Bank.
• will mean to the Spokane Land Bank and land banks across the state.
• And so while everybody can land bank, this coordinated land banking allows us to create a pipeline of

Bills: HB1974 , HB2265 , HB2452

Committee: House Housing

Keywords: land bank, land banking authority, affordable housing, housing crisis, housing supply, public corporation, public housing authority, nonprofit housing, tax-foreclosed property, blight remediation, redevelopment, anti-displacement, equity, redlining, racial segregation, deed restriction, affordability covenant, property tax exemption, excise tax exemption, predevelopment

Transcript Highlights:

• This is the Land Bank Bill. I briefed this proposed substitute in committee.
• removes several provisions, including the requirement that the county formally authorize the land bank
• I commend the Spokane Regional Land Bank for kicking this off to include nonprofits in this land banking
• land banking work that are going to get some additional benefits.
• So with that I Also doing land banking work that are going to get some additional benefits.

Bills: HB1974 , HB2118 , HB2236 , HB2269

Committee: House Housing

Keywords: land bank, land banking authority, affordable housing, housing crisis, housing supply, public corporation, public housing authority, nonprofit housing, tax-foreclosed property, blight remediation, redevelopment, anti-displacement, equity, redlining, racial segregation, deed restriction, affordability covenant, property tax exemption, excise tax exemption, predevelopment

Transcript Highlights:

• First, land owned by a nonprofit land bank is exempt from property tax.
• In addition, the bill exempts all property sales to or by a land bank from real estate excise tax.
• Banks to hold property tax-free.
• And you may not know, but I actually helped shepherd the first state land bank legislation.
• Land trusts and land banks really work well together.

Bills: HB2367 , HB1974 , HB2650 , HB2626

Committee: House Finance

Keywords: coal-fired plant, preferential treatment, energy policy, electric generation, regulatory reform, land bank, land banking authority, affordable housing, housing crisis, housing supply, public corporation, public housing authority, nonprofit housing, tax-foreclosed property, blight remediation, redevelopment, anti-displacement, equity, redlining, racial segregation

Transcript Highlights:

• Public Bank Alliance.
• Commercial banks.
• It is a wholesale bank, so it does not compete with local banks or community banks.
• So California public banks, similar to the Bank of North Dakota model, are wholesale banks.
• In the U.S., we only have one bank: that's Bank of North Dakota.

Bills: SB5754

Committee: Senate Ways & Means

Keywords: public bank, state bank, finance, banking regulations, economic development, state investment

Transcript Highlights:

• House Bill 1974 is the bill creating land bank authorities. Serena Dahlia.
• House Bill 1974 is the bill creating land bank authorities.
• authority and establish a land bank.
• House Bill, 1974, is the bill creating land bank authorities.
• authority and establish a land bank.

Bills: HB1983 , HB1974 , HB2334 , HB2367 , HB2650 , HB2655

Committee: House Finance

Keywords: timberland, real estate, excise tax, governmental entities, property taxation, land bank, land banking authority, affordable housing, housing crisis, housing supply, public corporation, public housing authority, nonprofit housing, tax-foreclosed property, blight remediation, redevelopment, anti-displacement, equity, redlining, racial segregation

Transcript Highlights:

• use of a bank name following mergers and consolidations, to provide for the continued use of a name
• But if you're a bank, you are a bank.
• We are still a bank. They're saying, ...and many, many banks disagree. We are still a bank.
• You either grow by merger with smaller banks or you sell to the big banks.
• Whenever you do a merger, the two banks merging, if they agree that, hey, look, just for marketing purposes

Bills: HB387 , HB673 , HB947 , HB975 , HB1102 , HB1228 , HB1229 , HCR66 , SB102 , SB165 , SB280 , SB291 , SB326 , SB521

Committees: House Commerce , House Commerce, Consumer Protection, and International Affairs

Keywords: engineering, land surveying, construction, state fire marshal, plan review, security cameras, abandoned property, blighted structures, property management, digital assets, abandonment, custodian, escheatment, blockchain, cryptocurrency, unclaimed property, state treasurer, Department of Public Service, statutory entities, public administration

Transcript Highlights:

• And it reforms the bank community banks.
• deposits to help small and midsize banks like Fifth Third Bank, Huntington Bank, and KeyBank improve
• </c> examining non-banks. examining non-banks.
• bank run would lead to unnecessary bank failures.
• bank run would lead to unnecessary bank failures.

Bills: HB1531 , HB6644 , HB3190 , HB3390 , HB3682 , HB5616 , SB3705

Keywords: Taiwan, China, banking organizations, financial regulators, national security, Burma, sanctions, foreign relations, accountability, economic oversight, military accountability, discount window, Federal Reserve, Federal Reserve Act, Board of Governors, liquidity, bank liquidity, emergency lending, lender of last resort, financial stability

Bills: SB342 , SB342 , SB159

Committee: House Ways and Means Education

Keywords: land bank, land bank authority, local land bank authority, Alabama Land Bank Authority, tax delinquent property, tax sale, tax lien, redemption period, quiet title, blight remediation, vacant property, foreclosure, ad valorem tax, property tax exemption, intergovernmental agreement, county government, municipal government, redevelopment, brownfields, floodplain management

Bills: AB40 , AB2674 , SB328 , SB344

Committee: House Natural Resources

Keywords: AB 2674, financial abuse, financial deception, elder financial abuse, bank fraud, scam prevention, consumer protection, depository institution, bank, credit union, suspicious transaction, fraud hotline, trusted third party, power of attorney, guardianship, conservatorship, elder abuse, senior citizen, treble damages, civil action

Summary: The Assembly Natural Resources Committee heard several measures, led by AB 40, which would require a full CEQA environmental impact report before approval of any new or expanded large coal terminal and require updated review if the project changes significantly. The author and supporters, including West Oakland community advocates and environmental groups, argued the bill was needed because an outdated environmental review did not analyze coal at the scale now proposed for the Oakland terminal and because West Oakland already bears heavy pollution burdens. Opponents, including business and terminal representatives, argued the project had already undergone extensive review and litigation and warned the bill would set a precedent for reopening settled approvals. Members questioned whether the air district had already approved the project and whether the bill was targeting a single facility. The author responded that the air district still had to issue a discretionary permit and that the bill was narrowly tailored to large coal terminals. The committee ultimately concurred in the Senate amendments to AB 40 on a recorded vote, with the bill passing out of committee. The committee also heard SB 344, which creates a project-specific pathway for San Diego’s Midway Rising redevelopment, a large mixed-use project with thousands of housing units, including affordable housing, parks, and a new arena. Support came from labor, the city, and business groups, while members raised questions about whether the bill was effectively insulating the project from CEQA litigation. The author said the bill does not exempt the project from CEQA but confirms the final EIR’s sufficiency once certified. SB 344 received a due pass recommendation and passed the committee. Finally, the committee heard SB 328 for the Concord Reuse Project Area, which would streamline implementation of the former Concord Naval Weapons Station reuse plan by creating an exemption within the Surplus Land Act and related disposition process for qualifying projects. The author and supporters emphasized decades of planning, extensive environmental review, a project labor agreement, and commitments to 25% affordable housing and open space. After questions about enforcement of affordability and tribal consultation, the bill received a due pass recommendation and passed. The committee also adopted a consent resolution and passed AB 2674, a transparency measure requiring CARB to post landfill temperature and monitoring data it already receives.

Bills: HB610 , HB620 , HB582 , HB610 , HB620 , HB582

Committee: House Commerce and Small Business

Keywords: state bank, public bank, government funds, financial services, constitutional amendment, tax abatements, international headquarters, publicly traded companies, economic incentives, Alabama tax reform, social-emotional learning, education policy, parental consent, K-12 education, teacher training, student surveys, disciplinary action, automatic renewal, consumer protection, cancellation policy

Transcript Highlights:

• ,</c> multilateral development banks, multilateral development banks, something<01:21:06.320><c> that
• </c><02:05:33.280><c> further</c> African Development Bank further African Development Bank further undercuts
• Today, it occupies not only Gaza and the West Bank, but parts of Syria and Lebanon.
• , it occupies not only Gaza and the Today, it occupies not only Gaza and the West<02:45:25.279><c> Bank
• They not only your bank account data.

Bills: HB8595 , HB4288 , HB4647 , HB6963 , HB5362 , HB6007

Keywords: appropriations, State Department, foreign aid, foreign assistance, diplomacy, embassy security, consular services, passport backlog, visa wait times, international broadcasting, Fulbright, Peace Corps, Millennium Challenge Corporation, foreign military financing, security assistance, counterterrorism, nonproliferation, democracy promotion, human rights, global health

Transcript Highlights:

• Uh he was convicted of violating<03:56:15.359><c> the</c><03:56:15.520><c> Bank</c><03:56:15.760><c>
• the Bank Secrecy Act and turning<03:56:17.279><c> a</c><03:56:17.520><c> blind</c><03:56:17.840><c>
• Now, because children don't open bank accounts, they don't apply for lines of credit, they don't seek
• Now, because children don't open bank accounts, they don't apply for lines of credit, they don't seek
• Now, because children don't open bank accounts, they don't apply for lines of credit, they don't seek

Bills: HB4423 , HB5348 , HB4430 , HB4431 , HB4429 , HB3716 , HR225 , HB5349 , HB5346 , HB5345 , HB5284 , HB4313 , HR1262 , SB616 , HR176 , HB2159 , HB4323 , HB2066 , HB4549 , HB4495 , HB4491 , HB3174

Keywords: Burma, Myanmar, World Bank, International Bank for Reconstruction and Development, IBRD, foreign aid, sanctions, military coup, democracy, development financing, multilateral lending, Treasury Department, Executive Director, international financial institutions, human rights, junta, national interest waiver, Social Security, SSN, Social Security number

Transcript Highlights:

• banks and privately held banks are able to keep records of their shares, and to allow for the use of
• Instead of having to use paper stock certificates, publicly traded banks and larger banks currently do
• to allow, like I say, state banks, savings banks, and savings and loans and their holding companies to
• Publicly traded banks and larger banks currently do this.
• to allow, like I say, state banks, savings banks, and savings and loans and their holding companies to

Bills: HB1163 , HB1168 , HR252 , HR253 , HCR103 , HCR108 , SB80 , SB131 , SB251 , SB254 , SB279 , SB384 , SB414 , SB468 , SB469 , SB496

Committees: House Commerce , House Commerce, Consumer Protection, and International Affairs

Keywords: fireworks, retail sales, fire safety, legislation, holiday celebrations, construction standards, precast concrete, DOTD, building regulations, minimum requirements, public projects, private projects, consumer protection, credit card fees, cash transactions, rounding practices, transparency, low-income, economic impact, residential construction

Transcript Highlights:

• Because what had happened, they hacked a bank in India. And they ended up having to close.
• Chairman, do we have a witness on this from the banking department? Chair: Yes, we do. Thank you.
• Chair: The Chair calls Marcus Adams on behalf of the Texas Department of Banking.
• Cash out of her bank accounts, etc. And there was nothing she could do.
• We show you registered as Marcus Adams on behalf of Texas Department of Banking.

Bills: HB3803 , HB3804 , HB3805 , HB3806 , HB3833 , HB4134 , HB4233 , HB4238 , HB4243

Committee: House Pensions, Investments & Financial Services

Keywords: HB 3803, Texas Health and Safety Code, Chapter 712, perpetual care cemetery, perpetual care trust fund, cemetery regulation, financial confidentiality, confidential records, regulatory examination, Texas Department of Banking, commissioner disclosure, interagency information sharing, state agency enforcement, federal agency disclosure, trust fund oversight, burial services, cemetery trust, consumer protection, state banks, Texas Finance Code